Watermark Financial Partners Mortgage Lending & HMDA Data, 2004

In 2004, Watermark Financial Partners of Denver, CO reported 15,773 mortgage applications totaling $1.6 billion, up 5% from 2003. The average application was for $101,329, and applicants reported an average income of $0. 0% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (1,043), Houston-Baytown-Sugar Land, TX (513) and Dallas-Plano-Irving, TX (498) (applications in parentheses).

Mortgage Company & Address Watermark Financial Partners
4582 S Ulster St, Suite 300
Denver, CO 80237
Tel #: available with data download
Federal Regulator * available with data download
Years 2004  2003  
Total Number of Mortgage Applications 15,773
Total Mortgage Loan Application Amount $1,598,278,000
Average Mortgage Loan Application Amount $101,329
Highest Mortgage Loan Application Amount $374,000
Average Applicant Income $0
Highest Applicant Income $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Watermark Financial Partners filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Watermark Financial Partners by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris, Texas 380 $ 38,363,000 $ 100,955 $ 0
Tarrant, Texas 315 $ 31,807,000 $ 100,974 $ 0
Dallas, Texas 298 $ 28,930,000 $ 97,080 $ 0
Shelby, Tennessee 293 $ 28,534,000 $ 97,385 $ 0
Marion, Indiana 246 $ 24,995,000 $ 101,605 $ 0
Jefferson, Alabama 209 $ 18,195,000 $ 87,057 $ 0
Gwinnett, Georgia 189 $ 25,475,000 $ 134,788 $ 0
Wayne, Michigan 178 $ 17,131,000 $ 96,241 $ 0
Cook, Illinois 177 $ 18,324,000 $ 103,525 $ 0
Bexar, Texas 177 $ 15,966,000 $ 90,203 $ 0
DeKalb, Georgia 149 $ 17,208,000 $ 115,489 $ 0
Mobile, Alabama 145 $ 12,280,000 $ 84,689 $ 0
Baltimore, Maryland 139 $ 12,677,000 $ 91,201 $ 0
Ada, Idaho 135 $ 13,977,000 $ 103,533 $ 0
Travis, Texas 132 $ 15,218,000 $ 115,287 $ 0
Bernalillo, New Mexico 130 $ 14,222,000 $ 109,400 $ 0
Mecklenburg, North Carolina 130 $ 15,131,000 $ 116,392 $ 0
Baltimore City, Maryland 127 $ 8,858,000 $ 69,748 $ 0
Jefferson, Kentucky 124 $ 11,553,000 $ 93,169 $ 0
Cobb, Georgia 119 $ 16,074,000 $ 135,075 $ 0
Snohomish, Washington 118 $ 18,976,000 $ 160,813 $ 0
King, Washington 111 $ 16,678,000 $ 150,252 $ 0
Davidson, Tennessee 110 $ 11,382,000 $ 103,472 $ 0
Pierce, Washington 110 $ 14,864,000 $ 135,127 $ 0
Orange, Florida 109 $ 10,043,000 $ 92,137 $ 0
Franklin, Ohio 109 $ 13,078,000 $ 119,981 $ 0
Clayton, Georgia 107 $ 11,645,000 $ 108,831 $ 0
Denton, Texas 106 $ 13,753,000 $ 129,745 $ 0
Canyon, Idaho 102 $ 9,552,000 $ 93,647 $ 0
Lake, Indiana 102 $ 9,225,000 $ 90,441 $ 0
Cuyahoga, Ohio 101 $ 9,359,000 $ 92,663 $ 0
Pulaski, Arkansas 100 $ 8,579,000 $ 85,790 $ 0
Spokane, Washington 95 $ 9,024,000 $ 94,989 $ 0
Collin, Texas 93 $ 12,245,000 $ 131,666 $ 0
Hillsborough, Florida 91 $ 8,275,000 $ 90,934 $ 0
Multnomah, Oregon 90 $ 12,227,000 $ 135,855 $ 0
Montgomery, Alabama 89 $ 7,895,000 $ 88,707 $ 0
Broward, Florida 89 $ 9,345,000 $ 105,000 $ 0
Jackson, Missouri 89 $ 8,083,000 $ 90,820 $ 0
Duval, Florida 88 $ 7,525,000 $ 85,511 $ 0
Fulton, Georgia 87 $ 10,561,000 $ 121,390 $ 0
Miami-Dade, Florida 86 $ 8,187,000 $ 95,197 $ 0
Henry, Georgia 86 $ 11,013,000 $ 128,058 $ 0
Wake, North Carolina 85 $ 9,968,000 $ 117,270 $ 0
El Paso, Texas 85 $ 5,975,000 $ 70,294 $ 0
Pinellas, Florida 75 $ 6,394,000 $ 85,253 $ 0
Genesee, Michigan 73 $ 6,329,000 $ 86,698 $ 0
Chesterfield, Virginia 72 $ 7,292,000 $ 101,277 $ 0
Madison, Alabama 71 $ 6,129,000 $ 86,323 $ 0
Virginia Beach, Virginia 70 $ 6,984,000 $ 99,771 $ 0
Clark, Washington 70 $ 9,938,000 $ 141,971 $ 0
Winnebago, Illinois 69 $ 5,603,000 $ 81,202 $ 0
Douglas, Nebraska 67 $ 6,167,000 $ 92,044 $ 0
Washington, Oregon 66 $ 10,106,000 $ 153,121 $ 0
Kent, Michigan 62 $ 5,946,000 $ 95,903 $ 0
Paulding, Georgia 61 $ 7,082,000 $ 116,098 $ 0
Macomb, Michigan 61 $ 7,457,000 $ 122,245 $ 0
Allen, Indiana 60 $ 4,988,000 $ 83,133 $ 0
Montgomery, Ohio 59 $ 5,299,000 $ 89,813 $ 0
Richland, South Carolina 59 $ 5,567,000 $ 94,355 $ 0
Lancaster, Nebraska 57 $ 4,948,000 $ 86,807 $ 0
Knox, Tennessee 57 $ 5,194,000 $ 91,122 $ 0
Guilford, North Carolina 56 $ 5,541,000 $ 98,946 $ 0
Polk, Florida 54 $ 4,383,000 $ 81,166 $ 0
Pasco, Florida 51 $ 4,574,000 $ 89,686 $ 0
Lane, Oregon 51 $ 5,299,000 $ 103,901 $ 0
Henrico, Virginia 51 $ 5,381,000 $ 105,509 $ 0
Montgomery, Texas 50 $ 5,260,000 $ 105,200 $ 0
Hendricks, Indiana 49 $ 5,725,000 $ 116,836 $ 0
Brevard, Florida 48 $ 4,008,000 $ 83,500 $ 0
Newton, Georgia 48 $ 5,514,000 $ 114,875 $ 0
Fayette, Kentucky 48 $ 4,361,000 $ 90,854 $ 0
Greene, Missouri 48 $ 3,633,000 $ 75,687 $ 0
Shelby, Alabama 47 $ 4,935,000 $ 105,000 $ 0
Benton, Arkansas 47 $ 3,974,000 $ 84,553 $ 0
Fort Bend, Texas 47 $ 5,325,000 $ 113,297 $ 0
Yakima, Washington 46 $ 4,517,000 $ 98,195 $ 0
Hamilton, Indiana 45 $ 5,648,000 $ 125,511 $ 0
Volusia, Florida 43 $ 3,354,000 $ 78,000 $ 0
Madison, Illinois 42 $ 3,371,000 $ 80,261 $ 0
Polk, Iowa 42 $ 4,069,000 $ 96,880 $ 0
Marion, Oregon 42 $ 4,687,000 $ 111,595 $ 0
Washington, Arkansas 41 $ 3,361,000 $ 81,975 $ 0
Sedgwick, Kansas 41 $ 3,345,000 $ 81,585 $ 0
Hamilton, Ohio 41 $ 4,026,000 $ 98,195 $ 0
Thurston, Washington 41 $ 5,101,000 $ 124,414 $ 0
Palm Beach, Florida 40 $ 3,503,000 $ 87,575 $ 0
Richmond, Georgia 40 $ 3,023,000 $ 75,575 $ 0
Summit, Ohio 40 $ 3,403,000 $ 85,075 $ 0
Clackamas, Oregon 39 $ 5,921,000 $ 151,820 $ 0
Hampden, Massachusetts 38 $ 3,758,000 $ 98,894 $ 0
Seminole, Florida 37 $ 3,108,000 $ 84,000 $ 0
Bannock, Idaho 37 $ 2,712,000 $ 73,297 $ 0
Jefferson, Missouri 37 $ 3,867,000 $ 104,513 $ 0
Faulkner, Arkansas 36 $ 3,080,000 $ 85,555 $ 0
Clay, Missouri 36 $ 3,820,000 $ 106,111 $ 0
Sarpy, Nebraska 36 $ 3,735,000 $ 103,750 $ 0
Lake, Illinois 35 $ 4,962,000 $ 141,771 $ 0
Kitsap, Washington 35 $ 4,296,000 $ 122,742 $ 0
Maricopa, Arizona 34 $ 4,216,000 $ 124,000 $ 0
Will, Illinois 34 $ 4,588,000 $ 134,941 $ 0
Greenville, South Carolina 33 $ 3,148,000 $ 95,393 $ 0
Sumner, Tennessee 33 $ 3,727,000 $ 112,939 $ 0
Osceola, Florida 32 $ 2,985,000 $ 93,281 $ 0
Berkeley, West Virginia 32 $ 3,730,000 $ 116,562 $ 0
Arapahoe, Colorado 31 $ 5,344,000 $ 172,387 $ 0
Escambia, Florida 31 $ 2,400,000 $ 77,419 $ 0
Bonneville, Idaho 31 $ 2,581,000 $ 83,258 $ 0
Gaston, North Carolina 31 $ 2,942,000 $ 94,903 $ 0
York, South Carolina 31 $ 3,271,000 $ 105,516 $ 0
Nueces, Texas 31 $ 2,596,000 $ 83,741 $ 0
Milwaukee, Wisconsin 31 $ 2,765,000 $ 89,193 $ 0
Lee, Florida 30 $ 2,630,000 $ 87,666 $ 0
Cherokee, Georgia 30 $ 4,305,000 $ 143,500 $ 0
Walton, Georgia 30 $ 3,499,000 $ 116,633 $ 0
Peoria, Illinois 30 $ 2,138,000 $ 71,266 $ 0
Kenton, Kentucky 30 $ 2,812,000 $ 93,733 $ 0
Harford, Maryland 30 $ 3,148,000 $ 104,933 $ 0
Anne Arundel, Maryland 29 $ 3,208,000 $ 110,620 $ 0
Montgomery, Maryland 29 $ 3,861,000 $ 133,137 $ 0
Butler, Ohio 29 $ 2,983,000 $ 102,862 $ 0
Chesapeake, Virginia 29 $ 3,243,000 $ 111,827 $ 0
Hampton, Virginia 29 $ 2,995,000 $ 103,275 $ 0
McLean, Illinois 28 $ 2,540,000 $ 90,714 $ 0
Johnson, Indiana 28 $ 2,970,000 $ 106,071 $ 0
Oakland, Michigan 28 $ 3,769,000 $ 134,607 $ 0
Hennepin, Minnesota 28 $ 3,634,000 $ 129,785 $ 0
Tuscaloosa, Alabama 27 $ 2,570,000 $ 95,185 $ 0
Rockdale, Georgia 27 $ 3,212,000 $ 118,962 $ 0
Tippecanoe, Indiana 27 $ 2,471,000 $ 91,518 $ 0
Hamilton, Tennessee 27 $ 2,261,000 $ 83,740 $ 0
Rutherford, Tennessee 27 $ 2,869,000 $ 106,259 $ 0
El Paso, Colorado 26 $ 3,795,000 $ 145,961 $ 0
Sarasota, Florida 26 $ 2,587,000 $ 99,500 $ 0
Douglas, Georgia 26 $ 3,237,000 $ 124,500 $ 0
Kootenai, Idaho 26 $ 2,403,000 $ 92,423 $ 0
Rock Island, Illinois 26 $ 1,940,000 $ 74,615 $ 0
Elkhart, Indiana 26 $ 2,151,000 $ 82,730 $ 0
Adams, Colorado 25 $ 4,808,000 $ 192,320 $ 0
Lake, Florida 25 $ 2,635,000 $ 105,400 $ 0
Sebastian, Arkansas 24 $ 1,834,000 $ 76,416 $ 0
Manatee, Florida 24 $ 2,449,000 $ 102,041 $ 0
Porter, Indiana 24 $ 2,448,000 $ 102,000 $ 0
Stark, Ohio 24 $ 2,092,000 $ 87,166 $ 0
Newport News, Virginia 24 $ 2,027,000 $ 84,458 $ 0
Richmond City, Virginia 24 $ 2,045,000 $ 85,208 $ 0
Kanawha, West Virginia 24 $ 1,791,000 $ 74,625 $ 0
Jefferson, Colorado 23 $ 3,756,000 $ 163,304 $ 0
Coweta, Georgia 23 $ 2,576,000 $ 112,000 $ 0
Worcester, Massachusetts 23 $ 2,767,000 $ 120,304 $ 0
Kalamazoo, Michigan 23 $ 2,043,000 $ 88,826 $ 0
Durham, North Carolina 23 $ 2,642,000 $ 114,869 $ 0
Prince William, Virginia 23 $ 3,869,000 $ 168,217 $ 0
Morgan, Alabama 22 $ 1,734,000 $ 78,818 $ 0
Denver, Colorado 22 $ 3,229,000 $ 146,772 $ 0
Hernando, Florida 22 $ 1,852,000 $ 84,181 $ 0
Muskegon, Michigan 22 $ 1,587,000 $ 72,136 $ 0
Platte, Missouri 22 $ 2,461,000 $ 111,863 $ 0
Cabarrus, North Carolina 22 $ 2,613,000 $ 118,772 $ 0
Lucas, Ohio 22 $ 1,934,000 $ 87,909 $ 0
Brazoria, Texas 22 $ 1,977,000 $ 89,863 $ 0
Houston, Alabama 21 $ 1,721,000 $ 81,952 $ 0
Hall, Georgia 21 $ 2,107,000 $ 100,333 $ 0
Tazewell, Illinois 21 $ 1,608,000 $ 76,571 $ 0
Scott, Iowa 21 $ 1,798,000 $ 85,619 $ 0
Jackson, Michigan 21 $ 1,618,000 $ 77,047 $ 0
Clark, Ohio 21 $ 1,776,000 $ 84,571 $ 0
Licking, Ohio 21 $ 2,905,000 $ 138,333 $ 0
Lee, Alabama 20 $ 1,715,000 $ 85,750 $ 0
Calhoun, Michigan 20 $ 1,808,000 $ 90,400 $ 0
Lorain, Ohio 20 $ 2,146,000 $ 107,300 $ 0
Jackson, Oregon 20 $ 2,234,000 $ 111,700 $ 0
Calhoun, Alabama 19 $ 1,468,000 $ 77,263 $ 0
Clay, Florida 19 $ 1,898,000 $ 99,894 $ 0
Macon, Illinois 19 $ 1,376,000 $ 72,421 $ 0
Saginaw, Michigan 19 $ 1,531,000 $ 80,578 $ 0
Forsyth, North Carolina 19 $ 1,737,000 $ 91,421 $ 0
Trumbull, Ohio 19 $ 1,447,000 $ 76,157 $ 0
Charleston, South Carolina 19 $ 1,902,000 $ 100,105 $ 0
Lexington, South Carolina 19 $ 1,795,000 $ 94,473 $ 0
Galveston, Texas 19 $ 1,805,000 $ 95,000 $ 0
Norfolk, Virginia 19 $ 1,759,000 $ 92,578 $ 0
Marion, Florida 18 $ 1,372,000 $ 76,222 $ 0
Barrow, Georgia 18 $ 2,062,000 $ 114,555 $ 0
Champaign, Illinois 18 $ 1,333,000 $ 74,055 $ 0
McHenry, Illinois 18 $ 2,391,000 $ 132,833 $ 0
Charles, Maryland 18 $ 2,687,000 $ 149,277 $ 0
Plymouth, Massachusetts 18 $ 2,924,000 $ 162,444 $ 0
Ingham, Michigan 18 $ 1,524,000 $ 84,666 $ 0
Harrison, Mississippi 18 $ 1,489,000 $ 82,722 $ 0
Portsmouth, Virginia 18 $ 1,719,000 $ 95,500 $ 0
Craighead, Arkansas 17 $ 1,281,000 $ 75,352 $ 0
Garland, Arkansas 17 $ 1,173,000 $ 69,000 $ 0
Douglas, Colorado 17 $ 3,224,000 $ 189,647 $ 0
Muscogee, Georgia 17 $ 1,312,000 $ 77,176 $ 0
Madison, Indiana 17 $ 1,398,000 $ 82,235 $ 0
Morgan, Indiana 17 $ 2,015,000 $ 118,529 $ 0
Johnson, Kansas 17 $ 2,065,000 $ 121,470 $ 0
Howard, Maryland 17 $ 1,952,000 $ 114,823 $ 0
Anoka, Minnesota 17 $ 2,433,000 $ 143,117 $ 0
Jackson, Mississippi 17 $ 1,422,000 $ 83,647 $ 0
Cumberland, North Carolina 17 $ 1,352,000 $ 79,529 $ 0
Warren, Ohio 17 $ 2,209,000 $ 129,941 $ 0
Yamhill, Oregon 17 $ 2,181,000 $ 128,294 $ 0
Berkeley, South Carolina 17 $ 1,700,000 $ 100,000 $ 0
Minnehaha, South Dakota 17 $ 1,858,000 $ 109,294 $ 0
Williamson, Texas 17 $ 2,265,000 $ 133,235 $ 0
Saline, Arkansas 16 $ 1,366,000 $ 85,375 $ 0
Alachua, Florida 16 $ 1,373,000 $ 85,812 $ 0
Leon, Florida 16 $ 1,383,000 $ 86,437 $ 0
Kane, Illinois 16 $ 1,849,000 $ 115,562 $ 0
Sangamon, Illinois 16 $ 1,231,000 $ 76,937 $ 0
Washington, Maryland 16 $ 1,556,000 $ 97,250 $ 0
Berrien, Michigan 16 $ 1,250,000 $ 78,125 $ 0
Johnston, North Carolina 16 $ 1,781,000 $ 111,312 $ 0
Clermont, Ohio 16 $ 1,571,000 $ 98,187 $ 0
Mahoning, Ohio 16 $ 1,186,000 $ 74,125 $ 0
Williamson, Tennessee 16 $ 2,760,000 $ 172,500 $ 0
Roanoke City, Virginia 16 $ 1,309,000 $ 81,812 $ 0
Weld, Colorado 15 $ 2,016,000 $ 134,400 $ 0
Chatham, Georgia 15 $ 1,348,000 $ 89,866 $ 0
Columbia, Georgia 15 $ 1,606,000 $ 107,066 $ 0
Cass, Missouri 15 $ 1,468,000 $ 97,866 $ 0
Spartanburg, South Carolina 15 $ 1,366,000 $ 91,066 $ 0
Monroe, Indiana 14 $ 1,353,000 $ 96,642 $ 0
Frederick, Maryland 14 $ 1,606,000 $ 114,714 $ 0
Delaware, Ohio 14 $ 2,393,000 $ 170,928 $ 0
Anderson, South Carolina 14 $ 1,195,000 $ 85,357 $ 0
Dorchester, South Carolina 14 $ 1,571,000 $ 112,214 $ 0
Fairfax, Virginia 14 $ 1,704,000 $ 121,714 $ 0
Jefferson, West Virginia 14 $ 1,917,000 $ 136,928 $ 0
Jefferson, Arkansas 13 $ 1,019,000 $ 78,384 $ 0
Bay, Florida 13 $ 1,135,000 $ 87,307 $ 0
Okaloosa, Florida 13 $ 1,190,000 $ 91,538 $ 0
Boone, Indiana 13 $ 1,438,000 $ 110,615 $ 0
Hancock, Indiana 13 $ 1,474,000 $ 113,384 $ 0
Howard, Indiana 13 $ 1,305,000 $ 100,384 $ 0
Linn, Iowa 13 $ 1,090,000 $ 83,846 $ 0
Bullitt, Kentucky 13 $ 1,220,000 $ 93,846 $ 0
Cecil, Maryland 13 $ 1,492,000 $ 114,769 $ 0
Union, North Carolina 13 $ 1,594,000 $ 122,615 $ 0
Fairfield, Ohio 13 $ 1,910,000 $ 146,923 $ 0
Aiken, South Carolina 13 $ 1,058,000 $ 81,384 $ 0
Potter, Texas 13 $ 893,000 $ 68,692 $ 0
Randall, Texas 13 $ 993,000 $ 76,384 $ 0
Elmore, Alabama 12 $ 967,000 $ 80,583 $ 0
Limestone, Alabama 12 $ 944,000 $ 78,666 $ 0
Crittenden, Arkansas 12 $ 1,228,000 $ 102,333 $ 0
Bartow, Georgia 12 $ 1,246,000 $ 103,833 $ 0
Carroll, Georgia 12 $ 1,260,000 $ 105,000 $ 0
Calvert, Maryland 12 $ 1,661,000 $ 138,416 $ 0
Franklin, Missouri 12 $ 1,044,000 $ 87,000 $ 0
Greene, Ohio 12 $ 1,166,000 $ 97,166 $ 0
Horry, South Carolina 12 $ 1,147,000 $ 95,583 $ 0
Franklin, Washington 12 $ 1,215,000 $ 101,250 $ 0
Lonoke, Arkansas 11 $ 869,000 $ 79,000 $ 0
Larimer, Colorado 11 $ 1,720,000 $ 156,363 $ 0
Charlotte, Florida 11 $ 792,000 $ 72,000 $ 0
Santa Rosa, Florida 11 $ 964,000 $ 87,636 $ 0
Bibb, Georgia 11 $ 883,000 $ 80,272 $ 0
Boone, Kentucky 11 $ 1,071,000 $ 97,363 $ 0
Oldham, Kentucky 11 $ 1,332,000 $ 121,090 $ 0
Bay, Michigan 11 $ 773,000 $ 70,272 $ 0
Lapeer, Michigan 11 $ 1,386,000 $ 126,000 $ 0
Livingston, Michigan 11 $ 1,741,000 $ 158,272 $ 0
Dakota, Minnesota 11 $ 1,753,000 $ 159,363 $ 0
Ramsey, Minnesota 11 $ 1,558,000 $ 141,636 $ 0
Washington, Minnesota 11 $ 1,410,000 $ 128,181 $ 0
Wright, Minnesota 11 $ 1,657,000 $ 150,636 $ 0
Christian, Missouri 11 $ 1,045,000 $ 95,000 $ 0
Jasper, Missouri 11 $ 821,000 $ 74,636 $ 0
Cass, North Dakota 11 $ 951,000 $ 86,454 $ 0
Polk, Oregon 11 $ 1,220,000 $ 110,909 $ 0
Benton, Washington 11 $ 996,000 $ 90,545 $ 0
Skagit, Washington 11 $ 1,391,000 $ 126,454 $ 0
Pima, Arizona 10 $ 918,000 $ 91,800 $ 0
Crawford, Arkansas 10 $ 954,000 $ 95,400 $ 0
Spalding, Georgia 10 $ 931,000 $ 93,100 $ 0
Boone, Illinois 10 $ 1,037,000 $ 103,700 $ 0
Kankakee, Illinois 10 $ 868,000 $ 86,800 $ 0
Bartholomew, Indiana 10 $ 953,000 $ 95,300 $ 0
Middlesex, Massachusetts 10 $ 1,728,000 $ 172,800 $ 0
Suffolk, Massachusetts 10 $ 1,750,000 $ 175,000 $ 0
Ottawa, Michigan 10 $ 1,118,000 $ 111,800 $ 0
Rankin, Mississippi 10 $ 817,000 $ 81,700 $ 0
Boone, Missouri 10 $ 838,000 $ 83,800 $ 0
Lake, Ohio 10 $ 1,147,000 $ 114,700 $ 0
Chelan, Washington 10 $ 1,146,000 $ 114,600 $ 0
Mesa, Colorado 9 $ 952,000 $ 105,777 $ 0
Forsyth, Georgia 9 $ 1,403,000 $ 155,888 $ 0
Kendall, Illinois 9 $ 1,246,000 $ 138,444 $ 0
Jasper, Indiana 9 $ 862,000 $ 95,777 $ 0
Vanderburgh, Indiana 9 $ 683,000 $ 75,888 $ 0
Woodbury, Iowa 9 $ 657,000 $ 73,000 $ 0
Daviess, Kentucky 9 $ 726,000 $ 80,666 $ 0
Dona Ana, New Mexico 9 $ 779,000 $ 86,555 $ 0
Pitt, North Carolina 9 $ 879,000 $ 97,666 $ 0
Deschutes, Oregon 9 $ 978,000 $ 108,666 $ 0
Wilson, Tennessee 9 $ 1,152,000 $ 128,000 $ 0
Cameron, Texas 9 $ 731,000 $ 81,222 $ 0
Hanover, Virginia 9 $ 1,094,000 $ 121,555 $ 0
Roanoke, Virginia 9 $ 884,000 $ 98,222 $ 0
York, Virginia 9 $ 845,000 $ 93,888 $ 0
Monongalia, West Virginia 9 $ 741,000 $ 82,333 $ 0
Brown, Wisconsin 9 $ 681,000 $ 75,666 $ 0
Russell, Alabama 8 $ 751,000 $ 93,875 $ 0
New Haven, Connecticut 8 $ 888,000 $ 111,000 $ 0
Shelby, Indiana 8 $ 672,000 $ 84,000 $ 0
Vigo, Indiana 8 $ 614,000 $ 76,750 $ 0
Scott, Kentucky 8 $ 897,000 $ 112,125 $ 0
Warren, Kentucky 8 $ 629,000 $ 78,625 $ 0
Bristol, Massachusetts 8 $ 951,000 $ 118,875 $ 0
Essex, Massachusetts 8 $ 1,252,000 $ 156,500 $ 0
Ionia, Michigan 8 $ 707,000 $ 88,375 $ 0
Madison, Mississippi 8 $ 561,000 $ 70,125 $ 0
Buchanan, Missouri 8 $ 617,000 $ 77,125 $ 0
Clark, Nevada 8 $ 973,000 $ 121,625 $ 0
Miami, Ohio 8 $ 630,000 $ 78,750 $ 0
Richland, Ohio 8 $ 758,000 $ 94,750 $ 0
Florence, South Carolina 8 $ 627,000 $ 78,375 $ 0
Fredericksburg, Virginia 8 $ 660,000 $ 82,500 $ 0
Gloucester, Virginia 8 $ 796,000 $ 99,500 $ 0
Lynchburg, Virginia 8 $ 677,000 $ 84,625 $ 0
Powhatan, Virginia 8 $ 957,000 $ 119,625 $ 0
Rockingham, Virginia 8 $ 806,000 $ 100,750 $ 0
Stafford, Virginia 8 $ 1,254,000 $ 156,750 $ 0
Whatcom, Washington 8 $ 1,007,000 $ 125,875 $ 0
Cabell, West Virginia 8 $ 640,000 $ 80,000 $ 0
Wood, West Virginia 8 $ 599,000 $ 74,875 $ 0
Pinal, Arizona 7 $ 805,000 $ 115,000 $ 0
Miller, Arkansas 7 $ 553,000 $ 79,000 $ 0
Hartford, Connecticut 7 $ 754,000 $ 107,714 $ 0
Collier, Florida 7 $ 775,000 $ 110,714 $ 0
Fayette, Georgia 7 $ 936,000 $ 133,714 $ 0
Houston, Georgia 7 $ 572,000 $ 81,714 $ 0
Gem, Idaho 7 $ 614,000 $ 87,714 $ 0
Dallas, Iowa 7 $ 715,000 $ 102,142 $ 0
Shawnee, Kansas 7 $ 450,000 $ 64,285 $ 0
Campbell, Kentucky 7 $ 621,000 $ 88,714 $ 0
Christian, Kentucky 7 $ 488,000 $ 69,714 $ 0
Hardin, Kentucky 7 $ 530,000 $ 75,714 $ 0
Carroll, Maryland 7 $ 781,000 $ 111,571 $ 0
Prince George's, Maryland 7 $ 727,000 $ 103,857 $ 0
Washtenaw, Michigan 7 $ 815,000 $ 116,428 $ 0
Webster, Missouri 7 $ 513,000 $ 73,285 $ 0
Santa Fe, New Mexico 7 $ 1,118,000 $ 159,714 $ 0
Alamance, North Carolina 7 $ 832,000 $ 118,857 $ 0
Columbia, Oregon 7 $ 909,000 $ 129,857 $ 0
Pickens, South Carolina 7 $ 617,000 $ 88,142 $ 0
Blount, Tennessee 7 $ 727,000 $ 103,857 $ 0
Tipton, Tennessee 7 $ 929,000 $ 132,714 $ 0
Johnson, Texas 7 $ 807,000 $ 115,285 $ 0
Bedford, Virginia 7 $ 697,000 $ 99,571 $ 0
Loudoun, Virginia 7 $ 1,282,000 $ 183,142 $ 0
Prince George, Virginia 7 $ 803,000 $ 114,714 $ 0
Autauga, Alabama 6 $ 598,000 $ 99,666 $ 0
Blount, Alabama 6 $ 560,000 $ 93,333 $ 0
Floyd, Georgia 6 $ 552,000 $ 92,000 $ 0
Warren, Iowa 6 $ 713,000 $ 118,833 $ 0
Nelson, Kentucky 6 $ 439,000 $ 73,166 $ 0
Berkshire, Massachusetts 6 $ 494,000 $ 82,333 $ 0
Olmsted, Minnesota 6 $ 739,000 $ 123,166 $ 0
Cole, Missouri 6 $ 509,000 $ 84,833 $ 0
St. Louis, Missouri 6 $ 565,000 $ 94,166 $ 0
Sandoval, New Mexico 6 $ 720,000 $ 120,000 $ 0
Henderson, North Carolina 6 $ 589,000 $ 98,166 $ 0
Burleigh, North Dakota 6 $ 498,000 $ 83,000 $ 0
Grand Forks, North Dakota 6 $ 485,000 $ 80,833 $ 0
Madison, Ohio 6 $ 793,000 $ 132,166 $ 0
Sumter, South Carolina 6 $ 459,000 $ 76,500 $ 0
Suffolk, Virginia 6 $ 767,000 $ 127,833 $ 0
Cowlitz, Washington 6 $ 668,000 $ 111,333 $ 0
Putnam, West Virginia 6 $ 636,000 $ 106,000 $ 0
Lawrence, Alabama 5 $ 415,000 $ 83,000 $ 0
Boulder, Colorado 5 $ 913,000 $ 182,600 $ 0
Pueblo, Colorado 5 $ 447,000 $ 89,400 $ 0
Clarke, Georgia 5 $ 426,000 $ 85,200 $ 0
Jefferson, Idaho 5 $ 478,000 $ 95,600 $ 0
Clark, Indiana 5 $ 451,000 $ 90,200 $ 0
Delaware, Indiana 5 $ 382,000 $ 76,400 $ 0
Pottawattamie, Iowa 5 $ 379,000 $ 75,800 $ 0
Somerset, Maryland 5 $ 344,000 $ 68,800 $ 0
Wicomico, Maryland 5 $ 434,000 $ 86,800 $ 0
Franklin, Massachusetts 5 $ 481,000 $ 96,200 $ 0
Van Buren, Michigan 5 $ 429,000 $ 85,800 $ 0
Scott, Minnesota 5 $ 677,000 $ 135,400 $ 0
Sherburne, Minnesota 5 $ 733,000 $ 146,600 $ 0
Forrest, Mississippi 5 $ 335,000 $ 67,000 $ 0
Hinds, Mississippi 5 $ 440,000 $ 88,000 $ 0
Washoe, Nevada 5 $ 661,000 $ 132,200 $ 0
Catawba, North Carolina 5 $ 502,000 $ 100,400 $ 0
Rockingham, North Carolina 5 $ 406,000 $ 81,200 $ 0
Erie, Ohio 5 $ 387,000 $ 77,400 $ 0
Medina, Ohio 5 $ 816,000 $ 163,200 $ 0
Benton, Oregon 5 $ 562,000 $ 112,400 $ 0
Lincoln, South Dakota 5 $ 532,000 $ 106,400 $ 0
Bradley, Tennessee 5 $ 418,000 $ 83,600 $ 0
Jefferson, Tennessee 5 $ 370,000 $ 74,000 $ 0
Madison, Tennessee 5 $ 373,000 $ 74,600 $ 0
Fluvanna, Virginia 5 $ 542,000 $ 108,400 $ 0
Petersburg, Virginia 5 $ 454,000 $ 90,800 $ 0
Pittsylvania, Virginia 5 $ 398,000 $ 79,600 $ 0
Spotsylvania, Virginia 5 $ 835,000 $ 167,000 $ 0
Hancock, West Virginia 5 $ 364,000 $ 72,800 $ 0
Etowah, Alabama 4 $ 365,000 $ 91,250 $ 0
Lauderdale, Alabama 4 $ 314,000 $ 78,500 $ 0
Walker, Alabama 4 $ 300,000 $ 75,000 $ 0
Yuma, Arizona 4 $ 354,000 $ 88,500 $ 0
New Castle, Delaware 4 $ 434,000 $ 108,500 $ 0
Whitfield, Georgia 4 $ 304,000 $ 76,000 $ 0
Nez Perce, Idaho 4 $ 358,000 $ 89,500 $ 0
Grundy, Illinois 4 $ 454,000 $ 113,500 $ 0
Henry, Illinois 4 $ 357,000 $ 89,250 $ 0
Vermilion, Illinois 4 $ 295,000 $ 73,750 $ 0
Butler, Kansas 4 $ 323,000 $ 80,750 $ 0
Wyandotte, Kansas 4 $ 414,000 $ 103,500 $ 0
Clark, Kentucky 4 $ 316,000 $ 79,000 $ 0
Grant, Kentucky 4 $ 277,000 $ 69,250 $ 0
Greenup, Kentucky 4 $ 223,000 $ 55,750 $ 0
Henderson, Kentucky 4 $ 241,000 $ 60,250 $ 0
Henry, Kentucky 4 $ 306,000 $ 76,500 $ 0
Shelby, Kentucky 4 $ 380,000 $ 95,000 $ 0
Spencer, Kentucky 4 $ 427,000 $ 106,750 $ 0
Woodford, Kentucky 4 $ 343,000 $ 85,750 $ 0
Eaton, Michigan 4 $ 375,000 $ 93,750 $ 0
Monroe, Michigan 4 $ 426,000 $ 106,500 $ 0
Newaygo, Michigan 4 $ 323,000 $ 80,750 $ 0
Dakota, Nebraska 4 $ 317,000 $ 79,250 $ 0
Strafford, New Hampshire 4 $ 451,000 $ 112,750 $ 0
Stokes, North Carolina 4 $ 431,000 $ 107,750 $ 0
Wayne, North Carolina 4 $ 362,000 $ 90,500 $ 0
Allen, Ohio 4 $ 263,000 $ 65,750 $ 0
Brown, Ohio 4 $ 398,000 $ 99,500 $ 0
Union, Ohio 4 $ 550,000 $ 137,500 $ 0
Providence, Rhode Island 4 $ 459,000 $ 114,750 $ 0
Kershaw, South Carolina 4 $ 407,000 $ 101,750 $ 0
Pennington, South Dakota 4 $ 418,000 $ 104,500 $ 0
Anderson, Tennessee 4 $ 306,000 $ 76,500 $ 0
Carter, Tennessee 4 $ 322,000 $ 80,500 $ 0
Cheatham, Tennessee 4 $ 352,000 $ 88,000 $ 0
Fayette, Tennessee 4 $ 473,000 $ 118,250 $ 0
Hays, Texas 4 $ 610,000 $ 152,500 $ 0
Salt Lake, Utah 4 $ 488,000 $ 122,000 $ 0
Campbell, Virginia 4 $ 310,000 $ 77,500 $ 0
Caroline, Virginia 4 $ 423,000 $ 105,750 $ 0
Charlottesville, Virginia 4 $ 461,000 $ 115,250 $ 0
Dinwiddie, Virginia 4 $ 342,000 $ 85,500 $ 0
James City, Virginia 4 $ 547,000 $ 136,750 $ 0
Montgomery, Virginia 4 $ 336,000 $ 84,000 $ 0
Pulaski, Virginia 4 $ 373,000 $ 93,250 $ 0
Salem, Virginia 4 $ 470,000 $ 117,500 $ 0
Warren, Virginia 4 $ 393,000 $ 98,250 $ 0
Chilton, Alabama 3 $ 281,000 $ 93,666 $ 0
Broomfield, Colorado 3 $ 596,000 $ 198,666 $ 0
Indian River, Florida 3 $ 252,000 $ 84,000 $ 0
Martin, Florida 3 $ 241,000 $ 80,333 $ 0
Nassau, Florida 3 $ 326,000 $ 108,666 $ 0
Dougherty, Georgia 3 $ 199,000 $ 66,333 $ 0
Lowndes, Georgia 3 $ 242,000 $ 80,666 $ 0
DuPage, Illinois 3 $ 592,000 $ 197,333 $ 0
Ford, Illinois 3 $ 188,000 $ 62,666 $ 0
Macoupin, Illinois 3 $ 250,000 $ 83,333 $ 0
Dearborn, Indiana 3 $ 268,000 $ 89,333 $ 0
Owen, Indiana 3 $ 258,000 $ 86,000 $ 0
St. Joseph, Indiana 3 $ 212,000 $ 70,666 $ 0
Dubuque, Iowa 3 $ 333,000 $ 111,000 $ 0
Harvey, Kansas 3 $ 225,000 $ 75,000 $ 0
Jefferson, Kansas 3 $ 227,000 $ 75,666 $ 0
Jessamine, Kentucky 3 $ 366,000 $ 122,000 $ 0
Allegany, Maryland 3 $ 211,000 $ 70,333 $ 0
Barnstable, Massachusetts 3 $ 332,000 $ 110,666 $ 0
Barry, Michigan 3 $ 261,000 $ 87,000 $ 0
Cass, Michigan 3 $ 309,000 $ 103,000 $ 0
Lafayette, Missouri 3 $ 237,000 $ 79,000 $ 0
Lincoln, Missouri 3 $ 260,000 $ 86,666 $ 0
Newton, Missouri 3 $ 208,000 $ 69,333 $ 0
Ray, Missouri 3 $ 256,000 $ 85,333 $ 0
Warren, Missouri 3 $ 239,000 $ 79,666 $ 0
Washington, Missouri 3 $ 208,000 $ 69,333 $ 0
Seward, Nebraska 3 $ 237,000 $ 79,000 $ 0
Washington, Nebraska 3 $ 334,000 $ 111,333 $ 0
Hillsborough, New Hampshire 3 $ 438,000 $ 146,000 $ 0
Brunswick, North Carolina 3 $ 321,000 $ 107,000 $ 0
Franklin, North Carolina 3 $ 282,000 $ 94,000 $ 0
Nash, North Carolina 3 $ 265,000 $ 88,333 $ 0
Onslow, North Carolina 3 $ 306,000 $ 102,000 $ 0
Morton, North Dakota 3 $ 243,000 $ 81,000 $ 0
Pickaway, Ohio 3 $ 335,000 $ 111,666 $ 0
Portage, Ohio 3 $ 378,000 $ 126,000 $ 0
Oklahoma, Oklahoma 3 $ 323,000 $ 107,666 $ 0
Tulsa, Oklahoma 3 $ 361,000 $ 120,333 $ 0
Turner, South Dakota 3 $ 230,000 $ 76,666 $ 0
Montgomery, Tennessee 3 $ 219,000 $ 73,000 $ 0
Sullivan, Tennessee 3 $ 211,000 $ 70,333 $ 0
Amherst, Virginia 3 $ 237,000 $ 79,000 $ 0
Franklin, Virginia 3 $ 263,000 $ 87,666 $ 0
Greene, Virginia 3 $ 338,000 $ 112,666 $ 0
Hopewell, Virginia 3 $ 248,000 $ 82,666 $ 0
Isle of Wight, Virginia 3 $ 283,000 $ 94,333 $ 0
King William, Virginia 3 $ 365,000 $ 121,666 $ 0
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Mortgage Loan Application Detail Totals for Watermark Financial Partners in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 15,769 $1,597,795,000 $102,341 $374,000 $0 $0
Home Purchase 4 $483,000 $120,000 $202,000 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 10,741 $1,094,089,000 $103,275 $374,000 $0 $0
Black or African American 3,460 $344,496,000 $103,828 $302,000 $0 $0
Hispanic 1,029 $103,283,000 $100,277 $239,000 $0 $0
Not Provided 180 $17,403,000 $95,866 $260,000 $0 $0
Asian 136 $16,036,000 $109,730 $253,000 $0 $0
American Indian or Alaskan Native 126 $12,121,000 $91,269 $255,000 $0 $0
Native Hawaiian or Other Pacific Islander 101 $10,850,000 $105,629 $253,000 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 15,628 $1,581,998,000 $102,365 $302,000 $0 $0
VA-guaranteed (Veterans Administration) 136 $14,719,000 $105,583 $221,000 $0 $0
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9 $1,561,000 $173,000 $374,000 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 10,696 $1,109,970,000 $104,634 $374,000 $0 $0
Application Withdrawn By Applicant 4,976 $478,625,000 $98,205 $269,000 $0 $0
Loan Originated 74 $7,116,000 $96,130 $183,000 $0 $0
Application Denied By Financial Institution 27 $2,567,000 $94,533 $220,000 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 13 $1,079,000 $78,555 $149,000 $0 $0
Other 13 $1,416,000 $114,800 $220,000 $0 $0
Unverifiable Information 1 $72,000 $72,000 $72,000 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Watermark Financial Partners's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Watermark Financial Partners's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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