1 mortgage lender is based in Watervliet, MI, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Berrien County, MI in 2025.
In 2025, 283 lenders made 4,011 home loans worth $2.9 billion in Berrien County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Berrien County, which includes Watervliet.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | United Federal Credit Union St. Joseph, MI | 683 | $113.4M | $166,000 | 17.0% |
| 2 | Honor Credit Union Berrien Springs, MI | 562 | $90.0M | $160,000 | 14.0% |
| 3 | Fifth Third Bank, National Association Cincinnati, OH | 206 | $31.2M | $152,000 | 5.1% |
| 4 | Huntington National Bank Columbus, OH | 171 | $23.5M | $138,000 | 4.3% |
| 5 | Union Home Mortgage Corp. Strongsville, OH | 163 | $35.3M | $217,000 | 4.1% |
| 6 | United Wholesale Mortgage Plymouth, MI | 123 | $33.0M | $269,000 | 3.1% |
| 7 | Horizon Bank Michigan City, IN | 118 | $32.4M | $274,000 | 2.9% |
| 8 | Sturgis Bank & Trust Sturgis, MI | 107 | $32.4M | $303,000 | 2.7% |
| 9 | Ruoff Mortgage Company Fort Wayne, IN | 75 | $14.0M | $187,000 | 1.9% |
| 10 | Crosscountry Mortgage, LLC Cleveland, OH | 71 | $21.1M | $298,000 | 1.8% |
See every lender in Berrien County and its 2025 mortgage data · top lenders in Michigan · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Flagstar Bank NA
TROY, MI 49098 |
* | 2,079,504 | $572,499,504,000 |
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