3 mortgage lenders are based in ZIP code 30677, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Oconee County, GA in 2025.
In 2025, 171 lenders made 1,087 home loans worth $426.5 million in Oconee County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Oconee County, which includes ZIP code 30677.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Synovus Bank Columbus, GA | 74 | $37.6M | $508,000 | 6.8% |
| 2 | Oconee State Bank Watkinsville, GA | 62 | $15.9M | $257,000 | 5.7% |
| 3 | United Wholesale Mortgage Plymouth, MI | 58 | $25.0M | $431,000 | 5.3% |
| 4 | Regions Bank Birmingham, AL | 45 | $20.1M | $447,000 | 4.1% |
| 5 | City National Bank of Florida Miami, FL | 42 | $19.4M | $461,000 | 3.9% |
| 6 | Lennar Mortgage, LLC Miami, FL | 37 | $15.8M | $428,000 | 3.4% |
| 7 | Robins Financial Credit Union Warner Robins, GA | 37 | $4.8M | $129,000 | 3.4% |
| 8 | First American Bank Athens, GA | 34 | $16.0M | $469,000 | 3.1% |
| 9 | Ameris Bank Atlanta, GA | 31 | $22.6M | $730,000 | 2.9% |
| 10 | Navy Federal Credit Union Vienna, VA | 25 | $6.2M | $248,000 | 2.3% |
See every lender in Oconee County and its 2025 mortgage data · top lenders in Georgia · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| North Georgia Bank
7911 MACON HIGHWAY WATKINSVILLE, GA 30677 |
* | 1,674 | $283,849,000 |
| North Georgia Bank
P.O. BOX 1499 WATKINSVILLE, GA 30677 |
* | 7 | $634,000 |
| Oconee State Bank
P.O. BOX 205 WATKINSVILLE, GA 30677 |
* | 5,513 | $1,030,911,000 |
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