Crews Bank & Trust Mortgage Lending & HMDA Data, 2018
In 2018, Crews Bank & Trust of Wauchula, FL reported 209 mortgage applications totaling $29.0 million, down 28% from 2017. The average application was for $138,971, and applicants reported an average income of $82,058. 65% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Sebring, FL (101), Lakeland-Winter Haven, FL (31) and Tampa-St. Petersburg-Clearwater, FL (8) (applications in parentheses).
| Mortgage Company & Address | Crews Bank & Trust 106 East Main St , P.O. Box 248 Wauchula, FL 33873 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 209 |
| Total Mortgage Loan Application Amount | $29,045,000 |
| Average Mortgage Loan Application Amount | $138,971 |
| Highest Mortgage Loan Application Amount | $1,905,000 |
| Average Applicant Income | $82,058 |
| Highest Applicant Income | $536,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Crews Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Crews Bank & Trust in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 134 | $20,330,000 | $151,000 | $995,000 | $92,000 | $464,000 |
| Cash-out Refinancing | 35 | $5,945,000 | $169,000 | $1,905,000 | $67,000 | $536,000 |
| Home Improvement | 15 | $505,000 | $33,000 | $65,000 | $55,000 | $105,000 |
| Other Purpose | 13 | $875,000 | $67,000 | $155,000 | $59,000 | $174,000 |
| Refinancing | 9 | $955,000 | $106,000 | $235,000 | $71,000 | $132,000 |
| Not Applicable | 3 | $435,000 | $145,000 | $155,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 120 | $14,930,000 | $124,000 | $625,000 | $81,000 | $536,000 |
| Not applicable | 39 | $8,555,000 | $219,000 | $1,905,000 | $0 | $0 |
| Hispanic | 36 | $2,950,000 | $81,000 | $445,000 | $59,000 | $223,000 |
| Asian | 6 | $1,500,000 | $250,000 | $495,000 | $130,000 | $282,000 |
| Black or African American | 3 | $205,000 | $68,000 | $125,000 | $67,000 | $94,000 |
| Not Provided | 3 | $535,000 | $178,000 | $215,000 | $202,000 | $409,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 209 | $29,045,000 | $138,000 | $1,905,000 | $81,000 | $536,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 135 | $20,865,000 | $154,000 | $1,905,000 | $91,000 | $464,000 |
| Application Denied By Financial Institution | 38 | $4,200,000 | $110,000 | $485,000 | $49,000 | $171,000 |
| Application Approved But Not Accepted | 19 | $1,965,000 | $103,000 | $465,000 | $91,000 | $536,000 |
| Application Withdrawn By Applicant | 14 | $1,580,000 | $112,000 | $445,000 | $63,000 | $147,000 |
| Loan Purchased By The Institution | 3 | $435,000 | $145,000 | $155,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 209 | $29,045,000 | $138,000 | $1,905,000 | $81,000 | $536,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Crews Bank & Trust's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Crews Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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