Webster Bank, N.A. Mortgage Lending & HMDA Data, 2005

In 2005, Webster Bank, N.A. of Waterbury, CT reported 20,598 mortgage applications totaling $3.9 billion, up 1% from 2004. The average application was for $191,646, and applicants reported an average income of $75,654. 73% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Hartford-West Hartford-East Hartford, CT (3,801), New Haven-Milford, CT (2,208) and Chicago-Naperville-Joliet, IL (1,006) (applications in parentheses).

Mortgage Company & Address Webster Bank, N.A.
145 Bank St
Waterbury, CT 06702
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 20,598
Total Mortgage Loan Application Amount $3,947,544,000
Average Mortgage Loan Application Amount $191,646
Highest Mortgage Loan Application Amount $29,140,000
Average Applicant Income $75,654
Highest Applicant Income $3,878,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Webster Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Webster Bank, N.A. by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hartford, Connecticut 3,040 $ 406,766,000 $ 133,804 $ 63,000
New Haven, Connecticut 2,208 $ 344,158,000 $ 155,868 $ 61,000
Fairfield, Connecticut 924 $ 301,640,000 $ 326,450 $ 106,000
Bristol, Massachusetts 859 $ 135,404,000 $ 157,629 $ 59,000
Maricopa, Arizona 734 $ 154,966,000 $ 211,125 $ 97,000
Cook, Illinois 661 $ 132,594,000 $ 200,596 $ 66,000
Litchfield, Connecticut 605 $ 112,253,000 $ 185,542 $ 76,000
Middlesex, Connecticut 461 $ 82,292,000 $ 178,507 $ 62,000
Providence, Rhode Island 362 $ 66,607,000 $ 183,997 $ 58,000
New London, Connecticut 324 $ 63,416,000 $ 195,728 $ 79,000
Worcester, Massachusetts 302 $ 58,088,000 $ 192,344 $ 63,000
Tolland, Connecticut 300 $ 50,070,000 $ 166,900 $ 68,000
Lake, Indiana 287 $ 35,649,000 $ 124,212 $ 51,000
Hampden, Massachusetts 286 $ 39,642,000 $ 138,608 $ 60,000
Monroe, New York 278 $ 33,150,000 $ 119,244 $ 74,000
Clark, Washington 251 $ 43,298,000 $ 172,501 $ 50,000
King, Washington 247 $ 57,719,000 $ 233,680 $ 64,000
Pierce, Washington 219 $ 38,773,000 $ 177,045 $ 52,000
Kitsap, Washington 205 $ 40,064,000 $ 195,434 $ 61,000
Multnomah, Oregon 177 $ 26,308,000 $ 148,632 $ 45,000
Middlesex, Massachusetts 173 $ 65,028,000 $ 375,884 $ 112,000
Plymouth, Massachusetts 170 $ 37,669,000 $ 221,582 $ 82,000
Snohomish, Washington 169 $ 31,971,000 $ 189,177 $ 50,000
Yavapai, Arizona 166 $ 31,202,000 $ 187,963 $ 86,000
Chittenden, Vermont 166 $ 29,163,000 $ 175,680 $ 91,000
Suffolk, New York 154 $ 135,500,000 $ 879,870 $ 363,000
Marion, Oregon 153 $ 21,582,000 $ 141,058 $ 52,000
Kent, Rhode Island 150 $ 27,249,000 $ 181,660 $ 61,000
Hillsborough, New Hampshire 141 $ 28,212,000 $ 200,085 $ 57,000
Washington, Rhode Island 140 $ 31,864,000 $ 227,600 $ 86,000
Norfolk, Massachusetts 137 $ 63,795,000 $ 465,656 $ 88,000
Erie, New York 136 $ 16,341,000 $ 120,154 $ 62,000
Washington, Oregon 121 $ 18,538,000 $ 153,206 $ 53,000
Will, Illinois 113 $ 22,393,000 $ 198,168 $ 62,000
DuPage, Illinois 108 $ 23,843,000 $ 220,768 $ 65,000
Westchester, New York 102 $ 61,100,000 $ 599,019 $ 247,000
Newport, Rhode Island 102 $ 24,724,000 $ 242,392 $ 106,000
Barnstable, Massachusetts 101 $ 25,773,000 $ 255,178 $ 131,000
Essex, Massachusetts 101 $ 29,806,000 $ 295,108 $ 103,000
Rockingham, New Hampshire 98 $ 20,503,000 $ 209,214 $ 58,000
Porter, Indiana 95 $ 13,101,000 $ 137,905 $ 66,000
Windham, Connecticut 86 $ 13,357,000 $ 155,313 $ 57,000
Clackamas, Oregon 79 $ 15,731,000 $ 199,126 $ 62,000
Thurston, Washington 78 $ 12,359,000 $ 158,448 $ 50,000
Monroe, Pennsylvania 75 $ 16,579,000 $ 221,053 $ 59,000
York, Maine 74 $ 14,374,000 $ 194,243 $ 62,000
Lake, Illinois 66 $ 18,947,000 $ 287,075 $ 78,000
Cumberland, Maine 66 $ 12,347,000 $ 187,075 $ 63,000
Bristol, Rhode Island 66 $ 12,609,000 $ 191,045 $ 79,000
Suffolk, Massachusetts 65 $ 16,953,000 $ 260,815 $ 88,000
Kootenai, Idaho 60 $ 10,333,000 $ 172,216 $ 60,000
Salt Lake, Utah 59 $ 9,328,000 $ 158,101 $ 66,000
Kane, Illinois 54 $ 10,261,000 $ 190,018 $ 58,000
McHenry, Illinois 50 $ 9,263,000 $ 185,260 $ 61,000
Washington, Utah 50 $ 12,475,000 $ 249,500 $ 67,000
Berkshire, Massachusetts 49 $ 6,823,000 $ 139,244 $ 65,000
Yellowstone, Montana 48 $ 5,151,000 $ 107,312 $ 72,000
Benton, Washington 42 $ 5,235,000 $ 124,642 $ 129,000
Franklin, Ohio 41 $ 6,449,000 $ 157,292 $ 43,000
Polk, Oregon 41 $ 5,662,000 $ 138,097 $ 55,000
Spokane, Washington 41 $ 5,237,000 $ 127,731 $ 41,000
Ravalli, Montana 40 $ 5,155,000 $ 128,875 $ 37,000
Yamhill, Oregon 40 $ 5,986,000 $ 149,650 $ 48,000
Yakima, Washington 39 $ 4,130,000 $ 105,897 $ 68,000
Ada, Idaho 38 $ 5,158,000 $ 135,736 $ 43,000
Phelps, Missouri 38 $ 3,810,000 $ 100,263 $ 67,000
Hampshire, Massachusetts 35 $ 8,626,000 $ 246,457 $ 81,000
Mason, Washington 35 $ 5,160,000 $ 147,428 $ 51,000
Pinal, Arizona 34 $ 5,264,000 $ 154,823 $ 74,000
Baltimore, Maryland 32 $ 5,690,000 $ 177,812 $ 64,000
Jefferson, Washington 31 $ 5,667,000 $ 182,806 $ 73,000
Brevard, Florida 30 $ 4,502,000 $ 150,066 $ 55,000
Mecklenburg, North Carolina 30 $ 5,523,000 $ 184,100 $ 100,000
Merrimack, New Hampshire 28 $ 4,936,000 $ 176,285 $ 50,000
Niagara, New York 28 $ 2,843,000 $ 101,535 $ 61,000
Walla Walla, Washington 28 $ 3,345,000 $ 119,464 $ 68,000
Dukes, Massachusetts 27 $ 7,073,000 $ 261,962 $ 113,000
Lucas, Ohio 27 $ 2,551,000 $ 94,481 $ 64,000
Cowlitz, Washington 27 $ 3,793,000 $ 140,481 $ 53,000
Pima, Arizona 26 $ 5,264,000 $ 202,461 $ 97,000
Park, Montana 26 $ 4,093,000 $ 157,423 $ 58,000
Strafford, New Hampshire 26 $ 5,495,000 $ 211,346 $ 69,000
Nassau, New York 26 $ 11,335,000 $ 435,961 $ 336,000
Wayne, New York 26 $ 2,698,000 $ 103,769 $ 60,000
Washington, Vermont 26 $ 4,001,000 $ 153,884 $ 66,000
Clark, Nevada 24 $ 5,960,000 $ 248,333 $ 79,000
Franklin, Vermont 24 $ 3,281,000 $ 136,708 $ 72,000
Whatcom, Washington 24 $ 4,267,000 $ 177,791 $ 57,000
Bonner, Idaho 23 $ 3,188,000 $ 138,608 $ 49,000
Missoula, Montana 23 $ 2,812,000 $ 122,260 $ 103,000
Stark, Ohio 23 $ 2,434,000 $ 105,826 $ 58,000
Lane, Oregon 23 $ 4,219,000 $ 183,434 $ 59,000
Madison, Indiana 22 $ 2,113,000 $ 96,045 $ 51,000
Boone, Missouri 22 $ 1,871,000 $ 85,045 $ 54,000
Davis, Utah 22 $ 3,108,000 $ 141,272 $ 83,000
Sacramento, California 21 $ 5,694,000 $ 271,142 $ 11,000
Sarasota, Florida 21 $ 3,586,000 $ 170,761 $ 61,000
Prince George's, Maryland 21 $ 4,349,000 $ 207,095 $ 64,000
Kent, Michigan 21 $ 3,001,000 $ 142,904 $ 49,000
Los Angeles, California 20 $ 5,161,000 $ 258,050 $ 52,000
Fulton, Georgia 20 $ 3,959,000 $ 197,950 $ 93,000
Gwinnett, Georgia 20 $ 3,864,000 $ 193,200 $ 65,000
Marion, Indiana 20 $ 2,267,000 $ 113,350 $ 49,000
Henry, Missouri 20 $ 1,874,000 $ 93,700 $ 42,000
Middlesex, New Jersey 20 $ 5,709,000 $ 285,450 $ 97,000
Summit, Ohio 20 $ 2,574,000 $ 128,700 $ 56,000
Grant, Washington 20 $ 2,284,000 $ 114,200 $ 61,000
Belknap, New Hampshire 19 $ 3,269,000 $ 172,052 $ 87,000
Grafton, New Hampshire 19 $ 3,881,000 $ 204,263 $ 74,000
Ocean, New Jersey 19 $ 6,440,000 $ 338,947 $ 107,000
Greenville, South Carolina 19 $ 2,165,000 $ 113,947 $ 76,000
Charlotte, Florida 18 $ 2,943,000 $ 163,500 $ 76,000
LaPorte, Indiana 18 $ 2,095,000 $ 116,388 $ 53,000
Gallatin, Montana 18 $ 3,808,000 $ 211,555 $ 60,000
Albany, New York 18 $ 3,464,000 $ 192,444 $ 97,000
Oxford, Maine 17 $ 2,060,000 $ 121,176 $ 54,000
Bergen, New Jersey 17 $ 8,576,000 $ 504,470 $ 286,000
Monmouth, New Jersey 17 $ 6,841,000 $ 402,411 $ 146,000
Schenectady, New York 17 $ 1,999,000 $ 117,588 $ 49,000
Franklin, Massachusetts 16 $ 2,716,000 $ 169,750 $ 59,000
Hennepin, Minnesota 16 $ 3,261,000 $ 203,812 $ 91,000
Kings, New York 16 $ 7,961,000 $ 497,562 $ 173,000
Richmond, New York 16 $ 4,142,000 $ 258,875 $ 104,000
Knox, Ohio 16 $ 1,904,000 $ 119,000 $ 53,000
York, Pennsylvania 15 $ 1,735,000 $ 115,666 $ 49,000
Island, Washington 15 $ 2,690,000 $ 179,333 $ 39,000
Lewis, Washington 15 $ 2,001,000 $ 133,400 $ 52,000
Skagit, Washington 15 $ 3,076,000 $ 205,066 $ 58,000
Palm Beach, Florida 14 $ 5,207,000 $ 371,928 $ 124,000
Cobb, Georgia 14 $ 2,602,000 $ 185,857 $ 88,000
DeKalb, Georgia 14 $ 2,022,000 $ 144,428 $ 80,000
Kendall, Illinois 14 $ 2,288,000 $ 163,428 $ 48,000
Dutchess, New York 14 $ 4,986,000 $ 356,142 $ 104,000
New York, New York 14 $ 19,206,000 $ 1,371,857 $ 624,000
Windsor, Vermont 14 $ 3,665,000 $ 261,785 $ 182,000
San Bernardino, California 13 $ 3,058,000 $ 235,230 $ 73,000
San Diego, California 13 $ 4,989,000 $ 383,769 $ 119,000
El Paso, Colorado 13 $ 2,110,000 $ 162,307 $ 43,000
Jefferson, Colorado 13 $ 2,511,000 $ 193,153 $ 77,000
New Castle, Delaware 13 $ 2,354,000 $ 181,076 $ 85,000
Carroll, New Hampshire 13 $ 3,066,000 $ 235,846 $ 96,000
Essex, New Jersey 13 $ 8,213,000 $ 631,769 $ 316,000
Ontario, New York 13 $ 2,407,000 $ 185,153 $ 95,000
Putnam, New York 13 $ 6,186,000 $ 475,846 $ 201,000
Pitt, North Carolina 13 $ 1,539,000 $ 118,384 $ 69,000
Linn, Oregon 13 $ 1,799,000 $ 138,384 $ 54,000
Arapahoe, Colorado 12 $ 1,830,000 $ 152,500 $ 46,000
St. Louis, Missouri 12 $ 2,278,000 $ 189,833 $ 84,000
Sullivan, New Hampshire 12 $ 1,833,000 $ 152,750 $ 45,000
Mercer, New Jersey 12 $ 1,726,000 $ 143,833 $ 68,000
Union, New Jersey 12 $ 4,206,000 $ 350,500 $ 120,000
Warren, New Jersey 12 $ 3,429,000 $ 285,750 $ 112,000
Livingston, New York 12 $ 1,278,000 $ 106,500 $ 59,000
Philadelphia, Pennsylvania 12 $ 1,424,000 $ 118,666 $ 45,000
Davidson, Tennessee 12 $ 1,670,000 $ 139,166 $ 60,000
Orange, Vermont 12 $ 1,642,000 $ 136,833 $ 59,000
St. Clair, Illinois 11 $ 1,183,000 $ 107,545 $ 46,000
Winnebago, Illinois 11 $ 990,000 $ 90,000 $ 41,000
Jasper, Indiana 11 $ 1,462,000 $ 132,909 $ 54,000
Sagadahoc, Maine 11 $ 1,855,000 $ 168,636 $ 90,000
Anne Arundel, Maryland 11 $ 6,810,000 $ 619,090 $ 112,000
Passaic, New Jersey 11 $ 2,753,000 $ 250,272 $ 93,000
Ulster, New York 11 $ 2,806,000 $ 255,090 $ 88,000
Wake, North Carolina 11 $ 2,802,000 $ 254,727 $ 100,000
Deschutes, Oregon 11 $ 2,310,000 $ 210,000 $ 135,000
Lincoln, Oregon 11 $ 2,187,000 $ 198,818 $ 125,000
Franklin, Washington 11 $ 1,052,000 $ 95,636 $ 52,000
Navajo, Arizona 10 $ 1,761,000 $ 176,100 $ 298,000
Hillsborough, Florida 10 $ 1,842,000 $ 184,200 $ 104,000
Barrow, Georgia 10 $ 1,352,000 $ 135,200 $ 37,000
Kankakee, Illinois 10 $ 1,297,000 $ 129,700 $ 55,000
Androscoggin, Maine 10 $ 1,286,000 $ 128,600 $ 59,000
Baltimore City, Maryland 10 $ 1,239,000 $ 123,900 $ 40,000
Montgomery, Maryland 10 $ 6,450,000 $ 645,000 $ 206,000
Oakland, Michigan 10 $ 2,875,000 $ 287,500 $ 126,000
Olmsted, Minnesota 10 $ 855,000 $ 85,500 $ 43,000
Onondaga, New York 10 $ 1,165,000 $ 116,500 $ 51,000
Umatilla, Oregon 10 $ 1,234,000 $ 123,400 $ 46,000
Carbon, Pennsylvania 10 $ 2,151,000 $ 215,100 $ 89,000
Montgomery, Pennsylvania 10 $ 2,851,000 $ 285,100 $ 107,000
Horry, South Carolina 10 $ 1,799,000 $ 179,900 $ 74,000
Windham, Vermont 10 $ 2,160,000 $ 216,000 $ 215,000
Marion, Florida 9 $ 1,118,000 $ 124,222 $ 58,000
Canyon, Idaho 9 $ 1,182,000 $ 131,333 $ 77,000
Frederick, Maryland 9 $ 2,266,000 $ 251,777 $ 95,000
Howard, Maryland 9 $ 2,760,000 $ 306,666 $ 93,000
Dakota, Minnesota 9 $ 1,709,000 $ 189,888 $ 69,000
Dent, Missouri 9 $ 704,000 $ 78,222 $ 59,000
Atlantic, New Jersey 9 $ 2,340,000 $ 260,000 $ 157,000
Bernalillo, New Mexico 9 $ 1,492,000 $ 165,777 $ 35,000
Union, North Carolina 9 $ 2,174,000 $ 241,555 $ 86,000
Lorain, Ohio 9 $ 936,000 $ 104,000 $ 49,000
Columbia, Oregon 9 $ 1,324,000 $ 147,111 $ 67,000
Pike, Pennsylvania 9 $ 1,635,000 $ 181,666 $ 78,000
Addison, Vermont 9 $ 1,490,000 $ 165,555 $ 86,000
Alameda, California 8 $ 3,257,000 $ 407,125 $ 123,000
Orange, California 8 $ 2,017,000 $ 252,125 $ 60,000
Riverside, California 8 $ 3,119,000 $ 389,875 $ 132,000
Osceola, Florida 8 $ 1,533,000 $ 191,625 $ 106,000
Pinellas, Florida 8 $ 1,351,000 $ 168,875 $ 101,000
Volusia, Florida 8 $ 1,439,000 $ 179,875 $ 62,000
Forsyth, Georgia 8 $ 2,225,000 $ 278,125 $ 129,000
LaSalle, Illinois 8 $ 842,000 $ 105,250 $ 59,000
Johnson, Indiana 8 $ 1,056,000 $ 132,000 $ 62,000
Newton, Indiana 8 $ 1,070,000 $ 133,750 $ 57,000
Kennebec, Maine 8 $ 1,294,000 $ 161,750 $ 108,000
Wayne, Michigan 8 $ 818,000 $ 102,250 $ 45,000
Hudson, New Jersey 8 $ 2,880,000 $ 360,000 $ 102,000
Morris, New Jersey 8 $ 3,182,000 $ 397,750 $ 137,000
Somerset, New Jersey 8 $ 2,991,000 $ 373,875 $ 92,000
Herkimer, New York 8 $ 1,266,000 $ 158,250 $ 81,000
Queens, New York 8 $ 2,719,000 $ 339,875 $ 123,000
Rockland, New York 8 $ 2,736,000 $ 342,000 $ 153,000
Saratoga, New York 8 $ 1,870,000 $ 233,750 $ 95,000
Catawba, North Carolina 8 $ 1,013,000 $ 126,625 $ 62,000
Forsyth, North Carolina 8 $ 548,000 $ 68,500 $ 62,000
Cuyahoga, Ohio 8 $ 1,284,000 $ 160,500 $ 91,000
Hamilton, Tennessee 8 $ 989,000 $ 123,625 $ 47,000
Utah, Utah 8 $ 1,337,000 $ 167,125 $ 74,000
Lamoille, Vermont 8 $ 1,649,000 $ 206,125 $ 47,000
District of Columbia, District Of Columbia 7 $ 1,178,000 $ 168,285 $ 65,000
Citrus, Florida 7 $ 1,478,000 $ 211,142 $ 129,000
Collier, Florida 7 $ 10,547,000 $ 1,506,714 $ 452,000
Orange, Florida 7 $ 1,823,000 $ 260,428 $ 111,000
Pasco, Florida 7 $ 1,401,000 $ 200,142 $ 88,000
Benton, Missouri 7 $ 702,000 $ 100,285 $ 40,000
Cape Girardeau, Missouri 7 $ 662,000 $ 94,571 $ 57,000
Burlington, New Jersey 7 $ 895,000 $ 127,857 $ 64,000
Genesee, New York 7 $ 699,000 $ 99,857 $ 56,000
Iredell, North Carolina 7 $ 1,371,000 $ 195,857 $ 107,000
Union, Ohio 7 $ 1,133,000 $ 161,857 $ 11,000
Lexington, South Carolina 7 $ 562,000 $ 80,285 $ 66,000
Spartanburg, South Carolina 7 $ 797,000 $ 113,857 $ 62,000
Fairfax, Virginia 7 $ 3,323,000 $ 474,714 $ 142,000
Kern, California 6 $ 1,493,000 $ 248,833 $ 75,000
Ventura, California 6 $ 1,843,000 $ 307,166 $ 151,000
Broward, Florida 6 $ 1,584,000 $ 264,000 $ 101,000
Lake, Florida 6 $ 1,246,000 $ 207,666 $ 97,000
Lee, Florida 6 $ 986,000 $ 164,333 $ 22,000
Hamilton, Indiana 6 $ 1,376,000 $ 229,333 $ 78,000
Shawnee, Kansas 6 $ 445,000 $ 74,166 $ 64,000
Ingham, Michigan 6 $ 683,000 $ 113,833 $ 52,000
Flathead, Montana 6 $ 988,000 $ 164,666 $ 78,000
Sanders, Montana 6 $ 575,000 $ 95,833 $ 61,000
Cheshire, New Hampshire 6 $ 1,256,000 $ 209,333 $ 108,000
Chemung, New York 6 $ 675,000 $ 112,500 $ 47,000
Orange, New York 6 $ 2,199,000 $ 366,500 $ 317,000
Steuben, New York 6 $ 417,000 $ 69,500 $ 78,000
Warren, New York 6 $ 811,000 $ 135,166 $ 57,000
Oklahoma, Oklahoma 6 $ 1,462,000 $ 243,666 $ 215,000
Berks, Pennsylvania 6 $ 973,000 $ 162,166 $ 47,000
Luzerne, Pennsylvania 6 $ 367,000 $ 61,166 $ 49,000
Berkeley, South Carolina 6 $ 1,068,000 $ 178,000 $ 62,000
York, South Carolina 6 $ 1,215,000 $ 202,500 $ 60,000
Sumner, Tennessee 6 $ 553,000 $ 92,166 $ 42,000
Williamson, Tennessee 6 $ 1,236,000 $ 206,000 $ 135,000
Pacific, Washington 6 $ 783,000 $ 130,500 $ 33,000
Milwaukee, Wisconsin 6 $ 752,000 $ 125,333 $ 37,000
Contra Costa, California 5 $ 1,948,000 $ 389,600 $ 92,000
Placer, California 5 $ 1,223,000 $ 244,600 $ 32,000
San Mateo, California 5 $ 1,890,000 $ 378,000 $ 82,000
Douglas, Colorado 5 $ 1,150,000 $ 230,000 $ 120,000
Manatee, Florida 5 $ 808,000 $ 161,600 $ 78,000
St. Lucie, Florida 5 $ 1,070,000 $ 214,000 $ 98,000
Madison, Illinois 5 $ 433,000 $ 86,600 $ 41,000
Hendricks, Indiana 5 $ 716,000 $ 143,200 $ 101,000
Polk, Iowa 5 $ 625,000 $ 125,000 $ 78,000
Hancock, Maine 5 $ 1,987,000 $ 397,400 $ 392,000
Charles, Maryland 5 $ 1,035,000 $ 207,000 $ 46,000
Worcester, Maryland 5 $ 1,829,000 $ 365,800 $ 143,000
Ottawa, Michigan 5 $ 691,000 $ 138,200 $ 50,000
Anoka, Minnesota 5 $ 1,196,000 $ 239,200 $ 82,000
Washington, Minnesota 5 $ 1,484,000 $ 296,800 $ 115,000
Scott, Missouri 5 $ 708,000 $ 141,600 $ 85,000
Lewis and Clark, Montana 5 $ 602,000 $ 120,400 $ 40,000
Hunterdon, New Jersey 5 $ 1,471,000 $ 294,200 $ 138,000
Sussex, New Jersey 5 $ 1,103,000 $ 220,600 $ 44,000
Bronx, New York 5 $ 3,067,000 $ 613,400 $ 173,000
Montgomery, New York 5 $ 378,000 $ 75,600 $ 42,000
Oneida, New York 5 $ 682,000 $ 136,400 $ 50,000
Rensselaer, New York 5 $ 564,000 $ 112,800 $ 53,000
Cabarrus, North Carolina 5 $ 805,000 $ 161,000 $ 74,000
Guilford, North Carolina 5 $ 1,034,000 $ 206,800 $ 179,000
Rowan, North Carolina 5 $ 966,000 $ 193,200 $ 97,000
Carroll, Ohio 5 $ 577,000 $ 115,400 $ 32,000
Licking, Ohio 5 $ 1,050,000 $ 210,000 $ 29,000
Ottawa, Ohio 5 $ 406,000 $ 81,200 $ 69,000
Cleveland, Oklahoma 5 $ 543,000 $ 108,600 $ 65,000
Klamath, Oregon 5 $ 472,000 $ 94,400 $ 41,000
Bucks, Pennsylvania 5 $ 927,000 $ 185,400 $ 43,000
Chester, Pennsylvania 5 $ 892,000 $ 178,400 $ 96,000
Anderson, South Carolina 5 $ 728,000 $ 145,600 $ 96,000
Grand Isle, Vermont 5 $ 576,000 $ 115,200 $ 126,000
La Crosse, Wisconsin 5 $ 929,000 $ 185,800 $ 0
Anchorage, Alaska 4 $ 753,000 $ 188,250 $ 61,000
Coconino, Arizona 4 $ 721,000 $ 180,250 $ 74,000
Gila, Arizona 4 $ 860,000 $ 215,000 $ 233,000
Yuma, Arizona 4 $ 441,000 $ 110,250 $ 43,000
Santa Clara, California 4 $ 1,760,000 $ 440,000 $ 170,000
Solano, California 4 $ 914,000 $ 228,500 $ 45,000
Yolo, California 4 $ 1,115,000 $ 278,750 $ 0
Denver, Colorado 4 $ 767,000 $ 191,750 $ 68,000
Larimer, Colorado 4 $ 959,000 $ 239,750 $ 94,000
Indian River, Florida 4 $ 1,054,000 $ 263,500 $ 133,000
Miami-Dade, Florida 4 $ 1,166,000 $ 291,500 $ 163,000
Cherokee, Georgia 4 $ 800,000 $ 200,000 $ 79,000
Boone, Illinois 4 $ 528,000 $ 132,000 $ 28,000
DeKalb, Illinois 4 $ 589,000 $ 147,250 $ 55,000
Starke, Indiana 4 $ 260,000 $ 65,000 $ 31,000
Lincoln, Maine 4 $ 452,000 $ 113,000 $ 55,000
Carroll, Maryland 4 $ 801,000 $ 200,250 $ 79,000
Harford, Maryland 4 $ 1,592,000 $ 398,000 $ 54,000
Eaton, Michigan 4 $ 920,000 $ 230,000 $ 127,000
Hillsdale, Michigan 4 $ 430,000 $ 107,500 $ 62,000
Macomb, Michigan 4 $ 547,000 $ 136,750 $ 26,000
Ramsey, Minnesota 4 $ 409,000 $ 102,250 $ 67,000
Stillwater, Montana 4 $ 444,000 $ 111,000 $ 80,000
Cape May, New Jersey 4 $ 1,812,000 $ 453,000 $ 297,000
Fulton, New York 4 $ 448,000 $ 112,000 $ 39,000
Greene, New York 4 $ 820,000 $ 205,000 $ 79,000
Sullivan, New York 4 $ 1,267,000 $ 316,750 $ 192,000
Wyoming, New York 4 $ 672,000 $ 168,000 $ 66,000
Delaware, Ohio 4 $ 1,127,000 $ 281,750 $ 0
Medina, Ohio 4 $ 467,000 $ 116,750 $ 32,000
Benton, Oregon 4 $ 750,000 $ 187,500 $ 44,000
Clatsop, Oregon 4 $ 397,000 $ 99,250 $ 33,000
Tillamook, Oregon 4 $ 695,000 $ 173,750 $ 62,000
Dorchester, South Carolina 4 $ 535,000 $ 133,750 $ 46,000
Orleans, Vermont 4 $ 282,000 $ 70,500 $ 25,000
Rutland, Vermont 4 $ 654,000 $ 163,500 $ 88,000
Chesapeake, Virginia 4 $ 959,000 $ 239,750 $ 69,000
Grays Harbor, Washington 4 $ 436,000 $ 109,000 $ 47,000
Kittitas, Washington 4 $ 665,000 $ 166,250 $ 36,000
Okanogan, Washington 4 $ 205,000 $ 51,250 $ 21,000
Stevens, Washington 4 $ 662,000 $ 165,500 $ 133,000
Racine, Wisconsin 4 $ 285,000 $ 71,250 $ 6,000
Fairbanks North Star, Alaska 3 $ 415,000 $ 138,333 $ 22,000
Mohave, Arizona 3 $ 426,000 $ 142,000 $ 115,000
San Joaquin, California 3 $ 1,016,000 $ 338,666 $ 70,000
Shasta, California 3 $ 750,000 $ 250,000 $ 66,000
Adams, Colorado 3 $ 379,000 $ 126,333 $ 30,000
Park, Colorado 3 $ 402,000 $ 134,000 $ 183,000
Weld, Colorado 3 $ 374,000 $ 124,666 $ 21,000
Alachua, Florida 3 $ 586,000 $ 195,333 $ 184,000
Polk, Florida 3 $ 428,000 $ 142,666 $ 51,000
Sumter, Florida 3 $ 301,000 $ 100,333 $ 91,000
Gilmer, Georgia 3 $ 275,000 $ 91,666 $ 37,000
Franklin, Idaho 3 $ 438,000 $ 146,000 $ 45,000
Boone, Indiana 3 $ 364,000 $ 121,333 $ 36,000
Hancock, Indiana 3 $ 336,000 $ 112,000 $ 96,000
Jackson, Michigan 3 $ 452,000 $ 150,666 $ 12,000
Sherburne, Minnesota 3 $ 474,000 $ 158,000 $ 56,000
DeSoto, Mississippi 3 $ 226,000 $ 75,333 $ 49,000
Bollinger, Missouri 3 $ 330,000 $ 110,000 $ 72,000
Jasper, Missouri 3 $ 218,000 $ 72,666 $ 43,000
St. Charles, Missouri 3 $ 320,000 $ 106,666 $ 44,000
St. Louis City, Missouri 3 $ 337,000 $ 112,333 $ 55,000
Camden, New Jersey 3 $ 551,000 $ 183,666 $ 87,000
Gloucester, New Jersey 3 $ 452,000 $ 150,666 $ 65,000
Broome, New York 3 $ 331,000 $ 110,333 $ 196,000
Chautauqua, New York 3 $ 228,000 $ 76,000 $ 63,000
Columbia, New York 3 $ 988,000 $ 329,333 $ 141,000
Essex, New York 3 $ 402,000 $ 134,000 $ 123,000
Orleans, New York 3 $ 365,000 $ 121,666 $ 70,000
Schoharie, New York 3 $ 378,000 $ 126,000 $ 83,000
Durham, North Carolina 3 $ 344,000 $ 114,666 $ 57,000
Johnston, North Carolina 3 $ 482,000 $ 160,666 $ 89,000
Lincoln, North Carolina 3 $ 235,000 $ 78,333 $ 40,000
Randolph, North Carolina 3 $ 235,000 $ 78,333 $ 66,000
Marion, Ohio 3 $ 226,000 $ 75,333 $ 61,000
Montgomery, Ohio 3 $ 669,000 $ 223,000 $ 82,000
Portage, Ohio 3 $ 425,000 $ 141,666 $ 34,000
Jackson, Oregon 3 $ 642,000 $ 214,000 $ 61,000
Malheur, Oregon 3 $ 419,000 $ 139,666 $ 27,000
Morrow, Oregon 3 $ 455,000 $ 151,666 $ 79,000
Bradford, Pennsylvania 3 $ 416,000 $ 138,666 $ 77,000
Delaware, Pennsylvania 3 $ 468,000 $ 156,000 $ 55,000
Northampton, Pennsylvania 3 $ 718,000 $ 239,333 $ 104,000
Charleston, South Carolina 3 $ 1,910,000 $ 636,666 $ 327,000
Georgetown, South Carolina 3 $ 320,000 $ 106,666 $ 94,000
Maury, Tennessee 3 $ 381,000 $ 127,000 $ 24,000
Rutherford, Tennessee 3 $ 383,000 $ 127,666 $ 61,000
Galveston, Texas 3 $ 868,000 $ 289,333 $ 102,000
Box Elder, Utah 3 $ 373,000 $ 124,333 $ 65,000
Bennington, Vermont 3 $ 1,296,000 $ 432,000 $ 224,000
Arlington, Virginia 3 $ 995,000 $ 331,666 $ 177,000
Loudoun, Virginia 3 $ 369,000 $ 123,000 $ 152,000
Prince William, Virginia 3 $ 689,000 $ 229,666 $ 48,000
Clallam, Washington 3 $ 635,000 $ 211,666 $ 56,000
Douglas, Washington 3 $ 408,000 $ 136,000 $ 33,000
Klickitat, Washington 3 $ 535,000 $ 178,333 $ 22,000
Pend Oreille, Washington 3 $ 197,000 $ 65,666 $ 66,000
Skamania, Washington 3 $ 931,000 $ 310,333 $ 87,000
Cochise, Arizona 2 $ 273,000 $ 136,500 $ 30,000
Graham, Arizona 2 $ 101,000 $ 50,500 $ 84,000
El Dorado, California 2 $ 641,000 $ 320,500 $ 0
Humboldt, California 2 $ 363,000 $ 181,500 $ 41,000
Kings, California 2 $ 522,000 $ 261,000 $ 96,000
Merced, California 2 $ 536,000 $ 268,000 $ 99,000
Napa, California 2 $ 311,000 $ 155,500 $ 46,000
San Francisco, California 2 $ 610,000 $ 305,000 $ 93,000
Tehama, California 2 $ 358,000 $ 179,000 $ 0
Eagle, Colorado 2 $ 214,000 $ 107,000 $ 155,000
Fremont, Colorado 2 $ 214,000 $ 107,000 $ 64,000
Huerfano, Colorado 2 $ 356,000 $ 178,000 $ 221,000
Mesa, Colorado 2 $ 320,000 $ 160,000 $ 0
Otero, Colorado 2 $ 75,000 $ 37,500 $ 38,000
Summit, Colorado 2 $ 596,000 $ 298,000 $ 180,000
Teller, Colorado 2 $ 303,000 $ 151,500 $ 26,000
Duval, Florida 2 $ 212,000 $ 106,000 $ 56,000
Flagler, Florida 2 $ 556,000 $ 278,000 $ 159,000
Hernando, Florida 2 $ 619,000 $ 309,500 $ 144,000
St. Johns, Florida 2 $ 387,000 $ 193,500 $ 40,000
Walton, Florida 2 $ 1,226,000 $ 613,000 $ 173,000
Dawson, Georgia 2 $ 650,000 $ 325,000 $ 157,000
Henry, Georgia 2 $ 193,000 $ 96,500 $ 110,000
Jackson, Georgia 2 $ 364,000 $ 182,000 $ 49,000
Maui, Hawaii 2 $ 679,000 $ 339,500 $ 87,000
Boise, Idaho 2 $ 847,000 $ 423,500 $ 109,000
Clearwater, Idaho 2 $ 231,000 $ 115,500 $ 43,000
Elmore, Idaho 2 $ 185,000 $ 92,500 $ 42,000
Payette, Idaho 2 $ 102,000 $ 51,000 $ 36,000
Clinton, Illinois 2 $ 116,000 $ 58,000 $ 35,000
Grundy, Illinois 2 $ 382,000 $ 191,000 $ 29,000
Macon, Illinois 2 $ 164,000 $ 82,000 $ 46,000
Ogle, Illinois 2 $ 274,000 $ 137,000 $ 55,000
Brown, Indiana 2 $ 298,000 $ 149,000 $ 83,000
Delaware, Indiana 2 $ 212,000 $ 106,000 $ 67,000
Fulton, Indiana 2 $ 117,000 $ 58,500 $ 57,000
Grant, Indiana 2 $ 251,000 $ 125,500 $ 54,000
Henry, Indiana 2 $ 151,000 $ 75,500 $ 26,000
Marshall, Indiana 2 $ 568,000 $ 284,000 $ 337,000
Morgan, Indiana 2 $ 124,000 $ 62,000 $ 47,000
Tippecanoe, Indiana 2 $ 186,000 $ 93,000 $ 92,000
Jefferson, Kentucky 2 $ 416,000 $ 208,000 $ 64,000
Piscataquis, Maine 2 $ 490,000 $ 245,000 $ 263,000
Waldo, Maine 2 $ 260,000 $ 130,000 $ 28,000
Calvert, Maryland 2 $ 410,000 $ 205,000 $ 54,000
Talbot, Maryland 2 $ 340,000 $ 170,000 $ 118,000
Allegan, Michigan 2 $ 339,000 $ 169,500 $ 62,000
Barry, Michigan 2 $ 145,000 $ 72,500 $ 55,000
Berrien, Michigan 2 $ 78,000 $ 39,000 $ 21,000
Clinton, Michigan 2 $ 374,000 $ 187,000 $ 40,000
Ionia, Michigan 2 $ 325,000 $ 162,500 $ 60,000
Lapeer, Michigan 2 $ 293,000 $ 146,500 $ 83,000
Leelanau, Michigan 2 $ 776,000 $ 388,000 $ 163,000
Montcalm, Michigan 2 $ 172,000 $ 86,000 $ 0
Newaygo, Michigan 2 $ 558,000 $ 279,000 $ 99,000
St. Clair, Michigan 2 $ 377,000 $ 188,500 $ 41,000
Washtenaw, Michigan 2 $ 277,000 $ 138,500 $ 14,000
Dodge, Minnesota 2 $ 250,000 $ 125,000 $ 37,000
Howard, Missouri 2 $ 70,000 $ 35,000 $ 29,000
Maries, Missouri 2 $ 122,000 $ 61,000 $ 60,000
Mississippi, Missouri 2 $ 209,000 $ 104,500 $ 79,000
Newton, Missouri 2 $ 83,000 $ 41,500 $ 49,000
Texas, Missouri 2 $ 148,000 $ 74,000 $ 43,000
Lake, Montana 2 $ 346,000 $ 173,000 $ 30,000
Prairie, Montana 2 $ 52,000 $ 26,000 $ 46,000
Salem, New Jersey 2 $ 375,000 $ 187,500 $ 87,000
Rio Arriba, New Mexico 2 $ 131,000 $ 65,500 $ 18,000
Sandoval, New Mexico 2 $ 474,000 $ 237,000 $ 77,000
Allegany, New York 2 $ 103,000 $ 51,500 $ 77,000
Cattaraugus, New York 2 $ 256,000 $ 128,000 $ 47,000
Cayuga, New York 2 $ 204,000 $ 102,000 $ 75,000
Oswego, New York 2 $ 104,000 $ 52,000 $ 43,000
Seneca, New York 2 $ 159,000 $ 79,500 $ 77,000
St. Lawrence, New York 2 $ 249,000 $ 124,500 $ 174,000
Washington, New York 2 $ 160,000 $ 80,000 $ 27,000
Alamance, North Carolina 2 $ 258,000 $ 129,000 $ 118,000
Brunswick, North Carolina 2 $ 152,000 $ 76,000 $ 111,000
Buncombe, North Carolina 2 $ 402,000 $ 201,000 $ 61,000
Chatham, North Carolina 2 $ 156,000 $ 78,000 $ 46,000
Cleveland, North Carolina 2 $ 86,000 $ 43,000 $ 31,000
Moore, North Carolina 2 $ 282,000 $ 141,000 $ 14,000
Stokes, North Carolina 2 $ 105,000 $ 52,500 $ 44,000
Erie, Ohio 2 $ 226,000 $ 113,000 $ 80,000
Fairfield, Ohio 2 $ 388,000 $ 194,000 $ 0
Mahoning, Ohio 2 $ 222,000 $ 111,000 $ 17,000
Muskingum, Ohio 2 $ 342,000 $ 171,000 $ 53,000
Tuscarawas, Ohio 2 $ 297,000 $ 148,500 $ 94,000
Wood, Ohio 2 $ 225,000 $ 112,500 $ 30,000
Douglas, Oregon 2 $ 175,000 $ 87,500 $ 37,000
Hood River, Oregon 2 $ 225,000 $ 112,500 $ 47,000
Josephine, Oregon 2 $ 169,000 $ 84,500 $ 50,000
Allegheny, Pennsylvania 2 $ 450,000 $ 225,000 $ 85,000
Beaver, Pennsylvania 2 $ 190,000 $ 95,000 $ 86,000
Columbia, Pennsylvania 2 $ 156,000 $ 78,000 $ 60,000
Lancaster, Pennsylvania 2 $ 226,000 $ 113,000 $ 39,000
Lehigh, Pennsylvania 2 $ 267,000 $ 133,500 $ 44,000
Susquehanna, Pennsylvania 2 $ 157,000 $ 78,500 $ 55,000
Wyoming, Pennsylvania 2 $ 224,000 $ 112,000 $ 47,000
Aiken, South Carolina 2 $ 692,000 $ 346,000 $ 255,000
Beaufort, South Carolina 2 $ 730,000 $ 365,000 $ 327,000
Pickens, South Carolina 2 $ 283,000 $ 141,500 $ 48,000
Cheatham, Tennessee 2 $ 184,000 $ 92,000 $ 60,000
Montgomery, Texas 2 $ 681,000 $ 340,500 $ 47,000
Williamson, Texas 2 $ 375,000 $ 187,500 $ 52,000
Botetourt, Virginia 2 $ 467,000 $ 233,500 $ 15,000
Virginia Beach, Virginia 2 $ 900,000 $ 450,000 $ 321,000
Warren, Virginia 2 $ 345,000 $ 172,500 $ 29,000
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Mortgage Loan Application Detail Totals for Webster Bank, N.A. in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 9,173 $1,967,685,000 $185,260 $29,140,000 $80,847 $3,878,000
Refinancing 9,038 $1,669,263,000 $178,586 $3,234,000 $61,043 $2,887,000
Home Improvement 2,387 $310,596,000 $224,030 $3,500,000 $86,454 $2,400,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 15,114 $2,883,958,000 $188,489 $8,000,000 $75,673 $3,878,000
Not Provided 2,150 $444,660,000 $206,368 $3,500,000 $88,105 $1,962,000
Hispanic 1,193 $187,043,000 $178,906 $4,200,000 $65,718 $1,909,000
Black or African American 893 $137,118,000 $163,964 $1,260,000 $61,785 $960,000
Not applicable 697 $182,894,000 $233,052 $29,140,000 $0 $0
Asian 436 $90,638,000 $236,793 $6,300,000 $76,310 $1,161,000
Native Hawaiian or Other Pacific Islander 65 $13,092,000 $201,526 $1,000,000 $85,842 $1,485,000
American Indian or Alaskan Native 50 $8,141,000 $248,400 $1,000,000 $75,500 $300,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 18,210 $3,565,256,000 $186,755 $29,140,000 $74,204 $3,878,000
FHA-insured (Federal Housing Administration) 1,935 $297,123,000 $165,217 $427,000 $35,739 $228,000
VA-guaranteed (Veterans Administration) 453 $85,165,000 $178,370 $373,000 $36,333 $166,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 14,949 $2,789,504,000 $183,204 $29,140,000 $81,704 $3,878,000
Application Denied By Financial Institution 2,201 $404,481,000 $188,522 $7,750,000 $66,568 $1,800,000
Application Approved But Not Accepted 1,718 $369,772,000 $201,897 $4,200,000 $80,743 $1,962,000
Loan Purchased By The Institution 679 $128,932,000 $192,421 $898,000 $0 $0
Application Withdrawn By Applicant 490 $97,884,000 $236,000 $3,570,000 $107,161 $1,788,000
File Closed For Incompleteness 431 $134,331,000 $259,969 $8,000,000 $85,878 $2,400,000
Preapproval Denied by Financial Institution 130 $22,640,000 $174,000 $560,000 $46,000 $200,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 921 $148,818,000 $189,027 $1,350,000 $55,638 $710,000
Credit History 691 $119,670,000 $208,128 $1,800,000 $71,256 $828,000
Collateral 293 $53,908,000 $186,593 $1,450,000 $81,875 $462,000
Other 232 $61,017,000 $198,121 $7,750,000 $90,848 $1,800,000
Insufficient Cash (Downpayment, Closing Cost) 80 $22,728,000 $350,285 $2,800,000 $100,428 $641,000
Employment History 61 $11,165,000 $243,529 $998,000 $59,823 $549,000
Unverifiable Information 41 $8,730,000 $217,333 $1,000,000 $61,722 $450,000
Credit Application Incomplete 7 $708,000 $90,600 $179,000 $78,200 $129,000
Mortgage Insurance Denied 5 $377,000 $75,400 $192,000 $75,000 $114,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Webster Bank, N.A.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Webster Bank, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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