Webster Bank, N.A. Mortgage Lending & HMDA Data, 2025
In 2025, Webster Bank, N.A. of Stamford, CT reported 6,428 mortgage applications totaling $4.3 billion, up 5% from 2024. The average application was for $671,780, and applicants reported an average income of $237,158. 48% of its applications resulted in an originated loan and 19% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (1,067), Hartford-West Hartford-East Hartford, CT (1,006) and Bridgeport-Stamford-Norwalk, CT (700) (applications in parentheses).
| Mortgage Company & Address | Webster Bank, N.A. 145 Bank Street Stamford, CT 06901 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 6,428 |
| Total Mortgage Loan Application Amount | $4,318,205,000 |
| Average Mortgage Loan Application Amount | $671,780 |
| Highest Mortgage Loan Application Amount | $80,005,000 |
| Average Applicant Income | $237,158 |
| Highest Applicant Income | $8,268,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Webster Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Capitol Planning Region, Connecticut | 876 | $ 178,600,000 | $ 203,881 | $ 142,000 |
| Naugatuck Valley Planning Region, Connecticut | 600 | $ 93,030,000 | $ 155,050 | $ 118,000 |
| Western Connecticut Planning Region, Connecticut | 503 | $ 353,835,000 | $ 703,449 | $ 257,000 |
| Middlesex, Massachusetts | 375 | $ 344,435,000 | $ 918,493 | $ 315,000 |
| South Central Connecticut Planning Region, Connecticut | 358 | $ 72,330,000 | $ 202,039 | $ 147,000 |
| Westchester, New York | 334 | $ 223,795,000 | $ 670,044 | $ 346,000 |
| Bristol, Massachusetts | 239 | $ 51,575,000 | $ 215,794 | $ 127,000 |
| Norfolk, Massachusetts | 204 | $ 195,650,000 | $ 959,068 | $ 372,000 |
| Greater Bridgeport Planning Region, Connecticut | 197 | $ 56,125,000 | $ 284,898 | $ 211,000 |
| Nassau, New York | 186 | $ 91,560,000 | $ 492,258 | $ 276,000 |
| Northwest Hills Planning Region, Connecticut | 173 | $ 32,515,000 | $ 187,947 | $ 140,000 |
| Kings, New York | 169 | $ 208,375,000 | $ 1,232,988 | $ 294,000 |
| Suffolk, New York | 168 | $ 101,590,000 | $ 604,702 | $ 270,000 |
| Suffolk, Massachusetts | 164 | $ 113,120,000 | $ 689,756 | $ 261,000 |
| Plymouth, Massachusetts | 154 | $ 111,230,000 | $ 722,272 | $ 278,000 |
| Bergen, New Jersey | 136 | $ 214,430,000 | $ 1,576,691 | $ 447,000 |
| Lower Connecticut River Valley Planning Region, Connecticut | 130 | $ 27,500,000 | $ 211,538 | $ 203,000 |
| Bronx, New York | 104 | $ 48,520,000 | $ 466,538 | $ 102,000 |
| Queens, New York | 103 | $ 90,245,000 | $ 876,165 | $ 124,000 |
| Essex, Massachusetts | 95 | $ 65,625,000 | $ 690,789 | $ 247,000 |
| Providence, Rhode Island | 94 | $ 27,610,000 | $ 293,723 | $ 133,000 |
| Rockland, New York | 77 | $ 25,865,000 | $ 335,909 | $ 168,000 |
| Essex, New Jersey | 63 | $ 119,305,000 | $ 1,893,730 | $ 487,000 |
| Monmouth, New Jersey | 62 | $ 69,040,000 | $ 1,113,548 | $ 526,000 |
| New York, New York | 61 | $ 323,545,000 | $ 5,304,016 | $ 679,000 |
| Hudson, New Jersey | 54 | $ 133,990,000 | $ 2,481,296 | $ 454,000 |
| Orange, New York | 53 | $ 11,965,000 | $ 225,754 | $ 162,000 |
| Morris, New Jersey | 47 | $ 50,685,000 | $ 1,078,404 | $ 472,000 |
| Kent, Rhode Island | 40 | $ 11,450,000 | $ 286,250 | $ 215,000 |
| Barnstable, Massachusetts | 39 | $ 30,265,000 | $ 776,025 | $ 467,000 |
| Union, New Jersey | 38 | $ 40,850,000 | $ 1,075,000 | $ 448,000 |
| Washington, Rhode Island | 36 | $ 19,720,000 | $ 547,777 | $ 331,000 |
| Worcester, Massachusetts | 31 | $ 18,305,000 | $ 590,483 | $ 228,000 |
| Newport, Rhode Island | 31 | $ 13,955,000 | $ 450,161 | $ 193,000 |
| Southeastern Connecticut Planning Region, Connecticut | 24 | $ 8,440,000 | $ 351,666 | $ 258,000 |
| Somerset, New Jersey | 24 | $ 26,100,000 | $ 1,087,500 | $ 502,000 |
| Ocean, New Jersey | 23 | $ 23,365,000 | $ 1,015,869 | $ 563,000 |
| Hampden, Massachusetts | 20 | $ 5,940,000 | $ 297,000 | $ 117,000 |
| Bristol, Rhode Island | 20 | $ 9,380,000 | $ 469,000 | $ 254,000 |
| Ulster, New York | 17 | $ 4,555,000 | $ 267,941 | $ 199,000 |
| Philadelphia, Pennsylvania | 17 | $ 19,675,000 | $ 1,157,352 | $ 505,000 |
| Bucks, Pennsylvania | 16 | $ 38,920,000 | $ 2,432,500 | $ 529,000 |
| Delaware, Pennsylvania | 16 | $ 17,660,000 | $ 1,103,750 | $ 462,000 |
| Mercer, New Jersey | 14 | $ 12,590,000 | $ 899,285 | $ 346,000 |
| Dutchess, New York | 14 | $ 10,870,000 | $ 776,428 | $ 172,000 |
| Chester, Pennsylvania | 14 | $ 15,600,000 | $ 1,114,285 | $ 535,000 |
| Montgomery, Pennsylvania | 14 | $ 17,070,000 | $ 1,219,285 | $ 452,000 |
| Middlesex, New Jersey | 13 | $ 98,785,000 | $ 7,598,846 | $ 360,000 |
| Putnam, New York | 13 | $ 3,305,000 | $ 254,230 | $ 185,000 |
| Cape May, New Jersey | 10 | $ 12,300,000 | $ 1,230,000 | $ 539,000 |
| Richmond, New York | 10 | $ 5,140,000 | $ 514,000 | $ 145,000 |
| Broward, Florida | 7 | $ 46,075,000 | $ 6,582,142 | $ 142,000 |
| Rockingham, New Hampshire | 7 | $ 6,755,000 | $ 965,000 | $ 449,000 |
| Palm Beach, Florida | 6 | $ 14,370,000 | $ 2,395,000 | $ 1,013,000 |
| Cumberland, Maine | 6 | $ 40,900,000 | $ 6,816,666 | $ 537,000 |
| Passaic, New Jersey | 6 | $ 5,100,000 | $ 850,000 | $ 236,000 |
| Sullivan, New York | 6 | $ 1,350,000 | $ 225,000 | $ 156,000 |
| Northeastern Connecticut Planning Region, Connecticut | 5 | $ 1,005,000 | $ 201,000 | $ 97,000 |
| Allegheny, Pennsylvania | 5 | $ 4,785,000 | $ 957,000 | $ 534,000 |
| Manatee, Florida | 4 | $ 1,100,000 | $ 275,000 | $ 185,000 |
| Belknap, New Hampshire | 4 | $ 4,380,000 | $ 1,095,000 | $ 900,000 |
| Hillsborough, New Hampshire | 4 | $ 3,080,000 | $ 770,000 | $ 706,000 |
| Camden, New Jersey | 4 | $ 3,730,000 | $ 932,500 | $ 303,000 |
| Hunterdon, New Jersey | 4 | $ 3,560,000 | $ 890,000 | $ 348,000 |
| Los Angeles, California | 3 | $ 20,005,000 | $ 6,668,333 | $ 0 |
| Dukes, Massachusetts | 3 | $ 2,635,000 | $ 878,333 | $ 508,000 |
| Nantucket, Massachusetts | 3 | $ 3,335,000 | $ 1,111,666 | $ 528,000 |
| Sussex, New Jersey | 3 | $ 1,855,000 | $ 618,333 | $ 229,000 |
| Erie, New York | 3 | $ 2,435,000 | $ 811,666 | $ 412,000 |
| Monroe, New York | 3 | $ 165,000 | $ 55,000 | $ 162,000 |
| Horry, South Carolina | 3 | $ 645,000 | $ 215,000 | $ 100,000 |
| Orange, Florida | 2 | $ 1,210,000 | $ 605,000 | $ 334,000 |
| Knox, Maine | 2 | $ 1,860,000 | $ 930,000 | $ 1,146,000 |
| York, Maine | 2 | $ 1,790,000 | $ 895,000 | $ 384,000 |
| Berkshire, Massachusetts | 2 | $ 370,000 | $ 185,000 | $ 328,000 |
| Merrimack, New Hampshire | 2 | $ 1,020,000 | $ 510,000 | $ 180,000 |
| Atlantic, New Jersey | 2 | $ 2,500,000 | $ 1,250,000 | $ 1,892,000 |
| Onondaga, New York | 2 | $ 26,130,000 | $ 13,065,000 | $ 64,000 |
| Warren, New York | 2 | $ 470,000 | $ 235,000 | $ 163,000 |
| Pike, Pennsylvania | 2 | $ 510,000 | $ 255,000 | $ 87,000 |
| Windsor, Vermont | 2 | $ 26,890,000 | $ 13,445,000 | $ 790,000 |
| Orange, California | 1 | $ 45,000 | $ 45,000 | $ 108,000 |
| Riverside, California | 1 | $ 945,000 | $ 945,000 | $ 450,000 |
| District of Columbia, District Of Columbia | 1 | $ 20,005,000 | $ 20,005,000 | $ 0 |
| Brevard, Florida | 1 | $ 2,005,000 | $ 2,005,000 | $ 841,000 |
| Charlotte, Florida | 1 | $ 105,000 | $ 105,000 | $ 159,000 |
| Flagler, Florida | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Highlands, Florida | 1 | $ 125,000 | $ 125,000 | $ 143,000 |
| Hillsborough, Florida | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Indian River, Florida | 1 | $ 1,805,000 | $ 1,805,000 | $ 1,088,000 |
| Martin, Florida | 1 | $ 265,000 | $ 265,000 | $ 322,000 |
| Monroe, Florida | 1 | $ 1,505,000 | $ 1,505,000 | $ 750,000 |
| Polk, Florida | 1 | $ 235,000 | $ 235,000 | $ 142,000 |
| Sarasota, Florida | 1 | $ 45,000 | $ 45,000 | $ 166,000 |
| St. Lucie, Florida | 1 | $ 265,000 | $ 265,000 | $ 172,000 |
| Volusia, Florida | 1 | $ 45,000 | $ 45,000 | $ 104,000 |
| Gwinnett, Georgia | 1 | $ 31,855,000 | $ 31,855,000 | $ 0 |
| Cook, Illinois | 1 | $ 1,185,000 | $ 1,185,000 | $ 487,000 |
| Johnson, Kansas | 1 | $ 24,565,000 | $ 24,565,000 | $ 0 |
| Sedgwick, Kansas | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Lincoln, Maine | 1 | $ 225,000 | $ 225,000 | $ 232,000 |
| Somerset, Maine | 1 | $ 255,000 | $ 255,000 | $ 151,000 |
| Scott, Minnesota | 1 | $ 115,000 | $ 115,000 | $ 100,000 |
| Madison, Montana | 1 | $ 30,005,000 | $ 30,005,000 | $ 0 |
| Cheshire, New Hampshire | 1 | $ 185,000 | $ 185,000 | $ 96,000 |
| Grafton, New Hampshire | 1 | $ 435,000 | $ 435,000 | $ 398,000 |
| Sullivan, New Hampshire | 1 | $ 305,000 | $ 305,000 | $ 121,000 |
| Burlington, New Jersey | 1 | $ 15,000 | $ 15,000 | $ 241,000 |
| Gloucester, New Jersey | 1 | $ 905,000 | $ 905,000 | $ 0 |
| Cayuga, New York | 1 | $ 245,000 | $ 245,000 | $ 179,000 |
| Chenango, New York | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Columbia, New York | 1 | $ 1,425,000 | $ 1,425,000 | $ 237,000 |
| Greene, New York | 1 | $ 805,000 | $ 805,000 | $ 0 |
| Herkimer, New York | 1 | $ 365,000 | $ 365,000 | $ 409,000 |
| Montgomery, New York | 1 | $ 115,000 | $ 115,000 | $ 154,000 |
| Otsego, New York | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Saratoga, New York | 1 | $ 875,000 | $ 875,000 | $ 400,000 |
| Washington, Oregon | 1 | $ 155,000 | $ 155,000 | $ 125,000 |
| Lebanon, Pennsylvania | 1 | $ 20,005,000 | $ 20,005,000 | $ 0 |
| Lehigh, Pennsylvania | 1 | $ 1,075,000 | $ 1,075,000 | $ 0 |
| Washington, Pennsylvania | 1 | $ 995,000 | $ 995,000 | $ 0 |
| Lee, South Carolina | 1 | $ 145,000 | $ 145,000 | $ 85,000 |
| Ector, Texas | 1 | $ 11,605,000 | $ 11,605,000 | $ 0 |
| Salt Lake, Utah | 1 | $ 465,000 | $ 465,000 | $ 597,000 |
| Lamoille, Vermont | 1 | $ 1,925,000 | $ 1,925,000 | $ 944,000 |
| Chesterfield, Virginia | 1 | $ 28,505,000 | $ 28,505,000 | $ 0 |
| Waukesha, Wisconsin | 1 | $ 1,025,000 | $ 1,025,000 | $ 0 |
Mortgage Loan Application Detail Totals for Webster Bank, N.A. in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,253 | $2,321,645,000 | $1,030,000 | $50,005,000 | $330,000 | $8,268,000 |
| Refinancing | 2,049 | $1,243,215,000 | $606,000 | $75,005,000 | $211,000 | $2,220,000 |
| Home Improvement | 1,244 | $355,425,000 | $285,000 | $80,005,000 | $162,000 | $3,075,000 |
| Other Purpose | 726 | $108,940,000 | $150,000 | $2,005,000 | $163,000 | $2,777,000 |
| Cash-out Refinancing | 155 | $288,795,000 | $1,863,000 | $45,005,000 | $184,000 | $1,403,000 |
| Not Applicable | 1 | $185,000 | $185,000 | $185,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,768 | $1,461,630,000 | $387,000 | $30,005,000 | $239,000 | $8,268,000 |
| Not applicable | 1,063 | $2,153,070,000 | $2,027,000 | $80,005,000 | $101,000 | $672,000 |
| Not Provided | 558 | $286,670,000 | $513,000 | $5,005,000 | $270,000 | $2,740,000 |
| Asian | 354 | $236,870,000 | $669,000 | $10,005,000 | $295,000 | $3,075,000 |
| Hispanic | 351 | $111,525,000 | $317,000 | $3,505,000 | $175,000 | $3,268,000 |
| Black or African American | 318 | $62,500,000 | $196,000 | $1,925,000 | $132,000 | $1,725,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $3,090,000 | $386,000 | $1,565,000 | $135,000 | $376,000 |
| American Indian or Alaskan Native | 8 | $2,850,000 | $356,000 | $755,000 | $309,000 | $1,200,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,415 | $4,312,810,000 | $672,000 | $80,005,000 | $229,000 | $8,268,000 |
| FHA-insured (Federal Housing Administration) | 10 | $3,700,000 | $370,000 | $695,000 | $107,000 | $179,000 |
| VA-guaranteed (Veterans Administration) | 3 | $1,695,000 | $565,000 | $745,000 | $152,000 | $275,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,106 | $2,147,400,000 | $691,000 | $80,005,000 | $260,000 | $8,268,000 |
| Application Denied By Financial Institution | 1,206 | $435,635,000 | $361,000 | $45,005,000 | $167,000 | $2,777,000 |
| Loan Purchased By The Institution | 862 | $774,690,000 | $898,000 | $2,005,000 | $102,000 | $672,000 |
| Application Withdrawn By Applicant | 578 | $711,040,000 | $1,230,000 | $75,005,000 | $251,000 | $2,453,000 |
| File Closed For Incompleteness | 537 | $175,355,000 | $326,000 | $10,005,000 | $234,000 | $3,300,000 |
| Application Approved But Not Accepted | 139 | $74,085,000 | $532,000 | $27,905,000 | $198,000 | $1,913,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,222 | $3,882,570,000 | $743,000 | $80,005,000 | $245,000 | $8,268,000 |
| Debt-To-Income Ratio | 444 | $148,840,000 | $335,000 | $5,005,000 | $106,000 | $636,000 |
| Other | 325 | $153,670,000 | $474,000 | $45,005,000 | $203,000 | $1,544,000 |
| Credit History | 256 | $52,220,000 | $203,000 | $1,465,000 | $159,000 | $2,220,000 |
| Collateral | 122 | $42,840,000 | $351,000 | $2,665,000 | $258,000 | $2,777,000 |
| Unverifiable Information | 26 | $7,000,000 | $269,000 | $1,355,000 | $172,000 | $917,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 24 | $24,050,000 | $1,002,000 | $2,295,000 | $368,000 | $860,000 |
| Employment History | 7 | $5,015,000 | $716,000 | $1,935,000 | $172,000 | $650,000 |
| Credit Application Incomplete | 2 | $2,000,000 | $1,000,000 | $1,045,000 | $320,000 | $380,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Webster Bank, N.A.'s 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Webster Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Connecticut, download the full spreadsheet
with aggregated HMDA statistics today.
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