Wells Fargo Fin'l No Carolina
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Wells Fargo Fin'l No Carolina 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wells Fargo Fin'l No Carolina 800 Walnut St, 6Th Floor, Mac F4031-061 Des Moines, IA 50309 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,141 |
| Total Mortgage Loan Application Amount | $533,907,000 |
| Average Mortgage Loan Application Amount | $73,500 |
| Highest Mortgage Loan Application Amount | $1,742,000 |
| Average Applicant Income | $56,055 |
| Highest Applicant Income | $852,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Wells Fargo Fin'l No Carolina. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Fin'l No Carolina's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Wells Fargo Fin'l No Carolina's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Fin'l No Carolina serves its applicants.
Each category highlights the total number of mortgage applications processed by Wells Fargo Fin'l No Carolina, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Fin'l No Carolina's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mecklenburg County North Carolina | 496 | $ 56,168,000 | $ 113,000 | $ 62,000 |
| Guilford County North Carolina | 451 | $ 50,193,000 | $ 111,000 | $ 59,000 |
| Forsyth County North Carolina | 416 | $ 47,562,000 | $ 114,000 | $ 53,000 |
| Wake County North Carolina | 209 | $ 28,841,000 | $ 137,000 | $ 97,000 |
| Alamance County North Carolina | 204 | $ 21,921,000 | $ 107,000 | $ 61,000 |
| Durham County North Carolina | 191 | $ 24,976,000 | $ 130,000 | $ 65,000 |
| Cabarrus County North Carolina | 170 | $ 17,894,000 | $ 105,000 | $ 54,000 |
| Cumberland County North Carolina | 168 | $ 13,255,000 | $ 78,000 | $ 54,000 |
| Rowan County North Carolina | 167 | $ 17,271,000 | $ 103,000 | $ 45,000 |
| Davidson County North Carolina | 165 | $ 17,398,000 | $ 105,000 | $ 58,000 |
| Randolph County North Carolina | 163 | $ 14,932,000 | $ 91,000 | $ 63,000 |
| Union County North Carolina | 155 | $ 19,112,000 | $ 123,000 | $ 56,000 |
| Gaston County North Carolina | 143 | $ 12,570,000 | $ 87,000 | $ 55,000 |
| Buncombe County North Carolina | 128 | $ 15,146,000 | $ 118,000 | $ 55,000 |
| Iredell County North Carolina | 108 | $ 13,553,000 | $ 125,000 | $ 58,000 |
| Rockingham County North Carolina | 105 | $ 8,011,000 | $ 76,000 | $ 49,000 |
| Catawba County North Carolina | 85 | $ 8,367,000 | $ 98,000 | $ 52,000 |
| Cleveland County North Carolina | 85 | $ 6,570,000 | $ 77,000 | $ 51,000 |
| Caldwell County North Carolina | 58 | $ 4,569,000 | $ 78,000 | $ 44,000 |
| Stokes County North Carolina | 58 | $ 5,405,000 | $ 93,000 | $ 46,000 |
| Burke County North Carolina | 55 | $ 4,742,000 | $ 86,000 | $ 48,000 |
| New Hanover County North Carolina | 55 | $ 5,522,000 | $ 100,000 | $ 53,000 |
| Robeson County North Carolina | 55 | $ 3,762,000 | $ 68,000 | $ 47,000 |
| Ashe County North Carolina | 54 | $ 4,093,000 | $ 75,000 | $ 39,000 |
| Davie County North Carolina | 52 | $ 5,762,000 | $ 110,000 | $ 50,000 |
| Orange County North Carolina | 51 | $ 6,102,000 | $ 119,000 | $ 77,000 |
| Johnston County North Carolina | 47 | $ 5,095,000 | $ 108,000 | $ 65,000 |
| Wilkes County North Carolina | 47 | $ 4,297,000 | $ 91,000 | $ 50,000 |
| Lincoln County North Carolina | 46 | $ 3,667,000 | $ 79,000 | $ 43,000 |
| Surry County North Carolina | 46 | $ 4,097,000 | $ 89,000 | $ 44,000 |
| Haywood County North Carolina | 40 | $ 4,388,000 | $ 109,000 | $ 57,000 |
| Stanly County North Carolina | 40 | $ 4,322,000 | $ 108,000 | $ 60,000 |
| Henderson County North Carolina | 39 | $ 4,899,000 | $ 125,000 | $ 61,000 |
| Yadkin County North Carolina | 38 | $ 4,282,000 | $ 112,000 | $ 65,000 |
| Chatham County North Carolina | 36 | $ 4,422,000 | $ 122,000 | $ 63,000 |
| Harnett County North Carolina | 32 | $ 2,444,000 | $ 76,000 | $ 51,000 |
| Onslow County North Carolina | 32 | $ 2,364,000 | $ 73,000 | $ 53,000 |
| Richmond County North Carolina | 31 | $ 1,790,000 | $ 57,000 | $ 38,000 |
| Rutherford County North Carolina | 31 | $ 2,838,000 | $ 91,000 | $ 47,000 |
| Granville County North Carolina | 29 | $ 3,431,000 | $ 118,000 | $ 56,000 |
| Caswell County North Carolina | 26 | $ 2,381,000 | $ 91,000 | $ 53,000 |
| Hoke County North Carolina | 26 | $ 1,414,000 | $ 54,000 | $ 68,000 |
| Brunswick County North Carolina | 25 | $ 2,227,000 | $ 89,000 | $ 66,000 |
| Wayne County North Carolina | 25 | $ 1,837,000 | $ 73,000 | $ 48,000 |
| Nash County North Carolina | 21 | $ 1,521,000 | $ 72,000 | $ 56,000 |
| Person County North Carolina | 21 | $ 1,967,000 | $ 93,000 | $ 57,000 |
| Franklin County North Carolina | 20 | $ 2,321,000 | $ 116,000 | $ 52,000 |
| Pender County North Carolina | 20 | $ 1,295,000 | $ 64,000 | $ 60,000 |
| Alexander County North Carolina | 18 | $ 1,928,000 | $ 107,000 | $ 56,000 |
| Columbus County North Carolina | 18 | $ 1,449,000 | $ 80,000 | $ 48,000 |
| Moore County North Carolina | 18 | $ 1,511,000 | $ 83,000 | $ 67,000 |
| Anson County North Carolina | 17 | $ 1,540,000 | $ 90,000 | $ 43,000 |
| Wilson County North Carolina | 17 | $ 1,457,000 | $ 85,000 | $ 75,000 |
| Watauga County North Carolina | 16 | $ 1,672,000 | $ 104,000 | $ 46,000 |
| Lee County North Carolina | 15 | $ 1,707,000 | $ 113,000 | $ 73,000 |
| McDowell County North Carolina | 15 | $ 1,250,000 | $ 83,000 | $ 52,000 |
| Montgomery County North Carolina | 14 | $ 1,022,000 | $ 73,000 | $ 47,000 |
| Transylvania County North Carolina | 14 | $ 1,860,000 | $ 132,000 | $ 57,000 |
| Pitt County North Carolina | 13 | $ 848,000 | $ 65,000 | $ 64,000 |
| Bladen County North Carolina | 12 | $ 988,000 | $ 82,000 | $ 46,000 |
| Scotland County North Carolina | 12 | $ 1,083,000 | $ 90,000 | $ 51,000 |
| Madison County North Carolina | 10 | $ 958,000 | $ 95,000 | $ 52,000 |
| Sampson County North Carolina | 10 | $ 863,000 | $ 86,000 | $ 69,000 |
| Craven County North Carolina | 9 | $ 619,000 | $ 68,000 | $ 63,000 |
| Jackson County North Carolina | 8 | $ 925,000 | $ 115,000 | $ 67,000 |
| Vance County North Carolina | 8 | $ 776,000 | $ 97,000 | $ 57,000 |
| Currituck County North Carolina | 7 | $ 516,000 | $ 73,000 | $ 62,000 |
| Duplin County North Carolina | 6 | $ 304,000 | $ 50,000 | $ 66,000 |
| Halifax County North Carolina | 6 | $ 217,000 | $ 36,000 | $ 50,000 |
| Lenoir County North Carolina | 6 | $ 696,000 | $ 116,000 | $ 39,000 |
| Swain County North Carolina | 6 | $ 610,000 | $ 101,000 | $ 74,000 |
| Dare County North Carolina | 5 | $ 653,000 | $ 130,000 | $ 65,000 |
| Edgecombe County North Carolina | 5 | $ 142,000 | $ 28,000 | $ 46,000 |
| Macon County North Carolina | 5 | $ 396,000 | $ 79,000 | $ 50,000 |
| Pasquotank County North Carolina | 5 | $ 620,000 | $ 124,000 | $ 66,000 |
| Polk County North Carolina | 5 | $ 442,000 | $ 88,000 | $ 60,000 |
| York County South Carolina | 5 | $ 423,000 | $ 84,000 | $ 64,000 |
| Alleghany County North Carolina | 4 | $ 396,000 | $ 99,000 | $ 42,000 |
| Beaufort County North Carolina | 4 | $ 146,000 | $ 36,000 | $ 43,000 |
| Mitchell County North Carolina | 4 | $ 185,000 | $ 46,000 | $ 44,000 |
| Yancey County North Carolina | 4 | $ 487,000 | $ 121,000 | $ 79,000 |
| Gates County North Carolina | 3 | $ 214,000 | $ 71,000 | $ 65,000 |
| Northampton County North Carolina | 3 | $ 107,000 | $ 35,000 | $ 31,000 |
| Perquimans County North Carolina | 3 | $ 174,000 | $ 58,000 | $ 46,000 |
| Warren County North Carolina | 3 | $ 142,000 | $ 47,000 | $ 44,000 |
| New Castle County Delaware | 2 | $ 118,000 | $ 59,000 | $ 26,000 |
| Camden County North Carolina | 2 | $ 462,000 | $ 231,000 | $ 73,000 |
| Cherokee County North Carolina | 2 | $ 210,000 | $ 105,000 | $ 112,000 |
| Clay County North Carolina | 2 | $ 119,000 | $ 59,000 | $ 54,000 |
| Graham County North Carolina | 2 | $ 109,000 | $ 54,000 | $ 75,000 |
| Hertford County North Carolina | 2 | $ 35,000 | $ 17,000 | $ 32,000 |
| Martin County North Carolina | 2 | $ 234,000 | $ 117,000 | $ 55,000 |
| Pamlico County North Carolina | 2 | $ 60,000 | $ 30,000 | $ 60,000 |
| Horry County South Carolina | 2 | $ 80,000 | $ 40,000 | $ 41,000 |
| Fort Bend County Texas | 2 | $ 212,000 | $ 106,000 | $ 26,000 |
| Mobile County Alabama | 1 | $ 65,000 | $ 65,000 | $ 51,000 |
| Fresno County California | 1 | $ 168,000 | $ 168,000 | $ 50,000 |
| Duval County Florida | 1 | $ 25,000 | $ 25,000 | $ 61,000 |
| Escambia County Florida | 1 | $ 100,000 | $ 100,000 | $ 70,000 |
| Seminole County Florida | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| DeKalb County Georgia | 1 | $ 306,000 | $ 306,000 | $ 146,000 |
| Henry County Georgia | 1 | $ 68,000 | $ 68,000 | $ 60,000 |
| Orleans County Louisiana | 1 | $ 10,000 | $ 10,000 | $ 54,000 |
| Atlantic County New Jersey | 1 | $ 50,000 | $ 50,000 | $ 115,000 |
| Avery County North Carolina | 1 | $ 177,000 | $ 177,000 | $ 54,000 |
| Carteret County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 69,000 |
| Chowan County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Greene County North Carolina | 1 | $ 68,000 | $ 68,000 | $ 35,000 |
| Washington County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| Philadelphia County Pennsylvania | 1 | $ 37,000 | $ 37,000 | $ 74,000 |
| Cherokee County South Carolina | 1 | $ 147,000 | $ 147,000 | $ 124,000 |
| Chesterfield County South Carolina | 1 | $ 98,000 | $ 98,000 | $ 53,000 |
| Lee County South Carolina | 1 | $ 70,000 | $ 70,000 | $ 53,000 |
| Richland County South Carolina | 1 | $ 18,000 | $ 18,000 | $ 21,000 |
| Bell County Texas | 1 | $ 80,000 | $ 80,000 | $ 63,000 |
| Bexar County Texas | 1 | $ 30,000 | $ 30,000 | $ 36,000 |
| Nelson County Virginia | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Logan County West Virginia | 1 | $ 44,000 | $ 44,000 | $ 53,000 |
Mortgage Loan Application Detail Totals for Wells Fargo Fin'l No Carolina in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,516 | $506,992,000 | $98,600 | $1,742,000 | $56,400 | $852,000 |
| Home Improvement | 612 | $26,132,000 | $36,400 | $370,000 | $66,800 | $558,000 |
| Home Purchase | 13 | $783,000 | $51,666 | $175,000 | $37,000 | $190,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,088 | $330,086,000 | $82,875 | $1,742,000 | $58,125 | $852,000 |
| Black or African American | 1,607 | $160,012,000 | $79,500 | $885,000 | $64,625 | $279,000 |
| Not Provided | 187 | $19,021,000 | $120,500 | $990,000 | $60,500 | $216,000 |
| Hispanic | 120 | $10,837,000 | $79,000 | $330,000 | $42,500 | $190,000 |
| American Indian or Alaskan Native | 89 | $7,648,000 | $85,000 | $265,000 | $49,000 | $153,000 |
| Asian | 44 | $5,542,000 | $125,000 | $405,000 | $68,000 | $194,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $761,000 | $126,000 | $252,000 | $54,000 | $75,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,141 | $533,907,000 | $80,538 | $1,742,000 | $59,000 | $852,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 3,309 | $337,423,000 | $67,888 | $1,742,000 | $52,777 | $852,000 |
| Loan Originated | 969 | $102,789,000 | $58,200 | $757,000 | $62,200 | $190,000 |
| Application Withdrawn By Applicant | 834 | $90,914,000 | $145,000 | $600,000 | $66,400 | $558,000 |
| Application Approved But Not Accepted | 29 | $2,781,000 | $95,000 | $330,000 | $66,000 | $152,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Fin'l No Carolina's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Fin'l No Carolina's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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