In 2004, Wells Fargo Funding, Inc of Winston-Salem, NC reported 443,785 mortgage applications totaling $72.6 billion, down 38% from 2003. The average application was for $163,655, and applicants reported an average income of $74,919. 6% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Dallas-Plano-Irving, TX (18,485), Phoenix-Mesa-Scottsdale, AZ (13,228) and Chicago-Naperville-Joliet, IL (12,897) (applications in parentheses).
| Mortgage Company & Address | Wells Fargo Funding, Inc 100 N Main Streeet Mac D4001-063 Winston-Salem, NC 27150 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 443,785 |
| Total Mortgage Loan Application Amount | $72,627,828,000 |
| Average Mortgage Loan Application Amount | $163,655 |
| Highest Mortgage Loan Application Amount | $1,778,000 |
| Average Applicant Income | $74,919 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wells Fargo Funding, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas-Plano-Irving, TX | 18,485 | $ 2,518,835,000 | $ 136,263 | $ 86,000 |
| Phoenix-Mesa-Scottsdale, AZ | 13,228 | $ 2,001,592,000 | $ 151,314 | $ 74,000 |
| Chicago-Naperville-Joliet, IL | 12,897 | $ 2,568,135,000 | $ 199,126 | $ 101,000 |
| Houston-Baytown-Sugar Land, TX | 12,171 | $ 1,555,922,000 | $ 127,838 | $ 76,000 |
| Atlanta-Sandy Springs-Marietta, GA | 10,565 | $ 1,670,079,000 | $ 158,076 | $ 71,000 |
| Denver-Aurora, CO | 9,318 | $ 1,846,789,000 | $ 198,195 | $ 83,000 |
| Fort Worth-Arlington, TX | 8,571 | $ 1,020,893,000 | $ 119,110 | $ 78,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 7,854 | $ 1,567,277,000 | $ 199,551 | $ 92,000 |
| Riverside-San Bernardino-Ontario, CA | 7,122 | $ 1,414,777,000 | $ 198,648 | $ 89,000 |
| Los Angeles-Long Beach-Glendale, CA | 6,877 | $ 1,701,937,000 | $ 247,482 | $ 115,000 |
| Portland-Vancouver-Beaverton, OR-WA | 6,429 | $ 1,189,653,000 | $ 185,044 | $ 80,000 |
| San Antonio, TX | 6,283 | $ 690,046,000 | $ 109,827 | $ 76,000 |
| Seattle-Bellevue-Everett, WA | 6,194 | $ 1,401,865,000 | $ 226,326 | $ 85,000 |
| Salt Lake City, UT | 5,950 | $ 910,118,000 | $ 152,961 | $ 69,000 |
| Baltimore-Towson, MD | 5,848 | $ 1,123,450,000 | $ 192,108 | $ 94,000 |
| Austin-Round Rock, TX | 5,589 | $ 804,821,000 | $ 144,000 | $ 75,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 5,261 | $ 1,185,969,000 | $ 225,426 | $ 89,000 |
| Tampa-St. Petersburg-Clearwater, FL | 5,203 | $ 708,684,000 | $ 136,206 | $ 71,000 |
| Philadelphia, PA | 4,733 | $ 836,301,000 | $ 176,695 | $ 106,000 |
| Las Vegas-Paradise, NV | 4,702 | $ 843,479,000 | $ 179,387 | $ 83,000 |
| Nashville-Davidson--Murfreesboro, TN | 4,130 | $ 565,205,000 | $ 136,853 | $ 60,000 |
| St. Louis, MO-IL | 3,850 | $ 579,824,000 | $ 150,603 | $ 82,000 |
| Tucson, AZ | 3,799 | $ 549,361,000 | $ 144,606 | $ 65,000 |
| Edison, NJ | 3,776 | $ 804,180,000 | $ 212,971 | $ 118,000 |
| Columbus, OH | 3,425 | $ 576,930,000 | $ 168,446 | $ 79,000 |
| Indianapolis, IN | 3,413 | $ 469,230,000 | $ 137,483 | $ 61,000 |
| San Diego-Carlsbad-San Marcos, CA | 3,245 | $ 876,184,000 | $ 270,010 | $ 112,000 |
| Santa Ana-Anaheim-Irvine, CA | 3,108 | $ 890,416,000 | $ 286,491 | $ 141,000 |
| Charlotte-Gastonia-Concord, NC-SC | 3,012 | $ 434,225,000 | $ 144,165 | $ 61,000 |
| Orlando, FL | 2,966 | $ 451,367,000 | $ 152,180 | $ 61,000 |
| Bethesda-Frederick-Gaithersburg, MD | 2,958 | $ 769,807,000 | $ 260,245 | $ 117,000 |
| Kansas City, MO-KS | 2,949 | $ 383,284,000 | $ 129,970 | $ 68,000 |
| Oakland-Fremont-Hayward, CA | 2,936 | $ 896,438,000 | $ 305,326 | $ 121,000 |
| Ogden-Clearfield, UT | 2,902 | $ 413,792,000 | $ 142,588 | $ 55,000 |
| Newark-Union, NJ-PA | 2,872 | $ 676,799,000 | $ 235,654 | $ 120,000 |
| New York-Wayne-White Plains, NY-NJ | 2,772 | $ 807,027,000 | $ 291,135 | $ 134,000 |
| Oklahoma City, OK | 2,769 | $ 293,377,000 | $ 105,950 | $ 66,000 |
| Jacksonville, FL | 2,757 | $ 406,908,000 | $ 147,590 | $ 64,000 |
| Milwaukee-Waukesha-West Allis, WI | 2,730 | $ 454,107,000 | $ 166,339 | $ 93,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 2,606 | $ 376,807,000 | $ 144,592 | $ 60,000 |
| Little Rock-North Little Rock, AR | 2,487 | $ 308,532,000 | $ 124,057 | $ 66,000 |
| Albuquerque, NM | 2,477 | $ 327,804,000 | $ 132,339 | $ 53,000 |
| Raleigh-Cary, NC | 2,412 | $ 388,621,000 | $ 161,119 | $ 74,000 |
| Colorado Springs, CO | 2,311 | $ 399,397,000 | $ 172,824 | $ 55,000 |
| Camden, NJ | 2,302 | $ 346,609,000 | $ 150,568 | $ 75,000 |
| Killeen-Temple-Fort Hood, TX | 2,294 | $ 233,664,000 | $ 101,858 | $ 48,000 |
| Anchorage, AK | 2,264 | $ 428,533,000 | $ 189,281 | $ 73,000 |
| Miami-Miami Beach-Kendall, FL | 2,212 | $ 355,109,000 | $ 160,537 | $ 121,000 |
| New Orleans-Metairie-Kenner, LA | 2,123 | $ 289,132,000 | $ 136,190 | $ 73,000 |
| Provo-Orem, UT | 2,093 | $ 316,655,000 | $ 151,292 | $ 56,000 |
| Boise City-Nampa, ID | 2,067 | $ 278,291,000 | $ 134,635 | $ 63,000 |
| Lake County-Kenosha County, IL-WI | 1,896 | $ 385,160,000 | $ 203,143 | $ 105,000 |
| Memphis, TN-MS-AR | 1,854 | $ 252,822,000 | $ 136,365 | $ 73,000 |
| Tacoma, WA | 1,836 | $ 319,320,000 | $ 173,921 | $ 73,000 |
| Cincinnati-Middletown, OH-KY-IN | 1,826 | $ 281,657,000 | $ 154,248 | $ 79,000 |
| Nassau-Suffolk, NY | 1,709 | $ 445,125,000 | $ 260,459 | $ 149,000 |
| Richmond, VA | 1,709 | $ 248,892,000 | $ 145,636 | $ 62,000 |
| Cleveland-Elyria-Mentor, OH | 1,660 | $ 219,459,000 | $ 132,204 | $ 66,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1,660 | $ 275,094,000 | $ 165,719 | $ 103,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1,597 | $ 548,010,000 | $ 343,149 | $ 127,000 |
| Louisville, KY-IN | 1,558 | $ 205,970,000 | $ 132,201 | $ 62,000 |
| Hartford-West Hartford-East Hartford, CT | 1,551 | $ 277,665,000 | $ 179,023 | $ 85,000 |
| Warren-Farmington Hills-Troy, MI | 1,538 | $ 294,217,000 | $ 191,298 | $ 98,000 |
| Birmingham-Hoover, AL | 1,477 | $ 194,206,000 | $ 131,486 | $ 73,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 1,464 | $ 270,522,000 | $ 184,782 | $ 120,000 |
| Honolulu, HI | 1,451 | $ 356,369,000 | $ 245,602 | $ 89,000 |
| Clarksville, TN-KY | 1,389 | $ 150,206,000 | $ 108,139 | $ 36,000 |
| Boston-Quincy, MA | 1,364 | $ 345,630,000 | $ 253,394 | $ 118,000 |
| Cambridge-Newton-Framingham, MA | 1,330 | $ 350,822,000 | $ 263,775 | $ 126,000 |
| San Francisco-San Mateo-Redwood City, CA | 1,315 | $ 462,312,000 | $ 351,568 | $ 145,000 |
| Eugene-Springfield, OR | 1,223 | $ 183,257,000 | $ 149,842 | $ 95,000 |
| Albany-Schenectady-Troy, NY | 1,221 | $ 143,522,000 | $ 117,544 | $ 47,000 |
| Columbia, SC | 1,202 | $ 157,959,000 | $ 131,413 | $ 59,000 |
| El Paso, TX | 1,202 | $ 111,147,000 | $ 92,468 | $ 56,000 |
| Pittsburgh, PA | 1,183 | $ 144,259,000 | $ 121,943 | $ 72,000 |
| Augusta-Richmond County, GA-SC | 1,170 | $ 129,356,000 | $ 110,560 | $ 46,000 |
| Cape Coral-Fort Myers, FL | 1,163 | $ 179,245,000 | $ 154,122 | $ 117,000 |
| Salem, OR | 1,152 | $ 165,204,000 | $ 143,406 | $ 62,000 |
| Fresno, CA | 1,121 | $ 189,927,000 | $ 169,426 | $ 68,000 |
| Jackson, MS | 1,119 | $ 133,963,000 | $ 119,716 | $ 77,000 |
| Providence-New Bedford-Fall River, RI-MA | 1,110 | $ 210,737,000 | $ 189,853 | $ 89,000 |
| Tulsa, OK | 1,087 | $ 134,639,000 | $ 123,862 | $ 65,000 |
| Charleston-North Charleston, SC | 1,057 | $ 163,981,000 | $ 155,138 | $ 74,000 |
| Gary, IN | 1,044 | $ 125,002,000 | $ 119,733 | $ 50,000 |
| Greenville, SC | 1,026 | $ 132,021,000 | $ 128,675 | $ 64,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1,021 | $ 143,680,000 | $ 140,724 | $ 73,000 |
| Detroit-Livonia-Dearborn, MI | 1,008 | $ 143,040,000 | $ 141,904 | $ 73,000 |
| Winston-Salem, NC | 1,000 | $ 125,404,000 | $ 125,404 | $ 51,000 |
| Fayetteville, NC | 996 | $ 118,292,000 | $ 118,767 | $ 46,000 |
| Sarasota-Bradenton-Venice, FL | 959 | $ 157,530,000 | $ 164,264 | $ 88,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 938 | $ 138,975,000 | $ 148,160 | $ 79,000 |
| Stockton, CA | 927 | $ 207,691,000 | $ 224,046 | $ 79,000 |
| Greensboro-High Point, NC | 913 | $ 111,466,000 | $ 122,087 | $ 46,000 |
| Spokane, WA | 883 | $ 102,043,000 | $ 115,563 | $ 62,000 |
| New Haven-Milford, CT | 877 | $ 161,871,000 | $ 184,573 | $ 103,000 |
| Dayton, OH | 836 | $ 101,403,000 | $ 121,295 | $ 64,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 821 | $ 209,330,000 | $ 254,969 | $ 120,000 |
| Durham, NC | 819 | $ 132,661,000 | $ 161,979 | $ 70,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 793 | $ 220,902,000 | $ 278,564 | $ 126,000 |
| Essex County, MA | 777 | $ 197,948,000 | $ 254,759 | $ 118,000 |
| Bakersfield, CA | 761 | $ 106,466,000 | $ 139,902 | $ 57,000 |
| Baton Rouge, LA | 749 | $ 89,080,000 | $ 118,931 | $ 62,000 |
| Greeley, CO | 734 | $ 135,108,000 | $ 184,070 | $ 67,000 |
| Corpus Christi, TX | 731 | $ 70,822,000 | $ 96,883 | $ 55,000 |
| Des Moines, IA | 728 | $ 87,592,000 | $ 120,318 | $ 56,000 |
| Fort Collins-Loveland, CO | 727 | $ 135,347,000 | $ 186,171 | $ 89,000 |
| Port St. Lucie-Fort Pierce, FL | 719 | $ 105,814,000 | $ 147,168 | $ 76,000 |
| Palm Bay-Melbourne-Titusville, FL | 683 | $ 94,123,000 | $ 137,808 | $ 64,000 |
| Omaha-Council Bluffs, NE-IA | 671 | $ 93,440,000 | $ 139,254 | $ 79,000 |
| Wichita, KS | 665 | $ 63,190,000 | $ 95,022 | $ 48,000 |
| Boulder, CO | 660 | $ 152,027,000 | $ 230,343 | $ 95,000 |
| Reno-Sparks, NV | 658 | $ 122,785,000 | $ 186,603 | $ 86,000 |
| Portland-South Portland-Biddeford, ME | 657 | $ 119,836,000 | $ 182,398 | $ 96,000 |
| Bridgeport-Stamford-Norwalk, CT | 652 | $ 176,225,000 | $ 270,283 | $ 152,000 |
| Santa Rosa-Petaluma, CA | 652 | $ 187,774,000 | $ 287,996 | $ 102,000 |
| Lakeland, FL | 642 | $ 73,098,000 | $ 113,859 | $ 51,000 |
| Bend, OR | 640 | $ 113,606,000 | $ 177,509 | $ 117,000 |
| Akron, OH | 639 | $ 86,728,000 | $ 135,724 | $ 94,000 |
| Huntsville, AL | 637 | $ 78,310,000 | $ 122,935 | $ 58,000 |
| Lubbock, TX | 635 | $ 64,651,000 | $ 101,812 | $ 75,000 |
| Naples-Marco Island, FL | 634 | $ 117,161,000 | $ 184,796 | $ 140,000 |
| Amarillo, TX | 633 | $ 55,617,000 | $ 87,862 | $ 45,000 |
| Bremerton-Silverdale, WA | 632 | $ 108,124,000 | $ 171,082 | $ 80,000 |
| Atlantic City, NJ | 631 | $ 98,511,000 | $ 156,118 | $ 80,000 |
| Syracuse, NY | 631 | $ 59,421,000 | $ 94,169 | $ 52,000 |
| Worcester, MA | 625 | $ 131,097,000 | $ 209,755 | $ 89,000 |
| Harrisburg-Carlisle, PA | 624 | $ 84,760,000 | $ 135,833 | $ 61,000 |
| Coeur D'Alene, ID | 616 | $ 87,175,000 | $ 141,517 | $ 82,000 |
| Grand Junction, CO | 594 | $ 80,573,000 | $ 135,644 | $ 57,000 |
| Beaumont-Port Arthur, TX | 587 | $ 58,206,000 | $ 99,158 | $ 72,000 |
| York-Hanover, PA | 587 | $ 83,471,000 | $ 142,199 | $ 90,000 |
| Lexington-Fayette, KY | 584 | $ 76,607,000 | $ 131,176 | $ 54,000 |
| Modesto, CA | 576 | $ 109,718,000 | $ 190,482 | $ 74,000 |
| Vallejo-Fairfield, CA | 575 | $ 138,790,000 | $ 241,373 | $ 87,000 |
| Savannah, GA | 574 | $ 83,128,000 | $ 144,822 | $ 68,000 |
| Knoxville, TN | 562 | $ 68,063,000 | $ 121,108 | $ 46,000 |
| Mobile, AL | 560 | $ 56,313,000 | $ 100,558 | $ 62,000 |
| Lancaster, PA | 546 | $ 74,828,000 | $ 137,047 | $ 81,000 |
| Prescott, AZ | 545 | $ 82,314,000 | $ 151,034 | $ 81,000 |
| Fort Wayne, IN | 544 | $ 61,797,000 | $ 113,597 | $ 45,000 |
| Kennewick-Richland-Pasco, WA | 541 | $ 67,893,000 | $ 125,495 | $ 44,000 |
| Montgomery, AL | 541 | $ 71,367,000 | $ 131,916 | $ 80,000 |
| Rochester, NY | 540 | $ 55,511,000 | $ 102,798 | $ 47,000 |
| Hickory-Lenoir-Morganton, NC | 539 | $ 67,130,000 | $ 124,545 | $ 51,000 |
| Olympia, WA | 524 | $ 85,685,000 | $ 163,520 | $ 67,000 |
| Visalia-Porterville, CA | 522 | $ 73,648,000 | $ 141,088 | $ 59,000 |
| Springfield, MO | 514 | $ 56,144,000 | $ 109,229 | $ 54,000 |
| Warner Robins, GA | 513 | $ 61,732,000 | $ 120,335 | $ 53,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 507 | $ 66,200,000 | $ 130,571 | $ 65,000 |
| Pueblo, CO | 502 | $ 58,393,000 | $ 116,320 | $ 47,000 |
| Rockford, IL | 498 | $ 53,528,000 | $ 107,485 | $ 46,000 |
| Trenton-Ewing, NJ | 487 | $ 93,008,000 | $ 190,981 | $ 107,000 |
| McAllen-Edinburg-Pharr, TX | 484 | $ 49,882,000 | $ 103,061 | $ 57,000 |
| Wilmington, NC | 482 | $ 76,566,000 | $ 158,850 | $ 102,000 |
| Rockingham County-Strafford County, NH | 474 | $ 102,352,000 | $ 215,932 | $ 94,000 |
| Hinesville-Fort Stewart, GA | 466 | $ 44,163,000 | $ 94,770 | $ 36,000 |
| Grand Rapids-Wyoming, MI | 464 | $ 56,456,000 | $ 121,672 | $ 54,000 |
| College Station-Bryan, TX | 460 | $ 51,157,000 | $ 111,210 | $ 53,000 |
| Manchester-Nashua, NH | 456 | $ 94,950,000 | $ 208,223 | $ 97,000 |
| St. George, UT | 439 | $ 61,300,000 | $ 139,635 | $ 61,000 |
| San Luis Obispo-Paso Robles, CA | 438 | $ 109,067,000 | $ 249,011 | $ 112,000 |
| Billings, MT | 422 | $ 52,506,000 | $ 124,421 | $ 54,000 |
| Medford, OR | 420 | $ 71,376,000 | $ 169,942 | $ 57,000 |
| Brownsville-Harlingen, TX | 406 | $ 38,087,000 | $ 93,810 | $ 50,000 |
| Laredo, TX | 402 | $ 42,358,000 | $ 105,368 | $ 50,000 |
| Logan, UT-ID | 401 | $ 50,148,000 | $ 125,057 | $ 45,000 |
| Roanoke, VA | 398 | $ 46,556,000 | $ 116,974 | $ 54,000 |
| Wilmington, DE-MD-NJ | 392 | $ 67,586,000 | $ 172,413 | $ 79,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 391 | $ 79,803,000 | $ 204,099 | $ 91,000 |
| Fort Walton Beach-Crestview-Destin, FL | 388 | $ 57,200,000 | $ 147,422 | $ 73,000 |
| Pensacola-Ferry Pass-Brent, FL | 385 | $ 49,264,000 | $ 127,958 | $ 55,000 |
| Abilene, TX | 371 | $ 35,526,000 | $ 95,757 | $ 47,000 |
| Madison, WI | 369 | $ 78,854,000 | $ 213,696 | $ 127,000 |
| Racine, WI | 369 | $ 52,330,000 | $ 141,815 | $ 56,000 |
| Shreveport-Bossier City, LA | 366 | $ 43,459,000 | $ 118,740 | $ 75,000 |
| Reading, PA | 365 | $ 50,740,000 | $ 139,013 | $ 57,000 |
| Idaho Falls, ID | 355 | $ 41,231,000 | $ 116,143 | $ 58,000 |
| Springfield, MA | 354 | $ 52,721,000 | $ 148,929 | $ 65,000 |
| Scranton--Wilkes-Barre, PA | 350 | $ 35,906,000 | $ 102,588 | $ 56,000 |
| Gulfport-Biloxi, MS | 343 | $ 37,708,000 | $ 109,935 | $ 61,000 |
| Yakima, WA | 335 | $ 38,857,000 | $ 115,991 | $ 48,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 325 | $ 48,167,000 | $ 148,206 | $ 110,000 |
| Canton-Massillon, OH | 319 | $ 41,542,000 | $ 130,225 | $ 72,000 |
| Tyler, TX | 313 | $ 34,500,000 | $ 110,223 | $ 70,000 |
| Redding, CA | 311 | $ 51,744,000 | $ 166,379 | $ 71,000 |
| Waco, TX | 310 | $ 30,499,000 | $ 98,383 | $ 59,000 |
| Jonesboro, AR | 309 | $ 30,118,000 | $ 97,469 | $ 72,000 |
| Gainesville, GA | 291 | $ 42,046,000 | $ 144,487 | $ 72,000 |
| Spartanburg, SC | 289 | $ 31,341,000 | $ 108,446 | $ 49,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 279 | $ 69,962,000 | $ 250,759 | $ 96,000 |
| Topeka, KS | 279 | $ 30,870,000 | $ 110,645 | $ 54,000 |
| Asheville, NC | 277 | $ 39,944,000 | $ 144,202 | $ 71,000 |
| Great Falls, MT | 277 | $ 33,417,000 | $ 120,638 | $ 61,000 |
| Hagerstown-Martinsburg, MD-WV | 276 | $ 48,567,000 | $ 175,967 | $ 72,000 |
| Rome, GA | 265 | $ 28,942,000 | $ 109,215 | $ 45,000 |
| Santa Cruz-Watsonville, CA | 261 | $ 75,105,000 | $ 287,758 | $ 107,000 |
| El Centro, CA | 258 | $ 37,198,000 | $ 144,178 | $ 74,000 |
| Hanford-Corcoran, CA | 257 | $ 34,393,000 | $ 133,824 | $ 57,000 |
| St. Cloud, MN | 257 | $ 37,479,000 | $ 145,832 | $ 80,000 |
| Missoula, MT | 255 | $ 39,469,000 | $ 154,780 | $ 88,000 |
| Lynchburg, VA | 253 | $ 29,113,000 | $ 115,071 | $ 44,000 |
| Longview, TX | 251 | $ 21,635,000 | $ 86,195 | $ 40,000 |
| South Bend-Mishawaka, IN-MI | 251 | $ 23,775,000 | $ 94,721 | $ 48,000 |
| Chico, CA | 250 | $ 45,185,000 | $ 180,740 | $ 63,000 |
| Bellingham, WA | 245 | $ 38,005,000 | $ 155,122 | $ 63,000 |
| Green Bay, WI | 244 | $ 35,353,000 | $ 144,889 | $ 83,000 |
| Merced, CA | 244 | $ 42,017,000 | $ 172,200 | $ 59,000 |
| Flagstaff, AZ | 243 | $ 39,028,000 | $ 160,609 | $ 64,000 |
| Yuma, AZ | 242 | $ 28,653,000 | $ 118,400 | $ 70,000 |
| Salinas, CA | 240 | $ 65,175,000 | $ 271,562 | $ 136,000 |
| Champaign-Urbana, IL | 237 | $ 26,881,000 | $ 113,421 | $ 66,000 |
| Gainesville, FL | 237 | $ 32,316,000 | $ 136,354 | $ 82,000 |
| Ocean City, NJ | 237 | $ 49,457,000 | $ 208,679 | $ 169,000 |
| Lawrence, KS | 233 | $ 35,445,000 | $ 152,124 | $ 80,000 |
| Columbus, GA-AL | 232 | $ 30,082,000 | $ 129,663 | $ 54,000 |
| Yuba City, CA | 232 | $ 40,826,000 | $ 175,974 | $ 63,000 |
| Chattanooga, TN-GA | 231 | $ 28,051,000 | $ 121,432 | $ 54,000 |
| Pascagoula, MS | 231 | $ 23,141,000 | $ 100,177 | $ 63,000 |
| Fort Smith, AR-OK | 229 | $ 25,320,000 | $ 110,567 | $ 68,000 |
| Santa Fe, NM | 229 | $ 38,762,000 | $ 169,266 | $ 81,000 |
| Wenatchee, WA | 229 | $ 33,698,000 | $ 147,152 | $ 69,000 |
| Lansing-East Lansing, MI | 226 | $ 28,414,000 | $ 125,725 | $ 71,000 |
| Sherman-Denison, TX | 225 | $ 21,618,000 | $ 96,080 | $ 46,000 |
| Athens-Clarke County, GA | 222 | $ 28,269,000 | $ 127,337 | $ 62,000 |
| Anderson, SC | 220 | $ 27,954,000 | $ 127,063 | $ 58,000 |
| Longview, WA | 220 | $ 29,750,000 | $ 135,227 | $ 60,000 |
| Ann Arbor, MI | 219 | $ 49,275,000 | $ 225,000 | $ 118,000 |
| Appleton, WI | 219 | $ 27,172,000 | $ 124,073 | $ 94,000 |
| Tuscaloosa, AL | 219 | $ 26,587,000 | $ 121,401 | $ 51,000 |
| Toledo, OH | 218 | $ 27,231,000 | $ 124,912 | $ 60,000 |
| Jackson, TN | 216 | $ 23,631,000 | $ 109,402 | $ 39,000 |
| Ocala, FL | 216 | $ 23,888,000 | $ 110,592 | $ 46,000 |
| Charlottesville, VA | 215 | $ 35,302,000 | $ 164,195 | $ 77,000 |
| Duluth, MN-WI | 211 | $ 25,484,000 | $ 120,777 | $ 61,000 |
| Lincoln, NE | 208 | $ 26,980,000 | $ 129,711 | $ 73,000 |
| Valdosta, GA | 208 | $ 26,987,000 | $ 129,745 | $ 51,000 |
| Norwich-New London, CT | 201 | $ 37,041,000 | $ 184,283 | $ 104,000 |
| Buffalo-Niagara Falls, NY | 192 | $ 20,943,000 | $ 109,078 | $ 57,000 |
| Burlington-South Burlington, VT | 192 | $ 31,608,000 | $ 164,625 | $ 66,000 |
| Davenport-Moline-Rock Island, IA-IL | 192 | $ 20,383,000 | $ 106,161 | $ 48,000 |
| Flint, MI | 188 | $ 22,568,000 | $ 120,042 | $ 66,000 |
| Jacksonville, NC | 183 | $ 21,595,000 | $ 118,005 | $ 51,000 |
| Greenville, NC | 182 | $ 21,478,000 | $ 118,010 | $ 67,000 |
| Oshkosh-Neenah, WI | 178 | $ 20,660,000 | $ 116,067 | $ 69,000 |
| Blacksburg-Christiansburg-Radford, VA | 177 | $ 19,533,000 | $ 110,355 | $ 44,000 |
| Punta Gorda, FL | 177 | $ 23,323,000 | $ 131,768 | $ 63,000 |
| Bowling Green, KY | 174 | $ 18,795,000 | $ 108,017 | $ 46,000 |
| Dalton, GA | 174 | $ 19,688,000 | $ 113,149 | $ 37,000 |
| Decatur, AL | 172 | $ 16,829,000 | $ 97,843 | $ 54,000 |
| Elizabethtown, KY | 172 | $ 21,106,000 | $ 122,709 | $ 56,000 |
| Fargo, ND-MN | 172 | $ 22,177,000 | $ 128,936 | $ 60,000 |
| Lafayette, LA | 172 | $ 20,865,000 | $ 121,308 | $ 61,000 |
| Rochester, MN | 172 | $ 23,149,000 | $ 134,587 | $ 54,000 |
| Mount Vernon-Anacortes, WA | 170 | $ 27,304,000 | $ 160,611 | $ 73,000 |
| Hot Springs, AR | 167 | $ 17,046,000 | $ 102,071 | $ 84,000 |
| Pine Bluff, AR | 167 | $ 13,864,000 | $ 83,017 | $ 48,000 |
| Las Cruces, NM | 166 | $ 20,495,000 | $ 123,463 | $ 55,000 |
| Barnstable Town, MA | 165 | $ 40,511,000 | $ 245,521 | $ 142,000 |
| Corvallis, OR | 165 | $ 26,346,000 | $ 159,672 | $ 71,000 |
| San Angelo, TX | 162 | $ 14,474,000 | $ 89,345 | $ 35,000 |
| Cedar Rapids, IA | 161 | $ 17,313,000 | $ 107,534 | $ 45,000 |
| Evansville, IN-KY | 161 | $ 17,548,000 | $ 108,993 | $ 42,000 |
| Goldsboro, NC | 159 | $ 19,504,000 | $ 122,666 | $ 46,000 |
| Sioux Falls, SD | 159 | $ 19,813,000 | $ 124,610 | $ 49,000 |
| Vero Beach, FL | 159 | $ 21,529,000 | $ 135,402 | $ 82,000 |
| Burlington, NC | 157 | $ 19,930,000 | $ 126,942 | $ 47,000 |
| Macon, GA | 156 | $ 18,319,000 | $ 117,429 | $ 52,000 |
| Muncie, IN | 156 | $ 12,913,000 | $ 82,775 | $ 39,000 |
| Lake Charles, LA | 155 | $ 17,844,000 | $ 115,122 | $ 56,000 |
| Lawton, OK | 153 | $ 14,011,000 | $ 91,575 | $ 60,000 |
| Youngstown-Warren-Boardman, OH-PA | 152 | $ 13,543,000 | $ 89,098 | $ 46,000 |
| Joplin, MO | 151 | $ 15,694,000 | $ 103,933 | $ 66,000 |
| Madera, CA | 151 | $ 24,321,000 | $ 161,066 | $ 57,000 |
| Binghamton, NY | 148 | $ 11,826,000 | $ 79,905 | $ 47,000 |
| Cheyenne, WY | 148 | $ 22,171,000 | $ 149,804 | $ 62,000 |
| Elkhart-Goshen, IN | 147 | $ 14,925,000 | $ 101,530 | $ 33,000 |
| Tallahassee, FL | 146 | $ 19,405,000 | $ 132,910 | $ 59,000 |
| Vineland-Millville-Bridgeton, NJ | 145 | $ 15,475,000 | $ 106,724 | $ 49,000 |
| Wichita Falls, TX | 144 | $ 13,011,000 | $ 90,354 | $ 37,000 |
| Odessa, TX | 143 | $ 10,891,000 | $ 76,160 | $ 50,000 |
| Winchester, VA-WV | 143 | $ 25,949,000 | $ 181,461 | $ 82,000 |
| Panama City-Lynn Haven, FL | 142 | $ 22,654,000 | $ 159,535 | $ 93,000 |
| Bloomington-Normal, IL | 136 | $ 17,863,000 | $ 131,345 | $ 129,000 |
| Lafayette, IN | 134 | $ 15,643,000 | $ 116,738 | $ 42,000 |
| Anderson, IN | 132 | $ 11,987,000 | $ 90,810 | $ 33,000 |
| Bloomington, IN | 125 | $ 14,078,000 | $ 112,624 | $ 42,000 |
| Charleston, WV | 124 | $ 13,472,000 | $ 108,645 | $ 49,000 |
| Pocatello, ID | 123 | $ 12,204,000 | $ 99,219 | $ 50,000 |
| Brunswick, GA | 120 | $ 16,490,000 | $ 137,416 | $ 61,000 |
| Houma-Bayou Cane-Thibodaux, LA | 119 | $ 14,233,000 | $ 119,605 | $ 53,000 |
| Dothan, AL | 118 | $ 12,476,000 | $ 105,728 | $ 41,000 |
| Michigan City-La Porte, IN | 117 | $ 11,819,000 | $ 101,017 | $ 62,000 |
| Kingsport-Bristol-Bristol, TN-VA | 116 | $ 13,480,000 | $ 116,206 | $ 49,000 |
| Auburn-Opelika, AL | 112 | $ 13,574,000 | $ 121,196 | $ 51,000 |
| Monroe, LA | 112 | $ 16,416,000 | $ 146,571 | $ 97,000 |
| Gadsden, AL | 111 | $ 12,539,000 | $ 112,963 | $ 51,000 |
| Peoria, IL | 110 | $ 10,967,000 | $ 99,700 | $ 50,000 |
| Janesville, WI | 109 | $ 12,244,000 | $ 112,330 | $ 47,000 |
| Midland, TX | 108 | $ 9,602,000 | $ 88,907 | $ 51,000 |
| Salisbury, MD | 108 | $ 14,653,000 | $ 135,675 | $ 58,000 |
| Springfield, OH | 107 | $ 11,189,000 | $ 104,570 | $ 34,000 |
| Hattiesburg, MS | 106 | $ 12,514,000 | $ 118,056 | $ 56,000 |
| Napa, CA | 106 | $ 30,793,000 | $ 290,500 | $ 130,000 |
| Texarkana, Tx-Texarkana, AR | 105 | $ 9,390,000 | $ 89,428 | $ 40,000 |
| Kalamazoo-Portage, MI | 104 | $ 10,722,000 | $ 103,096 | $ 61,000 |
| Florence, SC | 103 | $ 12,457,000 | $ 120,941 | $ 43,000 |
| Sandusky, OH | 103 | $ 11,272,000 | $ 109,436 | $ 48,000 |
| Casper, WY | 102 | $ 11,957,000 | $ 117,225 | $ 51,000 |
| Farmington, NM | 102 | $ 11,470,000 | $ 112,450 | $ 78,000 |
| Kingston, NY | 102 | $ 16,835,000 | $ 165,049 | $ 77,000 |
| Johnson City, TN | 99 | $ 12,471,000 | $ 125,969 | $ 66,000 |
| Lewiston-Auburn, ME | 99 | $ 13,098,000 | $ 132,303 | $ 46,000 |
| Columbia, MO | 97 | $ 16,462,000 | $ 169,711 | $ 98,000 |
| Lebanon, PA | 97 | $ 12,240,000 | $ 126,185 | $ 59,000 |
| Victoria, TX | 96 | $ 8,614,000 | $ 89,729 | $ 44,000 |
| Niles-Benton Harbor, MI | 95 | $ 11,158,000 | $ 117,452 | $ 49,000 |
| St. Joseph, MO-KS | 95 | $ 9,977,000 | $ 105,021 | $ 56,000 |
| Rocky Mount, NC | 94 | $ 9,951,000 | $ 105,861 | $ 35,000 |
| Dover, DE | 92 | $ 14,515,000 | $ 157,771 | $ 53,000 |
| Bismarck, ND | 89 | $ 9,759,000 | $ 109,651 | $ 43,000 |
| Carson City, NV | 89 | $ 15,952,000 | $ 179,235 | $ 61,000 |
| Johnstown, PA | 87 | $ 7,783,000 | $ 89,459 | $ 47,000 |
| Florence-Muscle Shoals, AL | 86 | $ 10,082,000 | $ 117,232 | $ 55,000 |
| Glens Falls, NY | 86 | $ 9,529,000 | $ 110,802 | $ 53,000 |
| Saginaw-Saginaw Township North, MI | 83 | $ 8,773,000 | $ 105,698 | $ 62,000 |
| Morristown, TN | 80 | $ 9,551,000 | $ 119,387 | $ 52,000 |
| Owensboro, KY | 80 | $ 8,744,000 | $ 109,300 | $ 46,000 |
| Kankakee-Bradley, IL | 79 | $ 10,397,000 | $ 131,607 | $ 57,000 |
| Kokomo, IN | 79 | $ 8,034,000 | $ 101,696 | $ 47,000 |
| Muskegon-Norton Shores, MI | 79 | $ 7,130,000 | $ 90,253 | $ 33,000 |
| Holland-Grand Haven, MI | 77 | $ 11,502,000 | $ 149,376 | $ 63,000 |
| Sumter, SC | 76 | $ 7,545,000 | $ 99,276 | $ 39,000 |
| Albany, GA | 75 | $ 8,647,000 | $ 115,293 | $ 56,000 |
| Fond Du Lac, WI | 75 | $ 8,905,000 | $ 118,733 | $ 58,000 |
| Fairbanks, AK | 74 | $ 10,662,000 | $ 144,081 | $ 50,000 |
| Williamsport, PA | 74 | $ 8,025,000 | $ 108,445 | $ 47,000 |
| Danville, IL | 72 | $ 5,156,000 | $ 71,611 | $ 41,000 |
| Lewiston, ID-WA | 72 | $ 7,505,000 | $ 104,236 | $ 47,000 |
| Erie, PA | 69 | $ 7,747,000 | $ 112,275 | $ 65,000 |
| Bangor, ME | 68 | $ 7,880,000 | $ 115,882 | $ 76,000 |
| Alexandria, LA | 67 | $ 7,920,000 | $ 118,208 | $ 44,000 |
| Harrisonburg, VA | 67 | $ 8,447,000 | $ 126,074 | $ 68,000 |
| Parkersburg-Marietta, WV-OH | 67 | $ 7,569,000 | $ 112,970 | $ 54,000 |
| Huntington-Ashland, WV-KY-OH | 65 | $ 5,721,000 | $ 88,015 | $ 55,000 |
| Cleveland, TN | 61 | $ 5,980,000 | $ 98,032 | $ 35,000 |
| Utica-Rome, NY | 60 | $ 4,723,000 | $ 78,716 | $ 30,000 |
| Danville, VA | 59 | $ 6,421,000 | $ 108,830 | $ 51,000 |
| Waterloo-Cedar Falls, IA | 59 | $ 6,431,000 | $ 109,000 | $ 48,000 |
| Rapid City, SD | 57 | $ 8,580,000 | $ 150,526 | $ 67,000 |
| Bay City, MI | 55 | $ 4,734,000 | $ 86,072 | $ 53,000 |
| Anniston-Oxford, AL | 54 | $ 6,259,000 | $ 115,907 | $ 56,000 |
| Jackson, MI | 54 | $ 6,371,000 | $ 117,981 | $ 56,000 |
| Pittsfield, MA | 54 | $ 8,209,000 | $ 152,018 | $ 68,000 |
| Sheboygan, WI | 54 | $ 7,679,000 | $ 142,203 | $ 87,000 |
| Eau Claire, WI | 51 | $ 6,889,000 | $ 135,078 | $ 68,000 |
| Decatur, IL | 48 | $ 4,860,000 | $ 101,250 | $ 50,000 |
| Ames, IA | 47 | $ 6,035,000 | $ 128,404 | $ 58,000 |
| Battle Creek, MI | 47 | $ 4,841,000 | $ 103,000 | $ 56,000 |
| Columbus, IN | 47 | $ 4,571,000 | $ 97,255 | $ 39,000 |
| Sioux City, IA-NE-SD | 47 | $ 4,053,000 | $ 86,234 | $ 30,000 |
| Altoona, PA | 46 | $ 4,808,000 | $ 104,521 | $ 108,000 |
| Mansfield, OH | 45 | $ 5,251,000 | $ 116,688 | $ 53,000 |
| Monroe, MI | 44 | $ 6,630,000 | $ 150,681 | $ 57,000 |
| Terre Haute, IN | 44 | $ 3,701,000 | $ 84,113 | $ 40,000 |
| Springfield, IL | 42 | $ 5,704,000 | $ 135,809 | $ 107,000 |
| Jefferson City, MO | 40 | $ 3,976,000 | $ 99,400 | $ 41,000 |
| Wausau, WI | 40 | $ 4,780,000 | $ 119,500 | $ 55,000 |
| Wheeling, WV-OH | 40 | $ 3,701,000 | $ 92,525 | $ 53,000 |
| Iowa City, IA | 39 | $ 6,093,000 | $ 156,230 | $ 53,000 |
| Morgantown, WV | 39 | $ 4,758,000 | $ 122,000 | $ 65,000 |
| Lima, OH | 36 | $ 3,728,000 | $ 103,555 | $ 51,000 |
| State College, PA | 34 | $ 5,208,000 | $ 153,176 | $ 63,000 |
| Cumberland, MD-WV | 33 | $ 3,063,000 | $ 92,818 | $ 60,000 |
| Weirton-Steubenville, WV-OH | 32 | $ 2,637,000 | $ 82,406 | $ 42,000 |
| Dubuque, IA | 30 | $ 3,019,000 | $ 100,633 | $ 44,000 |
| La Crosse, WI-MN | 28 | $ 3,707,000 | $ 132,392 | $ 52,000 |
| Grand Forks, ND-MN | 19 | $ 2,146,000 | $ 112,947 | $ 63,000 |
| Elmira, NY | 16 | $ 1,423,000 | $ 88,937 | $ 46,000 |
| Ithaca, NY | 12 | $ 1,448,000 | $ 120,666 | $ 70,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 239,463 | $38,598,658,000 | $165,884 | $1,778,000 | $82,288 | $9,999,000 |
| Refinancing | 199,786 | $33,236,421,000 | $152,346 | $1,465,000 | $66,269 | $9,999,000 |
| Home Improvement | 4,536 | $792,749,000 | $142,568 | $574,000 | $68,647 | $4,984,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 301,625 | $49,616,373,000 | $163,634 | $1,778,000 | $82,230 | $9,999,000 |
| Hispanic | 44,747 | $6,326,545,000 | $144,500 | $1,000,000 | $54,846 | $5,771,000 |
| Not Provided | 40,807 | $7,410,499,000 | $168,230 | $1,610,000 | $77,961 | $6,240,000 |
| Black or African American | 35,426 | $4,906,636,000 | $145,431 | $1,000,000 | $57,333 | $6,710,000 |
| Asian | 16,302 | $3,583,736,000 | $193,134 | $1,680,000 | $83,269 | $9,999,000 |
| American Indian or Alaskan Native | 1,772 | $254,849,000 | $142,836 | $747,000 | $57,714 | $912,000 |
| Not applicable | 1,560 | $247,170,000 | $150,877 | $750,000 | $60,204 | $900,000 |
| Native Hawaiian or Other Pacific Islander | 1,546 | $282,020,000 | $168,956 | $1,000,000 | $66,956 | $813,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 257,899 | $49,301,920,000 | $176,923 | $1,778,000 | $93,346 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 154,462 | $18,818,466,000 | $125,096 | $566,000 | $34,423 | $8,982,000 |
| VA-guaranteed (Veterans Administration) | 31,364 | $4,501,345,000 | $146,673 | $334,000 | $39,961 | $5,771,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 60 | $6,097,000 | $108,312 | $189,000 | $43,062 | $65,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 412,418 | $65,092,588,000 | $152,846 | $1,523,000 | $64,500 | $9,999,000 |
| Loan Originated | 27,288 | $6,252,385,000 | $220,423 | $1,778,000 | $105,307 | $9,999,000 |
| Application Denied By Financial Institution | 2,687 | $790,464,000 | $266,038 | $1,680,000 | $118,615 | $2,826,000 |
| Application Approved But Not Accepted | 1,174 | $425,873,000 | $299,775 | $1,400,000 | $153,102 | $2,545,000 |
| Preapproval Denied by Financial Institution | 103 | $25,295,000 | $245,000 | $1,000,000 | $69,000 | $605,000 |
| Application Withdrawn By Applicant | 77 | $24,280,000 | $261,730 | $1,000,000 | $153,384 | $1,750,000 |
| File Closed For Incompleteness | 23 | $12,246,000 | $546,307 | $1,000,000 | $227,461 | $725,000 |
| Preapproval Approved but not Accepted | 15 | $4,697,000 | $313,000 | $1,000,000 | $116,000 | $322,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 991 | $299,563,000 | $273,062 | $1,260,000 | $126,083 | $2,826,000 |
| Debt-To-Income Ratio | 646 | $217,067,000 | $309,183 | $1,680,000 | $94,163 | $992,000 |
| Credit History | 449 | $97,571,000 | $238,853 | $1,000,000 | $94,463 | $800,000 |
| Collateral | 388 | $98,965,000 | $240,770 | $1,610,000 | $122,062 | $1,600,000 |
| Unverifiable Information | 128 | $40,432,000 | $251,437 | $1,000,000 | $114,687 | $900,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 84 | $28,611,000 | $339,857 | $1,000,000 | $147,607 | $860,000 |
| Credit Application Incomplete | 60 | $22,690,000 | $408,095 | $1,064,000 | $300,380 | $2,000,000 |
| Employment History | 43 | $10,160,000 | $217,958 | $950,000 | $64,166 | $320,000 |
| Mortgage Insurance Denied | 1 | $700,000 | $700,000 | $700,000 | $600,000 | $600,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Funding, Inc's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Funding, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
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