Wesbanco Bank, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Wesbanco Bank, Inc. 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wesbanco Bank, Inc. 1 Bank Plaza Wheeling, WV 26003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 3,843 |
| Total Mortgage Loan Application Amount | $472,553,000 |
| Average Mortgage Loan Application Amount | $116,333 |
| Highest Mortgage Loan Application Amount | $15,120,000 |
| Average Applicant Income | $66,000 |
| Highest Applicant Income | $2,249,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Wesbanco Bank, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wesbanco Bank, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Wesbanco Bank, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wesbanco Bank, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Wesbanco Bank, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wesbanco Bank, Inc.'s mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Belmont County Ohio | 332 | $ 33,383,000 | $ 100,000 | $ 69,000 |
| Harrison County West Virginia | 322 | $ 37,265,000 | $ 115,000 | $ 69,000 |
| Ohio County West Virginia | 240 | $ 24,323,000 | $ 101,000 | $ 67,000 |
| Wood County West Virginia | 239 | $ 28,809,000 | $ 120,000 | $ 47,000 |
| Kanawha County West Virginia | 236 | $ 34,942,000 | $ 148,000 | $ 68,000 |
| Franklin County Ohio | 180 | $ 70,687,000 | $ 392,000 | $ 78,000 |
| Clark County Ohio | 174 | $ 9,262,000 | $ 53,000 | $ 54,000 |
| Hamilton County Ohio | 147 | $ 14,291,000 | $ 97,000 | $ 84,000 |
| Jackson County Ohio | 140 | $ 12,960,000 | $ 92,000 | $ 60,000 |
| Monongalia County West Virginia | 130 | $ 29,063,000 | $ 223,000 | $ 78,000 |
| Marion County West Virginia | 124 | $ 10,389,000 | $ 83,000 | $ 61,000 |
| Scioto County Ohio | 91 | $ 7,105,000 | $ 78,000 | $ 60,000 |
| Marshall County West Virginia | 83 | $ 6,471,000 | $ 77,000 | $ 55,000 |
| Wetzel County West Virginia | 74 | $ 5,682,000 | $ 76,000 | $ 70,000 |
| Guernsey County Ohio | 70 | $ 5,580,000 | $ 79,000 | $ 44,000 |
| Montgomery County Ohio | 65 | $ 2,852,000 | $ 43,000 | $ 73,000 |
| Lawrence County Ohio | 63 | $ 3,915,000 | $ 62,000 | $ 62,000 |
| Ross County Ohio | 61 | $ 3,865,000 | $ 63,000 | $ 55,000 |
| Washington County Ohio | 61 | $ 7,310,000 | $ 119,000 | $ 55,000 |
| Monroe County Ohio | 58 | $ 4,775,000 | $ 82,000 | $ 55,000 |
| Preston County West Virginia | 58 | $ 4,926,000 | $ 84,000 | $ 99,000 |
| Brooke County West Virginia | 56 | $ 4,196,000 | $ 74,000 | $ 58,000 |
| Hancock County West Virginia | 54 | $ 4,786,000 | $ 88,000 | $ 73,000 |
| Jackson County West Virginia | 51 | $ 6,143,000 | $ 120,000 | $ 44,000 |
| Warren County Ohio | 44 | $ 4,301,000 | $ 97,000 | $ 78,000 |
| Jefferson County Ohio | 42 | $ 5,137,000 | $ 122,000 | $ 72,000 |
| Washington County Pennsylvania | 42 | $ 8,922,000 | $ 212,000 | $ 108,000 |
| Greene County Ohio | 39 | $ 2,428,000 | $ 62,000 | $ 65,000 |
| Butler County Ohio | 36 | $ 3,666,000 | $ 101,000 | $ 63,000 |
| Vinton County Ohio | 35 | $ 2,001,000 | $ 57,000 | $ 49,000 |
| Gallia County Ohio | 30 | $ 2,969,000 | $ 98,000 | $ 63,000 |
| Wirt County West Virginia | 27 | $ 680,000 | $ 25,000 | $ 32,000 |
| Tyler County West Virginia | 24 | $ 1,232,000 | $ 51,000 | $ 45,000 |
| Delaware County Ohio | 23 | $ 7,135,000 | $ 310,000 | $ 77,000 |
| Pleasants County West Virginia | 20 | $ 2,069,000 | $ 103,000 | $ 53,000 |
| Putnam County West Virginia | 19 | $ 2,719,000 | $ 143,000 | $ 69,000 |
| Fairfield County Ohio | 18 | $ 1,314,000 | $ 73,000 | $ 81,000 |
| Lewis County West Virginia | 18 | $ 2,266,000 | $ 125,000 | $ 75,000 |
| Pickaway County Ohio | 17 | $ 1,649,000 | $ 97,000 | $ 59,000 |
| Licking County Ohio | 15 | $ 6,523,000 | $ 434,000 | $ 77,000 |
| Cabell County West Virginia | 15 | $ 2,286,000 | $ 152,000 | $ 110,000 |
| Taylor County West Virginia | 15 | $ 2,139,000 | $ 142,000 | $ 80,000 |
| Noble County Ohio | 14 | $ 1,276,000 | $ 91,000 | $ 59,000 |
| Upshur County West Virginia | 14 | $ 1,531,000 | $ 109,000 | $ 70,000 |
| Clermont County Ohio | 13 | $ 1,474,000 | $ 113,000 | $ 80,000 |
| Doddridge County West Virginia | 13 | $ 1,442,000 | $ 110,000 | $ 69,000 |
| Dearborn County Indiana | 11 | $ 1,465,000 | $ 133,000 | $ 102,000 |
| Champaign County Ohio | 10 | $ 564,000 | $ 56,000 | $ 38,000 |
| Harrison County Ohio | 9 | $ 331,000 | $ 36,000 | $ 41,000 |
| Pike County Ohio | 9 | $ 2,163,000 | $ 240,000 | $ 85,000 |
| Allegheny County Pennsylvania | 9 | $ 3,050,000 | $ 338,000 | $ 65,000 |
| Athens County Ohio | 8 | $ 2,476,000 | $ 309,000 | $ 48,000 |
| Hocking County Ohio | 7 | $ 1,413,000 | $ 201,000 | $ 116,000 |
| Miami County Ohio | 7 | $ 237,000 | $ 33,000 | $ 95,000 |
| Ritchie County West Virginia | 6 | $ 487,000 | $ 81,000 | $ 52,000 |
| Boyd County Kentucky | 5 | $ 365,000 | $ 73,000 | $ 48,000 |
| Logan County Ohio | 5 | $ 35,000 | $ 7,000 | $ 58,000 |
| Meigs County Ohio | 5 | $ 187,000 | $ 37,000 | $ 35,000 |
| Barbour County West Virginia | 5 | $ 443,000 | $ 88,000 | $ 74,000 |
| Braxton County West Virginia | 5 | $ 450,000 | $ 90,000 | $ 61,000 |
| Greenup County Kentucky | 4 | $ 356,000 | $ 89,000 | $ 57,000 |
| Highland County Ohio | 4 | $ 642,000 | $ 160,000 | $ 58,000 |
| Madison County Ohio | 4 | $ 517,000 | $ 129,000 | $ 124,000 |
| Fayette County Pennsylvania | 4 | $ 610,000 | $ 152,000 | $ 225,000 |
| Lincoln County West Virginia | 4 | $ 478,000 | $ 119,000 | $ 66,000 |
| Mason County West Virginia | 4 | $ 369,000 | $ 92,000 | $ 92,000 |
| Muskingum County Ohio | 3 | $ 236,000 | $ 78,000 | $ 44,000 |
| Shelby County Ohio | 3 | $ 18,000 | $ 6,000 | $ 45,000 |
| Union County Ohio | 3 | $ 184,000 | $ 61,000 | $ 63,000 |
| Greenbrier County West Virginia | 3 | $ 2,416,000 | $ 805,000 | $ 280,000 |
| Kenton County Kentucky | 2 | $ 193,000 | $ 96,000 | $ 40,000 |
| Garrett County Maryland | 2 | $ 248,000 | $ 124,000 | $ 84,000 |
| Adams County Ohio | 2 | $ 138,000 | $ 69,000 | $ 59,000 |
| Brown County Ohio | 2 | $ 332,000 | $ 166,000 | $ 97,000 |
| Carroll County Ohio | 2 | $ 1,120,000 | $ 560,000 | $ 17,000 |
| Marion County Ohio | 2 | $ 99,000 | $ 49,000 | $ 37,000 |
| Morgan County Ohio | 2 | $ 492,000 | $ 246,000 | $ 27,000 |
| Perry County Ohio | 2 | $ 335,000 | $ 167,000 | $ 73,000 |
| Tuscarawas County Ohio | 2 | $ 204,000 | $ 102,000 | $ 74,000 |
| Butler County Pennsylvania | 2 | $ 1,449,000 | $ 724,000 | $ 453,000 |
| Westmoreland County Pennsylvania | 2 | $ 409,000 | $ 204,000 | $ 338,000 |
| Horry County South Carolina | 2 | $ 1,037,000 | $ 518,000 | $ 317,000 |
| Randolph County West Virginia | 2 | $ 199,000 | $ 99,000 | $ 99,000 |
| Yavapai County Arizona | 1 | $ 100,000 | $ 100,000 | $ 155,000 |
| Sussex County Delaware | 1 | $ 200,000 | $ 200,000 | $ 118,000 |
| Charlotte County Florida | 1 | $ 277,000 | $ 277,000 | $ 267,000 |
| Highlands County Florida | 1 | $ 225,000 | $ 225,000 | $ 348,000 |
| Lee County Florida | 1 | $ 131,000 | $ 131,000 | $ 1,166,000 |
| Miami-Dade County Florida | 1 | $ 180,000 | $ 180,000 | $ 576,000 |
| Orange County Florida | 1 | $ 263,000 | $ 263,000 | $ 360,000 |
| Pinellas County Florida | 1 | $ 1,000,000 | $ 1,000,000 | $ 365,000 |
| Sarasota County Florida | 1 | $ 150,000 | $ 150,000 | $ 280,000 |
| Fulton County Indiana | 1 | $ 5,000 | $ 5,000 | $ 33,000 |
| Hamilton County Indiana | 1 | $ 274,000 | $ 274,000 | $ 193,000 |
| Marion County Indiana | 1 | $ 161,000 | $ 161,000 | $ 35,000 |
| Ohio County Indiana | 1 | $ 14,000 | $ 14,000 | $ 52,000 |
| Ripley County Indiana | 1 | $ 206,000 | $ 206,000 | $ 73,000 |
| Boone County Kentucky | 1 | $ 124,000 | $ 124,000 | $ 72,000 |
| Campbell County Kentucky | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Mercer County Kentucky | 1 | $ 54,000 | $ 54,000 | $ 128,000 |
| Montgomery County Maryland | 1 | $ 1,208,000 | $ 1,208,000 | $ 369,000 |
| Brunswick County North Carolina | 1 | $ 91,000 | $ 91,000 | $ 119,000 |
| Person County North Carolina | 1 | $ 210,000 | $ 210,000 | $ 216,000 |
| Clinton County Ohio | 1 | $ 300,000 | $ 300,000 | $ 45,000 |
| Cuyahoga County Ohio | 1 | $ 157,000 | $ 157,000 | $ 89,000 |
| Erie County Ohio | 1 | $ 256,000 | $ 256,000 | $ 73,000 |
| Fayette County Ohio | 1 | $ 6,000 | $ 6,000 | $ 60,000 |
| Hancock County Ohio | 1 | $ 273,000 | $ 273,000 | $ 123,000 |
| Henry County Ohio | 1 | $ 350,000 | $ 350,000 | $ 150,000 |
| Lorain County Ohio | 1 | $ 60,000 | $ 60,000 | $ 134,000 |
| Mahoning County Ohio | 1 | $ 800,000 | $ 800,000 | $ 0 |
| Summit County Ohio | 1 | $ 16,000 | $ 16,000 | $ 45,000 |
| Beaver County Pennsylvania | 1 | $ 89,000 | $ 89,000 | $ 42,000 |
| Greene County Pennsylvania | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Berkeley County West Virginia | 1 | $ 26,000 | $ 26,000 | $ 19,000 |
| Boone County West Virginia | 1 | $ 242,000 | $ 242,000 | $ 101,000 |
| Calhoun County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 9,000 |
| Fayette County West Virginia | 1 | $ 36,000 | $ 36,000 | $ 134,000 |
| Gilmer County West Virginia | 1 | $ 94,000 | $ 94,000 | $ 23,000 |
| Tucker County West Virginia | 1 | $ 93,000 | $ 93,000 | $ 30,000 |
| Wayne County West Virginia | 1 | $ 106,000 | $ 106,000 | $ 69,000 |
Mortgage Loan Application Detail Totals for Wesbanco Bank, Inc. in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,385 | $224,980,000 | $162,000 | $7,500,000 | $86,000 | $2,249,000 |
| Home Purchase | 1,343 | $220,997,000 | $164,000 | $15,120,000 | $66,000 | $2,223,000 |
| Home Improvement | 1,115 | $26,576,000 | $23,000 | $1,208,000 | $46,000 | $369,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,431 | $330,563,000 | $96,000 | $2,100,000 | $70,000 | $2,249,000 |
| Not applicable | 132 | $120,312,000 | $911,000 | $15,120,000 | $0 | $0 |
| Not Provided | 118 | $8,484,000 | $71,000 | $504,000 | $85,000 | $2,223,000 |
| Black or African American | 87 | $3,490,000 | $40,000 | $342,000 | $44,000 | $194,000 |
| Asian | 40 | $7,245,000 | $181,000 | $1,032,000 | $127,000 | $464,000 |
| Hispanic | 21 | $1,392,000 | $66,000 | $243,000 | $50,000 | $122,000 |
| American Indian or Alaskan Native | 10 | $352,000 | $35,000 | $250,000 | $33,000 | $60,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $715,000 | $178,000 | $334,000 | $111,000 | $283,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,369 | $420,610,000 | $124,000 | $15,120,000 | $70,000 | $2,249,000 |
| FHA-insured (Federal Housing Administration) | 371 | $39,509,000 | $106,000 | $274,000 | $49,000 | $464,000 |
| VA-guaranteed (Veterans Administration) | 75 | $9,565,000 | $127,000 | $370,000 | $61,000 | $443,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 28 | $2,869,000 | $102,000 | $181,000 | $45,000 | $85,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,288 | $334,646,000 | $146,000 | $15,120,000 | $75,000 | $2,249,000 |
| Application Denied By Financial Institution | 745 | $31,216,000 | $41,000 | $886,000 | $46,000 | $372,000 |
| Application Withdrawn By Applicant | 682 | $93,328,000 | $136,000 | $7,100,000 | $67,000 | $2,223,000 |
| Application Approved But Not Accepted | 121 | $13,259,000 | $109,000 | $1,900,000 | $52,000 | $422,000 |
| File Closed For Incompleteness | 7 | $104,000 | $14,000 | $35,000 | $63,000 | $188,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wesbanco Bank, Inc.'s 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wesbanco Bank, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in West Virginia, download the full spreadsheet
with aggregated HMDA statistics today.