Wesbanco Bank, Inc. Mortgage Lending & HMDA Data, 2025

In 2025, Wesbanco Bank, Inc. of Wheeling, WV reported 9,408 mortgage applications totaling $2.4 billion, up 39% from 2024. The average application was for $256,157, and applicants reported an average income of $158,136. 66% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Pittsburgh, PA (890), Columbus, OH (633) and Cincinnati, OH-KY-IN (545) (applications in parentheses).

Mortgage Company & Address Wesbanco Bank, Inc.
1 Bank Plaza
Wheeling, WV 26003
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  
Total Number of Mortgage Applications 9,408
Total Mortgage Loan Application Amount $2,409,930,000
Average Mortgage Loan Application Amount $256,157
Highest Mortgage Loan Application Amount $36,505,000
Average Applicant Income $158,136
Highest Applicant Income $5,350,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wesbanco Bank, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Wesbanco Bank, Inc. by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Mahoning, Ohio 397 $ 54,535,000 $ 137,367 $ 116,000
Allegheny, Pennsylvania 384 $ 92,960,000 $ 242,083 $ 208,000
Franklin, Ohio 316 $ 129,380,000 $ 409,430 $ 293,000
Harrison, West Virginia 214 $ 38,790,000 $ 181,261 $ 113,000
Ohio, West Virginia 192 $ 33,080,000 $ 172,291 $ 129,000
Hamilton, Ohio 191 $ 49,915,000 $ 261,335 $ 171,000
Belmont, Ohio 176 $ 27,770,000 $ 157,784 $ 107,000
Hancock, Ohio 176 $ 30,690,000 $ 174,375 $ 124,000
Beaver, Pennsylvania 166 $ 25,720,000 $ 154,939 $ 132,000
Columbiana, Ohio 149 $ 14,855,000 $ 99,697 $ 103,000
Lucas, Ohio 143 $ 27,065,000 $ 189,265 $ 139,000
Kanawha, West Virginia 142 $ 22,880,000 $ 161,126 $ 105,000
Clark, Ohio 137 $ 17,255,000 $ 125,948 $ 80,000
Williams, Ohio 135 $ 13,615,000 $ 100,851 $ 75,000
Monongalia, West Virginia 132 $ 45,260,000 $ 342,878 $ 212,000
Charles, Maryland 123 $ 45,705,000 $ 371,585 $ 155,000
Prince George's, Maryland 122 $ 38,450,000 $ 315,163 $ 154,000
Hardin, Kentucky 119 $ 22,075,000 $ 185,504 $ 97,000
Defiance, Ohio 117 $ 16,935,000 $ 144,743 $ 88,000
Delaware, Ohio 115 $ 52,555,000 $ 457,000 $ 315,000
Fayette, Kentucky 108 $ 26,210,000 $ 242,685 $ 189,000
Wood, West Virginia 102 $ 12,470,000 $ 122,254 $ 81,000
Butler, Pennsylvania 101 $ 28,865,000 $ 285,792 $ 184,000
Wood, Ohio 100 $ 17,750,000 $ 177,500 $ 141,000
Campbell, Kentucky 97 $ 17,505,000 $ 180,463 $ 116,000
Lawrence, Pennsylvania 95 $ 15,095,000 $ 158,894 $ 89,000
Jefferson, Kentucky 93 $ 30,915,000 $ 332,419 $ 161,000
Fulton, Ohio 92 $ 12,520,000 $ 136,086 $ 104,000
Trumbull, Ohio 90 $ 11,110,000 $ 123,444 $ 96,000
Anne Arundel, Maryland 87 $ 40,665,000 $ 467,413 $ 280,000
Cuyahoga, Ohio 85 $ 20,295,000 $ 238,764 $ 125,000
Warren, Ohio 85 $ 26,295,000 $ 309,352 $ 226,000
Franklin, Kentucky 83 $ 11,795,000 $ 142,108 $ 97,000
Baltimore, Maryland 81 $ 32,745,000 $ 404,259 $ 268,000
Fairfield, Ohio 81 $ 53,955,000 $ 666,111 $ 151,000
Marion, Ohio 80 $ 9,390,000 $ 117,375 $ 95,000
Lenawee, Michigan 79 $ 11,815,000 $ 149,556 $ 113,000
Marshall, West Virginia 77 $ 10,215,000 $ 132,662 $ 83,000
Scott, Kentucky 76 $ 18,180,000 $ 239,210 $ 111,000
Marion, West Virginia 76 $ 13,490,000 $ 177,500 $ 87,000
Brooke, West Virginia 73 $ 9,605,000 $ 131,575 $ 85,000
Hancock, West Virginia 72 $ 11,310,000 $ 157,083 $ 108,000
Clark, Indiana 71 $ 36,265,000 $ 510,774 $ 186,000
Henry, Ohio 71 $ 6,875,000 $ 96,830 $ 77,000
Lawrence, Ohio 71 $ 9,435,000 $ 132,887 $ 85,000
Montgomery, Ohio 70 $ 12,620,000 $ 180,285 $ 145,000
Jefferson, Ohio 69 $ 11,625,000 $ 168,478 $ 110,000
Stark, Ohio 67 $ 14,245,000 $ 212,611 $ 160,000
Cabell, West Virginia 67 $ 9,845,000 $ 146,940 $ 114,000
Allen, Indiana 66 $ 16,150,000 $ 244,696 $ 159,000
Summit, Ohio 65 $ 18,225,000 $ 280,384 $ 252,000
Preston, West Virginia 65 $ 9,655,000 $ 148,538 $ 96,000
Ross, Ohio 64 $ 9,410,000 $ 147,031 $ 112,000
Westmoreland, Pennsylvania 63 $ 19,095,000 $ 303,095 $ 212,000
Bullitt, Kentucky 62 $ 12,170,000 $ 196,290 $ 120,000
Scioto, Ohio 62 $ 8,690,000 $ 140,161 $ 107,000
Butler, Ohio 59 $ 15,535,000 $ 263,305 $ 194,000
Washington, Pennsylvania 58 $ 13,510,000 $ 232,931 $ 173,000
Jackson, West Virginia 57 $ 10,965,000 $ 192,368 $ 102,000
Washington, Ohio 56 $ 11,610,000 $ 207,321 $ 87,000
Fairfax, Virginia 54 $ 47,470,000 $ 879,074 $ 563,000
Huron, Ohio 53 $ 7,595,000 $ 143,301 $ 104,000
Clermont, Ohio 52 $ 13,430,000 $ 258,269 $ 201,000
Floyd, Indiana 50 $ 10,140,000 $ 202,800 $ 136,000
Montgomery, Maryland 50 $ 23,480,000 $ 469,600 $ 270,000
Allen, Ohio 50 $ 7,810,000 $ 156,200 $ 100,000
Paulding, Ohio 49 $ 4,685,000 $ 95,612 $ 66,000
Jackson, Ohio 47 $ 6,565,000 $ 139,680 $ 92,000
Howard, Maryland 46 $ 30,560,000 $ 664,347 $ 377,000
Hamilton, Indiana 43 $ 50,275,000 $ 1,169,186 $ 505,000
Anderson, Kentucky 43 $ 5,175,000 $ 120,348 $ 88,000
Ottawa, Ohio 43 $ 8,975,000 $ 208,720 $ 197,000
Nelson, Kentucky 41 $ 5,475,000 $ 133,536 $ 68,000
Jessamine, Kentucky 40 $ 9,500,000 $ 237,500 $ 139,000
Baltimore City, Maryland 40 $ 12,520,000 $ 313,000 $ 116,000
Greene, Ohio 40 $ 29,910,000 $ 747,750 $ 208,000
Portage, Ohio 40 $ 9,440,000 $ 236,000 $ 134,000
Lake, Ohio 39 $ 7,225,000 $ 185,256 $ 173,000
Woodford, Kentucky 38 $ 8,000,000 $ 210,526 $ 117,000
Wyandot, Ohio 38 $ 2,710,000 $ 71,315 $ 80,000
Frederick, Maryland 37 $ 8,345,000 $ 225,540 $ 151,000
Putnam, Ohio 37 $ 4,325,000 $ 116,891 $ 103,000
Lorain, Ohio 36 $ 6,790,000 $ 188,611 $ 97,000
Guernsey, Ohio 35 $ 4,965,000 $ 141,857 $ 75,000
Calvert, Maryland 34 $ 9,420,000 $ 277,058 $ 233,000
St. Mary's, Maryland 34 $ 9,820,000 $ 288,823 $ 175,000
Seneca, Ohio 34 $ 4,620,000 $ 135,882 $ 89,000
Putnam, West Virginia 34 $ 7,330,000 $ 215,588 $ 191,000
Boone, Indiana 32 $ 49,820,000 $ 1,556,875 $ 709,000
Licking, Ohio 32 $ 10,760,000 $ 336,250 $ 202,000
Loudoun, Virginia 31 $ 23,745,000 $ 765,967 $ 385,000
District of Columbia, District Of Columbia 30 $ 14,360,000 $ 478,666 $ 188,000
Meade, Kentucky 30 $ 7,440,000 $ 248,000 $ 98,000
Wayne, West Virginia 29 $ 3,255,000 $ 112,241 $ 110,000
Washtenaw, Michigan 28 $ 10,580,000 $ 377,857 $ 234,000
Gallia, Ohio 28 $ 3,890,000 $ 138,928 $ 91,000
Union, Ohio 28 $ 15,320,000 $ 547,142 $ 287,000
Wetzel, West Virginia 27 $ 2,525,000 $ 93,518 $ 90,000
Sandusky, Ohio 26 $ 3,540,000 $ 136,153 $ 81,000
Van Wert, Ohio 25 $ 2,905,000 $ 116,200 $ 98,000
Pickaway, Ohio 24 $ 5,700,000 $ 237,500 $ 247,000
Kenton, Kentucky 23 $ 9,655,000 $ 419,782 $ 142,000
Boone, Kentucky 20 $ 3,240,000 $ 162,000 $ 160,000
Monroe, Ohio 20 $ 3,740,000 $ 187,000 $ 97,000
Scott, Indiana 19 $ 2,295,000 $ 120,789 $ 77,000
Erie, Ohio 19 $ 3,745,000 $ 197,105 $ 117,000
Fayette, Pennsylvania 19 $ 5,445,000 $ 286,578 $ 242,000
Hillsdale, Michigan 18 $ 2,170,000 $ 120,555 $ 80,000
Geauga, Ohio 18 $ 5,080,000 $ 282,222 $ 227,000
Medina, Ohio 17 $ 5,605,000 $ 329,705 $ 144,000
Pike, Ohio 17 $ 2,565,000 $ 150,882 $ 95,000
Ashland, Ohio 16 $ 3,040,000 $ 190,000 $ 93,000
Prince William, Virginia 16 $ 6,430,000 $ 401,875 $ 194,000
Lewis, West Virginia 16 $ 2,420,000 $ 151,250 $ 111,000
Taylor, West Virginia 16 $ 3,460,000 $ 216,250 $ 132,000
Carroll, Maryland 15 $ 3,155,000 $ 210,333 $ 139,000
Monroe, Michigan 15 $ 3,695,000 $ 246,333 $ 143,000
Morrow, Ohio 14 $ 3,010,000 $ 215,000 $ 138,000
Madison, Kentucky 13 $ 3,095,000 $ 238,076 $ 146,000
Champaign, Ohio 13 $ 2,435,000 $ 187,307 $ 107,000
Noble, Ohio 13 $ 2,005,000 $ 154,230 $ 101,000
Muskingum, Ohio 12 $ 7,650,000 $ 637,500 $ 144,000
Vinton, Ohio 12 $ 1,680,000 $ 140,000 $ 116,000
Mercer, Pennsylvania 12 $ 2,880,000 $ 240,000 $ 128,000
Arlington, Virginia 12 $ 12,930,000 $ 1,077,500 $ 589,000
Tyler, West Virginia 12 $ 1,310,000 $ 109,166 $ 89,000
Harrison, Indiana 11 $ 1,125,000 $ 102,272 $ 120,000
Harford, Maryland 11 $ 5,805,000 $ 527,727 $ 308,000
Upshur, West Virginia 11 $ 2,245,000 $ 204,090 $ 146,000
Mercer, Kentucky 10 $ 1,800,000 $ 180,000 $ 79,000
Spencer, Kentucky 10 $ 2,940,000 $ 294,000 $ 111,000
Auglaize, Ohio 10 $ 1,660,000 $ 166,000 $ 107,000
Hocking, Ohio 10 $ 2,150,000 $ 215,000 $ 198,000
Tuscarawas, Ohio 10 $ 1,110,000 $ 111,000 $ 87,000
Hamilton, Tennessee 10 $ 6,280,000 $ 628,000 $ 404,000
Collier, Florida 9 $ 16,005,000 $ 1,778,333 $ 544,000
DeKalb, Indiana 9 $ 1,985,000 $ 220,555 $ 93,000
Marion, Indiana 9 $ 5,275,000 $ 586,111 $ 578,000
Worcester, Maryland 9 $ 3,315,000 $ 368,333 $ 391,000
Athens, Ohio 9 $ 1,485,000 $ 165,000 $ 119,000
Fayette, Ohio 9 $ 1,485,000 $ 165,000 $ 117,000
Wayne, Ohio 9 $ 4,215,000 $ 468,333 $ 185,000
Oldham, Kentucky 8 $ 1,810,000 $ 226,250 $ 234,000
Queen Anne's, Maryland 8 $ 3,880,000 $ 485,000 $ 244,000
Crawford, Ohio 8 $ 1,250,000 $ 156,250 $ 106,000
Greenup, Kentucky 7 $ 1,085,000 $ 155,000 $ 75,000
Owen, Kentucky 7 $ 1,155,000 $ 165,000 $ 113,000
Jackson, Michigan 7 $ 1,355,000 $ 193,571 $ 110,000
Ashtabula, Ohio 7 $ 1,935,000 $ 276,428 $ 281,000
Harrison, Ohio 7 $ 1,425,000 $ 203,571 $ 84,000
Miami, Ohio 7 $ 1,105,000 $ 157,857 $ 132,000
Perry, Ohio 7 $ 905,000 $ 129,285 $ 89,000
Berkeley, West Virginia 7 $ 2,295,000 $ 327,857 $ 149,000
Lee, Florida 6 $ 5,670,000 $ 945,000 $ 578,000
Harrison, Kentucky 6 $ 1,360,000 $ 226,666 $ 124,000
Larue, Kentucky 6 $ 610,000 $ 101,666 $ 61,000
Talbot, Maryland 6 $ 4,440,000 $ 740,000 $ 347,000
Wayne, Michigan 6 $ 2,140,000 $ 356,666 $ 131,000
Adams, Ohio 6 $ 730,000 $ 121,666 $ 70,000
Hardin, Ohio 6 $ 1,170,000 $ 195,000 $ 83,000
Madison, Ohio 6 $ 1,560,000 $ 260,000 $ 154,000
Richland, Ohio 6 $ 920,000 $ 153,333 $ 46,000
Greene, Pennsylvania 6 $ 1,660,000 $ 276,666 $ 112,000
Wirt, West Virginia 6 $ 410,000 $ 68,333 $ 43,000
Orange, Florida 5 $ 7,705,000 $ 1,541,000 $ 633,000
Clark, Kentucky 5 $ 975,000 $ 195,000 $ 75,000
Grayson, Kentucky 5 $ 855,000 $ 171,000 $ 151,000
Hart, Kentucky 5 $ 445,000 $ 89,000 $ 69,000
Brown, Ohio 5 $ 3,405,000 $ 681,000 $ 175,000
Erie, Pennsylvania 5 $ 1,545,000 $ 309,000 $ 122,000
Horry, South Carolina 5 $ 2,505,000 $ 501,000 $ 500,000
Davidson, Tennessee 5 $ 7,065,000 $ 1,413,000 $ 469,000
Williamson, Tennessee 5 $ 3,575,000 $ 715,000 $ 364,000
Mason, West Virginia 5 $ 825,000 $ 165,000 $ 100,000
Tucker, West Virginia 5 $ 2,415,000 $ 483,000 $ 303,000
Kent, Delaware 4 $ 1,380,000 $ 345,000 $ 124,000
Manatee, Florida 4 $ 2,130,000 $ 532,500 $ 371,000
Palm Beach, Florida 4 $ 2,810,000 $ 702,500 $ 512,000
Sarasota, Florida 4 $ 6,640,000 $ 1,660,000 $ 749,000
St. Lucie, Florida 4 $ 1,250,000 $ 312,500 $ 78,000
Dearborn, Indiana 4 $ 560,000 $ 140,000 $ 77,000
Kosciusko, Indiana 4 $ 2,370,000 $ 592,500 $ 672,000
Steuben, Indiana 4 $ 1,410,000 $ 352,500 $ 344,000
Vanderburgh, Indiana 4 $ 1,440,000 $ 360,000 $ 277,000
Boyd, Kentucky 4 $ 640,000 $ 160,000 $ 131,000
Boyle, Kentucky 4 $ 1,000,000 $ 250,000 $ 153,000
Breckinridge, Kentucky 4 $ 290,000 $ 72,500 $ 125,000
Washington, Maryland 4 $ 1,560,000 $ 390,000 $ 422,000
Camden, New Jersey 4 $ 820,000 $ 205,000 $ 137,000
Coshocton, Ohio 4 $ 430,000 $ 107,500 $ 139,000
Knox, Ohio 4 $ 1,030,000 $ 257,500 $ 97,000
Meigs, Ohio 4 $ 1,010,000 $ 252,500 $ 139,000
Preble, Ohio 4 $ 510,000 $ 127,500 $ 155,000
Armstrong, Pennsylvania 4 $ 1,250,000 $ 312,500 $ 263,000
Cambria, Pennsylvania 4 $ 2,280,000 $ 570,000 $ 246,000
Florence, South Carolina 4 $ 640,000 $ 160,000 $ 89,000
Campbell, Tennessee 4 $ 1,500,000 $ 375,000 $ 561,000
Alexandria, Virginia 4 $ 1,630,000 $ 407,500 $ 514,000
Louisa, Virginia 4 $ 2,150,000 $ 537,500 $ 245,000
Stafford, Virginia 4 $ 4,710,000 $ 1,177,500 $ 425,000
Barbour, West Virginia 4 $ 1,330,000 $ 332,500 $ 129,000
Fayette, West Virginia 4 $ 600,000 $ 150,000 $ 86,000
Mercer, West Virginia 4 $ 580,000 $ 145,000 $ 54,000
Sussex, Delaware 3 $ 945,000 $ 315,000 $ 231,000
Franklin, Indiana 3 $ 315,000 $ 105,000 $ 135,000
Hancock, Indiana 3 $ 3,495,000 $ 1,165,000 $ 609,000
Henry, Kentucky 3 $ 785,000 $ 261,666 $ 90,000
Shelby, Kentucky 3 $ 1,475,000 $ 491,666 $ 121,000
Washington, Kentucky 3 $ 165,000 $ 55,000 $ 53,000
Caroline, Maryland 3 $ 975,000 $ 325,000 $ 85,000
Dorchester, Maryland 3 $ 885,000 $ 295,000 $ 241,000
Wicomico, Maryland 3 $ 745,000 $ 248,333 $ 73,000
Highland, Ohio 3 $ 215,000 $ 71,666 $ 63,000
Logan, Ohio 3 $ 645,000 $ 215,000 $ 169,000
Indiana, Pennsylvania 3 $ 1,235,000 $ 411,666 $ 162,000
Somerset, Pennsylvania 3 $ 1,585,000 $ 528,333 $ 251,000
Rutherford, Tennessee 3 $ 435,000 $ 145,000 $ 169,000
Chesapeake, Virginia 3 $ 515,000 $ 171,666 $ 163,000
Clarke, Virginia 3 $ 1,435,000 $ 478,333 $ 239,000
Fauquier, Virginia 3 $ 1,595,000 $ 531,666 $ 251,000
Spotsylvania, Virginia 3 $ 1,035,000 $ 345,000 $ 177,000
Boone, West Virginia 3 $ 645,000 $ 215,000 $ 121,000
Doddridge, West Virginia 3 $ 335,000 $ 111,666 $ 115,000
Greenbrier, West Virginia 3 $ 365,000 $ 121,666 $ 272,000
Ritchie, West Virginia 3 $ 295,000 $ 98,333 $ 59,000
Brevard, Florida 2 $ 910,000 $ 455,000 $ 1,226,000
Indian River, Florida 2 $ 640,000 $ 320,000 $ 115,000
Howard, Indiana 2 $ 1,780,000 $ 890,000 $ 599,000
Jefferson, Indiana 2 $ 120,000 $ 60,000 $ 83,000
LaGrange, Indiana 2 $ 330,000 $ 165,000 $ 50,000
Madison, Indiana 2 $ 1,650,000 $ 825,000 $ 309,000
Washington, Indiana 2 $ 130,000 $ 65,000 $ 103,000
Whitley, Indiana 2 $ 370,000 $ 185,000 $ 79,000
Barren, Kentucky 2 $ 360,000 $ 180,000 $ 102,000
Bourbon, Kentucky 2 $ 250,000 $ 125,000 $ 97,000
Butler, Kentucky 2 $ 210,000 $ 105,000 $ 92,000
Edmonson, Kentucky 2 $ 140,000 $ 70,000 $ 71,000
Gallatin, Kentucky 2 $ 140,000 $ 70,000 $ 27,000
Grant, Kentucky 2 $ 430,000 $ 215,000 $ 58,000
Knox, Kentucky 2 $ 220,000 $ 110,000 $ 29,000
Marion, Kentucky 2 $ 270,000 $ 135,000 $ 45,000
Allegan, Michigan 2 $ 1,640,000 $ 820,000 $ 617,000
Branch, Michigan 2 $ 1,110,000 $ 555,000 $ 296,000
Cheboygan, Michigan 2 $ 540,000 $ 270,000 $ 155,000
Oakland, Michigan 2 $ 1,530,000 $ 765,000 $ 365,000
Clinton, Ohio 2 $ 60,000 $ 30,000 $ 57,000
Adams, Pennsylvania 2 $ 450,000 $ 225,000 $ 93,000
Crawford, Pennsylvania 2 $ 330,000 $ 165,000 $ 75,000
York, Pennsylvania 2 $ 490,000 $ 245,000 $ 102,000
Knox, Tennessee 2 $ 14,520,000 $ 7,260,000 $ 874,000
Lawrence, Tennessee 2 $ 600,000 $ 300,000 $ 94,000
Wilson, Tennessee 2 $ 26,110,000 $ 13,055,000 $ 209,000
Amherst, Virginia 2 $ 110,000 $ 55,000 $ 156,000
Falls Church, Virginia 2 $ 2,370,000 $ 1,185,000 $ 285,000
Manassas, Virginia 2 $ 1,450,000 $ 725,000 $ 150,000
Norfolk, Virginia 2 $ 420,000 $ 210,000 $ 103,000
Orange, Virginia 2 $ 420,000 $ 210,000 $ 204,000
Shenandoah, Virginia 2 $ 1,300,000 $ 650,000 $ 385,000
Calhoun, West Virginia 2 $ 360,000 $ 180,000 $ 42,000
Hardy, West Virginia 2 $ 1,050,000 $ 525,000 $ 213,000
Lincoln, West Virginia 2 $ 210,000 $ 105,000 $ 55,000
Pleasants, West Virginia 2 $ 650,000 $ 325,000 $ 111,000
Pocahontas, West Virginia 2 $ 1,000,000 $ 500,000 $ 129,000
Raleigh, West Virginia 2 $ 190,000 $ 95,000 $ 113,000
Randolph, West Virginia 2 $ 360,000 $ 180,000 $ 92,000
DeKalb, Alabama 1 $ 305,000 $ 305,000 $ 135,000
Limestone, Alabama 1 $ 915,000 $ 915,000 $ 192,000
Madison, Alabama 1 $ 155,000 $ 155,000 $ 72,000
Morgan, Alabama 1 $ 285,000 $ 285,000 $ 192,000
Pulaski, Arkansas 1 $ 535,000 $ 535,000 $ 150,000
Adams, Colorado 1 $ 715,000 $ 715,000 $ 326,000
El Paso, Colorado 1 $ 675,000 $ 675,000 $ 179,000
Weld, Colorado 1 $ 635,000 $ 635,000 $ 131,000
New Castle, Delaware 1 $ 615,000 $ 615,000 $ 185,000
Charlotte, Florida 1 $ 245,000 $ 245,000 $ 234,000
Escambia, Florida 1 $ 185,000 $ 185,000 $ 54,000
Miami-Dade, Florida 1 $ 375,000 $ 375,000 $ 89,000
Osceola, Florida 1 $ 335,000 $ 335,000 $ 75,000
Seminole, Florida 1 $ 655,000 $ 655,000 $ 230,000
Volusia, Florida 1 $ 135,000 $ 135,000 $ 83,000
Walton, Florida 1 $ 1,355,000 $ 1,355,000 $ 485,000
Catoosa, Georgia 1 $ 1,505,000 $ 1,505,000 $ 512,000
Haralson, Georgia 1 $ 295,000 $ 295,000 $ 235,000
Lanier, Georgia 1 $ 165,000 $ 165,000 $ 152,000
Walker, Georgia 1 $ 1,405,000 $ 1,405,000 $ 213,000
Walton, Georgia 1 $ 105,000 $ 105,000 $ 37,000
Cook, Illinois 1 $ 385,000 $ 385,000 $ 271,000
Crawford, Indiana 1 $ 55,000 $ 55,000 $ 57,000
Delaware, Indiana 1 $ 15,000 $ 15,000 $ 56,000
Fayette, Indiana 1 $ 35,000 $ 35,000 $ 195,000
Huntington, Indiana 1 $ 245,000 $ 245,000 $ 87,000
Jackson, Indiana 1 $ 65,000 $ 65,000 $ 132,000
Johnson, Indiana 1 $ 145,000 $ 145,000 $ 174,000
Lawrence, Indiana 1 $ 45,000 $ 45,000 $ 62,000
Noble, Indiana 1 $ 305,000 $ 305,000 $ 598,000
Ohio, Indiana 1 $ 55,000 $ 55,000 $ 0
Orange, Indiana 1 $ 15,000 $ 15,000 $ 48,000
Porter, Indiana 1 $ 95,000 $ 95,000 $ 89,000
St. Joseph, Indiana 1 $ 555,000 $ 555,000 $ 365,000
Bracken, Kentucky 1 $ 165,000 $ 165,000 $ 86,000
Carroll, Kentucky 1 $ 85,000 $ 85,000 $ 222,000
Clay, Kentucky 1 $ 55,000 $ 55,000 $ 0
Fleming, Kentucky 1 $ 275,000 $ 275,000 $ 59,000
Garrard, Kentucky 1 $ 15,000 $ 15,000 $ 0
Green, Kentucky 1 $ 105,000 $ 105,000 $ 51,000
Jackson, Kentucky 1 $ 25,000 $ 25,000 $ 38,000
Lawrence, Kentucky 1 $ 155,000 $ 155,000 $ 314,000
Magoffin, Kentucky 1 $ 55,000 $ 55,000 $ 40,000
Mason, Kentucky 1 $ 115,000 $ 115,000 $ 0
Montgomery, Kentucky 1 $ 55,000 $ 55,000 $ 134,000
Nicholas, Kentucky 1 $ 55,000 $ 55,000 $ 75,000
Ohio, Kentucky 1 $ 35,000 $ 35,000 $ 36,000
Pulaski, Kentucky 1 $ 25,000 $ 25,000 $ 0
Rowan, Kentucky 1 $ 375,000 $ 375,000 $ 167,000
Trimble, Kentucky 1 $ 345,000 $ 345,000 $ 128,000
Warren, Kentucky 1 $ 1,045,000 $ 1,045,000 $ 409,000
Whitley, Kentucky 1 $ 185,000 $ 185,000 $ 0
Garrett, Maryland 1 $ 1,635,000 $ 1,635,000 $ 366,000
Dukes, Massachusetts 1 $ 1,495,000 $ 1,495,000 $ 750,000
Alcona, Michigan 1 $ 125,000 $ 125,000 $ 73,000
Berrien, Michigan 1 $ 455,000 $ 455,000 $ 132,000
Calhoun, Michigan 1 $ 195,000 $ 195,000 $ 97,000
Iosco, Michigan 1 $ 105,000 $ 105,000 $ 178,000
Livingston, Michigan 1 $ 365,000 $ 365,000 $ 90,000
Jackson, Mississippi 1 $ 225,000 $ 225,000 $ 136,000
Pearl River, Mississippi 1 $ 345,000 $ 345,000 $ 316,000
St. Louis City, Missouri 1 $ 325,000 $ 325,000 $ 175,000
Gallatin, Montana 1 $ 185,000 $ 185,000 $ 148,000
Union, New Jersey 1 $ 715,000 $ 715,000 $ 370,000
Chautauqua, New York 1 $ 405,000 $ 405,000 $ 380,000
Dare, North Carolina 1 $ 715,000 $ 715,000 $ 639,000
Forsyth, North Carolina 1 $ 595,000 $ 595,000 $ 192,000
Iredell, North Carolina 1 $ 465,000 $ 465,000 $ 153,000
Johnston, North Carolina 1 $ 625,000 $ 625,000 $ 273,000
Madison, North Carolina 1 $ 535,000 $ 535,000 $ 173,000
Mecklenburg, North Carolina 1 $ 465,000 $ 465,000 $ 0
New Hanover, North Carolina 1 $ 1,365,000 $ 1,365,000 $ 1,084,000
Yadkin, North Carolina 1 $ 455,000 $ 455,000 $ 191,000
Carroll, Ohio 1 $ 555,000 $ 555,000 $ 360,000
Darke, Ohio 1 $ 15,000 $ 15,000 $ 32,000
Holmes, Ohio 1 $ 155,000 $ 155,000 $ 312,000
Mercer, Ohio 1 $ 75,000 $ 75,000 $ 49,000
Morgan, Ohio 1 $ 105,000 $ 105,000 $ 88,000
Shelby, Ohio 1 $ 75,000 $ 75,000 $ 2,000
Blair, Pennsylvania 1 $ 55,000 $ 55,000 $ 94,000
Clearfield, Pennsylvania 1 $ 635,000 $ 635,000 $ 293,000
Franklin, Pennsylvania 1 $ 385,000 $ 385,000 $ 83,000
Lackawanna, Pennsylvania 1 $ 15,000 $ 15,000 $ 0
Philadelphia, Pennsylvania 1 $ 145,000 $ 145,000 $ 0
Venango, Pennsylvania 1 $ 55,000 $ 55,000 $ 81,000
Beaufort, South Carolina 1 $ 775,000 $ 775,000 $ 0
Charleston, South Carolina 1 $ 255,000 $ 255,000 $ 570,000
Dorchester, South Carolina 1 $ 255,000 $ 255,000 $ 71,000
Georgetown, South Carolina 1 $ 285,000 $ 285,000 $ 141,000
Jasper, South Carolina 1 $ 385,000 $ 385,000 $ 274,000
Bradley, Tennessee 1 $ 585,000 $ 585,000 $ 205,000
Cheatham, Tennessee 1 $ 1,385,000 $ 1,385,000 $ 0
Clay, Tennessee 1 $ 285,000 $ 285,000 $ 314,000
Humphreys, Tennessee 1 $ 1,155,000 $ 1,155,000 $ 0
Loudon, Tennessee 1 $ 1,355,000 $ 1,355,000 $ 300,000
Maury, Tennessee 1 $ 185,000 $ 185,000 $ 138,000
Overton, Tennessee 1 $ 665,000 $ 665,000 $ 0
Shelby, Tennessee 1 $ 135,000 $ 135,000 $ 9,000
Denton, Texas 1 $ 1,695,000 $ 1,695,000 $ 503,000
Harris, Texas 1 $ 285,000 $ 285,000 $ 66,000
Alleghany, Virginia 1 $ 315,000 $ 315,000 $ 327,000
Amelia, Virginia 1 $ 105,000 $ 105,000 $ 65,000
Bedford, Virginia 1 $ 445,000 $ 445,000 $ 156,000
Botetourt, Virginia 1 $ 615,000 $ 615,000 $ 181,000
Caroline, Virginia 1 $ 405,000 $ 405,000 $ 136,000
Charlottesville, Virginia 1 $ 805,000 $ 805,000 $ 293,000
Fairfax City, Virginia 1 $ 345,000 $ 345,000 $ 262,000
Fredericksburg, Virginia 1 $ 105,000 $ 105,000 $ 395,000
Hampton, Virginia 1 $ 155,000 $ 155,000 $ 161,000
Henrico, Virginia 1 $ 745,000 $ 745,000 $ 410,000
King George, Virginia 1 $ 425,000 $ 425,000 $ 169,000
Lancaster, Virginia 1 $ 505,000 $ 505,000 $ 399,000
Lynchburg, Virginia 1 $ 285,000 $ 285,000 $ 81,000
Madison, Virginia 1 $ 505,000 $ 505,000 $ 942,000
Manassas Park, Virginia 1 $ 25,000 $ 25,000 $ 0
Page, Virginia 1 $ 405,000 $ 405,000 $ 237,000
Rappahannock, Virginia 1 $ 325,000 $ 325,000 $ 249,000
Roanoke, Virginia 1 $ 385,000 $ 385,000 $ 219,000
Surry, Virginia 1 $ 385,000 $ 385,000 $ 90,000
Warren, Virginia 1 $ 315,000 $ 315,000 $ 285,000
York, Virginia 1 $ 25,000 $ 25,000 $ 126,000
Braxton, West Virginia 1 $ 455,000 $ 455,000 $ 250,000
Jefferson, West Virginia 1 $ 465,000 $ 465,000 $ 101,000
Mineral, West Virginia 1 $ 335,000 $ 335,000 $ 102,000
Roane, West Virginia 1 $ 175,000 $ 175,000 $ 144,000
Sheboygan, Wisconsin 1 $ 525,000 $ 525,000 $ 150,000
Waukesha, Wisconsin 1 $ 725,000 $ 725,000 $ 255,000

Mortgage Loan Application Detail Totals for Wesbanco Bank, Inc. in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,423 $1,261,175,000 $368,000 $36,505,000 $165,000 $4,583,000
Home Improvement 2,381 $371,315,000 $155,000 $26,005,000 $143,000 $2,102,000
Other Purpose 1,900 $263,910,000 $138,000 $1,735,000 $157,000 $5,350,000
Refinancing 1,242 $365,650,000 $294,000 $3,905,000 $173,000 $2,386,000
Cash-out Refinancing 462 $147,880,000 $320,000 $3,505,000 $150,000 $1,779,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,095 $1,535,955,000 $216,000 $3,865,000 $149,000 $5,350,000
Not Provided 1,117 $319,625,000 $286,000 $3,505,000 $204,000 $3,629,000
Black or African American 535 $148,885,000 $278,000 $2,505,000 $130,000 $807,000
Hispanic 299 $55,005,000 $183,000 $1,405,000 $126,000 $3,513,000
Asian 186 $94,290,000 $506,000 $4,005,000 $360,000 $2,400,000
Not applicable 141 $251,465,000 $1,783,000 $36,505,000 $0 $0
American Indian or Alaskan Native 31 $4,355,000 $140,000 $505,000 $79,000 $260,000
Native Hawaiian or Other Pacific Islander 4 $350,000 $87,000 $135,000 $91,000 $166,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,568 $2,201,840,000 $256,000 $36,505,000 $164,000 $5,350,000
FHA-insured (Federal Housing Administration) 679 $162,085,000 $238,000 $1,015,000 $91,000 $431,000
VA-guaranteed (Veterans Administration) 105 $36,075,000 $343,000 $955,000 $132,000 $395,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 56 $9,930,000 $177,000 $505,000 $68,000 $133,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,248 $1,693,600,000 $271,000 $36,505,000 $169,000 $5,350,000
Application Denied By Financial Institution 1,644 $272,030,000 $165,000 $3,505,000 $109,000 $2,125,000
Application Withdrawn By Applicant 866 $289,410,000 $334,000 $3,905,000 $172,000 $2,400,000
File Closed For Incompleteness 340 $98,990,000 $291,000 $4,005,000 $184,000 $4,583,000
Application Approved But Not Accepted 277 $42,225,000 $152,000 $2,025,000 $138,000 $780,000
Preapproval Denied by Financial Institution 22 $9,040,000 $410,000 $1,405,000 $123,000 $441,000
Preapproval Approved but not Accepted 8 $4,000,000 $500,000 $1,105,000 $172,000 $370,000
Loan Purchased By The Institution 3 $635,000 $211,000 $435,000 $60,000 $93,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 7,742 $2,128,860,000 $274,000 $36,505,000 $169,000 $5,350,000
Credit History 704 $68,340,000 $97,000 $2,005,000 $98,000 $2,102,000
Debt-To-Income Ratio 553 $119,305,000 $215,000 $3,505,000 $87,000 $1,429,000
Collateral 169 $43,575,000 $257,000 $3,005,000 $201,000 $2,125,000
Other 102 $15,010,000 $147,000 $1,155,000 $116,000 $858,000
Insufficient Cash (Downpayment, Closing Cost) 47 $13,455,000 $286,000 $2,645,000 $115,000 $703,000
Unverifiable Information 38 $8,330,000 $219,000 $1,335,000 $101,000 $625,000
Employment History 28 $4,360,000 $155,000 $495,000 $72,000 $225,000
Credit Application Incomplete 25 $8,695,000 $347,000 $1,005,000 $297,000 $2,058,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Wesbanco Bank, Inc.'s 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Wesbanco Bank, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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