West Gate Bank Mortgage Lending & HMDA Data, 2025
In 2025, West Gate Bank of Lincoln, NE reported 4,467 mortgage applications totaling $1.3 billion, up 24% from 2024. The average application was for $284,238, and applicants reported an average income of $131,161. 54% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Omaha-Council Bluffs, NE-IA (755), Lincoln, NE (462) and St. Louis, MO-IL (237) (applications in parentheses).
| Mortgage Company & Address | West Gate Bank 6003 Old Cheney Road Lincoln, NE 68516 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,467 |
| Total Mortgage Loan Application Amount | $1,269,695,000 |
| Average Mortgage Loan Application Amount | $284,238 |
| Highest Mortgage Loan Application Amount | $17,735,000 |
| Average Applicant Income | $131,161 |
| Highest Applicant Income | $1,691,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records West Gate Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Douglas, Nebraska | 432 | $ 147,790,000 | $ 342,106 | $ 169,000 |
| Lancaster, Nebraska | 410 | $ 120,500,000 | $ 293,902 | $ 131,000 |
| Sarpy, Nebraska | 141 | $ 42,945,000 | $ 304,574 | $ 153,000 |
| Polk, Iowa | 128 | $ 39,310,000 | $ 307,109 | $ 158,000 |
| St. Louis, Missouri | 101 | $ 34,935,000 | $ 345,891 | $ 0 |
| Dodge, Nebraska | 97 | $ 38,955,000 | $ 401,597 | $ 105,000 |
| Madison, Nebraska | 94 | $ 23,890,000 | $ 254,148 | $ 117,000 |
| Buffalo, Nebraska | 70 | $ 22,830,000 | $ 326,142 | $ 166,000 |
| Washington, Nebraska | 68 | $ 22,040,000 | $ 324,117 | $ 135,000 |
| Dallas, Iowa | 64 | $ 22,110,000 | $ 345,468 | $ 185,000 |
| Platte, Nebraska | 64 | $ 11,130,000 | $ 173,906 | $ 80,000 |
| Linn, Iowa | 63 | $ 18,175,000 | $ 288,492 | $ 127,000 |
| St. Charles, Missouri | 56 | $ 19,360,000 | $ 345,714 | $ 0 |
| Scotts Bluff, Nebraska | 52 | $ 11,490,000 | $ 220,961 | $ 92,000 |
| Seward, Nebraska | 52 | $ 12,020,000 | $ 231,153 | $ 103,000 |
| Dawson, Nebraska | 51 | $ 7,955,000 | $ 155,980 | $ 92,000 |
| York, Nebraska | 50 | $ 11,230,000 | $ 224,600 | $ 104,000 |
| Johnson, Iowa | 48 | $ 15,330,000 | $ 319,375 | $ 147,000 |
| Cass, North Dakota | 47 | $ 15,135,000 | $ 322,021 | $ 170,000 |
| Minnehaha, South Dakota | 47 | $ 14,375,000 | $ 305,851 | $ 140,000 |
| Burleigh, North Dakota | 46 | $ 15,170,000 | $ 329,782 | $ 160,000 |
| Story, Iowa | 44 | $ 13,590,000 | $ 308,863 | $ 166,000 |
| Black Hawk, Iowa | 42 | $ 11,530,000 | $ 274,523 | $ 188,000 |
| Lincoln, Nebraska | 39 | $ 6,025,000 | $ 154,487 | $ 83,000 |
| Greene, Missouri | 35 | $ 10,915,000 | $ 311,857 | $ 212,000 |
| Yellowstone, Montana | 34 | $ 11,600,000 | $ 341,176 | $ 0 |
| Harrison, Iowa | 33 | $ 11,445,000 | $ 346,818 | $ 133,000 |
| Cass, Nebraska | 32 | $ 8,890,000 | $ 277,812 | $ 161,000 |
| Hall, Nebraska | 31 | $ 8,915,000 | $ 287,580 | $ 145,000 |
| Christian, Missouri | 30 | $ 8,440,000 | $ 281,333 | $ 179,000 |
| Saunders, Nebraska | 29 | $ 8,735,000 | $ 301,206 | $ 131,000 |
| Laramie, Wyoming | 29 | $ 9,985,000 | $ 344,310 | $ 186,000 |
| Pierce, Nebraska | 28 | $ 6,120,000 | $ 218,571 | $ 95,000 |
| Mahaska, Iowa | 27 | $ 5,935,000 | $ 219,814 | $ 90,000 |
| Fillmore, Nebraska | 27 | $ 5,085,000 | $ 188,333 | $ 101,000 |
| Yankton, South Dakota | 27 | $ 8,135,000 | $ 301,296 | $ 275,000 |
| Wapello, Iowa | 24 | $ 4,080,000 | $ 170,000 | $ 78,000 |
| Warren, Iowa | 24 | $ 6,880,000 | $ 286,666 | $ 94,000 |
| Roseau, Minnesota | 24 | $ 5,350,000 | $ 222,916 | $ 0 |
| Otoe, Nebraska | 24 | $ 7,650,000 | $ 318,750 | $ 110,000 |
| Lincoln, South Dakota | 24 | $ 8,110,000 | $ 337,916 | $ 188,000 |
| Hamilton, Nebraska | 23 | $ 5,715,000 | $ 248,478 | $ 112,000 |
| St. Louis City, Missouri | 22 | $ 6,140,000 | $ 279,090 | $ 0 |
| Adams, Nebraska | 21 | $ 5,035,000 | $ 239,761 | $ 159,000 |
| Cuming, Nebraska | 21 | $ 4,905,000 | $ 233,571 | $ 126,000 |
| Natrona, Wyoming | 21 | $ 7,665,000 | $ 365,000 | $ 50,000 |
| Bremer, Iowa | 20 | $ 4,970,000 | $ 248,500 | $ 100,000 |
| Marion, Iowa | 20 | $ 3,700,000 | $ 185,000 | $ 82,000 |
| Stark, North Dakota | 20 | $ 5,760,000 | $ 288,000 | $ 0 |
| Morton, North Dakota | 19 | $ 6,325,000 | $ 332,894 | $ 168,000 |
| Jasper, Missouri | 18 | $ 4,090,000 | $ 227,222 | $ 0 |
| Jefferson, Missouri | 18 | $ 4,900,000 | $ 272,222 | $ 0 |
| Platte, Wyoming | 18 | $ 5,480,000 | $ 304,444 | $ 63,000 |
| Cook, Illinois | 17 | $ 4,405,000 | $ 259,117 | $ 0 |
| Clay, Nebraska | 17 | $ 3,205,000 | $ 188,529 | $ 95,000 |
| Holt, Nebraska | 17 | $ 2,465,000 | $ 145,000 | $ 94,000 |
| Johnson, Kansas | 16 | $ 4,910,000 | $ 306,875 | $ 160,000 |
| Clay, Minnesota | 16 | $ 4,770,000 | $ 298,125 | $ 118,000 |
| Butler, Nebraska | 16 | $ 2,690,000 | $ 168,125 | $ 82,000 |
| Appanoose, Iowa | 15 | $ 2,595,000 | $ 173,000 | $ 97,000 |
| Pottawattamie, Iowa | 15 | $ 4,375,000 | $ 291,666 | $ 127,000 |
| Thayer, Nebraska | 15 | $ 1,915,000 | $ 127,666 | $ 93,000 |
| Converse, Wyoming | 15 | $ 3,555,000 | $ 237,000 | $ 0 |
| Jefferson, Iowa | 14 | $ 2,470,000 | $ 176,428 | $ 93,000 |
| Saline, Kansas | 14 | $ 3,200,000 | $ 228,571 | $ 139,000 |
| Boone, Nebraska | 14 | $ 3,040,000 | $ 217,142 | $ 162,000 |
| Box Butte, Nebraska | 14 | $ 2,130,000 | $ 152,142 | $ 101,000 |
| Custer, Nebraska | 14 | $ 2,750,000 | $ 196,428 | $ 102,000 |
| Poweshiek, Iowa | 13 | $ 2,875,000 | $ 221,153 | $ 97,000 |
| Phelps, Nebraska | 13 | $ 2,345,000 | $ 180,384 | $ 94,000 |
| Maricopa, Arizona | 12 | $ 4,900,000 | $ 408,333 | $ 130,000 |
| Denver, Colorado | 12 | $ 5,620,000 | $ 468,333 | $ 152,000 |
| Douglas, Colorado | 12 | $ 4,980,000 | $ 415,000 | $ 204,000 |
| Madison, Illinois | 12 | $ 2,680,000 | $ 223,333 | $ 0 |
| Woodbury, Iowa | 12 | $ 3,520,000 | $ 293,333 | $ 127,000 |
| Antelope, Nebraska | 12 | $ 2,420,000 | $ 201,666 | $ 92,000 |
| Burt, Nebraska | 12 | $ 3,560,000 | $ 296,666 | $ 195,000 |
| Gage, Nebraska | 12 | $ 2,200,000 | $ 183,333 | $ 93,000 |
| Jefferson, Nebraska | 12 | $ 1,970,000 | $ 164,166 | $ 108,000 |
| Sweetwater, Wyoming | 12 | $ 4,000,000 | $ 333,333 | $ 158,000 |
| Mesa, Colorado | 11 | $ 4,425,000 | $ 402,272 | $ 0 |
| Routt, Colorado | 11 | $ 5,655,000 | $ 514,090 | $ 240,000 |
| Henry, Iowa | 11 | $ 2,185,000 | $ 198,636 | $ 79,000 |
| Geary, Kansas | 11 | $ 1,915,000 | $ 174,090 | $ 66,000 |
| Jackson, Missouri | 11 | $ 3,555,000 | $ 323,181 | $ 173,000 |
| Cheyenne, Nebraska | 11 | $ 1,765,000 | $ 160,454 | $ 88,000 |
| Harlan, Nebraska | 11 | $ 1,655,000 | $ 150,454 | $ 90,000 |
| Howard, Nebraska | 11 | $ 2,035,000 | $ 185,000 | $ 76,000 |
| Kearney, Nebraska | 11 | $ 2,475,000 | $ 225,000 | $ 98,000 |
| Knox, Nebraska | 11 | $ 2,925,000 | $ 265,909 | $ 130,000 |
| Merrick, Nebraska | 11 | $ 1,645,000 | $ 149,545 | $ 76,000 |
| Polk, Nebraska | 11 | $ 1,835,000 | $ 166,818 | $ 87,000 |
| Larimer, Colorado | 10 | $ 5,180,000 | $ 518,000 | $ 396,000 |
| Weld, Colorado | 10 | $ 3,220,000 | $ 322,000 | $ 0 |
| St. Clair, Illinois | 10 | $ 2,580,000 | $ 258,000 | $ 0 |
| Riley, Kansas | 10 | $ 2,530,000 | $ 253,000 | $ 104,000 |
| Stanton, Nebraska | 10 | $ 2,910,000 | $ 291,000 | $ 173,000 |
| Campbell, Wyoming | 10 | $ 2,310,000 | $ 231,000 | $ 102,000 |
| Arapahoe, Colorado | 9 | $ 4,625,000 | $ 513,888 | $ 243,000 |
| Lake, Illinois | 9 | $ 2,395,000 | $ 266,111 | $ 0 |
| Colfax, Nebraska | 9 | $ 1,545,000 | $ 171,666 | $ 63,000 |
| Nuckolls, Nebraska | 9 | $ 1,625,000 | $ 180,555 | $ 86,000 |
| Stutsman, North Dakota | 9 | $ 1,655,000 | $ 183,888 | $ 0 |
| Cedar, Iowa | 8 | $ 1,990,000 | $ 248,750 | $ 106,000 |
| Clay, Missouri | 8 | $ 2,380,000 | $ 297,500 | $ 0 |
| Cedar, Nebraska | 8 | $ 1,670,000 | $ 208,750 | $ 77,000 |
| Sherman, Nebraska | 8 | $ 1,190,000 | $ 148,750 | $ 60,000 |
| Valley, Nebraska | 8 | $ 950,000 | $ 118,750 | $ 77,000 |
| Grand Forks, North Dakota | 8 | $ 2,830,000 | $ 353,750 | $ 0 |
| Beadle, South Dakota | 8 | $ 2,040,000 | $ 255,000 | $ 0 |
| Hughes, South Dakota | 8 | $ 1,940,000 | $ 242,500 | $ 0 |
| Yavapai, Arizona | 7 | $ 2,085,000 | $ 297,857 | $ 0 |
| Gunnison, Colorado | 7 | $ 3,365,000 | $ 480,714 | $ 161,000 |
| Sangamon, Illinois | 7 | $ 1,375,000 | $ 196,428 | $ 0 |
| Dakota, Nebraska | 7 | $ 1,915,000 | $ 273,571 | $ 94,000 |
| Furnas, Nebraska | 7 | $ 615,000 | $ 87,857 | $ 77,000 |
| Keith, Nebraska | 7 | $ 1,185,000 | $ 169,285 | $ 60,000 |
| Saline, Nebraska | 7 | $ 1,175,000 | $ 167,857 | $ 112,000 |
| Barnes, North Dakota | 7 | $ 1,005,000 | $ 143,571 | $ 0 |
| Oklahoma, Oklahoma | 7 | $ 1,875,000 | $ 267,857 | $ 0 |
| Carbon, Wyoming | 7 | $ 2,455,000 | $ 350,714 | $ 111,000 |
| Goshen, Wyoming | 7 | $ 1,795,000 | $ 256,428 | $ 0 |
| Delta, Colorado | 6 | $ 1,560,000 | $ 260,000 | $ 609,000 |
| McHenry, Illinois | 6 | $ 1,560,000 | $ 260,000 | $ 0 |
| Boone, Iowa | 6 | $ 1,690,000 | $ 281,666 | $ 112,000 |
| Buchanan, Iowa | 6 | $ 1,370,000 | $ 228,333 | $ 84,000 |
| Clarke, Iowa | 6 | $ 1,520,000 | $ 253,333 | $ 118,000 |
| Davis, Iowa | 6 | $ 1,210,000 | $ 201,666 | $ 103,000 |
| Hardin, Iowa | 6 | $ 1,390,000 | $ 231,666 | $ 122,000 |
| Jasper, Iowa | 6 | $ 1,450,000 | $ 241,666 | $ 122,000 |
| Lucas, Iowa | 6 | $ 1,250,000 | $ 208,333 | $ 95,000 |
| Marshall, Iowa | 6 | $ 830,000 | $ 138,333 | $ 59,000 |
| Monroe, Iowa | 6 | $ 1,080,000 | $ 180,000 | $ 88,000 |
| Washington, Iowa | 6 | $ 1,400,000 | $ 233,333 | $ 104,000 |
| Otter Tail, Minnesota | 6 | $ 2,240,000 | $ 373,333 | $ 176,000 |
| Stone, Missouri | 6 | $ 2,250,000 | $ 375,000 | $ 197,000 |
| Franklin, Nebraska | 6 | $ 950,000 | $ 158,333 | $ 178,000 |
| Red Willow, Nebraska | 6 | $ 1,090,000 | $ 181,666 | $ 111,000 |
| Richardson, Nebraska | 6 | $ 480,000 | $ 80,000 | $ 48,000 |
| Logan, Colorado | 5 | $ 1,245,000 | $ 249,000 | $ 0 |
| Rio Blanco, Colorado | 5 | $ 1,485,000 | $ 297,000 | $ 57,000 |
| Cass, Iowa | 5 | $ 795,000 | $ 159,000 | $ 73,000 |
| Mills, Iowa | 5 | $ 1,565,000 | $ 313,000 | $ 200,000 |
| Page, Iowa | 5 | $ 985,000 | $ 197,000 | $ 104,000 |
| Scott, Iowa | 5 | $ 1,975,000 | $ 395,000 | $ 70,000 |
| Pottawatomie, Kansas | 5 | $ 1,695,000 | $ 339,000 | $ 80,000 |
| Hennepin, Minnesota | 5 | $ 1,795,000 | $ 359,000 | $ 0 |
| Polk, Minnesota | 5 | $ 1,225,000 | $ 245,000 | $ 0 |
| Franklin, Missouri | 5 | $ 1,715,000 | $ 343,000 | $ 0 |
| Stillwater, Montana | 5 | $ 1,765,000 | $ 353,000 | $ 0 |
| Brown, Nebraska | 5 | $ 775,000 | $ 155,000 | $ 65,000 |
| Nance, Nebraska | 5 | $ 945,000 | $ 189,000 | $ 79,000 |
| Union, South Dakota | 5 | $ 1,345,000 | $ 269,000 | $ 68,000 |
| Wichita, Texas | 5 | $ 1,985,000 | $ 397,000 | $ 0 |
| Pinal, Arizona | 4 | $ 1,180,000 | $ 295,000 | $ 722,000 |
| Washington, Arkansas | 4 | $ 1,270,000 | $ 317,500 | $ 151,000 |
| Monroe, Illinois | 4 | $ 1,840,000 | $ 460,000 | $ 0 |
| Rock Island, Illinois | 4 | $ 990,000 | $ 247,500 | $ 0 |
| Will, Illinois | 4 | $ 1,110,000 | $ 277,500 | $ 0 |
| Benton, Iowa | 4 | $ 980,000 | $ 245,000 | $ 83,000 |
| Decatur, Iowa | 4 | $ 680,000 | $ 170,000 | $ 87,000 |
| Grundy, Iowa | 4 | $ 890,000 | $ 222,500 | $ 79,000 |
| Madison, Iowa | 4 | $ 1,050,000 | $ 262,500 | $ 129,000 |
| Shelby, Iowa | 4 | $ 660,000 | $ 165,000 | $ 79,000 |
| Finney, Kansas | 4 | $ 1,110,000 | $ 277,500 | $ 0 |
| Sedgwick, Kansas | 4 | $ 910,000 | $ 227,500 | $ 96,000 |
| Becker, Minnesota | 4 | $ 1,560,000 | $ 390,000 | $ 0 |
| Lincoln, Missouri | 4 | $ 1,170,000 | $ 292,500 | $ 0 |
| Newton, Missouri | 4 | $ 1,080,000 | $ 270,000 | $ 0 |
| Platte, Missouri | 4 | $ 1,220,000 | $ 305,000 | $ 173,000 |
| Gallatin, Montana | 4 | $ 1,070,000 | $ 267,500 | $ 92,000 |
| Dawes, Nebraska | 4 | $ 660,000 | $ 165,000 | $ 61,000 |
| Morrill, Nebraska | 4 | $ 640,000 | $ 160,000 | $ 79,000 |
| Thurston, Nebraska | 4 | $ 900,000 | $ 225,000 | $ 92,000 |
| Canadian, Oklahoma | 4 | $ 1,260,000 | $ 315,000 | $ 0 |
| Brown, South Dakota | 4 | $ 1,650,000 | $ 412,500 | $ 134,000 |
| Clay, South Dakota | 4 | $ 950,000 | $ 237,500 | $ 0 |
| Turner, South Dakota | 4 | $ 1,210,000 | $ 302,500 | $ 113,000 |
| Broomfield, Colorado | 3 | $ 1,795,000 | $ 598,333 | $ 0 |
| Jefferson, Colorado | 3 | $ 1,515,000 | $ 505,000 | $ 151,000 |
| Moffat, Colorado | 3 | $ 475,000 | $ 158,333 | $ 84,000 |
| Morgan, Colorado | 3 | $ 655,000 | $ 218,333 | $ 0 |
| Iowa, Iowa | 3 | $ 785,000 | $ 261,666 | $ 156,000 |
| Keokuk, Iowa | 3 | $ 475,000 | $ 158,333 | $ 97,000 |
| Union, Iowa | 3 | $ 715,000 | $ 238,333 | $ 116,000 |
| Wyandotte, Kansas | 3 | $ 705,000 | $ 235,000 | $ 167,000 |
| Lake of the Woods, Minnesota | 3 | $ 655,000 | $ 218,333 | $ 0 |
| Washington, Minnesota | 3 | $ 835,000 | $ 278,333 | $ 0 |
| Camden, Missouri | 3 | $ 835,000 | $ 278,333 | $ 422,000 |
| Polk, Missouri | 3 | $ 705,000 | $ 235,000 | $ 0 |
| Banner, Nebraska | 3 | $ 795,000 | $ 265,000 | $ 258,000 |
| Deuel, Nebraska | 3 | $ 495,000 | $ 165,000 | $ 141,000 |
| Garfield, Nebraska | 3 | $ 995,000 | $ 331,666 | $ 121,000 |
| Greeley, Nebraska | 3 | $ 755,000 | $ 251,666 | $ 107,000 |
| Nemaha, Nebraska | 3 | $ 585,000 | $ 195,000 | $ 116,000 |
| Sheridan, Nebraska | 3 | $ 315,000 | $ 105,000 | $ 64,000 |
| Wayne, Nebraska | 3 | $ 645,000 | $ 215,000 | $ 91,000 |
| Colfax, New Mexico | 3 | $ 405,000 | $ 135,000 | $ 54,000 |
| Richland, North Dakota | 3 | $ 885,000 | $ 295,000 | $ 0 |
| Brookings, South Dakota | 3 | $ 845,000 | $ 281,666 | $ 0 |
| Davison, South Dakota | 3 | $ 795,000 | $ 265,000 | $ 0 |
| Fall River, South Dakota | 3 | $ 775,000 | $ 258,333 | $ 69,000 |
| Lawrence, South Dakota | 3 | $ 1,225,000 | $ 408,333 | $ 509,000 |
| Pennington, South Dakota | 3 | $ 1,255,000 | $ 418,333 | $ 0 |
| Crook, Wyoming | 3 | $ 935,000 | $ 311,666 | $ 0 |
| Baxter, Arkansas | 2 | $ 390,000 | $ 195,000 | $ 76,000 |
| Benton, Arkansas | 2 | $ 860,000 | $ 430,000 | $ 0 |
| Randolph, Arkansas | 2 | $ 370,000 | $ 185,000 | $ 98,000 |
| Sebastian, Arkansas | 2 | $ 400,000 | $ 200,000 | $ 70,000 |
| Boulder, Colorado | 2 | $ 750,000 | $ 375,000 | $ 0 |
| El Paso, Colorado | 2 | $ 530,000 | $ 265,000 | $ 161,000 |
| Jackson, Colorado | 2 | $ 610,000 | $ 305,000 | $ 112,000 |
| Phillips, Colorado | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Summit, Colorado | 2 | $ 1,020,000 | $ 510,000 | $ 242,000 |
| Sarasota, Florida | 2 | $ 730,000 | $ 365,000 | $ 126,000 |
| DuPage, Illinois | 2 | $ 770,000 | $ 385,000 | $ 0 |
| Greene, Illinois | 2 | $ 530,000 | $ 265,000 | $ 0 |
| Kankakee, Illinois | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Macoupin, Illinois | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Butler, Iowa | 2 | $ 610,000 | $ 305,000 | $ 205,000 |
| Cerro Gordo, Iowa | 2 | $ 680,000 | $ 340,000 | $ 92,000 |
| Delaware, Iowa | 2 | $ 610,000 | $ 305,000 | $ 0 |
| Fayette, Iowa | 2 | $ 370,000 | $ 185,000 | $ 81,000 |
| Floyd, Iowa | 2 | $ 700,000 | $ 350,000 | $ 0 |
| Fremont, Iowa | 2 | $ 570,000 | $ 285,000 | $ 59,000 |
| Guthrie, Iowa | 2 | $ 460,000 | $ 230,000 | $ 109,000 |
| Humboldt, Iowa | 2 | $ 230,000 | $ 115,000 | $ 55,000 |
| Jones, Iowa | 2 | $ 290,000 | $ 145,000 | $ 79,000 |
| Lee, Iowa | 2 | $ 330,000 | $ 165,000 | $ 73,000 |
| Osceola, Iowa | 2 | $ 430,000 | $ 215,000 | $ 133,000 |
| Pocahontas, Iowa | 2 | $ 420,000 | $ 210,000 | $ 97,000 |
| Taylor, Iowa | 2 | $ 300,000 | $ 150,000 | $ 59,000 |
| Phillips, Kansas | 2 | $ 280,000 | $ 140,000 | $ 45,000 |
| Reno, Kansas | 2 | $ 500,000 | $ 250,000 | $ 0 |
| Republic, Kansas | 2 | $ 380,000 | $ 190,000 | $ 189,000 |
| Shawnee, Kansas | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Crow Wing, Minnesota | 2 | $ 630,000 | $ 315,000 | $ 0 |
| Goodhue, Minnesota | 2 | $ 500,000 | $ 250,000 | $ 134,000 |
| Hubbard, Minnesota | 2 | $ 920,000 | $ 460,000 | $ 276,000 |
| Marshall, Minnesota | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Ramsey, Minnesota | 2 | $ 640,000 | $ 320,000 | $ 0 |
| Cass, Missouri | 2 | $ 540,000 | $ 270,000 | $ 0 |
| Hickory, Missouri | 2 | $ 850,000 | $ 425,000 | $ 0 |
| Taney, Missouri | 2 | $ 540,000 | $ 270,000 | $ 111,000 |
| Warren, Missouri | 2 | $ 500,000 | $ 250,000 | $ 0 |
| Fergus, Montana | 2 | $ 550,000 | $ 275,000 | $ 0 |
| Lewis and Clark, Montana | 2 | $ 920,000 | $ 460,000 | $ 79,000 |
| Park, Montana | 2 | $ 800,000 | $ 400,000 | $ 0 |
| Boyd, Nebraska | 2 | $ 290,000 | $ 145,000 | $ 106,000 |
| Hitchcock, Nebraska | 2 | $ 410,000 | $ 205,000 | $ 126,000 |
| Rock, Nebraska | 2 | $ 450,000 | $ 225,000 | $ 73,000 |
| Webster, Nebraska | 2 | $ 150,000 | $ 75,000 | $ 99,000 |
| Santa Fe, New Mexico | 2 | $ 1,210,000 | $ 605,000 | $ 0 |
| Dickey, North Dakota | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Griggs, North Dakota | 2 | $ 520,000 | $ 260,000 | $ 0 |
| Kidder, North Dakota | 2 | $ 880,000 | $ 440,000 | $ 0 |
| Logan, North Dakota | 2 | $ 520,000 | $ 260,000 | $ 0 |
| McLean, North Dakota | 2 | $ 630,000 | $ 315,000 | $ 152,000 |
| Ramsey, North Dakota | 2 | $ 920,000 | $ 460,000 | $ 0 |
| Steele, North Dakota | 2 | $ 640,000 | $ 320,000 | $ 0 |
| Logan, Oklahoma | 2 | $ 620,000 | $ 310,000 | $ 0 |
| Tulsa, Oklahoma | 2 | $ 890,000 | $ 445,000 | $ 291,000 |
| Bon Homme, South Dakota | 2 | $ 210,000 | $ 105,000 | $ 40,000 |
| Charles Mix, South Dakota | 2 | $ 770,000 | $ 385,000 | $ 90,000 |
| Custer, South Dakota | 2 | $ 990,000 | $ 495,000 | $ 79,000 |
| McCook, South Dakota | 2 | $ 650,000 | $ 325,000 | $ 139,000 |
| Sully, South Dakota | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Tripp, South Dakota | 2 | $ 700,000 | $ 350,000 | $ 0 |
| Davidson, Tennessee | 2 | $ 650,000 | $ 325,000 | $ 0 |
| Maury, Tennessee | 2 | $ 650,000 | $ 325,000 | $ 0 |
| Archer, Texas | 2 | $ 730,000 | $ 365,000 | $ 0 |
| Cherokee, Texas | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Dallas, Texas | 2 | $ 740,000 | $ 370,000 | $ 128,000 |
| Harris, Texas | 2 | $ 580,000 | $ 290,000 | $ 70,000 |
| Lubbock, Texas | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Nacogdoches, Texas | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Randall, Texas | 2 | $ 350,000 | $ 175,000 | $ 37,000 |
| Swisher, Texas | 2 | $ 780,000 | $ 390,000 | $ 145,000 |
| Washington, Utah | 2 | $ 710,000 | $ 355,000 | $ 846,000 |
| Albany, Wyoming | 2 | $ 430,000 | $ 215,000 | $ 119,000 |
| Big Horn, Wyoming | 2 | $ 360,000 | $ 180,000 | $ 64,000 |
| Lincoln, Wyoming | 2 | $ 480,000 | $ 240,000 | $ 113,000 |
| Niobrara, Wyoming | 2 | $ 560,000 | $ 280,000 | $ 87,000 |
| Skagway, Alaska | 1 | $ 455,000 | $ 455,000 | $ 1,460,000 |
| Navajo, Arizona | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Pima, Arizona | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Craighead, Arkansas | 1 | $ 585,000 | $ 585,000 | $ 405,000 |
| Garland, Arkansas | 1 | $ 485,000 | $ 485,000 | $ 146,000 |
| Greene, Arkansas | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Izard, Arkansas | 1 | $ 175,000 | $ 175,000 | $ 107,000 |
| Perry, Arkansas | 1 | $ 245,000 | $ 245,000 | $ 141,000 |
| Poinsett, Arkansas | 1 | $ 175,000 | $ 175,000 | $ 56,000 |
| Prairie, Arkansas | 1 | $ 85,000 | $ 85,000 | $ 73,000 |
| Adams, Colorado | 1 | $ 245,000 | $ 245,000 | $ 70,000 |
| Archuleta, Colorado | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Garfield, Colorado | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Grand, Colorado | 1 | $ 645,000 | $ 645,000 | $ 189,000 |
| Montrose, Colorado | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Park, Colorado | 1 | $ 405,000 | $ 405,000 | $ 0 |
| San Miguel, Colorado | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Sedgwick, Colorado | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Washington, Colorado | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Hillsborough, Florida | 1 | $ 545,000 | $ 545,000 | $ 249,000 |
| Lake, Florida | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Orange, Florida | 1 | $ 805,000 | $ 805,000 | $ 486,000 |
| Pasco, Florida | 1 | $ 405,000 | $ 405,000 | $ 150,000 |
| Polk, Florida | 1 | $ 305,000 | $ 305,000 | $ 145,000 |
| St. Lucie, Florida | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Sumter, Florida | 1 | $ 165,000 | $ 165,000 | $ 43,000 |
| Volusia, Florida | 1 | $ 805,000 | $ 805,000 | $ 0 |
| Chatham, Georgia | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Cherokee, Georgia | 1 | $ 305,000 | $ 305,000 | $ 0 |
| DeKalb, Illinois | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Jersey, Illinois | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Kendall, Illinois | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Macon, Illinois | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Ogle, Illinois | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Pulaski, Illinois | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Scott, Illinois | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Stephenson, Illinois | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Washington, Illinois | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Hendricks, Indiana | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Lake, Indiana | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Madison, Indiana | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Marion, Indiana | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Tippecanoe, Indiana | 1 | $ 295,000 | $ 295,000 | $ 583,000 |
| Adams, Iowa | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Audubon, Iowa | 1 | $ 155,000 | $ 155,000 | $ 90,000 |
| Calhoun, Iowa | 1 | $ 195,000 | $ 195,000 | $ 53,000 |
| Carroll, Iowa | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Clinton, Iowa | 1 | $ 635,000 | $ 635,000 | $ 278,000 |
| Crawford, Iowa | 1 | $ 145,000 | $ 145,000 | $ 77,000 |
| Des Moines, Iowa | 1 | $ 265,000 | $ 265,000 | $ 178,000 |
| Dickinson, Iowa | 1 | $ 275,000 | $ 275,000 | $ 100,000 |
| Dubuque, Iowa | 1 | $ 205,000 | $ 205,000 | $ 9,000 |
| Hamilton, Iowa | 1 | $ 335,000 | $ 335,000 | $ 354,000 |
| Kossuth, Iowa | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| Louisa, Iowa | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Lyon, Iowa | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Monona, Iowa | 1 | $ 185,000 | $ 185,000 | $ 125,000 |
| Montgomery, Iowa | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| Muscatine, Iowa | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Palo Alto, Iowa | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Plymouth, Iowa | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Ringgold, Iowa | 1 | $ 265,000 | $ 265,000 | $ 93,000 |
| Sac, Iowa | 1 | $ 75,000 | $ 75,000 | $ 46,000 |
| Sioux, Iowa | 1 | $ 665,000 | $ 665,000 | $ 508,000 |
| Tama, Iowa | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| Wayne, Iowa | 1 | $ 125,000 | $ 125,000 | $ 143,000 |
| Webster, Iowa | 1 | $ 175,000 | $ 175,000 | $ 110,000 |
| Barton, Kansas | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Douglas, Kansas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Ford, Kansas | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Franklin, Kansas | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Haskell, Kansas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Leavenworth, Kansas | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Marshall, Kansas | 1 | $ 135,000 | $ 135,000 | $ 71,000 |
| McPherson, Kansas | 1 | $ 265,000 | $ 265,000 | $ 127,000 |
| Ottawa, Kansas | 1 | $ 225,000 | $ 225,000 | $ 96,000 |
| Rawlins, Kansas | 1 | $ 115,000 | $ 115,000 | $ 49,000 |
| Smith, Kansas | 1 | $ 155,000 | $ 155,000 | $ 87,000 |
| Wabaunsee, Kansas | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Anoka, Minnesota | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Beltrami, Minnesota | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Carver, Minnesota | 1 | $ 775,000 | $ 775,000 | $ 0 |
| Itasca, Minnesota | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Kandiyohi, Minnesota | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Koochiching, Minnesota | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Martin, Minnesota | 1 | $ 735,000 | $ 735,000 | $ 194,000 |
| McLeod, Minnesota | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Nobles, Minnesota | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Olmsted, Minnesota | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Pennington, Minnesota | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Scott, Minnesota | 1 | $ 365,000 | $ 365,000 | $ 183,000 |
| Wright, Minnesota | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Yellow Medicine, Minnesota | 1 | $ 175,000 | $ 175,000 | $ 122,000 |
| Benton, Missouri | 1 | $ 285,000 | $ 285,000 | $ 161,000 |
| Bollinger, Missouri | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Boone, Missouri | 1 | $ 205,000 | $ 205,000 | $ 714,000 |
| Caldwell, Missouri | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Carroll, Missouri | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Crawford, Missouri | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Dade, Missouri | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Dallas, Missouri | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Laclede, Missouri | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Miller, Missouri | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Nodaway, Missouri | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| Putnam, Missouri | 1 | $ 105,000 | $ 105,000 | $ 109,000 |
| Ray, Missouri | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Webster, Missouri | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Wright, Missouri | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Cascade, Montana | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Phillips, Montana | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Silver Bow, Montana | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Valley, Montana | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Cherry, Nebraska | 1 | $ 145,000 | $ 145,000 | $ 100,000 |
| Dixon, Nebraska | 1 | $ 65,000 | $ 65,000 | $ 80,000 |
| Dundy, Nebraska | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Garden, Nebraska | 1 | $ 195,000 | $ 195,000 | $ 128,000 |
| Johnson, Nebraska | 1 | $ 355,000 | $ 355,000 | $ 156,000 |
| Kimball, Nebraska | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| Bernalillo, New Mexico | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Curry, New Mexico | 1 | $ 185,000 | $ 185,000 | $ 190,000 |
| Dona Ana, New Mexico | 1 | $ 275,000 | $ 275,000 | $ 0 |
| McKinley, New Mexico | 1 | $ 215,000 | $ 215,000 | $ 0 |
| San Juan, New Mexico | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Bowman, North Dakota | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Cavalier, North Dakota | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Dunn, North Dakota | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Eddy, North Dakota | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Emmons, North Dakota | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Grant, North Dakota | 1 | $ 345,000 | $ 345,000 | $ 0 |
| McIntosh, North Dakota | 1 | $ 145,000 | $ 145,000 | $ 0 |
| McKenzie, North Dakota | 1 | $ 235,000 | $ 235,000 | $ 112,000 |
| Mercer, North Dakota | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Traill, North Dakota | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Ward, North Dakota | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Wells, North Dakota | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Williams, North Dakota | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Columbiana, Ohio | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Franklin, Ohio | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Comanche, Oklahoma | 1 | $ 395,000 | $ 395,000 | $ 141,000 |
| Grady, Oklahoma | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Osage, Oklahoma | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Texas, Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Charleston, South Carolina | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Brule, South Dakota | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Butte, South Dakota | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Clark, South Dakota | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Codington, South Dakota | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Gregory, South Dakota | 1 | $ 455,000 | $ 455,000 | $ 75,000 |
| Hamlin, South Dakota | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Hutchinson, South Dakota | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Marshall, South Dakota | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Meade, South Dakota | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Potter, South Dakota | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Roberts, South Dakota | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Stanley, South Dakota | 1 | $ 285,000 | $ 285,000 | $ 0 |
| DeKalb, Tennessee | 1 | $ 355,000 | $ 355,000 | $ 390,000 |
| Hamblen, Tennessee | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Hamilton, Tennessee | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Knox, Tennessee | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Rutherford, Tennessee | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Wilson, Tennessee | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Bailey, Texas | 1 | $ 185,000 | $ 185,000 | $ 199,000 |
| Gregg, Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Hutchinson, Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Midland, Texas | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Smith, Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Somervell, Texas | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
| Stephens, Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Van Zandt, Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Wise, Texas | 1 | $ 385,000 | $ 385,000 | $ 157,000 |
| Young, Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Weber, Utah | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Johnson, Wyoming | 1 | $ 235,000 | $ 235,000 | $ 57,000 |
| Sheridan, Wyoming | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Sublette, Wyoming | 1 | $ 435,000 | $ 435,000 | $ 241,000 |
Mortgage Loan Application Detail Totals for West Gate Bank in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,519 | $1,000,845,000 | $284,000 | $17,735,000 | $127,000 | $1,691,000 |
| Refinancing | 592 | $189,300,000 | $319,000 | $3,005,000 | $163,000 | $1,460,000 |
| Cash-out Refinancing | 281 | $65,305,000 | $232,000 | $805,000 | $118,000 | $666,000 |
| Other Purpose | 61 | $11,255,000 | $184,000 | $805,000 | $130,000 | $1,060,000 |
| Home Improvement | 14 | $2,990,000 | $213,000 | $755,000 | $100,000 | $305,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,367 | $616,345,000 | $260,000 | $1,505,000 | $133,000 | $1,691,000 |
| Not applicable | 1,724 | $562,290,000 | $326,000 | $17,735,000 | $0 | $0 |
| Hispanic | 153 | $30,985,000 | $202,000 | $745,000 | $94,000 | $501,000 |
| Asian | 90 | $26,000,000 | $288,000 | $615,000 | $127,000 | $714,000 |
| Not Provided | 87 | $23,245,000 | $267,000 | $805,000 | $140,000 | $374,000 |
| Black or African American | 38 | $8,350,000 | $219,000 | $605,000 | $119,000 | $349,000 |
| American Indian or Alaskan Native | 7 | $1,695,000 | $242,000 | $455,000 | $148,000 | $427,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $785,000 | $785,000 | $785,000 | $489,000 | $489,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,235 | $1,209,015,000 | $285,000 | $17,735,000 | $133,000 | $1,691,000 |
| VA-guaranteed (Veterans Administration) | 118 | $37,500,000 | $317,000 | $705,000 | $121,000 | $508,000 |
| FHA-insured (Federal Housing Administration) | 80 | $17,300,000 | $216,000 | $475,000 | $82,000 | $187,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 34 | $5,880,000 | $172,000 | $375,000 | $68,000 | $132,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,409 | $678,505,000 | $281,000 | $17,735,000 | $134,000 | $1,691,000 |
| Loan Purchased By The Institution | 1,660 | $495,650,000 | $298,000 | $805,000 | $0 | $0 |
| Application Approved But Not Accepted | 243 | $57,195,000 | $235,000 | $805,000 | $119,000 | $1,032,000 |
| Application Denied By Financial Institution | 134 | $32,740,000 | $244,000 | $805,000 | $103,000 | $755,000 |
| Application Withdrawn By Applicant | 18 | $4,860,000 | $270,000 | $1,005,000 | $147,000 | $598,000 |
| File Closed For Incompleteness | 3 | $745,000 | $248,000 | $395,000 | $161,000 | $354,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,333 | $1,236,955,000 | $285,000 | $17,735,000 | $132,000 | $1,691,000 |
| Debt-To-Income Ratio | 67 | $17,065,000 | $254,000 | $805,000 | $67,000 | $349,000 |
| Credit Application Incomplete | 21 | $6,205,000 | $295,000 | $805,000 | $217,000 | $755,000 |
| Other | 17 | $3,945,000 | $232,000 | $685,000 | $100,000 | $192,000 |
| Credit History | 15 | $2,055,000 | $137,000 | $615,000 | $80,000 | $134,000 |
| Collateral | 5 | $1,905,000 | $381,000 | $735,000 | $170,000 | $194,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $330,000 | $82,000 | $155,000 | $41,000 | $46,000 |
| Employment History | 3 | $695,000 | $231,000 | $355,000 | $114,000 | $258,000 |
| Unverifiable Information | 2 | $540,000 | $270,000 | $335,000 | $321,000 | $557,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into West Gate Bank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess West Gate Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About