Mortgage Lenders in West Point, VA 23181
4 mortgage lenders are based in ZIP code 23181, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in King William County, VA in 2025.
Most active mortgage lenders in King William County, VA (2025)
In 2025, 118 lenders made 657 home loans worth $166.8 million in King William County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of King William County, which includes ZIP code 23181.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | United Bank VA Morgantown, WV | 40 | $11.2M | $280,000 | 6.1% |
| 2 | Virginia Federal Credit Union Richmond, VA | 40 | $5.5M | $138,000 | 6.1% |
| 3 | NVR Mortgage Finance, Inc. Pittsburgh, PA | 32 | $10.8M | $339,000 | 4.9% |
| 4 | C&F Mortgage Corporation Midlothian, VA | 31 | $9.8M | $318,000 | 4.7% |
| 5 | Vanderbilt Mortgage and Finance, Inc Maryville, TN | 29 | $10.1M | $347,000 | 4.4% |
| 6 | United Wholesale Mortgage Plymouth, MI | 22 | $6.4M | $291,000 | 3.3% |
| 7 | Movement Mortgage, LLC Indian Land, SC | 17 | $6.0M | $353,000 | 2.6% |
| 8 | Citizens and Farmers Bank West Point, VA | 16 | $1.5M | $92,000 | 2.4% |
| 9 | Mortgage Research Center Columbia, MO | 15 | $5.6M | $374,000 | 2.3% |
| 10 | Prosperity Home Mortgage, LLC Chantilly, VA | 14 | $4.6M | $329,000 | 2.1% |
See every lender in King William County and its 2025 mortgage data · top lenders in Virginia · the top 100 lenders nationwide
Mortgage Lender List and Loan Application Data Totals
for Lenders in West Point, VA 23181
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Baylands Family Credit Union
PO BOX 392, 2004 MAIN STREET WEST POINT, VA 23181 |
* | 474 | $56,896,000 |
| Baylands Federal Credit Union
P O BOX 392, 2004 MAIN STREET WEST POINT, VA 23181 |
* | 937 | $120,556,000 |
| Central Virginia Bank
PO BOX 391 WEST POINT, VA 23181 |
* | 1,237 | $124,670,000 |
| Citizens and Farmers Bank
415 14TH STREET WEST POINT, VA 23181 |
* | 13,056 | $2,470,886,000 |
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