3 mortgage lenders are based in ZIP code 18705, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Luzerne County, PA in 2025.
In 2025, 329 lenders made 6,634 home loans worth $1.2 billion in Luzerne County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Luzerne County, which includes ZIP code 18705.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | M&T Bank Buffalo, NY | 261 | $32.7M | $125,000 | 3.9% |
| 2 | Guild Mortgage Company San Diego, CA | 241 | $53.8M | $223,000 | 3.6% |
| 3 | PNC Bank N.A. Pittsburgh, PA | 228 | $23.1M | $101,000 | 3.4% |
| 4 | Citizens Bank, NA Providence, RI | 224 | $34.8M | $155,000 | 3.4% |
| 5 | Community Bank, N.A. Canton, NY | 218 | $38.0M | $174,000 | 3.3% |
| 6 | United Wholesale Mortgage Plymouth, MI | 188 | $42.3M | $225,000 | 2.8% |
| 7 | Luzerne Bank Luzerne, PA | 185 | $30.8M | $167,000 | 2.8% |
| 8 | Ark-La-Tex Financial Services LLC Plano, TX | 183 | $36.1M | $197,000 | 2.8% |
| 9 | United Mortgage Corp. Melville, NY | 174 | $36.5M | $210,000 | 2.6% |
| 10 | Fidelity Deposit & Discount Bank Scranton, PA | 166 | $27.6M | $166,000 | 2.5% |
See every lender in Luzerne County and its 2025 mortgage data · top lenders in Pennsylvania · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Citymark Federal Credit Union
40 E MARKET ST PLAINS, PA 18705 |
* | 337 | $30,365,000 |
| Franklin Security Bank
667 NORTH RIVER STREET PLAINS, PA 18705 |
* | 26 | $16,634,000 |
| Franklin Security Bank
1065 HIGHWAY 315 PLAINS TOWNSHIP, PA 18705 |
* | 10 | $4,947,000 |
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About