Wsfs Bank Mortgage Lending & HMDA Data, 2024

In 2024, Wsfs Bank of Wilmington, DE reported 8,117 mortgage applications totaling $1.5 billion, down 4% from 2023. The average application was for $182,580, and applicants reported an average income of $182,090. 40% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Philadelphia, PA (1,340), Wilmington, DE-MD-NJ (1,160) and Montgomery County-Bucks County-Chester County, PA (869) (applications in parentheses).

Mortgage Company & Address Wsfs Bank
500 Delaware Avenue
Wilmington, DE 19801
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  
Total Number of Mortgage Applications 8,117
Total Mortgage Loan Application Amount $1,482,005,000
Average Mortgage Loan Application Amount $182,580
Highest Mortgage Loan Application Amount $9,755,000
Average Applicant Income $182,090
Highest Applicant Income $9,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wsfs Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Wsfs Bank by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
New Castle, Delaware 1,112 $ 216,160,000 $ 194,388 $ 151,000
Philadelphia, Pennsylvania 761 $ 166,095,000 $ 218,258 $ 93,000
Delaware, Pennsylvania 579 $ 146,565,000 $ 253,134 $ 192,000
Burlington, New Jersey 449 $ 58,835,000 $ 131,035 $ 115,000
Montgomery, Pennsylvania 379 $ 111,335,000 $ 293,759 $ 223,000
Chester, Pennsylvania 356 $ 111,730,000 $ 313,848 $ 284,000
Sussex, Delaware 320 $ 70,190,000 $ 219,343 $ 175,000
Kent, Delaware 297 $ 41,305,000 $ 139,074 $ 104,000
Bucks, Pennsylvania 134 $ 39,690,000 $ 296,194 $ 239,000
Maricopa, Arizona 121 $ 11,885,000 $ 98,223 $ 1,302,000
Camden, New Jersey 115 $ 23,095,000 $ 200,826 $ 143,000
Los Angeles, California 105 $ 16,605,000 $ 158,142 $ 343,000
Riverside, California 72 $ 7,500,000 $ 104,166 $ 333,000
San Diego, California 70 $ 9,450,000 $ 135,000 $ 0
Cape May, New Jersey 62 $ 39,020,000 $ 629,354 $ 611,000
San Bernardino, California 51 $ 4,535,000 $ 88,921 $ 0
Gloucester, New Jersey 49 $ 10,915,000 $ 222,755 $ 142,000
Atlantic, New Jersey 44 $ 20,740,000 $ 471,363 $ 414,000
Sacramento, California 43 $ 3,945,000 $ 91,744 $ 0
Cecil, Maryland 36 $ 9,090,000 $ 252,500 $ 151,000
Orange, California 34 $ 6,470,000 $ 190,294 $ 2,931,000
Clark, Nevada 30 $ 2,640,000 $ 88,000 $ 0
Ocean, New Jersey 29 $ 8,535,000 $ 294,310 $ 375,000
Cook, Illinois 27 $ 2,315,000 $ 85,740 $ 350,000
Broward, Florida 26 $ 6,230,000 $ 239,615 $ 894,000
Orange, Florida 24 $ 2,450,000 $ 102,083 $ 77,000
Kern, California 23 $ 1,545,000 $ 67,173 $ 0
Palm Beach, Florida 22 $ 5,340,000 $ 242,727 $ 498,000
San Joaquin, California 20 $ 1,330,000 $ 66,500 $ 0
Stanislaus, California 20 $ 1,460,000 $ 73,000 $ 0
Mercer, New Jersey 20 $ 6,000,000 $ 300,000 $ 205,000
Pinal, Arizona 19 $ 1,175,000 $ 61,842 $ 0
Bergen, New Jersey 19 $ 6,055,000 $ 318,684 $ 1,117,000
Wake, North Carolina 19 $ 3,295,000 $ 173,421 $ 532,000
Placer, California 18 $ 1,570,000 $ 87,222 $ 0
Hillsborough, Florida 18 $ 2,320,000 $ 128,888 $ 506,000
Pierce, Washington 18 $ 1,470,000 $ 81,666 $ 0
Capitol Planning Region, Connecticut 17 $ 1,055,000 $ 62,058 $ 0
Prince George's, Maryland 17 $ 1,745,000 $ 102,647 $ 123,000
Douglas, Colorado 16 $ 1,230,000 $ 76,875 $ 0
Pinellas, Florida 16 $ 2,400,000 $ 150,000 $ 359,000
Cobb, Georgia 16 $ 1,260,000 $ 78,750 $ 0
Jefferson, Alabama 15 $ 2,775,000 $ 185,000 $ 95,000
Pima, Arizona 15 $ 885,000 $ 59,000 $ 0
Contra Costa, California 15 $ 1,905,000 $ 127,000 $ 84,000
Jefferson, Colorado 15 $ 945,000 $ 63,000 $ 0
Lee, Florida 15 $ 1,725,000 $ 115,000 $ 224,000
Anne Arundel, Maryland 15 $ 5,585,000 $ 372,333 $ 376,000
Denton, Texas 15 $ 2,025,000 $ 135,000 $ 0
Tarrant, Texas 15 $ 1,545,000 $ 103,000 $ 137,000
Salt Lake, Utah 15 $ 1,055,000 $ 70,333 $ 0
King, Washington 15 $ 2,615,000 $ 174,333 $ 0
Snohomish, Washington 15 $ 1,565,000 $ 104,333 $ 0
Santa Clara, California 14 $ 9,130,000 $ 652,142 $ 1,743,000
Ventura, California 14 $ 1,560,000 $ 111,428 $ 0
Arapahoe, Colorado 14 $ 1,030,000 $ 73,571 $ 0
Lake, Florida 14 $ 1,140,000 $ 81,428 $ 0
Cherokee, Georgia 14 $ 1,120,000 $ 80,000 $ 0
DeKalb, Georgia 14 $ 1,380,000 $ 98,571 $ 158,000
Fulton, Georgia 14 $ 1,330,000 $ 95,000 $ 0
Mecklenburg, North Carolina 14 $ 1,560,000 $ 111,428 $ 0
Lancaster, Pennsylvania 14 $ 3,130,000 $ 223,571 $ 164,000
Harris, Texas 14 $ 1,170,000 $ 83,571 $ 0
Alameda, California 13 $ 1,845,000 $ 141,923 $ 183,000
Monmouth, New Jersey 13 $ 2,045,000 $ 157,307 $ 253,000
Washington, Oregon 13 $ 1,055,000 $ 81,153 $ 0
Allegheny, Pennsylvania 13 $ 1,305,000 $ 100,384 $ 212,000
Berks, Pennsylvania 13 $ 2,885,000 $ 221,923 $ 158,000
York, South Carolina 13 $ 815,000 $ 62,692 $ 0
El Paso, Colorado 12 $ 830,000 $ 69,166 $ 0
St. Lucie, Florida 12 $ 2,050,000 $ 170,833 $ 417,000
Baltimore, Maryland 12 $ 1,480,000 $ 123,333 $ 139,000
Worcester, Maryland 12 $ 3,490,000 $ 290,833 $ 198,000
Salem, New Jersey 12 $ 1,500,000 $ 125,000 $ 109,000
Franklin, Ohio 12 $ 1,250,000 $ 104,166 $ 198,000
Adams, Colorado 11 $ 665,000 $ 60,454 $ 0
Denver, Colorado 11 $ 735,000 $ 66,818 $ 0
Weld, Colorado 11 $ 655,000 $ 59,545 $ 0
Manatee, Florida 11 $ 6,565,000 $ 596,818 $ 685,000
Pasco, Florida 11 $ 955,000 $ 86,818 $ 0
Polk, Florida 11 $ 665,000 $ 60,454 $ 0
Volusia, Florida 11 $ 835,000 $ 75,909 $ 213,000
Lake, Illinois 11 $ 1,005,000 $ 91,363 $ 0
Will, Illinois 11 $ 855,000 $ 77,727 $ 0
Essex, New Jersey 11 $ 2,255,000 $ 205,000 $ 202,000
Middlesex, New Jersey 11 $ 2,265,000 $ 205,909 $ 192,000
Horry, South Carolina 11 $ 1,175,000 $ 106,818 $ 123,000
Dallas, Texas 11 $ 4,555,000 $ 414,090 $ 2,400,000
Clark, Washington 11 $ 945,000 $ 85,909 $ 0
Solano, California 10 $ 710,000 $ 71,000 $ 0
Forsyth, Georgia 10 $ 1,360,000 $ 136,000 $ 164,000
Gwinnett, Georgia 10 $ 800,000 $ 80,000 $ 0
DuPage, Illinois 10 $ 1,400,000 $ 140,000 $ 188,000
Hamilton, Indiana 10 $ 580,000 $ 58,000 $ 0
Johnson, Kansas 10 $ 720,000 $ 72,000 $ 0
Oakland, Michigan 10 $ 680,000 $ 68,000 $ 0
Jackson, Missouri 10 $ 570,000 $ 57,000 $ 0
Hillsborough, New Hampshire 10 $ 810,000 $ 81,000 $ 0
Lane, Oregon 10 $ 690,000 $ 69,000 $ 0
York, Pennsylvania 10 $ 850,000 $ 85,000 $ 91,000
Charleston, South Carolina 10 $ 1,340,000 $ 134,000 $ 354,000
Rutherford, Tennessee 10 $ 620,000 $ 62,000 $ 0
Utah, Utah 10 $ 840,000 $ 84,000 $ 0
Benton, Arkansas 9 $ 605,000 $ 67,222 $ 0
Sarasota, Florida 9 $ 655,000 $ 72,777 $ 0
St. Johns, Florida 9 $ 645,000 $ 71,666 $ 0
Wayne, Michigan 9 $ 985,000 $ 109,444 $ 0
Clay, Missouri 9 $ 535,000 $ 59,444 $ 0
Lincoln, North Carolina 9 $ 635,000 $ 70,555 $ 0
Union, North Carolina 9 $ 1,085,000 $ 120,555 $ 0
Cuyahoga, Ohio 9 $ 535,000 $ 59,444 $ 66,000
Spokane, Washington 9 $ 585,000 $ 65,000 $ 0
Yavapai, Arizona 8 $ 4,050,000 $ 506,250 $ 887,000
Sonoma, California 8 $ 520,000 $ 65,000 $ 0
Seminole, Florida 8 $ 550,000 $ 68,750 $ 0
Marion, Indiana 8 $ 340,000 $ 42,500 $ 0
Polk, Iowa 8 $ 520,000 $ 65,000 $ 0
Charles, Maryland 8 $ 940,000 $ 117,500 $ 38,000
St. Louis, Missouri 8 $ 380,000 $ 47,500 $ 0
Douglas, Nebraska 8 $ 500,000 $ 62,500 $ 0
Cumberland, New Jersey 8 $ 1,370,000 $ 171,250 $ 62,000
Union, New Jersey 8 $ 4,210,000 $ 526,250 $ 229,000
New Hanover, North Carolina 8 $ 570,000 $ 71,250 $ 449,000
Carbon, Pennsylvania 8 $ 2,460,000 $ 307,500 $ 263,000
Lehigh, Pennsylvania 8 $ 1,180,000 $ 147,500 $ 204,000
Northampton, Pennsylvania 8 $ 910,000 $ 113,750 $ 133,000
Greenville, South Carolina 8 $ 430,000 $ 53,750 $ 0
Collin, Texas 8 $ 780,000 $ 97,500 $ 0
Fort Bend, Texas 8 $ 1,060,000 $ 132,500 $ 0
Kitsap, Washington 8 $ 610,000 $ 76,250 $ 0
Thurston, Washington 8 $ 720,000 $ 90,000 $ 0
Madison, Alabama 7 $ 615,000 $ 87,857 $ 0
Tulare, California 7 $ 355,000 $ 50,714 $ 0
Greater Bridgeport Planning Region, Connecticut 7 $ 1,015,000 $ 145,000 $ 137,000
Western Connecticut Planning Region, Connecticut 7 $ 9,595,000 $ 1,370,714 $ 0
Collier, Florida 7 $ 5,175,000 $ 739,285 $ 1,033,000
Miami-Dade, Florida 7 $ 5,215,000 $ 745,000 $ 2,589,000
Kane, Illinois 7 $ 685,000 $ 97,857 $ 0
McHenry, Illinois 7 $ 565,000 $ 80,714 $ 0
Madison, Indiana 7 $ 385,000 $ 55,000 $ 0
Wicomico, Maryland 7 $ 2,555,000 $ 365,000 $ 123,000
Buncombe, North Carolina 7 $ 515,000 $ 73,571 $ 0
Cumberland, North Carolina 7 $ 315,000 $ 45,000 $ 0
Cumberland, Pennsylvania 7 $ 1,645,000 $ 235,000 $ 186,000
Aiken, South Carolina 7 $ 615,000 $ 87,857 $ 143,000
Lexington, South Carolina 7 $ 655,000 $ 93,571 $ 157,000
Davidson, Tennessee 7 $ 1,215,000 $ 173,571 $ 782,000
Fairfax, Virginia 7 $ 1,755,000 $ 250,714 $ 365,000
Loudoun, Virginia 7 $ 1,095,000 $ 156,428 $ 160,000
Mohave, Arizona 6 $ 520,000 $ 86,666 $ 0
Fresno, California 6 $ 370,000 $ 61,666 $ 0
Monterey, California 6 $ 410,000 $ 68,333 $ 0
Lower Connecticut River Valley Planning Region, Connecticut 6 $ 590,000 $ 98,333 $ 0
Naugatuck Valley Planning Region, Connecticut 6 $ 460,000 $ 76,666 $ 0
South Central Connecticut Planning Region, Connecticut 6 $ 960,000 $ 160,000 $ 0
Duval, Florida 6 $ 440,000 $ 73,333 $ 0
Chatham, Georgia 6 $ 500,000 $ 83,333 $ 0
Lake, Indiana 6 $ 230,000 $ 38,333 $ 0
Cumberland, Maine 6 $ 560,000 $ 93,333 $ 0
Calvert, Maryland 6 $ 380,000 $ 63,333 $ 0
Frederick, Maryland 6 $ 520,000 $ 86,666 $ 0
Kent, Maryland 6 $ 1,680,000 $ 280,000 $ 317,000
Montgomery, Maryland 6 $ 840,000 $ 140,000 $ 0
Washoe, Nevada 6 $ 660,000 $ 110,000 $ 0
Bernalillo, New Mexico 6 $ 320,000 $ 53,333 $ 0
Brunswick, North Carolina 6 $ 320,000 $ 53,333 $ 0
Durham, North Carolina 6 $ 380,000 $ 63,333 $ 0
Gaston, North Carolina 6 $ 350,000 $ 58,333 $ 0
Guilford, North Carolina 6 $ 470,000 $ 78,333 $ 0
Hamilton, Ohio 6 $ 270,000 $ 45,000 $ 0
Clackamas, Oregon 6 $ 830,000 $ 138,333 $ 0
Luzerne, Pennsylvania 6 $ 1,010,000 $ 168,333 $ 100,000
Shelby, Tennessee 6 $ 250,000 $ 41,666 $ 0
Sumner, Tennessee 6 $ 650,000 $ 108,333 $ 0
Chesterfield, Virginia 6 $ 350,000 $ 58,333 $ 0
Suffolk, Virginia 6 $ 320,000 $ 53,333 $ 0
Benton, Washington 6 $ 560,000 $ 93,333 $ 0
Cullman, Alabama 5 $ 255,000 $ 51,000 $ 0
Madera, California 5 $ 315,000 $ 63,000 $ 0
San Mateo, California 5 $ 725,000 $ 145,000 $ 0
Santa Barbara, California 5 $ 575,000 $ 115,000 $ 0
Shasta, California 5 $ 195,000 $ 39,000 $ 0
Escambia, Florida 5 $ 265,000 $ 53,000 $ 0
Marion, Florida 5 $ 295,000 $ 59,000 $ 0
Santa Rosa, Florida 5 $ 285,000 $ 57,000 $ 0
Coweta, Georgia 5 $ 445,000 $ 89,000 $ 0
Hall, Georgia 5 $ 405,000 $ 81,000 $ 0
Paulding, Georgia 5 $ 455,000 $ 91,000 $ 0
Sedgwick, Kansas 5 $ 295,000 $ 59,000 $ 0
Jefferson, Kentucky 5 $ 305,000 $ 61,000 $ 0
Caroline, Maryland 5 $ 505,000 $ 101,000 $ 73,000
Harford, Maryland 5 $ 1,295,000 $ 259,000 $ 137,000
Hennepin, Minnesota 5 $ 275,000 $ 55,000 $ 0
Cabarrus, North Carolina 5 $ 435,000 $ 87,000 $ 0
Delaware, Ohio 5 $ 515,000 $ 103,000 $ 0
Lake, Ohio 5 $ 195,000 $ 39,000 $ 0
Montgomery, Ohio 5 $ 325,000 $ 65,000 $ 0
Summit, Ohio 5 $ 195,000 $ 39,000 $ 0
Warren, Ohio 5 $ 375,000 $ 75,000 $ 0
Monroe, Pennsylvania 5 $ 1,045,000 $ 209,000 $ 134,000
Pike, Pennsylvania 5 $ 585,000 $ 117,000 $ 233,000
Dorchester, South Carolina 5 $ 285,000 $ 57,000 $ 0
Richland, South Carolina 5 $ 265,000 $ 53,000 $ 0
Hamilton, Tennessee 5 $ 225,000 $ 45,000 $ 0
Knox, Tennessee 5 $ 525,000 $ 105,000 $ 320,000
Ellis, Texas 5 $ 385,000 $ 77,000 $ 0
Williamson, Texas 5 $ 475,000 $ 95,000 $ 0
Davis, Utah 5 $ 515,000 $ 103,000 $ 0
Stafford, Virginia 5 $ 295,000 $ 59,000 $ 0
Shelby, Alabama 4 $ 520,000 $ 130,000 $ 203,000
Navajo, Arizona 4 $ 230,000 $ 57,500 $ 0
Yuma, Arizona 4 $ 310,000 $ 77,500 $ 0
El Dorado, California 4 $ 310,000 $ 77,500 $ 0
Marin, California 4 $ 850,000 $ 212,500 $ 0
Merced, California 4 $ 290,000 $ 72,500 $ 0
Boulder, Colorado 4 $ 1,420,000 $ 355,000 $ 289,000
Garfield, Colorado 4 $ 410,000 $ 102,500 $ 0
Larimer, Colorado 4 $ 260,000 $ 65,000 $ 0
Southeastern Connecticut Planning Region, Connecticut 4 $ 1,640,000 $ 410,000 $ 415,000
District of Columbia, District Of Columbia 4 $ 790,000 $ 197,500 $ 219,000
Brevard, Florida 4 $ 390,000 $ 97,500 $ 0
Flagler, Florida 4 $ 590,000 $ 147,500 $ 325,000
Hernando, Florida 4 $ 270,000 $ 67,500 $ 0
Indian River, Florida 4 $ 1,490,000 $ 372,500 $ 946,000
Osceola, Florida 4 $ 300,000 $ 75,000 $ 0
Henry, Georgia 4 $ 280,000 $ 70,000 $ 0
Madison, Illinois 4 $ 180,000 $ 45,000 $ 0
St. Joseph, Indiana 4 $ 190,000 $ 47,500 $ 0
Jefferson, Louisiana 4 $ 380,000 $ 95,000 $ 0
Baltimore City, Maryland 4 $ 220,000 $ 55,000 $ 180,000
Carroll, Maryland 4 $ 310,000 $ 77,500 $ 0
Queen Anne's, Maryland 4 $ 390,000 $ 97,500 $ 53,000
Ingham, Michigan 4 $ 240,000 $ 60,000 $ 0
Kent, Michigan 4 $ 320,000 $ 80,000 $ 0
Ramsey, Minnesota 4 $ 150,000 $ 37,500 $ 0
Sarpy, Nebraska 4 $ 370,000 $ 92,500 $ 0
Morris, New Jersey 4 $ 700,000 $ 175,000 $ 284,000
Somerset, New Jersey 4 $ 740,000 $ 185,000 $ 275,000
Sussex, New Jersey 4 $ 450,000 $ 112,500 $ 0
Catawba, North Carolina 4 $ 230,000 $ 57,500 $ 0
Franklin, North Carolina 4 $ 530,000 $ 132,500 $ 94,000
Iredell, North Carolina 4 $ 210,000 $ 52,500 $ 0
Moore, North Carolina 4 $ 250,000 $ 62,500 $ 0
Butler, Ohio 4 $ 290,000 $ 72,500 $ 0
Klamath, Oregon 4 $ 270,000 $ 67,500 $ 0
Lebanon, Pennsylvania 4 $ 250,000 $ 62,500 $ 135,000
Schuylkill, Pennsylvania 4 $ 460,000 $ 115,000 $ 82,000
Beaufort, South Carolina 4 $ 2,420,000 $ 605,000 $ 744,000
Berkeley, South Carolina 4 $ 1,090,000 $ 272,500 $ 418,000
Dickson, Tennessee 4 $ 180,000 $ 45,000 $ 0
Williamson, Tennessee 4 $ 360,000 $ 90,000 $ 0
Bell, Texas 4 $ 300,000 $ 75,000 $ 0
Galveston, Texas 4 $ 250,000 $ 62,500 $ 0
Rockwall, Texas 4 $ 310,000 $ 77,500 $ 0
Prince William, Virginia 4 $ 360,000 $ 90,000 $ 0
Montgomery, Alabama 3 $ 225,000 $ 75,000 $ 0
Cochise, Arizona 3 $ 135,000 $ 45,000 $ 0
Faulkner, Arkansas 3 $ 145,000 $ 48,333 $ 0
Pulaski, Arkansas 3 $ 115,000 $ 38,333 $ 0
Saline, Arkansas 3 $ 125,000 $ 41,666 $ 0
Butte, California 3 $ 155,000 $ 51,666 $ 0
Imperial, California 3 $ 215,000 $ 71,666 $ 0
San Benito, California 3 $ 205,000 $ 68,333 $ 0
San Luis Obispo, California 3 $ 375,000 $ 125,000 $ 0
Santa Cruz, California 3 $ 425,000 $ 141,666 $ 0
Yolo, California 3 $ 315,000 $ 105,000 $ 0
Yuba, California 3 $ 205,000 $ 68,333 $ 0
Alachua, Florida 3 $ 235,000 $ 78,333 $ 0
Charlotte, Florida 3 $ 265,000 $ 88,333 $ 127,000
Clay, Florida 3 $ 335,000 $ 111,666 $ 0
Martin, Florida 3 $ 1,125,000 $ 375,000 $ 696,000
Okaloosa, Florida 3 $ 295,000 $ 98,333 $ 0
Bulloch, Georgia 3 $ 265,000 $ 88,333 $ 0
Douglas, Georgia 3 $ 225,000 $ 75,000 $ 0
Johnson, Indiana 3 $ 275,000 $ 91,666 $ 0
Kenton, Kentucky 3 $ 165,000 $ 55,000 $ 0
Penobscot, Maine 3 $ 195,000 $ 65,000 $ 0
Howard, Maryland 3 $ 265,000 $ 88,333 $ 0
Suffolk, Massachusetts 3 $ 915,000 $ 305,000 $ 657,000
Livingston, Michigan 3 $ 205,000 $ 68,333 $ 0
Macomb, Michigan 3 $ 195,000 $ 65,000 $ 0
Washtenaw, Michigan 3 $ 405,000 $ 135,000 $ 145,000
Carver, Minnesota 3 $ 195,000 $ 65,000 $ 0
Scott, Minnesota 3 $ 225,000 $ 75,000 $ 0
DeSoto, Mississippi 3 $ 175,000 $ 58,333 $ 0
Hinds, Mississippi 3 $ 155,000 $ 51,666 $ 0
Lee, Mississippi 3 $ 105,000 $ 35,000 $ 0
Jefferson, Missouri 3 $ 125,000 $ 41,666 $ 0
St. Charles, Missouri 3 $ 275,000 $ 91,666 $ 0
Missoula, Montana 3 $ 315,000 $ 105,000 $ 0
Rockingham, New Hampshire 3 $ 975,000 $ 325,000 $ 0
Strafford, New Hampshire 3 $ 155,000 $ 51,666 $ 0
Dona Ana, New Mexico 3 $ 185,000 $ 61,666 $ 0
Otero, New Mexico 3 $ 155,000 $ 51,666 $ 0
Alamance, North Carolina 3 $ 285,000 $ 95,000 $ 787,000
Cleveland, North Carolina 3 $ 135,000 $ 45,000 $ 0
Davidson, North Carolina 3 $ 135,000 $ 45,000 $ 0
Forsyth, North Carolina 3 $ 165,000 $ 55,000 $ 0
Harnett, North Carolina 3 $ 125,000 $ 41,666 $ 0
Onslow, North Carolina 3 $ 155,000 $ 51,666 $ 0
Randolph, North Carolina 3 $ 225,000 $ 75,000 $ 0
Clermont, Ohio 3 $ 255,000 $ 85,000 $ 0
Lucas, Ohio 3 $ 145,000 $ 48,333 $ 0
Medina, Ohio 3 $ 235,000 $ 78,333 $ 0
Trumbull, Ohio 3 $ 105,000 $ 35,000 $ 0
Tulsa, Oklahoma 3 $ 155,000 $ 51,666 $ 0
Douglas, Oregon 3 $ 215,000 $ 71,666 $ 0
Linn, Oregon 3 $ 185,000 $ 61,666 $ 0
Multnomah, Oregon 3 $ 155,000 $ 51,666 $ 0
Polk, Oregon 3 $ 185,000 $ 61,666 $ 0
Centre, Pennsylvania 3 $ 635,000 $ 211,666 $ 650,000
Dauphin, Pennsylvania 3 $ 415,000 $ 138,333 $ 55,000
Erie, Pennsylvania 3 $ 155,000 $ 51,666 $ 0
Lackawanna, Pennsylvania 3 $ 605,000 $ 201,666 $ 326,000
Washington, Rhode Island 3 $ 605,000 $ 201,666 $ 0
Lancaster, South Carolina 3 $ 225,000 $ 75,000 $ 0
Bradley, Tennessee 3 $ 135,000 $ 45,000 $ 0
Montgomery, Tennessee 3 $ 135,000 $ 45,000 $ 0
Sevier, Tennessee 3 $ 175,000 $ 58,333 $ 100,000
Washington, Tennessee 3 $ 235,000 $ 78,333 $ 0
Bexar, Texas 3 $ 155,000 $ 51,666 $ 0
Comal, Texas 3 $ 575,000 $ 191,666 $ 0
Johnson, Texas 3 $ 215,000 $ 71,666 $ 0
Montgomery, Texas 3 $ 285,000 $ 95,000 $ 0
Travis, Texas 3 $ 175,000 $ 58,333 $ 0
Chesapeake, Virginia 3 $ 165,000 $ 55,000 $ 0
Hanover, Virginia 3 $ 165,000 $ 55,000 $ 0
Shenandoah, Virginia 3 $ 165,000 $ 55,000 $ 0
Virginia Beach, Virginia 3 $ 165,000 $ 55,000 $ 0
Warren, Virginia 3 $ 165,000 $ 55,000 $ 0
Cowlitz, Washington 3 $ 165,000 $ 55,000 $ 0
Lewis, Washington 3 $ 185,000 $ 61,666 $ 0
Whatcom, Washington 3 $ 185,000 $ 61,666 $ 0
Green Lake, Wisconsin 3 $ 185,000 $ 61,666 $ 0
Baldwin, Alabama 2 $ 140,000 $ 70,000 $ 0
Mobile, Alabama 2 $ 110,000 $ 55,000 $ 0
Lonoke, Arkansas 2 $ 110,000 $ 55,000 $ 0
Washington, Arkansas 2 $ 120,000 $ 60,000 $ 0
Amador, California 2 $ 120,000 $ 60,000 $ 0
Kings, California 2 $ 190,000 $ 95,000 $ 0
Nevada, California 2 $ 170,000 $ 85,000 $ 0
Grand, Colorado 2 $ 280,000 $ 140,000 $ 0
Park, Colorado 2 $ 230,000 $ 115,000 $ 0
Pueblo, Colorado 2 $ 60,000 $ 30,000 $ 0
Northeastern Connecticut Planning Region, Connecticut 2 $ 80,000 $ 40,000 $ 0
Northwest Hills Planning Region, Connecticut 2 $ 160,000 $ 80,000 $ 0
Walton, Florida 2 $ 100,000 $ 50,000 $ 0
Carroll, Georgia 2 $ 70,000 $ 35,000 $ 0
Catoosa, Georgia 2 $ 80,000 $ 40,000 $ 0
Colquitt, Georgia 2 $ 100,000 $ 50,000 $ 0
Fayette, Georgia 2 $ 180,000 $ 90,000 $ 0
Glynn, Georgia 2 $ 450,000 $ 225,000 $ 105,000
Gordon, Georgia 2 $ 120,000 $ 60,000 $ 0
Morgan, Georgia 2 $ 120,000 $ 60,000 $ 0
Rockdale, Georgia 2 $ 220,000 $ 110,000 $ 0
Walker, Georgia 2 $ 160,000 $ 80,000 $ 0
Whitfield, Georgia 2 $ 100,000 $ 50,000 $ 0
Grundy, Illinois 2 $ 150,000 $ 75,000 $ 0
Winnebago, Illinois 2 $ 90,000 $ 45,000 $ 0
Clark, Indiana 2 $ 200,000 $ 100,000 $ 0
Floyd, Indiana 2 $ 90,000 $ 45,000 $ 0
Howard, Indiana 2 $ 50,000 $ 25,000 $ 0
Putnam, Indiana 2 $ 100,000 $ 50,000 $ 0
Tippecanoe, Indiana 2 $ 130,000 $ 65,000 $ 0
Boone, Iowa 2 $ 150,000 $ 75,000 $ 0
Shawnee, Kansas 2 $ 140,000 $ 70,000 $ 0
Bullitt, Kentucky 2 $ 90,000 $ 45,000 $ 0
Campbell, Kentucky 2 $ 120,000 $ 60,000 $ 0
Livingston, Louisiana 2 $ 130,000 $ 65,000 $ 0
St. Tammany, Louisiana 2 $ 100,000 $ 50,000 $ 0
Knox, Maine 2 $ 710,000 $ 355,000 $ 497,000
Dorchester, Maryland 2 $ 480,000 $ 240,000 $ 271,000
Barnstable, Massachusetts 2 $ 1,680,000 $ 840,000 $ 1,130,000
Bay, Michigan 2 $ 90,000 $ 45,000 $ 0
Genesee, Michigan 2 $ 100,000 $ 50,000 $ 0
Lapeer, Michigan 2 $ 110,000 $ 55,000 $ 0
Ottawa, Michigan 2 $ 130,000 $ 65,000 $ 0
Sanilac, Michigan 2 $ 130,000 $ 65,000 $ 0
Wexford, Michigan 2 $ 90,000 $ 45,000 $ 0
Mower, Minnesota 2 $ 70,000 $ 35,000 $ 0
Stearns, Minnesota 2 $ 60,000 $ 30,000 $ 0
Wright, Minnesota 2 $ 160,000 $ 80,000 $ 0
Madison, Mississippi 2 $ 110,000 $ 55,000 $ 0
Rankin, Mississippi 2 $ 90,000 $ 45,000 $ 0
Cape Girardeau, Missouri 2 $ 80,000 $ 40,000 $ 0
Cass, Missouri 2 $ 140,000 $ 70,000 $ 0
Greene, Missouri 2 $ 160,000 $ 80,000 $ 0
Lincoln, Missouri 2 $ 90,000 $ 45,000 $ 0
Warren, Missouri 2 $ 110,000 $ 55,000 $ 0
Gallatin, Montana 2 $ 160,000 $ 80,000 $ 0
Yellowstone, Montana 2 $ 110,000 $ 55,000 $ 0
Carson City, Nevada 2 $ 170,000 $ 85,000 $ 0
Douglas, Nevada 2 $ 420,000 $ 210,000 $ 0
Elko, Nevada 2 $ 120,000 $ 60,000 $ 0
Carroll, New Hampshire 2 $ 240,000 $ 120,000 $ 0
Cheshire, New Hampshire 2 $ 60,000 $ 30,000 $ 0
Hunterdon, New Jersey 2 $ 1,400,000 $ 700,000 $ 229,000
Passaic, New Jersey 2 $ 100,000 $ 50,000 $ 168,000
San Miguel, New Mexico 2 $ 190,000 $ 95,000 $ 0
Bronx, New York 2 $ 250,000 $ 125,000 $ 132,000
Burke, North Carolina 2 $ 80,000 $ 40,000 $ 0
Carteret, North Carolina 2 $ 90,000 $ 45,000 $ 0
Granville, North Carolina 2 $ 210,000 $ 105,000 $ 0
Hoke, North Carolina 2 $ 460,000 $ 230,000 $ 185,000
Johnston, North Carolina 2 $ 90,000 $ 45,000 $ 0
Orange, North Carolina 2 $ 170,000 $ 85,000 $ 0
Pitt, North Carolina 2 $ 80,000 $ 40,000 $ 0
Stanly, North Carolina 2 $ 140,000 $ 70,000 $ 0
Wilkes, North Carolina 2 $ 320,000 $ 160,000 $ 0
Ashtabula, Ohio 2 $ 120,000 $ 60,000 $ 0
Fairfield, Ohio 2 $ 120,000 $ 60,000 $ 0
Fayette, Ohio 2 $ 80,000 $ 40,000 $ 0
Fulton, Ohio 2 $ 150,000 $ 75,000 $ 0
Lorain, Ohio 2 $ 180,000 $ 90,000 $ 0
Mahoning, Ohio 2 $ 80,000 $ 40,000 $ 0
Miami, Ohio 2 $ 170,000 $ 85,000 $ 0
Pickaway, Ohio 2 $ 120,000 $ 60,000 $ 0
Preble, Ohio 2 $ 100,000 $ 50,000 $ 0
Oklahoma, Oklahoma 2 $ 90,000 $ 45,000 $ 0
Jackson, Oregon 2 $ 90,000 $ 45,000 $ 0
Marion, Oregon 2 $ 150,000 $ 75,000 $ 0
Adams, Pennsylvania 2 $ 140,000 $ 70,000 $ 165,000
Greene, Pennsylvania 2 $ 260,000 $ 130,000 $ 116,000
Northumberland, Pennsylvania 2 $ 250,000 $ 125,000 $ 105,000
Washington, Pennsylvania 2 $ 80,000 $ 40,000 $ 0
Kent, Rhode Island 2 $ 180,000 $ 90,000 $ 0
Providence, Rhode Island 2 $ 80,000 $ 40,000 $ 0
Anderson, South Carolina 2 $ 130,000 $ 65,000 $ 0
Kershaw, South Carolina 2 $ 70,000 $ 35,000 $ 0
Newberry, South Carolina 2 $ 130,000 $ 65,000 $ 0
Spartanburg, South Carolina 2 $ 90,000 $ 45,000 $ 0
Anderson, Tennessee 2 $ 90,000 $ 45,000 $ 0
Hamblen, Tennessee 2 $ 90,000 $ 45,000 $ 0
Sullivan, Tennessee 2 $ 100,000 $ 50,000 $ 0
Wilson, Tennessee 2 $ 120,000 $ 60,000 $ 0
Cameron, Texas 2 $ 180,000 $ 90,000 $ 0
Hays, Texas 2 $ 120,000 $ 60,000 $ 0
Hidalgo, Texas 2 $ 130,000 $ 65,000 $ 0
Kaufman, Texas 2 $ 120,000 $ 60,000 $ 0
Parker, Texas 2 $ 220,000 $ 110,000 $ 0
Box Elder, Utah 2 $ 230,000 $ 115,000 $ 0
Cache, Utah 2 $ 80,000 $ 40,000 $ 0
Weber, Utah 2 $ 130,000 $ 65,000 $ 0
Campbell, Virginia 2 $ 80,000 $ 40,000 $ 0
Caroline, Virginia 2 $ 180,000 $ 90,000 $ 0
Culpeper, Virginia 2 $ 210,000 $ 105,000 $ 0
Fauquier, Virginia 2 $ 190,000 $ 95,000 $ 0
Frederick, Virginia 2 $ 80,000 $ 40,000 $ 0
Hampton, Virginia 2 $ 70,000 $ 35,000 $ 0
Henrico, Virginia 2 $ 390,000 $ 195,000 $ 0
James City, Virginia 2 $ 90,000 $ 45,000 $ 0
Louisa, Virginia 2 $ 120,000 $ 60,000 $ 0
Manassas Park, Virginia 2 $ 530,000 $ 265,000 $ 97,000
Norfolk, Virginia 2 $ 80,000 $ 40,000 $ 0
Roanoke, Virginia 2 $ 50,000 $ 25,000 $ 0
Southampton, Virginia 2 $ 120,000 $ 60,000 $ 0
Spotsylvania, Virginia 2 $ 100,000 $ 50,000 $ 0
Clallam, Washington 2 $ 90,000 $ 45,000 $ 0
Douglas, Washington 2 $ 120,000 $ 60,000 $ 0
Grays Harbor, Washington 2 $ 90,000 $ 45,000 $ 0
Kittitas, Washington 2 $ 150,000 $ 75,000 $ 0
Walla Walla, Washington 2 $ 210,000 $ 105,000 $ 0
Yakima, Washington 2 $ 110,000 $ 55,000 $ 0
Brown, Wisconsin 2 $ 120,000 $ 60,000 $ 0
Columbia, Wisconsin 2 $ 130,000 $ 65,000 $ 0
Dane, Wisconsin 2 $ 150,000 $ 75,000 $ 0
Kenosha, Wisconsin 2 $ 110,000 $ 55,000 $ 0
Milwaukee, Wisconsin 2 $ 130,000 $ 65,000 $ 0
Calhoun, Alabama 1 $ 25,000 $ 25,000 $ 0
Cherokee, Alabama 1 $ 45,000 $ 45,000 $ 0
Clay, Alabama 1 $ 115,000 $ 115,000 $ 0
Coffee, Alabama 1 $ 55,000 $ 55,000 $ 0
Lauderdale, Alabama 1 $ 55,000 $ 55,000 $ 0
Lee, Alabama 1 $ 245,000 $ 245,000 $ 455,000
Limestone, Alabama 1 $ 145,000 $ 145,000 $ 0
Marion, Alabama 1 $ 95,000 $ 95,000 $ 0
Marshall, Alabama 1 $ 25,000 $ 25,000 $ 0
Morgan, Alabama 1 $ 45,000 $ 45,000 $ 0
Pike, Alabama 1 $ 75,000 $ 75,000 $ 0
Talladega, Alabama 1 $ 55,000 $ 55,000 $ 0
Graham, Arizona 1 $ 25,000 $ 25,000 $ 0
La Paz, Arizona 1 $ 105,000 $ 105,000 $ 0
Baxter, Arkansas 1 $ 45,000 $ 45,000 $ 0
Crawford, Arkansas 1 $ 25,000 $ 25,000 $ 0
Madison, Arkansas 1 $ 65,000 $ 65,000 $ 0
Poinsett, Arkansas 1 $ 55,000 $ 55,000 $ 0
Sebastian, Arkansas 1 $ 45,000 $ 45,000 $ 0
Colusa, California 1 $ 75,000 $ 75,000 $ 0
Humboldt, California 1 $ 65,000 $ 65,000 $ 0
Inyo, California 1 $ 35,000 $ 35,000 $ 0
Napa, California 1 $ 495,000 $ 495,000 $ 0
Plumas, California 1 $ 35,000 $ 35,000 $ 0
San Francisco, California 1 $ 95,000 $ 95,000 $ 0
Sutter, California 1 $ 125,000 $ 125,000 $ 0
Trinity, California 1 $ 35,000 $ 35,000 $ 0
Tuolumne, California 1 $ 195,000 $ 195,000 $ 0
Broomfield, Colorado 1 $ 55,000 $ 55,000 $ 0
Clear Creek, Colorado 1 $ 65,000 $ 65,000 $ 0
Delta, Colorado 1 $ 35,000 $ 35,000 $ 0
Eagle, Colorado 1 $ 45,000 $ 45,000 $ 0
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Mortgage Loan Application Detail Totals for Wsfs Bank in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other Purpose 2,954 $262,990,000 $89,000 $4,005,000 $183,000 $8,965,000
Home Improvement 1,954 $255,670,000 $130,000 $1,995,000 $150,000 $2,450,000
Home Purchase 1,756 $617,310,000 $351,000 $8,935,000 $204,000 $8,578,000
Refinancing 1,339 $305,925,000 $228,000 $9,755,000 $201,000 $9,000,000
Cash-out Refinancing 114 $40,110,000 $351,000 $2,755,000 $149,000 $944,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,271 $319,635,000 $97,000 $9,755,000 $0 $0
White 3,206 $827,600,000 $258,000 $8,935,000 $205,000 $8,578,000
Black or African American 686 $107,360,000 $156,000 $1,805,000 $108,000 $8,965,000
Hispanic 362 $68,210,000 $188,000 $2,075,000 $130,000 $9,000,000
Not Provided 335 $92,345,000 $275,000 $2,285,000 $171,000 $1,115,000
Asian 237 $64,665,000 $272,000 $1,395,000 $195,000 $1,754,000
American Indian or Alaskan Native 18 $1,720,000 $95,000 $225,000 $88,000 $220,000
Native Hawaiian or Other Pacific Islander 2 $470,000 $235,000 $365,000 $169,000 $236,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,972 $1,441,990,000 $180,000 $9,755,000 $185,000 $9,000,000
FHA-insured (Federal Housing Administration) 126 $32,680,000 $259,000 $985,000 $77,000 $326,000
VA-guaranteed (Veterans Administration) 18 $7,030,000 $390,000 $735,000 $150,000 $361,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $305,000 $305,000 $305,000 $108,000 $108,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,249 $892,065,000 $274,000 $9,755,000 $199,000 $8,965,000
Loan Purchased By The Institution 3,153 $250,565,000 $79,000 $505,000 $0 $0
Application Denied By Financial Institution 1,024 $166,310,000 $162,000 $2,775,000 $122,000 $3,204,000
Application Withdrawn By Applicant 534 $138,180,000 $258,000 $4,005,000 $187,000 $9,000,000
File Closed For Incompleteness 101 $23,775,000 $235,000 $3,515,000 $226,000 $3,600,000
Application Approved But Not Accepted 56 $11,110,000 $198,000 $835,000 $157,000 $1,128,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 7,093 $1,315,695,000 $185,000 $9,755,000 $197,000 $9,000,000
Debt-To-Income Ratio 501 $82,205,000 $164,000 $1,005,000 $77,000 $351,000
Collateral 221 $45,465,000 $205,000 $2,775,000 $176,000 $2,181,000
Credit History 189 $17,625,000 $93,000 $605,000 $104,000 $611,000
Credit Application Incomplete 69 $11,875,000 $172,000 $805,000 $229,000 $3,204,000
Other 23 $3,335,000 $145,000 $395,000 $350,000 $1,191,000
Employment History 12 $1,690,000 $140,000 $315,000 $57,000 $204,000
Unverifiable Information 8 $3,780,000 $472,000 $895,000 $241,000 $569,000
Insufficient Cash (Downpayment, Closing Cost) 1 $335,000 $335,000 $335,000 $67,000 $67,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Wsfs Bank's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Wsfs Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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