Wsfs Bank Mortgage Lending & HMDA Data, 2024
In 2024, Wsfs Bank of Wilmington, DE reported 8,117 mortgage applications totaling $1.5 billion, down 4% from 2023. The average application was for $182,580, and applicants reported an average income of $182,090. 40% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Philadelphia, PA (1,340), Wilmington, DE-MD-NJ (1,160) and Montgomery County-Bucks County-Chester County, PA (869) (applications in parentheses).
| Mortgage Company & Address | Wsfs Bank 500 Delaware Avenue Wilmington, DE 19801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 |
| Total Number of Mortgage Applications | 8,117 |
| Total Mortgage Loan Application Amount | $1,482,005,000 |
| Average Mortgage Loan Application Amount | $182,580 |
| Highest Mortgage Loan Application Amount | $9,755,000 |
| Average Applicant Income | $182,090 |
| Highest Applicant Income | $9,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wsfs Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia, PA | 1,340 | $ 312,660,000 | $ 233,328 | $ 136,000 |
| Wilmington, DE-MD-NJ | 1,160 | $ 226,750,000 | $ 195,474 | $ 150,565 |
| Montgomery County-Bucks County-Chester County, PA | 869 | $ 262,755,000 | $ 302,364 | $ 250,000 |
| Outside any metro area | 649 | $ 105,125,000 | $ 161,979 | $ 251,674 |
| Camden, NJ | 613 | $ 92,845,000 | $ 151,460 | $ 122,000 |
| Dover, DE | 297 | $ 41,305,000 | $ 139,074 | $ 104,000 |
| Phoenix-Mesa-Scottsdale, AZ | 140 | $ 13,060,000 | $ 93,285 | $ 1,302,000 |
| Riverside-San Bernardino-Ontario, CA | 123 | $ 12,035,000 | $ 97,845 | $ 333,000 |
| Atlantic City-Hammonton, NJ | 106 | $ 59,760,000 | $ 563,773 | $ 532,000 |
| Los Angeles-Long Beach-Glendale, CA | 105 | $ 16,605,000 | $ 158,142 | $ 343,000 |
| Atlanta-Sandy Springs-Roswell, GA | 73 | $ 6,865,000 | $ 94,041 | $ 160,000 |
| Denver-Aurora-Lakewood, CO | 71 | $ 4,955,000 | $ 69,788 | $ 0 |
| San Diego-Carlsbad, CA | 70 | $ 9,450,000 | $ 135,000 | $ 0 |
| Sacramento--Roseville--Arden-Arcade, CA | 68 | $ 6,140,000 | $ 90,294 | $ 0 |
| Charlotte-Concord-Gastonia, NC-SC | 63 | $ 5,315,000 | $ 84,365 | $ 0 |
| Chicago-Naperville, IL | 57 | $ 5,285,000 | $ 92,719 | $ 269,000 |
| Lakewood-New Brunswick, NJ | 57 | $ 13,585,000 | $ 238,333 | $ 329,000 |
| Orlando-Kissimmee-Sanford, FL | 50 | $ 4,440,000 | $ 88,800 | $ 77,000 |
| Baltimore-Columbia-Towson, MD | 47 | $ 9,545,000 | $ 203,085 | $ 228,000 |
| Dallas-Plano-Irving, TX | 45 | $ 8,175,000 | $ 181,666 | $ 2,400,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 36 | $ 3,310,000 | $ 91,944 | $ 782,000 |
| Arlington-Alexandria-Reston, VA-WV | 35 | $ 4,755,000 | $ 135,857 | $ 187,000 |
| Marietta, GA | 35 | $ 2,835,000 | $ 81,000 | $ 0 |
| Anaheim-Santa Ana-Irvine, CA | 34 | $ 6,470,000 | $ 190,294 | $ 2,931,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 34 | $ 3,020,000 | $ 88,823 | $ 0 |
| Kansas City, MO-KS | 33 | $ 2,045,000 | $ 61,969 | $ 0 |
| Tampa, FL | 33 | $ 3,545,000 | $ 107,424 | $ 506,000 |
| Indianapolis-Carmel-Anderson, IN | 31 | $ 1,775,000 | $ 57,258 | $ 0 |
| Las Vegas-Henderson-Paradise, NV | 30 | $ 2,640,000 | $ 88,000 | $ 0 |
| Houston-The Woodlands-Sugar Land, TX | 29 | $ 2,765,000 | $ 95,344 | $ 0 |
| Newark, NJ-PA | 29 | $ 9,015,000 | $ 310,862 | $ 219,000 |
| Washington, DC-MD | 29 | $ 3,475,000 | $ 119,827 | $ 118,137 |
| Oakland-Hayward-Berkeley, CA | 28 | $ 3,750,000 | $ 133,928 | $ 133,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 26 | $ 6,230,000 | $ 239,615 | $ 894,000 |
| Cincinnati, OH-KY-IN | 25 | $ 1,565,000 | $ 62,600 | $ 0 |
| New York-Jersey City-White Plains, NY-NJ | 25 | $ 7,535,000 | $ 301,400 | $ 848,240 |
| Raleigh, NC | 25 | $ 3,915,000 | $ 156,600 | $ 386,000 |
| St. Louis, MO-IL | 25 | $ 1,285,000 | $ 51,400 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 24 | $ 4,550,000 | $ 189,583 | $ 219,000 |
| Columbus, OH | 24 | $ 2,170,000 | $ 90,416 | $ 198,000 |
| Bakersfield, CA | 23 | $ 1,545,000 | $ 67,173 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 23 | $ 1,645,000 | $ 71,521 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 23 | $ 1,325,000 | $ 57,608 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 23 | $ 1,155,000 | $ 50,217 | $ 0 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 22 | $ 5,340,000 | $ 242,727 | $ 498,000 |
| Cleveland, OH | 21 | $ 1,265,000 | $ 60,238 | $ 66,000 |
| Fort Worth-Arlington, TX | 21 | $ 2,085,000 | $ 99,285 | $ 137,000 |
| Modesto, CA | 20 | $ 1,460,000 | $ 73,000 | $ 0 |
| North Port-Sarasota-Bradenton, FL | 20 | $ 7,220,000 | $ 361,000 | $ 685,000 |
| Stockton-Lodi, CA | 20 | $ 1,330,000 | $ 66,500 | $ 0 |
| Trenton, NJ | 20 | $ 6,000,000 | $ 300,000 | $ 205,000 |
| Birmingham-Hoover, AL | 19 | $ 3,295,000 | $ 173,421 | $ 105,000 |
| Charleston-North Charleston, SC | 19 | $ 2,715,000 | $ 142,894 | $ 375,000 |
| Jacksonville, FL | 19 | $ 1,645,000 | $ 86,578 | $ 0 |
| Richmond, VA | 19 | $ 1,335,000 | $ 70,263 | $ 0 |
| Pittsburgh, PA | 18 | $ 1,530,000 | $ 85,000 | $ 212,000 |
| Tacoma-Lakewood, WA | 18 | $ 1,470,000 | $ 81,666 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 18 | $ 1,190,000 | $ 66,111 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 17 | $ 9,335,000 | $ 549,117 | $ 1,743,000 |
| Salt Lake City, UT | 16 | $ 1,120,000 | $ 70,000 | $ 0 |
| St. Petersburg-Clearwater-Largo, FL | 16 | $ 2,400,000 | $ 150,000 | $ 359,000 |
| Cape Coral-Fort Myers, FL | 15 | $ 1,725,000 | $ 115,000 | $ 224,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 15 | $ 1,425,000 | $ 95,000 | $ 269,000 |
| Everett, WA | 15 | $ 1,565,000 | $ 104,333 | $ 0 |
| Port St. Lucie, FL | 15 | $ 3,175,000 | $ 211,666 | $ 486,000 |
| Seattle-Bellevue-Everett, WA | 15 | $ 2,615,000 | $ 174,333 | $ 0 |
| Tucson, AZ | 15 | $ 885,000 | $ 59,000 | $ 0 |
| Wilmington, NC | 15 | $ 985,000 | $ 65,666 | $ 449,000 |
| Bridgeport-Stamford-Norwalk, CT | 14 | $ 10,610,000 | $ 757,857 | $ 137,000 |
| Columbia, SC | 14 | $ 990,000 | $ 70,714 | $ 157,000 |
| Lancaster, PA | 14 | $ 3,130,000 | $ 223,571 | $ 164,000 |
| Louisville/Jefferson County, KY-IN | 14 | $ 800,000 | $ 57,142 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 14 | $ 1,010,000 | $ 72,142 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 14 | $ 1,560,000 | $ 111,428 | $ 0 |
| Colorado Springs, CO | 13 | $ 865,000 | $ 66,538 | $ 0 |
| Reading, PA | 13 | $ 2,885,000 | $ 221,923 | $ 158,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 12 | $ 790,000 | $ 65,833 | $ 0 |
| Washington-Baltimore-Arlington, DC | 12 | $ 1,360,000 | $ 113,333 | $ 0 |
| Fresno, CA | 11 | $ 685,000 | $ 62,272 | $ 0 |
| Greeley, CO | 11 | $ 655,000 | $ 59,545 | $ 0 |
| Greenville-Anderson-Mauldin, SC | 11 | $ 615,000 | $ 55,909 | $ 0 |
| Lake County-Kenosha County, IL-WI | 11 | $ 1,005,000 | $ 91,363 | $ 0 |
| Lakeland-Winter Haven, FL | 11 | $ 665,000 | $ 60,454 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 11 | $ 495,000 | $ 45,000 | $ 0 |
| Memphis, TN-MS-AR | 11 | $ 575,000 | $ 52,272 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 11 | $ 1,175,000 | $ 106,818 | $ 123,000 |
| Austin-Round Rock, TX | 10 | $ 770,000 | $ 77,000 | $ 0 |
| Eugene, OR | 10 | $ 690,000 | $ 69,000 | $ 0 |
| Greensboro-High Point, NC | 10 | $ 740,000 | $ 74,000 | $ 0 |
| Harrisburg-Carlisle, PA | 10 | $ 2,060,000 | $ 206,000 | $ 153,000 |
| Manchester-Nashua, NH | 10 | $ 810,000 | $ 81,000 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 10 | $ 550,000 | $ 55,000 | $ 0 |
| Provo-Orem, UT | 10 | $ 840,000 | $ 84,000 | $ 0 |
| Spokane-Spokane Valley, WA | 10 | $ 640,000 | $ 64,000 | $ 0 |
| Vallejo-Fairfield, CA | 10 | $ 710,000 | $ 71,000 | $ 0 |
| York-Hanover, PA | 10 | $ 850,000 | $ 85,000 | $ 91,000 |
| Chattanooga, TN-GA | 9 | $ 465,000 | $ 51,666 | $ 0 |
| Detroit-Dearborn-Livonia, MI | 9 | $ 985,000 | $ 109,444 | $ 0 |
| Durham-Chapel Hill, NC | 9 | $ 605,000 | $ 67,222 | $ 0 |
| Fayetteville, NC | 9 | $ 775,000 | $ 86,111 | $ 185,000 |
| Knoxville, TN | 9 | $ 735,000 | $ 81,666 | $ 320,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 9 | $ 1,615,000 | $ 179,444 | $ 213,000 |
| Asheville, NC | 8 | $ 610,000 | $ 76,250 | $ 0 |
| Augusta-Richmond County, GA-SC | 8 | $ 710,000 | $ 88,750 | $ 143,000 |
| Bremerton-Silverdale, WA | 8 | $ 610,000 | $ 76,250 | $ 0 |
| Dayton-Springfield-Kettering, OH | 8 | $ 550,000 | $ 68,750 | $ 0 |
| Des Moines-West Des Moines, IA | 8 | $ 520,000 | $ 65,000 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 8 | $ 380,000 | $ 47,500 | $ 0 |
| Huntsville, AL | 8 | $ 760,000 | $ 95,000 | $ 0 |
| Jackson, MS | 8 | $ 380,000 | $ 47,500 | $ 0 |
| Olympia-Tumwater, WA | 8 | $ 720,000 | $ 90,000 | $ 0 |
| Portland-South Portland, ME | 8 | $ 850,000 | $ 106,250 | $ 2,000,000 |
| Prescott Valley-Prescott, AZ | 8 | $ 4,050,000 | $ 506,250 | $ 887,000 |
| Salisbury, MD-DE | 8 | $ 2,570,000 | $ 321,250 | $ 108,000 |
| San Antonio-New Braunfels, TX | 8 | $ 860,000 | $ 107,500 | $ 0 |
| Santa Rosa, CA | 8 | $ 520,000 | $ 65,000 | $ 0 |
| Vineland-Bridgeton, NJ | 8 | $ 1,370,000 | $ 171,250 | $ 62,000 |
| Albuquerque, NM | 7 | $ 375,000 | $ 53,571 | $ 0 |
| Elgin, IL | 7 | $ 685,000 | $ 97,857 | $ 0 |
| Kennewick-Richland, WA | 7 | $ 595,000 | $ 85,000 | $ 0 |
| Lake County-Porter County-Jasper County, IN | 7 | $ 255,000 | $ 36,428 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 7 | $ 5,215,000 | $ 745,000 | $ 2,589,000 |
| Naples-Immokalee-Marco Island, FL | 7 | $ 5,175,000 | $ 739,285 | $ 1,033,000 |
| Ogden-Clearfield, UT | 7 | $ 645,000 | $ 92,142 | $ 0 |
| Providence-Warwick, RI-MA | 7 | $ 865,000 | $ 123,571 | $ 0 |
| Visalia-Porterville, CA | 7 | $ 355,000 | $ 50,714 | $ 0 |
| Winston-Salem, NC | 7 | $ 385,000 | $ 55,000 | $ 0 |
| Grand Rapids-Wyoming, MI | 6 | $ 450,000 | $ 75,000 | $ 0 |
| Lake Havasu City-Kingman, AZ | 6 | $ 520,000 | $ 86,666 | $ 0 |
| Lexington Park, MD | 6 | $ 380,000 | $ 63,333 | $ 0 |
| New Haven-Milford, CT | 6 | $ 960,000 | $ 160,000 | $ 0 |
| New Orleans-Metairie, LA | 6 | $ 530,000 | $ 88,333 | $ 0 |
| Reno, NV | 6 | $ 660,000 | $ 110,000 | $ 0 |
| Rockingham County-Strafford County, NH | 6 | $ 1,130,000 | $ 188,333 | $ 0 |
| Salinas, CA | 6 | $ 410,000 | $ 68,333 | $ 0 |
| San Francisco-Redwood City-South San Francisco, CA | 6 | $ 820,000 | $ 136,666 | $ 0 |
| Savannah, GA | 6 | $ 500,000 | $ 83,333 | $ 0 |
| Toledo, OH | 6 | $ 390,000 | $ 65,000 | $ 0 |
| Waterbury-Shelton, CT | 6 | $ 460,000 | $ 76,666 | $ 0 |
| Wichita, KS | 6 | $ 350,000 | $ 58,333 | $ 0 |
| Akron, OH | 5 | $ 195,000 | $ 39,000 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 5 | $ 395,000 | $ 79,000 | $ 0 |
| Gainesville, GA | 5 | $ 405,000 | $ 81,000 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 5 | $ 3,035,000 | $ 607,000 | $ 582,000 |
| Madison, WI | 5 | $ 355,000 | $ 71,000 | $ 0 |
| Ocala, FL | 5 | $ 295,000 | $ 59,000 | $ 0 |
| Redding, CA | 5 | $ 195,000 | $ 39,000 | $ 0 |
| Salem, OR | 5 | $ 335,000 | $ 67,000 | $ 0 |
| Santa Maria-Santa Barbara, CA | 5 | $ 575,000 | $ 115,000 | $ 0 |
| Tulsa, OK | 5 | $ 265,000 | $ 53,000 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 5 | $ 185,000 | $ 37,000 | $ 0 |
| Boulder, CO | 4 | $ 1,420,000 | $ 355,000 | $ 289,000 |
| Fort Collins, CO | 4 | $ 260,000 | $ 65,000 | $ 0 |
| Killeen-Temple, TX | 4 | $ 300,000 | $ 75,000 | $ 0 |
| Lansing-East Lansing, MI | 4 | $ 240,000 | $ 60,000 | $ 0 |
| Lebanon, PA | 4 | $ 250,000 | $ 62,500 | $ 135,000 |
| Lynchburg, VA | 4 | $ 210,000 | $ 52,500 | $ 0 |
| Merced, CA | 4 | $ 290,000 | $ 72,500 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 4 | $ 230,000 | $ 57,500 | $ 0 |
| Norwich-New London, CT | 4 | $ 1,640,000 | $ 410,000 | $ 415,000 |
| Palm Bay-Melbourne-Titusville, FL | 4 | $ 390,000 | $ 97,500 | $ 0 |
| Pinehurst-Southern Pines, NC | 4 | $ 250,000 | $ 62,500 | $ 0 |
| Roanoke, VA | 4 | $ 190,000 | $ 47,500 | $ 58,000 |
| San Rafael, CA | 4 | $ 850,000 | $ 212,500 | $ 0 |
| Sebastian-Vero Beach, FL | 4 | $ 1,490,000 | $ 372,500 | $ 946,000 |
| South Bend-Mishawaka, IN-MI | 4 | $ 190,000 | $ 47,500 | $ 0 |
| Springfield, MO | 4 | $ 260,000 | $ 65,000 | $ 0 |
| Yuba City, CA | 4 | $ 330,000 | $ 82,500 | $ 0 |
| Yuma, AZ | 4 | $ 310,000 | $ 77,500 | $ 0 |
| Albany, OR | 3 | $ 185,000 | $ 61,666 | $ 0 |
| Ames, IA | 3 | $ 205,000 | $ 68,333 | $ 0 |
| Ann Arbor, MI | 3 | $ 405,000 | $ 135,000 | $ 145,000 |
| Bangor, ME | 3 | $ 195,000 | $ 65,000 | $ 0 |
| Baton Rouge, LA | 3 | $ 155,000 | $ 51,666 | $ 0 |
| Bellingham, WA | 3 | $ 185,000 | $ 61,666 | $ 0 |
| Boston, MA | 3 | $ 915,000 | $ 305,000 | $ 657,000 |
| Brunswick, GA | 3 | $ 505,000 | $ 168,333 | $ 105,000 |
| Burlington, NC | 3 | $ 285,000 | $ 95,000 | $ 787,000 |
| Chico, CA | 3 | $ 155,000 | $ 51,666 | $ 0 |
| Clarksville, TN-KY | 3 | $ 135,000 | $ 45,000 | $ 0 |
| Cleveland, TN | 3 | $ 135,000 | $ 45,000 | $ 0 |
| El Centro, CA | 3 | $ 215,000 | $ 71,666 | $ 0 |
| Erie, PA | 3 | $ 155,000 | $ 51,666 | $ 0 |
| Fort Smith, AR-OK | 3 | $ 145,000 | $ 48,333 | $ 0 |
| Gainesville, FL | 3 | $ 235,000 | $ 78,333 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 3 | $ 435,000 | $ 145,000 | $ 59,000 |
| Jacksonville, NC | 3 | $ 155,000 | $ 51,666 | $ 0 |
| Johnson City, TN | 3 | $ 235,000 | $ 78,333 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 155,000 | $ 51,666 | $ 0 |
| Las Cruces, NM | 3 | $ 185,000 | $ 61,666 | $ 0 |
| Longview, WA | 3 | $ 165,000 | $ 55,000 | $ 0 |
| Missoula, MT | 3 | $ 315,000 | $ 105,000 | $ 0 |
| Montgomery, AL | 3 | $ 225,000 | $ 75,000 | $ 0 |
| Oklahoma City, OK | 3 | $ 145,000 | $ 48,333 | $ 0 |
| Punta Gorda, FL | 3 | $ 265,000 | $ 88,333 | $ 127,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 3 | $ 375,000 | $ 125,000 | $ 0 |
| Santa Cruz-Watsonville, CA | 3 | $ 425,000 | $ 141,666 | $ 0 |
| Sierra Vista-Douglas, AZ | 3 | $ 135,000 | $ 45,000 | $ 0 |
| St. Cloud, MN | 3 | $ 115,000 | $ 38,333 | $ 0 |
| State College, PA | 3 | $ 635,000 | $ 211,666 | $ 650,000 |
| Barnstable Town, MA | 2 | $ 1,680,000 | $ 840,000 | $ 1,130,000 |
| Bay City, MI | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Billings, MT | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Bowling Green, KY | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Bozeman, MT | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Brownsville-Harlingen, TX | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Cambridge-Newton-Framingham, MA | 2 | $ 1,100,000 | $ 550,000 | $ 324,000 |
| Cape Girardeau, MO-IL | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Carson City, NV | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Charlottesville, VA | 2 | $ 50,000 | $ 25,000 | $ 0 |
| Columbus, GA-AL | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Corpus Christi, TX | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Dalton, GA | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Daphne-Fairhope-Foley, AL | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Flint, MI | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Gettysburg, PA | 2 | $ 140,000 | $ 70,000 | $ 165,000 |
| Green Bay, WI | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Greenville, NC | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Hanford-Corcoran, CA | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Kenosha, WI | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Kokomo, IN | 2 | $ 50,000 | $ 25,000 | $ 0 |
| Lafayette-West Lafayette, IN | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Lexington-Fayette, KY | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Logan, UT-ID | 2 | $ 80,000 | $ 40,000 | $ 0 |
| McAllen-Edinburg-Mission, TX | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Medford, OR | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Mobile, AL | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Morristown, TN | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Pueblo, CO | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Rockford, IL | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Slidell-Mandeville-Covington, LA | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Spartanburg, SC | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Tallahassee, FL | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Topeka, KS | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Walla Walla, WA | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Wenatchee, WA | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Winchester, VA-WV | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Yakima, WA | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Altoona, PA | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Appleton, WI | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Athens-Clarke County, GA | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Auburn-Opelika, AL | 1 | $ 245,000 | $ 245,000 | $ 455,000 |
| Binghamton, NY | 1 | $ 315,000 | $ 315,000 | $ 179,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Burlington-South Burlington, VT | 1 | $ 555,000 | $ 555,000 | $ 120,000 |
| Cedar Rapids, IA | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Champaign-Urbana, IL | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Columbia, MO | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Decatur, AL | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Elizabethtown-Fort Knox, KY | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Fargo, ND-MN | 1 | $ 205,000 | $ 205,000 | $ 650,000 |
| Farmington, NM | 1 | $ 505,000 | $ 505,000 | $ 286,000 |
| Florence, SC | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Florence-Muscle Shoals, AL | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Fort Wayne, IN | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Grand Junction, CO | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Grants Pass, OR | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Gulfport-Biloxi-Pascagoula, MS | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Hattiesburg, MS | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Helena, MT | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Homosassa Springs, FL | 1 | $ 415,000 | $ 415,000 | $ 53,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Janesville-Beloit, WI | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Jonesboro, AR | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Joplin, MO | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Kankakee, IL | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Lafayette, LA | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Lewiston-Auburn, ME | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Lincoln, NE | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Longview, TX | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Manhattan, KS | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Mansfield, OH | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Midland, MI | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Monroe, LA | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Monroe, MI | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Morgantown, WV | 1 | $ 185,000 | $ 185,000 | $ 225,000 |
| Muncie, IN | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Muskegon, MI | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Napa, CA | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Nassau County-Suffolk County, NY | 1 | $ 695,000 | $ 695,000 | $ 300,000 |
| Oshkosh-Neenah, WI | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Panama City, FL | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Peoria, IL | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Rochester, MN | 1 | $ 25,000 | $ 25,000 | $ 0 |
| San Angelo, TX | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Santa Fe, NM | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Shreveport-Bossier City, LA | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Sioux City, IA-NE-SD | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Springfield, OH | 1 | $ 45,000 | $ 45,000 | $ 0 |
| St. Joseph, MO-KS | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Sumter, SC | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Terre Haute, IN | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Tyler, TX | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Valdosta, GA | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Watertown-Fort Drum, NY | 1 | $ 1,505,000 | $ 1,505,000 | $ 644,000 |
| Wausau, WI | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Weirton-Steubenville, WV-OH | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Wheeling, WV-OH | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Wildwood-The Villages, FL | 1 | $ 55,000 | $ 55,000 | $ 0 |
Mortgage Loan Application Detail Totals for Wsfs Bank in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 2,954 | $262,990,000 | $89,000 | $4,005,000 | $183,000 | $8,965,000 |
| Home Improvement | 1,954 | $255,670,000 | $130,000 | $1,995,000 | $150,000 | $2,450,000 |
| Home Purchase | 1,756 | $617,310,000 | $351,000 | $8,935,000 | $204,000 | $8,578,000 |
| Refinancing | 1,339 | $305,925,000 | $228,000 | $9,755,000 | $201,000 | $9,000,000 |
| Cash-out Refinancing | 114 | $40,110,000 | $351,000 | $2,755,000 | $149,000 | $944,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,271 | $319,635,000 | $97,000 | $9,755,000 | $0 | $0 |
| White | 3,206 | $827,600,000 | $258,000 | $8,935,000 | $205,000 | $8,578,000 |
| Black or African American | 686 | $107,360,000 | $156,000 | $1,805,000 | $108,000 | $8,965,000 |
| Hispanic | 362 | $68,210,000 | $188,000 | $2,075,000 | $130,000 | $9,000,000 |
| Not Provided | 335 | $92,345,000 | $275,000 | $2,285,000 | $171,000 | $1,115,000 |
| Asian | 237 | $64,665,000 | $272,000 | $1,395,000 | $195,000 | $1,754,000 |
| American Indian or Alaskan Native | 18 | $1,720,000 | $95,000 | $225,000 | $88,000 | $220,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $470,000 | $235,000 | $365,000 | $169,000 | $236,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,972 | $1,441,990,000 | $180,000 | $9,755,000 | $185,000 | $9,000,000 |
| FHA-insured (Federal Housing Administration) | 126 | $32,680,000 | $259,000 | $985,000 | $77,000 | $326,000 |
| VA-guaranteed (Veterans Administration) | 18 | $7,030,000 | $390,000 | $735,000 | $150,000 | $361,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $305,000 | $305,000 | $305,000 | $108,000 | $108,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,249 | $892,065,000 | $274,000 | $9,755,000 | $199,000 | $8,965,000 |
| Loan Purchased By The Institution | 3,153 | $250,565,000 | $79,000 | $505,000 | $0 | $0 |
| Application Denied By Financial Institution | 1,024 | $166,310,000 | $162,000 | $2,775,000 | $122,000 | $3,204,000 |
| Application Withdrawn By Applicant | 534 | $138,180,000 | $258,000 | $4,005,000 | $187,000 | $9,000,000 |
| File Closed For Incompleteness | 101 | $23,775,000 | $235,000 | $3,515,000 | $226,000 | $3,600,000 |
| Application Approved But Not Accepted | 56 | $11,110,000 | $198,000 | $835,000 | $157,000 | $1,128,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,093 | $1,315,695,000 | $185,000 | $9,755,000 | $197,000 | $9,000,000 |
| Debt-To-Income Ratio | 501 | $82,205,000 | $164,000 | $1,005,000 | $77,000 | $351,000 |
| Collateral | 221 | $45,465,000 | $205,000 | $2,775,000 | $176,000 | $2,181,000 |
| Credit History | 189 | $17,625,000 | $93,000 | $605,000 | $104,000 | $611,000 |
| Credit Application Incomplete | 69 | $11,875,000 | $172,000 | $805,000 | $229,000 | $3,204,000 |
| Other | 23 | $3,335,000 | $145,000 | $395,000 | $350,000 | $1,191,000 |
| Employment History | 12 | $1,690,000 | $140,000 | $315,000 | $57,000 | $204,000 |
| Unverifiable Information | 8 | $3,780,000 | $472,000 | $895,000 | $241,000 | $569,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $335,000 | $335,000 | $335,000 | $67,000 | $67,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wsfs Bank's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wsfs Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.
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