Wings Financial Credit Union Mortgage Lending & HMDA Data, 2025

In 2025, Wings Financial Credit Union of Apple Valley, MN reported 5,566 mortgage applications totaling $1.4 billion, down 5% from 2024. The average application was for $251,392, and applicants reported an average income of $163,572. 60% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (3,636), Atlanta-Sandy Springs-Roswell, GA (100) and Madison, WI (100) (applications in parentheses).

Mortgage Company & Address Wings Financial Credit Union
14985 Glazier Avenue
Apple Valley, MN 55124
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 5,566
Total Mortgage Loan Application Amount $1,399,250,000
Average Mortgage Loan Application Amount $251,392
Highest Mortgage Loan Application Amount $26,505,000
Average Applicant Income $163,572
Highest Applicant Income $7,201,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wings Financial Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Wings Financial Credit Union by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hennepin, Minnesota 1,343 $ 268,065,000 $ 199,601 $ 161,000
Dakota, Minnesota 779 $ 149,515,000 $ 191,931 $ 153,000
Anoka, Minnesota 301 $ 42,725,000 $ 141,943 $ 130,000
Scott, Minnesota 293 $ 52,335,000 $ 178,617 $ 168,000
Ramsey, Minnesota 258 $ 44,950,000 $ 174,224 $ 137,000
Washington, Minnesota 205 $ 52,895,000 $ 258,024 $ 206,000
Carver, Minnesota 168 $ 29,500,000 $ 175,595 $ 178,000
Wright, Minnesota 124 $ 21,140,000 $ 170,483 $ 133,000
Dane, Wisconsin 88 $ 114,770,000 $ 1,304,204 $ 223,000
Sherburne, Minnesota 73 $ 12,545,000 $ 171,849 $ 143,000
Crow Wing, Minnesota 61 $ 12,845,000 $ 210,573 $ 152,000
Rice, Minnesota 54 $ 10,500,000 $ 194,444 $ 147,000
Wayne, Michigan 47 $ 5,145,000 $ 109,468 $ 99,000
Maricopa, Arizona 39 $ 15,455,000 $ 396,282 $ 202,000
St. Louis, Minnesota 39 $ 9,895,000 $ 253,717 $ 175,000
King, Washington 34 $ 17,570,000 $ 516,764 $ 185,000
Lee, Florida 30 $ 7,680,000 $ 256,000 $ 220,000
St. Croix, Wisconsin 30 $ 6,580,000 $ 219,333 $ 197,000
Orange, Florida 28 $ 4,860,000 $ 173,571 $ 226,000
Chisago, Minnesota 23 $ 3,985,000 $ 173,260 $ 111,000
Fulton, Georgia 22 $ 3,870,000 $ 175,909 $ 151,000
District of Columbia, District Of Columbia 21 $ 22,975,000 $ 1,094,047 $ 109,000
Olmsted, Minnesota 21 $ 5,015,000 $ 238,809 $ 174,000
Clark, Nevada 20 $ 5,530,000 $ 276,500 $ 241,000
Oakland, Michigan 17 $ 3,185,000 $ 187,352 $ 126,000
Outagamie, Wisconsin 17 $ 5,575,000 $ 327,941 $ 139,000
Los Angeles, California 16 $ 9,910,000 $ 619,375 $ 214,000
Cass, Minnesota 16 $ 3,960,000 $ 247,500 $ 102,000
McLeod, Minnesota 16 $ 2,100,000 $ 131,250 $ 132,000
Morrison, Minnesota 16 $ 3,110,000 $ 194,375 $ 124,000
Polk, Wisconsin 15 $ 2,335,000 $ 155,666 $ 213,000
Osceola, Florida 14 $ 1,600,000 $ 114,285 $ 116,000
Henry, Georgia 14 $ 1,890,000 $ 135,000 $ 112,000
Pierce, Wisconsin 14 $ 1,570,000 $ 112,142 $ 152,000
Cobb, Georgia 13 $ 1,995,000 $ 153,461 $ 167,000
Goodhue, Minnesota 13 $ 2,655,000 $ 204,230 $ 104,000
Le Sueur, Minnesota 13 $ 1,395,000 $ 107,307 $ 130,000
Volusia, Florida 12 $ 2,660,000 $ 221,666 $ 173,000
Coweta, Georgia 12 $ 1,960,000 $ 163,333 $ 144,000
Montgomery, Maryland 12 $ 11,180,000 $ 931,666 $ 0
Pennington, Minnesota 12 $ 800,000 $ 66,666 $ 108,000
Stearns, Minnesota 12 $ 4,140,000 $ 345,000 $ 137,000
Broward, Florida 11 $ 4,415,000 $ 401,363 $ 169,000
DeKalb, Georgia 11 $ 2,715,000 $ 246,818 $ 142,000
Cook, Illinois 11 $ 6,555,000 $ 595,909 $ 105,000
Douglas, Minnesota 11 $ 3,805,000 $ 345,909 $ 228,000
Pima, Arizona 10 $ 2,990,000 $ 299,000 $ 98,000
Douglas, Colorado 10 $ 4,660,000 $ 466,000 $ 229,000
Pinellas, Florida 10 $ 3,200,000 $ 320,000 $ 147,000
Sarasota, Florida 10 $ 2,400,000 $ 240,000 $ 238,000
Clayton, Georgia 10 $ 690,000 $ 69,000 $ 263,000
Washtenaw, Michigan 10 $ 1,790,000 $ 179,000 $ 226,000
Burnett, Wisconsin 10 $ 1,050,000 $ 105,000 $ 106,000
Hillsborough, Florida 9 $ 2,785,000 $ 309,444 $ 186,000
Shelby, Tennessee 9 $ 1,035,000 $ 115,000 $ 204,000
Orange, California 8 $ 8,680,000 $ 1,085,000 $ 261,000
Capitol Planning Region, Connecticut 8 $ 2,050,000 $ 256,250 $ 111,000
Fayette, Georgia 8 $ 3,000,000 $ 375,000 $ 132,000
Aitkin, Minnesota 8 $ 1,640,000 $ 205,000 $ 207,000
Riverside, California 7 $ 1,935,000 $ 276,428 $ 164,000
San Diego, California 7 $ 7,995,000 $ 1,142,142 $ 328,000
Adams, Colorado 7 $ 1,035,000 $ 147,857 $ 140,000
Collier, Florida 7 $ 2,915,000 $ 416,428 $ 91,000
Sumter, Florida 7 $ 1,775,000 $ 253,571 $ 171,000
Middlesex, Massachusetts 7 $ 6,105,000 $ 872,142 $ 88,000
Livingston, Michigan 7 $ 1,545,000 $ 220,714 $ 278,000
Isanti, Minnesota 7 $ 905,000 $ 129,285 $ 116,000
Pierce, Washington 7 $ 3,395,000 $ 485,000 $ 411,000
Columbia, Wisconsin 7 $ 5,725,000 $ 817,857 $ 349,000
Waukesha, Wisconsin 7 $ 3,015,000 $ 430,714 $ 265,000
Arapahoe, Colorado 6 $ 3,240,000 $ 540,000 $ 297,000
El Paso, Colorado 6 $ 1,750,000 $ 291,666 $ 168,000
Cherokee, Georgia 6 $ 950,000 $ 158,333 $ 165,000
Spalding, Georgia 6 $ 550,000 $ 91,666 $ 78,000
Ingham, Michigan 6 $ 570,000 $ 95,000 $ 143,000
Itasca, Minnesota 6 $ 1,240,000 $ 206,666 $ 117,000
Mower, Minnesota 6 $ 770,000 $ 128,333 $ 152,000
Rockingham, New Hampshire 6 $ 3,260,000 $ 543,333 $ 230,000
Fairfax, Virginia 6 $ 5,040,000 $ 840,000 $ 0
Snohomish, Washington 6 $ 3,170,000 $ 528,333 $ 281,000
Brown, Wisconsin 6 $ 2,060,000 $ 343,333 $ 135,000
Fond du Lac, Wisconsin 6 $ 2,340,000 $ 390,000 $ 174,000
Rock, Wisconsin 6 $ 2,840,000 $ 473,333 $ 171,000
Sauk, Wisconsin 6 $ 1,010,000 $ 168,333 $ 82,000
Sawyer, Wisconsin 6 $ 4,070,000 $ 678,333 $ 288,000
Pinal, Arizona 5 $ 355,000 $ 71,000 $ 144,000
Alameda, California 5 $ 3,095,000 $ 619,000 $ 235,000
Forsyth, Georgia 5 $ 1,045,000 $ 209,000 $ 362,000
Kootenai, Idaho 5 $ 2,195,000 $ 439,000 $ 345,000
Kent, Michigan 5 $ 1,735,000 $ 347,000 $ 178,000
Monroe, Michigan 5 $ 365,000 $ 73,000 $ 87,000
Kanabec, Minnesota 5 $ 505,000 $ 101,000 $ 126,000
Meeker, Minnesota 5 $ 1,635,000 $ 327,000 $ 190,000
Mille Lacs, Minnesota 5 $ 525,000 $ 105,000 $ 181,000
Forsyth, North Carolina 5 $ 1,895,000 $ 379,000 $ 178,000
Collin, Texas 5 $ 1,955,000 $ 391,000 $ 210,000
Loudoun, Virginia 5 $ 5,315,000 $ 1,063,000 $ 0
Milwaukee, Wisconsin 5 $ 2,565,000 $ 513,000 $ 106,000
Contra Costa, California 4 $ 3,580,000 $ 895,000 $ 249,000
San Francisco, California 4 $ 1,860,000 $ 465,000 $ 187,000
Brevard, Florida 4 $ 630,000 $ 157,500 $ 246,000
Duval, Florida 4 $ 1,340,000 $ 335,000 $ 323,000
Manatee, Florida 4 $ 750,000 $ 187,500 $ 125,000
Marion, Florida 4 $ 450,000 $ 112,500 $ 177,000
Palm Beach, Florida 4 $ 1,480,000 $ 370,000 $ 181,000
Seminole, Florida 4 $ 1,330,000 $ 332,500 $ 199,000
Walton, Florida 4 $ 790,000 $ 197,500 $ 373,000
Douglas, Georgia 4 $ 480,000 $ 120,000 $ 124,000
Essex, Massachusetts 4 $ 1,650,000 $ 412,500 $ 52,000
Norfolk, Massachusetts 4 $ 3,830,000 $ 957,500 $ 0
Carlton, Minnesota 4 $ 540,000 $ 135,000 $ 111,000
Marshall, Minnesota 4 $ 750,000 $ 187,500 $ 79,000
Pine, Minnesota 4 $ 440,000 $ 110,000 $ 99,000
Steele, Minnesota 4 $ 640,000 $ 160,000 $ 143,000
Todd, Minnesota 4 $ 290,000 $ 72,500 $ 103,000
DeSoto, Mississippi 4 $ 440,000 $ 110,000 $ 91,000
Jackson, Missouri 4 $ 810,000 $ 202,500 $ 80,000
Queens, New York 4 $ 1,530,000 $ 382,500 $ 235,000
Iredell, North Carolina 4 $ 1,360,000 $ 340,000 $ 401,000
Williamson, Tennessee 4 $ 2,780,000 $ 695,000 $ 425,000
Dallas, Texas 4 $ 3,940,000 $ 985,000 $ 259,000
Tarrant, Texas 4 $ 1,270,000 $ 317,500 $ 95,000
Barron, Wisconsin 4 $ 2,090,000 $ 522,500 $ 232,000
Eau Claire, Wisconsin 4 $ 540,000 $ 135,000 $ 125,000
Winnebago, Wisconsin 4 $ 1,080,000 $ 270,000 $ 209,000
Yavapai, Arizona 3 $ 985,000 $ 328,333 $ 125,000
Benton, Arkansas 3 $ 1,165,000 $ 388,333 $ 109,000
Sacramento, California 3 $ 285,000 $ 95,000 $ 167,000
Denver, Colorado 3 $ 1,835,000 $ 611,666 $ 1,853,000
Jefferson, Colorado 3 $ 2,595,000 $ 865,000 $ 0
Larimer, Colorado 3 $ 1,755,000 $ 585,000 $ 324,000
Pasco, Florida 3 $ 645,000 $ 215,000 $ 263,000
Gwinnett, Georgia 3 $ 915,000 $ 305,000 $ 125,000
Kane, Illinois 3 $ 1,005,000 $ 335,000 $ 243,000
Polk, Iowa 3 $ 875,000 $ 291,666 $ 155,000
Anne Arundel, Maryland 3 $ 1,015,000 $ 338,333 $ 78,000
Calvert, Maryland 3 $ 895,000 $ 298,333 $ 175,000
Plymouth, Massachusetts 3 $ 2,075,000 $ 691,666 $ 0
Suffolk, Massachusetts 3 $ 1,645,000 $ 548,333 $ 305,000
Worcester, Massachusetts 3 $ 875,000 $ 291,666 $ 132,000
Jackson, Michigan 3 $ 555,000 $ 185,000 $ 183,000
Becker, Minnesota 3 $ 365,000 $ 121,666 $ 60,000
Blue Earth, Minnesota 3 $ 415,000 $ 138,333 $ 136,000
Grant, Minnesota 3 $ 365,000 $ 121,666 $ 56,000
Hubbard, Minnesota 3 $ 785,000 $ 261,666 $ 188,000
Nicollet, Minnesota 3 $ 125,000 $ 41,666 $ 80,000
Otter Tail, Minnesota 3 $ 815,000 $ 271,666 $ 89,000
Sibley, Minnesota 3 $ 565,000 $ 188,333 $ 140,000
Winona, Minnesota 3 $ 355,000 $ 118,333 $ 98,000
Flathead, Montana 3 $ 2,825,000 $ 941,666 $ 714,000
Gallatin, Montana 3 $ 2,005,000 $ 668,333 $ 117,000
Essex, New Jersey 3 $ 2,415,000 $ 805,000 $ 192,000
New York, New York 3 $ 1,895,000 $ 631,666 $ 159,000
Mecklenburg, North Carolina 3 $ 1,375,000 $ 458,333 $ 197,000
New Hanover, North Carolina 3 $ 525,000 $ 175,000 $ 183,000
Lucas, Ohio 3 $ 415,000 $ 138,333 $ 83,000
Clackamas, Oregon 3 $ 1,605,000 $ 535,000 $ 320,000
Providence, Rhode Island 3 $ 1,145,000 $ 381,666 $ 230,000
Minnehaha, South Dakota 3 $ 905,000 $ 301,666 $ 325,000
Pennington, South Dakota 3 $ 925,000 $ 308,333 $ 265,000
Hamilton, Tennessee 3 $ 475,000 $ 158,333 $ 69,000
Knox, Tennessee 3 $ 505,000 $ 168,333 $ 83,000
Montgomery, Tennessee 3 $ 645,000 $ 215,000 $ 186,000
Washington, Utah 3 $ 635,000 $ 211,666 $ 327,000
Alexandria, Virginia 3 $ 1,905,000 $ 635,000 $ 284,000
Henrico, Virginia 3 $ 1,095,000 $ 365,000 $ 38,000
Roanoke, Virginia 3 $ 875,000 $ 291,666 $ 130,000
Lewis, Washington 3 $ 285,000 $ 95,000 $ 80,000
Green, Wisconsin 3 $ 1,765,000 $ 588,333 $ 207,000
Vilas, Wisconsin 3 $ 1,405,000 $ 468,333 $ 125,000
Washburn, Wisconsin 3 $ 475,000 $ 158,333 $ 103,000
Anchorage, Alaska 2 $ 1,010,000 $ 505,000 $ 191,000
El Dorado, California 2 $ 800,000 $ 400,000 $ 168,000
Napa, California 2 $ 410,000 $ 205,000 $ 304,000
Santa Clara, California 2 $ 1,480,000 $ 740,000 $ 46,000
Sonoma, California 2 $ 2,370,000 $ 1,185,000 $ 426,000
Boulder, Colorado 2 $ 940,000 $ 470,000 $ 231,000
La Plata, Colorado 2 $ 610,000 $ 305,000 $ 423,000
Weld, Colorado 2 $ 1,480,000 $ 740,000 $ 0
Western Connecticut Planning Region, Connecticut 2 $ 3,560,000 $ 1,780,000 $ 0
Sussex, Delaware 2 $ 970,000 $ 485,000 $ 0
Charlotte, Florida 2 $ 390,000 $ 195,000 $ 410,000
Flagler, Florida 2 $ 960,000 $ 480,000 $ 347,000
Miami-Dade, Florida 2 $ 340,000 $ 170,000 $ 220,000
Okaloosa, Florida 2 $ 360,000 $ 180,000 $ 426,000
St. Johns, Florida 2 $ 340,000 $ 170,000 $ 87,000
Effingham, Georgia 2 $ 790,000 $ 395,000 $ 166,000
Greene, Georgia 2 $ 3,750,000 $ 1,875,000 $ 0
Morgan, Georgia 2 $ 760,000 $ 380,000 $ 304,000
Rockdale, Georgia 2 $ 240,000 $ 120,000 $ 80,000
DuPage, Illinois 2 $ 1,100,000 $ 550,000 $ 244,000
McHenry, Illinois 2 $ 140,000 $ 70,000 $ 365,000
Will, Illinois 2 $ 140,000 $ 70,000 $ 212,000
Boone, Indiana 2 $ 500,000 $ 250,000 $ 135,000
Greene, Indiana 2 $ 240,000 $ 120,000 $ 114,000
Hamilton, Indiana 2 $ 370,000 $ 185,000 $ 460,000
Lake, Indiana 2 $ 190,000 $ 95,000 $ 95,000
Scott, Iowa 2 $ 340,000 $ 170,000 $ 94,000
Gogebic, Michigan 2 $ 160,000 $ 80,000 $ 343,000
Iosco, Michigan 2 $ 30,000 $ 15,000 $ 60,000
Beltrami, Minnesota 2 $ 260,000 $ 130,000 $ 210,000
Clay, Minnesota 2 $ 880,000 $ 440,000 $ 121,000
Cook, Minnesota 2 $ 740,000 $ 370,000 $ 313,000
Wabasha, Minnesota 2 $ 490,000 $ 245,000 $ 140,000
Watonwan, Minnesota 2 $ 530,000 $ 265,000 $ 74,000
Christian, Missouri 2 $ 630,000 $ 315,000 $ 148,000
Clay, Missouri 2 $ 290,000 $ 145,000 $ 207,000
Taney, Missouri 2 $ 190,000 $ 95,000 $ 278,000
Missoula, Montana 2 $ 1,280,000 $ 640,000 $ 262,000
Lancaster, Nebraska 2 $ 630,000 $ 315,000 $ 0
Sarpy, Nebraska 2 $ 410,000 $ 205,000 $ 182,000
Washoe, Nevada 2 $ 630,000 $ 315,000 $ 153,000
Somerset, New Jersey 2 $ 300,000 $ 150,000 $ 108,000
Columbia, New York 2 $ 730,000 $ 365,000 $ 959,000
Suffolk, New York 2 $ 560,000 $ 280,000 $ 292,000
Guilford, North Carolina 2 $ 680,000 $ 340,000 $ 187,000
Johnston, North Carolina 2 $ 430,000 $ 215,000 $ 149,000
Moore, North Carolina 2 $ 310,000 $ 155,000 $ 139,000
Cass, North Dakota 2 $ 630,000 $ 315,000 $ 210,000
Hamilton, Ohio 2 $ 1,210,000 $ 605,000 $ 153,000
Holmes, Ohio 2 $ 400,000 $ 200,000 $ 179,000
Deschutes, Oregon 2 $ 690,000 $ 345,000 $ 81,000
Washington, Oregon 2 $ 160,000 $ 80,000 $ 169,000
Dauphin, Pennsylvania 2 $ 1,060,000 $ 530,000 $ 0
Lancaster, Pennsylvania 2 $ 390,000 $ 195,000 $ 138,000
Anderson, South Carolina 2 $ 600,000 $ 300,000 $ 138,000
Charleston, South Carolina 2 $ 1,950,000 $ 975,000 $ 7,201,000
Davidson, Tennessee 2 $ 230,000 $ 115,000 $ 168,000
Fayette, Tennessee 2 $ 240,000 $ 120,000 $ 166,000
Rutherford, Tennessee 2 $ 180,000 $ 90,000 $ 143,000
Cameron, Texas 2 $ 390,000 $ 195,000 $ 195,000
Denton, Texas 2 $ 2,640,000 $ 1,320,000 $ 0
Arlington, Virginia 2 $ 1,630,000 $ 815,000 $ 376,000
Montgomery, Virginia 2 $ 1,000,000 $ 500,000 $ 0
Virginia Beach, Virginia 2 $ 1,240,000 $ 620,000 $ 609,000
Klickitat, Washington 2 $ 860,000 $ 430,000 $ 157,000
Spokane, Washington 2 $ 640,000 $ 320,000 $ 271,000
Whatcom, Washington 2 $ 450,000 $ 225,000 $ 140,000
Calumet, Wisconsin 2 $ 620,000 $ 310,000 $ 357,000
Dodge, Wisconsin 2 $ 770,000 $ 385,000 $ 121,000
Iowa, Wisconsin 2 $ 540,000 $ 270,000 $ 136,000
Jefferson, Wisconsin 2 $ 90,000 $ 45,000 $ 168,000
Marathon, Wisconsin 2 $ 900,000 $ 450,000 $ 22,000
Oconto, Wisconsin 2 $ 830,000 $ 415,000 $ 180,000
Washington, Wisconsin 2 $ 520,000 $ 260,000 $ 170,000
Waupaca, Wisconsin 2 $ 940,000 $ 470,000 $ 659,000
Waushara, Wisconsin 2 $ 780,000 $ 390,000 $ 75,000
Baldwin, Alabama 1 $ 205,000 $ 205,000 $ 47,000
Chilton, Alabama 1 $ 215,000 $ 215,000 $ 0
Jefferson, Alabama 1 $ 315,000 $ 315,000 $ 0
Lee, Alabama 1 $ 235,000 $ 235,000 $ 0
Limestone, Alabama 1 $ 495,000 $ 495,000 $ 101,000
Madison, Alabama 1 $ 365,000 $ 365,000 $ 110,000
Tallapoosa, Alabama 1 $ 415,000 $ 415,000 $ 368,000
Matanuska-Susitna, Alaska 1 $ 395,000 $ 395,000 $ 342,000
Wrangell, Alaska 1 $ 105,000 $ 105,000 $ 167,000
Coconino, Arizona 1 $ 375,000 $ 375,000 $ 0
Santa Cruz, Arizona 1 $ 75,000 $ 75,000 $ 85,000
Baxter, Arkansas 1 $ 65,000 $ 65,000 $ 54,000
Jefferson, Arkansas 1 $ 25,000 $ 25,000 $ 73,000
Imperial, California 1 $ 105,000 $ 105,000 $ 45,000
Merced, California 1 $ 85,000 $ 85,000 $ 200,000
Placer, California 1 $ 975,000 $ 975,000 $ 0
San Bernardino, California 1 $ 555,000 $ 555,000 $ 0
San Joaquin, California 1 $ 135,000 $ 135,000 $ 205,000
San Luis Obispo, California 1 $ 1,355,000 $ 1,355,000 $ 0
San Mateo, California 1 $ 65,000 $ 65,000 $ 120,000
Tulare, California 1 $ 105,000 $ 105,000 $ 152,000
Broomfield, Colorado 1 $ 425,000 $ 425,000 $ 0
Chaffee, Colorado 1 $ 75,000 $ 75,000 $ 47,000
Garfield, Colorado 1 $ 675,000 $ 675,000 $ 155,000
Mesa, Colorado 1 $ 1,495,000 $ 1,495,000 $ 0
Summit, Colorado 1 $ 785,000 $ 785,000 $ 451,000
Naugatuck Valley Planning Region, Connecticut 1 $ 55,000 $ 55,000 $ 12,000
South Central Connecticut Planning Region, Connecticut 1 $ 115,000 $ 115,000 $ 134,000
Southeastern Connecticut Planning Region, Connecticut 1 $ 155,000 $ 155,000 $ 0
New Castle, Delaware 1 $ 835,000 $ 835,000 $ 0
Alachua, Florida 1 $ 175,000 $ 175,000 $ 177,000
DeSoto, Florida 1 $ 365,000 $ 365,000 $ 170,000
Escambia, Florida 1 $ 315,000 $ 315,000 $ 87,000
Gadsden, Florida 1 $ 195,000 $ 195,000 $ 189,000
Indian River, Florida 1 $ 105,000 $ 105,000 $ 79,000
Leon, Florida 1 $ 95,000 $ 95,000 $ 139,000
Polk, Florida 1 $ 215,000 $ 215,000 $ 226,000
Santa Rosa, Florida 1 $ 15,000 $ 15,000 $ 140,000
Butts, Georgia 1 $ 55,000 $ 55,000 $ 96,000
Catoosa, Georgia 1 $ 65,000 $ 65,000 $ 146,000
Chatham, Georgia 1 $ 25,000 $ 25,000 $ 47,000
Clarke, Georgia 1 $ 155,000 $ 155,000 $ 102,000
Hall, Georgia 1 $ 1,095,000 $ 1,095,000 $ 0
Hart, Georgia 1 $ 255,000 $ 255,000 $ 320,000
Houston, Georgia 1 $ 75,000 $ 75,000 $ 196,000
Jackson, Georgia 1 $ 255,000 $ 255,000 $ 527,000
Oconee, Georgia 1 $ 105,000 $ 105,000 $ 540,000
Paulding, Georgia 1 $ 105,000 $ 105,000 $ 354,000
Richmond, Georgia 1 $ 115,000 $ 115,000 $ 139,000
Troup, Georgia 1 $ 205,000 $ 205,000 $ 115,000
Maui, Hawaii 1 $ 155,000 $ 155,000 $ 119,000
Ada, Idaho 1 $ 115,000 $ 115,000 $ 80,000
Jo Daviess, Illinois 1 $ 415,000 $ 415,000 $ 120,000
Lake, Illinois 1 $ 915,000 $ 915,000 $ 414,000
Williamson, Illinois 1 $ 75,000 $ 75,000 $ 161,000
Allen, Indiana 1 $ 25,000 $ 25,000 $ 169,000
Carroll, Indiana 1 $ 285,000 $ 285,000 $ 280,000
Delaware, Indiana 1 $ 185,000 $ 185,000 $ 129,000
Elkhart, Indiana 1 $ 325,000 $ 325,000 $ 0
Floyd, Indiana 1 $ 165,000 $ 165,000 $ 411,000
Hendricks, Indiana 1 $ 455,000 $ 455,000 $ 133,000
Marion, Indiana 1 $ 235,000 $ 235,000 $ 108,000
Porter, Indiana 1 $ 315,000 $ 315,000 $ 424,000
St. Joseph, Indiana 1 $ 365,000 $ 365,000 $ 174,000
Wayne, Indiana 1 $ 55,000 $ 55,000 $ 228,000
Dubuque, Iowa 1 $ 385,000 $ 385,000 $ 123,000
Johnson, Iowa 1 $ 45,000 $ 45,000 $ 69,000
Fayette, Kentucky 1 $ 55,000 $ 55,000 $ 194,000
Calcasieu, Louisiana 1 $ 245,000 $ 245,000 $ 163,000
Jefferson, Louisiana 1 $ 535,000 $ 535,000 $ 212,000
Sagadahoc, Maine 1 $ 395,000 $ 395,000 $ 380,000
Somerset, Maine 1 $ 245,000 $ 245,000 $ 0
York, Maine 1 $ 165,000 $ 165,000 $ 189,000
Baltimore City, Maryland 1 $ 195,000 $ 195,000 $ 170,000
Carroll, Maryland 1 $ 185,000 $ 185,000 $ 0
Howard, Maryland 1 $ 295,000 $ 295,000 $ 275,000
Prince George's, Maryland 1 $ 395,000 $ 395,000 $ 0
Worcester, Maryland 1 $ 55,000 $ 55,000 $ 138,000
Bristol, Massachusetts 1 $ 295,000 $ 295,000 $ 0
Hampshire, Massachusetts 1 $ 205,000 $ 205,000 $ 0
Bay, Michigan 1 $ 15,000 $ 15,000 $ 118,000
Clare, Michigan 1 $ 145,000 $ 145,000 $ 182,000
Houghton, Michigan 1 $ 105,000 $ 105,000 $ 79,000
Isabella, Michigan 1 $ 345,000 $ 345,000 $ 103,000
Lenawee, Michigan 1 $ 185,000 $ 185,000 $ 212,000
Macomb, Michigan 1 $ 375,000 $ 375,000 $ 574,000
Ogemaw, Michigan 1 $ 45,000 $ 45,000 $ 60,000
Otsego, Michigan 1 $ 155,000 $ 155,000 $ 103,000
Ottawa, Michigan 1 $ 185,000 $ 185,000 $ 626,000
Benton, Minnesota 1 $ 95,000 $ 95,000 $ 95,000
Big Stone, Minnesota 1 $ 155,000 $ 155,000 $ 175,000
Chippewa, Minnesota 1 $ 15,000 $ 15,000 $ 84,000
Faribault, Minnesota 1 $ 55,000 $ 55,000 $ 100,000
Freeborn, Minnesota 1 $ 75,000 $ 75,000 $ 218,000
Kandiyohi, Minnesota 1 $ 175,000 $ 175,000 $ 207,000
Kittson, Minnesota 1 $ 95,000 $ 95,000 $ 55,000
Koochiching, Minnesota 1 $ 85,000 $ 85,000 $ 72,000
Lac qui Parle, Minnesota 1 $ 195,000 $ 195,000 $ 78,000
Martin, Minnesota 1 $ 75,000 $ 75,000 $ 146,000
Murray, Minnesota 1 $ 235,000 $ 235,000 $ 165,000
Norman, Minnesota 1 $ 195,000 $ 195,000 $ 59,000
Pope, Minnesota 1 $ 55,000 $ 55,000 $ 630,000
Renville, Minnesota 1 $ 235,000 $ 235,000 $ 80,000
Stevens, Minnesota 1 $ 315,000 $ 315,000 $ 134,000
Wadena, Minnesota 1 $ 175,000 $ 175,000 $ 92,000
Benton, Mississippi 1 $ 35,000 $ 35,000 $ 238,000
Forrest, Mississippi 1 $ 435,000 $ 435,000 $ 0
Marshall, Mississippi 1 $ 15,000 $ 15,000 $ 42,000
Tate, Mississippi 1 $ 505,000 $ 505,000 $ 231,000
Camden, Missouri 1 $ 495,000 $ 495,000 $ 215,000
St. Louis, Missouri 1 $ 885,000 $ 885,000 $ 0
Lake, Montana 1 $ 255,000 $ 255,000 $ 0
Yellowstone, Montana 1 $ 555,000 $ 555,000 $ 0
Dodge, Nebraska 1 $ 165,000 $ 165,000 $ 44,000
Douglas, Nebraska 1 $ 285,000 $ 285,000 $ 154,000
Douglas, Nevada 1 $ 755,000 $ 755,000 $ 0
Nye, Nevada 1 $ 455,000 $ 455,000 $ 91,000
Grafton, New Hampshire 1 $ 325,000 $ 325,000 $ 0
Hillsborough, New Hampshire 1 $ 295,000 $ 295,000 $ 0
Atlantic, New Jersey 1 $ 255,000 $ 255,000 $ 63,000
Bergen, New Jersey 1 $ 255,000 $ 255,000 $ 115,000
Cape May, New Jersey 1 $ 95,000 $ 95,000 $ 88,000
Hudson, New Jersey 1 $ 335,000 $ 335,000 $ 171,000
Monmouth, New Jersey 1 $ 215,000 $ 215,000 $ 250,000
Warren, New Jersey 1 $ 85,000 $ 85,000 $ 120,000
Eddy, New Mexico 1 $ 235,000 $ 235,000 $ 0
Albany, New York 1 $ 235,000 $ 235,000 $ 96,000
Broome, New York 1 $ 305,000 $ 305,000 $ 285,000
Dutchess, New York 1 $ 245,000 $ 245,000 $ 105,000
Erie, New York 1 $ 35,000 $ 35,000 $ 151,000
Kings, New York 1 $ 205,000 $ 205,000 $ 196,000
Nassau, New York 1 $ 125,000 $ 125,000 $ 204,000
Oneida, New York 1 $ 205,000 $ 205,000 $ 257,000
Rockland, New York 1 $ 125,000 $ 125,000 $ 203,000
Saratoga, New York 1 $ 55,000 $ 55,000 $ 89,000
Schuyler, New York 1 $ 25,000 $ 25,000 $ 275,000
Westchester, New York 1 $ 715,000 $ 715,000 $ 235,000
Alamance, North Carolina 1 $ 265,000 $ 265,000 $ 147,000
Alleghany, North Carolina 1 $ 155,000 $ 155,000 $ 111,000
Brunswick, North Carolina 1 $ 265,000 $ 265,000 $ 110,000
Buncombe, North Carolina 1 $ 305,000 $ 305,000 $ 120,000
Catawba, North Carolina 1 $ 105,000 $ 105,000 $ 82,000
Chatham, North Carolina 1 $ 465,000 $ 465,000 $ 131,000
Craven, North Carolina 1 $ 135,000 $ 135,000 $ 131,000
Davie, North Carolina 1 $ 35,000 $ 35,000 $ 77,000
Duplin, North Carolina 1 $ 35,000 $ 35,000 $ 54,000
Durham, North Carolina 1 $ 345,000 $ 345,000 $ 242,000
Gaston, North Carolina 1 $ 195,000 $ 195,000 $ 115,000
Henderson, North Carolina 1 $ 65,000 $ 65,000 $ 55,000
Polk, North Carolina 1 $ 55,000 $ 55,000 $ 50,000
Rockingham, North Carolina 1 $ 485,000 $ 485,000 $ 137,000
Union, North Carolina 1 $ 355,000 $ 355,000 $ 141,000
Wake, North Carolina 1 $ 1,145,000 $ 1,145,000 $ 0
Yancey, North Carolina 1 $ 1,115,000 $ 1,115,000 $ 392,000
Burleigh, North Dakota 1 $ 145,000 $ 145,000 $ 217,000
Ward, North Dakota 1 $ 345,000 $ 345,000 $ 119,000
Williams, North Dakota 1 $ 25,000 $ 25,000 $ 175,000
Cuyahoga, Ohio 1 $ 255,000 $ 255,000 $ 521,000
Franklin, Ohio 1 $ 75,000 $ 75,000 $ 47,000
Licking, Ohio 1 $ 55,000 $ 55,000 $ 131,000
Montgomery, Ohio 1 $ 205,000 $ 205,000 $ 220,000
Wayne, Ohio 1 $ 75,000 $ 75,000 $ 125,000
Wood, Ohio 1 $ 65,000 $ 65,000 $ 186,000
Lane, Oregon 1 $ 325,000 $ 325,000 $ 193,000
Lincoln, Oregon 1 $ 405,000 $ 405,000 $ 333,000
Multnomah, Oregon 1 $ 425,000 $ 425,000 $ 295,000
Delaware, Pennsylvania 1 $ 405,000 $ 405,000 $ 0
Jefferson, Pennsylvania 1 $ 295,000 $ 295,000 $ 250,000
Montgomery, Pennsylvania 1 $ 905,000 $ 905,000 $ 0
Philadelphia, Pennsylvania 1 $ 365,000 $ 365,000 $ 0
Washington, Pennsylvania 1 $ 45,000 $ 45,000 $ 171,000
Newport, Rhode Island 1 $ 455,000 $ 455,000 $ 241,000
Washington, Rhode Island 1 $ 905,000 $ 905,000 $ 0
Fairfield, South Carolina 1 $ 45,000 $ 45,000 $ 159,000
Horry, South Carolina 1 $ 205,000 $ 205,000 $ 110,000
Lexington, South Carolina 1 $ 255,000 $ 255,000 $ 82,000
Richland, South Carolina 1 $ 75,000 $ 75,000 $ 87,000
Franklin, Tennessee 1 $ 515,000 $ 515,000 $ 297,000
Madison, Tennessee 1 $ 305,000 $ 305,000 $ 225,000
Marshall, Tennessee 1 $ 255,000 $ 255,000 $ 0
Robertson, Tennessee 1 $ 145,000 $ 145,000 $ 177,000
Sevier, Tennessee 1 $ 155,000 $ 155,000 $ 237,000
White, Tennessee 1 $ 255,000 $ 255,000 $ 129,000
Bastrop, Texas 1 $ 485,000 $ 485,000 $ 428,000
Brazoria, Texas 1 $ 325,000 $ 325,000 $ 132,000
Fort Bend, Texas 1 $ 315,000 $ 315,000 $ 0
Harris, Texas 1 $ 455,000 $ 455,000 $ 199,000
Hays, Texas 1 $ 295,000 $ 295,000 $ 141,000
Montgomery, Texas 1 $ 95,000 $ 95,000 $ 62,000
Potter, Texas 1 $ 55,000 $ 55,000 $ 63,000
Salt Lake, Utah 1 $ 1,025,000 $ 1,025,000 $ 0
Bennington, Vermont 1 $ 565,000 $ 565,000 $ 439,000
Chittenden, Vermont 1 $ 1,225,000 $ 1,225,000 $ 0
Grand Isle, Vermont 1 $ 585,000 $ 585,000 $ 0
Albemarle, Virginia 1 $ 155,000 $ 155,000 $ 52,000
Carroll, Virginia 1 $ 525,000 $ 525,000 $ 0
Gloucester, Virginia 1 $ 95,000 $ 95,000 $ 124,000
James City, Virginia 1 $ 805,000 $ 805,000 $ 0
Lynchburg, Virginia 1 $ 245,000 $ 245,000 $ 296,000
Manassas, Virginia 1 $ 585,000 $ 585,000 $ 0
Norfolk, Virginia 1 $ 95,000 $ 95,000 $ 149,000
Northampton, Virginia 1 $ 995,000 $ 995,000 $ 0
Prince William, Virginia 1 $ 695,000 $ 695,000 $ 0
Richmond City, Virginia 1 $ 235,000 $ 235,000 $ 102,000
Warren, Virginia 1 $ 105,000 $ 105,000 $ 51,000
Mason, Washington 1 $ 155,000 $ 155,000 $ 266,000
Skagit, Washington 1 $ 305,000 $ 305,000 $ 207,000
Stevens, Washington 1 $ 155,000 $ 155,000 $ 199,000
Hampshire, West Virginia 1 $ 25,000 $ 25,000 $ 179,000
Monongalia, West Virginia 1 $ 955,000 $ 955,000 $ 0
Adams, Wisconsin 1 $ 255,000 $ 255,000 $ 145,000
Ashland, Wisconsin 1 $ 495,000 $ 495,000 $ 244,000
Bayfield, Wisconsin 1 $ 495,000 $ 495,000 $ 182,000
Buffalo, Wisconsin 1 $ 25,000 $ 25,000 $ 249,000
Chippewa, Wisconsin 1 $ 225,000 $ 225,000 $ 0
Door, Wisconsin 1 $ 1,995,000 $ 1,995,000 $ 586,000
Dunn, Wisconsin 1 $ 175,000 $ 175,000 $ 0
Juneau, Wisconsin 1 $ 55,000 $ 55,000 $ 110,000
La Crosse, Wisconsin 1 $ 405,000 $ 405,000 $ 278,000
Manitowoc, Wisconsin 1 $ 1,445,000 $ 1,445,000 $ 0
Oneida, Wisconsin 1 $ 405,000 $ 405,000 $ 0
Ozaukee, Wisconsin 1 $ 645,000 $ 645,000 $ 360,000
Racine, Wisconsin 1 $ 95,000 $ 95,000 $ 0
Sheboygan, Wisconsin 1 $ 215,000 $ 215,000 $ 92,000
Walworth, Wisconsin 1 $ 185,000 $ 185,000 $ 0

Mortgage Loan Application Detail Totals for Wings Financial Credit Union in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 1,773 $253,535,000 $142,000 $25,855,000 $170,000 $7,201,000
Home Purchase 1,670 $728,080,000 $435,000 $25,605,000 $169,000 $1,288,000
Other Purpose 1,263 $122,295,000 $96,000 $855,000 $147,000 $2,100,000
Refinancing 627 $192,125,000 $306,000 $17,915,000 $169,000 $1,659,000
Cash-out Refinancing 233 $103,215,000 $442,000 $26,505,000 $151,000 $927,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,838 $751,970,000 $195,000 $3,005,000 $168,000 $7,201,000
Not Provided 484 $115,460,000 $238,000 $1,945,000 $185,000 $1,284,000
Black or African American 385 $53,085,000 $137,000 $1,065,000 $121,000 $1,716,000
Not applicable 297 $372,605,000 $1,254,000 $26,505,000 $0 $0
Hispanic 291 $52,395,000 $180,000 $1,755,000 $146,000 $1,973,000
Asian 218 $45,380,000 $208,000 $1,465,000 $153,000 $733,000
American Indian or Alaskan Native 43 $6,335,000 $147,000 $535,000 $128,000 $310,000
Native Hawaiian or Other Pacific Islander 10 $2,020,000 $202,000 $595,000 $109,000 $280,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,565 $1,398,545,000 $251,000 $26,505,000 $163,000 $7,201,000
VA-guaranteed (Veterans Administration) 1 $705,000 $705,000 $705,000 $145,000 $145,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,362 $847,640,000 $252,000 $26,505,000 $178,000 $2,044,000
Application Denied By Financial Institution 825 $103,495,000 $125,000 $1,755,000 $110,000 $1,973,000
Application Approved But Not Accepted 633 $135,895,000 $214,000 $1,725,000 $181,000 $7,201,000
Loan Purchased By The Institution 258 $215,000,000 $833,000 $3,645,000 $0 $0
File Closed For Incompleteness 195 $19,885,000 $101,000 $605,000 $142,000 $2,100,000
Preapproval Denied by Financial Institution 134 $42,920,000 $320,000 $1,145,000 $92,000 $282,000
Application Withdrawn By Applicant 119 $19,485,000 $163,000 $1,735,000 $167,000 $1,716,000
Preapproval Approved but not Accepted 40 $14,930,000 $373,000 $1,005,000 $145,000 $468,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,607 $1,252,835,000 $271,000 $26,505,000 $176,000 $7,201,000
Debt-To-Income Ratio 421 $81,865,000 $194,000 $1,755,000 $82,000 $412,000
Credit History 310 $29,490,000 $95,000 $705,000 $110,000 $1,973,000
Collateral 100 $13,720,000 $137,000 $1,005,000 $175,000 $750,000
Other 93 $13,555,000 $145,000 $575,000 $140,000 $504,000
Employment History 19 $4,595,000 $241,000 $495,000 $99,000 $267,000
Unverifiable Information 16 $3,190,000 $199,000 $655,000 $118,000 $350,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Wings Financial Credit Union's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Wings Financial Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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