Livingston County IL
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Unlock detailed Livingston County IL mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Illinois.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,145 |
| Total Mortgage Loan Application Amount | $115,381,000 |
| Average Mortgage Loan Application Amount | $100,000 |
| Highest Mortgage Loan Application Amount | $514,000 |
| Average Applicant Income | $69,000 |
| Highest Applicant Income | $1,000,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| STATE BANK OF GRAYMONT 204 MAIN STREET LIVINGSTON, IL 61743 |
* | $ 179,900,000 | 158 | $ 15,376,000 |
| FIRST STATE BANK OF FORREST 133 E. KRACK ST. FORREST, IL 61741 |
* | $ 124,381,000 | 147 | $ 14,081,000 |
| FIRST FINANCIAL BANK, NATIONAL ASSOCIATION 1401 S. THIRD ST. TERRE HAUTE, IN 47802 |
* | $ 2,854,392,000 | 87 | $ 8,412,000 |
| BUSEY BANK 100 W UNIVERSITY AVE CHAMPAIGN, IL 61820 |
* | $ 3,345,575,000 | 67 | $ 6,382,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,161,490,000,000 | 64 | $ 7,460,000 |
| FLANAGAN STATE BANK 301 W FALCON HWY FLANAGAN, IL 61740 |
* | $ 143,473,000 | 58 | $ 6,136,000 |
| UNITED COMMUNITY BANK 104 N MACOUPIN CHATHAM, IL 62033 |
* | $ 954,685,000 | 46 | $ 5,357,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 263,309,559,000 | 38 | $ 3,856,000 |
| CENTRUE BANK 606 BROADWAY COAL CITY, IL 60416 |
* | $ 964,939,000 | 33 | $ 2,644,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,811,678,000,000 | 31 | $ 2,607,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 27 | $ 2,218,000 |
| FIRST STATE BANK 706 WASHINGTON STREET MENDOTA, IL 61342 |
* | $ 751,641,000 | 25 | $ 3,095,000 |
| REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 123,368,203,000 | 22 | $ 1,608,000 |
| VERMILION VALLEY BANK 4 E PEORIA PO BOX 128 PIPER CITY, IL 60959 |
* | $ 118,848,000 | 20 | $ 1,314,000 |
| AMERICAN COMMERCIAL BANK & TRUST, NATIONAL ASSOCIATION 701 LASALLE ST OTTAWA, IL 61350 |
* | $ 270,539,000 | 16 | $ 1,506,000 |
| GREEN HILL FINANCIAL 6547 N. AVONDALE #301D CHICAGO, IL 60631 |
* | $ 0 | 13 | $ 315,000 |
| FIRST STATE MORTGAGE SERVICES, LLC 502 N HERSHEY ROAD MENDOTA, IL 61704 |
* | $ 327,995,000 | 12 | $ 1,431,000 |
| FIRST FEDERAL SAVINGS BANK 633 LASALLE ST OTTAWA, IL 61350 |
* | $ 398,096,000 | 12 | $ 1,470,000 |
| HEARTLAND BANK AND TRUST COMPANY 401 N HERSHEY RD BLOOMINGTON, IL 61704 |
* | $ 1,943,815,000 | 11 | $ 1,387,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,459,157,302,000 | 11 | $ 1,073,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 330,470,810,000 | 10 | $ 1,080,000 |
| TOWN & COUNTRY BANC MORTGAGE SERVICES, INC. 3601 W WABASH AVE SPRINGFIELD, IL 62711 |
* | $ 237,850,000 | 10 | $ 1,281,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,288,658,000,000 | 8 | $ 815,000 |
| ADMIRALS BANK 15 PARK ROW WEST PROVIDENCE, RI 02903 |
* | $ 518,825,000 | 7 | $ 78,000 |
| STANDARD BANK AND TRUST CO. 7800 W 95TH ST HICKORY HILLS, IL 60457 |
* | $ 2,135,175,000 | 6 | $ 592,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 52,181,685,000 | 6 | $ 789,000 |
| STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 14,736,579,000 | 6 | $ 671,000 |
| FARMERS-MERCHANTS NATIONAL BANK OF PAXTON 101 N. TAFT ST. PAXTON, IL 60957 |
* | $ 107,450,000 | 6 | $ 613,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 114,540,379,000 | 5 | $ 692,000 |
| ALLY BANK 2101 REXFORD ROAD, SUITE 350W CHARLOTTE, NC 28211 |
* | $ 85,381,954,000 | 5 | $ 551,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 5 | $ 488,000 |
| NETWORK CAPITAL FUNDING CORPORATION 5 PARK PLAZA #800 CARSON CITY, NV 92614 |
* | $ 52,388,000 | 5 | $ 610,000 |
| CITIZENS BANK OF CHATSWORTH 502 E LOCUST ST CHATSWORTH, IL 60921 |
* | $ 48,647,000 | 5 | $ 415,000 |
| MORTON COMMUNITY BANK 721 W. JACKSON MORTON, IL 61550 |
* | $ 2,666,999,000 | 5 | $ 533,000 |
| FIRST MIDWEST BANK 300 N. HUNT CLUB ROAD GURNEE, IL 60031 |
* | $ 7,848,012,000 | 5 | $ 421,000 |
| MAZON STATE BANK 606 DEPOT ST., BOX 367 MAZON, IL 60444 |
* | $ 79,408,000 | 4 | $ 191,000 |
| ILLINI BANK 3200 W. ILES AVENUE SPRINGFIELD, IL 62711 |
* | $ 257,112,000 | 4 | $ 615,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 4 | $ 449,000 |
| PHH HOME LOANS, LLC 1 MORTGAGE WAY 2ND FLOOR MT LAUREL, NJ 08054 |
* | $ 4,597,939,000 | 4 | $ 315,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 4 | $ 446,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 13,039,950,000 | 3 | $ 365,000 |
| US BK NA ND 4325 17TH AVENUE, S.W. FARGO, ND 58103 |
* | $ 5,997,931,000 | 3 | $ 160,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 3 | $ 334,000 |
| RESIDENTIAL FINANCE CORPORATIO 1 EASTON OVAL #400 COLUMBUS, OH 43219 |
* | $ 17,533,484,000 | 3 | $ 391,000 |
| HOME LOAN CENTER, INC. 11115 RUSHMORE DRIVE CHARLOTTE, NC 28277 |
* | $ 10,000,000 | 3 | $ 338,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 13,623,469,000 | 3 | $ 429,000 |
| ALLIANT CREDIT UNION 11545 W TOUHY CHICAGO, IL 60666 |
* | $ 8,235,536,000 | 3 | $ 392,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 240,651,000 | 3 | $ 384,000 |
| GRUNDY BANK 201 LIBERTY STREET MORRIS, IL 60450 |
* | $ 253,104,000 | 3 | $ 317,000 |
| STATE BANK OF HERSCHER 10 TOBEY DR PO BOX 68 HERSCHER, IL 60941 |
* | $ 193,805,000 | 3 | $ 354,000 |
| GOODFIELD STATE BANK 201 S EUREKA STREET GOODFIELD, IL 61742 |
* | $ 70,023,000 | 2 | $ 209,000 |
| UNIVERSITY OF ILLINOIS COMMUNITY CREDIT UNION 2201 S FIRST ST CHAMPAIGN, IL 61820 |
* | $ 263,810,000 | 2 | $ 137,000 |
| NUMARK CREDIT UNION 1654 TERRY DR; P O BOX 2729 JOLIET, IL 60434 |
* | $ 163,495,000 | 2 | $ 187,000 |
| MAINSOURCE BANK 2105 N STATE RD 3 BYPASS GREENSBURG, IN 47240 |
* | $ 2,729,051,000 | 2 | $ 100,000 |
| EVOLVE BANK & TRUST 301 SHOPPING WAY BLVD WEST MEMPHIS, AR 72301 |
* | $ 247,163,000 | 2 | $ 402,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 9,790,194,000 | 2 | $ 174,000 |
| FIRST FEDERAL BANK 4705 US HWY 90 W LAKE CITY, FL 32055 |
* | $ 978,405,000 | 2 | $ 183,000 |
| MARINE BANK 3050 WABASH AVENUE SPRINGFIELD, IL 62704 |
* | $ 600,441,000 | 2 | $ 254,000 |
| LSI MORTGAGE PLUS 6470 E JOHNS CROSSING STE 400 DULUTH, GA 30097 |
* | $ 1,704,000 | 2 | $ 470,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ 138,031,000 | 2 | $ 302,000 |
| BMO BANK NATIONAL ASSOCIATION 111 W. MONROE CHICAGO, IL 60603 |
* | $ 97,264,044,000 | 2 | $ 179,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 2 | $ 257,000 |
| INLANTA MORTGAGE, INC. W239 N3490 PEWAUKEE ROAD, STE.200 PEWAUKEE, WI 53072 |
* | $ 39,000,000 | 2 | $ 193,000 |
| HERGET BANK NATIONAL ASSOCIATI 33 S 4TH STREET PEKIN, IL 61554 |
* | $ 267,337,000 | 2 | $ 268,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 46,925,466,000 | 2 | $ 204,000 |
| GMAC MORTGAGE, LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 1 | $ 118,000 |
| NYCB MORTGAGE COMPANY, LLC 1801 EAST 9TH STREET CLEVELAND, OH 44114 |
* | $ 75,001,000 | 1 | $ 71,000 |
| E*TRADE SAVINGS BANK 671 N. GLEBE RD 12TH FLOOR ARLINGTON, VA 22203 |
* | $ 1,677,184,000 | 1 | $ 92,000 |
| FIFTH THIRD BANK 38 FOUNTAIN SQUARE MD1090K1 CINCINNATI, OH 45263 |
* | $ 114,540,379,000 | 1 | $ 40,000 |
| PENTAGON FEDERAL CREDIT UNION 7940 JONES BRANCH DRIVE MCLEAN, VA 22102 |
* | $ 15,056,671,000 | 1 | $ 287,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 168,867,640,000 | 1 | $ 136,000 |
| ASSOCIATED BANK, NATIONAL ASSOCIATION 200 NORTH ADAMS STREET GREEN BAY, WI 54301 |
* | $ 21,715,012,000 | 1 | $ 514,000 |
| CAPITAL ONE NA 11130 INDUSTRIPLEX BLVD BATON ROUGE, LA 70809 |
* | $ 71,108,281,000 | 1 | $ 96,000 |
| FIRST MID BANK & TRUST, NATIONAL ASSOCIATION 1515 CHARLESTON AVE, PO BOX 499 MATTOON, IL 61938 |
* | $ 1,492,752,000 | 1 | $ 116,000 |
| INB, NATIONAL ASSOCIATION 322 E. CAPITOL SPRINGFIELD, IL 62701 |
* | $ 549,007,000 | 1 | $ 209,000 |
| FIRST NB OF GRANT PARK 119 N. MAIN ST. GRANT PARK, IL 60940 |
* | $ 118,194,000 | 1 | $ 75,000 |
| NATIONAL PENN BANK PO BOX 547 BOYERTOWN, PA 19512 |
* | $ 8,395,863,000 | 1 | $ 3,000 |
| HOMETOWN NATIONAL BANK 260 BUCKLIN STREET LASALLE, IL 61301 |
* | $ 176,070,000 | 1 | $ 69,000 |
| AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION 4301 E 53RD STREET DAVENPORT, IA 52807 |
* | $ 465,591,000 | 1 | $ 190,000 |
| THE FISHER NATIONAL BANK 1710 S NEIL ST SUITE 3 FISHER, IL 61820 |
* | $ 78,906,000 | 1 | $ 140,000 |
| HARVARD SAVINGS BANK 58 N AYER ST HARVARD, IL 60033 |
* | $ 169,144,000 | 1 | $ 68,000 |
| AFFILIATED MORTGAGE COMPANY 5700 LEGACY DRIVE STE 10 PLANO, TX 75024 |
* | $ 212,423,000 | 1 | $ 118,000 |
| BBMC MORTGAGE, LLC 100 W. 22ND ST LOMBARD, IL 60148 |
* | $ 149,000,000 | 1 | $ 97,000 |
| FIRST CHOICE LOAN SERVICES INC. ONE TOWER CENTER, FLOOR #18 EAST BRUNSWICK, NJ 08816 |
* | $ 669,000,000 | 1 | $ 200,000 |
| DAS ACQUISITION COMPANY, LLC 12140 WOODCREST EXECUTIVE DRIVE, STE 150 SAINT LOUIS, MO 63141 |
* | $ 37,000,000 | 1 | $ 212,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ 880,000,000 | 1 | $ 124,000 |
| ZILLOW HOME LOANS, LLC 10975 EL MONTE ST WICHITA, KS 66211 |
* | $ 10,000,000 | 1 | $ 211,000 |
| AMERICAN INTERNET MORTGAGE, INC. 4121 CAMINO DEL RIO SOUTH SAN DIEGO, CA 92108 |
* | $ 10,000,000 | 1 | $ 108,000 |
| AMERICAN FINANCIAL FUNDING CORP. 10649 W 163RD PL ORLAND PARK, IL 60467 |
* | $ 1,100,000 | 1 | $ 160,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ 10,000,000 | 1 | $ 93,000 |
| VAN DYK MORTGAGE CORPORATION 2449 CAMELOT CT SE GRAND RAPIDS, MI 49546 |
* | $ 10,000,000 | 1 | $ 97,000 |
| MORTGAGE INVESTORS CORP 6090 CENTRAL AVE ST. PETERSBURG, FL 33707 |
* | $ 10,000,000 | 1 | $ 106,000 |
| CASHCALL, INC. 1 CITY BLVD WEST SUITE 1000 ORANGE, CA 92868 |
* | $ 10,000,000 | 1 | $ 24,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ 10,000,000 | 1 | $ 100,000 |
| RELIANCE FIRST CAPITAL, LLC 201 OLD COUNTRY ROAD SUITE 205 WILMINGTON, DE 11747 |
* | $ 100,000,000 | 1 | $ 233,000 |
| CALIBER FUNDING LLC 6031 CONNECTION DRIVE, SUITE 200 IRVING, TX 75039 |
* | $ 37,112,000 | 1 | $ 141,000 |
| SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 SACRAMENTO, CA 90703 |
* | $ 10,000,000 | 1 | $ 104,000 |
| ACADEMY MORTGAGE CORPORATION 339 WEST 13490 SOUTH SALT LAKE CITY, UT 84020 |
* | $ 10,000,000 | 1 | $ 227,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 1 | $ 137,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ 10,000,000 | 1 | $ 149,000 |
| HOMEBRIDGE FINANCIAL SERVICES, INC. 194 WOOD AVE S, 9TH FLOOR ISELIN, NJ 08830 |
* | $ 10,000,000 | 1 | $ 151,000 |
| IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 1 | $ 158,000 |
| RANLIFE, INC. 9272 S. 700 E. SANDY, UT 84070 |
* | $ 3,304,000 | 1 | $ 167,000 |
| PROSPECT MORTGAGE, LLC 15301 VENTURA BLVD SUITE D300 SHERMAN OAKS, CA 91403 |
* | $ 10,000,000 | 1 | $ 153,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ 31,000,000 | 1 | $ 98,000 |
| IAA CREDIT UNION 808 IAA DRIVE BLOOMINGTON, IL 61701 |
* | $ 175,556,000 | 1 | $ 136,000 |
| BANK OF GIBSON CITY 804 S. SANGAMON AVE., PO BOX 311 GIBSON CITY, IL 60936 |
* | $ 66,815,000 | 1 | $ 30,000 |
| ILLINOIS STATE 1309 S CENTER NORMAL, IL 61761 |
* | $ 83,373,000 | 1 | $ 175,000 |
| HEALTHCARE ASSOCIATES CREDIT UNION 1151 E WARRENVILLE ROAD NAPERVILLE, IL 60563 |
* | $ 236,884,000 | 1 | $ 71,000 |
| GO MORTGAGE, LLC 15430 W CAPITOL DRIVE WILMINGTON, DE 53005 |
* | $ 10,000,000 | 1 | $ 118,000 |
| VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY DOVER, DE 89052 |
* | $ 11,000,000 | 1 | $ 101,000 |
| FINANCE OF AMERICA REVERSE LLC 8023 EAST 63RD PLACE, SUITE 700 WILMINGTON, DE 74133 |
* | $ 3,125,000 | 1 | $ 43,000 |
| GENEQUITY MORTGAGE, INC. 633 E STATE HIGHWAY 121 SOUTH #520 COPPELL, TX 75019 |
* | $ 40,000,000 | 1 | $ 290,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ 10,000,000 | 1 | $ 190,000 |
| COLONIAL SAVINGS, F.A. P O BOX 2988 FORT WORTH, TX 76113 |
* | $ 921,138,000 | 1 | $ 117,000 |
| HOME LOAN INVESTMENT BANK, F.S.B. ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 195,395,000 | 1 | $ 50,000 |
| FIRST COMMUNITY BANK AND TRUST P O BOX 457 BEECHER, IL 60401 |
* | $ 146,062,000 | 1 | $ 94,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,898,665,000 | 1 | $ 36,000 |
| GREAT LAKES CREDIT UNION 2525 GREEN BAY BANNOCKBURN, IL 60064 |
* | $ 543,937,000 | 1 | $ 99,000 |
| MID-ILLINI CREDIT UNION 1811 EASTLAND DRIVE BLOOMINGTON, IL 61704 |
* | $ 44,764,000 | 1 | $ 25,000 |
| FARMERS STATE BANK OF DANFORTH 200 NORTH FRONT STREET, P.O. BOX 168 DANFORTH, IL 60930 |
* | $ 63,873,000 | 1 | $ 37,000 |
| FIRST FARMERS STATE BANK 101 S MAIN MINIER, IL 61759 |
* | $ 150,016,000 | 1 | $ 98,000 |
| FEDERATED BANK 107 N. CHESTNUT ONARGA, IL 60955 |
* | $ 72,001,000 | 1 | $ 50,000 |
| BLACKHAWK BANK 400 BROAD ST. BELOIT, WI 53511 |
* | $ 558,221,000 | 1 | $ 165,000 |
| SOUTH SIDE TRUST & SAVINGS BANK OF PEORIA 2119 S.W. ADAMS PEORIA, IL 61602 |
* | $ 668,261,000 | 1 | $ 112,000 |
| PEOPLES BANK OF KANKAKEE COUNTY 315 MAIN NW BOURBONNAIS, IL 60914 |
* | $ 187,919,000 | 1 | $ 51,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2012, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Livingston County IL in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 715 | $78,429,000 | $109,000 | $514,000 | $73,000 | $1,000,000 |
| Home Purchase | 320 | $30,389,000 | $94,000 | $301,000 | $61,000 | $408,000 |
| Home Improvement | 110 | $6,563,000 | $59,000 | $360,000 | $66,000 | $202,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,022 | $102,270,000 | $100,000 | $360,000 | $71,000 | $1,000,000 |
| Not Provided | 46 | $4,757,000 | $103,000 | $233,000 | $64,000 | $703,000 |
| Not applicable | 39 | $4,482,000 | $114,000 | $514,000 | $9,000 | $95,000 |
| Hispanic | 19 | $1,477,000 | $77,000 | $211,000 | $56,000 | $120,000 |
| Black or African American | 10 | $1,235,000 | $123,000 | $239,000 | $78,000 | $190,000 |
| Asian | 6 | $951,000 | $158,000 | $260,000 | $127,000 | $240,000 |
| American Indian or Alaskan Native | 3 | $209,000 | $69,000 | $98,000 | $55,000 | $80,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 884 | $87,980,000 | $99,000 | $514,000 | $75,000 | $1,000,000 |
| FHA-insured (Federal Housing Administration) | 130 | $13,903,000 | $106,000 | $239,000 | $52,000 | $210,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 80 | $7,086,000 | $88,000 | $174,000 | $40,000 | $76,000 |
| VA-guaranteed (Veterans Administration) | 51 | $6,412,000 | $125,000 | $230,000 | $45,000 | $145,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 783 | $79,296,000 | $101,000 | $514,000 | $74,000 | $1,000,000 |
| Application Denied By Financial Institution | 178 | $16,958,000 | $95,000 | $296,000 | $63,000 | $286,000 |
| Loan Purchased By The Institution | 76 | $8,269,000 | $108,000 | $255,000 | $33,000 | $210,000 |
| Application Withdrawn By Applicant | 63 | $6,149,000 | $97,000 | $238,000 | $64,000 | $160,000 |
| Application Approved But Not Accepted | 25 | $2,486,000 | $99,000 | $351,000 | $75,000 | $408,000 |
| File Closed For Incompleteness | 20 | $2,223,000 | $111,000 | $232,000 | $56,000 | $138,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 50 | $3,585,000 | $71,000 | $214,000 | $47,000 | $120,000 |
| Collateral | 34 | $4,802,000 | $141,000 | $296,000 | $99,000 | $286,000 |
| Debt-To-Income Ratio | 20 | $2,023,000 | $101,000 | $260,000 | $49,000 | $127,000 |
| Credit Application Incomplete | 16 | $1,657,000 | $103,000 | $230,000 | $71,000 | $129,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $612,000 | $87,000 | $167,000 | $59,000 | $91,000 |
| Other | 6 | $541,000 | $90,000 | $124,000 | $71,000 | $112,000 |
| Employment History | 3 | $297,000 | $99,000 | $168,000 | $42,000 | $54,000 |
| Unverifiable Information | 1 | $79,000 | $79,000 | $79,000 | $80,000 | $80,000 |
| Mortgage Insurance Denied | 1 | $127,000 | $127,000 | $127,000 | $238,000 | $238,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.