Loving County, TX Mortgage Lenders & HMDA Data, 2020
In 2020, lenders reported 7 mortgage applications in Loving County, TX totaling $755,000, down 12% from 2019. The average application was for $107,000, and applicants reported an average income of $69,000. 43% of applications resulted in an originated loan and 43% were denied. The most active lender was Triad Financial Services, Inc., with 3 applications, followed by Vanderbilt Mortgage and Finance, Inc and Credit Human Federal Credit Un.
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| Years | 2024 2023 2022 2021 2020 2019 2016 2013 2012 2010 2009 2008 2007 2003 |
| Total Number of Mortgage Applications | 7 |
| Total Mortgage Loan Application Amount | $755,000 |
| Average Mortgage Loan Application Amount | $107,000 |
| Highest Mortgage Loan Application Amount | $165,000 |
| Average Applicant Income | $69,000 |
| Highest Applicant Income | $102,000 |
Top Mortgage Lenders in Loving County, TX (2020)
Ranked by the number of mortgage applications each lender reported in Loving County, TX in 2020.
| # | Mortgage Lender | Mortgage Applications | Total Dollar Amount | Average Loan Amount | Average Applicant Income |
|---|---|---|---|---|---|
| 1 | Triad Financial Services, Inc. Jacksonville, FL |
3 | $305,000 | $101,000 | $75,000 |
| 2 | Vanderbilt Mortgage and Finance, Inc Maryville, TN |
3 | $355,000 | $118,000 | $69,000 |
| 3 | Credit Human Federal Credit Un San Antonio, TX |
1 | $95,000 | $95,000 | $53,000 |
The tables below break down 2020 mortgage applications in Loving County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Loving County, TX in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7 | $755,000 | $107,000 | $165,000 | $69,000 | $102,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5 | $505,000 | $101,000 | $165,000 | $61,000 | $78,000 |
| American Indian or Alaskan Native | 2 | $250,000 | $125,000 | $135,000 | $90,000 | $102,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7 | $755,000 | $107,000 | $165,000 | $69,000 | $102,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3 | $375,000 | $125,000 | $165,000 | $69,000 | $78,000 |
| Application Denied By Financial Institution | 3 | $275,000 | $91,000 | $135,000 | $71,000 | $102,000 |
| Application Approved But Not Accepted | 1 | $105,000 | $105,000 | $105,000 | $65,000 | $65,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4 | $480,000 | $120,000 | $165,000 | $68,000 | $78,000 |
| Credit History | 2 | $200,000 | $100,000 | $135,000 | $80,000 | $102,000 |
| Unverifiable Information | 1 | $75,000 | $75,000 | $75,000 | $53,000 | $53,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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