Loving County, TX Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 2 mortgage applications in Loving County, TX totaling $330,000, down 67% from 2022. The average application was for $165,000, and applicants reported an average income of $104,000. 50% of applications resulted in an originated loan and 50% were denied. The most active lender was Vanderbilt Mortgage and Finance, Inc, with 1 applications.

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Years 2024  2023  2022  2021  2020  2019  2016  2013  2012  2010  2009  2008  2007  2003  
Total Number of Mortgage Applications 2
Total Mortgage Loan Application Amount $330,000
Average Mortgage Loan Application Amount $165,000
Highest Mortgage Loan Application Amount $175,000
Average Applicant Income $104,000
Highest Applicant Income $104,000
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Top Mortgage Lenders in Loving County, TX (2023)

Ranked by the number of mortgage applications each lender reported in Loving County, TX in 2023.

# Mortgage Lender Mortgage Applications Total Dollar Amount Average Loan Amount Average Applicant Income
1 Vanderbilt Mortgage and Finance, Inc
Maryville, TN
1 $175,000 $175,000 $0
2 Navy Federal Credit Union
Vienna, VA
1 $155,000 $155,000 $104,000

See every lender active in Loving County, TX in 2023 »

The tables below break down 2023 mortgage applications in Loving County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Loving County, TX in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2 $330,000 $165,000 $175,000 $104,000 $104,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Refinancing 0 $0 $0 $0 $0 $0
Cash-out Refinancing 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 1 $175,000 $175,000 $175,000 $0 $0
Not Provided 1 $155,000 $155,000 $155,000 $104,000 $104,000
White 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1 $175,000 $175,000 $175,000 $0 $0
VA-guaranteed (Veterans Administration) 1 $155,000 $155,000 $155,000 $104,000 $104,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1 $155,000 $155,000 $155,000 $104,000 $104,000
Application Denied By Financial Institution 1 $175,000 $175,000 $175,000 $0 $0
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 1 $175,000 $175,000 $175,000 $0 $0
Not applicable 1 $155,000 $155,000 $155,000 $104,000 $104,000
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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