Lubbock County, TX Mortgage Lenders & HMDA Data, 2014

In 2014, lenders reported 10,923 mortgage applications in Lubbock County, TX totaling $1.6 billion, down 25% from 2013. The average application was for $147,000, and applicants reported an average income of $81,000. 51% of applications resulted in an originated loan and 10% were denied. The most active lender was Primewest Mortgage Corporation, with 1,575 applications, followed by Wells Fargo Bank NA and City Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 10,923
Total Mortgage Loan Application Amount $1,608,095,000
Average Mortgage Loan Application Amount $147,000
Highest Mortgage Loan Application Amount $16,570,000
Average Applicant Income $81,000
Highest Applicant Income $3,106,000

Mortgage Company List for Lending in Lubbock County, TX for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Primewest Mortgage Corporation
7806 INDIANA AVENUE
LUBBOCK, TX 79423
* $ 10,000,000 1,575 $ 260,025,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,373,600,000,000 1,435 $ 184,683,000
City Bank
5219 CITY BANK PARKWAY
LUBBOCK, TX 79408
* $ 2,158,336,000 709 $ 98,051,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 26,795,278,000 612 $ 102,856,000
Prosperity Bank
1301 N MECHANIC ST
EL CAMPO, TX 77437
* $ 18,638,685,000 427 $ 53,538,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 393 $ 61,151,000
Peoples Bank
5820 82ND STREET
LUBBOCK, TX 79424
* $ 333,294,000 372 $ 51,471,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,361,206,000 280 $ 45,700,000
Texas Tech Federal Credit Union
4005 98TH STREET
LUBBOCK, TX 79409
* $ 104,714,000 271 $ 43,688,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 203 $ 33,129,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,945,467,000,000 195 $ 26,211,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,261,678,000 185 $ 30,619,000
Alliance Federal Credit Union
8401 QUAKER AVE
LUBBOCK, TX 79424
* $ 217,997,000 181 $ 15,344,000
Happy State Bank
701 S TAYLOR, LB 120
AMARILLO, TX 79101
* $ 2,445,872,000 157 $ 27,406,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,433,716,000,000 154 $ 23,071,000
Hometrust Mortgage Company
5353 W ALABAMA, SUITE 500
HOUSTON, TX 77056
* $ 10,000,000 147 $ 22,757,000
Aimbank
110 COLLEGE AVE
LEVELLAND, TX 79336
* $ 441,205,000 144 $ 26,276,000
Firstcapital Bank of Texas, National Association
3900 S. SONCY RD
AMARILLO, TX 79119
* $ 823,633,000 139 $ 24,714,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 134 $ 16,039,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 130 $ 13,895,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 117 $ 6,521,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 62,866,954,000 106 $ 17,002,000
First United Bank
5802 4TH STREET
LUBBOCK, TX 79416
* $ 1,138,774,000 104 $ 15,509,000
First Bank & Trust
9816 SLIDE RD.
LUBBOCK, TX 79424
* $ 628,221,000 94 $ 25,319,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 90 $ 5,586,000
Southwest Bank
4800 E. 42ND STREET
ODESSA, TX 79762
* $ 302,820,000 84 $ 13,536,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,346,747,000,000 82 $ 9,002,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 76 $ 8,496,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 76 $ 9,726,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 67 $ 10,996,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 59 $ 8,211,000
Vista Bank
5840 W NORTHWEST HWY
DALLAS, TX 75225
* $ 257,420,000 58 $ 6,920,000
Lubbock National Bank
4811 50TH
LUBBOCK, TX 79414
* $ 822,508,000 52 $ 5,845,000
BBVA USA
15 SOUTH 20TH ST
BIRMINGHAM, AL 35233
* $ 71,737,435,000 52 $ 8,451,000
Amarillo National Bank
410 S TAYLOR STREET
AMARILLO, TX 79101
* $ 3,773,640,000 51 $ 7,194,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,596,388,000 51 $ 2,749,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 48 $ 8,377,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 48 $ 9,320,000
Platinum Bank
6502 SLIDE RD, SUITE 110
LUBBOCK, TX 79424
* $ 181,033,000 47 $ 7,382,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 43 $ 5,686,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 39 $ 3,963,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 17,638,918,000 37 $ 3,556,000
Centennial Bank
904 AVE. O
LUBBOCK, TX 79401
* $ 718,310,000 37 $ 4,658,000
Citizens State Bank
13840 W. NEWBERRY RD
NEWBERRY, FL 32669
* $ 191,437,000 35 $ 144,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 35 $ 4,648,000
Plainscapital Bank
6565 HILLCREST AVE
DALLAS, TX 75205
* $ 8,361,206,000 32 $ 2,933,000
South Texas Bancshares, Inc.
PO BOX 160
SHALLOWATER, TX 79363
* $ 59,207,000 31 $ 1,958,000
American Bank of Commerce
530 US 62 FRONTAGE RD
WOLFFORTH, TX 79382
* $ 703,358,000 31 $ 3,595,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 179,126,294,000 30 $ 5,586,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 29 $ 4,240,000
Lone Star State Bank of West Texas
6220 MILWAUKEE AVENUE
LUBBOCK, TX 79424
* $ 552,769,000 29 $ 3,975,000
Security State Bank
501 PHELPS AVE; PO BOX 470
LITTLEFIELD, TX 79339
* $ 124,199,000 25 $ 2,317,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 55,502,976,000 25 $ 3,080,000
Western Bank
5701 82ND ST
LUBBOCK, TX 79401
* $ 172,739,000 24 $ 2,096,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 943,388,000 24 $ 3,803,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 79,339,664,000 24 $ 3,495,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 22 $ 2,525,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 15,766,346,000 21 $ 2,628,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 171,261,678,000 20 $ 880,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 20 $ 1,584,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 20 $ 2,928,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 19 $ 2,351,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 18 $ 2,122,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 18 $ 3,187,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 18 $ 3,397,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 16 $ 3,372,000
First California Mortgage Co., Inc.
1400 N MCDOWELL BLVD, SUITE 300
PETALUMA, CA 94954
* $ 10,000,000 16 $ 2,668,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 16 $ 2,628,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 15 $ 2,238,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 14 $ 1,769,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 14 $ 6,307,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 14 $ 1,919,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 13 $ 2,623,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 13 $ 1,432,000
First Mortgage Company, L.L.C.
6701 NORTH BROADWAY, SUITE 400
OKLAHOMA CITY, OK 73116
* $ 28,000,000 13 $ 1,956,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 238,482,903,000 12 $ 874,000
Commercial State Bank
200 SOUTH MAIN STREET
ANDREWS, TX 79714
* $ 487,608,000 12 $ 1,661,000
Westex Federal Credit Union
901 AVENUE Q
LUBBOCK, TX 79401
* $ 59,042,000 12 $ 1,256,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,763,439,000 10 $ 688,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 10 $ 1,677,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ 10,000,000 10 $ 2,090,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ 43,942,000 9 $ 1,552,000
Cadence Bank, N.A.
2100 3RD AVE N
BIRMINGHAM, AL 35203
* $ 6,437,850,000 9 $ 544,000
Aspire Financial Inc
4100 ALPHA RD #112
DALLAS, TX 75244
* $ 10,000,000 9 $ 728,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 9 $ 960,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 309,999,678,000 8 $ 1,015,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 8 $ 1,170,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 7 $ 1,072,000
Thrive Mortgage, LLC
4819 WILLIAMS DRIVE
CARROLLTON, TX 78633
* $ 917,364,000 7 $ 773,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 7 $ 812,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 7 $ 710,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 7 $ 1,274,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 7 $ 1,954,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 7 $ 811,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ 502,411,000 7 $ 883,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 22,971,000,000 7 $ 1,638,000
Randolph-Brooks Federal Credit Union
PO BOX 2097
UNIVERSAL CITY, TX 78148
* $ 5,717,040,000 7 $ 692,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 7 $ 748,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 7 $ 1,380,000
Bay Equity LLC

DETROIT, MI 48226
* $ 12,210,000 7 $ 1,454,000
Wr Starkey Mortgage LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 6 $ 890,000
Susser Bank
500 HARWOOD ROAD
BEDFORD, TX 76021
* $ 409,634,000 6 $ 800,000
First Financial Bank
400 PINE STREET
ABILENE, TX 79601
* $ 5,194,987,000 6 $ 701,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 168,648,000 6 $ 688,000
Patriot Bank Mortgage
7670 WOODWAY, SUITE 162
HOUSTON, TX 77063
* $ 511,822,000 6 $ 1,120,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 6 $ 564,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 6 $ 969,000
Guardian Mortgage Company, Inc
100 N. CENTRAL EXPRESSWAY SUITE 190
RICHARDSON, TX 75083
* $ 10,000,000 6 $ 540,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 6 $ 1,005,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 5 $ 1,004,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 5 $ 801,000
Lrs Financial Network dba Hnb Mortgage
2101 W. WADLEY STE. 36
MIDLAND, TX 79705
* $ 11,322,000 5 $ 633,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 5 $ 666,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 5 $ 674,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 5 $ 529,000
Citizens National Bank
PO BOX 529
CROSBYTON, TX 79322
* $ 47,070,000 5 $ 522,000
Security Service
15000 W INTERSTATE 10 BLDG 4
SAN ANTONIO, TX 78249
* $ 7,679,605,000 5 $ 634,000
Captex Bank, National Association
PO BOX 4
TRENTON, TX 75490
* $ 152,303,000 5 $ 960,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 5 $ 303,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 5 $ 775,000
First National Bank Texas
507 N. GRAY ST.
KILLEEN, TX 76541
* $ 1,138,264,000 5 $ 231,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ 40,000,000 4 $ 670,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ 50,442,000 4 $ 260,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 4 $ 897,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ 10,000,000 4 $ 249,000
Willow Bend Mortgage Company, LLC
5800 W PLANO PKWY STE 105
PLANO, TX 75093
* $ 22,642,000 4 $ 592,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 16,840,840,000 4 $ 644,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 690,026,000 4 $ 974,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,161,463,000 4 $ 801,000
Great Western Financial Services, Inc.
5408 W PLANO PKWY
PLANO, TX 75093
* $ 10,000,000 4 $ 658,000
Firstbank Southwest
2401 S. GEORGIA
AMARILLO, TX 79109
* $ 962,933,000 4 $ 750,000
American National Bank & Trust
2732 MIDWESTERN PKWY
WICHITA FALLS, TX 78130
* $ 427,619,000 4 $ 400,000
Certified Funding, L.P.
17304 PRESTON RD STE 620
DALLAS, TX 75252
* $ 10,000,000 4 $ 144,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 84,362,333,000 4 $ 417,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 4 $ 768,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 439,528,000 4 $ 848,000
Weststar Mortgage Corporation
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 87113
* $ 26,864,000 4 $ 662,000
Community National Bank
401 W. TEXAS AVE.
MIDLAND, TX 79701
* $ 1,075,691,000 4 $ 571,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 4 $ 201,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 4 $ 673,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 4 $ 314,000
Legacytexas Bank
5000 LEGACY DRIVE
PLANO, TX 75024
* $ 1,814,370,000 3 $ 416,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 3 $ 434,000
Ameripro Funding
8300 N. MOPAC EXPRESSWAY SUITE 120
AUSTIN, TX 78759
* $ 40,000,000 3 $ 713,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 245,863,000 3 $ 349,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 3 $ 450,000
Republic State Mortgage Company
815 HAWTHORNE STREET
HOUSTON, TX 77006
* $ 10,000,000 3 $ 694,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 3 $ 365,000
Amegy Mortgage Company, L.L.C.
4576 RESEARCH FOREST DRIVE
THE WOODLANDS, TX 77381
* $ 31,000,000 3 $ 340,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 3 $ 377,000
Pioneer Bank
3000 N. MAIN ST. / P. O. BOX 130
ROSWELL, NM 88201
* $ 645,901,000 3 $ 343,000
International Bank of Commerce
1200 SAN BERNARDO AVE.
LAREDO, TX 78040
* $ 9,829,860,000 3 $ 271,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 3 $ 562,000
Barrons Mortgage Group Ltd
3325 SOUTH TRYON STREET
CHARLOTTE, NC 28217
* $ 6,353,000 3 $ 433,000
The Bank and Trust, S.S.B.
1200 VETERANS BLVD
DEL RIO, TX 78840
* $ 410,688,000 3 $ 523,000
Reverse Mortgage Solutions Inc
14405 WALTERS RD SUITE 200
HOUSTON, TX 77014
* $ 10,978,000 3 $ 186,000
Energy One Federal Credit Union
6100 S YALE AVE, SUITE 100
TULSA, OK 74136
* $ 243,376,000 3 $ 387,000
Member Home Loan LLC
9601 JONES RD SUITE 108
HOUSTON, TX 77065
* $ 589,064,000 3 $ 449,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 617,585,000 3 $ 61,000
Truhome Solutions, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 3 $ 395,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 3 $ 430,000
Interbank
4921 NORTH MAY AVENUE
OKLAHOMA CITY, OK 73112
* $ 2,161,353,000 2 $ 13,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 2 $ 626,000
4trust Mortgage Inc
4200 SOUTH HULEN STE 410
FORT WORTH, TX 76109
* $ 10,000,000 2 $ 175,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 2 $ 245,000
Rally Credit Union
2814 RODD FIELD
CORPUS CHRISTI, TX 78414
* $ 2,004,666,000 2 $ 428,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ 10,000,000 2 $ 252,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ 608,779,509,000 2 $ 555,000
Community Bank
P O BOX 580
GRANBURY, TX 76048
* $ 559,281,000 2 $ 140,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 2 $ 336,000
Military Family Home Loans, Ll
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 1,102,281,049,000 2 $ 152,000
Berkadia Commercial Mortgage
323 NORRISTOWN ROAD SUITE 300
AMBLER, PA 19002
* $ 1,173,139,000 2 $ 11,320,000
Sfmc, LP
5408 W PLANO PKWY
PLANO, TX 75093
* $ 10,000,000 2 $ 244,000
American Heritage Capital, L.P.
4100 SPRING VALLEY ROAD SUITE 770
DALLAS, TX 75244
* $ 3,808,982,000 2 $ 466,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 2 $ 177,000
Amplify Federal Credit Union
3600 W PARMER LANE
AUSTIN, TX 78727
* $ 646,611,000 2 $ 16,000
Tib the Independent Bankersban
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,184,373,000 2 $ 275,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ 10,000,000 2 $ 235,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 1,269,690,000 2 $ 280,000
Alliance Financial Resources
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ 10,000,000 2 $ 401,000
Gardner Financial Services, Ltd.
3503 PAESANOS PKWY
SAN ANTONIO, TX 78231
* $ 81,392,000 2 $ 285,000
Credit Union of Texas
8131 LBJ FREEWAY, SUITE 500
ALLEN, TX 75013
* $ 1,086,046,000 2 $ 24,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 2 $ 353,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 277,561,000 2 $ 273,000
Firstkey Mortgage, LLC
900 THIRD AVENUE, SUITE 500
NEW YORK, NY 10022
* $ 4,365,000 2 $ 1,215,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 2 $ 207,000
Republic Mortgage Home Loans
5241 SOUTH STATE STREET, SUITE 2
MURRAY, UT 84107
* $ 10,000,000 2 $ 259,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ 3,304,000 2 $ 270,000
Texans Credit Union
777 E. CAMPBELL ROAD #300
RICHARDSON, TX 75081
* $ 1,424,948,000 2 $ 85,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 3,618,297,000 2 $ 327,000
First Mariner Bank
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,014,796,000 2 $ 811,000
American National Bank of Texa
102 W MOORE AVENUE
TERRELL, TX 75160
* $ 2,426,829,000 2 $ 336,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 2 $ 129,000
Chevron Federal Credit Union
2300 CLAYTON ROAD SUITE 700
CONCORD, CA 94520
* $ 2,352,853,000 2 $ 57,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 2 $ 275,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ 10,000,000 2 $ 438,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ 10,000,000 2 $ 232,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 2 $ 298,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 5,569,087,000 2 $ 268,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ 10,000,000 2 $ 328,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 2 $ 420,000
Homebank Texas
601 N HWY 175
SEAGOVILLE, TX 75159
* $ 115,332,000 2 $ 208,000
The Lending Partners, LLC
5560 TENNYSON PARKWAY, STE. 201
PLANO, TX 75024
* $ 10,000,000 2 $ 242,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 2 $ 432,000
Northstar Bank of Texas
400 N CARROLL BLVD
DENTON, TX 76201
* $ 1,101,375,000 2 $ 372,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ 10,000,000 2 $ 527,000
R M K Financial Corp.
1819 S. EXCISE AVENUE
ONTARIO, CA 91761
* $ 16,639,000 2 $ 269,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ 31,000,000 2 $ 711,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 539,275,000 1 $ 131,000
Herring Bank
2201 CIVIC CIRCLE
AMARILLO, TX 79109
* $ 472,650,000 1 $ 276,000
Geico Federal Credit Union
5260 WESTERN AVENUE
CHEVY CHASE, MD 20815
* $ 110,527,000 1 $ 120,000
Inwood National Bank
7621 INWOOD RD
DALLAS, TX 75209
* $ 1,562,275,000 1 $ 91,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ 10,000,000 1 $ 72,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ 40,000,000 1 $ 246,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 1 $ 261,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 1 $ 120,000
First Technology Federal Credit Union

HILLSBORO, OR 97124
* $ 6,533,403,000 1 $ 96,000
Pioneer Mortgage Company
3000 N. MAIN ST./P. O. BOX 130
ROSWELL, NM 88201
* $ 226,357,000 1 $ 188,000
Byline Bank
180 N LASALLE STREET, SUITE 300
CHICAGO, IL 60601
* $ 2,430,838,000 1 $ 548,000
Iq Credit Union
1313 MAIN STREET
VANCOUVER, WA 98660
* $ 509,492,000 1 $ 125,000
Mutual of Omaha Bank
3333 FARNAM ST
OMAHA, NE 68131
* $ 6,392,855,000 1 $ 201,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ 1,664,450,000 1 $ 25,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 45,602,567,000 1 $ 471,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 800,870,000 1 $ 320,000
First American Bank
303 W MAIN ST
ARTESIA, NM 88210
* $ 849,697,000 1 $ 187,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 566,962,000 1 $ 297,000
Self Help Federal Credit Union
301 W MAIN STREET
DURHAM, NC 27702
* $ 558,432,000 1 $ 101,000
Tiaa-Cref Trust Company FSB
211 NORTH BROADWAY, STE 1000
ST. LOUIS, MO 63102
* $ 2,412,590,000 1 $ 723,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ 10,000,000 1 $ 101,000
Omniamerican Bank
1320 S UNIVERSITY DRIVE
FORT WORTH, TX 76107
* $ 1,391,433,000 1 $ 132,000
The Security State Bank
PO BOX 156
WINTERS, TX 79567
* $ 45,953,000 1 $ 140,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 0 1 $ 112,000
Guaranty Trust Company
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 1 $ 270,000
Sanger Bank
PO BOX 1029
SANGER, TX 76266
* $ 112,455,000 1 $ 65,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 2,256,102,000 1 $ 204,000
Verabank,N.A.
P.O. BOX 1009
HENDERSON, TX 75653
* $ 1,259,678,000 1 $ 160,000
Dubuque Bank and Trust Company
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,540,049,000 1 $ 208,000
Homebanc, N.A.
3704 W. LAKE MARY BLVD
LAKE MARY, FL 32746
* $ 707,304,000 1 $ 571,000
First National Bank of Hutchinson, the
PO BOX 913
HUTCHINSON, KS 67504
* $ 599,709,000 1 $ 71,000
First National Bank of Fort St
1000 W, DICKINSON
FORT STOCKTON, TX 79735
* $ 64,452,000 1 $ 123,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 1,099,031,000 1 $ 223,000
Texas State Bank
2201 SHERWOOD WAY
SAN ANGELO, TX 76901
* $ 235,508,000 1 $ 203,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ 10,000,000 1 $ 122,000
Sente Mortgage, Inc.
4520 BURNET ROAD
AUSTIN, TX 78756
* $ 1,000,000,000 1 $ 95,000
West Texas State Bank
1501 W UNIVERSITY
ODESSA, TX 79764
* $ 391,690,000 1 $ 200,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 64,000
Franklin First Financial, Ltd
538 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 36,249,000 1 $ 181,000
Commercial Bank of Texas, NA
215 E MAIN ST
NACOGDOCHES, TX 75961
* $ 521,995,000 1 $ 109,000
Bank of Texas
320 TEXAS AVE
EL PASO, TX 79901
* $ 243,646,000 1 $ 122,000
University Federal Credit Union
8303 N MOPAC EXPRESSWAY
AUSTIN, TX 78759
* $ 1,673,431,000 1 $ 275,000
Texas Hill Country Bank
PO BOX 2300
BANDERA, TX 78003
* $ 49,607,000 1 $ 377,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 577,338,000 1 $ 39,000
My Community Credit Union
600 W LOUISIANA AVE
MIDLAND, TX 79701
* $ 277,554,000 1 $ 255,000
1st Community Federal Credit Union
3505 WILDEWOOD DRIVE
SAN ANGELO, TX 76904
* $ 206,286,000 1 $ 70,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ 12,000,000 1 $ 127,000
R Bank
3600 E PALM VALLEY BLVD
ROUND ROCK, TX 78665
* $ 262,376,000 1 $ 147,000
Guidance Residential, LLC
11107 SUNSET HILLS ROAD, STES 100 & 200
RESTON, VA 20190
* $ 10,000,000 1 $ 122,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ 10,000,000 1 $ 213,000
Cobalt Mortgage, Inc.
11241 SLATER AVE NE, SUITE 200
KIRKLAND, WA 98033
* $ 10,000,000 1 $ 242,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 340,728,000 1 $ 172,000
Benchmark Bank
5700 LEGACY DRIVE STE. 10
PLANO, TX 75024
* $ 414,540,000 1 $ 1,065,000
Education Credit Union
4400 INTERSTATE 40 WEST
AMARILLO, TX 79106
* $ 206,784,000 1 $ 149,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ 603,000 1 $ 125,000
Gmh Mortgage Services LLC
625 W RIDGE PIKE STE 100; BUILDING C
CONSHOHOCKEN, PA 19428
* $ 0 1 $ 124,000
Interlinc Mortgage Services, LLC
10613 W. SAM HOUSTON PKWY N. SUITE 200
HOUSTON, TX 77086
* $ 21,269,000 1 $ 129,000
Gladewater National Bank
678 N MAIN
GLADEWATER, TX 75647
* $ 55,642,000 1 $ 174,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 116,608,550,000 1 $ 108,000
Walker & Dunlop, LLC
7501 WISCONSIN AVE, STE 1200E
BETHESDA, MD 20814
* $ 552,596,000 1 $ 16,570,000
Town Square Mortgage & Investments LLC
17300 DALLAS PKWY, STE 1030
DALLAS, TX 75248
* $ 1,000,000,000 1 $ 142,000
Datcu
5940 SOUTH INTERSTATE 35 EAST
CORINTH, TX 76210
* $ 687,995,000 1 $ 50,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ 10,000,000 1 $ 136,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 1 $ 93,000
Bank of the Ozarks
PO BOX 8811
LITTLE ROCK, AR 72231
* $ 4,780,399,000 1 $ 155,000
Homestreet Bank
601 UNION STREET 2000 TWO UNION SQUARE
SEATTLE, WA 98101
* $ 3,040,697,000 1 $ 4,500,000
Mill City Credit Union
9999 WAYZATA BOULEVARD
MINNETONKA, MN 55305
* $ 302,778,000 1 $ 306,000
Texas Bank Financial
901 SANTA FE DRIVE
WEATHERFORD, TX 76086
* $ 108,891,000 1 $ 235,000
The Home Lending Group, LLC
215 KATHERINE DRIVE
FLOWOOD, MS 39232
* $ 22,596,000 1 $ 193,000
Waggoner National Bank
1818 TEXAS ST
VERNON, TX 76384
* $ 263,195,000 1 $ 74,000
First National Acceptance Company
241 EAST SAGINAW/P.O. BOX 980
EAST LANSING, MI 48826
* $ 10,498,000 1 $ 72,000
Red River Employees Federal Credit Union
4405 SUMMERHILL ROAD
TEXARKANA, TX 75503
* $ 659,905,000 1 $ 86,000
Colliers Mortgage LLC
90 SOUTH SEVENTH ST. SUITE 4300
MINNEAPOLIS, MN 55402
* $ 17,648,000 1 $ 281,000
Newrez Ventures LLC
4000 W. BROWN DEER ROAD
SPRINGFIELD, IL 53209
* $ 1,270,503,000 1 $ 126,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 144,156,000 1 $ 110,000
US Wide Financial LLC
VIBHU GROVER
ST LOUIS, MO 63146
* $ 1,000,000,000 1 $ 300,000
Wallick and Volk, Inc.
222 E. 18TH ST.
CHEYENNE, WY 82001
* $ 10,000,000 1 $ 182,000
First Nbc Bank
210 BARONE STREET
NEW ORLEANS, LA 70112
* $ 3,281,307,000 1 $ 68,000
Qualtrust Credit Union
6201 E CAMPUS CIRCLE DR
IRVING, TX 75063
* $ 189,862,000 1 $ 30,000
Capitol Federal Savings Bank
700 S KANSAS AVE
TOPEKA, KS 66603
* $ 9,128,932,000 1 $ 436,000
Iberiabank Mortgage Company
285 WEST ESPLANADE AVE, SECOND FLOOR
KENNER, LA 70065
* $ 13,294,766,000 1 $ 137,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ 10,000,000 1 $ 295,000
The First National Bank of Sonora
5710 SHERWOOD WAY
SONORA, TX 76950
* $ 339,642,000 1 $ 154,000
Bth Bank, National Association
412 E GOODE
QUITMAN, TX 75783
* $ 400,167,000 1 $ 194,000
Together Credit Union
MICHAEL DOUGHERTY
423 LYNCH STREET, MO 63118
* $ 1,412,555,000 1 $ 171,000
Community Mortgage Funding, LLC
3201 WEST TEMPLE AVE, SUITE 120
POMONA, CA 91768
* $ 500,000,000 1 $ 78,000
First State Bank
801 E CALIFORNIA STREET
GAINESVILLE, TX 76240
* $ 706,691,000 1 $ 271,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 3,564,057,000 1 $ 77,000
Oaktree Funding Corp
1298 WEST 7TH STREET
CHANDLER, AZ 85226
* $ 10,000,000 1 $ 131,000
Interstate Bank, SSB
5085 S COULTER
AMARILLO, TX 79119
* $ 185,562,000 1 $ 123,000
Southwest Bank
4100 INTERNATIONAL PLAZA, STE 900
FORT WORTH, TX 76109
* $ 1,295,797,000 1 $ 75,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ 10,000,000 1 $ 102,000
Citizens Bank, National Association
4201 S TREADAWAY BLVD
ABILENE, TX 79602
* $ 106,942,000 1 $ 56,000

The tables below break down 2014 mortgage applications in Lubbock County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Lubbock County, TX in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,652 $1,183,650,000 $154,000 $16,005,000 $80,000 $1,994,000
Refinancing 2,661 $393,955,000 $148,000 $16,570,000 $84,000 $3,106,000
Home Improvement 610 $30,490,000 $49,000 $6,320,000 $84,000 $1,046,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,193 $930,230,000 $150,000 $2,365,000 $107,000 $3,106,000
Not applicable 2,284 $389,387,000 $170,000 $16,570,000 $10,000 $682,000
Hispanic 1,510 $165,854,000 $109,000 $632,000 $75,000 $1,689,000
Not Provided 486 $61,760,000 $127,000 $900,000 $94,000 $1,020,000
Black or African American 220 $23,590,000 $107,000 $417,000 $79,000 $738,000
Asian 172 $28,682,000 $166,000 $1,757,000 $112,000 $1,007,000
American Indian or Alaskan Native 34 $4,648,000 $136,000 $455,000 $90,000 $560,000
Native Hawaiian or Other Pacific Islander 24 $3,944,000 $164,000 $392,000 $102,000 $400,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,436 $1,132,291,000 $152,000 $16,570,000 $97,000 $3,106,000
FHA-insured (Federal Housing Administration) 2,792 $357,860,000 $128,000 $6,320,000 $45,000 $809,000
VA-guaranteed (Veterans Administration) 632 $109,410,000 $173,000 $417,000 $57,000 $600,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 63 $8,534,000 $135,000 $417,000 $47,000 $96,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,622 $877,153,000 $156,000 $16,570,000 $102,000 $3,106,000
Loan Purchased By The Institution 2,979 $454,736,000 $152,000 $999,000 $40,000 $809,000
Application Denied By Financial Institution 1,096 $100,692,000 $91,000 $1,268,000 $73,000 $1,725,000
Application Withdrawn By Applicant 781 $120,570,000 $154,000 $920,000 $98,000 $1,000,000
Application Approved But Not Accepted 306 $36,506,000 $119,000 $555,000 $91,000 $900,000
File Closed For Incompleteness 138 $18,196,000 $131,000 $855,000 $65,000 $378,000
Preapproval Denied by Financial Institution 1 $242,000 $242,000 $242,000 $84,000 $84,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 268 $14,814,000 $55,000 $360,000 $64,000 $960,000
Debt-To-Income Ratio 163 $17,679,000 $108,000 $660,000 $57,000 $360,000
Collateral 68 $6,891,000 $101,000 $760,000 $134,000 $1,725,000
Other 55 $4,703,000 $85,000 $307,000 $81,000 $543,000
Credit Application Incomplete 47 $5,185,000 $110,000 $315,000 $94,000 $650,000
Unverifiable Information 20 $2,008,000 $100,000 $214,000 $104,000 $600,000
Insufficient Cash (Downpayment, Closing Cost) 20 $2,532,000 $126,000 $333,000 $71,000 $160,000
Employment History 8 $1,157,000 $144,000 $255,000 $72,000 $153,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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