Madison County, ID Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 1,060 mortgage applications in Madison County, ID totaling $291.6 million, up 6% from 2023. The average application was for $275,000, and applicants reported an average income of $177,000. 57% of applications resulted in an originated loan and 14% were denied. The most active lender was Idaho Central Credit Union, with 190 applications, followed by Beehive Federal Credit Union and Mountain America Federal Credit Union.

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,060
Total Mortgage Loan Application Amount $291,640,000
Average Mortgage Loan Application Amount $275,000
Highest Mortgage Loan Application Amount $7,505,000
Average Applicant Income $177,000
Highest Applicant Income $4,386,000

Mortgage Company List for Lending in Madison County, ID for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Idaho Central Credit Union
4400 CENTRAL WAY
CHUBBUCK, ID 83202
* $ n/a 190 $ 54,080,000
Beehive Federal Credit Union
PO BOX 40
REXBURG, ID 83440
* $ n/a 150 $ 22,660,000
Mountain America Federal Credit Union
7181 SOUTH CAMPUS VIEW DRIVE
SANDY, UT 84091
* $ n/a 75 $ 18,885,000
Zions Bancorporation, N.A.

DENVER, CO 80237
* $ n/a 36 $ 11,150,000
Canopy Mortgage, LLC
360 TECHNOLOGY COURT STE. 200
LINDON, UT 84003
* $ n/a 32 $ 10,960,000
Goldenwest Federal Credit Union
5025 ADAMS AVE
OGDEN, UT 84403
* $ n/a 31 $ 6,145,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 28 $ 9,960,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 28 $ 8,860,000
First Colony Mortgage Corporat
500 EAST PARK AVENUE SUITE 900
OREM, UT 84097
* $ n/a 22 $ 6,380,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 21 $ 5,855,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 20 $ 8,400,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 18 $ 5,370,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 17 $ 1,565,000
Eagle Bank and Trust Company
650 SOUTH SHACKLEFORD SUITE 150 P O BOX 22120
LITTLE ROCK, AR 72211
* $ n/a 16 $ 4,510,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 16 $ 5,590,000
Synergy One Lending, Inc.
3131 CAMINO DEL RIO N. SUITE 150
SAN DIEGO, CA 92101
* $ n/a 14 $ 4,340,000
D. L. Evans Bank
375 N OVERLAND AVE
BURLEY, ID 83318
* $ n/a 12 $ 4,810,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 12 $ 3,470,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 11 $ 825,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 11 $ 1,585,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 11 $ 5,175,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ n/a 11 $ 3,855,000
Glacier Bank
202 MAIN
KALISPELL, MT 59901
* $ n/a 10 $ 7,290,000
America First Federal Credit Union
4774 S 1300 W, BLDG 3
RIVERDALE, UT 84405
* $ n/a 9 $ 1,325,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 9 $ 3,515,000
Westmark Credit Union
PO BOX 2869
IDAHO FALLS, ID 83404
* $ n/a 9 $ 975,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 9 $ 2,795,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 8 $ 660,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 8 $ 500,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ n/a 7 $ 1,975,000
Belem Servicing, LLC dba Patriot Home Mortgage
230 N 1680 E
ST GEORGE, UT 84770
* $ n/a 7 $ 1,755,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 7 $ 3,065,000
The Bank of Commerce
3113 SOUTH 25TH EAST
AMMON, ID 83406
* $ n/a 6 $ 4,970,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 6 $ 2,080,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ n/a 6 $ 1,580,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 5 $ 1,755,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 5 $ 915,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 5 $ 1,045,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 5 $ 2,025,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 4 $ 490,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 4 $ 1,060,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ n/a 4 $ 1,300,000
Washington Federal
425 PIKE ST
SEATTLE, WA 98101
* $ n/a 4 $ 910,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 4 $ 440,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 4 $ 2,250,000
Frontier Credit Union
865 S WOODRUFF AVE
IDAHO FALLS, ID 83401
* $ n/a 4 $ 570,000
Connections Credit Union
1150 NORTH 8TH AVENUE
POCATELLO, ID 83201
* $ n/a 3 $ 395,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 3 $ 965,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 3 $ 1,245,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 3 $ 845,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 3 $ 755,000
Veritas Funding, LLC
MORGUN HALL
MIDVALE, UT 84047
* $ n/a 3 $ 735,000
Premier Mortgage Resources, LLC
3363 E PRESIDENTIAL DR STE 200
MERIDIAN, ID 83646
* $ n/a 3 $ 735,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 3 $ 1,415,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 3 $ 1,055,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 2 $ 480,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 2 $ 1,440,000
Capital Educators Fed CU
PO BOX 570 (275 S STRATFORD DR)
MERIDIAN, ID 83680
* $ n/a 2 $ 1,280,000
First Western Trust Bank
1900 16TH STREET SUITE #500
DENVER, CO 80202
* $ n/a 2 $ 310,000
Intercap Lending Inc
910 EAST 6600 SOUTH
SALT LAKE CITY, UT 84121
* $ n/a 2 $ 500,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 2 $ 700,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 2 $ 820,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 2 $ 550,000
Boeing Employees' Credit Union
12770 GATEWAY DRIVE
TUKWILA, WA 98168
* $ n/a 2 $ 730,000
Bank of Idaho
399 N CAPITAL
IDAHO FALLS, ID 83403
* $ n/a 2 $ 680,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ n/a 2 $ 830,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ n/a 1 $ 455,000
Valley West Corporation
8010 W SAHARA AVE SUITE #140
LAS VEGAS, NV 89117
* $ n/a 1 $ 375,000
Lookout Credit Union
707 S 9TH AVE
POCATELLO, ID 83201
* $ n/a 1 $ 55,000
Luxury Mortgage Corp.
FOUR LANDMARK SQUARE SUITE 300
STAMFORD, CT 06901
* $ n/a 1 $ 675,000
Deseret First Credit Union
3999 PARKWAY BOULEVARD
WEST VALLEY CITY, UT 84120
* $ n/a 1 $ 345,000
Utah Power Credit Union
957 E 6600 S
SALT LAKE CITY, UT 84121
* $ n/a 1 $ 665,000
Ladera Lending, Inc.
555 CORPORATE DRIVE SUITE 215
LADERA RANCH, CA 92694
* $ n/a 1 $ 105,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ n/a 1 $ 335,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 1 $ 55,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 1 $ 365,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ n/a 1 $ 425,000
Bluebird Home Loans LLC
616 SOUTH AMERICANA BLVD
BOISE, ID 83702
* $ n/a 1 $ 425,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 1 $ 55,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 1 $ 745,000
Nbh Bank
7800 EAST ORCHARD ROAD, SUITE 300
GREENWOOD VILLAGE, CO 80011
* $ n/a 1 $ 505,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 1 $ 335,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 1 $ 235,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ n/a 1 $ 415,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 1 $ 245,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 1 $ 205,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 1 $ 765,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ n/a 1 $ 225,000
Ally Bank

CHARLOTTE, NC 28202
* $ n/a 1 $ 345,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 1 $ 335,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 1 $ 45,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 1 $ 325,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 1 $ 385,000
Merchants Bank of Indiana
11555 N. MERIDIAN STREET
CARMEL, IN 46032
* $ n/a 1 $ 765,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 1 $ 245,000
Georgia's Own Credit Union
100 PEACHTREE ST NW
100 PEACHTREE ST. NW 2800, GA 30303
* $ n/a 1 $ 55,000
Archwest Funding

IRVINE, CA 92612
* $ n/a 1 $ 1,805,000
Originpoint, LLC
1800 W LARCHMONT AVE SUITE 305
CHICAGO, IL 60613
* $ n/a 1 $ 245,000
Stride Bank, National Association
324 WEST BROADWAY AVENUE
ENID, OK 73701
* $ n/a 1 $ 675,000
My Move Mortgage, LLC
MY MOVE MORTGAGE, LLC
SANDY, UT 84070
* $ n/a 1 $ 115,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ n/a 1 $ 315,000
Champions Funding, LLC
365 E GERMANN RD #140
GILBERT, AZ 85297
* $ n/a 1 $ 365,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 1 $ 485,000
Tomo Mortgage LLC
909 THIRD AVENUE 9TH FL
NEW YORK, NY 10018
* $ n/a 1 $ 295,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 1 $ 275,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 1 $ 175,000
Washington Trust Bank
717 W SPRAGUE AVE
SPOKANE, WA 99201
* $ n/a 1 $ 65,000

The tables below break down 2024 mortgage applications in Madison County, ID by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Madison County, ID in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 491 $163,075,000 $332,000 $7,505,000 $152,000 $2,113,000
Refinancing 169 $58,455,000 $345,000 $3,005,000 $268,000 $1,596,000
Other Purpose 168 $20,440,000 $121,000 $435,000 $159,000 $4,386,000
Cash-out Refinancing 145 $36,255,000 $250,000 $1,195,000 $144,000 $1,069,000
Home Improvement 87 $13,415,000 $154,000 $1,125,000 $233,000 $4,091,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 830 $215,810,000 $260,000 $3,605,000 $181,000 $4,386,000
Not Provided 98 $24,470,000 $249,000 $765,000 $170,000 $512,000
Not applicable 78 $38,680,000 $495,000 $7,505,000 $135,000 $138,000
Hispanic 33 $6,985,000 $211,000 $375,000 $112,000 $385,000
Asian 10 $2,460,000 $246,000 $455,000 $111,000 $251,000
Black or African American 7 $1,815,000 $259,000 $605,000 $202,000 $454,000
Native Hawaiian or Other Pacific Islander 2 $740,000 $370,000 $395,000 $151,000 $186,000
American Indian or Alaskan Native 2 $680,000 $340,000 $355,000 $98,000 $123,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 919 $238,485,000 $259,000 $7,505,000 $185,000 $4,386,000
FHA-insured (Federal Housing Administration) 97 $32,745,000 $337,000 $635,000 $97,000 $243,000
VA-guaranteed (Veterans Administration) 41 $19,455,000 $474,000 $965,000 $135,000 $334,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $955,000 $318,000 $325,000 $95,000 $100,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 604 $163,740,000 $271,000 $7,505,000 $171,000 $4,386,000
Application Denied By Financial Institution 149 $31,185,000 $209,000 $965,000 $192,000 $1,322,000
Loan Purchased By The Institution 98 $34,010,000 $347,000 $765,000 $160,000 $423,000
Application Withdrawn By Applicant 95 $32,295,000 $339,000 $3,005,000 $185,000 $1,596,000
Application Approved But Not Accepted 86 $26,820,000 $311,000 $1,805,000 $209,000 $725,000
File Closed For Incompleteness 25 $2,885,000 $115,000 $335,000 $116,000 $600,000
Preapproval Approved but not Accepted 2 $650,000 $325,000 $335,000 $122,000 $135,000
Preapproval Denied by Financial Institution 1 $55,000 $55,000 $55,000 $48,000 $48,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 898 $254,180,000 $283,000 $7,505,000 $173,000 $4,386,000
Debt-To-Income Ratio 72 $20,090,000 $279,000 $3,005,000 $131,000 $1,499,000
Collateral 32 $6,830,000 $213,000 $615,000 $210,000 $1,322,000
Credit History 21 $2,285,000 $108,000 $305,000 $82,000 $190,000
Credit Application Incomplete 13 $3,185,000 $245,000 $445,000 $147,000 $314,000
Unverifiable Information 12 $2,410,000 $200,000 $275,000 $751,000 $1,322,000
Other 9 $2,175,000 $241,000 $635,000 $266,000 $1,069,000
Insufficient Cash (Downpayment, Closing Cost) 3 $485,000 $161,000 $245,000 $150,000 $314,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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