Madison County, MT Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 490 mortgage applications in Madison County, MT totaling $506.5 million, down 7% from 2023. The average application was for $1,033,000, and applicants reported an average income of $336,000. 55% of applications resulted in an originated loan and 16% were denied. The most active lender was Stockman Bank of Montana, with 38 applications, followed by Opportunity Bank of Montana and First Interstate Bank.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Montana.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 490
Total Mortgage Loan Application Amount $506,540,000
Average Mortgage Loan Application Amount $1,033,000
Highest Mortgage Loan Application Amount $24,005,000
Average Applicant Income $336,000
Highest Applicant Income $8,233,000

Mortgage Company List for Lending in Madison County, MT for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Stockman Bank of Montana
700 MAIN STREET
MILES CITY, MT 59301
* $ n/a 38 $ 9,070,000
Opportunity Bank of Montana
1400 PROSPECT AVE
HELENA, MT 59601
* $ n/a 36 $ 8,640,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59101
* $ n/a 32 $ 10,510,000
Glacier Bank
202 MAIN
KALISPELL, MT 59901
* $ n/a 28 $ 14,350,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 28 $ 149,830,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 24 $ 44,090,000
Madison Valley Bank
213 E MAIN ST PO BOX 307
ENNIS, MT 59729
* $ n/a 20 $ 4,380,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 15 $ 6,605,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 12 $ 5,810,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 11 $ 825,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 11 $ 3,825,000
Evergreen Moneysource Mortgage Company
15405 SE 37TH STREET
BELLEVUE, WA 98006
* $ n/a 9 $ 5,355,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 7 $ 31,615,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 7 $ 2,545,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 7 $ 2,475,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 6 $ 1,130,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 6 $ 15,130,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 6 $ 720,000
Mountain America Federal Credit Union
7181 SOUTH CAMPUS VIEW DRIVE
SANDY, UT 84091
* $ n/a 6 $ 760,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ n/a 5 $ 6,065,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 5 $ 2,325,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 5 $ 1,735,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 5 $ 3,315,000
Cornerstone Capital Bank, SSB
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ n/a 5 $ 1,615,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ n/a 4 $ 2,470,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 4 $ 2,310,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 4 $ 880,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 4 $ 1,370,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 4 $ 1,600,000
Manhattan Bank
124 S BROADWAY ST
MANHATTAN, MT 59741
* $ n/a 4 $ 1,270,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 4 $ 1,680,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 4 $ 1,080,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 4 $ 2,210,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 4 $ 370,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 3 $ 425,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 3 $ 10,885,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 3 $ 415,000
Htlf Bank
1800 LARIMER ST #1800
DENVER, CO 80202
* $ n/a 3 $ 755,000
Horizon Credit Union
13224 E MANSFIELD AVE
SPOKANE VALLEY, WA 99216
* $ n/a 3 $ 375,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 3 $ 1,025,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ n/a 3 $ 4,725,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 3 $ 6,365,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ n/a 2 $ 35,620,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 2 $ 740,000
First Western Trust Bank
1900 16TH STREET SUITE #500
DENVER, CO 80202
* $ n/a 2 $ 790,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 2 $ 810,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 2 $ 800,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 2 $ 1,110,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 2 $ 530,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 2 $ 1,060,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 2 $ 1,330,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 2 $ 640,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 2 $ 760,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 2 $ 770,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 2 $ 2,540,000
Nqm Funding, LLC
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ n/a 1 $ 365,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 1 $ 285,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 1 $ 10,005,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 1 $ 125,000
Hmda Lar 2025-Final
1020 S BURLINGTON BLVD
BURLINGTON, WA 98233
* $ n/a 1 $ 425,000
Smartfi Home Loans

SAN DIEGO, CA 92122
* $ n/a 1 $ 3,435,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 1 $ 355,000
Cornerstone First Mortgage, LLC
2655 CAMINO DEL RIO N #450
SAN DIEGO, CA 92108
* $ n/a 1 $ 405,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 1 $ 65,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ n/a 1 $ 365,000
Midwest Bank
613 HWY 10 E PO BOX 703
DETROIT LAKES, MN 56501
* $ n/a 1 $ 10,005,000
Aneca Federal Credit Union
4361 YOUREE DRIVE
SHREVEPORT, LA 71105
* $ n/a 1 $ 695,000
Southerntrust Bank
101 N BROADWAY
MARION, IL 62959
* $ n/a 1 $ 385,000
Austin Bank, Texas National Association
PO BOX 1537
JACKSONVILLE, TX 75766
* $ n/a 1 $ 6,135,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 1 $ 75,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ n/a 1 $ 205,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ n/a 1 $ 2,005,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ n/a 1 $ 2,005,000
City 1st Mortgage Services, Lc
750 S. MAIN SUITE 104
BOUNTIFUL, UT 84010
* $ n/a 1 $ 565,000
The Park Bank
1815 GREENWAY CROSS
MADISON, WI 53713
* $ n/a 1 $ 1,555,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ n/a 1 $ 3,005,000
Agwest Farm Credit, Flca
2001 SOUTH FLINT ROAD
SPOKANE, WA 99224
* $ n/a 1 $ 505,000
Rbc Bank (Georgia), N.A.

RALEIGH, NC 27607
* $ n/a 1 $ 2,505,000
Oaktree Funding Corp
1298 WEST 7TH STREET
CHANDLER, AZ 85226
* $ n/a 1 $ 525,000
Goprime Mortgage, Inc.
320 N SALEM STREET
APEX, NC 27502
* $ n/a 1 $ 645,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 1 $ 595,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 1 $ 345,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 1 $ 345,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 1 $ 495,000
Benchmark Bank
5700 LEGACY DRIVE SUITE 10
PLANO, TX 75024
* $ n/a 1 $ 3,355,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 1 $ 3,025,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 1 $ 375,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 1 $ 1,675,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ n/a 1 $ 345,000
Rocky Mountain Credit Union
3400 N MONTANA AVE
HELENA, MT 59602
* $ n/a 1 $ 225,000
Deutsche Bank Trust Company Americas
1 COLUMBUS CIRCLE
NY, NY 10019
* $ n/a 1 $ 7,275,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 1 $ 355,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 1 $ 385,000
Signature Federal Credit Union
12 HERBERT ST.
ALEXANDRIA, VA 22305
* $ n/a 1 $ 155,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ n/a 1 $ 435,000
Altana Federal Credit Union
3212 CENTRAL AVENUE
BILLINGS, MT 59102
* $ n/a 1 $ 35,000
Story Bank dba Story Financial Partners
1300 MEADOWBROOK ROAD
JACKSON, MS 39211
* $ n/a 1 $ 905,000
Champions Funding, LLC
365 E GERMANN RD #140
GILBERT, AZ 85297
* $ n/a 1 $ 575,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 1 $ 355,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ n/a 1 $ 555,000
Americhoice Federal Credit Union
2175 BUMBLE BEE HOLLOW ROAD
MECHANICSBURG, PA 17055
* $ n/a 1 $ 85,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ n/a 1 $ 1,995,000
Columbia Bank
5885 MEADOWS RD SUITE 400
LAKE OSWEGO, OR 97035
* $ n/a 1 $ 5,005,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 1 $ 3,605,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 1 $ 405,000

The tables below break down 2024 mortgage applications in Madison County, MT by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Madison County, MT in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 220 $284,510,000 $1,293,000 $19,005,000 $461,000 $8,233,000
Refinancing 72 $42,680,000 $592,000 $8,475,000 $190,000 $1,569,000
Other Purpose 70 $71,620,000 $1,023,000 $21,615,000 $333,000 $4,187,000
Cash-out Refinancing 70 $87,190,000 $1,245,000 $24,005,000 $258,000 $4,739,000
Home Improvement 58 $20,540,000 $354,000 $3,505,000 $176,000 $1,625,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 374 $304,570,000 $814,000 $24,005,000 $305,000 $6,000,000
Not Provided 59 $67,185,000 $1,138,000 $8,005,000 $558,000 $8,233,000
Not applicable 47 $126,765,000 $2,697,000 $19,005,000 $228,000 $438,000
American Indian or Alaskan Native 5 $1,365,000 $273,000 $435,000 $90,000 $180,000
Asian 2 $6,350,000 $3,175,000 $5,745,000 $1,030,000 $1,996,000
Black or African American 1 $65,000 $65,000 $65,000 $171,000 $171,000
Hispanic 1 $85,000 $85,000 $85,000 $47,000 $47,000
Native Hawaiian or Other Pacific Islander 1 $155,000 $155,000 $155,000 $91,000 $91,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 432 $484,510,000 $1,121,000 $24,005,000 $362,000 $8,233,000
FHA-insured (Federal Housing Administration) 29 $9,205,000 $317,000 $505,000 $77,000 $144,000
VA-guaranteed (Veterans Administration) 26 $11,860,000 $456,000 $1,055,000 $116,000 $355,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $965,000 $321,000 $405,000 $99,000 $104,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 269 $325,135,000 $1,208,000 $21,615,000 $339,000 $4,865,000
Application Withdrawn By Applicant 85 $72,125,000 $848,000 $7,805,000 $440,000 $8,233,000
Application Denied By Financial Institution 78 $61,450,000 $787,000 $24,005,000 $193,000 $2,200,000
Loan Purchased By The Institution 30 $16,270,000 $542,000 $2,455,000 $396,000 $1,780,000
File Closed For Incompleteness 15 $4,425,000 $295,000 $795,000 $140,000 $395,000
Application Approved But Not Accepted 13 $27,135,000 $2,087,000 $10,005,000 $709,000 $3,709,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 385 $417,415,000 $1,084,000 $21,615,000 $345,000 $6,000,000
Debt-To-Income Ratio 60 $77,330,000 $1,288,000 $24,005,000 $373,000 $8,233,000
Collateral 18 $4,520,000 $251,000 $655,000 $312,000 $1,000,000
Credit History 10 $2,780,000 $278,000 $655,000 $116,000 $267,000
Credit Application Incomplete 6 $1,310,000 $218,000 $695,000 $126,000 $309,000
Insufficient Cash (Downpayment, Closing Cost) 5 $2,305,000 $461,000 $1,055,000 $136,000 $355,000
Other 3 $395,000 $131,000 $165,000 $450,000 $1,200,000
Unverifiable Information 3 $485,000 $161,000 $275,000 $179,000 $370,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Montana Lender List