Marion County, OH Mortgage Lenders & HMDA Data, 2011

In 2011, lenders reported 2,035 mortgage applications in Marion County, OH totaling $202.3 million, down 15% from 2010. The average application was for $99,000, and applicants reported an average income of $57,000. 46% of applications resulted in an originated loan and 26% were denied. The most active lender was Huntington National Bank, with 243 applications, followed by JPMorgan Chase Bank, NA and United Federal Credit Union.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Ohio.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,035
Total Mortgage Loan Application Amount $202,304,000
Average Mortgage Loan Application Amount $99,000
Highest Mortgage Loan Application Amount $4,011,000
Average Applicant Income $57,000
Highest Applicant Income $1,239,000

Mortgage Company List for Lending in Marion County, OH for 2011

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 52,799,993,000 243 $ 22,553,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,791,060,000,000 214 $ 24,399,000
United Federal Credit Union
2807 SOUTH STATE ST
ST. JOSEPH, MI 49085
* $ 1,228,405,000 142 $ 8,860,000
Fifth Third Bank
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 108,668,289,000 128 $ 11,697,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 310,099,589,000 119 $ 10,696,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,104,833,000,000 91 $ 12,840,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 254,825,730,000 90 $ 7,231,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,454,050,584,000 82 $ 9,040,000
The Park National Bank
50 N THIRD STREET
NEWARK, OH 43055
* $ 6,495,558,000 66 $ 5,146,000
American Mortgage Service Company
11503 SPRINGFIELD PIKE
CINCINNATI, OH 45246
* $ 10,000,000 58 $ 4,660,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 108,971,662,000 55 $ 5,699,000
The American Eagle Mortgage Co
6145 PARK SQUARE DRIVE SUITE 3
LORAIN, OH 44053
* $ 10,000,000 52 $ 4,691,000
The Ohio State Bank
111 S. MAIN STREET
MARION, OH 43302
* $ 115,172,000 47 $ 5,610,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 34 $ 2,615,000
Honda Federal Credit Union

MARYSVILLE, OH 43040
* $ 538,410,000 33 $ 2,531,000
Superior Financial Solutions
4230 ELIDA RD
LIMA, OH 45807
* $ 733,000 27 $ 2,283,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 27 $ 2,626,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 26 $ 2,836,000
Union Savings Bank
8534 E KEMPER RD
CINCINNATI, OH 45249
* $ 2,124,635,000 22 $ 2,445,000
The Richwood Banking Company
28 N. FRANKLIN ST.
RICHWOOD, OH 43344
* $ 325,354,000 18 $ 1,431,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 18 $ 1,728,000
Northern Ohio Investment Company
6444 MONROE STREET, SUITE 6
SYLVANIA, OH 43560
* $ 10,000,000 16 $ 1,398,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 15 $ 1,371,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,955,059,000 13 $ 1,328,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 85,930,126,000 10 $ 1,228,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 10,833,007,000 9 $ 960,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 9 $ 1,068,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 9 $ 1,099,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 9 $ 836,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 77,423,723,000 9 $ 976,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 9 $ 1,139,000
The First Citizens National Bank of Upper Sandusky
100 N. SANDUSKY AVENUE
UPPER SANDUSKY, OH 43351
* $ 218,567,000 9 $ 1,266,000
Citifinancial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 8 $ 244,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 8 $ 940,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 8 $ 826,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 8 $ 1,040,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 8 $ 876,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 8 $ 1,226,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 12,522,585,000 8 $ 704,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,216,291,000,000 7 $ 898,000
Residential Finance Corp.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 7 $ 1,082,000
Equity Resources Inc
PO BOX 5177
NEWARK, OH 43055
* $ 16,280,000 7 $ 849,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 7 $ 1,118,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 6 $ 633,000
First Option Mortgage, LLC
1100 CIRCLE 75 PARKWAY SOUTH EAST SUITE 300
ATLANTA, GA 30339
* $ 941,000 6 $ 740,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 44,423,207,000 6 $ 549,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 48,783,813,000 6 $ 688,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 5 $ 584,000
Priority Mortgage Corp.
150 E WILSON BRIDGE RD STE 350
WORTHINGTON, OH 43085
* $ 10,000,000 5 $ 561,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 5 $ 730,000
Kemba Financial Credit Union
555 OFFICENTER PL
GAHANNA, OH 43230
* $ 593,579,000 5 $ 220,000
Corporate America Family CU
2445 ALFT LANE
ELGIN, IL 60123
* $ 534,459,000 5 $ 620,000
First Federal Bank of Ohio
140 N COLUMBUS ST.
GALION, OH 44833
* $ 251,929,000 5 $ 312,000
South Central Bank, National Association
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 241,311,000 4 $ 94,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 555,205,000 4 $ 372,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 4 $ 440,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 4 $ 602,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 4 $ 496,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 4 $ 479,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 3 $ 307,000
Ag Credit, Aca
610 W. LYTLE ST.
FOSTORIA, OH 44830
* $ 10,000,000 3 $ 538,000
The Equitable Mortgage Corporation
655 METRO PLACE SOUTH SUITE 500
DUBLIN, OH 43017
* $ 10,000,000 3 $ 564,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 3 $ 360,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 3 $ 289,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,104,501,000 3 $ 135,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 16,490,790,000 3 $ 323,000
Farmers Citizens Bank
105 WASHNGTON SQUARE
BUCYRUS, OH 44820
* $ 355,839,000 3 $ 392,000
Firstmerit Mortgage Corp
4455 HILLS AND DALES RD. NW - MTG80
CANTON, OH 44708
* $ 6,000,000,000 3 $ 361,000
Onemain Financial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 0 3 $ 94,000
Provident Funding Group Inc
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 2,200,000,000 3 $ 220,000
First Liberty Financial Group
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ 1,000,000,000 2 $ 275,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 2 $ 66,000
Old Fort Banking Company
8034 MAIN STREET
OLD FORT, OH 44861
* $ 369,819,000 2 $ 667,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 213,864,000 2 $ 221,000
Delaware Cty B & Tc
110 RIVERBEND AVENUE
POWELL, OH 43065
* $ 565,057,000 2 $ 180,000
Mill City Credit Union
9999 WAYZATA BOULEVARD
MINNETONKA, MN 55305
* $ 273,029,000 2 $ 257,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 2 $ 190,000
Merrill Lynch Credit Corp
30930 RUSSELL RANCH RD CA6-916-01-14
WESTLAKE VILLAGE, CA 91362
* $ 2,223,299,000 2 $ 180,000
Home Savings of America
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 457,501,000 2 $ 186,000
Wesbanco Bank, Inc.
1 BANK PLAZA
WHEELING, WV 26003
* $ 5,348,107,000 2 $ 99,000
Dollar Bank, FSB
#3 GATEWAY CENTER, SEVEN WEST
PITTSBURGH, PA 15222
* $ 6,113,555,000 2 $ 100,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,796,328,000 2 $ 123,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 2 $ 235,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 2 $ 184,000
Mountain States Mortgage
1333 E 9400 S
SANDY, UT 84093
* $ 10,000,000 2 $ 253,000
Firstmerit Bank NA
III CASCADE PLAZA - CAS46
AKRON, OH 44308
* $ 14,328,404,000 2 $ 119,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 2 $ 143,000
Developer's Mortgage Company
2700 E DUBLIN GRANVILLE RD SUITE 460
COLUMBUS, OH 43219
* $ 10,000,000 2 $ 148,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ 10,000,000 2 $ 179,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 2 $ 241,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 2 $ 293,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 2 $ 245,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 1 $ 36,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 1 $ 112,000
First Financial Bank NA
255 EAST FIFTH STREET SUITE #900
CINCINNATI, OH 45202
* $ 6,237,352,000 1 $ 37,000
Liberty National Bank
100 EAST FRANKLIN STREET
KENTON, OH 43326
* $ 203,102,000 1 $ 1,142,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 1 $ 73,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 1 $ 156,000
Wcs Lending, LLC
951 YAMATO ROAD, SUITE 150
BOCA RATON, FL 33431
* $ 25,076,000 1 $ 126,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 45,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ 10,000,000 1 $ 135,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 1 $ 148,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 1 $ 124,000
Somerville National Bank, the
197 NORTH SOUTH MAIN STREET
SOMERVILLE, OH 45064
* $ 147,586,000 1 $ 147,000
Allquest Home Mortgage Corpora
6110 PINEMONT DR, STE 220
HOUSTON, TX 77092
* $ 10,000,000 1 $ 108,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 91,413,704,000 1 $ 40,000
Rbc Bank
131 NORTH CHURCH STREET
ROCKY MT., NC 27804
* $ 27,285,986,000 1 $ 249,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 830,474,000 1 $ 125,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 10,788,420,000 1 $ 112,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 3,942,789,000 1 $ 32,000
Mwabank
100 17TH STREET
ROCK ISLAND, IL 61201
* $ 241,105,000 1 $ 178,000
Carnegie Mortgage
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 1 $ 75,000
Sutton Bank
1 SOUTH MAIN ST
ATTICA, OH 44807
* $ 344,956,000 1 $ 20,000
The Farmers & Merchants State Bank
307 N DEFIANCE ST
ARCHBOLD, OH 43502
* $ 905,834,000 1 $ 96,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 4,469,196,000 1 $ 205,000
Civista Bank
100 EAST WATER ST
SANDUSKY, OH 44870
* $ 1,096,340,000 1 $ 500,000
The State Bank & Trust Company
401 CLINTON STREET
DEFIANCE, OH 43512
* $ 655,826,000 1 $ 119,000
First Federal S&L of Lakewood
14806 DETROIT AVE
LAKEWOOD, OH 44107
* $ 1,327,626,000 1 $ 339,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,054,163,000 1 $ 70,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 162,509,568,000 1 $ 160,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 109,283,991,000 1 $ 48,000
Coastal States Mortgage, Inc.
5 BOW CIRCLE
HILTON HEAD ISLAND, SC 29928
* $ 10,000,000 1 $ 83,000
Cme Federal Credit Union
150 E MOUND STREET SUITE 100
COLUMBUS, OH 43215
* $ 199,246,000 1 $ 140,000
Geauga Savings Bank
10800 KINSMAN RD
NEWBURY, OH 44065
* $ 423,759,000 1 $ 177,000
Partners 1st Federal Credit Union
1330 DIRECTORS ROW
FORT WAYNE, IN 46808
* $ 237,364,000 1 $ 223,000
Ut-Mco Federal Credit Union
5248 HILL AVE
TOLEDO, OH 43615
* $ 56,645,000 1 $ 161,000
First Community Bank
4300 EAST BROAD STREET
COLUMBUS, OH 43213
* $ 115,440,000 1 $ 148,000
Community Bank
PO BOX 1990
NOBLESVILLE, IN 46060
* $ 247,630,000 1 $ 79,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 274,760,000 1 $ 128,000
First Mrchs Bk
200 E. JACKSON ST
MUNCIE, IN 47305
* $ 234,378,000 1 $ 52,000
First Choice Bank
669 WHITEHEAD ROAD
LAWRENCEVILLE, NJ 08648
* $ 448,171,000 1 $ 248,000
Uif Corporation
29777 TELEGRAPH RD. SUITE 3590
SOUTHFIELD, MI 48034
* $ 133,851,000 1 $ 218,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 1 $ 89,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ 1,159,238,000 1 $ 100,000
American First Credit Union
6 POINTE DRIVE, STE 400
BREA, CA 92821
* $ 550,899,000 1 $ 83,000
Patelco Credit Union
5050 HOPYARD ROAD
DUBLIN, CA 94568
* $ 3,571,214,000 1 $ 36,000
Lake Michigan Credit Union
PO BOX 2848
GRAND RAPIDS, MI 49501
* $ 2,163,220,000 1 $ 52,000
Telhio Credit Union, Inc.
96 N. 4TH STREET
COLUMBUS, OH 43215
* $ 434,067,000 1 $ 5,000

The tables below break down 2011 mortgage applications in Marion County, OH by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Marion County, OH in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,275 $139,058,000 $109,000 $4,011,000 $63,000 $1,239,000
Home Purchase 619 $58,067,000 $93,000 $1,142,000 $43,000 $883,000
Home Improvement 141 $5,179,000 $36,000 $168,000 $57,000 $200,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,695 $163,317,000 $96,000 $530,000 $60,000 $1,239,000
Not applicable 154 $19,450,000 $126,000 $4,011,000 $8,000 $275,000
Not Provided 131 $13,251,000 $101,000 $299,000 $57,000 $176,000
Asian 21 $3,133,000 $149,000 $379,000 $120,000 $464,000
Black or African American 18 $1,505,000 $83,000 $205,000 $43,000 $85,000
Hispanic 11 $1,090,000 $99,000 $253,000 $84,000 $243,000
American Indian or Alaskan Native 4 $362,000 $90,000 $165,000 $149,000 $433,000
Native Hawaiian or Other Pacific Islander 1 $196,000 $196,000 $196,000 $270,000 $270,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,393 $136,603,000 $98,000 $4,011,000 $65,000 $1,239,000
FHA-insured (Federal Housing Administration) 507 $51,060,000 $100,000 $274,000 $38,000 $179,000
VA-guaranteed (Veterans Administration) 72 $8,337,000 $115,000 $227,000 $39,000 $113,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 63 $6,304,000 $100,000 $187,000 $33,000 $72,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 942 $96,437,000 $102,000 $4,011,000 $65,000 $1,239,000
Application Denied By Financial Institution 519 $49,543,000 $95,000 $500,000 $56,000 $720,000
Loan Purchased By The Institution 299 $29,857,000 $99,000 $271,000 $30,000 $275,000
Application Withdrawn By Applicant 145 $13,254,000 $91,000 $350,000 $60,000 $300,000
Application Approved But Not Accepted 78 $7,596,000 $97,000 $249,000 $59,000 $433,000
File Closed For Incompleteness 52 $5,617,000 $108,000 $336,000 $59,000 $330,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 134 $13,255,000 $98,000 $340,000 $66,000 $720,000
Credit History 126 $9,431,000 $74,000 $285,000 $47,000 $168,000
Credit Application Incomplete 72 $7,914,000 $109,000 $450,000 $71,000 $450,000
Debt-To-Income Ratio 66 $7,223,000 $109,000 $271,000 $38,000 $105,000
Other 34 $4,407,000 $129,000 $317,000 $80,000 $420,000
Insufficient Cash (Downpayment, Closing Cost) 11 $1,067,000 $97,000 $160,000 $56,000 $86,000
Unverifiable Information 3 $115,000 $38,000 $70,000 $62,000 $101,000
Employment History 2 $93,000 $46,000 $73,000 $27,000 $28,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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