Marion County, OH Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 2,331 mortgage applications in Marion County, OH totaling $248.6 million, up 15% from 2011. The average application was for $106,000, and applicants reported an average income of $56,000. 48% of applications resulted in an originated loan and 24% were denied. The most active lender was JPMorgan Chase Bank, NA, with 239 applications, followed by Huntington National Bank and US Bank, N.A..

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,331
Total Mortgage Loan Application Amount $248,640,000
Average Mortgage Loan Application Amount $106,000
Highest Mortgage Loan Application Amount $11,280,000
Average Applicant Income $56,000
Highest Applicant Income $1,199,000

Mortgage Company List for Lending in Marion County, OH for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 239 $ 25,524,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 54,183,383,000 226 $ 21,317,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 134 $ 12,240,000
United Federal Credit Union
2807 SOUTH STATE ST
ST. JOSEPH, MI 49085
* $ 1,344,283,000 132 $ 8,093,000
Northern Ohio Investment Company
6444 MONROE STREET, SUITE 6
SYLVANIA, OH 43560
* $ 10,000,000 123 $ 11,409,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 121 $ 13,409,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 101 $ 9,775,000
The Park National Bank
50 N THIRD STREET
NEWARK, OH 43055
* $ 6,281,747,000 84 $ 7,262,000
Fifth Third Bank
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 114,540,379,000 80 $ 6,361,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 114,540,379,000 76 $ 8,272,000
The American Eagle Mortgage Co
6145 PARK SQUARE DRIVE SUITE 3
LORAIN, OH 44053
* $ 10,000,000 66 $ 7,350,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 63 $ 5,089,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 60 $ 3,975,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 47 $ 4,495,000
The Ohio State Bank
111 S. MAIN STREET
MARION, OH 43302
* $ 125,505,000 44 $ 3,482,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 37 $ 2,994,000
Union Savings Bank
8534 E KEMPER RD
CINCINNATI, OH 45249
* $ 2,218,607,000 34 $ 3,799,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 28 $ 3,797,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,623,469,000 27 $ 2,852,000
The Richwood Banking Company
28 N. FRANKLIN ST.
RICHWOOD, OH 43344
* $ 346,240,000 25 $ 2,178,000
Honda Federal Credit Union

MARYSVILLE, OH 43040
* $ 564,074,000 25 $ 2,225,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 23 $ 2,217,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 22 $ 1,917,000
The First Citizens National Bank of Upper Sandusky
100 N. SANDUSKY AVENUE
UPPER SANDUSKY, OH 43351
* $ 220,248,000 21 $ 1,745,000
Ag Credit, Aca
610 W. LYTLE ST.
FOSTORIA, OH 44830
* $ 10,000,000 20 $ 2,383,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 16 $ 1,224,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 86,198,836,000 13 $ 22,822,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 12 $ 1,114,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 12 $ 1,399,000
Equity Resources Inc
PO BOX 5177
NEWARK, OH 43055
* $ 16,280,000 12 $ 1,354,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 11 $ 698,000
First Federal Bank of Ohio
140 N COLUMBUS ST.
GALION, OH 44833
* $ 255,500,000 10 $ 550,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 9 $ 64,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 9 $ 1,178,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 9 $ 893,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 8 $ 943,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 8 $ 923,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 8 $ 765,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 8 $ 1,109,000
American Mortgage Service Company
11503 SPRINGFIELD PIKE
CINCINNATI, OH 45246
* $ 10,000,000 8 $ 878,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 8 $ 1,512,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 8 $ 782,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 7 $ 1,191,000
Firstmerit Bank NA
III CASCADE PLAZA - CAS46
AKRON, OH 44308
* $ 14,420,570,000 7 $ 805,000
Lendmark Financial Services
223 W NASH ST
WILSON, NC 27893
* $ 43,592,768,000 7 $ 51,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 11,018,418,000 7 $ 862,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 7 $ 965,000
Delaware Cty B & Tc
110 RIVERBEND AVENUE
POWELL, OH 43065
* $ 523,243,000 6 $ 860,000
The Equitable Mortgage Corporation
655 METRO PLACE SOUTH SUITE 500
DUBLIN, OH 43017
* $ 10,000,000 6 $ 696,000
Wesbanco Bank, Inc.
1 BANK PLAZA
WHEELING, WV 26003
* $ 5,520,183,000 6 $ 448,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 6 $ 811,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 6 $ 851,000
Residential Finance Corporatio
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 6 $ 702,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 6 $ 602,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 6 $ 920,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 6 $ 787,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 5 $ 437,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 5 $ 663,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ 10,000,000 5 $ 613,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 5 $ 525,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 419,837,000 5 $ 633,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 4 $ 937,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 4 $ 449,000
First Option Mortgage, LLC
1100 CIRCLE 75 PARKWAY SOUTH EAST SUITE 300
ATLANTA, GA 30339
* $ 941,000 4 $ 723,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 4 $ 339,000
Firstmerit Mortgage Corp
4455 HILLS AND DALES RD. NW - MTG80
CANTON, OH 44708
* $ 6,000,000,000 4 $ 438,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 4 $ 317,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 3 $ 335,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 3 $ 228,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 25,513,620,000 3 $ 429,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 3 $ 295,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 3 $ 381,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 3 $ 503,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 3 $ 209,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ 10,000,000 3 $ 339,000
Corporate America Family CU
2445 ALFT LANE
ELGIN, IL 60123
* $ 556,168,000 3 $ 153,000
First Place Bank
185 EAST MARKET
WARREN, OH 44481
* $ 2,716,563,000 3 $ 584,000
Civista Bank
100 EAST WATER ST
SANDUSKY, OH 44870
* $ 1,107,953,000 3 $ 315,000
Farmers Citizens Bank
105 WASHNGTON SQUARE
BUCYRUS, OH 44820
* $ 356,769,000 3 $ 305,000
Liberty National Bank
100 EAST FRANKLIN STREET
KENTON, OH 43326
* $ 203,200,000 3 $ 586,000
Coastal States Mortgage, Inc.
5 BOW CIRCLE
HILTON HEAD ISLAND, SC 29928
* $ 10,000,000 2 $ 301,000
Bmi Federal Credit Union
6165 EMERALD PARKWAY
DUBLIN, OH 43016
* $ 370,777,000 2 $ 178,000
First Mrchs Bk
200 E. JACKSON ST
MUNCIE, IN 47305
* $ 243,483,000 2 $ 192,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 142,947,000 2 $ 254,000
First Federal S&L of Lakewood
14806 DETROIT AVE
LAKEWOOD, OH 44107
* $ 1,361,669,000 2 $ 260,000
Heartland Bank
430 N HAMILTON ROAD
WHITEHALL, OH 43213
* $ 570,653,000 2 $ 16,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ 1,159,238,000 2 $ 166,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 826,484,000 2 $ 187,000
Kemba Financial Credit Union
555 OFFICENTER PL
GAHANNA, OH 43230
* $ 663,477,000 2 $ 64,000
Priority Mortgage Corp.
150 E WILSON BRIDGE RD STE 350
WORTHINGTON, OH 43085
* $ 10,000,000 2 $ 166,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 2 $ 205,000
Wcs Lending, LLC
951 YAMATO ROAD, SUITE 150
BOCA RATON, FL 33431
* $ 25,076,000 2 $ 371,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 2 $ 336,000
Developer's Mortgage Company
2700 E DUBLIN GRANVILLE RD SUITE 460
COLUMBUS, OH 43219
* $ 10,000,000 2 $ 371,000
Ing Bank, FSB / Capital One
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 92,212,498,000 2 $ 133,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ 10,000,000 2 $ 253,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 2 $ 282,000
Gateway Funding Dms, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 1 $ 118,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 1 $ 146,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ 10,000,000 1 $ 94,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 129,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 76,887,082,000 1 $ 55,000
Caliber Funding LLC
6031 CONNECTION DRIVE, SUITE 200
IRVING, TX 75039
* $ 37,112,000 1 $ 108,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 1 $ 115,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 1 $ 121,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ 10,000,000 1 $ 28,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 1 $ 183,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 1 $ 74,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 1 $ 89,000
Telhio Credit Union, Inc.
96 N. 4TH STREET
COLUMBUS, OH 43215
* $ 461,502,000 1 $ 15,000
Sutton Bank
1 SOUTH MAIN ST
ATTICA, OH 44807
* $ 352,878,000 1 $ 104,000
Old Fort Banking Company
8034 MAIN STREET
OLD FORT, OH 44861
* $ 389,714,000 1 $ 105,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,123,880,000 1 $ 17,000
The Union Bank Company
105 PROGRESSIVE DRIVE
COLUMBUS GROVE, OH 45830
* $ 586,354,000 1 $ 98,000
Superior Federal Credit Union
4230 ELIDA RD
LIMA, OH 45807
* $ 376,788,000 1 $ 152,000
Hopewell Federal CU
501 HOPEWELL DR. PO BOX 2157
HEATH, OH 43056
* $ 71,029,000 1 $ 77,000
Pathways Financial Credit Union
5665 N. HAMILTON RD
COLUMBUS, OH 43230
* $ 59,366,000 1 $ 45,000
Mill City Credit Union
9999 WAYZATA BOULEVARD
MINNETONKA, MN 55305
* $ 285,094,000 1 $ 132,000
Advantage Credit Union, Inc.
PO BOX 2674
MANSFIELD, OH 44906
* $ 43,511,000 1 $ 24,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ 10,000,000 1 $ 160,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ 10,000,000 1 $ 133,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 1 $ 93,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 247,163,000 1 $ 149,000
The State Bank & Trust Company
401 CLINTON STREET
DEFIANCE, OH 43512
* $ 624,898,000 1 $ 309,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 4,479,945,000 1 $ 182,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 518,825,000 1 $ 16,000
Guardian Savings Bank, A Federal Savings Bank
6100 WEST CHESTER RD
WEST CHESTER, OH 45069
* $ 811,158,000 1 $ 120,000
Park View Savings Bank
30000 AURORA ROAD
SOLON, OH 44139
* $ 799,668,000 1 $ 166,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 921,138,000 1 $ 73,000
Liberty Savings Bank, FSB
3435 AIRBORNE RD, STE B
WILMINGTON, OH 45177
* $ 683,045,000 1 $ 251,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 2,304,426,000 1 $ 191,000
Toyota Financial Savings Bank
2485 VILLAGE VIEW DRIVE, SUITE 200
HENDERSON, NV 89074
* $ 824,374,000 1 $ 174,000
Benchmark Bank
461 BEECHER ROAD
GAHANNA, OH 43230
* $ 111,938,000 1 $ 43,000
The First Bexley Bank
2680 E MAIN STREET
BEXLEY, OH 43209
* $ 186,111,000 1 $ 161,000
Insight Bank
150 W WILSON BRIDGE RD
WORTHINGTON, OH 43081
* $ 157,283,000 1 $ 161,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 1 $ 79,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 1 $ 159,000
South Central Bank, National Association
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 235,866,000 1 $ 10,000
The Home Savings and Loan Comp
275 W FEDERAL ST
YOUNGSTOWN, OH 44503
* $ 2,033,894,000 1 $ 133,000
First Mariner Bank
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,179,394,000 1 $ 190,000
Farmers Bank and Trust NA
1017 HARRISON
GREAT BEND, KS 67530
* $ 648,887,000 1 $ 153,000

The tables below break down 2012 mortgage applications in Marion County, OH by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Marion County, OH in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,418 $169,295,000 $119,000 $11,280,000 $62,000 $1,199,000
Home Purchase 734 $73,563,000 $100,000 $3,300,000 $46,000 $600,000
Home Improvement 179 $5,782,000 $32,000 $204,000 $52,000 $150,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,910 $184,645,000 $96,000 $511,000 $60,000 $1,199,000
Not applicable 183 $41,646,000 $227,000 $11,280,000 $17,000 $193,000
Not Provided 159 $14,794,000 $93,000 $350,000 $53,000 $223,000
Black or African American 29 $2,630,000 $90,000 $226,000 $58,000 $277,000
Hispanic 21 $1,651,000 $78,000 $164,000 $63,000 $149,000
Asian 15 $2,001,000 $133,000 $355,000 $78,000 $447,000
American Indian or Alaskan Native 10 $981,000 $98,000 $138,000 $45,000 $104,000
Native Hawaiian or Other Pacific Islander 4 $292,000 $73,000 $149,000 $36,000 $72,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,568 $169,545,000 $108,000 $11,280,000 $64,000 $739,000
FHA-insured (Federal Housing Administration) 554 $53,955,000 $97,000 $270,000 $37,000 $199,000
VA-guaranteed (Veterans Administration) 124 $15,015,000 $121,000 $511,000 $45,000 $1,199,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 85 $10,125,000 $119,000 $245,000 $36,000 $107,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,115 $135,145,000 $121,000 $11,280,000 $61,000 $739,000
Application Denied By Financial Institution 552 $46,714,000 $84,000 $396,000 $56,000 $433,000
Loan Purchased By The Institution 293 $30,127,000 $102,000 $332,000 $32,000 $193,000
Application Withdrawn By Applicant 210 $21,028,000 $100,000 $511,000 $61,000 $1,199,000
File Closed For Incompleteness 81 $7,614,000 $94,000 $228,000 $56,000 $223,000
Application Approved But Not Accepted 80 $8,012,000 $100,000 $350,000 $64,000 $145,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 147 $9,587,000 $65,000 $265,000 $51,000 $433,000
Collateral 122 $12,505,000 $102,000 $396,000 $70,000 $326,000
Debt-To-Income Ratio 66 $5,677,000 $86,000 $386,000 $44,000 $350,000
Credit Application Incomplete 62 $5,755,000 $92,000 $288,000 $62,000 $170,000
Other 26 $2,707,000 $104,000 $284,000 $62,000 $180,000
Insufficient Cash (Downpayment, Closing Cost) 14 $992,000 $70,000 $157,000 $60,000 $160,000
Unverifiable Information 11 $820,000 $74,000 $127,000 $38,000 $92,000
Mortgage Insurance Denied 2 $284,000 $142,000 $143,000 $64,000 $89,000
Employment History 2 $170,000 $85,000 $88,000 $35,000 $44,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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