McDuffie County, GA Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 690 mortgage applications in McDuffie County, GA totaling $135.5 million, up 3% from 2023. The average application was for $196,000, and applicants reported an average income of $92,000. 48% of applications resulted in an originated loan and 18% were denied. The most active lender was Regions Bank, with 50 applications, followed by Guild Mortgage Company and Vanderbilt Mortgage and Finance, Inc.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 690
Total Mortgage Loan Application Amount $135,450,000
Average Mortgage Loan Application Amount $196,000
Highest Mortgage Loan Application Amount $1,465,000
Average Applicant Income $92,000
Highest Applicant Income $800,000

Mortgage Company List for Lending in McDuffie County, GA for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ n/a 50 $ 4,180,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 45 $ 9,515,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 44 $ 7,050,000
Srp Federal Credit Union
1070 EDGEFIELD ROAD
NORTH AUGUSTA, SC 29841
* $ n/a 24 $ 3,800,000
Queensborough National Bank and Trust
3617 WALTON WAY EXT.
LOUISVILLE, GA 30434
* $ n/a 22 $ 5,690,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 21 $ 5,475,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 21 $ 6,415,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 17 $ 4,245,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 15 $ 2,945,000
First Heritage Mortgage, LLC
11325 RANDOM HILLS RD SUITE 600
FAIRFAX, VA 22031
* $ n/a 15 $ 4,415,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 15 $ 3,825,000
Southstate Bank, National Association
1101 1ST STREET SOUTH
WINTER HAVEN, FL 33880
* $ n/a 13 $ 1,755,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 13 $ 2,085,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 13 $ 2,355,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ n/a 12 $ 2,040,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 12 $ 3,380,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 12 $ 1,230,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ n/a 12 $ 2,500,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 12 $ 2,010,000
First Ciitizens Bank and Trust
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27603
* $ n/a 11 $ 1,845,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 10 $ 2,970,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 9 $ 1,805,000
First State Bank
300 BROAD ST
WRENS, GA 30833
* $ n/a 8 $ 1,370,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 7 $ 445,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 7 $ 1,605,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ n/a 7 $ 1,015,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 7 $ 1,155,000
Farmers State Bank
115 NORTH WASHINGTON STREET
LINCOLNTON, GA 30817
* $ n/a 5 $ 1,235,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 5 $ 1,055,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 5 $ 795,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 5 $ 925,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 5 $ 1,005,000
Augusta Mortgage Company
243 DAVIS ROAD
AUGUSTA, GA 30907
* $ n/a 5 $ 1,805,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 5 $ 235,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 4 $ 400,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 4 $ 600,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ n/a 4 $ 500,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 4 $ 780,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 4 $ 680,000
F & M Bank
911 EAST ROBERT TOOMBS AVE
WASHINGTON, GA 30673
* $ n/a 4 $ 1,000,000
Colony Bank
302 SOUTH MAIN ST.
FITZGERALD, GA 31750
* $ n/a 4 $ 930,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 4 $ 400,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ n/a 4 $ 360,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 4 $ 950,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 4 $ 530,000
Security Federal Bank
PO BOX 810
AIKEN, SC 29802
* $ n/a 3 $ 1,155,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 3 $ 1,205,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 3 $ 515,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 3 $ 655,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 3 $ 1,185,000
Aggeorgia Farm Credit
468 PERRY PKWY
PERRY, GA 31069
* $ n/a 3 $ 715,000
Acu
P.O. BOX 923028
PEACHTREE CORNERS, GA 30092
* $ n/a 3 $ 905,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 3 $ 425,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 3 $ 1,065,000
First Choice Mortgage, Inc.
217 DAVIS RD
AUGUSTA, GA 30907
* $ n/a 3 $ 625,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 3 $ 575,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 3 $ 265,000
Agfirst Farm Credit Bank
1901 MAIN STREET
COLUMBIA, SC 29201
* $ n/a 3 $ 985,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ n/a 2 $ 360,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 2 $ 430,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 2 $ 290,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ n/a 2 $ 150,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 2 $ 540,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 2 $ 80,000
Filo Mortgage, LLC
555 E NORTH LN #6125
WEST CONSHOHOCKEN, PA 19428
* $ n/a 2 $ 1,130,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 2 $ 410,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 2 $ 360,000
First Community Bank
5455 SUNSET BLVD
LEXINGTON, SC 29072
* $ n/a 2 $ 590,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 2 $ 590,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ n/a 2 $ 1,130,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 2 $ 520,000
Logan Finance Corporation
1393 VETERANS MEMORIAL HIGHWAY HAUPPAUGE
HAUPPAUGE, NY 11788
* $ n/a 2 $ 240,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 2 $ 340,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 2 $ 110,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 2 $ 680,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 2 $ 310,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 2 $ 430,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 2 $ 180,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 2 $ 110,000
Panorama Mortgage Group, LLC
350 RAMPART BOULEVARD SUITE 310
LAS VEGAS, NV 89113
* $ n/a 1 $ 335,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 1 $ 155,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ n/a 1 $ 95,000
Pinnacle Bank
884 ELBERT STREET
ELBERTON, GA 30635
* $ n/a 1 $ 25,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 1 $ 365,000
South River Mortgage, LLC
1750 FOREST DR SUITE 195
ANNAPOLIS, MD 21401
* $ n/a 1 $ 45,000
Banksouth Mortgage Company LLC
6340 LAKE OCONEE PARKWAY SUITE 202
GREENSBORO, GA 30642
* $ n/a 1 $ 305,000
Resicentral LLC
700 LARKSPUR LANDING CIRCLE SUITE 199-18
LARKSPUR, CA 94939
* $ n/a 1 $ 345,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 1 $ 335,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 1 $ 115,000
Pinnacle Bank
150 3RD AVE SOUTH
NASHVILLE, TN 37203
* $ n/a 1 $ 225,000
State Employees' Credit Union
P.O. DRAWER 25279
RALEIGH, NC 27611
* $ n/a 1 $ 65,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 1 $ 105,000
Coastal Carolina National Bank
1012 38TH AVE NORTH
MYRTLE BEACH, SC 29577
* $ n/a 1 $ 255,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 1 $ 155,000
The Commercial Bank
102 N. CHURCH STREET
CRAWFORD, GA 30630
* $ n/a 1 $ 35,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 1 $ 145,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 1 $ 85,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 1 $ 105,000
T2 Financial LLC
480 OLDE WORTHINGTON RD SUITE 300
WESTERVILLE, OH 43082
* $ n/a 1 $ 305,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ n/a 1 $ 255,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ n/a 1 $ 125,000
Primis Bank

GLEN ALLEN, VA 23060
* $ n/a 1 $ 235,000
1st Signature Lending, LLC
9800 CROSSPOINT BLVD.
INDIANAPOLIS, IN 46256
* $ n/a 1 $ 165,000
Loan Simple, Inc.
9635 MAROON CIRCLE SUITE 100
ENGLEWOOD, CO 80112
* $ n/a 1 $ 275,000
Robins Financial Credit Union
803 WATSON BOULEVARD
WARNER ROBINS, GA 31095
* $ n/a 1 $ 85,000
Corevestamericanfinancelenderllc
1920 MAIN ST #850
IRVINE, CA 92614
* $ n/a 1 $ 1,465,000
Traditional Mortgage Acceptance Corporation
777 108TH AVE NE #1670
BELLEVUE, WA 98004
* $ n/a 1 $ 95,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ n/a 1 $ 55,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 1 $ 215,000
Wesbanco Bank, Inc.
1 BANK PLAZA
WHEELING, WV 26003
* $ n/a 1 $ 175,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 1 $ 55,000
Carolina One Mortgage, LLC

FORT WASHINGTON, PA 19034
* $ n/a 1 $ 245,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 1 $ 335,000
Saygo Home Loans, LLC
8155 E INDIAN BEND RD, STE 107
SCOTTSDALE, AZ 85250
* $ n/a 1 $ 305,000

The tables below break down 2024 mortgage applications in McDuffie County, GA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for McDuffie County, GA in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 408 $91,600,000 $224,000 $785,000 $89,000 $800,000
Cash-out Refinancing 93 $17,065,000 $183,000 $585,000 $82,000 $296,000
Refinancing 72 $18,370,000 $255,000 $1,465,000 $130,000 $480,000
Other Purpose 69 $4,455,000 $64,000 $205,000 $82,000 $328,000
Home Improvement 46 $3,860,000 $83,000 $615,000 $102,000 $347,000
Not Applicable 2 $100,000 $50,000 $55,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 362 $73,190,000 $202,000 $785,000 $105,000 $800,000
Black or African American 152 $21,820,000 $143,000 $375,000 $64,000 $187,000
Not applicable 80 $21,300,000 $266,000 $1,465,000 $124,000 $202,000
Not Provided 73 $15,135,000 $207,000 $575,000 $81,000 $241,000
Hispanic 15 $2,995,000 $199,000 $435,000 $102,000 $268,000
American Indian or Alaskan Native 5 $895,000 $179,000 $355,000 $77,000 $164,000
Asian 3 $115,000 $38,000 $45,000 $143,000 $177,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 392 $61,800,000 $157,000 $1,465,000 $95,000 $800,000
FHA-insured (Federal Housing Administration) 157 $31,365,000 $199,000 $345,000 $70,000 $153,000
VA-guaranteed (Veterans Administration) 124 $38,980,000 $314,000 $585,000 $112,000 $255,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 17 $3,305,000 $194,000 $275,000 $70,000 $107,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 334 $68,220,000 $204,000 $1,465,000 $97,000 $480,000
Application Denied By Financial Institution 124 $16,290,000 $131,000 $765,000 $70,000 $340,000
Application Withdrawn By Applicant 89 $19,765,000 $222,000 $785,000 $100,000 $800,000
Loan Purchased By The Institution 84 $21,670,000 $257,000 $585,000 $112,000 $202,000
File Closed For Incompleteness 47 $7,255,000 $154,000 $405,000 $86,000 $344,000
Application Approved But Not Accepted 11 $2,145,000 $195,000 $625,000 $106,000 $296,000
Preapproval Denied by Financial Institution 1 $105,000 $105,000 $105,000 $33,000 $33,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 541 $115,105,000 $212,000 $1,465,000 $96,000 $800,000
Debt-To-Income Ratio 55 $8,135,000 $147,000 $705,000 $82,000 $330,000
Credit History 41 $5,015,000 $122,000 $335,000 $62,000 $120,000
Collateral 17 $1,995,000 $117,000 $765,000 $102,000 $340,000
Unverifiable Information 13 $1,965,000 $151,000 $315,000 $70,000 $127,000
Credit Application Incomplete 12 $1,630,000 $135,000 $365,000 $98,000 $200,000
Insufficient Cash (Downpayment, Closing Cost) 5 $655,000 $131,000 $185,000 $73,000 $215,000
Other 3 $435,000 $145,000 $275,000 $74,000 $107,000
Employment History 3 $515,000 $171,000 $305,000 $52,000 $75,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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