McIntosh County, ND Mortgage Lenders & HMDA Data, 2003
In 2003, lenders reported 284 mortgage applications in McIntosh County, ND totaling $18.0 million. The average application was for $63,000, and applicants reported an average income of $52,000. 77% of applications resulted in an originated loan and 10% were denied. The most active lender was Town and Country Credit Union, with 222 applications, followed by Wells Fargo Home Mortgage and Starion Bank.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 284 |
| Total Mortgage Loan Application Amount | $17,962,000 |
| Average Mortgage Loan Application Amount | $63,000 |
| Highest Mortgage Loan Application Amount | $225,000 |
| Average Applicant Income | $52,000 |
| Highest Applicant Income | $526,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Town and Country Credit Union 615 S BROADWAY ST MINOT, ND 58701 |
* | $ 97,559,000 | 222 | $ 14,322,000 |
| Wells Fargo Home Mortgage 1 HOME CAMPUS, X9902-1R DES MOINES, IA 50328 |
* | $ 35,000,000,000 | 7 | $ 582,000 |
| Starion Bank 109 1ST STREET NW MANDAN, ND 58554 |
* | $ 349,957,000 | 7 | $ 396,000 |
| First Community Credit Union 111 9TH ST SW JAMESTOWN, ND 58401 |
* | $ 219,368,000 | 7 | $ 280,000 |
| Washington Mutual Bank 227 EAST AVENUE ALBION, NY 14411 |
* | $ 236,422,336,000 | 4 | $ 225,000 |
| Countrywide Home Loans 30930 RUSSELL RANCH ROAD MS WLRR-148 WESTLAKE VILLAGE, CA 91362 |
* | $ 58,034,697,000 | 3 | $ 218,000 |
| Dakota Community Bank 353 19TH STREET WEST DICKINSON, ND 58601 |
* | $ 139,784,000 | 3 | $ 161,000 |
| Cuna Mutual Mortgage Corporati 2908 MARKETPLACE DRIVE SUITE 100 MADISON, WI 53719 |
* | $ 10,000,000 | 2 | $ 113,000 |
| Abn Amro Mtg Group Inc 850 THIRD AVENUE, 12TH FLOOR NEW YORK, NY 10022 |
* | $ 250,000,000 | 2 | $ 110,000 |
| Ameriquest Mortgage Company 1100 TOWN & COUNTRY ROAD ORANGE, CA 92868 |
* | $ 10,000,000 | 2 | $ 169,000 |
| First Magnus Financial Corp 603 N. WILMOT ROAD TUCSON, AZ 85711 |
* | $ 10,000,000 | 2 | $ 113,000 |
| US Bank, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 176,049,792,000 | 2 | $ 97,000 |
| US Bank North Dakota 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 2,437,029,000 | 2 | $ 102,000 |
| Oakwood Acceptance Corporation 7800 MCCLOUD ROAD GREENSBORO, NC 27409 |
* | $ 10,000,000 | 2 | $ 87,000 |
| Origen Financial Services LLC 27777 FRANKLIN ROAD SUITE 1710 SOUTHFIELD, MI 48034 |
* | $ 10,000,000 | 1 | $ 37,000 |
| PHH Mortgage Corporation WEST PALM BEACH, FL 33409 |
* | $ 31,000,000 | 1 | $ 7,000 |
| Wells Fargo Funding, Inc 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 1 | $ 60,000 |
| Wmc Mortgage Corp. 3100 THORTON AVE BURBANK, CA 91504 |
* | $ 31,000,000 | 1 | $ 36,000 |
| Wright Experss Fsc 3995 SOUTH 700 EAST, SUITE 450 SALT LAKE CITY, UT 84107 |
* | $ 253,533,000 | 1 | $ 130,000 |
| Gate City Bank 500 2ND AVENUE NORTH FARGO, ND 58102 |
* | $ 699,825,000 | 1 | $ 71,000 |
| Gmac Mortgage LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 1 | $ 20,000 |
| Greenlight Financial Services 18200 VON KARMAN STE #300 IRVINE, CA 92612 |
* | $ 10,000,000 | 1 | $ 24,000 |
| Home Town Mortgage, Inc. 7900 WEST 78TH STREET, SUITE 100 EDINA, MN 55439 |
* | $ 10,000,000 | 1 | $ 98,000 |
| Nationstar Mortgage 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ 10,000,000 | 1 | $ 43,000 |
| Nfcu 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 17,573,420,000 | 1 | $ 117,000 |
| Amtrust Bank 1801 E. 9TH ST #200 CLEVELAND, OH 44114 |
* | $ 12,811,549,000 | 1 | $ 68,000 |
| Bank of America, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 565,382,000,000 | 1 | $ 33,000 |
| Chase Manhattan Bank USA, NA 200 WHITE CLAY CENTER DR NEWARK, DE 19711 |
* | $ 32,738,033,000 | 1 | $ 74,000 |
| Citifinancial, Inc. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,097,190,000,000 | 1 | $ 69,000 |
| Corinthian Mortgage Corp 5750 W 95TH STREET, SUITE 155 OVERLAND PARK, KS 66207 |
* | $ 341,661,000 | 1 | $ 70,000 |
| E-Loan, Inc. 6230 STONERIDGE MALL ROAD PLEASANTON, CA 94588 |
* | $ 10,000,000 | 1 | $ 30,000 |
The tables below break down 2003 mortgage applications in McIntosh County, ND by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for McIntosh County, ND in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 154 | $10,829,000 | $70,000 | $225,000 | $55,000 | $526,000 |
| Home Purchase (one-to-four family) | 124 | $6,973,000 | $56,000 | $200,000 | $50,000 | $241,000 |
| Home Improvement (one-to-four family) | 6 | $160,000 | $26,000 | $52,000 | $47,000 | $64,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 256 | $16,311,000 | $63,000 | $225,000 | $45,000 | $294,000 |
| Information not provided by applicant in mail or telephone application | 16 | $954,000 | $59,000 | $172,000 | $84,000 | $526,000 |
| Not applicable | 4 | $225,000 | $56,000 | $68,000 | $0 | $0 |
| American Indian or Alaskan Native | 3 | $158,000 | $52,000 | $65,000 | $48,000 | $57,000 |
| Hispanic | 3 | $146,000 | $48,000 | $79,000 | $66,000 | $87,000 |
| Other | 2 | $168,000 | $84,000 | $112,000 | $51,000 | $62,000 |
| Asian or Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Black | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 215 | $12,673,000 | $58,000 | $225,000 | $56,000 | $526,000 |
| FHA-insured (Federal Housing Administration) | 39 | $2,777,000 | $71,000 | $135,000 | $28,000 | $72,000 |
| VA-guaranteed (Veterans Administration) | 27 | $2,346,000 | $86,000 | $177,000 | $50,000 | $294,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $166,000 | $55,000 | $75,000 | $36,000 | $44,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 218 | $13,876,000 | $63,000 | $200,000 | $48,000 | $294,000 |
| Application Denied By Financial Institution | 29 | $1,532,000 | $52,000 | $127,000 | $50,000 | $272,000 |
| Application Withdrawn By Applicant | 22 | $1,543,000 | $70,000 | $225,000 | $42,000 | $81,000 |
| Loan Purchased By The Institution | 7 | $436,000 | $62,000 | $98,000 | $32,000 | $44,000 |
| Application Approved But Not Accepted | 6 | $445,000 | $74,000 | $130,000 | $43,000 | $52,000 |
| File Closed For Incompleteness | 2 | $130,000 | $65,000 | $70,000 | $285,000 | $526,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 4 | $351,000 | $87,000 | $98,000 | $73,000 | $141,000 |
| Credit History | 3 | $109,000 | $36,000 | $65,000 | $46,000 | $64,000 |
| Other | 2 | $109,000 | $54,000 | $57,000 | $44,000 | $48,000 |
| Unverifiable Information | 1 | $36,000 | $36,000 | $36,000 | $49,000 | $49,000 |
| Credit Application Incomplete | 1 | $112,000 | $112,000 | $112,000 | $40,000 | $40,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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