Missouri
Mortgage Loan Application
Totals and Details
in 2005

Find mortgage statistics and mortgage data for Missouri.
Our lists allow you to explore the total number of mortgage applications and mortgage application details for 2003-2021 in all of Missouri.
You can organize this information by metropolitan area and by county.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 692,494
Total Mortgage Loan Application Amount $78,810,883,000
Average Mortgage Loan Application Amount $113,000
Highest Mortgage Loan Application Amount $34,150,000
Average Applicant Income $58,000
Highest Applicant Income $9,999,000

Mortgage stats and application averages for each year are shown below, as well as highest application amount and the income of the highest applicant.
If you are looking for a mortgage or loan application data statistics in Missouri, these numbers will give you an idea of what to expect as you begin to look for a lender.

These lists can also be organized by various details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.

Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, and the highest mortgage within that category. You can also look at information regarding the average income of the mortgage applicants and the highest income of the mortgage applicants. If you're looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

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Mortgage Loan Application Detail Totals for Missouri in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 378,861 $45,793,116,000 $120,000 $34,150,000 $57,000 $9,999,000
Home Purchase 268,511 $30,393,966,000 $113,000 $22,898,000 $60,000 $9,999,000
Home Improvement 45,122 $2,623,801,000 $58,000 $7,400,000 $57,000 $4,000,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 435,565 $50,260,089,000 $115,000 $5,000,000 $62,000 $9,999,000
Not Provided 95,556 $10,411,771,000 $108,000 $17,430,000 $60,000 $9,999,000
Not applicable 72,291 $9,380,869,000 $129,000 $34,150,000 $21,000 $9,256,000
Black or African American 66,990 $6,200,364,000 $92,000 $1,838,000 $56,000 $3,600,000
Hispanic 11,893 $1,202,387,000 $101,000 $2,720,000 $58,000 $1,627,000
Asian 6,428 $943,968,000 $146,000 $2,896,000 $76,000 $1,716,000
American Indian or Alaskan Native 2,605 $275,205,000 $105,000 $4,300,000 $56,000 $792,000
Native Hawaiian or Other Pacific Islander 1,166 $136,230,000 $116,000 $720,000 $69,000 $820,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 657,933 $74,985,652,000 $113,000 $34,150,000 $61,000 $9,999,000
FHA-insured (Federal Housing Administration) 25,902 $2,740,126,000 $105,000 $5,443,000 $34,000 $3,265,000
VA-guaranteed (Veterans Administration) 6,848 $936,080,000 $136,000 $390,000 $38,000 $1,020,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1,811 $149,025,000 $82,000 $396,000 $29,000 $396,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 288,690 $34,012,899,000 $117,000 $34,150,000 $67,000 $9,999,000
Application Denied By Financial Institution 134,757 $12,996,699,000 $96,000 $14,000,000 $55,000 $5,526,000
Loan Purchased By The Institution 119,954 $14,954,163,000 $124,000 $2,000,000 $34,000 $5,406,000
Application Withdrawn By Applicant 89,633 $10,359,527,000 $115,000 $7,000,000 $60,000 $9,999,000
Application Approved But Not Accepted 42,990 $4,500,311,000 $104,000 $15,500,000 $60,000 $3,600,000
File Closed For Incompleteness 15,716 $1,889,683,000 $120,000 $2,000,000 $62,000 $2,113,000
Preapproval Denied by Financial Institution 734 $89,891,000 $122,000 $320,000 $21,000 $156,000
Preapproval Approved but not Accepted 20 $7,710,000 $385,000 $2,880,000 $72,000 $430,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 30,495 $3,213,248,000 $105,000 $9,000,000 $60,000 $4,808,000
Credit History 27,693 $2,269,373,000 $81,000 $4,300,000 $51,000 $5,526,000
Collateral 12,430 $1,362,662,000 $109,000 $2,275,000 $67,000 $4,200,000
Debt-To-Income Ratio 9,613 $1,009,268,000 $104,000 $6,265,000 $45,000 $3,600,000
Credit Application Incomplete 8,916 $1,015,668,000 $113,000 $1,750,000 $59,000 $1,260,000
Unverifiable Information 3,150 $334,583,000 $106,000 $2,600,000 $59,000 $900,000
Employment History 1,022 $102,439,000 $100,000 $1,000,000 $51,000 $696,000
Insufficient Cash (Downpayment, Closing Cost) 1,021 $119,183,000 $116,000 $2,700,000 $57,000 $948,000
Mortgage Insurance Denied 26 $2,303,000 $88,000 $239,000 $44,000 $179,000
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Mortgage Loan Application Totals in 2005 by Missouri Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
COLUMBIA, MO 13,344 $ 1,548,415,000 $ 116,000 $ 62,000
JEFFERSON CITY, MO 11,119 $ 1,046,906,000 $ 94,000 $ 51,000
JOPLIN, MO 17,238 $ 1,433,577,000 $ 83,000 $ 50,000
KANSAS CITY, MO-KS 169,242 $ 18,813,630,000 $ 111,000 $ 63,000
SPRINGFIELD, MO 47,616 $ 4,911,859,000 $ 103,000 $ 56,000
ST. JOSEPH, MO-KS 12,308 $ 1,060,556,000 $ 86,000 $ 51,000
ST. LOUIS, MO-IL 302,287 $ 39,050,187,000 $ 129,000 $ 64,000
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Mortgage Loan Application Totals in 2005 by Missouri County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Adair 978 $ 80,642,000 $ 82,000 $ 55,000
Andrew 1,683 $ 170,335,000 $ 101,000 $ 52,000
Atchison 335 $ 22,058,000 $ 65,000 $ 48,000
Audrain 1,564 $ 113,129,000 $ 72,000 $ 45,000
Barry 2,433 $ 205,424,000 $ 84,000 $ 52,000
Barton 733 $ 51,518,000 $ 70,000 $ 41,000
Bates 1,279 $ 100,390,000 $ 78,000 $ 52,000
Benton 1,468 $ 126,310,000 $ 86,000 $ 53,000
Bollinger 569 $ 42,452,000 $ 74,000 $ 46,000
Boone 12,719 $ 1,499,278,000 $ 117,000 $ 64,000
Buchanan 9,800 $ 818,226,000 $ 83,000 $ 50,000
Butler 2,343 $ 195,300,000 $ 83,000 $ 51,000
Caldwell 1,001 $ 81,300,000 $ 81,000 $ 50,000
Callaway 3,607 $ 328,662,000 $ 91,000 $ 51,000
Camden 5,580 $ 881,581,000 $ 157,000 $ 116,000
Cape Girardeau 5,471 $ 595,634,000 $ 108,000 $ 56,000
Carroll 446 $ 29,396,000 $ 65,000 $ 41,000
Carter 180 $ 13,052,000 $ 72,000 $ 45,000
Cass 14,034 $ 1,694,000,000 $ 120,000 $ 63,000
Cedar 967 $ 72,499,000 $ 74,000 $ 45,000
Chariton 246 $ 16,652,000 $ 67,000 $ 43,000
Christian 10,142 $ 1,155,040,000 $ 113,000 $ 58,000
Clark 138 $ 9,214,000 $ 66,000 $ 40,000
Clay 31,024 $ 3,624,050,000 $ 116,000 $ 65,000
Clinton 2,893 $ 311,598,000 $ 107,000 $ 58,000
Cole 5,661 $ 567,465,000 $ 100,000 $ 53,000
Cooper 1,184 $ 100,224,000 $ 84,000 $ 51,000
Crawford 2,226 $ 205,750,000 $ 92,000 $ 50,000
Dade 527 $ 39,642,000 $ 75,000 $ 46,000
Dallas 1,258 $ 94,842,000 $ 75,000 $ 40,000
Daviess 564 $ 51,909,000 $ 92,000 $ 63,000
DeKalb 839 $ 72,923,000 $ 86,000 $ 51,000
Dent 731 $ 55,295,000 $ 75,000 $ 47,000
Douglas 361 $ 25,102,000 $ 69,000 $ 42,000
Dunklin 1,525 $ 100,921,000 $ 66,000 $ 46,000
Franklin 12,466 $ 1,470,833,000 $ 117,000 $ 59,000
Gasconade 1,441 $ 129,955,000 $ 90,000 $ 46,000
Gentry 432 $ 31,669,000 $ 73,000 $ 45,000
Greene 29,682 $ 3,056,616,000 $ 102,000 $ 61,000
Grundy 553 $ 36,518,000 $ 66,000 $ 47,000
Harrison 366 $ 28,621,000 $ 78,000 $ 50,000
Henry 2,331 $ 187,941,000 $ 80,000 $ 49,000
Hickory 632 $ 40,144,000 $ 63,000 $ 54,000
Holt 392 $ 27,330,000 $ 69,000 $ 45,000
Howard 672 $ 54,346,000 $ 80,000 $ 47,000
Howell 2,184 $ 180,768,000 $ 82,000 $ 41,000
Iron 816 $ 55,298,000 $ 67,000 $ 43,000
Jackson 101,127 $ 10,707,609,000 $ 105,000 $ 62,000
Jasper 11,594 $ 923,370,000 $ 79,000 $ 48,000
Jefferson 34,702 $ 4,096,724,000 $ 118,000 $ 57,000
Johnson 5,014 $ 526,221,000 $ 104,000 $ 57,000
Knox 70 $ 5,128,000 $ 73,000 $ 42,000
Laclede 2,692 $ 229,858,000 $ 85,000 $ 49,000
Lafayette 3,541 $ 350,345,000 $ 98,000 $ 52,000
Lawrence 3,515 $ 297,224,000 $ 84,000 $ 48,000
Lewis 299 $ 22,597,000 $ 75,000 $ 49,000
Lincoln 7,304 $ 844,302,000 $ 115,000 $ 53,000
Linn 599 $ 44,570,000 $ 74,000 $ 49,000
Livingston 718 $ 61,660,000 $ 85,000 $ 46,000
Macon 721 $ 57,442,000 $ 79,000 $ 47,000
Madison 1,119 $ 81,231,000 $ 72,000 $ 42,000
Maries 572 $ 47,200,000 $ 82,000 $ 51,000
Marion 1,802 $ 129,552,000 $ 71,000 $ 47,000
McDonald 1,680 $ 131,141,000 $ 78,000 $ 46,000
Mercer 188 $ 11,842,000 $ 62,000 $ 47,000
Miller 1,995 $ 205,636,000 $ 103,000 $ 60,000
Mississippi 665 $ 41,716,000 $ 62,000 $ 40,000
Moniteau 1,041 $ 80,689,000 $ 77,000 $ 49,000
Monroe 513 $ 39,789,000 $ 77,000 $ 42,000
Montgomery 937 $ 88,505,000 $ 94,000 $ 52,000
Morgan 2,295 $ 267,571,000 $ 116,000 $ 83,000
New Madrid 939 $ 63,226,000 $ 67,000 $ 47,000
Newton 5,651 $ 510,943,000 $ 90,000 $ 53,000
Nodaway 1,370 $ 120,793,000 $ 88,000 $ 53,000
Oregon 475 $ 34,421,000 $ 72,000 $ 41,000
Osage 816 $ 70,675,000 $ 86,000 $ 49,000
Ozark 375 $ 33,502,000 $ 89,000 $ 49,000
Pemiscot 772 $ 52,607,000 $ 68,000 $ 45,000
Perry 1,438 $ 131,865,000 $ 91,000 $ 48,000
Pettis 3,089 $ 249,412,000 $ 80,000 $ 48,000
Phelps 2,707 $ 250,505,000 $ 92,000 $ 54,000
Pike 1,206 $ 103,614,000 $ 85,000 $ 51,000
Platte 11,178 $ 1,620,374,000 $ 144,000 $ 79,000
Polk 2,849 $ 258,978,000 $ 90,000 $ 46,000
Pulaski 3,943 $ 422,540,000 $ 107,000 $ 55,000
Putnam 205 $ 15,721,000 $ 76,000 $ 49,000
Ralls 705 $ 65,706,000 $ 93,000 $ 52,000
Randolph 1,653 $ 117,513,000 $ 71,000 $ 43,000
Ray 3,310 $ 332,960,000 $ 100,000 $ 52,000
Reynolds 308 $ 20,330,000 $ 66,000 $ 39,000
Ripley 661 $ 48,645,000 $ 73,000 $ 44,000
Saline 1,934 $ 141,921,000 $ 73,000 $ 47,000
Schuyler 158 $ 10,659,000 $ 67,000 $ 53,000
Scotland 108 $ 6,670,000 $ 61,000 $ 46,000
Scott 3,315 $ 247,584,000 $ 74,000 $ 44,000
Shannon 253 $ 20,700,000 $ 81,000 $ 45,000
Shelby 244 $ 17,664,000 $ 72,000 $ 44,000
St. Charles 54,463 $ 7,755,531,000 $ 142,000 $ 71,000
St. Clair 503 $ 35,219,000 $ 70,000 $ 44,000
St. Francois 6,853 $ 590,069,000 $ 86,000 $ 49,000
St. Louis 138,825 $ 19,226,301,000 $ 138,000 $ 71,000
St. Louis City 48,166 $ 4,957,715,000 $ 102,000 $ 57,000
Ste. Genevieve 1,600 $ 154,320,000 $ 96,000 $ 49,000
Stoddard 1,800 $ 131,727,000 $ 73,000 $ 48,000
Stone 3,895 $ 464,516,000 $ 119,000 $ 74,000
Sullivan 302 $ 22,173,000 $ 73,000 $ 41,000
Taney 5,853 $ 643,516,000 $ 109,000 $ 71,000
Texas 1,355 $ 120,206,000 $ 88,000 $ 46,000
Vernon 1,286 $ 99,306,000 $ 77,000 $ 47,000
Warren 4,347 $ 542,677,000 $ 124,000 $ 60,000
Washington 2,077 $ 161,307,000 $ 77,000 $ 46,000
Wayne 456 $ 30,994,000 $ 67,000 $ 45,000
Webster 3,708 $ 349,142,000 $ 94,000 $ 49,000
Worth 94 $ 5,285,000 $ 56,000 $ 41,000
Wright 1,131 $ 90,333,000 $ 79,000 $ 41,000

We hope these mortgage application details and statistics will give you a better idea of what to expect when applying for a mortgage.
Whether you are looking for a home loan, for home financing or refinancing, or for home improvement loan statistics, we have the information you need.
These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender in Missouri.

If you prefer, you can download a copy of the entire list of mortgage lenders in Missouri and search similar information back through 2003.

Download the Missouri Lender List