Missouri
Mortgage Loan Application
Totals and Details
in 2017

Find mortgage statistics for Missouri.
Our lists allow you to explore the total number of mortgage applications and mortgage application details for 2003-2017 in all of Missouri.
You can organize this information by metropolitan area and by county.

Years 2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 277,843
Total Mortgage Loan Application Amount $46,596,026,000
Average Mortgage Loan Application Amount $167,000
Highest Mortgage Loan Application Amount $91,000,000
Average Applicant Income $119,000
Highest Applicant Income $202,000,000

We provide overall totals and averages for each year, as well as highest application amount and the income of the highest applicant.
If you are looking for a mortgage or lending statistics in Missouri, these numbers will give you an idea of what to expect as you begin to look for a lender.

These lists are also able to be organized by various details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.

Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, and the highest mortgage within that category. You can also look at information regarding the average income of the mortgage applicants and the highest income of the mortgage applicants. If you're looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

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Mortgage Loan Application Detail Totals for Missouri in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 157,390 $27,624,991,000 $175,000 $40,000,000 $83,000 $202,000,000
Refinancing 101,523 $17,245,653,000 $169,000 $88,000,000 $140,000 $196,000,000
Home Improvement 18,930 $1,725,382,000 $91,000 $91,000,000 $314,000 $45,833,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 191,088 $30,400,157,000 $159,000 $28,000,000 $148,000 $202,000,000
Not applicable 41,449 $9,369,465,000 $226,000 $91,000,000 $11,000 $1,249,000
Not Provided 20,121 $3,097,007,000 $153,000 $2,712,000 $117,000 $45,833,000
Black or African American 13,302 $1,723,452,000 $129,000 $1,530,000 $71,000 $61,000,000
Hispanic 5,583 $778,149,000 $139,000 $1,400,000 $91,000 $90,000,000
Asian 4,385 $964,501,000 $219,000 $2,800,000 $141,000 $90,000,000
American Indian or Alaskan Native 1,457 $190,214,000 $130,000 $1,886,000 $68,000 $885,000
Native Hawaiin or Other Pacific Islander 458 $73,081,000 $159,000 $2,181,000 $77,000 $1,320,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 181,336 $32,352,474,000 $178,000 $91,000,000 $135,000 $202,000,000
FHA-insured (Federal Housing Administration) 58,488 $8,071,885,000 $138,000 $33,045,000 $111,000 $28,333,000
VA-guaranteed (Veterans Administration) 26,473 $4,843,872,000 $182,000 $1,276,000 $69,000 $45,833,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 11,546 $1,327,795,000 $115,000 $1,273,000 $32,000 $1,020,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 145,419 $25,542,597,000 $175,000 $36,474,000 $130,000 $202,000,000
Loan Purchased By The Institution 52,338 $9,089,688,000 $173,000 $12,000,000 $40,000 $3,850,000
Application Denied By Financial Institution 34,307 $4,133,634,000 $120,000 $30,000,000 $93,000 $21,500,000
Application Withdrawn By Applicant 31,398 $5,341,197,000 $170,000 $59,150,000 $244,000 $125,000,000
File Closed For Incompleteness 8,314 $1,448,240,000 $174,000 $91,000,000 $70,000 $9,999,000
Application Approved But Not Accepted 6,051 $1,038,368,000 $171,000 $28,426,000 $138,000 $21,650,000
Preapproval Approved but not Accepted 11 $1,483,000 $134,000 $414,000 $64,000 $351,000
Preapproval Denied by Financial Institution 5 $819,000 $163,000 $299,000 $34,000 $70,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 6,674 $580,449,000 $86,000 $1,585,000 $92,000 $13,400,000
Debt-To-Income Ratio 4,539 $658,634,000 $145,000 $4,800,000 $69,000 $21,500,000
Collateral 3,934 $565,528,000 $143,000 $4,720,000 $95,000 $12,856,000
Credit Application Incomplete 2,531 $373,030,000 $147,000 $1,680,000 $88,000 $9,532,000
Other 1,543 $194,785,000 $126,000 $1,640,000 $76,000 $2,000,000
Unverifiable Information 605 $90,430,000 $149,000 $1,808,000 $88,000 $1,200,000
Insufficient Cash (Downpayment, Closing Cost) 469 $64,790,000 $138,000 $760,000 $65,000 $745,000
Employment History 312 $42,475,000 $136,000 $810,000 $62,000 $396,000
Mortgage Insurance Denied 17 $2,540,000 $149,000 $417,000 $70,000 $153,000
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Mortgage Loan Application Totals in 2017 by Missouri Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
CAPE GIRARDEAU, MO-IL 3,699 $ 570,770,000 $ 154,000 $ 75,000
COLUMBIA, MO 6,650 $ 1,328,427,000 $ 199,000 $ 88,000
JEFFERSON CITY, MO 5,356 $ 726,480,000 $ 135,000 $ 65,000
JOPLIN, MO 7,274 $ 832,793,000 $ 114,000 $ 59,000
KANSAS CITY, MO-KS 62,462 $ 10,968,202,000 $ 175,000 $ 110,000
SPRINGFIELD, MO 21,501 $ 3,236,940,000 $ 150,000 $ 64,000
ST. JOSEPH, MO-KS 4,218 $ 526,104,000 $ 124,000 $ 64,000
ST. LOUIS, MO-IL 114,600 $ 22,099,616,000 $ 192,000 $ 167,000
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Mortgage Loan Application Totals in 2017 by Missouri County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Adair 475 $ 55,491,000 $ 116,000 $ 57,000
Andrew 785 $ 113,232,000 $ 144,000 $ 68,000
Atchison 125 $ 13,166,000 $ 105,000 $ 72,000
Audrain 692 $ 62,475,000 $ 90,000 $ 58,000
Barry 1,394 $ 157,391,000 $ 112,000 $ 61,000
Barton 366 $ 39,457,000 $ 107,000 $ 54,000
Bates 578 $ 67,297,000 $ 116,000 $ 58,000
Benton 700 $ 74,587,000 $ 106,000 $ 54,000
Bollinger 381 $ 40,689,000 $ 106,000 $ 53,000
Boone 6,657 $ 1,328,862,000 $ 199,000 $ 88,000
Buchanan 3,122 $ 376,926,000 $ 120,000 $ 63,000
Butler 1,406 $ 153,203,000 $ 108,000 $ 57,000
Caldwell 332 $ 41,378,000 $ 124,000 $ 59,000
Callaway 1,660 $ 207,015,000 $ 124,000 $ 61,000
Camden 3,374 $ 632,440,000 $ 187,000 $ 165,000
Cape Girardeau 3,340 $ 531,632,000 $ 159,000 $ 78,000
Carroll 188 $ 15,887,000 $ 84,000 $ 55,000
Carter 142 $ 17,396,000 $ 122,000 $ 67,000
Cass 6,186 $ 1,078,165,000 $ 174,000 $ 129,000
Cedar 505 $ 52,286,000 $ 103,000 $ 232,000
Chariton 117 $ 13,370,000 $ 114,000 $ 58,000
Christian 4,994 $ 810,838,000 $ 162,000 $ 63,000
Clark 61 $ 7,600,000 $ 124,000 $ 64,000
Clay 14,213 $ 2,453,580,000 $ 172,000 $ 87,000
Clinton 1,053 $ 151,917,000 $ 144,000 $ 144,000
Cole 2,662 $ 383,236,000 $ 143,000 $ 71,000
Cooper 570 $ 70,497,000 $ 123,000 $ 57,000
Crawford 913 $ 104,913,000 $ 114,000 $ 71,000
Dade 257 $ 24,519,000 $ 95,000 $ 54,000
Dallas 674 $ 73,398,000 $ 108,000 $ 50,000
Daviess 195 $ 26,976,000 $ 138,000 $ 77,000
DeKalb 311 $ 35,946,000 $ 115,000 $ 61,000
Dent 440 $ 46,579,000 $ 105,000 $ 57,000
Douglas 313 $ 36,679,000 $ 117,000 $ 52,000
Dunklin 441 $ 34,102,000 $ 77,000 $ 83,000
Franklin 4,879 $ 749,355,000 $ 153,000 $ 126,000
Gasconade 544 $ 64,663,000 $ 118,000 $ 73,000
Gentry 134 $ 13,662,000 $ 101,000 $ 61,000
Greene 12,828 $ 1,976,085,000 $ 154,000 $ 67,000
Grundy 158 $ 15,464,000 $ 97,000 $ 67,000
Harrison 139 $ 14,317,000 $ 103,000 $ 81,000
Henry 873 $ 93,632,000 $ 107,000 $ 55,000
Hickory 355 $ 33,818,000 $ 95,000 $ 60,000
Holt 122 $ 14,481,000 $ 118,000 $ 75,000
Howard 296 $ 33,925,000 $ 114,000 $ 58,000
Howell 1,065 $ 113,370,000 $ 106,000 $ 50,000
Iron 307 $ 25,202,000 $ 82,000 $ 51,000
Jackson 32,312 $ 5,612,064,000 $ 173,000 $ 123,000
Jasper 4,858 $ 545,790,000 $ 112,000 $ 58,000
Jefferson 14,297 $ 2,212,714,000 $ 154,000 $ 164,000
Johnson 2,387 $ 367,489,000 $ 153,000 $ 59,000
Knox 25 $ 2,440,000 $ 97,000 $ 100,000
Laclede 1,464 $ 166,944,000 $ 114,000 $ 48,000
Lafayette 1,334 $ 171,889,000 $ 128,000 $ 58,000
Lawrence 1,376 $ 155,327,000 $ 112,000 $ 49,000
Lewis 127 $ 12,810,000 $ 100,000 $ 54,000
Lincoln 3,769 $ 575,045,000 $ 152,000 $ 115,000
Linn 317 $ 28,412,000 $ 89,000 $ 65,000
Livingston 298 $ 35,911,000 $ 120,000 $ 59,000
Macon 251 $ 28,633,000 $ 114,000 $ 59,000
Madison 345 $ 36,477,000 $ 105,000 $ 52,000
Maries 280 $ 35,541,000 $ 126,000 $ 56,000
Marion 690 $ 78,950,000 $ 114,000 $ 70,000
McDonald 773 $ 79,528,000 $ 102,000 $ 59,000
Mercer 65 $ 7,096,000 $ 109,000 $ 71,000
Miller 865 $ 120,836,000 $ 139,000 $ 72,000
Mississippi 290 $ 25,006,000 $ 86,000 $ 63,000
Moniteau 510 $ 61,700,000 $ 120,000 $ 57,000
Monroe 179 $ 22,057,000 $ 123,000 $ 75,000
Montgomery 386 $ 45,106,000 $ 116,000 $ 66,000
Morgan 817 $ 117,678,000 $ 144,000 $ 92,000
New Madrid 436 $ 42,759,000 $ 98,000 $ 95,000
Newton 2,437 $ 287,934,000 $ 118,000 $ 61,000
Nodaway 664 $ 81,746,000 $ 123,000 $ 71,000
Oregon 192 $ 18,143,000 $ 94,000 $ 50,000
Osage 529 $ 74,504,000 $ 140,000 $ 56,000
Ozark 217 $ 22,511,000 $ 103,000 $ 68,000
Pemiscot 253 $ 23,922,000 $ 94,000 $ 60,000
Perry 950 $ 114,612,000 $ 120,000 $ 82,000
Pettis 1,286 $ 150,729,000 $ 117,000 $ 56,000
Phelps 1,051 $ 147,004,000 $ 139,000 $ 77,000
Pike 464 $ 52,416,000 $ 112,000 $ 56,000
Platte 5,503 $ 1,272,247,000 $ 231,000 $ 97,000
Polk 1,283 $ 158,126,000 $ 123,000 $ 55,000
Pulaski 1,734 $ 246,896,000 $ 142,000 $ 56,000
Putnam 92 $ 9,165,000 $ 99,000 $ 65,000
Ralls 350 $ 37,690,000 $ 107,000 $ 60,000
Randolph 682 $ 74,659,000 $ 109,000 $ 55,000
Ray 975 $ 121,752,000 $ 124,000 $ 58,000
Reynolds 225 $ 21,628,000 $ 96,000 $ 55,000
Ripley 366 $ 34,162,000 $ 93,000 $ 53,000
Saline 695 $ 60,973,000 $ 87,000 $ 55,000
Schuyler 48 $ 6,107,000 $ 127,000 $ 77,000
Scotland 38 $ 4,121,000 $ 108,000 $ 54,000
Scott 1,370 $ 143,210,000 $ 104,000 $ 61,000
Shannon 201 $ 20,225,000 $ 100,000 $ 58,000
Shelby 69 $ 7,223,000 $ 104,000 $ 60,000
St. Charles 27,201 $ 5,253,313,000 $ 193,000 $ 187,000
St. Clair 201 $ 24,740,000 $ 123,000 $ 56,000
St. Francois 2,601 $ 317,972,000 $ 122,000 $ 82,000
St. Louis 49,650 $ 10,399,145,000 $ 209,000 $ 176,000
St. Louis City 12,664 $ 2,543,356,000 $ 200,000 $ 128,000
Ste. Genevieve 751 $ 97,180,000 $ 129,000 $ 59,000
Stoddard 910 $ 102,572,000 $ 112,000 $ 52,000
Stone 1,750 $ 272,520,000 $ 155,000 $ 83,000
Sullivan 84 $ 8,351,000 $ 99,000 $ 58,000
Taney 2,198 $ 302,733,000 $ 137,000 $ 66,000
Texas 765 $ 83,488,000 $ 109,000 $ 51,000
Vernon 626 $ 62,944,000 $ 100,000 $ 68,000
Warren 2,232 $ 372,924,000 $ 167,000 $ 148,000
Washington 755 $ 83,936,000 $ 111,000 $ 60,000
Wayne 315 $ 26,394,000 $ 83,000 $ 515,000
Webster 1,770 $ 221,706,000 $ 125,000 $ 55,000
Worth 47 $ 3,424,000 $ 72,000 $ 52,000
Wright 598 $ 67,479,000 $ 112,000 $ 51,000

We hope these totals and details for mortgage applications will give you a better idea of what to expect when applying for a mortgage.
Whether you are looking for a home loan, for home financing or refinancing, or for home improvement loan statistics, we have the information you need.
These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender in MO.

If you prefer, you can download a copy of the entire list of mortgage lenders in Missouri, and search similar information back through 2003.

Download the Missouri Lender List