Missouri
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023

Discover comprehensive Missouri mortgage statistics and HMDA loan application data from 2003 to 2023.
Explore detailed insights into the total number of mortgage applications, loan amounts, and lending trends across the state.
Our interactive lists allow you to analyze mortgage data by county and metropolitan area, helping you track regional lending patterns.

Need in-depth lender data?
Easily download a formatted spreadsheet containing aggregated HMDA statistics for all Missouri based lenders.
Whether you're an industry analyst, homebuyer, or researcher, this data provides valuable insights into Missouri's mortgage market trends.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 213,560
Total Mortgage Loan Application Amount $44,231,020,000
Average Mortgage Loan Application Amount $207,000
Highest Mortgage Loan Application Amount $73,505,000
Average Applicant Income $115,000
Highest Applicant Income $9,999,000

Explore comprehensive HMDA mortgage statistics and application trends for 2023 in Missouri. Below, you'll find key insights, including total mortgage applications, average loan amounts, highest application amounts, and the income levels of top applicants. If you're researching mortgage and loan application data in Missouri, these statistics will help you understand market trends and lending patterns as you navigate the mortgage process.

Our HMDA dataset allows you to analyze mortgage loan applications for 2023 across various categories, including loan purpose, applicant race, loan type, application outcomes, and reasons for denial. These detailed breakdowns provide valuable insights into borrower demographics and lender activity, making them an essential resource for homebuyers, real estate professionals, and industry analysts.

Each category highlights the total number of mortgage applications, total loan amounts, average mortgage sizes, and the highest loan amounts within each segment. You can also explore borrower income data, including average applicant income and the highest reported incomes for mortgage applicants. Whether you're evaluating lender performance, researching loan approval trends, or comparing mortgage options, this HMDA-backed data offers a valuable snapshot of the mortgage landscape in Missouri.

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Mortgage Loan Application Detail Totals for Missouri in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 126,051 $31,561,315,000 $250,000 $52,155,000 $117,000 $8,125,000
Cash-out Refinancing 27,943 $5,387,785,000 $192,000 $73,505,000 $93,000 $8,825,000
Other Purpose 21,655 $1,732,975,000 $80,000 $4,675,000 $118,000 $9,999,000
Home Improvement 20,332 $1,609,870,000 $79,000 $33,175,000 $120,000 $7,800,000
Refinancing 16,949 $3,863,035,000 $227,000 $65,005,000 $126,000 $9,843,000
Not Applicable 630 $76,040,000 $120,000 $1,625,000 $68,000 $310,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 135,468 $25,407,760,000 $187,000 $7,485,000 $116,000 $9,999,000
Not applicable 28,856 $9,283,260,000 $321,000 $73,505,000 $131,000 $1,912,000
Not Provided 21,819 $4,453,845,000 $204,000 $25,555,000 $119,000 $8,125,000
Black or African American 13,541 $2,145,645,000 $158,000 $1,645,000 $89,000 $6,644,000
Hispanic 6,947 $1,216,115,000 $175,000 $1,655,000 $97,000 $2,853,000
Asian 4,245 $1,167,445,000 $275,000 $2,975,000 $152,000 $7,365,000
American Indian or Alaskan Native 1,511 $238,135,000 $157,000 $1,515,000 $97,000 $3,792,000
Native Hawaiian or Other Pacific Islander 200 $34,820,000 $174,000 $905,000 $97,000 $1,790,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 156,919 $32,047,105,000 $204,000 $73,505,000 $126,000 $9,999,000
FHA-insured (Federal Housing Administration) 34,502 $6,832,880,000 $198,000 $25,825,000 $76,000 $3,834,000
VA-guaranteed (Veterans Administration) 17,431 $4,642,645,000 $266,000 $1,705,000 $94,000 $1,450,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4,708 $708,390,000 $150,000 $425,000 $62,000 $225,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 117,650 $26,114,870,000 $221,000 $73,505,000 $122,000 $9,843,000
Application Denied By Financial Institution 30,810 $3,958,650,000 $128,000 $34,005,000 $91,000 $9,999,000
Application Withdrawn By Applicant 26,030 $5,834,940,000 $224,000 $65,005,000 $117,000 $8,825,000
Loan Purchased By The Institution 24,874 $5,755,330,000 $231,000 $1,905,000 $103,000 $2,633,000
File Closed For Incompleteness 8,193 $1,284,565,000 $156,000 $24,405,000 $106,000 $6,300,000
Application Approved But Not Accepted 5,082 $1,064,860,000 $209,000 $33,285,000 $114,000 $3,182,000
Preapproval Approved but not Accepted 801 $193,355,000 $241,000 $965,000 $99,000 $645,000
Preapproval Denied by Financial Institution 120 $24,450,000 $203,000 $665,000 $70,000 $297,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 171,448 $37,864,330,000 $220,000 $73,505,000 $119,000 $9,843,000
Debt-To-Income Ratio 21,028 $3,691,160,000 $175,000 $24,405,000 $97,000 $9,999,000
Credit History 9,822 $936,950,000 $95,000 $2,605,000 $93,000 $4,822,000
Collateral 4,409 $663,155,000 $150,000 $34,005,000 $117,000 $6,996,000
Credit Application Incomplete 2,605 $396,805,000 $152,000 $4,005,000 $117,000 $9,372,000
Other 2,315 $352,005,000 $152,000 $25,555,000 $111,000 $6,590,000
Unverifiable Information 1,046 $170,830,000 $163,000 $1,435,000 $92,000 $3,559,000
Insufficient Cash (Downpayment, Closing Cost) 474 $94,550,000 $199,000 $2,175,000 $99,000 $1,784,000
Employment History 405 $59,675,000 $147,000 $725,000 $73,000 $1,620,000
Mortgage Insurance Denied 8 $1,560,000 $195,000 $355,000 $81,000 $158,000
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Mortgage Loan Application Totals in 2023 by Missouri Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
CAPE GIRARDEAU, MO-IL 2,815 $ 503,605,000 $ 178,000 $ 106,000
COLUMBIA, MO 6,543 $ 1,540,845,000 $ 235,000 $ 126,000
JEFFERSON CITY, MO 4,832 $ 843,440,000 $ 174,000 $ 95,000
JOPLIN, MO 7,004 $ 1,128,130,000 $ 161,000 $ 92,000
KANSAS CITY, MO-KS 48,981 $ 11,052,645,000 $ 225,000 $ 117,000
SPRINGFIELD, MO 17,873 $ 3,593,315,000 $ 201,000 $ 106,000
ST. JOSEPH, MO-KS 3,401 $ 540,595,000 $ 158,000 $ 88,000
ST. LOUIS, MO-IL 77,187 $ 17,507,035,000 $ 226,000 $ 129,000
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Mortgage Loan Application Totals in 2023 by Missouri County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Adair 559 $ 74,435,000 $ 133,000 $ 90,000
Andrew 473 $ 83,785,000 $ 177,000 $ 97,000
Atchison 124 $ 13,620,000 $ 109,000 $ 80,000
Audrain 725 $ 93,135,000 $ 128,000 $ 84,000
Barry 1,081 $ 173,145,000 $ 160,000 $ 93,000
Barton 284 $ 32,120,000 $ 113,000 $ 71,000
Bates 570 $ 90,530,000 $ 158,000 $ 91,000
Benton 806 $ 112,990,000 $ 140,000 $ 89,000
Bollinger 302 $ 48,590,000 $ 160,000 $ 104,000
Boone 5,708 $ 1,401,550,000 $ 245,000 $ 129,000
Buchanan 2,665 $ 407,095,000 $ 152,000 $ 85,000
Butler 1,161 $ 169,575,000 $ 146,000 $ 91,000
Caldwell 286 $ 49,550,000 $ 173,000 $ 90,000
Callaway 1,461 $ 245,035,000 $ 167,000 $ 90,000
Camden 2,820 $ 738,250,000 $ 261,000 $ 184,000
Cape Girardeau 2,513 $ 455,015,000 $ 181,000 $ 107,000
Carroll 175 $ 24,695,000 $ 141,000 $ 93,000
Carter 170 $ 30,380,000 $ 178,000 $ 115,000
Cass 4,405 $ 1,125,105,000 $ 255,000 $ 124,000
Cedar 496 $ 67,660,000 $ 136,000 $ 80,000
Chariton 173 $ 18,695,000 $ 108,000 $ 81,000
Christian 4,118 $ 910,140,000 $ 221,000 $ 117,000
Clark 46 $ 6,890,000 $ 149,000 $ 93,000
Clay 9,910 $ 2,260,420,000 $ 228,000 $ 119,000
Clinton 840 $ 151,170,000 $ 179,000 $ 100,000
Cole 2,591 $ 464,845,000 $ 179,000 $ 100,000
Cooper 548 $ 93,270,000 $ 170,000 $ 102,000
Crawford 600 $ 93,120,000 $ 155,000 $ 91,000
Dade 212 $ 25,750,000 $ 121,000 $ 72,000
Dallas 582 $ 99,410,000 $ 170,000 $ 85,000
Daviess 265 $ 46,515,000 $ 175,000 $ 124,000
DeKalb 263 $ 49,715,000 $ 189,000 $ 92,000
Dent 268 $ 43,800,000 $ 163,000 $ 75,000
Douglas 271 $ 46,165,000 $ 170,000 $ 88,000
Dunklin 536 $ 65,680,000 $ 122,000 $ 87,000
Franklin 3,342 $ 648,990,000 $ 194,000 $ 104,000
Gasconade 335 $ 49,965,000 $ 149,000 $ 96,000
Gentry 149 $ 18,155,000 $ 121,000 $ 81,000
Greene 10,686 $ 2,149,570,000 $ 201,000 $ 108,000
Grundy 183 $ 21,605,000 $ 118,000 $ 80,000
Harrison 187 $ 26,025,000 $ 139,000 $ 81,000
Henry 927 $ 142,345,000 $ 153,000 $ 90,000
Hickory 365 $ 52,285,000 $ 143,000 $ 90,000
Holt 104 $ 13,160,000 $ 126,000 $ 83,000
Howard 287 $ 46,025,000 $ 160,000 $ 108,000
Howell 884 $ 146,000,000 $ 165,000 $ 82,000
Iron 264 $ 32,500,000 $ 123,000 $ 81,000
Jackson 27,115 $ 5,908,145,000 $ 217,000 $ 113,000
Jasper 4,740 $ 734,950,000 $ 155,000 $ 92,000
Jefferson 9,392 $ 1,698,600,000 $ 180,000 $ 99,000
Johnson 1,981 $ 451,345,000 $ 227,000 $ 106,000
Knox 41 $ 5,325,000 $ 129,000 $ 70,000
Laclede 1,338 $ 212,540,000 $ 158,000 $ 90,000
Lafayette 1,108 $ 198,560,000 $ 179,000 $ 94,000
Lawrence 1,334 $ 216,090,000 $ 161,000 $ 79,000
Lewis 144 $ 20,320,000 $ 141,000 $ 73,000
Lincoln 2,748 $ 533,000,000 $ 193,000 $ 102,000
Linn 294 $ 32,310,000 $ 109,000 $ 76,000
Livingston 311 $ 44,105,000 $ 141,000 $ 83,000
Macon 293 $ 43,835,000 $ 149,000 $ 84,000
Madison 330 $ 42,620,000 $ 129,000 $ 75,000
Maries 202 $ 29,650,000 $ 146,000 $ 74,000
Marion 678 $ 96,400,000 $ 142,000 $ 107,000
McDonald 672 $ 109,010,000 $ 162,000 $ 86,000
Mercer 57 $ 6,215,000 $ 109,000 $ 67,000
Miller 938 $ 174,020,000 $ 185,000 $ 106,000
Mississippi 271 $ 27,775,000 $ 102,000 $ 73,000
Moniteau 460 $ 64,930,000 $ 141,000 $ 79,000
Monroe 186 $ 24,750,000 $ 133,000 $ 89,000
Montgomery 306 $ 45,290,000 $ 148,000 $ 83,000
Morgan 766 $ 158,230,000 $ 206,000 $ 131,000
New Madrid 323 $ 36,005,000 $ 111,000 $ 79,000
Newton 2,264 $ 393,180,000 $ 173,000 $ 91,000
Nodaway 405 $ 61,245,000 $ 151,000 $ 104,000
Oregon 243 $ 34,025,000 $ 140,000 $ 72,000
Osage 320 $ 68,630,000 $ 214,000 $ 93,000
Ozark 187 $ 28,915,000 $ 154,000 $ 79,000
Pemiscot 263 $ 26,115,000 $ 99,000 $ 72,000
Perry 551 $ 81,025,000 $ 147,000 $ 103,000
Pettis 1,469 $ 274,275,000 $ 186,000 $ 82,000
Phelps 934 $ 160,740,000 $ 172,000 $ 86,000
Pike 411 $ 55,245,000 $ 134,000 $ 76,000
Platte 3,866 $ 1,114,420,000 $ 288,000 $ 147,000
Polk 1,035 $ 172,265,000 $ 166,000 $ 85,000
Pulaski 1,962 $ 358,860,000 $ 182,000 $ 89,000
Putnam 59 $ 11,495,000 $ 194,000 $ 132,000
Ralls 285 $ 44,515,000 $ 156,000 $ 107,000
Randolph 888 $ 131,530,000 $ 148,000 $ 77,000
Ray 881 $ 154,745,000 $ 175,000 $ 90,000
Reynolds 187 $ 22,645,000 $ 121,000 $ 74,000
Ripley 398 $ 54,660,000 $ 137,000 $ 76,000
Saline 566 $ 75,670,000 $ 133,000 $ 78,000
Schuyler 54 $ 8,320,000 $ 154,000 $ 111,000
Scotland 46 $ 6,110,000 $ 132,000 $ 78,000
Scott 1,144 $ 143,140,000 $ 125,000 $ 84,000
Shannon 144 $ 21,580,000 $ 149,000 $ 87,000
Shelby 67 $ 8,955,000 $ 133,000 $ 77,000
St. Charles 17,022 $ 4,278,350,000 $ 251,000 $ 134,000
St. Clair 192 $ 27,760,000 $ 144,000 $ 77,000
St. Francois 2,150 $ 333,510,000 $ 155,000 $ 87,000
St. Louis 34,158 $ 7,883,040,000 $ 230,000 $ 142,000
St. Louis City 8,879 $ 2,096,885,000 $ 236,000 $ 118,000
Ste. Genevieve 589 $ 92,465,000 $ 156,000 $ 95,000
Stoddard 766 $ 103,430,000 $ 135,000 $ 81,000
Stone 1,569 $ 378,105,000 $ 240,000 $ 149,000
Sullivan 99 $ 17,455,000 $ 176,000 $ 76,000
Taney 2,077 $ 424,925,000 $ 204,000 $ 124,000
Texas 627 $ 96,235,000 $ 153,000 $ 72,000
Vernon 551 $ 78,535,000 $ 142,000 $ 75,000
Warren 1,646 $ 368,170,000 $ 223,000 $ 122,000
Washington 609 $ 90,765,000 $ 149,000 $ 77,000
Wayne 302 $ 37,370,000 $ 123,000 $ 78,000
Webster 1,452 $ 261,930,000 $ 180,000 $ 91,000
Worth 12 $ 920,000 $ 76,000 $ 77,000
Wright 483 $ 76,375,000 $ 158,000 $ 74,000

Our comprehensive HMDA mortgage statistics offer invaluable insights into Missouri's 2023 lending landscape. By analyzing detailed data on mortgage applications, loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can identify key trends shaping the state's housing market.

This in-depth information enables real estate experts, financial analysts, and policymakers to monitor market shifts, assess borrower demographics, and evaluate lender performance effectively. Leverage this powerful data to make informed decisions, conduct thorough market research, and stay ahead in the evolving mortgage industry.
To gain a deeper understanding of Missouri's mortgage lending environment, download the comprehensive list of lenders and their aggregated HMDA statistics today.

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