Missouri
Mortgage Loan Application
Totals and Details
in 2018

Find mortgage statistics and mortgage data for Missouri.
Our lists allow you to explore the total number of mortgage applications and mortgage application details for 2003-2018 in all of Missouri.
You can organize this information by metropolitan area and by county.

Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 272,881
Total Mortgage Loan Application Amount $45,147,665,000
Average Mortgage Loan Application Amount $165,000
Highest Mortgage Loan Application Amount $82,755,000
Average Applicant Income $92,000
Highest Applicant Income $9,595,000

Mortgage stats and application averages for each year are shown below, as well as highest application amount and the income of the highest applicant.
If you are looking for a mortgage or loan application data statistics in Missouri, these numbers will give you an idea of what to expect as you begin to look for a lender.

These lists can also be organized by various details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.

Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, and the highest mortgage within that category. You can also look at information regarding the average income of the mortgage applicants and the highest income of the mortgage applicants. If you're looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

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Mortgage Loan Application Detail Totals for Missouri in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 149,385 $27,524,205,000 $184,000 $48,405,000 $91,000 $9,536,000
Refinancing 43,188 $7,410,500,000 $171,000 $53,615,000 $97,000 $9,000,000
Cash-out Refinancing 41,319 $7,050,975,000 $170,000 $82,755,000 $82,000 $5,750,000
Home Improvement 16,998 $1,318,760,000 $77,000 $68,855,000 $98,000 $9,595,000
Other Purpose 16,898 $1,242,480,000 $73,000 $9,005,000 $101,000 $8,058,000
Not Applicable 5,093 $600,745,000 $117,000 $5,605,000 $75,000 $686,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 190,690 $29,727,780,000 $155,000 $68,855,000 $92,000 $9,595,000
Not applicable 35,351 $8,313,475,000 $235,000 $82,755,000 $83,000 $1,222,000
Not Provided 21,401 $3,392,815,000 $158,000 $14,005,000 $100,000 $8,554,000
Black or African American 13,440 $1,731,050,000 $128,000 $7,805,000 $71,000 $5,750,000
Hispanic 5,435 $747,955,000 $137,000 $1,005,000 $74,000 $1,000,000
Asian 4,221 $876,835,000 $207,000 $1,925,000 $126,000 $5,036,000
American Indian or Alaskan Native 1,445 $188,695,000 $130,000 $1,165,000 $72,000 $900,000
Native Hawaiian or Other Pacific Islander 269 $40,925,000 $152,000 $1,255,000 $93,000 $4,000,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 191,466 $32,515,200,000 $169,000 $82,755,000 $102,000 $9,595,000
FHA-insured (Federal Housing Administration) 47,536 $6,894,770,000 $145,000 $31,165,000 $60,000 $2,196,000
VA-guaranteed (Veterans Administration) 24,004 $4,564,970,000 $190,000 $1,295,000 $74,000 $2,110,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 9,875 $1,172,725,000 $118,000 $1,335,000 $46,000 $864,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 144,790 $25,320,750,000 $174,000 $82,755,000 $98,000 $9,536,000
Loan Purchased By The Institution 46,300 $8,102,010,000 $174,000 $5,095,000 $90,000 $3,056,000
Application Denied By Financial Institution 39,009 $4,463,545,000 $114,000 $30,005,000 $72,000 $8,554,000
Application Withdrawn By Applicant 30,137 $5,428,475,000 $180,000 $68,855,000 $93,000 $9,595,000
File Closed For Incompleteness 7,237 $995,545,000 $137,000 $29,255,000 $83,000 $6,040,000
Application Approved But Not Accepted 5,312 $819,390,000 $154,000 $9,125,000 $96,000 $3,163,000
Preapproval Approved but not Accepted 56 $11,050,000 $197,000 $445,000 $82,000 $216,000
Preapproval Denied by Financial Institution 40 $6,900,000 $172,000 $405,000 $81,000 $237,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 223,680 $39,022,620,000 $174,000 $82,755,000 $95,000 $9,595,000
Debt-To-Income Ratio 20,757 $2,966,975,000 $142,000 $31,505,000 $75,000 $9,536,000
Credit History 11,852 $1,045,790,000 $88,000 $7,845,000 $73,000 $4,320,000
Collateral 7,187 $838,445,000 $116,000 $30,005,000 $90,000 $8,554,000
Other 3,725 $461,585,000 $123,000 $4,255,000 $76,000 $2,756,000
Credit Application Incomplete 3,344 $483,500,000 $144,000 $2,505,000 $76,000 $2,248,000
Unverifiable Information 1,240 $161,940,000 $130,000 $7,805,000 $88,000 $2,500,000
Insufficient Cash (Downpayment, Closing Cost) 672 $103,710,000 $154,000 $1,525,000 $76,000 $668,000
Employment History 407 $51,705,000 $127,000 $685,000 $59,000 $2,277,000
Mortgage Insurance Denied 17 $11,395,000 $670,000 $9,005,000 $84,000 $285,000
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Mortgage Loan Application Totals in 2018 by Missouri Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
CAPE GIRARDEAU, MO-IL 3,719 $ 541,925,000 $ 145,000 $ 85,000
COLUMBIA, MO 6,321 $ 1,162,635,000 $ 183,000 $ 99,000
JEFFERSON CITY, MO 5,205 $ 724,665,000 $ 139,000 $ 77,000
JOPLIN, MO 7,159 $ 929,705,000 $ 129,000 $ 79,000
KANSAS CITY, MO-KS 65,218 $ 11,248,590,000 $ 172,000 $ 91,000
SPRINGFIELD, MO 21,559 $ 3,314,565,000 $ 153,000 $ 83,000
ST. JOSEPH, MO-KS 3,922 $ 473,400,000 $ 120,000 $ 76,000
ST. LOUIS, MO-IL 109,773 $ 20,481,525,000 $ 186,000 $ 102,000
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Mortgage Loan Application Totals in 2018 by Missouri County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Adair 453 $ 50,055,000 $ 110,000 $ 69,000
Andrew 762 $ 106,790,000 $ 140,000 $ 83,000
Atchison 116 $ 9,020,000 $ 77,000 $ 68,000
Audrain 693 $ 65,815,000 $ 94,000 $ 64,000
Barry 1,302 $ 148,610,000 $ 114,000 $ 74,000
Barton 266 $ 27,110,000 $ 101,000 $ 63,000
Bates 548 $ 60,540,000 $ 110,000 $ 67,000
Benton 848 $ 89,450,000 $ 105,000 $ 72,000
Bollinger 361 $ 39,415,000 $ 109,000 $ 61,000
Boone 6,330 $ 1,170,060,000 $ 184,000 $ 100,000
Buchanan 2,877 $ 334,725,000 $ 116,000 $ 75,000
Butler 1,353 $ 156,715,000 $ 115,000 $ 74,000
Caldwell 300 $ 35,620,000 $ 118,000 $ 75,000
Callaway 1,641 $ 227,105,000 $ 138,000 $ 73,000
Camden 3,449 $ 641,135,000 $ 185,000 $ 154,000
Cape Girardeau 3,391 $ 505,065,000 $ 148,000 $ 88,000
Carroll 160 $ 15,550,000 $ 97,000 $ 62,000
Carter 148 $ 18,680,000 $ 126,000 $ 71,000
Cass 6,318 $ 1,102,770,000 $ 174,000 $ 94,000
Cedar 493 $ 52,815,000 $ 107,000 $ 68,000
Chariton 103 $ 11,635,000 $ 112,000 $ 82,000
Christian 5,034 $ 812,030,000 $ 161,000 $ 83,000
Clark 63 $ 8,055,000 $ 127,000 $ 69,000
Clay 14,601 $ 2,579,785,000 $ 176,000 $ 89,000
Clinton 1,048 $ 147,500,000 $ 140,000 $ 75,000
Cole 2,645 $ 381,795,000 $ 144,000 $ 82,000
Cooper 469 $ 55,175,000 $ 117,000 $ 68,000
Crawford 795 $ 99,135,000 $ 124,000 $ 70,000
Dade 229 $ 20,725,000 $ 90,000 $ 68,000
Dallas 616 $ 66,500,000 $ 107,000 $ 77,000
Daviess 188 $ 29,410,000 $ 156,000 $ 106,000
DeKalb 298 $ 34,820,000 $ 116,000 $ 80,000
Dent 335 $ 35,135,000 $ 104,000 $ 56,000
Douglas 321 $ 40,055,000 $ 124,000 $ 64,000
Dunklin 467 $ 40,225,000 $ 86,000 $ 60,000
Franklin 4,644 $ 701,220,000 $ 150,000 $ 79,000
Gasconade 550 $ 66,490,000 $ 120,000 $ 68,000
Gentry 162 $ 14,970,000 $ 92,000 $ 65,000
Greene 13,090 $ 2,128,480,000 $ 162,000 $ 87,000
Grundy 206 $ 21,940,000 $ 106,000 $ 63,000
Harrison 136 $ 13,760,000 $ 101,000 $ 68,000
Henry 907 $ 98,585,000 $ 108,000 $ 67,000
Hickory 369 $ 32,985,000 $ 89,000 $ 64,000
Holt 114 $ 11,090,000 $ 97,000 $ 77,000
Howard 287 $ 33,235,000 $ 115,000 $ 82,000
Howell 980 $ 107,390,000 $ 109,000 $ 56,000
Iron 320 $ 28,010,000 $ 87,000 $ 57,000
Jackson 34,203 $ 5,829,625,000 $ 170,000 $ 91,000
Jasper 4,721 $ 618,055,000 $ 130,000 $ 75,000
Jefferson 13,139 $ 1,986,495,000 $ 151,000 $ 78,000
Johnson 2,208 $ 360,360,000 $ 163,000 $ 78,000
Knox 26 $ 2,190,000 $ 84,000 $ 59,000
Laclede 1,324 $ 165,920,000 $ 125,000 $ 59,000
Lafayette 1,380 $ 176,510,000 $ 127,000 $ 73,000
Lawrence 1,444 $ 156,630,000 $ 108,000 $ 62,000
Lewis 142 $ 13,170,000 $ 92,000 $ 61,000
Lincoln 3,497 $ 558,835,000 $ 159,000 $ 77,000
Linn 268 $ 22,800,000 $ 85,000 $ 70,000
Livingston 308 $ 39,970,000 $ 129,000 $ 69,000
Macon 296 $ 30,550,000 $ 103,000 $ 56,000
Madison 396 $ 41,610,000 $ 105,000 $ 66,000
Maries 282 $ 32,610,000 $ 115,000 $ 59,000
Marion 743 $ 84,625,000 $ 113,000 $ 75,000
McDonald 776 $ 77,450,000 $ 99,000 $ 76,000
Mercer 65 $ 4,715,000 $ 72,000 $ 61,000
Miller 855 $ 116,565,000 $ 136,000 $ 81,000
Mississippi 253 $ 21,235,000 $ 83,000 $ 69,000
Moniteau 478 $ 55,750,000 $ 116,000 $ 69,000
Monroe 192 $ 21,360,000 $ 111,000 $ 68,000
Montgomery 397 $ 47,155,000 $ 118,000 $ 71,000
Morgan 843 $ 120,705,000 $ 143,000 $ 106,000
New Madrid 450 $ 44,060,000 $ 97,000 $ 62,000
Newton 2,455 $ 312,615,000 $ 127,000 $ 86,000
Nodaway 561 $ 64,555,000 $ 115,000 $ 77,000
Oregon 184 $ 19,910,000 $ 108,000 $ 60,000
Osage 451 $ 61,335,000 $ 135,000 $ 70,000
Ozark 242 $ 27,000,000 $ 111,000 $ 61,000
Pemiscot 255 $ 23,915,000 $ 93,000 $ 60,000
Perry 843 $ 98,225,000 $ 116,000 $ 67,000
Pettis 1,279 $ 168,155,000 $ 131,000 $ 66,000
Phelps 943 $ 137,185,000 $ 145,000 $ 70,000
Pike 508 $ 54,340,000 $ 106,000 $ 64,000
Platte 5,855 $ 1,198,525,000 $ 204,000 $ 111,000
Polk 1,134 $ 135,790,000 $ 119,000 $ 64,000
Pulaski 1,620 $ 245,200,000 $ 151,000 $ 69,000
Putnam 71 $ 7,865,000 $ 110,000 $ 69,000
Ralls 346 $ 37,320,000 $ 107,000 $ 69,000
Randolph 758 $ 76,550,000 $ 100,000 $ 60,000
Ray 1,024 $ 131,600,000 $ 128,000 $ 68,000
Reynolds 209 $ 17,645,000 $ 84,000 $ 59,000
Ripley 393 $ 37,295,000 $ 94,000 $ 63,000
Saline 640 $ 61,730,000 $ 96,000 $ 63,000
Schuyler 56 $ 6,690,000 $ 119,000 $ 66,000
Scotland 62 $ 6,930,000 $ 111,000 $ 75,000
Scott 1,514 $ 158,160,000 $ 104,000 $ 66,000
Shannon 176 $ 15,740,000 $ 89,000 $ 53,000
Shelby 63 $ 5,275,000 $ 83,000 $ 69,000
St. Charles 25,673 $ 4,851,635,000 $ 188,000 $ 100,000
St. Clair 185 $ 21,065,000 $ 113,000 $ 72,000
St. Francois 2,662 $ 327,460,000 $ 123,000 $ 71,000
St. Louis 48,572 $ 9,990,470,000 $ 205,000 $ 119,000
St. Louis City 12,251 $ 2,081,055,000 $ 169,000 $ 91,000
Ste. Genevieve 798 $ 96,830,000 $ 121,000 $ 74,000
Stoddard 856 $ 88,620,000 $ 103,000 $ 62,000
Stone 1,749 $ 289,065,000 $ 165,000 $ 101,000
Sullivan 100 $ 8,900,000 $ 89,000 $ 56,000
Taney 2,196 $ 312,450,000 $ 142,000 $ 85,000
Texas 655 $ 72,695,000 $ 110,000 $ 57,000
Vernon 575 $ 59,595,000 $ 103,000 $ 65,000
Warren 2,205 $ 351,305,000 $ 159,000 $ 88,000
Washington 708 $ 73,140,000 $ 103,000 $ 59,000
Wayne 302 $ 25,430,000 $ 84,000 $ 59,000
Webster 1,720 $ 224,730,000 $ 130,000 $ 67,000
Worth 42 $ 4,630,000 $ 110,000 $ 53,000
Wright 515 $ 52,535,000 $ 102,000 $ 57,000

We hope these mortgage application details and statistics will give you a better idea of what to expect when applying for a mortgage.
Whether you are looking for a home loan, for home financing or refinancing, or for home improvement loan statistics, we have the information you need.
These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender in Missouri.

If you prefer, you can download a copy of the entire list of mortgage lenders in Missouri and search similar information back through 2003.

Download the Missouri Lender List