Missouri
Mortgage Loan Application
Totals and Details
in 2014

Find mortgage statistics for Missouri.
Our lists allow you to explore the total number of mortgage applications and mortgage application details for 2003-2016 in all of Missouri.
You can organize this information by metropolitan area and by county.

Years 2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 228,460
Total Mortgage Loan Application Amount $34,672,784,000
Average Mortgage Loan Application Amount $151,000
Highest Mortgage Loan Application Amount $99,999,000
Average Applicant Income $70,000
Highest Applicant Income $9,999,000

We provide overall totals and averages for each year, as well as highest application amount and the income of the highest applicant.
If you are looking for a mortgage or lending statistics in Missouri, these numbers will give you an idea of what to expect as you begin to look for a lender.

These lists are also able to be organized by various details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.

Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, and the highest mortgage within that category. You can also look at information regarding the average income of the mortgage applicants and the highest income of the mortgage applicants. If you're looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

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Mortgage Loan Application Detail Totals for Missouri in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 117,559 $18,620,074,000 $158,000 $86,000,000 $69,000 $9,999,000
Refinancing 96,907 $15,132,065,000 $156,000 $99,999,000 $72,000 $7,901,000
Home Improvement 13,994 $920,645,000 $65,000 $26,000,000 $72,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 159,145 $22,839,002,000 $143,000 $4,870,000 $82,000 $9,999,000
Not applicable 32,988 $6,966,848,000 $211,000 $99,999,000 $10,000 $2,488,000
Not Provided 17,489 $2,409,499,000 $137,000 $4,142,000 $80,000 $4,759,000
Black or African American 10,487 $1,184,946,000 $112,000 $1,900,000 $58,000 $1,612,000
Hispanic 4,004 $506,714,000 $126,000 $15,261,000 $66,000 $1,200,000
Asian 3,190 $623,281,000 $195,000 $2,139,000 $109,000 $7,287,000
American Indian or Alaskan Native 844 $96,828,000 $114,000 $872,000 $59,000 $1,140,000
Native Hawaiin or Other Pacific Islander 313 $45,666,000 $145,000 $882,000 $86,000 $1,300,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 157,796 $25,180,492,000 $159,000 $99,999,000 $83,000 $9,999,000
FHA-insured (Federal Housing Administration) 40,289 $5,088,675,000 $126,000 $14,603,000 $41,000 $2,400,000
VA-guaranteed (Veterans Administration) 18,626 $3,107,636,000 $166,000 $1,226,000 $51,000 $1,239,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 11,749 $1,295,981,000 $110,000 $949,000 $32,000 $1,392,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 119,238 $19,271,844,000 $161,000 $99,999,000 $83,000 $9,999,000
Loan Purchased By The Institution 41,421 $6,346,045,000 $153,000 $25,000,000 $30,000 $2,488,000
Application Denied By Financial Institution 34,369 $4,045,302,000 $117,000 $31,000,000 $63,000 $3,600,000
Application Withdrawn By Applicant 20,132 $3,106,198,000 $154,000 $22,000,000 $79,000 $7,287,000
File Closed For Incompleteness 6,710 $994,653,000 $148,000 $2,000,000 $79,000 $7,901,000
Application Approved But Not Accepted 6,586 $908,302,000 $137,000 $30,758,000 $81,000 $9,890,000
Preapproval Approved but not Accepted 2 $188,000 $94,000 $101,000 $47,000 $57,000
Preapproval Denied by Financial Institution 2 $252,000 $126,000 $135,000 $58,000 $68,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 6,962 $609,100,000 $87,000 $2,300,000 $59,000 $1,265,000
Collateral 4,404 $596,187,000 $135,000 $3,410,000 $82,000 $1,896,000
Debt-To-Income Ratio 4,312 $589,585,000 $136,000 $4,442,000 $53,000 $1,597,000
Credit Application Incomplete 1,902 $300,931,000 $158,000 $2,075,000 $80,000 $1,500,000
Other 1,842 $275,781,000 $149,000 $31,000,000 $75,000 $1,083,000
Insufficient Cash (Downpayment, Closing Cost) 589 $80,762,000 $137,000 $3,240,000 $68,000 $905,000
Unverifiable Information 588 $83,519,000 $142,000 $1,960,000 $84,000 $1,456,000
Employment History 338 $41,016,000 $121,000 $847,000 $63,000 $1,500,000
Mortgage Insurance Denied 29 $3,597,000 $124,000 $380,000 $69,000 $234,000
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Mortgage Loan Application Totals in 2014 by Missouri Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
CAPE GIRARDEAU, MO-IL 3,239 $ 429,737,000 $ 132,000 $ 72,000
COLUMBIA, MO 6,297 $ 1,155,057,000 $ 183,000 $ 77,000
JEFFERSON CITY, MO 4,795 $ 580,499,000 $ 121,000 $ 62,000
JOPLIN, MO 6,568 $ 694,464,000 $ 105,000 $ 56,000
KANSAS CITY, MO-KS 46,837 $ 7,244,638,000 $ 154,000 $ 71,000
SPRINGFIELD, MO 18,530 $ 2,585,374,000 $ 139,000 $ 60,000
ST. JOSEPH, MO-KS 3,746 $ 415,609,000 $ 110,000 $ 61,000
ST. LOUIS, MO-IL 95,278 $ 16,788,721,000 $ 176,000 $ 77,000
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Mortgage Loan Application Totals in 2014 by Missouri County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Adair 292 $ 31,399,000 $ 107,000 $ 58,000
Andrew 686 $ 86,857,000 $ 126,000 $ 69,000
Atchison 87 $ 8,721,000 $ 100,000 $ 65,000
Audrain 487 $ 41,171,000 $ 84,000 $ 48,000
Barry 1,129 $ 130,876,000 $ 115,000 $ 62,000
Barton 242 $ 25,011,000 $ 103,000 $ 55,000
Bates 438 $ 44,684,000 $ 102,000 $ 59,000
Benton 577 $ 59,763,000 $ 103,000 $ 55,000
Bollinger 364 $ 34,205,000 $ 93,000 $ 53,000
Boone 6,409 $ 1,167,345,000 $ 182,000 $ 77,000
Buchanan 2,809 $ 301,968,000 $ 107,000 $ 59,000
Butler 1,110 $ 120,645,000 $ 108,000 $ 55,000
Caldwell 266 $ 24,899,000 $ 93,000 $ 55,000
Callaway 1,524 $ 168,936,000 $ 110,000 $ 56,000
Camden 2,772 $ 471,483,000 $ 170,000 $ 128,000
Cape Girardeau 2,909 $ 397,337,000 $ 136,000 $ 74,000
Carroll 136 $ 9,581,000 $ 70,000 $ 49,000
Carter 109 $ 13,240,000 $ 121,000 $ 70,000
Cass 4,385 $ 652,814,000 $ 148,000 $ 68,000
Cedar 395 $ 39,290,000 $ 99,000 $ 60,000
Chariton 98 $ 8,651,000 $ 88,000 $ 49,000
Christian 4,340 $ 598,359,000 $ 137,000 $ 58,000
Clark 42 $ 4,380,000 $ 104,000 $ 66,000
Clay 10,354 $ 1,614,771,000 $ 155,000 $ 70,000
Clinton 880 $ 107,874,000 $ 122,000 $ 60,000
Cole 2,533 $ 327,943,000 $ 129,000 $ 68,000
Cooper 469 $ 48,566,000 $ 103,000 $ 51,000
Crawford 851 $ 85,674,000 $ 100,000 $ 55,000
Dade 188 $ 14,967,000 $ 79,000 $ 73,000
Dallas 578 $ 61,585,000 $ 106,000 $ 56,000
Daviess 187 $ 22,729,000 $ 121,000 $ 90,000
DeKalb 256 $ 27,246,000 $ 106,000 $ 56,000
Dent 317 $ 28,948,000 $ 91,000 $ 49,000
Douglas 272 $ 25,576,000 $ 94,000 $ 50,000
Dunklin 492 $ 37,566,000 $ 76,000 $ 53,000
Franklin 4,133 $ 569,395,000 $ 137,000 $ 64,000
Gasconade 457 $ 48,614,000 $ 106,000 $ 52,000
Gentry 123 $ 10,480,000 $ 85,000 $ 79,000
Greene 10,988 $ 1,637,502,000 $ 149,000 $ 62,000
Grundy 172 $ 14,191,000 $ 82,000 $ 53,000
Harrison 115 $ 11,350,000 $ 98,000 $ 63,000
Henry 697 $ 69,046,000 $ 99,000 $ 55,000
Hickory 299 $ 24,318,000 $ 81,000 $ 61,000
Holt 92 $ 8,729,000 $ 94,000 $ 53,000
Howard 274 $ 26,946,000 $ 98,000 $ 57,000
Howell 826 $ 77,287,000 $ 93,000 $ 47,000
Iron 259 $ 20,299,000 $ 78,000 $ 45,000
Jackson 24,223 $ 3,728,861,000 $ 153,000 $ 69,000
Jasper 4,489 $ 465,129,000 $ 103,000 $ 52,000
Jefferson 11,467 $ 1,596,757,000 $ 139,000 $ 58,000
Johnson 1,808 $ 241,648,000 $ 133,000 $ 57,000
Knox 20 $ 2,060,000 $ 103,000 $ 57,000
Laclede 1,005 $ 104,419,000 $ 103,000 $ 49,000
Lafayette 1,142 $ 131,273,000 $ 114,000 $ 62,000
Lawrence 1,225 $ 126,503,000 $ 103,000 $ 48,000
Lewis 85 $ 7,225,000 $ 85,000 $ 43,000
Lincoln 2,517 $ 329,175,000 $ 130,000 $ 54,000
Linn 255 $ 19,236,000 $ 75,000 $ 64,000
Livingston 259 $ 30,054,000 $ 116,000 $ 52,000
Macon 252 $ 22,656,000 $ 89,000 $ 51,000
Madison 316 $ 27,273,000 $ 86,000 $ 52,000
Maries 221 $ 22,879,000 $ 103,000 $ 53,000
Marion 706 $ 76,455,000 $ 108,000 $ 54,000
McDonald 684 $ 59,807,000 $ 87,000 $ 50,000
Mercer 47 $ 3,580,000 $ 76,000 $ 48,000
Miller 649 $ 81,719,000 $ 125,000 $ 70,000
Mississippi 243 $ 17,902,000 $ 73,000 $ 46,000
Moniteau 397 $ 42,431,000 $ 106,000 $ 57,000
Monroe 129 $ 13,066,000 $ 101,000 $ 52,000
Montgomery 306 $ 30,571,000 $ 99,000 $ 53,000
Morgan 683 $ 85,308,000 $ 124,000 $ 84,000
New Madrid 372 $ 34,025,000 $ 91,000 $ 54,000
Newton 2,104 $ 230,666,000 $ 109,000 $ 63,000
Nodaway 503 $ 56,104,000 $ 111,000 $ 78,000
Oregon 172 $ 13,696,000 $ 79,000 $ 53,000
Osage 431 $ 50,560,000 $ 117,000 $ 54,000
Ozark 166 $ 21,864,000 $ 131,000 $ 64,000
Pemiscot 208 $ 19,439,000 $ 93,000 $ 53,000
Perry 740 $ 80,171,000 $ 108,000 $ 53,000
Pettis 1,065 $ 115,370,000 $ 108,000 $ 55,000
Phelps 1,023 $ 133,892,000 $ 130,000 $ 63,000
Pike 382 $ 36,159,000 $ 94,000 $ 56,000
Platte 4,382 $ 851,654,000 $ 194,000 $ 92,000
Polk 1,113 $ 122,420,000 $ 109,000 $ 65,000
Pulaski 1,708 $ 242,150,000 $ 141,000 $ 51,000
Putnam 55 $ 6,643,000 $ 120,000 $ 66,000
Ralls 275 $ 28,714,000 $ 104,000 $ 61,000
Randolph 531 $ 47,213,000 $ 88,000 $ 45,000
Ray 798 $ 90,870,000 $ 113,000 $ 59,000
Reynolds 181 $ 13,866,000 $ 76,000 $ 52,000
Ripley 324 $ 27,173,000 $ 83,000 $ 60,000
Saline 734 $ 58,393,000 $ 79,000 $ 54,000
Schuyler 47 $ 3,787,000 $ 80,000 $ 46,000
Scotland 31 $ 2,993,000 $ 96,000 $ 67,000
Scott 1,134 $ 103,565,000 $ 91,000 $ 57,000
Shannon 151 $ 11,669,000 $ 77,000 $ 51,000
Shelby 81 $ 6,163,000 $ 76,000 $ 47,000
St. Charles 21,343 $ 3,837,198,000 $ 179,000 $ 73,000
St. Clair 129 $ 11,461,000 $ 88,000 $ 46,000
St. Francois 2,159 $ 229,198,000 $ 106,000 $ 54,000
St. Louis 43,380 $ 8,456,081,000 $ 194,000 $ 89,000
St. Louis City 10,990 $ 1,789,046,000 $ 162,000 $ 68,000
Ste. Genevieve 618 $ 70,420,000 $ 113,000 $ 61,000
Stoddard 689 $ 65,395,000 $ 94,000 $ 51,000
Stone 1,532 $ 216,140,000 $ 141,000 $ 85,000
Sullivan 91 $ 8,086,000 $ 88,000 $ 64,000
Taney 1,858 $ 231,302,000 $ 124,000 $ 64,000
Texas 671 $ 63,324,000 $ 94,000 $ 50,000
Vernon 520 $ 51,223,000 $ 98,000 $ 56,000
Warren 1,591 $ 229,344,000 $ 144,000 $ 64,000
Washington 629 $ 53,596,000 $ 85,000 $ 48,000
Wayne 289 $ 25,017,000 $ 86,000 $ 57,000
Webster 1,556 $ 170,012,000 $ 109,000 $ 47,000
Worth 38 $ 1,940,000 $ 51,000 $ 53,000
Wright 565 $ 56,491,000 $ 99,000 $ 50,000

We hope these totals and details for mortgage applications will give you a better idea of what to expect when applying for a mortgage.
Whether you are looking for a home loan, for home financing or refinancing, or for home improvement loan statistics, we have the information you need.
These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender in MO.

If you prefer, you can download a copy of the entire list of mortgage lenders in Missouri, and search similar information back through 2003.

Download the Missouri Lender List