Missouri
Mortgage Loan Application
Totals and Details
in 2019

Find mortgage statistics and mortgage data for Missouri.
Our lists allow you to explore the total number of mortgage applications and mortgage application details for 2003-2019 in all of Missouri.
You can organize this information by metropolitan area and by county.

Years 2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 317,498
Total Mortgage Loan Application Amount $58,242,960,000
Average Mortgage Loan Application Amount $183,000
Highest Mortgage Loan Application Amount $76,935,000
Average Applicant Income $98,000
Highest Applicant Income $9,407,000

Mortgage stats and application averages for each year are shown below, as well as highest application amount and the income of the highest applicant.
If you are looking for a mortgage or loan application data statistics in Missouri, these numbers will give you an idea of what to expect as you begin to look for a lender.

These lists can also be organized by various details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.

Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, and the highest mortgage within that category. You can also look at information regarding the average income of the mortgage applicants and the highest income of the mortgage applicants. If you're looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

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Mortgage Loan Application Detail Totals for Missouri in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 154,439 $29,571,655,000 $191,000 $76,935,000 $93,000 $7,993,000
Refinancing 74,512 $16,209,580,000 $217,000 $53,935,000 $112,000 $9,407,000
Cash-out Refinancing 50,231 $9,513,455,000 $189,000 $74,005,000 $91,000 $8,659,000
Other Purpose 17,700 $1,354,670,000 $76,000 $20,805,000 $104,000 $5,839,000
Home Improvement 17,206 $1,192,420,000 $69,000 $15,395,000 $99,000 $4,130,000
Not Applicable 3,410 $401,180,000 $117,000 $16,525,000 $79,000 $465,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 222,226 $38,991,300,000 $175,000 $8,005,000 $99,000 $8,985,000
Not applicable 39,264 $9,594,970,000 $244,000 $76,935,000 $86,000 $2,652,000
Not Provided 26,450 $4,825,660,000 $182,000 $9,085,000 $106,000 $9,407,000
Black or African American 15,038 $2,140,950,000 $142,000 $7,805,000 $73,000 $4,380,000
Hispanic 6,651 $1,020,135,000 $153,000 $1,735,000 $81,000 $1,833,000
Asian 5,295 $1,235,515,000 $233,000 $4,095,000 $128,000 $2,663,000
American Indian or Alaskan Native 1,586 $232,580,000 $146,000 $1,005,000 $84,000 $5,408,000
Native Hawaiian or Other Pacific Islander 253 $42,745,000 $168,000 $1,085,000 $97,000 $1,320,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 225,405 $42,583,705,000 $188,000 $74,005,000 $109,000 $9,407,000
FHA-insured (Federal Housing Administration) 51,464 $8,062,020,000 $156,000 $76,935,000 $61,000 $1,920,000
VA-guaranteed (Veterans Administration) 30,481 $6,344,315,000 $208,000 $1,415,000 $73,000 $1,448,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 10,148 $1,252,920,000 $123,000 $415,000 $47,000 $862,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 175,855 $34,056,145,000 $193,000 $74,005,000 $102,000 $8,985,000
Loan Purchased By The Institution 51,491 $10,111,265,000 $196,000 $76,935,000 $99,000 $2,848,000
Application Denied By Financial Institution 38,635 $4,812,835,000 $124,000 $52,205,000 $77,000 $5,671,000
Application Withdrawn By Applicant 35,724 $6,700,920,000 $187,000 $34,905,000 $100,000 $9,407,000
File Closed For Incompleteness 8,847 $1,412,565,000 $159,000 $2,405,000 $93,000 $4,500,000
Application Approved But Not Accepted 6,805 $1,124,685,000 $165,000 $5,735,000 $101,000 $5,839,000
Preapproval Approved but not Accepted 105 $19,255,000 $183,000 $855,000 $80,000 $362,000
Preapproval Denied by Financial Institution 36 $5,290,000 $146,000 $325,000 $56,000 $126,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 260,941 $50,316,725,000 $192,000 $76,935,000 $101,000 $9,407,000
Debt-To-Income Ratio 28,954 $4,543,360,000 $156,000 $38,855,000 $80,000 $4,539,000
Credit History 11,654 $1,068,570,000 $91,000 $2,205,000 $77,000 $5,640,000
Collateral 6,812 $874,790,000 $128,000 $23,505,000 $97,000 $5,671,000
Other 3,475 $569,475,000 $163,000 $52,205,000 $85,000 $1,628,000
Credit Application Incomplete 3,309 $534,795,000 $161,000 $2,245,000 $89,000 $3,857,000
Unverifiable Information 1,274 $159,830,000 $125,000 $1,525,000 $100,000 $5,054,000
Insufficient Cash (Downpayment, Closing Cost) 637 $112,205,000 $176,000 $1,805,000 $86,000 $1,276,000
Employment History 433 $62,065,000 $143,000 $1,595,000 $56,000 $755,000
Mortgage Insurance Denied 9 $1,145,000 $127,000 $265,000 $65,000 $104,000
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Mortgage Loan Application Totals in 2019 by Missouri Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
CAPE GIRARDEAU, MO-IL 4,199 $ 683,995,000 $ 162,000 $ 94,000
COLUMBIA, MO 8,756 $ 1,711,040,000 $ 195,000 $ 102,000
JEFFERSON CITY, MO 5,811 $ 900,275,000 $ 154,000 $ 76,000
JOPLIN, MO 7,856 $ 995,500,000 $ 126,000 $ 76,000
KANSAS CITY, MO-KS 72,396 $ 13,876,900,000 $ 191,000 $ 96,000
SPRINGFIELD, MO 24,612 $ 3,985,080,000 $ 161,000 $ 87,000
ST. JOSEPH, MO-KS 4,428 $ 587,460,000 $ 132,000 $ 78,000
ST. LOUIS, MO-IL 134,473 $ 27,964,475,000 $ 207,000 $ 110,000
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Mortgage Loan Application Totals in 2019 by Missouri County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Adair 681 $ 90,685,000 $ 133,000 $ 81,000
Andrew 777 $ 116,075,000 $ 149,000 $ 83,000
Atchison 119 $ 9,575,000 $ 80,000 $ 66,000
Audrain 739 $ 74,385,000 $ 100,000 $ 66,000
Barry 1,458 $ 173,810,000 $ 119,000 $ 79,000
Barton 332 $ 35,010,000 $ 105,000 $ 66,000
Bates 604 $ 77,530,000 $ 128,000 $ 70,000
Benton 838 $ 100,010,000 $ 119,000 $ 74,000
Bollinger 377 $ 46,195,000 $ 122,000 $ 64,000
Boone 7,795 $ 1,613,455,000 $ 206,000 $ 105,000
Buchanan 3,344 $ 430,740,000 $ 128,000 $ 77,000
Butler 1,500 $ 175,970,000 $ 117,000 $ 67,000
Caldwell 320 $ 41,620,000 $ 130,000 $ 81,000
Callaway 1,781 $ 258,035,000 $ 144,000 $ 70,000
Camden 3,941 $ 798,825,000 $ 202,000 $ 142,000
Cape Girardeau 3,879 $ 640,925,000 $ 165,000 $ 96,000
Carroll 201 $ 20,845,000 $ 103,000 $ 66,000
Carter 165 $ 20,715,000 $ 125,000 $ 84,000
Cass 7,130 $ 1,433,340,000 $ 201,000 $ 96,000
Cedar 521 $ 58,785,000 $ 112,000 $ 70,000
Chariton 163 $ 16,385,000 $ 100,000 $ 79,000
Christian 5,990 $ 1,077,080,000 $ 179,000 $ 93,000
Clark 62 $ 7,770,000 $ 125,000 $ 62,000
Clay 16,053 $ 3,035,365,000 $ 189,000 $ 94,000
Clinton 1,155 $ 181,295,000 $ 156,000 $ 80,000
Cole 3,013 $ 499,125,000 $ 165,000 $ 82,000
Cooper 687 $ 91,205,000 $ 132,000 $ 79,000
Crawford 847 $ 111,345,000 $ 131,000 $ 77,000
Dade 252 $ 26,580,000 $ 105,000 $ 68,000
Dallas 684 $ 78,960,000 $ 115,000 $ 62,000
Daviess 242 $ 37,210,000 $ 153,000 $ 104,000
DeKalb 309 $ 40,825,000 $ 132,000 $ 73,000
Dent 282 $ 32,080,000 $ 113,000 $ 59,000
Douglas 303 $ 34,935,000 $ 115,000 $ 70,000
Dunklin 507 $ 44,315,000 $ 87,000 $ 61,000
Franklin 5,344 $ 889,070,000 $ 166,000 $ 86,000
Gasconade 561 $ 72,255,000 $ 128,000 $ 74,000
Gentry 196 $ 21,490,000 $ 109,000 $ 76,000
Greene 14,743 $ 2,382,975,000 $ 161,000 $ 89,000
Grundy 210 $ 20,300,000 $ 96,000 $ 69,000
Harrison 174 $ 16,360,000 $ 94,000 $ 62,000
Henry 868 $ 114,180,000 $ 131,000 $ 72,000
Hickory 374 $ 37,490,000 $ 100,000 $ 68,000
Holt 114 $ 11,140,000 $ 97,000 $ 74,000
Howard 343 $ 41,125,000 $ 119,000 $ 78,000
Howell 1,046 $ 137,990,000 $ 131,000 $ 65,000
Iron 372 $ 36,190,000 $ 97,000 $ 60,000
Jackson 37,882 $ 7,194,580,000 $ 189,000 $ 95,000
Jasper 5,188 $ 634,450,000 $ 122,000 $ 74,000
Jefferson 15,941 $ 2,657,865,000 $ 166,000 $ 82,000
Johnson 2,553 $ 449,475,000 $ 176,000 $ 96,000
Knox 45 $ 4,175,000 $ 92,000 $ 52,000
Laclede 1,611 $ 204,635,000 $ 127,000 $ 63,000
Lafayette 1,535 $ 222,155,000 $ 144,000 $ 74,000
Lawrence 1,546 $ 184,440,000 $ 119,000 $ 65,000
Lewis 172 $ 22,160,000 $ 128,000 $ 69,000
Lincoln 4,028 $ 695,770,000 $ 172,000 $ 80,000
Linn 314 $ 29,930,000 $ 95,000 $ 71,000
Livingston 367 $ 43,195,000 $ 117,000 $ 79,000
Macon 385 $ 45,135,000 $ 117,000 $ 64,000
Madison 431 $ 50,845,000 $ 117,000 $ 65,000
Maries 308 $ 42,230,000 $ 137,000 $ 65,000
Marion 853 $ 103,455,000 $ 121,000 $ 78,000
McDonald 691 $ 79,835,000 $ 115,000 $ 66,000
Mercer 98 $ 9,470,000 $ 96,000 $ 73,000
Miller 935 $ 156,215,000 $ 167,000 $ 99,000
Mississippi 281 $ 26,815,000 $ 95,000 $ 68,000
Moniteau 505 $ 66,885,000 $ 132,000 $ 70,000
Monroe 252 $ 27,190,000 $ 107,000 $ 69,000
Montgomery 419 $ 51,245,000 $ 122,000 $ 71,000
Morgan 975 $ 156,165,000 $ 160,000 $ 120,000
New Madrid 438 $ 45,010,000 $ 102,000 $ 73,000
Newton 2,687 $ 362,125,000 $ 134,000 $ 80,000
Nodaway 660 $ 86,140,000 $ 130,000 $ 82,000
Oregon 230 $ 23,870,000 $ 103,000 $ 58,000
Osage 520 $ 76,880,000 $ 147,000 $ 71,000
Ozark 241 $ 29,435,000 $ 122,000 $ 61,000
Pemiscot 270 $ 23,920,000 $ 88,000 $ 97,000
Perry 999 $ 132,595,000 $ 132,000 $ 74,000
Pettis 1,487 $ 200,045,000 $ 134,000 $ 69,000
Phelps 1,104 $ 160,790,000 $ 145,000 $ 71,000
Pike 536 $ 62,760,000 $ 117,000 $ 72,000
Platte 6,678 $ 1,564,500,000 $ 234,000 $ 122,000
Polk 1,462 $ 193,810,000 $ 132,000 $ 71,000
Pulaski 2,053 $ 320,265,000 $ 155,000 $ 73,000
Putnam 109 $ 15,445,000 $ 141,000 $ 99,000
Ralls 382 $ 45,840,000 $ 120,000 $ 81,000
Randolph 800 $ 93,290,000 $ 116,000 $ 67,000
Ray 1,088 $ 153,340,000 $ 140,000 $ 74,000
Reynolds 163 $ 14,695,000 $ 90,000 $ 64,000
Ripley 402 $ 42,980,000 $ 106,000 $ 80,000
Saline 811 $ 91,745,000 $ 113,000 $ 74,000
Schuyler 77 $ 10,135,000 $ 131,000 $ 66,000
Scotland 39 $ 4,445,000 $ 113,000 $ 75,000
Scott 1,457 $ 168,375,000 $ 115,000 $ 68,000
Shannon 166 $ 19,260,000 $ 116,000 $ 67,000
Shelby 89 $ 8,995,000 $ 101,000 $ 104,000
St. Charles 32,594 $ 6,812,130,000 $ 208,000 $ 103,000
St. Clair 244 $ 26,410,000 $ 108,000 $ 60,000
St. Francois 2,835 $ 381,665,000 $ 134,000 $ 71,000
St. Louis 60,332 $ 13,800,000,000 $ 228,000 $ 128,000
St. Louis City 13,619 $ 2,673,635,000 $ 196,000 $ 99,000
Ste. Genevieve 885 $ 127,855,000 $ 144,000 $ 82,000
Stoddard 896 $ 100,690,000 $ 112,000 $ 65,000
Stone 2,203 $ 391,865,000 $ 177,000 $ 114,000
Sullivan 112 $ 10,860,000 $ 96,000 $ 70,000
Taney 2,565 $ 398,335,000 $ 155,000 $ 83,000
Texas 752 $ 88,820,000 $ 118,000 $ 59,000
Vernon 597 $ 68,675,000 $ 115,000 $ 67,000
Warren 2,735 $ 497,665,000 $ 181,000 $ 108,000
Washington 801 $ 90,675,000 $ 113,000 $ 64,000
Wayne 302 $ 30,370,000 $ 100,000 $ 62,000
Webster 1,753 $ 253,665,000 $ 144,000 $ 69,000
Worth 45 $ 4,145,000 $ 92,000 $ 62,000
Wright 569 $ 64,925,000 $ 114,000 $ 60,000

We hope these mortgage application details and statistics will give you a better idea of what to expect when applying for a mortgage.
Whether you are looking for a home loan, for home financing or refinancing, or for home improvement loan statistics, we have the information you need.
These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender in Missouri.

If you prefer, you can download a copy of the entire list of mortgage lenders in Missouri and search similar information back through 2003.

Download the Missouri Lender List