Missouri
Mortgage Loan Application
Totals and Details
in 2020

Find mortgage statistics and mortgage data for Missouri.
Our lists allow you to explore the total number of mortgage applications and mortgage application details for 2003-2020 in all of Missouri.
You can organize this information by metropolitan area and by county.

Years 2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 457,908
Total Mortgage Loan Application Amount $92,209,110,000
Average Mortgage Loan Application Amount $201,000
Highest Mortgage Loan Application Amount $98,925,000
Average Applicant Income $108,000
Highest Applicant Income $9,792,000

Mortgage stats and application averages for each year are shown below, as well as highest application amount and the income of the highest applicant.
If you are looking for a mortgage or loan application data statistics in Missouri, these numbers will give you an idea of what to expect as you begin to look for a lender.

These lists can also be organized by various details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.

Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, and the highest mortgage within that category. You can also look at information regarding the average income of the mortgage applicants and the highest income of the mortgage applicants. If you're looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

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Mortgage Loan Application Detail Totals for Missouri in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 196,513 $42,477,685,000 $216,000 $98,925,000 $119,000 $9,792,000
Home Purchase 162,757 $33,408,390,000 $205,000 $50,575,000 $95,000 $7,963,000
Cash-out Refinancing 62,830 $12,931,975,000 $205,000 $54,265,000 $107,000 $9,462,000
Home Improvement 14,722 $1,206,430,000 $81,000 $39,255,000 $112,000 $8,681,000
Other Purpose 13,761 $1,266,905,000 $92,000 $2,245,000 $113,000 $8,663,000
Not Applicable 7,325 $917,725,000 $125,000 $1,435,000 $105,000 $2,220,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 320,754 $62,695,615,000 $195,000 $11,565,000 $108,000 $9,462,000
Not applicable 54,402 $13,504,535,000 $248,000 $98,925,000 $97,000 $2,036,000
Not Provided 43,006 $8,598,300,000 $199,000 $5,005,000 $120,000 $9,792,000
Black or African American 18,519 $3,025,765,000 $163,000 $6,345,000 $82,000 $7,080,000
Hispanic 9,036 $1,568,380,000 $173,000 $2,305,000 $88,000 $2,760,000
Asian 8,420 $2,092,540,000 $248,000 $3,915,000 $135,000 $3,489,000
American Indian or Alaskan Native 2,167 $352,175,000 $162,000 $1,965,000 $86,000 $2,190,000
Native Hawaiian or Other Pacific Islander 337 $59,685,000 $177,000 $1,685,000 $92,000 $814,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 347,022 $72,041,720,000 $207,000 $98,925,000 $116,000 $9,792,000
FHA-insured (Federal Housing Administration) 54,777 $8,966,625,000 $163,000 $34,915,000 $62,000 $2,376,000
VA-guaranteed (Veterans Administration) 44,055 $9,568,015,000 $217,000 $1,755,000 $74,000 $5,400,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 12,054 $1,632,750,000 $135,000 $1,195,000 $49,000 $4,028,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 270,471 $57,158,250,000 $211,000 $98,925,000 $110,000 $9,046,000
Loan Purchased By The Institution 65,764 $13,555,370,000 $206,000 $4,035,000 $110,000 $5,105,000
Application Withdrawn By Applicant 54,059 $10,684,100,000 $197,000 $39,105,000 $114,000 $9,462,000
Application Denied By Financial Institution 40,954 $5,968,200,000 $145,000 $39,635,000 $85,000 $9,792,000
File Closed For Incompleteness 16,185 $2,828,005,000 $174,000 $6,715,000 $102,000 $7,080,000
Application Approved But Not Accepted 10,339 $1,990,585,000 $192,000 $39,255,000 $111,000 $4,889,000
Preapproval Approved but not Accepted 86 $16,650,000 $193,000 $805,000 $81,000 $410,000
Preapproval Denied by Financial Institution 50 $7,950,000 $159,000 $595,000 $72,000 $247,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 399,760 $82,936,120,000 $207,000 $98,925,000 $110,000 $9,462,000
Debt-To-Income Ratio 28,805 $5,083,905,000 $176,000 $39,635,000 $91,000 $4,862,000
Credit History 11,851 $1,341,095,000 $113,000 $6,345,000 $88,000 $8,687,000
Collateral 5,629 $838,525,000 $148,000 $16,365,000 $106,000 $7,646,000
Credit Application Incomplete 4,884 $879,270,000 $180,000 $11,565,000 $110,000 $9,792,000
Other 4,062 $651,930,000 $160,000 $7,005,000 $96,000 $2,880,000
Unverifiable Information 1,542 $246,940,000 $160,000 $2,255,000 $97,000 $7,646,000
Employment History 727 $114,775,000 $157,000 $765,000 $63,000 $840,000
Insufficient Cash (Downpayment, Closing Cost) 639 $114,775,000 $179,000 $2,245,000 $81,000 $922,000
Mortgage Insurance Denied 9 $1,775,000 $197,000 $305,000 $112,000 $489,000
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Mortgage Loan Application Totals in 2020 by Missouri Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
CAPE GIRARDEAU, MO-IL 6,341 $ 1,124,285,000 $ 177,000 $ 95,000
COLUMBIA, MO 13,929 $ 2,964,705,000 $ 212,000 $ 109,000
JEFFERSON CITY, MO 8,845 $ 1,488,665,000 $ 168,000 $ 87,000
JOPLIN, MO 10,874 $ 1,628,930,000 $ 149,000 $ 85,000
KANSAS CITY, MO-KS 103,489 $ 21,543,180,000 $ 208,000 $ 105,000
SPRINGFIELD, MO 34,842 $ 6,712,510,000 $ 192,000 $ 93,000
ST. JOSEPH, MO-KS 5,866 $ 883,785,000 $ 150,000 $ 89,000
ST. LOUIS, MO-IL 200,813 $ 44,475,535,000 $ 221,000 $ 120,000
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Mortgage Loan Application Totals in 2020 by Missouri County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Adair 890 $ 130,340,000 $ 146,000 $ 90,000
Andrew 1,079 $ 185,225,000 $ 171,000 $ 95,000
Atchison 141 $ 15,465,000 $ 109,000 $ 78,000
Audrain 976 $ 116,650,000 $ 119,000 $ 69,000
Barry 1,835 $ 270,205,000 $ 147,000 $ 92,000
Barton 433 $ 53,625,000 $ 123,000 $ 65,000
Bates 640 $ 101,310,000 $ 158,000 $ 82,000
Benton 1,244 $ 174,440,000 $ 140,000 $ 84,000
Bollinger 518 $ 68,340,000 $ 131,000 $ 71,000
Boone 12,588 $ 2,764,230,000 $ 219,000 $ 112,000
Buchanan 4,406 $ 641,800,000 $ 145,000 $ 87,000
Butler 2,082 $ 290,470,000 $ 139,000 $ 85,000
Caldwell 370 $ 58,970,000 $ 159,000 $ 80,000
Callaway 2,656 $ 427,700,000 $ 161,000 $ 82,000
Camden 6,528 $ 1,492,980,000 $ 228,000 $ 172,000
Cape Girardeau 5,823 $ 1,055,945,000 $ 181,000 $ 97,000
Carroll 239 $ 28,115,000 $ 117,000 $ 92,000
Carter 228 $ 32,680,000 $ 143,000 $ 84,000
Cass 10,249 $ 2,168,085,000 $ 211,000 $ 99,000
Cedar 622 $ 78,980,000 $ 126,000 $ 72,000
Chariton 250 $ 30,420,000 $ 121,000 $ 90,000
Christian 8,876 $ 1,809,240,000 $ 203,000 $ 96,000
Clark 119 $ 17,905,000 $ 150,000 $ 74,000
Clay 23,600 $ 4,818,420,000 $ 204,000 $ 102,000
Clinton 1,335 $ 240,935,000 $ 180,000 $ 87,000
Cole 4,785 $ 833,955,000 $ 174,000 $ 92,000
Cooper 852 $ 129,310,000 $ 151,000 $ 78,000
Crawford 1,085 $ 178,175,000 $ 164,000 $ 85,000
Dade 308 $ 37,230,000 $ 120,000 $ 72,000
Dallas 841 $ 115,535,000 $ 137,000 $ 80,000
Daviess 331 $ 60,815,000 $ 183,000 $ 129,000
DeKalb 381 $ 56,760,000 $ 149,000 $ 88,000
Dent 333 $ 45,925,000 $ 137,000 $ 71,000
Douglas 357 $ 49,035,000 $ 137,000 $ 70,000
Dunklin 586 $ 61,700,000 $ 105,000 $ 69,000
Franklin 7,790 $ 1,449,820,000 $ 186,000 $ 98,000
Gasconade 809 $ 115,415,000 $ 142,000 $ 81,000
Gentry 205 $ 23,495,000 $ 114,000 $ 77,000
Greene 20,814 $ 4,108,360,000 $ 197,000 $ 96,000
Grundy 242 $ 24,950,000 $ 103,000 $ 70,000
Harrison 201 $ 21,705,000 $ 107,000 $ 67,000
Henry 1,107 $ 156,915,000 $ 141,000 $ 82,000
Hickory 514 $ 61,910,000 $ 120,000 $ 79,000
Holt 152 $ 21,000,000 $ 138,000 $ 98,000
Howard 493 $ 71,465,000 $ 144,000 $ 81,000
Howell 1,386 $ 190,470,000 $ 137,000 $ 72,000
Iron 386 $ 41,750,000 $ 108,000 $ 65,000
Jackson 53,086 $ 10,791,995,000 $ 203,000 $ 105,000
Jasper 7,210 $ 1,058,750,000 $ 146,000 $ 83,000
Jefferson 22,352 $ 4,031,630,000 $ 180,000 $ 92,000
Johnson 3,601 $ 684,285,000 $ 190,000 $ 84,000
Knox 69 $ 7,455,000 $ 108,000 $ 61,000
Laclede 1,964 $ 274,220,000 $ 139,000 $ 66,000
Lafayette 1,980 $ 337,390,000 $ 170,000 $ 83,000
Lawrence 1,929 $ 260,635,000 $ 135,000 $ 70,000
Lewis 248 $ 29,980,000 $ 120,000 $ 71,000
Lincoln 6,149 $ 1,141,165,000 $ 185,000 $ 86,000
Linn 408 $ 50,680,000 $ 124,000 $ 77,000
Livingston 475 $ 66,425,000 $ 139,000 $ 75,000
Macon 421 $ 54,545,000 $ 129,000 $ 80,000
Madison 510 $ 66,590,000 $ 130,000 $ 72,000
Maries 387 $ 57,295,000 $ 148,000 $ 88,000
Marion 1,302 $ 186,690,000 $ 143,000 $ 97,000
McDonald 895 $ 116,625,000 $ 130,000 $ 76,000
Mercer 101 $ 12,065,000 $ 119,000 $ 74,000
Miller 1,378 $ 245,270,000 $ 177,000 $ 104,000
Mississippi 322 $ 32,880,000 $ 102,000 $ 70,000
Moniteau 694 $ 105,950,000 $ 152,000 $ 76,000
Monroe 337 $ 39,695,000 $ 117,000 $ 71,000
Montgomery 500 $ 73,150,000 $ 146,000 $ 86,000
Morgan 1,518 $ 277,930,000 $ 183,000 $ 134,000
New Madrid 513 $ 57,275,000 $ 111,000 $ 80,000
Newton 3,664 $ 570,180,000 $ 155,000 $ 90,000
Nodaway 915 $ 132,155,000 $ 144,000 $ 82,000
Oregon 240 $ 28,820,000 $ 120,000 $ 63,000
Osage 710 $ 121,060,000 $ 170,000 $ 80,000
Ozark 327 $ 46,485,000 $ 142,000 $ 71,000
Pemiscot 296 $ 30,590,000 $ 103,000 $ 77,000
Perry 1,403 $ 209,365,000 $ 149,000 $ 78,000
Pettis 1,866 $ 297,820,000 $ 159,000 $ 74,000
Phelps 1,396 $ 217,820,000 $ 156,000 $ 76,000
Pike 650 $ 89,110,000 $ 137,000 $ 83,000
Platte 10,878 $ 2,810,340,000 $ 258,000 $ 126,000
Polk 1,840 $ 277,460,000 $ 150,000 $ 74,000
Pulaski 2,944 $ 485,090,000 $ 164,000 $ 76,000
Putnam 140 $ 21,760,000 $ 155,000 $ 116,000
Ralls 554 $ 80,680,000 $ 145,000 $ 93,000
Randolph 1,101 $ 145,615,000 $ 132,000 $ 72,000
Ray 1,351 $ 214,805,000 $ 158,000 $ 81,000
Reynolds 233 $ 24,625,000 $ 105,000 $ 81,000
Ripley 452 $ 51,970,000 $ 114,000 $ 70,000
Saline 882 $ 108,450,000 $ 122,000 $ 69,000
Schuyler 76 $ 9,980,000 $ 131,000 $ 79,000
Scotland 70 $ 9,700,000 $ 138,000 $ 91,000
Scott 1,846 $ 246,330,000 $ 133,000 $ 78,000
Shannon 222 $ 28,610,000 $ 128,000 $ 73,000
Shelby 93 $ 11,355,000 $ 122,000 $ 68,000
St. Charles 50,797 $ 11,296,155,000 $ 222,000 $ 111,000
St. Clair 229 $ 30,815,000 $ 134,000 $ 76,000
St. Francois 3,509 $ 547,795,000 $ 156,000 $ 81,000
St. Louis 90,923 $ 22,031,185,000 $ 242,000 $ 138,000
St. Louis City 19,144 $ 3,796,390,000 $ 198,000 $ 108,000
Ste. Genevieve 1,439 $ 239,855,000 $ 166,000 $ 97,000
Stoddard 1,118 $ 149,540,000 $ 133,000 $ 81,000
Stone 3,170 $ 638,440,000 $ 201,000 $ 126,000
Sullivan 128 $ 15,600,000 $ 121,000 $ 70,000
Taney 3,506 $ 600,440,000 $ 171,000 $ 91,000
Texas 851 $ 114,555,000 $ 134,000 $ 65,000
Vernon 707 $ 89,165,000 $ 126,000 $ 69,000
Warren 3,680 $ 733,310,000 $ 199,000 $ 112,000
Washington 1,007 $ 134,825,000 $ 133,000 $ 76,000
Wayne 380 $ 42,170,000 $ 110,000 $ 79,000
Webster 2,472 $ 402,100,000 $ 162,000 $ 76,000
Worth 40 $ 4,420,000 $ 110,000 $ 81,000
Wright 625 $ 83,435,000 $ 133,000 $ 59,000

We hope these mortgage application details and statistics will give you a better idea of what to expect when applying for a mortgage.
Whether you are looking for a home loan, for home financing or refinancing, or for home improvement loan statistics, we have the information you need.
These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender in Missouri.

If you prefer, you can download a copy of the entire list of mortgage lenders in Missouri and search similar information back through 2003.

Download the Missouri Lender List