Missouri
Mortgage Loan Application
Totals and Details
in 2010

Find mortgage statistics and mortgage data for Missouri.
Our lists allow you to explore the total number of mortgage applications and mortgage application details for 2003-2021 in all of Missouri.
You can organize this information by metropolitan area and by county.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 360,738
Total Mortgage Loan Application Amount $56,363,806,000
Average Mortgage Loan Application Amount $156,000
Highest Mortgage Loan Application Amount $29,600,000
Average Applicant Income $75,000
Highest Applicant Income $9,999,000

Mortgage stats and application averages for each year are shown below, as well as highest application amount and the income of the highest applicant.
If you are looking for a mortgage or loan application data statistics in Missouri, these numbers will give you an idea of what to expect as you begin to look for a lender.

These lists can also be organized by various details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.

Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, and the highest mortgage within that category. You can also look at information regarding the average income of the mortgage applicants and the highest income of the mortgage applicants. If you're looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

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Mortgage Loan Application Detail Totals for Missouri in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 246,638 $41,318,481,000 $167,000 $21,500,000 $81,000 $9,999,000
Home Purchase 101,842 $14,289,684,000 $140,000 $20,773,000 $63,000 $7,538,000
Home Improvement 12,258 $755,641,000 $61,000 $29,600,000 $66,000 $6,000,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 270,874 $41,783,624,000 $154,000 $9,000,000 $84,000 $9,999,000
Not applicable 35,009 $6,481,549,000 $185,000 $29,600,000 $8,000 $2,657,000
Not Provided 30,680 $4,641,868,000 $151,000 $3,110,000 $79,000 $6,774,000
Black or African American 12,928 $1,562,830,000 $120,000 $4,500,000 $57,000 $3,852,000
Asian 4,992 $1,033,461,000 $207,000 $2,179,000 $111,000 $2,819,000
Hispanic 4,758 $659,191,000 $138,000 $2,000,000 $73,000 $5,000,000
American Indian or Alaskan Native 1,035 $127,377,000 $123,000 $964,000 $80,000 $1,584,000
Native Hawaiian or Other Pacific Islander 462 $73,906,000 $159,000 $1,650,000 $78,000 $878,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 252,505 $41,407,536,000 $163,000 $29,600,000 $88,000 $9,999,000
FHA-insured (Federal Housing Administration) 87,824 $12,019,335,000 $136,000 $14,462,000 $47,000 $2,274,000
VA-guaranteed (Veterans Administration) 13,417 $2,194,040,000 $163,000 $660,000 $41,000 $444,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 6,992 $742,895,000 $106,000 $1,007,000 $39,000 $455,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 182,546 $28,725,081,000 $157,000 $21,500,000 $86,000 $7,538,000
Loan Purchased By The Institution 82,759 $13,786,309,000 $166,000 $7,142,000 $53,000 $3,864,000
Application Denied By Financial Institution 47,380 $6,395,069,000 $134,000 $20,773,000 $68,000 $6,000,000
Application Withdrawn By Applicant 28,505 $4,475,203,000 $156,000 $29,600,000 $78,000 $9,999,000
Application Approved But Not Accepted 12,027 $1,756,116,000 $146,000 $5,271,000 $82,000 $6,774,000
File Closed For Incompleteness 7,517 $1,225,653,000 $163,000 $3,800,000 $84,000 $4,100,000
Preapproval Approved but not Accepted 4 $375,000 $93,000 $225,000 $80,000 $148,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 10,198 $1,633,081,000 $160,000 $20,773,000 $89,000 $2,689,000
Credit History 9,462 $895,226,000 $94,000 $2,800,000 $58,000 $3,560,000
Debt-To-Income Ratio 7,237 $1,108,888,000 $153,000 $4,500,000 $54,000 $2,750,000
Other 4,451 $662,537,000 $148,000 $9,000,000 $87,000 $6,000,000
Credit Application Incomplete 3,442 $525,662,000 $152,000 $3,000,000 $79,000 $2,795,000
Unverifiable Information 1,044 $160,539,000 $153,000 $1,000,000 $79,000 $1,440,000
Insufficient Cash (Downpayment, Closing Cost) 717 $107,782,000 $150,000 $1,520,000 $70,000 $1,865,000
Employment History 541 $69,357,000 $128,000 $1,247,000 $53,000 $408,000
Mortgage Insurance Denied 119 $18,082,000 $151,000 $417,000 $83,000 $296,000
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Mortgage Loan Application Totals in 2010 by Missouri Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
CAPE GIRARDEAU-JACKSON, MO-IL 4,548 $ 629,535,000 $ 138,000 $ 73,000
COLUMBIA, MO 10,484 $ 1,639,341,000 $ 156,000 $ 78,000
JEFFERSON CITY, MO 7,953 $ 965,825,000 $ 121,000 $ 68,000
JOPLIN, MO 8,505 $ 924,656,000 $ 108,000 $ 59,000
KANSAS CITY, MO-KS 72,351 $ 10,922,769,000 $ 150,000 $ 69,000
SPRINGFIELD, MO 29,416 $ 4,033,323,000 $ 137,000 $ 64,000
ST. JOSEPH, MO-KS 5,117 $ 602,075,000 $ 117,000 $ 62,000
ST. LOUIS, MO-IL 166,614 $ 30,007,771,000 $ 180,000 $ 85,000
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Mortgage Loan Application Totals in 2010 by Missouri County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Adair 396 $ 48,565,000 $ 122,000 $ 59,000
Andrew 909 $ 129,733,000 $ 142,000 $ 71,000
Atchison 152 $ 14,120,000 $ 92,000 $ 64,000
Audrain 632 $ 56,204,000 $ 88,000 $ 46,000
Barry 1,228 $ 135,771,000 $ 110,000 $ 64,000
Barton 270 $ 32,989,000 $ 122,000 $ 56,000
Bates 485 $ 51,226,000 $ 105,000 $ 53,000
Benton 881 $ 88,642,000 $ 100,000 $ 59,000
Bollinger 468 $ 39,540,000 $ 84,000 $ 51,000
Boone 10,045 $ 1,598,115,000 $ 159,000 $ 79,000
Buchanan 3,848 $ 431,530,000 $ 112,000 $ 61,000
Butler 1,212 $ 123,698,000 $ 102,000 $ 59,000
Caldwell 372 $ 41,259,000 $ 110,000 $ 55,000
Callaway 2,182 $ 255,435,000 $ 117,000 $ 62,000
Camden 3,772 $ 746,556,000 $ 197,000 $ 141,000
Cape Girardeau 4,085 $ 590,879,000 $ 144,000 $ 75,000
Carroll 180 $ 15,972,000 $ 88,000 $ 55,000
Carter 144 $ 14,878,000 $ 103,000 $ 73,000
Cass 7,280 $ 1,130,929,000 $ 155,000 $ 65,000
Cedar 489 $ 47,783,000 $ 97,000 $ 47,000
Chariton 166 $ 14,674,000 $ 88,000 $ 57,000
Christian 6,656 $ 971,267,000 $ 145,000 $ 64,000
Clark 117 $ 11,139,000 $ 95,000 $ 54,000
Clay 16,181 $ 2,482,902,000 $ 153,000 $ 68,000
Clinton 1,320 $ 167,286,000 $ 126,000 $ 64,000
Cole 4,445 $ 566,756,000 $ 127,000 $ 74,000
Cooper 804 $ 88,869,000 $ 110,000 $ 55,000
Crawford 1,127 $ 111,333,000 $ 98,000 $ 57,000
Dade 288 $ 27,548,000 $ 95,000 $ 56,000
Dallas 614 $ 60,204,000 $ 98,000 $ 48,000
Daviess 249 $ 31,693,000 $ 127,000 $ 67,000
DeKalb 362 $ 40,936,000 $ 113,000 $ 55,000
Dent 321 $ 32,027,000 $ 99,000 $ 49,000
Douglas 205 $ 21,350,000 $ 104,000 $ 47,000
Dunklin 454 $ 33,800,000 $ 74,000 $ 51,000
Franklin 6,756 $ 1,008,978,000 $ 149,000 $ 69,000
Gasconade 694 $ 76,873,000 $ 110,000 $ 56,000
Gentry 146 $ 13,785,000 $ 94,000 $ 62,000
Greene 18,394 $ 2,568,108,000 $ 139,000 $ 68,000
Grundy 266 $ 22,028,000 $ 82,000 $ 52,000
Harrison 150 $ 13,353,000 $ 89,000 $ 52,000
Henry 1,091 $ 110,041,000 $ 100,000 $ 61,000
Hickory 347 $ 25,494,000 $ 73,000 $ 53,000
Holt 140 $ 14,000,000 $ 100,000 $ 67,000
Howard 445 $ 42,124,000 $ 94,000 $ 59,000
Howell 1,121 $ 118,701,000 $ 105,000 $ 54,000
Iron 301 $ 23,542,000 $ 78,000 $ 51,000
Jackson 36,627 $ 5,379,079,000 $ 146,000 $ 69,000
Jasper 5,744 $ 603,238,000 $ 105,000 $ 55,000
Jefferson 17,845 $ 2,646,130,000 $ 148,000 $ 61,000
Johnson 2,921 $ 389,781,000 $ 133,000 $ 59,000
Knox 31 $ 3,194,000 $ 103,000 $ 58,000
Laclede 1,369 $ 158,079,000 $ 115,000 $ 54,000
Lafayette 1,728 $ 206,443,000 $ 119,000 $ 56,000
Lawrence 1,558 $ 169,116,000 $ 108,000 $ 53,000
Lewis 148 $ 12,763,000 $ 86,000 $ 55,000
Lincoln 3,553 $ 507,507,000 $ 142,000 $ 58,000
Linn 367 $ 29,831,000 $ 81,000 $ 80,000
Livingston 322 $ 40,129,000 $ 124,000 $ 68,000
Macon 316 $ 31,308,000 $ 99,000 $ 50,000
Madison 373 $ 33,619,000 $ 90,000 $ 51,000
Maries 330 $ 34,643,000 $ 104,000 $ 51,000
Marion 1,064 $ 104,364,000 $ 98,000 $ 61,000
McDonald 557 $ 54,633,000 $ 98,000 $ 50,000
Mercer 79 $ 7,161,000 $ 90,000 $ 51,000
Miller 916 $ 114,486,000 $ 124,000 $ 72,000
Mississippi 337 $ 24,423,000 $ 72,000 $ 52,000
Moniteau 620 $ 64,818,000 $ 104,000 $ 59,000
Monroe 174 $ 14,253,000 $ 81,000 $ 55,000
Montgomery 463 $ 49,807,000 $ 107,000 $ 55,000
Morgan 1,080 $ 151,770,000 $ 140,000 $ 95,000
New Madrid 443 $ 38,860,000 $ 87,000 $ 65,000
Newton 2,766 $ 321,788,000 $ 116,000 $ 67,000
Nodaway 655 $ 74,528,000 $ 113,000 $ 65,000
Oregon 176 $ 16,158,000 $ 91,000 $ 51,000
Osage 712 $ 79,778,000 $ 112,000 $ 58,000
Ozark 230 $ 25,286,000 $ 109,000 $ 62,000
Pemiscot 247 $ 20,598,000 $ 83,000 $ 45,000
Perry 812 $ 96,201,000 $ 118,000 $ 57,000
Pettis 1,529 $ 170,845,000 $ 111,000 $ 54,000
Phelps 1,412 $ 180,530,000 $ 127,000 $ 59,000
Pike 630 $ 63,746,000 $ 101,000 $ 56,000
Platte 7,339 $ 1,345,142,000 $ 183,000 $ 83,000
Polk 1,525 $ 171,151,000 $ 112,000 $ 49,000
Pulaski 2,578 $ 382,900,000 $ 148,000 $ 47,000
Putnam 80 $ 8,924,000 $ 111,000 $ 67,000
Ralls 484 $ 50,752,000 $ 104,000 $ 65,000
Randolph 579 $ 54,324,000 $ 93,000 $ 55,000
Ray 1,037 $ 121,759,000 $ 117,000 $ 54,000
Reynolds 130 $ 13,251,000 $ 101,000 $ 55,000
Ripley 309 $ 23,961,000 $ 77,000 $ 51,000
Saline 923 $ 79,320,000 $ 85,000 $ 51,000
Schuyler 49 $ 4,039,000 $ 82,000 $ 38,000
Scotland 54 $ 5,631,000 $ 104,000 $ 81,000
Scott 1,521 $ 152,779,000 $ 100,000 $ 58,000
Shannon 136 $ 12,489,000 $ 91,000 $ 48,000
Shelby 138 $ 11,439,000 $ 82,000 $ 59,000
St. Charles 36,436 $ 6,362,942,000 $ 174,000 $ 78,000
St. Clair 217 $ 20,462,000 $ 94,000 $ 48,000
St. Francois 2,896 $ 309,502,000 $ 106,000 $ 57,000
St. Louis 83,080 $ 16,709,424,000 $ 201,000 $ 99,000
St. Louis City 15,639 $ 2,328,977,000 $ 148,000 $ 69,000
Ste. Genevieve 979 $ 116,115,000 $ 118,000 $ 64,000
Stoddard 778 $ 79,916,000 $ 102,000 $ 65,000
Stone 2,475 $ 386,708,000 $ 156,000 $ 95,000
Sullivan 105 $ 9,223,000 $ 87,000 $ 49,000
Taney 2,544 $ 377,830,000 $ 148,000 $ 73,000
Texas 750 $ 79,253,000 $ 105,000 $ 47,000
Vernon 530 $ 56,206,000 $ 106,000 $ 59,000
Warren 2,422 $ 366,564,000 $ 151,000 $ 74,000
Washington 915 $ 81,797,000 $ 89,000 $ 52,000
Wayne 229 $ 19,615,000 $ 85,000 $ 55,000
Webster 2,253 $ 266,889,000 $ 118,000 $ 52,000
Worth 35 $ 2,051,000 $ 58,000 $ 57,000
Wright 611 $ 58,449,000 $ 95,000 $ 46,000

We hope these mortgage application details and statistics will give you a better idea of what to expect when applying for a mortgage.
Whether you are looking for a home loan, for home financing or refinancing, or for home improvement loan statistics, we have the information you need.
These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender in Missouri.

If you prefer, you can download a copy of the entire list of mortgage lenders in Missouri and search similar information back through 2003.

Download the Missouri Lender List