Missouri
Mortgage Loan Application
Totals and Details
in 2015

Find mortgage statistics and mortgage data for Missouri.
Our lists allow you to explore the total number of mortgage applications and mortgage application details for 2003-2021 in all of Missouri.
You can organize this information by metropolitan area and by county.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 276,661
Total Mortgage Loan Application Amount $44,959,506,000
Average Mortgage Loan Application Amount $162,000
Highest Mortgage Loan Application Amount $99,999,000
Average Applicant Income $70,000
Highest Applicant Income $9,999,000

Mortgage stats and application averages for each year are shown below, as well as highest application amount and the income of the highest applicant.
If you are looking for a mortgage or loan application data statistics in Missouri, these numbers will give you an idea of what to expect as you begin to look for a lender.

These lists can also be organized by various details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.

Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, and the highest mortgage within that category. You can also look at information regarding the average income of the mortgage applicants and the highest income of the mortgage applicants. If you're looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

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Mortgage Loan Application Detail Totals for Missouri in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 134,160 $22,486,448,000 $167,000 $99,999,000 $69,000 $9,999,000
Refinancing 127,169 $21,264,971,000 $167,000 $35,000,000 $71,000 $9,999,000
Home Improvement 15,332 $1,208,087,000 $78,000 $58,880,000 $76,000 $5,142,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 192,658 $29,957,618,000 $155,000 $35,000,000 $83,000 $9,999,000
Not applicable 41,947 $8,939,940,000 $213,000 $99,999,000 $9,000 $9,999,000
Not Provided 19,576 $2,892,698,000 $147,000 $2,555,000 $82,000 $9,999,000
Black or African American 12,300 $1,512,376,000 $122,000 $1,865,000 $58,000 $5,142,000
Hispanic 4,931 $649,260,000 $131,000 $1,491,000 $67,000 $4,094,000
Asian 3,769 $806,781,000 $214,000 $2,161,000 $112,000 $2,023,000
American Indian or Alaskan Native 1,064 $132,931,000 $124,000 $874,000 $70,000 $9,999,000
Native Hawaiian or Other Pacific Islander 416 $67,902,000 $163,000 $2,949,000 $84,000 $1,223,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 184,529 $31,745,378,000 $172,000 $99,999,000 $85,000 $9,999,000
FHA-insured (Federal Housing Administration) 59,546 $8,142,127,000 $136,000 $41,630,000 $39,000 $8,300,000
VA-guaranteed (Veterans Administration) 22,261 $3,891,794,000 $174,000 $1,150,000 $50,000 $1,774,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 10,325 $1,180,207,000 $114,000 $890,000 $32,000 $1,080,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 147,519 $25,473,658,000 $172,000 $58,880,000 $84,000 $9,999,000
Loan Purchased By The Institution 51,794 $8,444,009,000 $163,000 $3,195,000 $30,000 $9,999,000
Application Denied By Financial Institution 36,234 $4,420,136,000 $121,000 $27,260,000 $64,000 $9,999,000
Application Withdrawn By Applicant 25,666 $4,380,279,000 $170,000 $99,999,000 $78,000 $4,993,000
File Closed For Incompleteness 8,322 $1,168,600,000 $140,000 $5,000,000 $67,000 $4,273,000
Application Approved But Not Accepted 7,119 $1,071,984,000 $150,000 $9,400,000 $83,000 $3,491,000
Preapproval Approved but not Accepted 5 $472,000 $94,000 $198,000 $91,000 $143,000
Preapproval Denied by Financial Institution 2 $368,000 $184,000 $304,000 $42,000 $85,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 7,008 $647,948,000 $92,000 $2,161,000 $66,000 $3,900,000
Collateral 4,809 $677,752,000 $140,000 $9,000,000 $84,000 $9,999,000
Debt-To-Income Ratio 4,617 $664,169,000 $143,000 $8,600,000 $52,000 $862,000
Credit Application Incomplete 2,342 $355,258,000 $151,000 $1,900,000 $71,000 $1,620,000
Other 1,750 $209,833,000 $119,000 $1,500,000 $71,000 $1,450,000
Unverifiable Information 883 $118,645,000 $134,000 $1,150,000 $90,000 $5,379,000
Insufficient Cash (Downpayment, Closing Cost) 618 $89,118,000 $144,000 $2,780,000 $62,000 $566,000
Employment History 349 $42,429,000 $121,000 $709,000 $51,000 $648,000
Mortgage Insurance Denied 22 $2,628,000 $119,000 $266,000 $71,000 $157,000
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Mortgage Loan Application Totals in 2015 by Missouri Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
CAPE GIRARDEAU, MO-IL 3,658 $ 546,135,000 $ 149,000 $ 69,000
COLUMBIA, MO 7,074 $ 1,401,900,000 $ 198,000 $ 78,000
JEFFERSON CITY, MO 5,578 $ 726,526,000 $ 130,000 $ 62,000
JOPLIN, MO 7,036 $ 787,194,000 $ 111,000 $ 57,000
KANSAS CITY, MO-KS 60,072 $ 9,932,642,000 $ 165,000 $ 71,000
SPRINGFIELD, MO 21,725 $ 3,124,793,000 $ 143,000 $ 59,000
ST. JOSEPH, MO-KS 4,103 $ 502,044,000 $ 122,000 $ 60,000
ST. LOUIS, MO-IL 120,427 $ 22,368,875,000 $ 185,000 $ 76,000
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Mortgage Loan Application Totals in 2015 by Missouri County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Adair 365 $ 40,191,000 $ 110,000 $ 60,000
Andrew 786 $ 112,150,000 $ 142,000 $ 71,000
Atchison 117 $ 11,030,000 $ 94,000 $ 65,000
Audrain 506 $ 50,045,000 $ 98,000 $ 50,000
Barry 1,224 $ 133,013,000 $ 108,000 $ 65,000
Barton 289 $ 30,697,000 $ 106,000 $ 53,000
Bates 485 $ 50,434,000 $ 103,000 $ 54,000
Benton 654 $ 67,992,000 $ 103,000 $ 61,000
Bollinger 384 $ 38,541,000 $ 100,000 $ 56,000
Boone 7,208 $ 1,419,429,000 $ 196,000 $ 78,000
Buchanan 3,062 $ 361,662,000 $ 118,000 $ 58,000
Butler 1,223 $ 139,281,000 $ 113,000 $ 57,000
Caldwell 309 $ 32,837,000 $ 106,000 $ 62,000
Callaway 1,779 $ 219,931,000 $ 123,000 $ 58,000
Camden 3,303 $ 591,945,000 $ 179,000 $ 123,000
Cape Girardeau 3,301 $ 508,963,000 $ 154,000 $ 71,000
Carroll 162 $ 14,042,000 $ 86,000 $ 54,000
Carter 123 $ 14,349,000 $ 116,000 $ 97,000
Cass 5,527 $ 901,129,000 $ 163,000 $ 70,000
Cedar 411 $ 37,257,000 $ 90,000 $ 52,000
Chariton 105 $ 11,287,000 $ 107,000 $ 92,000
Christian 4,954 $ 741,499,000 $ 149,000 $ 59,000
Clark 48 $ 4,808,000 $ 100,000 $ 47,000
Clay 13,950 $ 2,350,498,000 $ 168,000 $ 70,000
Clinton 1,010 $ 137,576,000 $ 136,000 $ 70,000
Cole 2,936 $ 402,561,000 $ 137,000 $ 66,000
Cooper 523 $ 57,772,000 $ 110,000 $ 51,000
Crawford 895 $ 97,792,000 $ 109,000 $ 60,000
Dade 261 $ 24,586,000 $ 94,000 $ 57,000
Dallas 672 $ 68,241,000 $ 101,000 $ 51,000
Daviess 177 $ 27,706,000 $ 156,000 $ 88,000
DeKalb 258 $ 28,541,000 $ 110,000 $ 56,000
Dent 385 $ 39,019,000 $ 101,000 $ 52,000
Douglas 351 $ 36,962,000 $ 105,000 $ 54,000
Dunklin 497 $ 40,452,000 $ 81,000 $ 49,000
Franklin 4,807 $ 704,730,000 $ 146,000 $ 63,000
Gasconade 536 $ 59,249,000 $ 110,000 $ 51,000
Gentry 139 $ 15,943,000 $ 114,000 $ 199,000
Greene 13,299 $ 2,000,233,000 $ 150,000 $ 60,000
Grundy 210 $ 20,395,000 $ 97,000 $ 53,000
Harrison 134 $ 14,234,000 $ 106,000 $ 57,000
Henry 682 $ 69,302,000 $ 101,000 $ 55,000
Hickory 287 $ 26,145,000 $ 91,000 $ 61,000
Holt 112 $ 10,005,000 $ 89,000 $ 65,000
Howard 313 $ 28,509,000 $ 91,000 $ 62,000
Howell 846 $ 85,588,000 $ 101,000 $ 56,000
Iron 260 $ 19,288,000 $ 74,000 $ 51,000
Jackson 30,852 $ 5,062,639,000 $ 164,000 $ 70,000
Jasper 4,751 $ 521,484,000 $ 109,000 $ 53,000
Jefferson 13,929 $ 2,038,306,000 $ 146,000 $ 56,000
Johnson 2,050 $ 290,427,000 $ 141,000 $ 56,000
Knox 29 $ 2,799,000 $ 96,000 $ 46,000
Laclede 1,055 $ 112,412,000 $ 106,000 $ 49,000
Lafayette 1,246 $ 146,891,000 $ 117,000 $ 61,000
Lawrence 1,431 $ 157,592,000 $ 110,000 $ 49,000
Lewis 103 $ 9,915,000 $ 96,000 $ 53,000
Lincoln 3,209 $ 466,052,000 $ 145,000 $ 55,000
Linn 274 $ 23,993,000 $ 87,000 $ 66,000
Livingston 262 $ 26,746,000 $ 102,000 $ 58,000
Macon 270 $ 25,356,000 $ 93,000 $ 52,000
Madison 275 $ 27,110,000 $ 98,000 $ 50,000
Maries 264 $ 28,017,000 $ 106,000 $ 59,000
Marion 718 $ 82,308,000 $ 114,000 $ 60,000
McDonald 716 $ 68,862,000 $ 96,000 $ 51,000
Mercer 67 $ 6,481,000 $ 96,000 $ 75,000
Miller 779 $ 105,821,000 $ 135,000 $ 65,000
Mississippi 269 $ 21,988,000 $ 81,000 $ 61,000
Moniteau 482 $ 52,757,000 $ 109,000 $ 60,000
Monroe 138 $ 13,332,000 $ 96,000 $ 51,000
Montgomery 379 $ 41,541,000 $ 109,000 $ 53,000
Morgan 825 $ 113,063,000 $ 137,000 $ 92,000
New Madrid 340 $ 30,231,000 $ 88,000 $ 50,000
Newton 2,314 $ 267,317,000 $ 115,000 $ 65,000
Nodaway 622 $ 74,966,000 $ 120,000 $ 61,000
Oregon 185 $ 16,960,000 $ 91,000 $ 51,000
Osage 472 $ 61,869,000 $ 131,000 $ 59,000
Ozark 185 $ 20,333,000 $ 109,000 $ 63,000
Pemiscot 251 $ 23,105,000 $ 92,000 $ 50,000
Perry 777 $ 88,390,000 $ 113,000 $ 54,000
Pettis 1,259 $ 148,787,000 $ 118,000 $ 50,000
Phelps 1,135 $ 143,850,000 $ 126,000 $ 62,000
Pike 464 $ 45,386,000 $ 97,000 $ 54,000
Platte 5,754 $ 1,143,919,000 $ 198,000 $ 87,000
Polk 1,192 $ 136,007,000 $ 114,000 $ 62,000
Pulaski 1,775 $ 262,332,000 $ 147,000 $ 48,000
Putnam 57 $ 6,865,000 $ 120,000 $ 75,000
Ralls 316 $ 38,200,000 $ 120,000 $ 79,000
Randolph 557 $ 52,264,000 $ 93,000 $ 48,000
Ray 982 $ 115,880,000 $ 118,000 $ 61,000
Reynolds 159 $ 14,221,000 $ 89,000 $ 56,000
Ripley 324 $ 27,309,000 $ 84,000 $ 51,000
Saline 734 $ 63,599,000 $ 86,000 $ 53,000
Schuyler 40 $ 4,203,000 $ 105,000 $ 96,000
Scotland 47 $ 4,634,000 $ 98,000 $ 67,000
Scott 1,131 $ 119,068,000 $ 105,000 $ 59,000
Shannon 164 $ 14,593,000 $ 88,000 $ 51,000
Shelby 45 $ 3,445,000 $ 76,000 $ 42,000
St. Charles 29,062 $ 5,405,474,000 $ 185,000 $ 71,000
St. Clair 142 $ 12,752,000 $ 89,000 $ 41,000
St. Francois 2,229 $ 255,106,000 $ 114,000 $ 52,000
St. Louis 54,528 $ 11,421,332,000 $ 209,000 $ 90,000
St. Louis City 13,050 $ 2,051,245,000 $ 157,000 $ 65,000
Ste. Genevieve 721 $ 84,001,000 $ 116,000 $ 63,000
Stoddard 763 $ 84,145,000 $ 110,000 $ 55,000
Stone 1,582 $ 246,044,000 $ 155,000 $ 87,000
Sullivan 67 $ 6,503,000 $ 97,000 $ 63,000
Taney 2,060 $ 278,428,000 $ 135,000 $ 63,000
Texas 802 $ 86,153,000 $ 107,000 $ 51,000
Vernon 498 $ 50,951,000 $ 102,000 $ 53,000
Warren 1,984 $ 301,473,000 $ 151,000 $ 63,000
Washington 652 $ 59,938,000 $ 91,000 $ 50,000
Wayne 300 $ 26,401,000 $ 88,000 $ 52,000
Webster 1,671 $ 197,556,000 $ 118,000 $ 48,000
Worth 34 $ 3,849,000 $ 113,000 $ 49,000
Wright 538 $ 54,853,000 $ 101,000 $ 54,000

We hope these mortgage application details and statistics will give you a better idea of what to expect when applying for a mortgage.
Whether you are looking for a home loan, for home financing or refinancing, or for home improvement loan statistics, we have the information you need.
These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender in Missouri.

If you prefer, you can download a copy of the entire list of mortgage lenders in Missouri and search similar information back through 2003.

Download the Missouri Lender List