Monroe County, NY Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 29,993 mortgage applications in Monroe County, NY totaling $3.7 billion, up 13% from 2011. The average application was for $124,000, and applicants reported an average income of $76,000. 56% of applications resulted in an originated loan and 14% were denied. The most active lender was Wells Fargo Bank NA, with 4,004 applications, followed by ESL Federal Credit Union and M&T Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 29,993
Total Mortgage Loan Application Amount $3,731,496,000
Average Mortgage Loan Application Amount $124,000
Highest Mortgage Loan Application Amount $15,500,000
Average Applicant Income $76,000
Highest Applicant Income $6,201,000

Mortgage Company List for Lending in Monroe County, NY for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 4,004 $ 534,487,000
ESL Federal Credit Union
225 CHESTNUT STREET
ROCHESTER, NY 14604
* $ 4,181,445,000 3,984 $ 378,951,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 76,887,082,000 1,578 $ 227,865,000
Hometown Funding, Inc. D/B/A Cnb Mortgage Company
63 A MONROE AVENUE
PITTSFORD, NY 14534
* $ 1,540,588,000 1,403 $ 223,196,000
Premium Mortgage Corporation
2541 MONROE AVE
ROCHESTER, NY 14618
* $ 16,241,000 1,237 $ 177,344,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 1,231 $ 142,925,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 106,940,591,000 1,074 $ 62,961,000
Canandaigua National Bank & Trust
72 SOUTH MAIN ST
CANANDAIGUA, NY 14424
* $ 1,726,940,000 930 $ 148,947,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 4,664,742,000 922 $ 127,081,000
Reliant Community FCU
10 BENTON PLACE
SODUS, NY 14551
* $ 325,803,000 893 $ 19,967,000
The Summit Federal Credit Union
100 MARINA DRIVE
ROCHESTER, NY 14626
* $ 663,383,000 843 $ 71,446,000
First Niagara Bank
726 EXCHANGE STREET SUITE 618
BUFFALO, NY 14210
* $ 32,750,610,000 814 $ 108,073,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 787 $ 106,892,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 86,198,836,000 615 $ 54,854,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 206,009,683,000 611 $ 61,405,000
Nothnagle Home Securities Corp
217 WEST MAIN STREET, SUITE 200
ROCHESTER, NY 14614
* $ 10,000,000 589 $ 73,390,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 569 $ 78,258,000
Pittsford Federal Credit Union
20 TOBEY VILLAGE RD, PO BOX 346
PITTSFORD, NY 14534
* $ 324,928,000 545 $ 80,395,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 536 $ 82,895,000
Advantage Federal Credit Union
1975 BUFFALO RD.
ROCHESTER, NY 14624
* $ 165,400,000 358 $ 14,248,000
Fairport Savings Bank
45 S. MAIN STREET
FAIRPORT, NY 14450
* $ 220,153,000 290 $ 43,386,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 250 $ 34,859,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 243 $ 29,363,000
Xceed Financial
888 N. NASH ST
EL SEGUNDO, CA 90245
* $ 756,147,000 227 $ 29,937,000
Family First of Ny FCU
2520 BROWNCROFT BLVD
ROCHESTER, NY 14625
* $ 121,980,000 191 $ 18,915,000
1st Priority Mortgage, Inc.
6000 SHERIDAN DRIVE
WILLIAMSVILLE, NY 14221
* $ 10,000,000 169 $ 22,081,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 166 $ 17,720,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 146 $ 21,167,000
Five Star Bank
55 NORTH MAIN ST
WARSAW, NY 14569
* $ 2,329,353,000 141 $ 13,973,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 137 $ 7,824,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 133 $ 18,416,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ 10,000,000 132 $ 17,825,000
NVR Mortgage Finance, Inc.

PITTSBURGH, PA 15276
* $ 10,000,000 130 $ 30,315,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 127 $ 22,121,000
Guaranteed Home Mortgage Compa
108 CORPORATE PARK DRIVE - SUITE 301
WHITE PLAINS, NY 10604
* $ 10,000,000 127 $ 17,006,000
Hunt Mortgage Corporation
5400 BROADWAY STREET
BUFFALO, NY 14203
* $ 10,000,000 124 $ 16,305,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 114,540,379,000 123 $ 17,828,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 122 $ 17,227,000
The Bank of Castile
90 MAIN ST
BATAVIA, NY 14020
* $ 976,079,000 115 $ 19,803,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 113 $ 16,513,000
Genesee Regional Bank
1850 SOUTH WINTON ROAD
ROCHESTER, NY 14618
* $ 283,337,000 107 $ 27,898,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 104 $ 11,175,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 97 $ 14,602,000
Ownerschoice Funding, Inc.
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12203
* $ 10,000,000 94 $ 9,566,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 518,825,000 94 $ 1,589,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 83 $ 10,112,000
Northwest Bank
100 LIBERTY STREET
WARREN, PA 16365
* $ 7,975,877,000 82 $ 8,545,000
Visions Federal Credit Union
3301 COUNTRY CLUB ROAD
ENDICOTT, NY 13760
* $ 3,040,695,000 77 $ 10,175,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,623,469,000 74 $ 10,588,000
St. Pius X Church FCU
2998 CHILI AVENUE
ROCHESTER, NY 14624
* $ 58,444,000 71 $ 3,495,000
Lyons National Bank
35 WILLIAM STREET
LYONS, NY 14489
* $ 554,692,000 70 $ 10,669,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 63 $ 12,080,000
Paragon Home Loans, Inc.

LIVERPOOL, NY 13088
* $ 10,000,000 62 $ 8,066,000
Gateway Funding Dms, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 62 $ 9,006,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 60 $ 9,183,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 58 $ 8,151,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 57 $ 6,923,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 54 $ 7,663,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 3,115,825,000 49 $ 7,633,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 47 $ 366,000
The Upstate National Bank
150 STATE ST
OGDENSBURG, NY 14614
* $ 65,064,000 47 $ 3,536,000
Beacon Federal
6611 MANLIUS CENTER RD
EAST SYRACUSE, NY 13057
* $ 1,027,212,000 44 $ 5,828,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,056,671,000 43 $ 5,132,000
Ukrainian Federal Credit Union
824 EAST RIDGE ROAD
ROCHESTER, NY 14621
* $ 141,392,000 43 $ 5,743,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 42 $ 6,019,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 35 $ 5,373,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 33 $ 4,210,000
Vanguard Funding LLC
300 GARDEN CITY PLAZA, SUITE 170
GARDEN CITY, NY 11530
* $ 2,793,000 32 $ 4,882,000
Residential Finance Corporatio
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 29 $ 4,129,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 29 $ 3,572,000
Banc of California, NA
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 984,290,000 28 $ 4,787,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 195,395,000 25 $ 303,000
Community Bank, N.A.
45-49 COURT STREET
CANTON, NY 13617
* $ 6,460,589,000 25 $ 2,426,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 25 $ 2,199,000
Corning Credit Union
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ 897,588,000 23 $ 3,193,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 23 $ 2,398,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 584,153,000 20 $ 3,732,000
Wcs Lending, LLC
951 YAMATO ROAD, SUITE 150
BOCA RATON, FL 33431
* $ 25,076,000 20 $ 2,630,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 12,019,539,000 19 $ 4,741,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 419,837,000 18 $ 1,902,000
Mid-Island Mortgage Corp.
900 MERCHANTS CONCOURSE, SUITE #112
WESTBURY, NY 11590
* $ 10,000,000 18 $ 2,398,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 18 $ 3,316,000
Steuben Trust Company
ONE STEUBEN SQUARE
HORNELL, NY 14843
* $ 390,694,000 18 $ 9,059,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 17 $ 2,159,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 16 $ 1,175,000
Ing Bank, FSB / Capital One
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 92,212,498,000 16 $ 1,897,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 16 $ 1,127,000
Empower Federal Credit Union
1 MEMBER WAY
SYRACUSE, NY 13212
* $ 1,032,359,000 15 $ 2,012,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 1,400,000,000 15 $ 2,897,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 14 $ 2,348,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 14 $ 1,668,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 14 $ 1,228,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 13 $ 3,702,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 12 $ 2,500,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 188,912,554,000 11 $ 1,916,000
Cit Bank, National Association
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 26,181,267,000 11 $ 1,177,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 142,947,000 11 $ 2,244,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 11 $ 910,000
First American Mortgage Trust
70 LEO M. BIRMINGHAM PARKWAY
BRIGHTON, MA 02135
* $ 10,000,000 11 $ 1,465,000
Berkshire Bank

ALBANY, NY 12207
* $ 3,955,635,000 10 $ 1,333,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 10 $ 1,440,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 808,645,000 10 $ 1,084,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 10 $ 434,000
Commonfund Mortgage Corp.
717 ERIE BOULEVARD WEST
SYRACUSE, NY 13204
* $ 10,000,000 9 $ 1,020,000
M&T Real Estate Trust
701 SENECA STREET-SUITE 330N
BUFFALO, NY 14210
* $ 54,391,344,000 8 $ 40,487,000
Alliance Bank NA
120 MADISON STREET
SYRACUSE, NY 13202
* $ 1,403,481,000 8 $ 1,093,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 3,488,863,000 8 $ 459,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 25,513,620,000 8 $ 1,036,000
Texas Star Bank SSB
101 GASSAWAY
LOTT, TX 76656
* $ 75,989,000 8 $ 1,017,000
Sefcu Services, LLC
700 PATROON CREEK BLVD SUITE 301
ALBANY, NY 12205
* $ 10,000,000 8 $ 1,171,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 8 $ 544,000
Continental Home Loans Inc.
175 PINELAWN ROAD, SUITE 303
MELVILLE, NY 11747
* $ 14,386,000 7 $ 602,000
Associated Mortgage Bankers Inc.
2395 OCEAN AVENUE SUITE 5 RONKONKOMA
RONKONKOMA, NY 11779
* $ 35,004,000 7 $ 457,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 7 $ 1,298,000
E*Trade Savings Bank
671 N. GLEBE RD 12TH FLOOR
ARLINGTON, VA 22203
* $ 1,677,184,000 7 $ 1,165,000
Home Finance of America
521 PLYMOUTH ROAD, SUITE 112
PLYMOUTH MEETING, PA 19462
* $ 17,371,000 7 $ 1,255,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 7 $ 1,100,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 7 $ 1,758,000
Santander Bank, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 78,146,882,000 6 $ 724,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 6 $ 788,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 66,063,531,000 6 $ 1,291,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 619,450,000 6 $ 1,001,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,898,665,000 6 $ 255,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 4,231,076,000 6 $ 1,043,000
First Choice Bank
669 WHITEHEAD ROAD
LAWRENCEVILLE, NJ 08648
* $ 669,292,000 5 $ 1,012,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 5 $ 1,221,000
Capital One NA
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 71,108,281,000 5 $ 345,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 5 $ 340,000
Guidance Residential, LLC
11107 SUNSET HILLS ROAD, STES 100 & 200
RESTON, VA 20190
* $ 10,000,000 5 $ 1,266,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 4 $ 705,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 4 $ 512,000
United Mortgage Corp
510 BROADHOLLOW ROAD, SUITE 202
MELVILLE, NY 11747
* $ 10,000,000 4 $ 655,000
Usny Bank
389 HAMILTON STREET
GENEVA, NY 14456
* $ 109,542,000 4 $ 552,000
Sterling National Bank
98 CUTTERMILL ROAD
GREAT NECK, NY 11021
* $ 2,458,228,000 4 $ 640,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,184,743,000 4 $ 620,000
Farmers Bank and Trust NA
1017 HARRISON
GREAT BEND, KS 67530
* $ 648,887,000 4 $ 408,000
Nbt Bank NA
52 S BROAD ST
NORWICH, NY 13815
* $ 5,558,535,000 4 $ 144,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 1,580,221,000 4 $ 449,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 72,848,000 4 $ 783,000
Ameriprise Bank, FSB
707 2ND AVENUE SOUTH
MINNEAPOLIS, MN 55474
* $ 5,152,186,000 4 $ 426,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 4,479,945,000 4 $ 2,507,000
Finger Lakes Federal Credit Union
27 SENECA ST, PO BOX 433
GENEVA, NY 14456
* $ 84,157,000 4 $ 228,000
The Funding Source LLC
906 SPENCER STREET
SYRACUSE, NY 13206
* $ 10,000,000 4 $ 746,000
Franklin First Financial, Ltd
538 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 36,249,000 3 $ 573,000
Hudson Valley Credit Union
PO BOX 1071
POUGHKEEPSIE, NY 12602
* $ 3,352,418,000 3 $ 451,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 978,405,000 3 $ 396,000
M&T Realty Capital Corporation

BUFFALO, NY 14203
* $ 76,887,082,000 3 $ 10,950,000
BNC National Bank

BISMARCK, ND 58501
* $ 662,437,000 3 $ 1,044,000
Grand Bank, National Association
2297 HWY 33
HAMILTON, NJ 08690
* $ 341,507,000 3 $ 416,000
Rbc Bank (Georgia), N.A.
8081 ARCO CORPORATE DRIVE
RALEIGH, NC 27617
* $ 291,219,000 3 $ 184,000
Webster Bank, N.A.
145 BANK STREET
STAMFORD, CT 06901
* $ 18,674,334,000 3 $ 266,000
Syracuse Securities, Inc.
5000 CAMPUSWOOD DRIVE SUITE 101
EAST SYRACUSE, NY 13057
* $ 10,000,000 3 $ 575,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 3 $ 570,000
Greystone Servicing Corporation, Inc.

MEMPHIS, TN 38120
* $ 260,119,000 2 $ 2,050,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 2 $ 243,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ 8,226,000 2 $ 400,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 2 $ 255,000
Berkadia Commercial Mortgage
323 NORRISTOWN ROAD SUITE 300
AMBLER, PA 19002
* $ 1,173,139,000 2 $ 17,138,000
New York Community Bank
615 MERRICK AVENUE
WESTBURY, NY 11590
* $ 39,468,720,000 2 $ 208,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ 24,563,405,000 2 $ 255,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 54,183,383,000 2 $ 68,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 2 $ 419,000
First Mariner Bank
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,179,394,000 2 $ 294,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 374,787,000 2 $ 448,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 477,611,000 2 $ 458,000
Aurora Bank FSB
10350 PARK MEADOWS DRIVE
LONE TREE, CO 80124
* $ 4,140,785,000 2 $ 510,000
Lendmark Financial Services
223 W NASH ST
WILSON, NC 27893
* $ 43,592,768,000 2 $ 15,000
Bank of Whittier, NA
15141 E WHITTIER BLVD
WHITTIER, CA 90603
* $ 49,298,000 2 $ 827,000
Sage Bank
18 HURD STREET
LOWELL, MA 01852
* $ 169,755,000 2 $ 280,000
Savannah Bank National Association
1565 MAIN STREET
SAVANNAH, NY 13146
* $ 102,711,000 2 $ 150,000
First National Bank of Layton
1601 N. HILLFIELD ROAD
LAYTON, UT 84041
* $ 255,171,000 2 $ 357,000
Military Family Home Loans, Ll
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 1,102,281,049,000 2 $ 151,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 921,138,000 2 $ 384,000
Tiaa-Cref Trust Company FSB
211 NORTH BROADWAY, STE 1000
ST. LOUIS, MO 63102
* $ 495,222,000 2 $ 344,000
Mid-Hudson Valley Federal C.U.
1099 MORTON BLVD
KINGSTON, NY 12401
* $ 731,333,000 2 $ 237,000
Ccfcu Funding, LLC
4 WINNERS CIRCLE
ALBANY, NY 12205
* $ 797,777,000 2 $ 250,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ 10,000,000 2 $ 281,000
Hartford Funding, Ltd.
100 CROSSWAYS PARK DRIVE WEST SUITE 302
WOODBURY, NY 11797
* $ 10,000,000 2 $ 437,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ 694,137,000 2 $ 420,000
Massmutual FCU
1295 STATE STREET
SPRINGFIELD, MA 01111
* $ 209,609,000 2 $ 157,000
Municipal Credit Union
22 CORTLANDT STREET 29TH FLOOR
NEW YORK, NY 10007
* $ 1,657,079,000 2 $ 77,000
Residential Home Funding Corp.
707 WESTCHESTER AVENUE, SUITE 305
WHITE PLAINS, NY 10604
* $ 10,000,000 2 $ 123,000
Contour Mortgage Corporation
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ 10,000,000 2 $ 316,000
US Mortgage Corporation
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ 11,000,000 2 $ 349,000
Nationwide Equities Corporation
225 BRAE BLVD SUITE 202
PARK RIDGE, NJ 07656
* $ 10,000,000 2 $ 159,000
Nj Lenders Corp
219 PATERSON AVE
LITTLE FALLS, NJ 07424
* $ 10,000,000 1 $ 202,000
Kemba Financial Credit Union
555 OFFICENTER PL
GAHANNA, OH 43230
* $ 663,477,000 1 $ 50,000
Fulton Savings Bank
41 SOUTH FIRST STREET
FULTON, NY 13069
* $ 395,177,000 1 $ 176,000
Bank of Akron
46 MAIN STREET
AKRON, NY 14001
* $ 223,614,000 1 $ 318,000
Genesee Valley Federal Credit
4621 MILLENNIUM DRIVE
GENESEO, NY 14454
* $ 54,060,000 1 $ 100,000
Money Federal Credit Union
PO BOX 957
SYRACUSE, NY 13201
* $ 47,722,000 1 $ 176,000
Farm Credit East Aca
240 SOUTH ROAD
ENFIELD, CT 06082
* $ 4,520,676,000 1 $ 180,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ 1,159,238,000 1 $ 155,000
Centra Credit Union
3801 TUPELO DRIVE
COLUMBUS, IN 47201
* $ 986,487,000 1 $ 30,000
Self Help Credit Union
301 W MAIN STREET
DURHAM, NC 27702
* $ 564,961,000 1 $ 65,000
Delta Community Credit Union
3270 RIVERWOOD PKWY
ATLANTA, GA 30339
* $ 4,172,543,000 1 $ 57,000
Liberty Bank
315 MAIN STREET
MIDDLETOWN, CT 06457
* $ 3,394,125,000 1 $ 15,500,000
United Bank
225 ASYLUM ST
HARTFORD, CT 06103
* $ 1,748,328,000 1 $ 12,000
Cornerstone Community FCU
6485 S. TRANSIT ROAD
LOCKPORT, NY 14094
* $ 297,684,000 1 $ 25,000
Unify Financial Federal Credit Union
1899 WESTERN WAY
ALLEN, TX 75013
* $ 1,663,069,000 1 $ 92,000
Greater Woodlawn Federal Credit Union
3811 LAKESHORE RD
BLASDELL, NY 14219
* $ 100,013,000 1 $ 111,000
Mass. Institute of Tech. Federal Credit Union
700 TECHNOLOGY SQUARE
CAMBRIDGE, MA 02139
* $ 320,056,000 1 $ 82,000
Inova Federal Credit Union
358 S ELKHART AVENUE
ELKHART, IN 46516
* $ 245,171,000 1 $ 57,000
United Nations Federal CU
24-01 44TH ROAD 7TH FLOOR
LONG ISLAND CITY, NY 11101
* $ 3,529,806,000 1 $ 50,000
Andrews Federal Credit Union
5711 ALLENTOWN ROAD
SUITLAND, MD 20746
* $ 870,105,000 1 $ 256,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 4,200,729,000 1 $ 152,000
Insurbanc
10 EXECUTIVE DRIVE
FARMINGTON, CT 06032
* $ 171,630,000 1 $ 126,000
Tompkins Community Bank
THE COMMONS
ITHACA, NY 14850
* $ 1,565,020,000 1 $ 790,000
First Source Federal Credit Un
4451 COMMERCIAL DRIVE
NEW HARTFORD, NY 13413
* $ 312,469,000 1 $ 52,000
First Hope Mortgages Inc
201 ROUTE 94 2ND FLOOR
COLUMBIA, NJ 07832
* $ 432,264,000 1 $ 197,000
Elmira Savings Bank
333 E WATER ST
ELMIRA, NY 14901
* $ 523,397,000 1 $ 348,000
Chemung Canal Trust Company
ONE CHEMUNG CANAL PLAZA
ELMIRA, NY 14901
* $ 1,213,554,000 1 $ 110,000
Customers Bank
99 BRIDGE STREET
PHOENIXVILLE, PA 19460
* $ 2,077,532,000 1 $ 25,000
Premia Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,779,509,000 1 $ 200,000
Onemain Financial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 2,084,000,000 1 $ 15,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 34,276,023,000 1 $ 574,000
American Bank of Huntsville
3301 MEMORIAL PKWY SW
HUNTSVILLE, AL 35801
* $ 173,615,000 1 $ 112,000
Colombo Bank
14801 SOUTHLAWN LANE
ROCKVILLE, MD 20850
* $ 151,957,000 1 $ 120,000
Colorado Federal Savings Bank8
400 EAST PRENTICE AVE, SUITE 840
GREENWOOD VILLAGE, CO 80111
* $ 1,547,178,000 1 $ 115,000
Leader Bank NA
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ 509,351,000 1 $ 535,000
Justice Federal Credit Union
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 528,308,000 1 $ 123,000
Affinity Federal Credit Union
73 MOUNTAINVIEW BLVD.
BASKING RIDGE, NJ 07920
* $ 2,139,801,000 1 $ 30,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 569,541,000 1 $ 20,000
Georgia Banking Company
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30309
* $ 289,845,000 1 $ 247,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 2,304,426,000 1 $ 213,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 97,264,044,000 1 $ 131,000
Astoria Bank
211 STATION ROAD
MINEOLA, NY 11501
* $ 16,975,063,000 1 $ 390,000
Cathay Bank
9650 FLAIR DRIVE
LOS ANGELES, CA 90012
* $ 10,628,922,000 1 $ 27,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ 603,000 1 $ 258,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 70,000
Unmb Home Loans Inc
3601 HEMPSTEAD TPK. SUITE 300
LEVITTOWN, NY 11756
* $ 10,000,000 1 $ 171,000
First Option Mortgage, LLC
1100 CIRCLE 75 PARKWAY SOUTH EAST SUITE 300
ATLANTA, GA 30339
* $ 941,000 1 $ 211,000
Meadowbrook Financial Mortgage Bankers Corp.
1600 STEWART AVE.; SUITE 701
WESTBURY, NY 11590
* $ 10,000,000 1 $ 170,000

The tables below break down 2012 mortgage applications in Monroe County, NY by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Monroe County, NY in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 14,540 $1,923,004,000 $132,000 $15,500,000 $86,000 $6,201,000
Home Purchase 11,985 $1,713,807,000 $142,000 $12,485,000 $66,000 $1,890,000
Home Improvement 3,468 $94,685,000 $27,000 $4,000,000 $68,000 $5,689,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 21,991 $2,701,529,000 $122,000 $2,000,000 $86,000 $6,201,000
Not applicable 3,071 $549,209,000 $178,000 $15,500,000 $7,000 $617,000
Not Provided 1,899 $201,226,000 $105,000 $1,031,000 $88,000 $3,000,000
Black or African American 1,498 $110,574,000 $73,000 $539,000 $53,000 $820,000
Hispanic 838 $69,556,000 $83,000 $437,000 $63,000 $576,000
Asian 604 $91,290,000 $151,000 $1,215,000 $98,000 $1,278,000
American Indian or Alaskan Native 63 $5,504,000 $87,000 $383,000 $65,000 $330,000
Native Hawaiian or Other Pacific Islander 29 $2,608,000 $89,000 $314,000 $70,000 $300,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 21,362 $2,687,688,000 $125,000 $15,500,000 $88,000 $6,201,000
FHA-insured (Federal Housing Administration) 7,479 $876,634,000 $117,000 $10,458,000 $45,000 $1,106,000
VA-guaranteed (Veterans Administration) 975 $146,759,000 $150,000 $627,000 $51,000 $392,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 177 $20,415,000 $115,000 $212,000 $47,000 $90,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 16,648 $2,077,344,000 $124,000 $12,485,000 $86,000 $6,201,000
Loan Purchased By The Institution 5,736 $808,239,000 $140,000 $12,485,000 $46,000 $994,000
Application Denied By Financial Institution 4,123 $396,311,000 $96,000 $15,500,000 $68,000 $5,689,000
Application Withdrawn By Applicant 1,925 $253,841,000 $131,000 $10,458,000 $83,000 $3,000,000
Application Approved But Not Accepted 832 $103,277,000 $124,000 $2,600,000 $85,000 $1,231,000
File Closed For Incompleteness 729 $92,484,000 $126,000 $924,000 $87,000 $1,200,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 922 $80,399,000 $87,000 $941,000 $50,000 $562,000
Credit History 731 $49,009,000 $67,000 $2,000,000 $72,000 $5,689,000
Collateral 528 $87,956,000 $166,000 $15,500,000 $98,000 $974,000
Credit Application Incomplete 391 $47,168,000 $120,000 $417,000 $78,000 $443,000
Other 269 $26,731,000 $99,000 $620,000 $83,000 $650,000
Unverifiable Information 148 $13,417,000 $90,000 $453,000 $65,000 $300,000
Insufficient Cash (Downpayment, Closing Cost) 62 $7,394,000 $119,000 $900,000 $71,000 $500,000
Employment History 50 $5,919,000 $118,000 $370,000 $62,000 $231,000
Mortgage Insurance Denied 9 $1,707,000 $189,000 $382,000 $93,000 $169,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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