Morris County, TX Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 423 mortgage applications in Morris County, TX totaling $68.0 million, up 4% from 2023. The average application was for $160,000, and applicants reported an average income of $91,000. 45% of applications resulted in an originated loan and 17% were denied. The most active lender was 21st Mortgage, with 48 applications, followed by Vanderbilt Mortgage and Finance, Inc and Triad Financial Services, Inc..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 423
Total Mortgage Loan Application Amount $67,985,000
Average Mortgage Loan Application Amount $160,000
Highest Mortgage Loan Application Amount $2,005,000
Average Applicant Income $91,000
Highest Applicant Income $460,000

Mortgage Company List for Lending in Morris County, TX for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 48 $ 5,950,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 24 $ 2,840,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 20 $ 2,520,000
East Texas Professional C.U.
409 E. LOOP 281
LONGVIEW, TX 75605
* $ n/a 18 $ 2,150,000
The First National Bank of Hughes Springs
PO BOX 188
HUGHES SPRINGS, TX 75656
* $ n/a 15 $ 1,615,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 15 $ 1,545,000
Cypress Bank State Savings Bank
120 S GREER BLVD
PITTSBURG, TX 75686
* $ n/a 13 $ 3,165,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 11 $ 2,305,000
T2 Financial LLC
480 OLDE WORTHINGTON RD SUITE 300
WESTERVILLE, OH 43082
* $ n/a 11 $ 1,815,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 10 $ 1,510,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 10 $ 2,380,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 9 $ 1,245,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 8 $ 1,690,000
Synergy One Lending, Inc.
3131 CAMINO DEL RIO N. SUITE 150
SAN DIEGO, CA 92101
* $ n/a 8 $ 1,260,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 7 $ 1,265,000
Guaranty Bank & Trust
100 W ARKANSAS ST
MT PLEASANT, TX 75455
* $ n/a 7 $ 825,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 7 $ 1,315,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 6 $ 1,430,000
Texas Heritage National Bank
107 WEBB STREET
DAINGERFIELD, TX 75638
* $ n/a 6 $ 730,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ n/a 6 $ 1,150,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 6 $ 730,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 5 $ 1,135,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ n/a 4 $ 1,260,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 4 $ 240,000
Eastman Credit Union
P.O. BOX 1989
KINGSPORT, TN 37662
* $ n/a 4 $ 610,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 4 $ 410,000
Pilgrim Bank
145 EAST MARSHALL STREET
PITTSBURG, TX 75686
* $ n/a 4 $ 440,000
Red River Employees Federal Credit Union
4405 SUMMERHILL ROAD
TEXARKANA, TX 75503
* $ n/a 4 $ 570,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 4 $ 680,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 3 $ 785,000
Texas Mortgage Lending, LLC
12515 RESEARCH BLVD BUILDING 5
AUSTIN, TX 78759
* $ n/a 3 $ 1,055,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ n/a 3 $ 435,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 3 $ 205,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 3 $ 325,000
The City National Bank of Sulphur Springs
1108 S BROADWAY ST
SULPHUR SPRINGS, TX 75482
* $ n/a 3 $ 465,000
Verabank,N.A.
P.O. BOX 1009
HENDERSON, TX 75653
* $ n/a 3 $ 825,000
Efinity Financial LLC
1901 CENTRAL DRIVE SUITE 612
BEDFORD, TX 76021
* $ n/a 3 $ 455,000
Community Bank
PO BOX 2232
LONGVIEW, TX 75605
* $ n/a 3 $ 435,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 2 $ 310,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 2 $ 130,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 2 $ 90,000
Mortgage Financial Services
10922 COURSEY BLVD. BLDG. B
BATON ROUGE, LA 70816
* $ n/a 2 $ 420,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 2 $ 190,000
Austin Bank, Texas National Association
PO BOX 1537
JACKSONVILLE, TX 75766
* $ n/a 2 $ 140,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ n/a 2 $ 280,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 2 $ 130,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ n/a 2 $ 470,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 2 $ 380,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 2 $ 170,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 2 $ 270,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ n/a 2 $ 510,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 2 $ 250,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 2 $ 330,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 1 $ 355,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ n/a 1 $ 105,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 1 $ 235,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 1 $ 155,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 1 $ 205,000
Susser Bank
3030 MATLOCK ROAD
ARLINGTON, TX 76015
* $ n/a 1 $ 165,000
American Mortgage Bank
3401 NW 63RD SUITE 620
OKLAHOMA CITY, OK 73116
* $ n/a 1 $ 155,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 1 $ 335,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 1 $ 145,000
Resicentral LLC
700 LARKSPUR LANDING CIRCLE SUITE 199-18
LARKSPUR, CA 94939
* $ n/a 1 $ 335,000
Texas Bank
P O BOX 1190
HENDERSON, TX 75652
* $ n/a 1 $ 55,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ n/a 1 $ 225,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ n/a 1 $ 285,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ n/a 1 $ 145,000
Select Lending Services, LLC

SAN RAMON, CA 94583
* $ n/a 1 $ 425,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 1 $ 415,000
Canopy Mortgage, LLC
360 TECHNOLOGY COURT STE. 200
LINDON, UT 84003
* $ n/a 1 $ 105,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ n/a 1 $ 185,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 1 $ 195,000
Hallmark Home Mortgage, LLC
7421 COLDWATER ROAD
FORT WAYNE, IN 46825
* $ n/a 1 $ 465,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 1 $ 115,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 1 $ 175,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ n/a 1 $ 85,000
Texas Trust Credit Union
5080 W IH 20
ARLINGTON, TX 76017
* $ n/a 1 $ 65,000
Plainscapital Bank
6565 HILLCREST AVE
DALLAS, TX 75205
* $ n/a 1 $ 285,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ n/a 1 $ 195,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 1 $ 55,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 1 $ 75,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 1 $ 35,000
Keystone Funding, Inc
519 S RED HAVEN LN
DOVER, DE 19901
* $ n/a 1 $ 125,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ n/a 1 $ 225,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ n/a 1 $ 215,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 1 $ 245,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 1 $ 355,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 1 $ 155,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 1 $ 215,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 1 $ 105,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ n/a 1 $ 645,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ n/a 1 $ 85,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ n/a 1 $ 135,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 1 $ 135,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 1 $ 195,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ n/a 1 $ 375,000
Valon Mortgage
14647 S 50TH ST, STE A150
PHOENIX, AZ 85044
* $ n/a 1 $ 45,000
First United Bank and Trust Co
PO BOX 130
DURANT, OK 74702
* $ n/a 1 $ 225,000
First National Bank of East Texas
206 US HWY 271 N
GILMER, TX 75644
* $ n/a 1 $ 125,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 1 $ 185,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 1 $ 325,000
Jefferson Bank
PO BOX 5190
SAN ANTONIO, TX 78215
* $ n/a 1 $ 285,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 1 $ 425,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 1 $ 235,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ n/a 1 $ 365,000

The tables below break down 2024 mortgage applications in Morris County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Morris County, TX in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 309 $51,215,000 $165,000 $2,005,000 $92,000 $460,000
Cash-out Refinancing 48 $5,890,000 $122,000 $645,000 $84,000 $403,000
Refinancing 31 $7,315,000 $235,000 $705,000 $112,000 $389,000
Other Purpose 24 $2,560,000 $106,000 $335,000 $66,000 $138,000
Home Improvement 11 $1,005,000 $91,000 $305,000 $120,000 $313,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 223 $35,645,000 $159,000 $705,000 $98,000 $460,000
Not applicable 60 $11,060,000 $184,000 $2,005,000 $69,000 $95,000
Black or African American 57 $6,675,000 $117,000 $355,000 $64,000 $174,000
Hispanic 40 $6,330,000 $158,000 $475,000 $93,000 $417,000
Not Provided 37 $7,135,000 $192,000 $645,000 $96,000 $403,000
American Indian or Alaskan Native 6 $1,140,000 $190,000 $325,000 $84,000 $105,000
Asian 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 309 $43,835,000 $141,000 $2,005,000 $90,000 $449,000
FHA-insured (Federal Housing Administration) 61 $11,885,000 $194,000 $445,000 $95,000 $460,000
VA-guaranteed (Veterans Administration) 46 $11,090,000 $241,000 $615,000 $100,000 $417,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 7 $1,175,000 $167,000 $225,000 $76,000 $100,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 191 $34,075,000 $178,000 $2,005,000 $103,000 $449,000
Application Denied By Financial Institution 74 $9,120,000 $123,000 $325,000 $64,000 $375,000
Application Withdrawn By Applicant 61 $10,255,000 $168,000 $475,000 $97,000 $460,000
Loan Purchased By The Institution 48 $7,060,000 $147,000 $465,000 $69,000 $95,000
Application Approved But Not Accepted 25 $4,315,000 $172,000 $645,000 $92,000 $403,000
File Closed For Incompleteness 24 $3,160,000 $131,000 $315,000 $69,000 $113,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 336 $57,080,000 $169,000 $2,005,000 $97,000 $460,000
Debt-To-Income Ratio 35 $4,835,000 $138,000 $325,000 $71,000 $247,000
Credit History 29 $3,565,000 $122,000 $285,000 $72,000 $144,000
Collateral 5 $665,000 $133,000 $195,000 $50,000 $96,000
Other 5 $315,000 $63,000 $135,000 $81,000 $147,000
Unverifiable Information 5 $655,000 $131,000 $205,000 $122,000 $375,000
Insufficient Cash (Downpayment, Closing Cost) 4 $430,000 $107,000 $205,000 $41,000 $57,000
Credit Application Incomplete 4 $440,000 $110,000 $185,000 $46,000 $74,000
Employment History 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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