Nance County, NE Mortgage Lenders & HMDA Data, 2017

In 2017, lenders reported 86 mortgage applications in Nance County, NE totaling $9.5 million, down 11% from 2016. The average application was for $110,000, and applicants reported an average income of $59,000. 52% of applications resulted in an originated loan and 23% were denied. The most active lender was West Gate Bank, with 16 applications, followed by Pinnacle Bank and US Bank, N.A..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 86
Total Mortgage Loan Application Amount $9,488,000
Average Mortgage Loan Application Amount $110,000
Highest Mortgage Loan Application Amount $424,000
Average Applicant Income $59,000
Highest Applicant Income $345,000

Mortgage Company List for Lending in Nance County, NE for 2017

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 489,376,000 16 $ 1,631,000
Pinnacle Bank
20544 HWY 370
LINCOLN, NE 68508
* $ 4,372,911,000 11 $ 1,383,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 441,010,095,000 9 $ 1,160,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 18,938,350,000 6 $ 539,000
Archer Cooperative Credit Union
2121 ARCHER RD
ARCHER, NE 68816
* $ 64,109,000 5 $ 369,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,727,235,000,000 4 $ 333,000
Citizens Bank & Trust Company
PO BOX 385, 7217TH STREET
ST. PAUL, NE 68873
* $ 180,229,000 3 $ 634,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 3 $ 236,000
First Nebraska Bank
330 N. SPRUCE STREET, PO BOX 315
VALLEY, NE 68064
* $ 280,899,000 2 $ 382,000
Cornerstone Bank
529 SOUTH LINCOLN AVENUE
YORK, NE 68467
* $ 1,490,790,000 2 $ 206,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 2 $ 116,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 1 $ 78,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 1 $ 147,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 252,204,000 1 $ 8,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 1 $ 166,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,980,496,000 1 $ 44,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 181,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 1 $ 130,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 1 $ 123,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 1 $ 90,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 1 $ 375,000
Union Bank and Trust Company
PO BOX 82535
LINCOLN, NE 68501
* $ 3,595,637,000 1 $ 23,000
First Midwest Bank
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 11,254,182,000 1 $ 20,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,082,803,000,000 1 $ 88,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 1 $ 50,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 1 $ 173,000
Members Mortgage Services, LLC
200 E 1ST AVE
HUTCHINSON, KS 67501
* $ 0 1 $ 64,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 1 $ 59,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 514,606,000 1 $ 110,000

The tables below break down 2017 mortgage applications in Nance County, NE by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Nance County, NE in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 56 $6,113,000 $109,000 $424,000 $61,000 $345,000
Refinancing 21 $2,948,000 $140,000 $375,000 $49,000 $146,000
Home Improvement 9 $427,000 $47,000 $100,000 $68,000 $133,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 71 $7,892,000 $111,000 $424,000 $68,000 $345,000
Not applicable 13 $1,363,000 $104,000 $263,000 $3,000 $47,000
Not Provided 2 $233,000 $116,000 $123,000 $74,000 $100,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 54 $6,614,000 $122,000 $424,000 $73,000 $345,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 19 $1,480,000 $77,000 $160,000 $26,000 $78,000
FHA-insured (Federal Housing Administration) 9 $1,027,000 $114,000 $203,000 $48,000 $93,000
VA-guaranteed (Veterans Administration) 4 $367,000 $91,000 $123,000 $44,000 $100,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 45 $5,130,000 $114,000 $424,000 $68,000 $345,000
Application Denied By Financial Institution 20 $2,535,000 $126,000 $375,000 $75,000 $299,000
Loan Purchased By The Institution 13 $1,363,000 $104,000 $263,000 $3,000 $47,000
Application Withdrawn By Applicant 4 $234,000 $58,000 $130,000 $66,000 $84,000
File Closed For Incompleteness 2 $149,000 $74,000 $78,000 $62,000 $62,000
Application Approved But Not Accepted 2 $77,000 $38,000 $44,000 $37,000 $56,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 4 $761,000 $190,000 $375,000 $53,000 $72,000
Collateral 2 $348,000 $174,000 $340,000 $153,000 $293,000
Credit Application Incomplete 2 $230,000 $115,000 $116,000 $34,000 $68,000
Credit History 1 $166,000 $166,000 $166,000 $93,000 $93,000
Employment History 1 $152,000 $152,000 $152,000 $40,000 $40,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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