Nantucket County, MA Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 667 mortgage applications in Nantucket County, MA totaling $843.8 million, down 30% from 2023. The average application was for $1,265,000, and applicants reported an average income of $620,000. 55% of applications resulted in an originated loan and 20% were denied. The most active lender was Cape Cod Five Cents Savings Bank, with 221 applications, followed by Rockland Trust Bank and Bank of America NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 667
Total Mortgage Loan Application Amount $843,765,000
Average Mortgage Loan Application Amount $1,265,000
Highest Mortgage Loan Application Amount $25,005,000
Average Applicant Income $620,000
Highest Applicant Income $8,000,000

Mortgage Company List for Lending in Nantucket County, MA for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Cape Cod Five Cents Savings Bank
1500 IYANNOUGH RD
HYANNIS, MA 02601
* $ n/a 221 $ 133,545,000
Rockland Trust Bank
288 UNION STREET
ROCKLAND, MA 02370
* $ n/a 67 $ 41,775,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 46 $ 60,060,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 45 $ 56,505,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 19 $ 90,365,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 15 $ 23,165,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 10 $ 35,910,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ n/a 10 $ 12,210,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ n/a 10 $ 35,560,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 9 $ 1,275,000
The Camden National Bank
2 ELM STREET
CAMDEN, ME 04843
* $ n/a 9 $ 16,275,000
Hingham Institution for Savings
55 MAIN STREET
HINGHAM, MA 02043
* $ n/a 9 $ 22,065,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 8 $ 22,810,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 7 $ 7,955,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 6 $ 12,900,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 6 $ 10,750,000
Eastern Bank
125 HIGH ST
BOSTON, MA 02110
* $ n/a 5 $ 5,425,000
Peoplesbank
330 WHITNEY AVENUE
HOLYOKE, MA 01040
* $ n/a 5 $ 3,415,000
Needham Bank
1063 GREAT PLAIN AVE
NEEDHAM, MA 02492
* $ n/a 5 $ 8,285,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 5 $ 3,425,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 4 $ 8,680,000
First Ciitizens Bank and Trust
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27603
* $ n/a 4 $ 9,080,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ n/a 4 $ 25,700,000
Nqm Funding, LLC
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ n/a 4 $ 6,800,000
Berkshire Bank

ALBANY, NY 12207
* $ n/a 4 $ 5,080,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 4 $ 4,430,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ n/a 4 $ 6,210,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 3 $ 2,995,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 3 $ 5,675,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ n/a 3 $ 3,575,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 2 $ 660,000
Hanscom Federal Credit Union
1610 EGLIN ST
HANSCOM AFB, MA 01731
* $ n/a 2 $ 680,000
Workers Federal Credit Union
815 MAIN STREET
LITTLETON, MA 01460
* $ n/a 2 $ 1,010,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 2 $ 400,000
Dominion Financial Services, LLC
1029 N CALVERT ST
BALTIMORE, MD 21202
* $ n/a 2 $ 6,660,000
Ice Lender Holdings LLC
31 W 34TH ST. #1012
NEW YORK, NY 10018
* $ n/a 2 $ 3,910,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 2 $ 2,220,000
Salem Five Mortgage Company LLC
210 ESSEX STREET
SALEM, MA 01970
* $ n/a 2 $ 3,870,000
Leader Bank NA
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ n/a 2 $ 1,640,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 2 $ 2,810,000
Mechanics Cooperative Bank
308 BAY STREET
TAUNTON, MA 02780
* $ n/a 2 $ 2,860,000
The Washington Trust Company, of Westerly
23 BROAD STREET
WESTERLY, RI 02891
* $ n/a 2 $ 660,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ n/a 2 $ 2,910,000
William Raveis Mortgage, LLC
7 TRAP FALLS ROAD
SHELTON, CT 06484
* $ n/a 2 $ 2,110,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 2 $ 490,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 2 $ 1,210,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ n/a 2 $ 7,100,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 2 $ 1,980,000
Enterprise Bank and Trust Company
222 MERRIMACK STREET
LOWELL, MA 01852
* $ n/a 2 $ 2,050,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 2 $ 3,060,000
Webster Bank, N.A.
145 BANK STREET
STAMFORD, CT 06901
* $ n/a 2 $ 3,000,000
Winchester Co-Operative Bank
19 CHURCH STREET
WINCHESTER, MA 01890
* $ n/a 2 $ 1,930,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ n/a 2 $ 1,390,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 1 $ 3,505,000
Quontic Bank
31-05 BROADWAY
ASTORIA, NY 11106
* $ n/a 1 $ 1,005,000
Rpe Home, Inc
1312 17TH STREET SUITE 71618
DENVER, CO 80202
* $ n/a 1 $ 1,205,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ n/a 1 $ 1,325,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 1 $ 315,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ n/a 1 $ 205,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ n/a 1 $ 3,205,000
Northbrook Bank & Trust Company, N.A.
1100 WAUKEGAN ROAD
NORTHBROOK, IL 60062
* $ n/a 1 $ 335,000
South Shore Bank
1530 MAIN STREET
WEYMOUTH, MA 02190
* $ n/a 1 $ 1,405,000
Signature Federal Credit Union
12 HERBERT ST.
ALEXANDRIA, VA 22305
* $ n/a 1 $ 3,405,000
Bangor Savings Bank
19 MAINE AVENUE
BANGOR, ME 04401
* $ n/a 1 $ 655,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ n/a 1 $ 1,005,000
Northern Bank & Trust Company
275 MISHAWUM ROAD
WOBURN, MA 01801
* $ n/a 1 $ 2,505,000
The Northern Trust Co
50 S. LA SALLE
CHICAGO, IL 60603
* $ n/a 1 $ 5,005,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 1 $ 475,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ n/a 1 $ 355,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ n/a 1 $ 2,405,000
Cambridge Savings Bank
1374 MASSACHUSETTS AVENUE
CAMBRIDGE, MA 02138
* $ n/a 1 $ 1,505,000
Watertown Savings Bank
60 MAIN STREET
WATERTOWN, MA 02472
* $ n/a 1 $ 725,000
Beacon Bank & Trust

ALBANY, NY 12207
* $ n/a 1 $ 155,000
CIBC Bank USA
120 SOUTH LASALLE
CHICAGO, IL 60602
* $ n/a 1 $ 3,005,000
Bank of Canton
490 TURNPIKE STREET
CANTON, MA 02021
* $ n/a 1 $ 1,715,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 1 $ 1,135,000
Winter Hill Bank
342 BROADWAY
SOMERVILLE, MA 02145
* $ n/a 1 $ 1,605,000
Harborone Mortgage, LLC
1045 ELM ST SUITE 601
MANCHESTER, NH 03101
* $ n/a 1 $ 1,535,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ n/a 1 $ 405,000
Servisfirst Bank
2500 WOODCREST PLACE
BIRMINGHAM, AL 35209
* $ n/a 1 $ 2,595,000
Avidia Bank
42 MAIN STREET
HUDSON, MA 01749
* $ n/a 1 $ 1,675,000
Salem Five Cents Savings Bank
210 ESSEX ST
SALEM, MA 01970
* $ n/a 1 $ 2,215,000
Mabrey Bank
P O BOX 130
BIXBY, OK 74008
* $ n/a 1 $ 3,245,000
Central One Federal Credit Union
714 MAIN ST
SHREWSBURY, MA 01545
* $ n/a 1 $ 45,000
Ameritrust Mortgage Corporation

FLOWER MOUND, TX 75022
* $ n/a 1 $ 1,475,000
Luxury Mortgage Corp.
FOUR LANDMARK SQUARE SUITE 300
STAMFORD, CT 06901
* $ n/a 1 $ 1,315,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ n/a 1 $ 1,755,000
Lendsure Mortgage Corp.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ n/a 1 $ 2,405,000
Bank Rhode Island
ONE TURKS HEAD PLACE
PROVIDENCE, RI 02903
* $ n/a 1 $ 2,515,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ n/a 1 $ 9,375,000
East Cambridge Savings Bank
344 CAMBRIDGE ST
CAMBRIDGE, MA 02141
* $ n/a 1 $ 1,105,000
Dedham Institution for Savings
55 ELM STREET
DEDHAM, MA 02026
* $ n/a 1 $ 1,255,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ n/a 1 $ 2,625,000
Rf Renovo Management Company, LLC
222 W ADAMS ST #1980
CHICAGO, IL 60606
* $ n/a 1 $ 2,455,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 1 $ 1,325,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 1 $ 305,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 1 $ 1,255,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 1 $ 2,245,000
Sharon & Crescent United Credit Union
30 POND ST
SHARON, MA 02067
* $ n/a 1 $ 1,175,000
Metro Credit Union
200 REVERE BEACH PARKWAY
CHELSEA, MA 02150
* $ n/a 1 $ 1,375,000
Northern Home Loans, LLC

WOBURN, MA 01801
* $ n/a 1 $ 2,505,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ n/a 1 $ 1,475,000
Emporium Tpo LLC

FRISCO, TX 75034
* $ n/a 1 $ 755,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 1 $ 645,000
First American Bank
80 STRATFORD DRIVE
ELK GROVE VILLAGE, IL 60007
* $ n/a 1 $ 1,605,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 1 $ 1,885,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ n/a 1 $ 2,795,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 1 $ 505,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ n/a 1 $ 3,005,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 1 $ 485,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 1 $ 2,405,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 1 $ 2,005,000

The tables below break down 2024 mortgage applications in Nantucket County, MA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Nantucket County, MA in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 271 $493,855,000 $1,822,000 $11,415,000 $941,000 $6,164,000
Home Improvement 144 $48,630,000 $337,000 $2,005,000 $371,000 $8,000,000
Refinancing 96 $103,080,000 $1,073,000 $9,505,000 $483,000 $3,600,000
Other Purpose 86 $131,850,000 $1,533,000 $25,005,000 $522,000 $2,893,000
Cash-out Refinancing 70 $66,350,000 $947,000 $11,345,000 $284,000 $1,204,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 479 $585,995,000 $1,223,000 $25,005,000 $616,000 $8,000,000
Not Provided 77 $101,765,000 $1,321,000 $11,345,000 $610,000 $4,851,000
Not applicable 53 $107,785,000 $2,033,000 $10,005,000 $712,000 $872,000
Hispanic 32 $26,580,000 $830,000 $3,505,000 $724,000 $5,417,000
Asian 13 $13,505,000 $1,038,000 $2,925,000 $846,000 $4,081,000
Black or African American 12 $7,930,000 $660,000 $1,505,000 $336,000 $1,588,000
American Indian or Alaskan Native 1 $205,000 $205,000 $205,000 $291,000 $291,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 661 $836,045,000 $1,264,000 $25,005,000 $623,000 $8,000,000
VA-guaranteed (Veterans Administration) 4 $6,880,000 $1,720,000 $2,305,000 $404,000 $515,000
FHA-insured (Federal Housing Administration) 2 $840,000 $420,000 $485,000 $112,000 $185,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 368 $509,950,000 $1,385,000 $11,415,000 $713,000 $5,417,000
Application Denied By Financial Institution 132 $105,770,000 $801,000 $9,505,000 $427,000 $8,000,000
Application Withdrawn By Applicant 95 $124,385,000 $1,309,000 $15,005,000 $611,000 $3,396,000
File Closed For Incompleteness 40 $52,300,000 $1,307,000 $25,005,000 $375,000 $1,025,000
Application Approved But Not Accepted 16 $32,510,000 $2,031,000 $6,045,000 $888,000 $2,312,000
Loan Purchased By The Institution 16 $18,850,000 $1,178,000 $2,505,000 $630,000 $872,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 520 $717,300,000 $1,379,000 $25,005,000 $667,000 $5,417,000
Debt-To-Income Ratio 87 $77,775,000 $893,000 $9,505,000 $263,000 $1,316,000
Other 17 $18,905,000 $1,112,000 $4,005,000 $949,000 $6,164,000
Collateral 17 $14,215,000 $836,000 $2,885,000 $986,000 $8,000,000
Credit History 17 $7,625,000 $448,000 $1,955,000 $244,000 $920,000
Credit Application Incomplete 4 $1,580,000 $395,000 $755,000 $772,000 $2,350,000
Unverifiable Information 2 $3,510,000 $1,755,000 $3,005,000 $1,099,000 $1,950,000
Employment History 2 $610,000 $305,000 $305,000 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 1 $2,245,000 $2,245,000 $2,245,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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