Nemaha County, NE Mortgage Lenders & HMDA Data, 2018

In 2018, lenders reported 160 mortgage applications in Nemaha County, NE totaling $18.2 million, up 1% from 2017. The average application was for $113,000, and applicants reported an average income of $79,000. 62% of applications resulted in an originated loan and 12% were denied. The most active lender was Firstbank of Nebraska, with 12 applications, followed by Community Banc Mortgage Corp and Union Bank and Trust Company.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 160
Total Mortgage Loan Application Amount $18,170,000
Average Mortgage Loan Application Amount $113,000
Highest Mortgage Loan Application Amount $325,000
Average Applicant Income $79,000
Highest Applicant Income $290,000

Mortgage Company List for Lending in Nemaha County, NE for 2018

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Firstbank of Nebraska
201 E 5TH ST
WAHOO, NE 68066
* $ 243,809,000 12 $ 1,040,000
Community Banc Mortgage Corp
301 N MAIN
CHATHAM, IL 62629
* $ -1,000 9 $ 1,215,000
Union Bank and Trust Company
PO BOX 82535
LINCOLN, NE 68501
* $ 3,836,505,000 8 $ 500,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,747,398,000,000 7 $ 805,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 7 $ 1,245,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 7 $ 1,115,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 6 $ 790,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 20,351,074,000 6 $ 620,000
Great Western Bank
225 S MAIN AVE
SIOUX FALLS, SD 57104
* $ 11,803,006,000 6 $ 240,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 5 $ 715,000
Mainstreet Bank
PO BOX 7
COOK, NE 68329
* $ 91,880,000 5 $ 285,000
Cobalt Credit Union
7148 TOWNE CENTER PARKWAY
PAPILLION, NE 68046
* $ 922,150,000 4 $ 190,000
American National Bank
8990 WEST DODGE RD
OMAHA, NE 68114
* $ 3,567,564,000 4 $ 460,000
Arbor Bank
911 CENTRAL AVENUE
NEBRASKA CITY, NE 68410
* $ 308,742,000 4 $ 300,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 4 $ 350,000
Central National Bank
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ 933,081,000 4 $ 740,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 491,903,000 3 $ 615,000
Frontier Bank
17002 MARCY ST, STE 120
OMAHA, NE 68154
* $ 787,150,000 2 $ 160,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 2 $ 140,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 2 $ 260,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 3,558,094,000 2 $ 200,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 2 $ 180,000
Farmers and Merchants Bank
617 1ST STREET, BOX E
MILFORD, NE 68405
* $ 600,614,000 2 $ 50,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 2 $ 290,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 2 $ 260,000
Pinnacle Bank
20544 HWY 370
LINCOLN, NE 68508
* $ 4,594,004,000 2 $ 290,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 2 $ 260,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 2 $ 250,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 2 $ 390,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 1 $ 165,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ -1,000 1 $ 105,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 1 $ 105,000
Cass County Bank, Inc.
2020 W 8TH AVE
PLATTSMOUTH, NE 68048
* $ 70,080,000 1 $ 125,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 1 $ 105,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 1 $ 85,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,751,524,000,000 1 $ 55,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 1 $ 5,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 195,000
Delmar Financial Company
1066 EXECUTIVE PARKWAY SUITE 100
ST LOUIS, MO 63141
* $ -1,000 1 $ 165,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 1 $ 125,000
Live Well Financial, Inc.
1011 BOULDER SPRINGS DRIVE
RICHMOND, VA 23225
* $ -1,000 1 $ 75,000
Northwest Bank
705 GRAND AVE.
SPENCER, IA 51301
* $ 1,541,610,000 1 $ 55,000
Liberty First Credit Union
501 N 46TH STREET
LINCOLN, NE 68503
* $ 253,473,000 1 $ 65,000
Cb&S Bank
200 JACKSON AVE. S.
RUSSELLVILLE, AL 35653
* $ 1,598,550,000 1 $ 145,000
State Bank of Table Rock
402 HOUSTON
TABLE ROCK, NE 68447
* $ 83,681,000 1 $ 115,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 1 $ 95,000
Dundee Mortgage LLC
5015 UNDERWOOD AVENUE
OMAHA, NE 68132
* $ -1,000 1 $ 315,000
Dundee Bank
5015 UNDERWOOD AVE
OMAHA, NE 68132
* $ 276,042,000 1 $ 65,000
Alliance Bank Central Texas
P.O. BOX 7554
WOODWAY, TX 76712
* $ 261,878,000 1 $ 125,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 1 $ 65,000
Security First Bank
5505 RED ROCK LANE
LINCOLN, NE 68516
* $ 961,180,000 1 $ 105,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ -1,000 1 $ 105,000

The tables below break down 2018 mortgage applications in Nemaha County, NE by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Nemaha County, NE in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 104 $12,540,000 $120,000 $325,000 $73,000 $203,000
Refinancing 25 $3,375,000 $135,000 $325,000 $82,000 $214,000
Home Improvement 12 $520,000 $43,000 $105,000 $117,000 $290,000
Cash-out Refinancing 11 $1,415,000 $128,000 $245,000 $81,000 $217,000
Other Purpose 5 $215,000 $43,000 $65,000 $63,000 $125,000
Not Applicable 3 $105,000 $35,000 $55,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 134 $15,510,000 $115,000 $325,000 $77,000 $217,000
Not Provided 12 $1,520,000 $126,000 $325,000 $100,000 $290,000
Not applicable 11 $1,015,000 $92,000 $175,000 $0 $0
Hispanic 3 $125,000 $41,000 $85,000 $66,000 $75,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 97 $10,325,000 $106,000 $325,000 $85,000 $290,000
VA-guaranteed (Veterans Administration) 24 $3,940,000 $164,000 $275,000 $97,000 $217,000
FHA-insured (Federal Housing Administration) 20 $2,010,000 $100,000 $195,000 $53,000 $100,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 19 $1,895,000 $99,000 $185,000 $50,000 $89,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 99 $11,885,000 $120,000 $325,000 $81,000 $290,000
Application Denied By Financial Institution 19 $1,335,000 $70,000 $225,000 $66,000 $148,000
Application Withdrawn By Applicant 16 $1,780,000 $111,000 $275,000 $78,000 $214,000
Loan Purchased By The Institution 16 $2,080,000 $130,000 $325,000 $91,000 $203,000
File Closed For Incompleteness 5 $675,000 $135,000 $315,000 $91,000 $171,000
Application Approved But Not Accepted 5 $415,000 $83,000 $195,000 $54,000 $73,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 114 $14,590,000 $127,000 $325,000 $83,000 $290,000
Debt-To-Income Ratio 30 $2,490,000 $83,000 $185,000 $64,000 $186,000
Collateral 6 $360,000 $60,000 $145,000 $85,000 $148,000
Credit History 5 $185,000 $37,000 $65,000 $47,000 $125,000
Credit Application Incomplete 3 $365,000 $121,000 $225,000 $103,000 $135,000
Insufficient Cash (Downpayment, Closing Cost) 2 $180,000 $90,000 $125,000 $40,000 $61,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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