Norton County, KS Mortgage Lenders & HMDA Data, 2019
In 2019, lenders reported 56 mortgage applications in Norton County, KS totaling $5.1 million, up 44% from 2018. The average application was for $91,000, and applicants reported an average income of $79,000. 52% of applications resulted in an originated loan and 12% were denied. The most active lender was Mortgage Investment Services Corporation, with 12 applications, followed by New American Funding, Llc. and Mortgage Research Center.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 56 |
| Total Mortgage Loan Application Amount | $5,100,000 |
| Average Mortgage Loan Application Amount | $91,000 |
| Highest Mortgage Loan Application Amount | $365,000 |
| Average Applicant Income | $79,000 |
| Highest Applicant Income | $730,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Mortgage Investment Services Corporation 22316 MIDLAND DRIVE SHAWNEE, KS 66226 |
* | $ -1,000 | 12 | $ 980,000 |
| New American Funding, Llc. 14511 MYFORD ROAD, SUITE 100 TUSTIN, CA 92780 |
* | $ -1,000 | 5 | $ 315,000 |
| Mortgage Research Center 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ -1,000 | 3 | $ 275,000 |
| Golden Plains Credit Union 1714 EAST KANSAS AVENUE GARDEN CITY, KS 67846 |
* | $ 657,261,000 | 3 | $ 295,000 |
| Mid America Bank 802 AMES STREET BALDWIN CITY, KS 66006 |
* | $ 191,874,000 | 3 | $ 555,000 |
| The Bennington State Bank 2130 SOUTH OHIO, P.O. BOX 1280 SALINA, KS 67402 |
* | $ 699,960,000 | 3 | $ 255,000 |
| Wells Fargo Bank NA MINNEAPOLIS, MN 55415 |
* | $ 1,689,351,000,000 | 2 | $ 60,000 |
| Nationstar Mortgage 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ -1,000 | 2 | $ 110,000 |
| PennyMac Loan Services LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ -1,000 | 2 | $ 130,000 |
| NBKC Bank 8320 WARD PARKWAY KANSAS CITY, MO 64114 |
* | $ 684,352,000 | 1 | $ 65,000 |
| Go Mortgage, LLC COLUMBUS, OH 43219 |
* | $ -1,000 | 1 | $ 55,000 |
| Pinnacle Bank 20544 HWY 370 LINCOLN, NE 68508 |
* | $ 4,729,390,000 | 1 | $ 35,000 |
| Amerihome Mortgage Company, LLC 1 BAXTER WAY SUITE 300 THOUSAND OAKS, CA 91362 |
* | $ -1,000 | 1 | $ 95,000 |
| Caliber Home Loans, Inc. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ -1,000 | 1 | $ 145,000 |
| Vanderbilt Mortgage and Finance, Inc 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ -1,000 | 1 | $ 105,000 |
| USAA Federal Savings Bank 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 81,602,818,000 | 1 | $ 65,000 |
| Members Mortgage Services, LLC 200 E 1ST AVE HUTCHINSON, KS 67501 |
* | $ -1,000 | 1 | $ 65,000 |
| Sooper Credit Union 5005 W 60TH AVE ARVADA, CO 80003 |
* | $ 388,077,000 | 1 | $ 15,000 |
| Megastar Finanacial Corp 1080 CHEROKEE STREET DENVER, CO 80204 |
* | $ -1,000 | 1 | $ 95,000 |
| First National Bank of Omaha 1620 DODGE STREET OMAHA, NE 68197 |
* | $ 21,582,885,000 | 1 | $ 365,000 |
| Churchill Mortgage Corporation 761 OLD HICKORY BLVD SUITE 400 BRENTWOOD, TN 37027 |
* | $ -1,000 | 1 | $ 55,000 |
The tables below break down 2019 mortgage applications in Norton County, KS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Norton County, KS in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 35 | $3,225,000 | $92,000 | $365,000 | $79,000 | $730,000 |
| Refinancing | 9 | $985,000 | $109,000 | $245,000 | $82,000 | $161,000 |
| Cash-out Refinancing | 7 | $685,000 | $97,000 | $165,000 | $80,000 | $123,000 |
| Home Improvement | 3 | $105,000 | $35,000 | $55,000 | $73,000 | $80,000 |
| Other Purpose | 2 | $100,000 | $50,000 | $75,000 | $55,000 | $69,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 44 | $4,160,000 | $94,000 | $365,000 | $83,000 | $730,000 |
| Not applicable | 5 | $425,000 | $85,000 | $145,000 | $35,000 | $35,000 |
| Not Provided | 5 | $395,000 | $79,000 | $145,000 | $60,000 | $91,000 |
| Hispanic | 2 | $120,000 | $60,000 | $105,000 | $59,000 | $72,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 26 | $2,880,000 | $110,000 | $365,000 | $109,000 | $730,000 |
| FHA-insured (Federal Housing Administration) | 15 | $985,000 | $65,000 | $125,000 | $49,000 | $84,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $665,000 | $73,000 | $105,000 | $42,000 | $82,000 |
| VA-guaranteed (Veterans Administration) | 6 | $570,000 | $95,000 | $145,000 | $55,000 | $70,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 29 | $3,065,000 | $105,000 | $365,000 | $95,000 | $730,000 |
| Application Withdrawn By Applicant | 8 | $470,000 | $58,000 | $75,000 | $45,000 | $70,000 |
| Application Denied By Financial Institution | 7 | $435,000 | $62,000 | $115,000 | $70,000 | $82,000 |
| Application Approved But Not Accepted | 5 | $525,000 | $105,000 | $245,000 | $73,000 | $120,000 |
| Loan Purchased By The Institution | 5 | $425,000 | $85,000 | $145,000 | $35,000 | $35,000 |
| Preapproval Denied by Financial Institution | 1 | $75,000 | $75,000 | $75,000 | $39,000 | $39,000 |
| File Closed For Incompleteness | 1 | $105,000 | $105,000 | $105,000 | $56,000 | $56,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 42 | $3,780,000 | $90,000 | $365,000 | $79,000 | $730,000 |
| Debt-To-Income Ratio | 8 | $920,000 | $115,000 | $245,000 | $87,000 | $161,000 |
| Collateral | 2 | $110,000 | $55,000 | $75,000 | $59,000 | $80,000 |
| Other | 1 | $25,000 | $25,000 | $25,000 | $69,000 | $69,000 |
| Employment History | 1 | $85,000 | $85,000 | $85,000 | $72,000 | $72,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $65,000 | $65,000 | $65,000 | $54,000 | $54,000 |
| Credit History | 1 | $115,000 | $115,000 | $115,000 | $65,000 | $65,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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