Ogle County, IL Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 1,441 mortgage applications in Ogle County, IL totaling $222.6 million, up 11% from 2023. The average application was for $154,000, and applicants reported an average income of $101,000. 58% of applications resulted in an originated loan and 14% were denied. The most active lender was Holcomb Bank, with 74 applications, followed by US Bank, N.A. and Stillman Banccorp NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,441
Total Mortgage Loan Application Amount $222,645,000
Average Mortgage Loan Application Amount $154,000
Highest Mortgage Loan Application Amount $785,000
Average Applicant Income $101,000
Highest Applicant Income $2,530,000

Mortgage Company List for Lending in Ogle County, IL for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Holcomb Bank
108 W MAIN ST
ROCHELLE, IL 61068
* $ n/a 74 $ 11,370,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 73 $ 8,225,000
Stillman Banccorp NA
101 E. MAIN STREET P.O. BOX 150
STILLMAN VALLEY, IL 61084
* $ n/a 64 $ 7,850,000
Central Bank Illinois
101 N STATE ST
GENESEO, IL 61254
* $ n/a 55 $ 8,815,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 52 $ 10,720,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ n/a 44 $ 6,990,000
Byron Bank
200 N WALNUT ST
BYRON, IL 61010
* $ n/a 39 $ 7,195,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 35 $ 2,145,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 34 $ 5,450,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 34 $ 8,160,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ n/a 30 $ 5,190,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 27 $ 6,775,000
First Mid Bank and Trust, NA
1515 CHARLESTON AVE, PO BOX 499
MATTOON, IL 61938
* $ n/a 23 $ 3,145,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 22 $ 2,480,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 22 $ 4,290,000
Midland States Bank
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ n/a 21 $ 1,875,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 21 $ 975,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 20 $ 1,910,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 20 $ 4,060,000
Membersalliance Credit Union
5286 NIMTZ ROAD
LOVES PARK, IL 61111
* $ n/a 20 $ 1,520,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 19 $ 2,805,000
Rock Valley Credit Union
1201 CLIFFORD AVE
LOVES PARK, IL 61111
* $ n/a 18 $ 1,130,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 18 $ 4,250,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 18 $ 3,980,000
First State Bank
706 WASHINGTON STREET
MENDOTA, IL 61342
* $ n/a 17 $ 2,675,000
Union Savings Bank
223 W STEPHENSON ST
FREEPORT, IL 61032
* $ n/a 16 $ 2,140,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 15 $ 2,365,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 15 $ 1,805,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 14 $ 2,490,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 14 $ 1,930,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 14 $ 1,600,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 14 $ 2,290,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 13 $ 2,755,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 13 $ 805,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ n/a 12 $ 2,350,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 12 $ 2,430,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 11 $ 1,765,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ n/a 10 $ 1,550,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 10 $ 330,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 9 $ 2,715,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ n/a 9 $ 875,000
Compass Mortgage, Inc.
27755 DIEHL ROAD, STE 100
WARRENVILLE, IL 60555
* $ n/a 9 $ 1,035,000
Community Banc Mortgage Corp
301 N MAIN
CHATHAM, IL 62629
* $ n/a 9 $ 1,545,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 9 $ 1,535,000
First Northern Credit Union
230 W MONROE, SUITE 2850
CHICAGO, IL 60606
* $ n/a 9 $ 925,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 9 $ 1,045,000
Sauk Valley Bank & Trust Company
3319 E LINCOLNWAY
STERLING, IL 61081
* $ n/a 9 $ 1,905,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 9 $ 2,165,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 9 $ 1,165,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 9 $ 1,675,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 8 $ 1,790,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 7 $ 1,885,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 7 $ 295,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 7 $ 1,145,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 6 $ 640,000
Key Mortgage Services, Inc.
475 N. MARTINGALE RD. SUITE 100
SCHAUMBURG, IL 60173
* $ n/a 6 $ 930,000
Resource Bank N.A.
555 BETHANY RD 2ND FLOOR
DEKALB, IL 60115
* $ n/a 6 $ 740,000
First Community Credit Union of Beloit
1702 PARK AVE
BELOIT, WI 53511
* $ n/a 6 $ 460,000
Illinois Community Credit Unio
508 W STATE STREET
SYCAMORE, IL 60178
* $ n/a 6 $ 450,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ n/a 5 $ 995,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 5 $ 1,255,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 5 $ 705,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 4 $ 710,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 4 $ 690,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 4 $ 840,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 4 $ 1,170,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 4 $ 650,000
The Harvard State Bank
35 N AYER ST, PO BOX 40
HARVARD, IL 60033
* $ n/a 4 $ 470,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 4 $ 450,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 4 $ 500,000
First National Bank and Trust
345 E GRAND AVE
BELOIT, WI 53511
* $ n/a 4 $ 610,000
Old Second National Bank
37 SOUTH RIVER STREET
AURORA, IL 60506
* $ n/a 4 $ 960,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ n/a 4 $ 290,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 4 $ 750,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 3 $ 925,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ n/a 3 $ 125,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 3 $ 225,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 3 $ 495,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ n/a 3 $ 115,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 3 $ 235,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 3 $ 305,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 3 $ 765,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ n/a 3 $ 415,000
Tjc Mortgage Inc
1 PERIMETER PARK S, STE 230 S
BIRMINGHAM, AL 35243
* $ n/a 3 $ 235,000
Northwest Bank of Rockford
3106 N ROCKTON AVE
ROCKFORD, IL 61103
* $ n/a 3 $ 465,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 3 $ 725,000
Cornerstone Credit Union
550 W. MEADOWS DRIVE
FREEPORT, IL 61032
* $ n/a 3 $ 295,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 3 $ 635,000
Filo Mortgage, LLC
555 E NORTH LN #6125
WEST CONSHOHOCKEN, PA 19428
* $ n/a 3 $ 375,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 3 $ 575,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 2 $ 60,000
Eureka Savings Bank
250 MARQUETTE ST
LA SALLE, IL 61301
* $ n/a 2 $ 220,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 2 $ 390,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 2 $ 280,000
Bankers' Bank
7700 MINERAL POINT ROAD
MADISON, WI 53717
* $ n/a 2 $ 330,000
Ally Bank

CHARLOTTE, NC 28202
* $ n/a 2 $ 440,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 2 $ 410,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ n/a 2 $ 690,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 2 $ 240,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 2 $ 300,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 2 $ 80,000
Pacor Mortgage Corp
14930 CICERO AVE
OAK FOREST, IL 60452
* $ n/a 2 $ 430,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 2 $ 600,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ n/a 2 $ 180,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ n/a 2 $ 290,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ n/a 2 $ 280,000
Genhome Mortgage Corporation

IRVINE, CA 92614
* $ n/a 2 $ 430,000
Htlf Bank
1800 LARIMER ST #1800
DENVER, CO 80202
* $ n/a 2 $ 50,000
American Portfolio Mortgage Corporation
800 EAST NORTHWEST HIGHWAY
PALATINE, IL 60067
* $ n/a 2 $ 290,000
Rf Renovo Management Company, LLC
222 W ADAMS ST #1980
CHICAGO, IL 60606
* $ n/a 2 $ 240,000
Ladera Lending, Inc.
555 CORPORATE DRIVE SUITE 215
LADERA RANCH, CA 92694
* $ n/a 2 $ 180,000
Consumers Credit Union
1075 TRI STATE PARKWAY STE 850
GURNEE, IL 60031
* $ n/a 2 $ 440,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 1 $ 125,000
Fortress Bank
9000 N. KNOXVILLE AVENUE
PEORIA, IL 61615
* $ n/a 1 $ 535,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 1 $ 15,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 1 $ 25,000
Financial Plus Credit Union
800 CHESTNUT ST
OTTAWA, IL 61350
* $ n/a 1 $ 175,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 1 $ 175,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ n/a 1 $ 55,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 1 $ 115,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 1 $ 185,000
The Union Bank Company
105 PROGRESSIVE DRIVE
COLUMBUS GROVE, OH 45830
* $ n/a 1 $ 365,000
Diamond Residential Mtg Corp
582 OAKWOOD AVE
LAKE FOREST, IL 60045
* $ n/a 1 $ 235,000
Encompass Lending Group, L.P.
23108 SEVEN MEADOWS PKWY SUITE 100
KATY, TX 77494
* $ n/a 1 $ 155,000
Point Mortgage Corp
864 AMENA COURT
CHULA VISTA, CA 91910
* $ n/a 1 $ 255,000
Logan Finance Corporation
1393 VETERANS MEMORIAL HIGHWAY HAUPPAUGE
HAUPPAUGE, NY 11788
* $ n/a 1 $ 275,000
Osb Community Bank
925 LASALLE STREET
OTTAWA, IL 61350
* $ n/a 1 $ 195,000
Corporate America Family CU
2445 ALFT LANE
ELGIN, IL 60123
* $ n/a 1 $ 55,000
Ascentra Credit Union
PO BOX 1107
BETTENDORF, IA 52722
* $ n/a 1 $ 185,000
Credit Union Mortgage Associat
10800 MAIN STREET
FAIRFAX, VA 22030
* $ n/a 1 $ 75,000
Colorado Credit Union
8331 CONTINENTAL DIVIDE ROAD
LITTLETON, CO 80127
* $ n/a 1 $ 375,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ n/a 1 $ 35,000
Wsfs Bank
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ n/a 1 $ 55,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ n/a 1 $ 275,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ n/a 1 $ 125,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 1 $ 275,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 1 $ 145,000
Dupaco Community Credit Union
PO BOX 179
DUBUQUE, IA 52004
* $ n/a 1 $ 225,000
The Mortgage Link, Inc.
3 RESEARCH PL #100
ROCKVILLE, MD 20850
* $ n/a 1 $ 295,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ n/a 1 $ 145,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ n/a 1 $ 295,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 1 $ 125,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ n/a 1 $ 225,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ n/a 1 $ 155,000
First National Bank of Brookfield
9136 WASHINGTON AVENUE
BROOKFIELD, IL 60513
* $ n/a 1 $ 235,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ n/a 1 $ 145,000
First Federal Savings Bank
633 LASALLE ST
OTTAWA, IL 61350
* $ n/a 1 $ 315,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 1 $ 315,000
Gvc Mortgage, Inc.
ONE PLAZA DRIVE, SUITE 3
SUITE 200, IN 46064
* $ n/a 1 $ 205,000
Waterman Bank
248 W LINCOLN HWY
WATERMAN, IL 60556
* $ n/a 1 $ 135,000
Grand Bank for Savings, FSB
204 WESTOVER DRIVE
HATTIESBURG, MS 39404
* $ n/a 1 $ 45,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ n/a 1 $ 175,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ n/a 1 $ 205,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ n/a 1 $ 145,000
First American Bank
80 STRATFORD DRIVE
ELK GROVE VILLAGE, IL 60007
* $ n/a 1 $ 55,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 1 $ 155,000
Bay Equity LLC

DETROIT, MI 48226
* $ n/a 1 $ 225,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 1 $ 615,000
Builder Finance Inc
1418 N C AVE
SIOUX FALLS, SD 57103
* $ n/a 1 $ 725,000
Arvest Bank

TULSA, OK 74103
* $ n/a 1 $ 115,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ n/a 1 $ 195,000
Liberty Home Mortgage Corp
4401 ROCKSIDE RD 310
INDEPENDENCE, OH 44131
* $ n/a 1 $ 295,000

The tables below break down 2024 mortgage applications in Ogle County, IL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Ogle County, IL in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 748 $135,190,000 $180,000 $725,000 $98,000 $980,000
Cash-out Refinancing 239 $39,055,000 $163,000 $705,000 $92,000 $395,000
Refinancing 192 $33,240,000 $173,000 $785,000 $106,000 $500,000
Other Purpose 172 $10,020,000 $58,000 $235,000 $114,000 $2,530,000
Home Improvement 89 $5,075,000 $57,000 $205,000 $112,000 $440,000
Not Applicable 1 $65,000 $65,000 $65,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 992 $151,300,000 $152,000 $785,000 $104,000 $2,530,000
Not Provided 145 $19,555,000 $134,000 $545,000 $94,000 $294,000
Hispanic 142 $19,900,000 $140,000 $625,000 $89,000 $932,000
Not applicable 128 $26,370,000 $206,000 $725,000 $126,000 $416,000
Black or African American 18 $3,230,000 $179,000 $485,000 $87,000 $155,000
American Indian or Alaskan Native 7 $1,105,000 $157,000 $445,000 $115,000 $308,000
Asian 7 $855,000 $122,000 $235,000 $82,000 $136,000
Native Hawaiian or Other Pacific Islander 2 $330,000 $165,000 $235,000 $62,000 $124,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,044 $138,890,000 $133,000 $785,000 $106,000 $2,530,000
FHA-insured (Federal Housing Administration) 230 $41,090,000 $178,000 $475,000 $75,000 $277,000
VA-guaranteed (Veterans Administration) 147 $39,465,000 $268,000 $705,000 $101,000 $267,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 20 $3,200,000 $160,000 $235,000 $73,000 $99,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 840 $134,360,000 $159,000 $785,000 $106,000 $980,000
Application Denied By Financial Institution 201 $21,095,000 $104,000 $705,000 $80,000 $360,000
Application Withdrawn By Applicant 151 $25,975,000 $172,000 $615,000 $94,000 $421,000
Loan Purchased By The Institution 149 $28,755,000 $192,000 $535,000 $83,000 $416,000
File Closed For Incompleteness 61 $7,435,000 $121,000 $725,000 $145,000 $2,530,000
Application Approved But Not Accepted 36 $4,450,000 $123,000 $425,000 $91,000 $230,000
Preapproval Approved but not Accepted 3 $575,000 $191,000 $265,000 $93,000 $143,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,053 $170,265,000 $161,000 $725,000 $102,000 $2,530,000
Debt-To-Income Ratio 260 $38,030,000 $146,000 $785,000 $105,000 $980,000
Credit History 54 $5,580,000 $103,000 $385,000 $95,000 $228,000
Collateral 37 $4,475,000 $120,000 $705,000 $94,000 $211,000
Credit Application Incomplete 23 $2,495,000 $108,000 $315,000 $74,000 $211,000
Other 5 $275,000 $55,000 $115,000 $94,000 $158,000
Unverifiable Information 4 $580,000 $145,000 $195,000 $61,000 $114,000
Insufficient Cash (Downpayment, Closing Cost) 3 $865,000 $288,000 $465,000 $99,000 $143,000
Employment History 2 $80,000 $40,000 $55,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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