Okmulgee County, OK Mortgage Lenders & HMDA Data, 2016

In 2016, lenders reported 1,301 mortgage applications in Okmulgee County, OK totaling $127.6 million, up 1% from 2015. The average application was for $98,000, and applicants reported an average income of $64,000. 47% of applications resulted in an originated loan and 29% were denied. The most active lender was Patrons Bank, NA, with 165 applications, followed by American Exchange Bank and loanDepot.com LLC.

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,301
Total Mortgage Loan Application Amount $127,627,000
Average Mortgage Loan Application Amount $98,000
Highest Mortgage Loan Application Amount $713,000
Average Applicant Income $64,000
Highest Applicant Income $2,400,000

Mortgage Company List for Lending in Okmulgee County, OK for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Patrons Bank, NA
PO BOX 1037
OKMULGEE, OK 74447
* $ 268,530,000 165 $ 7,196,000
American Exchange Bank
P.O. BOX 818
HENRYETTA, OK 74437
* $ 59,934,000 102 $ 6,328,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 97 $ 13,438,000
Mabrey Bank
P O BOX 130
BIXBY, OK 74008
* $ 831,796,000 70 $ 4,200,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 64 $ 4,586,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 52 $ 3,833,000
The Morris State Bank
800 WEST OZARK
MORRIS, OK 74445
* $ 75,016,000 47 $ 4,414,000
Arvest Bank

TULSA, OK 74103
* $ 15,843,566,000 45 $ 2,552,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 31,272,894,000 39 $ 4,742,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,610,580,000,000 36 $ 4,322,000
American Heritage Bank
PO BOX 1408/2 SOUTH MAIN
SAPULPA, OK 74066
* $ 1,075,111,000 30 $ 3,318,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,914,658,000,000 20 $ 1,809,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 19 $ 2,629,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 14 $ 1,689,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 13 $ 1,506,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 13 $ 1,686,000
Bancfirst
101 NORTH BROADWAY AVENUE
OKLAHOMA CITY, OK 73102
* $ 6,678,359,000 12 $ 1,210,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 71,130,930,000 12 $ 1,441,000
Tib the Independent Bankersban
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,565,602,000 12 $ 1,582,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 12 $ 1,416,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 11 $ 1,635,000
Ttcu the Credit Union
3720 E 31ST ST
TULSA, OK 74135
* $ 1,623,083,000 11 $ 1,048,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 11 $ 1,293,000
First United Bank and Trust Company
PO BOX 130
DURANT, OK 74702
* $ 3,153,899,000 11 $ 1,788,000
Tinker Federal Credit Union
4140 W I-40
OKLAHOMA CITY, OK 73108
* $ 3,446,707,000 9 $ 289,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ 59,713,000 9 $ 1,550,000
First Mortgage Company, L.L.C.
6701 NORTH BROADWAY, SUITE 400
OKLAHOMA CITY, OK 73116
* $ 28,000,000 9 $ 1,398,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 8 $ 775,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 961,290,000 8 $ 658,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 186,710,993,000 8 $ 80,000
Western Sun Federal Credit Union
4620 W KENOSHA STREET
BROKEN ARROW, OK 74012
* $ 149,930,000 7 $ 672,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 417,458,234,000 7 $ 909,000
Freedom Mortgage Corporation
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 7 $ 965,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 7 $ 662,000
Westreet Federal Credit Union
9323 E.21ST STREET
TULSA, OK 74129
* $ 688,489,000 7 $ 932,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 7 $ 891,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ 125,111,000 7 $ 1,061,000
American Southwest Mortgage Funding Corp
5900 MOSTELLER DRIVE SUITE 8
OKLAHOMA CITY, OK 73112
* $ 336,426,000 6 $ 1,027,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 6 $ 820,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,299,801,000,000 6 $ 509,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 6 $ 873,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 554,698,000 6 $ 931,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 6 $ 671,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,764,654,000 6 $ 926,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,801,773,000 6 $ 508,000
Mortgage Clearing Corporation
5612 S LEWIS
TULSA, OK 74105
* $ 10,000,000 5 $ 596,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,639,305,000,000 5 $ 658,000
Associated Mortgage Corporation
6911 SOUTH 66TH EAST AVENUE SUITE 100
TULSA, OK 74136
* $ 5,500,000 5 $ 1,081,000
US Mortgage Corporation
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ 11,000,000 5 $ 733,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 5 $ 877,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 5 $ 358,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 4 $ 543,000
Truhome Solutions, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 4 $ 467,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 4 $ 567,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 4 $ 852,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 11,567,246,000 4 $ 157,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 4 $ 455,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 4 $ 396,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 3 $ 479,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 3 $ 513,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 26,594,410,000 3 $ 132,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 3 $ 263,000
Spiritbank
1800 S BALTIMORE AVE STE 600
TULSA, OK 74119
* $ 659,341,000 3 $ 350,000
Armstrong Bank
1111 W BROADWAY
MUSKOGEE, OK 74401
* $ 840,276,000 3 $ 672,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 3 $ 475,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 3 $ 388,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 444,244,000 3 $ 39,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 3 $ 185,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 3 $ 411,000
United Community Mortgage Corp
40750 SYMPHONEY PARK LANE, STE 102
MURRIETA, CA 92562
* $ 21,660,000 2 $ 419,000
American Homestar Mortgage, LLC
2450 SOUTH SHORE BLVD., SUITE 301
LEAGUE CITY, TX 77573
* $ 47,278,000 2 $ 210,000
United Fidelity Funding Corp.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ 1,000,000,000 2 $ 254,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 2 $ 445,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 2 $ 295,000
Rcb Bank
PO BOX 189
CLAREMORE, OK 74018
* $ 2,494,748,000 2 $ 70,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 2 $ 235,000
Priority Bank
3401 E MISSION BLVD
FAYETTEVILLE, AR 72703
* $ 82,358,000 2 $ 280,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,709,556,000 2 $ 371,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 73,279,079,000 2 $ 383,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ 10,000,000 2 $ 322,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 85,747,508,000 2 $ 86,000
Firstar Bank, National Association
PO BOX 308
ROLAND, OK 74954
* $ 522,018,000 2 $ 365,000
Prosperity Bank
1301 N MECHANIC ST
EL CAMPO, TX 77437
* $ 22,025,607,000 2 $ 843,000
Communication Federal Credit Union
4141 NW EXPRESSWAY, SUITE 200
OKLAHOMA CITY, OK 73116
* $ 1,033,171,000 2 $ 215,000
Oklahoma Central Credit Union
4956 SOUTH PEORIA AVENUE
4956 S. PEORIA AVE, OK 74105
* $ 511,786,000 2 $ 175,000
All America Bank
444 WEST STATE HIGHWAY 152
MUSTANG, OK 73064
* $ 361,470,000 2 $ 75,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 5,961,680,000 2 $ 235,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 2 $ 578,000
Ameripro Funding
8300 N. MOPAC EXPRESSWAY SUITE 120
AUSTIN, TX 78759
* $ 40,000,000 2 $ 122,000
Midwest Mortgage Associates Corp
5333 NORTH UNION BLVD - SUITE 100
COLORADO SPRINGS, CO 80918
* $ 4,689,000 2 $ 370,000
City Bank
5219 CITY BANK PARKWAY
LUBBOCK, TX 79408
* $ 2,533,093,000 2 $ 312,000
Republic Bank & Trust
401 W. MAIN
NORMAN, OK 73069
* $ 484,559,000 2 $ 310,000
American Bank of Oklahoma
200 E MAIN, P.O. BOX 66
COLLINSVILLE, OK 74021
* $ 240,392,000 2 $ 839,000
Howard Bank
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 947,219,000 2 $ 111,000
City National Bank and Trust
PO BOX 2009
LAWTON, OK 73502
* $ 328,884,000 2 $ 46,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 2 $ 101,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 1 $ 84,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 1,267,342,000 1 $ 184,000
Georgia Banking Company
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30309
* $ 384,114,000 1 $ 52,000
Forbright Bank
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20815
* $ 504,343,000 1 $ 200,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ 89,030,433,000 1 $ 139,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 1 $ 158,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 72,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 1 $ 149,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 464,368,000 1 $ 155,000
Red Crown Federal Credit Union
5001 E 91ST ST
TULSA, OK 74137
* $ 166,790,000 1 $ 228,000
Mb Financial Bank, National Association
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 15,536,515,000 1 $ 417,000
Gsf Mortgage Corp
15430 W CAPITOL DRIVE
BROOKFIELD, WI 53005
* $ 10,000,000 1 $ 84,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 205,125,538,000 1 $ 119,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 224,192,000 1 $ 10,000
Avb Bank
302 SOUTH MAIN
BROKEN ARROW, OK 74012
* $ 289,259,000 1 $ 100,000
Central Bank of Oklahoma
8908 S YALE, STE 100
TULSA, OK 74137
* $ 662,219,000 1 $ 38,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 1 $ 133,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 1 $ 175,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ 10,000,000 1 $ 165,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ 15,478,000 1 $ 76,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 262,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 181,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 1 $ 55,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 1 $ 254,000
American Commerce Bank, National Association
400 US HWY 27 BYPASS
BREMEN, GA 30110
* $ 178,585,000 1 $ 57,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 8,231,396,000 1 $ 150,000
Vision Bank
PO BOX 669
ADA, OK 74820
* $ 635,803,000 1 $ 133,000
Community Bank
P.O. BOX 1020
BRISTOW, OK 74010
* $ 85,315,000 1 $ 38,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ 39,000,000 1 $ 100,000
First National Acceptance Company
241 EAST SAGINAW/P.O. BOX 980
EAST LANSING, MI 48826
* $ 10,498,000 1 $ 30,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 367,680,000 1 $ 132,000
The First State Bank
3030 NW EXPRESSWAY, SUITE 130
OKLAHOMA CITY, OK 73112
* $ 249,394,000 1 $ 220,000
First Fidelity Bank
5100 N CLASSEN BLVD SUITE 500
OKLAHOMA CITY, OK 73118
* $ 1,391,008,000 1 $ 34,000
First Oklahoma Mortgage, LLC
100 S RIVERFRONT DR
JENKS, OK 74037
* $ 216,488,000 1 $ 87,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 1 $ 118,000
Bay Equity LLC

DETROIT, MI 48226
* $ 12,210,000 1 $ 325,000
Leader Mortgage Corp.
3400 PARK PL N
MUSKOGEE, OK 74403
* $ 1,100,000,000 1 $ 52,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 1 $ 236,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ 39,000,000 1 $ 123,000
Live Well Financial, Inc.
1011 BOULDER SPRINGS DRIVE
RICHMOND, VA 23225
* $ 176,870,000 1 $ 45,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 66,000

The tables below break down 2016 mortgage applications in Okmulgee County, OK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Okmulgee County, OK in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 601 $62,103,000 $103,000 $713,000 $58,000 $709,000
Refinancing 457 $57,027,000 $124,000 $584,000 $75,000 $2,400,000
Home Improvement 243 $8,497,000 $34,000 $360,000 $62,000 $299,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 870 $84,761,000 $97,000 $600,000 $70,000 $2,400,000
American Indian or Alaskan Native 155 $15,025,000 $96,000 $360,000 $63,000 $422,000
Not applicable 87 $11,155,000 $128,000 $713,000 $9,000 $143,000
Black or African American 78 $4,623,000 $59,000 $198,000 $53,000 $242,000
Not Provided 69 $8,054,000 $116,000 $266,000 $74,000 $504,000
Hispanic 38 $3,531,000 $92,000 $270,000 $68,000 $274,000
Native Hawaiin or Other Pacific Islander 3 $412,000 $137,000 $263,000 $91,000 $113,000
Asian 1 $66,000 $66,000 $66,000 $111,000 $111,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 877 $78,143,000 $89,000 $713,000 $71,000 $2,400,000
FHA-insured (Federal Housing Administration) 245 $25,630,000 $104,000 $276,000 $54,000 $504,000
VA-guaranteed (Veterans Administration) 120 $17,970,000 $149,000 $399,000 $54,000 $422,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 59 $5,884,000 $99,000 $206,000 $30,000 $76,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 614 $57,664,000 $93,000 $713,000 $69,000 $709,000
Application Denied By Financial Institution 381 $35,942,000 $94,000 $510,000 $66,000 $2,400,000
Loan Purchased By The Institution 103 $12,684,000 $123,000 $360,000 $28,000 $148,000
Application Withdrawn By Applicant 92 $9,788,000 $106,000 $475,000 $68,000 $286,000
File Closed For Incompleteness 73 $7,941,000 $108,000 $417,000 $61,000 $209,000
Application Approved But Not Accepted 38 $3,608,000 $94,000 $359,000 $70,000 $161,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 71 $4,388,000 $61,000 $245,000 $54,000 $422,000
Debt-To-Income Ratio 30 $3,274,000 $109,000 $411,000 $47,000 $118,000
Collateral 24 $2,800,000 $116,000 $301,000 $85,000 $176,000
Other 12 $1,424,000 $118,000 $239,000 $68,000 $186,000
Credit Application Incomplete 5 $541,000 $108,000 $160,000 $57,000 $100,000
Unverifiable Information 4 $395,000 $98,000 $183,000 $67,000 $84,000
Insufficient Cash (Downpayment, Closing Cost) 4 $200,000 $50,000 $63,000 $54,000 $73,000
Employment History 2 $92,000 $46,000 $77,000 $44,000 $50,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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