Okmulgee County, OK Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 1,524 mortgage applications in Okmulgee County, OK totaling $248.9 million, up 12% from 2023. The average application was for $163,000, and applicants reported an average income of $87,000. 41% of applications resulted in an originated loan and 22% were denied. The most active lender was Vanderbilt Mortgage and Finance, Inc, with 106 applications, followed by Triad Financial Services, Inc. and Mabrey Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,524
Total Mortgage Loan Application Amount $248,910,000
Average Mortgage Loan Application Amount $163,000
Highest Mortgage Loan Application Amount $8,995,000
Average Applicant Income $87,000
Highest Applicant Income $2,901,000

Mortgage Company List for Lending in Okmulgee County, OK for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 106 $ 14,150,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 92 $ 11,630,000
Mabrey Bank
P O BOX 130
BIXBY, OK 74008
* $ n/a 77 $ 11,815,000
Patrons Bank, NA
PO BOX 1037
OKMULGEE, OK 74447
* $ n/a 71 $ 5,155,000
American Exchange Bank
510 W MAIN ST
HENRYETTA, OK 74437
* $ n/a 67 $ 6,775,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 64 $ 8,100,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 61 $ 11,575,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ n/a 60 $ 10,600,000
Arvest Bank

TULSA, OK 74103
* $ n/a 55 $ 5,785,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 39 $ 4,495,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 25 $ 5,375,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 24 $ 8,070,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 24 $ 4,810,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 23 $ 3,545,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 21 $ 3,045,000
American Heritage Bank
PO BOX 1408/2 SOUTH MAIN
SAPULPA, OK 74066
* $ n/a 20 $ 4,210,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 20 $ 3,800,000
Bancfirst
101 NORTH BROADWAY AVENUE
OKLAHOMA CITY, OK 73102
* $ n/a 19 $ 11,185,000
First United Bank and Trust Co
PO BOX 130
DURANT, OK 74702
* $ n/a 18 $ 5,540,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 18 $ 2,350,000
Western Sun FCU
4620 W KENOSHA STREET
BROKEN ARROW, OK 74012
* $ n/a 17 $ 1,835,000
Associated Mortgage Corporation
6911 SOUTH 66TH EAST AVENUE SUITE 100
TULSA, OK 74136
* $ n/a 17 $ 4,065,000
The Mortgage Link, Inc.
3 RESEARCH PL #100
ROCKVILLE, MD 20850
* $ n/a 17 $ 2,695,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 17 $ 3,125,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 16 $ 3,250,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 16 $ 2,490,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 16 $ 1,140,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 16 $ 3,040,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ n/a 16 $ 2,260,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 13 $ 1,785,000
Lendlo Mortgage, LLC
1177 WEST LOOP S STE 700
HOUSTON, TX 77027
* $ n/a 13 $ 2,135,000
US Mortgage Corporation
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ n/a 12 $ 3,130,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 12 $ 1,960,000
American Mortgage Bank
3401 NW 63RD SUITE 620
OKLAHOMA CITY, OK 73116
* $ n/a 11 $ 2,335,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 10 $ 1,000,000
Cornerstone Capital Bank, SSB
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ n/a 10 $ 1,340,000
Stride Bank, National Association
324 WEST BROADWAY AVENUE
ENID, OK 73701
* $ n/a 9 $ 1,485,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 9 $ 1,295,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 9 $ 1,145,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 9 $ 2,215,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 9 $ 435,000
Armstrong Bank
1111 W BROADWAY
MUSKOGEE, OK 74401
* $ n/a 7 $ 2,945,000
Mortgage Clearing Corporation
5612 S LEWIS
TULSA, OK 74105
* $ n/a 7 $ 1,065,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 7 $ 1,895,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ n/a 7 $ 1,105,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 7 $ 1,315,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 6 $ 1,480,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 6 $ 780,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 6 $ 1,180,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ n/a 6 $ 1,250,000
Mortgage Investment Services Corporation
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ n/a 6 $ 940,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 6 $ 1,240,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 6 $ 1,050,000
Ttcu Federal Credit Union
9815 E 81ST ST
TULSA, OK 74133
* $ n/a 6 $ 1,070,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ n/a 5 $ 655,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 5 $ 765,000
Truhome Solutions, LLC
9601 LEGLER ROAD
LENEXA, KS 66219
* $ n/a 5 $ 805,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ n/a 5 $ 1,265,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 5 $ 1,115,000
The First National Bank and Trust Company of Broke
121 SOUTH MAIN STEET
BROKEN ARROW, OK 74012
* $ n/a 4 $ 1,320,000
Westreet Federal Credit Union
9323 E.21ST STREET
TULSA, OK 74129
* $ n/a 4 $ 400,000
Communication Federal Credit Union
4141 NW EXPRESSWAY, SUITE 200
OKLAHOMA CITY, OK 73116
* $ n/a 4 $ 360,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ n/a 4 $ 890,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ n/a 4 $ 750,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ n/a 4 $ 540,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 4 $ 540,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 4 $ 930,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 3 $ 235,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 3 $ 265,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 3 $ 275,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 3 $ 405,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 3 $ 365,000
American Bank of Oklahoma
200 E MAIN, P.O. BOX 66
COLLINSVILLE, OK 74021
* $ n/a 3 $ 1,235,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ n/a 3 $ 225,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ n/a 3 $ 845,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 3 $ 615,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 3 $ 295,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ n/a 3 $ 245,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 3 $ 785,000
Rcb Bank
PO BOX 189
CLAREMORE, OK 74018
* $ n/a 3 $ 415,000
Emporium Tpo LLC

FRISCO, TX 75034
* $ n/a 3 $ 405,000
Tinker Federal Credit Union
4140 W I-40
OKLAHOMA CITY, OK 73108
* $ n/a 3 $ 625,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ n/a 3 $ 845,000
Firstar Bank
1720 E CHEROKEE AVE
SALLISAW, OK 74955
* $ n/a 3 $ 485,000
Financial Concpepts Mortgage
2949 S BRYANT
EDMOND, OK 73013
* $ n/a 3 $ 665,000
Southwest Funding LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ n/a 3 $ 455,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 2 $ 170,000
First Financial Bank
400 PINE STREET
ABILENE, TX 79601
* $ n/a 2 $ 470,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 2 $ 260,000
Vision Bank
PO BOX 669
ADA, OK 74820
* $ n/a 2 $ 90,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ n/a 2 $ 370,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 2 $ 360,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 2 $ 350,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ n/a 2 $ 270,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 2 $ 240,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 2 $ 350,000
Right Start Mortgage, Inc

SAN ANTONIO, TX 78248
* $ n/a 2 $ 300,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 2 $ 720,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 2 $ 290,000
First Oklahoma Bank
PO BOX 1370
JENKS, OK 74037
* $ n/a 2 $ 1,070,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ n/a 2 $ 610,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 2 $ 220,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ n/a 2 $ 440,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 2 $ 50,000
Jefferson Financial Federal Credit Union

BILOXI, MS 39531
* $ n/a 2 $ 260,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ n/a 2 $ 370,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 2 $ 420,000
Simmons Bank
501 MAIN
PINE BLUFF, AR 71601
* $ n/a 2 $ 450,000
Truity Federal Credit Union
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ n/a 2 $ 380,000
Developer's Mortgage Company
2700 E DUBLIN GRANVILLE RD SUITE 460
COLUMBUS, OH 43219
* $ n/a 2 $ 250,000
International Bank of Commerce
1200 SAN BERNARDO AVE.
LAREDO, TX 78040
* $ n/a 2 $ 160,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 2 $ 70,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 2 $ 740,000
New Fed Mortgage Corp.
98 HIGH ST
DANVERS, MA 01923
* $ n/a 1 $ 185,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ n/a 1 $ 335,000
Home Funding Corporation
10718 CIVIC CENTER DRIVE
RANCHO CUCAMONGA, CA 91730
* $ n/a 1 $ 235,000
Prosperity Bank
1301 N MECHANIC ST
EL CAMPO, TX 77437
* $ n/a 1 $ 215,000
Regent Financial Group
1910 S 72ND STREET, STE. 103
OMAHA, NE 68135
* $ n/a 1 $ 385,000
Bank7
1039 N.W. 63RD ST
OKLAHOMA CITY, OK 73116
* $ n/a 1 $ 125,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 1 $ 435,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 1 $ 215,000
First Colony Mortgage Corporat
500 EAST PARK AVENUE SUITE 900
OREM, UT 84097
* $ n/a 1 $ 235,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 1 $ 75,000
Hometrust Bank
PO BOX 10
ASHEVILLE, NC 28802
* $ n/a 1 $ 25,000
Community Bank
P.O. BOX 1020
BRISTOW, OK 74010
* $ n/a 1 $ 85,000
Triad Bank, N.A.
7666 E. 61ST STEET, SUITE 150
TULSA, OK 74153
* $ n/a 1 $ 305,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 1 $ 115,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ n/a 1 $ 185,000
The Focus Federal Credit Union
420 NE 10TH ST
OKLAHOMA CITY, OK 73104
* $ n/a 1 $ 85,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ n/a 1 $ 125,000
Tib, National Association
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ n/a 1 $ 145,000
First Florida Credit Union
500 WEST 1ST STREET
JACKSONVILLE, FL 32202
* $ n/a 1 $ 55,000
Radiant Credit Union
405 SE 2ND PLACE
GAINESVILLE, FL 32606
* $ n/a 1 $ 85,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 1 $ 35,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ n/a 1 $ 145,000
Ally Bank

CHARLOTTE, NC 28202
* $ n/a 1 $ 205,000
Regent Bank
105 N MAPLE
TULSA, OK 74136
* $ n/a 1 $ 365,000
Signature Federal Credit Union
12 HERBERT ST.
ALEXANDRIA, VA 22305
* $ n/a 1 $ 35,000
First Pryority Bank
310 E GRAHAM AVE
PRYOR, OK 74361
* $ n/a 1 $ 295,000
Avb Bank
302 SOUTH MAIN
BROKEN ARROW, OK 74012
* $ n/a 1 $ 235,000
The Bank, National Association
201 E CARL ALBERT PKWY
MCALESTER, OK 74501
* $ n/a 1 $ 75,000
First Liberty Bank
9601 N MAY AVE
OKLAHOMA CITY, OK 73120
* $ n/a 1 $ 65,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 1 $ 125,000
Oklahoma Central Credit Union
4956 SOUTH PEORIA AVENUE
4956 S. PEORIA AVE, OK 74105
* $ n/a 1 $ 355,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 1 $ 145,000
Union State Bank
127 S SUMMIT STREET
ARKANSAS CITY, KS 67005
* $ n/a 1 $ 45,000
Champions Funding, LLC
365 E GERMANN RD #140
GILBERT, AZ 85297
* $ n/a 1 $ 195,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 1 $ 165,000
Bpl Mortgage, LLC

OAKBROOK TERRACE, IL 60181
* $ n/a 1 $ 55,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ n/a 1 $ 85,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 1 $ 445,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ n/a 1 $ 205,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 1 $ 55,000
Rpe Home, Inc
1312 17TH STREET SUITE 71618
DENVER, CO 80202
* $ n/a 1 $ 95,000

The tables below break down 2024 mortgage applications in Okmulgee County, OK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Okmulgee County, OK in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 940 $167,700,000 $178,000 $8,995,000 $86,000 $2,901,000
Refinancing 198 $37,930,000 $191,000 $1,205,000 $99,000 $563,000
Cash-out Refinancing 185 $29,175,000 $157,000 $555,000 $79,000 $615,000
Other Purpose 109 $8,075,000 $74,000 $355,000 $82,000 $346,000
Home Improvement 91 $5,975,000 $65,000 $255,000 $92,000 $448,000
Not Applicable 1 $55,000 $55,000 $55,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 836 $131,810,000 $157,000 $8,995,000 $87,000 $2,901,000
American Indian or Alaskan Native 208 $31,550,000 $151,000 $565,000 $81,000 $383,000
Not applicable 197 $38,875,000 $197,000 $1,205,000 $67,000 $105,000
Not Provided 128 $22,050,000 $172,000 $695,000 $89,000 $615,000
Hispanic 72 $11,730,000 $162,000 $495,000 $96,000 $916,000
Black or African American 57 $8,855,000 $155,000 $765,000 $87,000 $429,000
Asian 21 $3,305,000 $157,000 $415,000 $64,000 $179,000
Native Hawaiian or Other Pacific Islander 5 $735,000 $147,000 $285,000 $55,000 $92,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,035 $154,055,000 $148,000 $8,995,000 $90,000 $2,901,000
FHA-insured (Federal Housing Administration) 297 $52,495,000 $176,000 $495,000 $73,000 $244,000
VA-guaranteed (Veterans Administration) 146 $35,430,000 $242,000 $555,000 $92,000 $615,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 46 $6,930,000 $150,000 $305,000 $69,000 $137,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 627 $103,335,000 $164,000 $1,035,000 $101,000 $2,901,000
Application Denied By Financial Institution 338 $49,920,000 $147,000 $8,995,000 $65,000 $221,000
Application Withdrawn By Applicant 182 $33,220,000 $182,000 $765,000 $88,000 $615,000
Loan Purchased By The Institution 169 $33,215,000 $196,000 $765,000 $71,000 $120,000
File Closed For Incompleteness 107 $15,745,000 $147,000 $455,000 $78,000 $268,000
Application Approved But Not Accepted 101 $13,475,000 $133,000 $785,000 $87,000 $420,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,102 $188,390,000 $170,000 $1,035,000 $94,000 $2,901,000
Debt-To-Income Ratio 187 $25,245,000 $135,000 $1,205,000 $71,000 $563,000
Credit History 135 $13,725,000 $101,000 $355,000 $65,000 $200,000
Collateral 41 $4,955,000 $120,000 $445,000 $76,000 $165,000
Credit Application Incomplete 23 $2,925,000 $127,000 $385,000 $74,000 $163,000
Other 16 $10,600,000 $662,000 $8,995,000 $59,000 $131,000
Unverifiable Information 12 $1,950,000 $162,000 $315,000 $97,000 $221,000
Insufficient Cash (Downpayment, Closing Cost) 6 $780,000 $130,000 $185,000 $68,000 $97,000
Employment History 2 $340,000 $170,000 $305,000 $30,000 $36,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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