Find mortgage statistics and lending data for the Otsego County NY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Otsego County NY, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 1,608 |
Total Mortgage Loan Application Amount | $192,421,000 |
Average Mortgage Loan Application Amount | $119,000 |
Highest Mortgage Loan Application Amount | $999,000 |
Average Applicant Income | $74,000 |
Highest Applicant Income | $1,715,000 |
Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
---|---|---|---|---|
COMMUNITY BANK, NATIONAL ASSOCIATION 45-49 COURT STREET CANTON, NY 13617 |
* | $ 8,494,486,000 | 255 | $ 18,399,000 |
NBT BANK, NATIONAL ASSOCIATION 52 S BROAD ST NORWICH, NY 13815 |
* | $ 8,198,830,000 | 171 | $ 16,821,000 |
MANUFACTURERS AND TRADERS TRUST COMPANY 701 SENECA STREET - SUITE 330N BUFFALO, NY 14210 |
* | $ 122,099,687,000 | 90 | $ 8,730,000 |
WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 WINSTON-SALEM, NC 27150 |
* | $ 1,610,580,000,000 | 89 | $ 11,635,000 |
PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SAN DIEGO, CA 92121 |
* | $ 10,000,000 | 72 | $ 12,020,000 |
USNY BANK 389 HAMILTON STREET GENEVA, NY 14456 |
* | $ 256,688,000 | 62 | $ 10,734,000 |
LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE FOOTHILL RANCH, CA 92610 |
* | $ 138,031,000 | 56 | $ 7,470,000 |
CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 108,064,717,000 | 49 | $ 3,990,000 |
HOMESTEAD FUNDING CORP. 8 AIRLINE DRIVE ALBANY, NY 12205 |
* | $ 10,000,000 | 46 | $ 6,826,000 |
KEYBANK NATIONAL ASSOCIATION 127 PUBLIC SQUARE CLEVELAND, OH 44114 |
* | $ 93,038,275,000 | 35 | $ 2,734,000 |
FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 30 | $ 4,702,000 |
21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ 10,000,000 | 29 | $ 2,170,000 |
CCFCU FUNDING, LLC 4 WINNERS CIRCLE ALBANY, NY 12205 |
* | $ 797,777,000 | 27 | $ 3,312,000 |
1ST PRIORITY MORTGAGE, INC. 6000 SHERIDAN DRIVE WILLIAMSVILLE, NY 14221 |
* | $ 10,000,000 | 24 | $ 2,858,000 |
CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,801,773,000 | 24 | $ 2,156,000 |
NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ 10,000,000 | 23 | $ 3,115,000 |
AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY, NJ 07054 |
* | $ 10,000,000 | 19 | $ 2,258,000 |
BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,639,305,000,000 | 17 | $ 2,676,000 |
USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 71,130,930,000 | 15 | $ 2,755,000 |
FIRST SOURCE 4451 COMMERCIAL DRIVE NEW HARTFORD, NY 13413 |
* | $ 437,168,000 | 15 | $ 718,000 |
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,914,658,000,000 | 15 | $ 2,964,000 |
EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 15 | $ 1,951,000 |
FARM CREDIT EAST, ACA 240 SOUTH ROAD ENFIELD, CT 06082 |
* | $ 4,520,676,000 | 15 | $ 2,926,000 |
RELIANCE FIRST CAPITAL, LLC 201 OLD COUNTRY ROAD SUITE 205 MELVILLE, NY 11747 |
* | $ 100,000,000 | 15 | $ 3,327,000 |
AMERICU CREDIT UNION 1916 BLACK RIVER BLVD. ROME, NY 13440 |
* | $ 1,333,510,000 | 13 | $ 1,283,000 |
SEFCU SERVICES, LLC 700 PATROON CREEK BLVD SUITE 301 ALBANY, NY 12206 |
* | $ 10,000,000 | 12 | $ 1,653,000 |
CENTIER BANK 600 E 84TH AVENUE MERRILLVILLE, IN 46410 |
* | $ 3,128,427,000 | 10 | $ 607,000 |
FIRST NIAGARA BANK 726 EXCHANGE STREET SUITE 618 BUFFALO, NY 14210 |
* | $ 39,860,456,000 | 9 | $ 1,239,000 |
NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 73,279,079,000 | 8 | $ 1,363,000 |
PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 8,764,654,000 | 8 | $ 1,125,000 |
FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE FISHERS, IN 46037 |
* | $ 10,000,000 | 8 | $ 1,199,000 |
TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 26,594,410,000 | 8 | $ 972,000 |
CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A ANAHEIM, CA 92806 |
* | $ 945,758,000 | 8 | $ 1,289,000 |
FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ 10,000,000 | 7 | $ 829,000 |
CAPITAL ONE, NATIONAL ASSOCIATION 7933 PRESTON ROAD PLANO, TX 75024 |
* | $ 273,231,606,000 | 7 | $ 559,000 |
MB FINANCIAL BANK, NATIONAL ASSOCIATION 6111 N. RIVER ROAD ROSEMONT, IL 60018 |
* | $ 15,536,515,000 | 7 | $ 654,000 |
ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ 1,000,000,000 | 6 | $ 573,000 |
PENNYMAC LOAN SERVICES LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ 39,000,000 | 6 | $ 773,000 |
AMERICAN ADVISORS GROUP 3800 W.CHAPMAN SUITE 300 ORANGE, CA 92868 |
* | $ 100,247,000 | 5 | $ 483,000 |
VISIONS 3301 COUNTRY CLUB ROAD ENDWELL, NY 13760 |
* | $ 3,479,565,000 | 5 | $ 880,000 |
SUNTRUST BANK P.O. BOX 4418, MAIL CODE 0663 ATLANTA, GA 30302 |
* | $ 186,710,993,000 | 5 | $ 100,000 |
EMPOWER FEDERAL CREDIT UNION 1 MEMBER WAY SYRACUSE, NY 13212 |
* | $ 1,381,536,000 | 5 | $ 427,000 |
CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 5 | $ 789,000 |
EMM LOANS LLC 3 EXECUTIVE CAMPUS, SUITE 520 CHERRY HILL, NJ 08002 |
* | $ 10,000,000 | 5 | $ 727,000 |
PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 348,291,098,000 | 4 | $ 861,000 |
MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ 880,000,000 | 4 | $ 439,000 |
DIGITAL FEDERAL CREDIT UNION 220 DONALD LYNCH BOULEVARD MARLBOROUGH, MA 01752 |
* | $ 6,823,816,000 | 4 | $ 74,000 |
SANTANDER BANK, N.A. 824 NORTH MARKET STREET, SUITE 100 WILMINGTON, DE 19801 |
* | $ 90,192,245,000 | 4 | $ 593,000 |
ADIRONDACK BANK 185 GENESEE ST UTICA, NY 13501 |
* | $ 733,327,000 | 4 | $ 128,000 |
NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 PLYMOUTH MEETING, PA 19462 |
* | $ 10,000,000 | 4 | $ 585,000 |
PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MT LAUREL, NJ 08054 |
* | $ 31,000,000 | 4 | $ 612,000 |
CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,299,801,000,000 | 4 | $ 712,000 |
BANK OF RICHMONDVILLE 857 EAST MAIN STREET COBLESKILL, NY 12043 |
* | $ 139,509,000 | 4 | $ 542,000 |
MIDLAND STATES BANK 1201 NETWORK CENTRE DRIVE EFFINGHAM, IL 62401 |
* | $ 2,883,399,000 | 3 | $ 1,193,000 |
AXOS BANK 4350 LA JOLLA VILLAGE DR SUITE 140 LA JOLLA, CA 92122 |
* | $ 6,656,748,000 | 3 | $ 281,000 |
CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD COPPELL, TX 75019 |
* | $ 1,543,699,000 | 3 | $ 332,000 |
HUNT MORTGAGE CORPORATION 5400 BROADWAY STREET LANCASTER, NY 14086 |
* | $ 10,000,000 | 3 | $ 258,000 |
UNITED SHORE FINANCIAL SERVICES, LLC 1414 EAST MAPLE ROAD TROY, MI 48083 |
* | $ 10,000,000 | 3 | $ 529,000 |
MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 11,567,246,000 | 3 | $ 256,000 |
OWNERSCHOICE FUNDING, INCORPORATED 1021 WATERVLIET-SHAKER ROAD ALBANY, NY 12205 |
* | $ 10,000,000 | 3 | $ 608,000 |
HOWARD BANK 6011 UNIVERSITY BLVD #370 ELLICOTT CITY, MD 21043 |
* | $ 947,219,000 | 2 | $ 445,000 |
PEOPLES BANK 4831 W 6TH ST LAWRENCE, KS 66049 |
* | $ 451,930,000 | 2 | $ 335,000 |
BERKSHIRE BANK PO 1308 PITTSFIELD, MA 01202 |
* | $ 7,811,263,000 | 2 | $ 160,000 |
SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 186,710,993,000 | 2 | $ 369,000 |
DITECH FINANCIAL LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ 6,260,444,000 | 2 | $ 338,000 |
TD BANK, NATIONAL ASSOCIATION 2035 LIMESTONE ROAD WILMINGTON, DE 19808 |
* | $ 246,485,756,000 | 2 | $ 513,000 |
SUNMARK FEDERAL CREDIT UNION 1187 TROY SCHENECTADY ROAD LATHAM, NY 12110 |
* | $ 491,974,000 | 2 | $ 221,000 |
LANDMARK COMMUNITY BANK 2 S MAIN STREET PITTSTON, PA 18640 |
* | $ 284,072,000 | 2 | $ 102,000 |
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION 2000 WESTCHESTER AVE PURCHASE, NY 10577 |
* | $ 42,042,000,000 | 2 | $ 453,000 |
WAYNE BANK 717 MAIN STREET HONESDALE, PA 18431 |
* | $ 749,348,000 | 2 | $ 249,000 |
TEACHERS 102 MOTOR PARKWAY HAUPPAUGE, NY 11788 |
* | $ 5,230,049,000 | 2 | $ 120,000 |
ISLAND 120 MOTOR PARKWAY HAUPPAUGE, NY 11788 |
* | $ 1,094,385,000 | 2 | $ 120,000 |
UNITED MORTGAGE CORP. 25 MELVILLE PARK ROAD MELVILLE, NY 11747 |
* | $ 10,000,000 | 2 | $ 375,000 |
PRIORITY FUNDING LLC 292 MAIN STREET, STE G1 NORTHBORO, MA 01532 |
* | $ 1,486,000 | 2 | $ 102,000 |
1ST ALLIANCE LENDING, LLC 111 FOUNDERS PLAZA, SUITE 1300 EAST HARTFORD, CT 06108 |
* | $ 3,285,000 | 2 | $ 360,000 |
HOME POINT FINANCIAL CORPORATION 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ 40,000,000 | 2 | $ 319,000 |
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 1600 STEWART AVE.; SUITE 701 WESTBURY, NY 11590 |
* | $ 10,000,000 | 2 | $ 381,000 |
GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE CHICAGO, IL 60613 |
* | $ 10,000,000 | 2 | $ 202,000 |
FLAGSTAR BANK, FSB 5151 CORPORATE DRIVE TROY, MI 48098 |
* | $ 13,649,486,000 | 2 | $ 245,000 |
THE NORTHERN TRUST COMPANY 50 S. LA SALLE CHICAGO, IL 60603 |
* | $ 116,390,764,000 | 1 | $ 282,000 |
EQUITY NOW INC. 215 LEXINGTON AVENUE, SUITE 1702 NEW YORK, NY 10016 |
* | $ 10,000,000 | 1 | $ 296,000 |
BOKF, NATIONAL ASSOCIATION ONE WEST 3RD, 5TH FL TULSA, OK 74103 |
* | $ 31,272,894,000 | 1 | $ 184,000 |
HSBC BANK USA, NATIONAL ASSOCIATION 1800 TYSONS BLVD., SUITE 50 MCLEAN, VA 22102 |
* | $ 183,138,215,000 | 1 | $ 102,000 |
BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 318,361,000 | 1 | $ 105,000 |
GOLDWATER BANK, N.A. 2525 EAST CAMELBACK ROAD SUITE 1100 PHOENIX, AZ 85016 |
* | $ 95,747,000 | 1 | $ 374,000 |
BANC OF CALIFORNIA, NATIONAL ASSOCIATION 18500 VON KARMAN AVENUE SUITE 1100 IRVINE, CA 92612 |
* | $ 8,231,396,000 | 1 | $ 205,000 |
FAMILY FIRST FUNDING LLC 215 MAIN STREET, #2A TOMS RIVER, NJ 08753 |
* | $ 80,581,000 | 1 | $ 113,000 |
AMERICAN FINANCING CORPORATION 3045 S PARKER RD BUILDING B AURORA, CO 80014 |
* | $ 42,331,494,000 | 1 | $ 120,000 |
PROSPECT MORTGAGE, LLC 15301 VENTURA BLVD SUITE D300 SHERMAN OAKS, CA 91403 |
* | $ 10,000,000 | 1 | $ 196,000 |
SIRVA MORTGAGE, INC. 6200 OAK TREE BLVD STE 300 INDEPENDENCE, OH 44131 |
* | $ 101,315,000 | 1 | $ 140,000 |
PARAGON HOME LOANS INC. 5010 CAMPUSWOOD DR, STE. 205 EAST SYRACUSE, OH 13057 |
* | $ 10,000,000 | 1 | $ 77,000 |
TIOGA STATE BANK PO BOX 386 SPENCER, NY 14883 |
* | $ 430,980,000 | 1 | $ 118,000 |
MOVEMENT MORTGAGE, LLC 8024 CALVIN HALL ROAD INDIAN LAND, SC 29707 |
* | $ 10,000,000 | 1 | $ 213,000 |
HOMEBRIDGE FINANCIAL SERVICES, INC. 194 WOOD AVE S, 9TH FLOOR ISELIN, NJ 08830 |
* | $ 10,000,000 | 1 | $ 131,000 |
ALLIED MORTGAGE GROUP, INC. 225 E. CITY AVENUE, SUITE 102 BALA CYNWYD, PA 19004 |
* | $ 10,000,000 | 1 | $ 201,000 |
CLIFFCO, INC. 1065 OLD COUNTRY ROAD, SUITE 204 WESTBURY, NY 11590 |
* | $ 10,000,000 | 1 | $ 199,000 |
NJ LENDERS CORP. 219 PATERSON AVE LITTLE FALLS, NJ 07424 |
* | $ 10,000,000 | 1 | $ 91,000 |
LIVE WELL FINANCIAL, INC. 1011 BOULDER SPRINGS DRIVE RICHMOND, VA 23225 |
* | $ 176,870,000 | 1 | $ 26,000 |
MLD MORTGAGE INC. 30 B VREELAND ROAD FLORHAM PARK, NJ 07932 |
* | $ 11,886,522,000 | 1 | $ 193,000 |
VANGUARD FUNDING LLC 300 GARDEN CITY PLAZA, SUITE 170 GARDEN CITY, NY 11530 |
* | $ 2,793,000 | 1 | $ 245,000 |
GUARDHILL FINANCIAL CORP. 140 EAST 45TH STREET, 31ST FLOOR NEW YORK, NY 10017 |
* | $ 9,310,000 | 1 | $ 165,000 |
PREMIUM MORTGAGE CORPORATION 2541 MONROE AVE ROCHESTER, NY 14618 |
* | $ 16,241,000 | 1 | $ 328,000 |
VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY HENDERSON, NV 89052 |
* | $ 11,000,000 | 1 | $ 89,000 |
FIRST NATIONAL ACCEPTANCE COMPANY 241 EAST SAGINAW/P.O. BOX 980 EAST LANSING, MI 48826 |
* | $ 10,498,000 | 1 | $ 57,000 |
BAYCOAST BANK 330 SWANSEA MALL DRIVE SWANSEA, MA 02777 |
* | $ 1,120,504,000 | 1 | $ 45,000 |
LAFAYETTE FEDERAL CREDIT UNION 2701 TOWER OAKS BLVD., ROCKVILLE, MD 20852 |
* | $ 419,060,000 | 1 | $ 84,000 |
USALLIANCE FEDERAL CREDIT UNION 411 THEODORE FREMD AVE, SUITE 350 RYE, NY 10580 |
* | $ 1,092,874,000 | 1 | $ 133,000 |
DELTA COMMUNITY CREDIT UNION 3270 RIVERWOOD PKWY ATLANTA, GA 30339 |
* | $ 4,882,500,000 | 1 | $ 128,000 |
BANK OF NEW HAMPSHIRE 62 PLEASANT ST LACONIA, NH 03246 |
* | $ 1,261,136,000 | 1 | $ 37,000 |
ONE REVERSE MORTGAGE, LLC 4445 EASTGATE MALL, SUITE 320 SAN DIEGO, CA 92121 |
* | $ 39,000,000 | 1 | $ 156,000 |
LUXURY MORTGAGE CORP. FOUR LANDMARK SQUARE SUITE 300 STAMFORD, CT 06901 |
* | $ 10,000,000 | 1 | $ 178,000 |
ASSOCIATED MORTGAGE BANKERS, INC. 2395 OCEAN AVENUE SUITE 5 RONKONKOMA, NY 11779 |
* | $ 35,004,000 | 1 | $ 104,000 |
GHS FEDERAL CREDIT UNION 910 FRONT STREET BINGHAMTON NY 13905 BINGHAMTON, NY 13905 |
* | $ 146,511,000 | 1 | $ 195,000 |
BETHPAGE FEDERAL CREDIT UNION 899 SOUTH OYSTER BAY ROAD BETHPAGE, NY 11714 |
* | $ 6,247,752,000 | 1 | $ 80,000 |
COUNTRYSIDE FEDERAL CREDIT UNION 5720 COMMONS PARK EAST SYRACUSE, NY 13057 |
* | $ 134,741,000 | 1 | $ 61,000 |
BANK-FUND STAFF FEDERAL CREDIT UNION 1725 I STREET NW SUITE 150 WASHINGTON, DC 20006 |
* | $ 4,216,262,000 | 1 | $ 120,000 |
STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 16,709,556,000 | 1 | $ 192,000 |
TRUIST BANK 3100 SMOKETREE CT FL 5 RALEIGH, NC 27604 |
* | $ 205,125,538,000 | 1 | $ 141,000 |
STIFEL BANK & TRUST 501 N BROADWAY ST LOUIS, MO 63141 |
* | $ 7,273,809,000 | 1 | $ 445,000 |
FIRST NEW YORK 2 WALL STREET ALBANY, NY 12205 |
* | $ 287,089,000 | 1 | $ 75,000 |
HUDSON RIVER FINANCIAL FEDERAL CREDIT UNION 3563 MOHEGAN AVENUE MOHEGAN LAKE, NY 10547 |
* | $ 48,280,000 | 1 | $ 95,000 |
CORNING ONE CREDIT UNION PLAZA CORNING, NY 14830 |
* | $ 1,172,144,000 | 1 | $ 50,000 |
U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 417,458,234,000 | 1 | $ 222,000 |
PENTAGON FEDERAL CREDIT UNION 7940 JONES BRANCH DRIVE TYSONS, VA 22102 |
* | $ 19,460,442,000 | 1 | $ 340,000 |
THE NATIONAL UNION BANK OF KINDERHOOK 1 HUDSON STREET KINDERHOOK, NY 12106 |
* | $ 418,546,000 | 1 | $ 232,000 |
CHARLES SCHWAB BANK, SSB 2360 CORPORATE CIRCLE HENDERSON, NV 89074 |
* | $ 139,069,000,000 | 1 | $ 999,000 |
FIRST PERSONAL BANK 14701 S RAVINIA AVE ORLAND PARK, IL 60462 |
* | $ 152,707,000 | 1 | $ 21,000 |
PATHFINDER BANK 214 WEST 1ST STREET OSWEGO, NY 13126 |
* | $ 124,697,000 | 1 | $ 232,000 |
FORBRIGHT BANK 6701 DEMOCRACY BLVD, SUITE 400 BETHESDA, MD 20817 |
* | $ 504,343,000 | 1 | $ 159,000 |
FIRST BANCORP, INC. PO BOX 1000 ABINGDON, VA 24212 |
* | $ 1,503,624,000 | 1 | $ 5,000 |
NETWORK CAPITAL FUNDING CORPORATION 5 PARK PLAZA #800 IRVINE, CA 92614 |
* | $ 52,388,000 | 1 | $ 100,000 |
SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ 10,000,000 | 1 | $ 134,000 |
COMMONFUND MORTGAGE CORP. 717 ERIE BOULEVARD WEST SYRACUSE, NY 13204 |
* | $ 10,000,000 | 1 | $ 240,000 |
WOODFOREST NATIONAL BANK 25231 GROGAN'S MILL ROAD THE WOODLANDS, TX 77380 |
* | $ 4,654,173,000 | 1 | $ 8,000 |
FLORIDA CAPITAL BANK, NATIONAL ASSOCIATION 10151 DEERWOOD PARK BLVD. BLDG. 100 #200 JACKSONVILLE, FL 32256 |
* | $ 340,713,000 | 1 | $ 78,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 825 | $115,085,000 | $139,000 | $999,000 | $81,000 | $1,715,000 |
Refinancing | 464 | $66,080,000 | $142,000 | $650,000 | $70,000 | $562,000 |
Home Improvement | 319 | $11,256,000 | $35,000 | $570,000 | $63,000 | $593,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 1,283 | $148,046,000 | $115,000 | $999,000 | $79,000 | $1,715,000 |
Not Provided | 154 | $19,230,000 | $124,000 | $533,000 | $79,000 | $625,000 |
Not applicable | 117 | $18,315,000 | $156,000 | $650,000 | $9,000 | $226,000 |
Hispanic | 30 | $3,778,000 | $125,000 | $454,000 | $106,000 | $708,000 |
Black or African American | 9 | $1,247,000 | $138,000 | $383,000 | $118,000 | $379,000 |
American Indian or Alaskan Native | 6 | $694,000 | $115,000 | $225,000 | $39,000 | $90,000 |
Asian | 6 | $958,000 | $159,000 | $314,000 | $93,000 | $160,000 |
Native Hawaiin or Other Pacific Islander | 3 | $153,000 | $51,000 | $62,000 | $72,000 | $146,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,201 | $138,399,000 | $115,000 | $999,000 | $83,000 | $1,715,000 |
FHA-insured (Federal Housing Administration) | 278 | $34,504,000 | $124,000 | $270,000 | $45,000 | $383,000 |
VA-guaranteed (Veterans Administration) | 76 | $13,040,000 | $171,000 | $664,000 | $71,000 | $375,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 53 | $6,478,000 | $122,000 | $455,000 | $40,000 | $94,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 856 | $103,023,000 | $120,000 | $999,000 | $83,000 | $1,715,000 |
Application Denied By Financial Institution | 401 | $44,218,000 | $110,000 | $650,000 | $65,000 | $1,031,000 |
Loan Purchased By The Institution | 137 | $17,401,000 | $127,000 | $417,000 | $31,000 | $708,000 |
Application Withdrawn By Applicant | 102 | $14,146,000 | $138,000 | $584,000 | $93,000 | $450,000 |
Application Approved But Not Accepted | 62 | $7,323,000 | $118,000 | $700,000 | $78,000 | $734,000 |
File Closed For Incompleteness | 50 | $6,310,000 | $126,000 | $374,000 | $77,000 | $490,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Debt-To-Income Ratio | 74 | $8,411,000 | $113,000 | $650,000 | $51,000 | $500,000 |
Credit History | 72 | $4,131,000 | $57,000 | $215,000 | $59,000 | $299,000 |
Collateral | 56 | $8,468,000 | $151,000 | $538,000 | $98,000 | $562,000 |
Other | 32 | $3,387,000 | $105,000 | $533,000 | $72,000 | $432,000 |
Credit Application Incomplete | 16 | $2,250,000 | $140,000 | $284,000 | $113,000 | $1,031,000 |
Unverifiable Information | 10 | $1,222,000 | $122,000 | $263,000 | $69,000 | $163,000 |
Insufficient Cash (Downpayment, Closing Cost) | 10 | $1,315,000 | $131,000 | $400,000 | $70,000 | $175,000 |
Employment History | 3 | $304,000 | $101,000 | $157,000 | $85,000 | $138,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information back through 2003.