Oxford County, ME Mortgage Lenders & HMDA Data, 2020

In 2020, lenders reported 3,623 mortgage applications in Oxford County, ME totaling $650.6 million, up 40% from 2019. The average application was for $179,000, and applicants reported an average income of $116,000. 57% of applications resulted in an originated loan and 14% were denied. The most active lender was Norway Savings Bank, with 269 applications, followed by CMG Mortgage Inc and Bangor Savings Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,623
Total Mortgage Loan Application Amount $650,565,000
Average Mortgage Loan Application Amount $179,000
Highest Mortgage Loan Application Amount $1,505,000
Average Applicant Income $116,000
Highest Applicant Income $5,231,000

Mortgage Company List for Lending in Oxford County, ME for 2020

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Norway Savings Bank
261 MAIN STREET, P.O. BOX 347
NORWAY, ME 04268
* $ 1,237,204,000 269 $ 44,465,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 235 $ 46,795,000
Bangor Savings Bank
19 MAINE AVENUE
BANGOR, ME 04401
* $ 4,733,474,000 191 $ 29,445,000
Residential Mortgage Services, Inc.
24 CHRISTOPHER TOPPI DRIVE
SOUTH PORTLAND, ME 04106
* $ -1,000 156 $ 28,990,000
Dirigo Federal Credit Union
391 MAIN STREET
LEWISTON, ME 04243
* $ 260,617,000 155 $ 17,565,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 143,390,269,000 123 $ 17,205,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 118 $ 22,370,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 107 $ 17,725,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,712,919,000,000 87 $ 15,835,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 320,471,996,000 84 $ 13,260,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 58 $ 12,680,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 56 $ 10,690,000
The Camden National Bank
2 ELM STREET
CAMDEN, ME 04843
* $ 4,410,250,000 55 $ 15,385,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 54 $ 9,670,000
Cuso Mortgage Corporation
101 WESTERN AVENUE
HAMPDEN, ME 04444
* $ -1,000 52 $ 7,710,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 165,742,416,000 51 $ 9,745,000
Harborone Mortgage, LLC
1045 ELM ST SUITE 601
MANCHESTER, NH 03101
* $ -1,000 51 $ 11,885,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 50 $ 9,060,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 43 $ 7,615,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 42 $ 7,500,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 40 $ 7,280,000
Lighthouse Federal Credit Union
100 BORTHWICK AVE
PORTSMOUTH, NH 03801
* $ 1,544,752,000 38 $ 4,630,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,337,646,000,000 37 $ 9,345,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 37 $ 6,815,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 36 $ 6,830,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,852,983,000,000 34 $ 7,650,000
Northway Bank

CAMDEN, ME 04856
* $ 912,655,000 33 $ 5,915,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 33 $ 5,565,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 33 $ 6,245,000
Androscoggin Bank
30 LISBON STREET
LEWISTON, ME 04243
* $ 1,084,186,000 31 $ 5,005,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 486,004,220,000 29 $ 6,385,000
Auburn Savings Bank, FSB
256 COURT ST. PO BOX 3157
AUBURN, ME 04210
* $ 84,197,000 28 $ 4,880,000
Maine Community Bank
1 INDIA ST
PORTLAND, ME 04101
* $ 516,973,000 26 $ 4,160,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 112,384,202,000 26 $ 1,370,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 21 $ 5,135,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 20 $ 3,780,000
Mortgage Network, Inc.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ -1,000 20 $ 3,640,000
Integrity Mortgage LLC
2320 CONGRESS ST SUITE D
PORTLAND, ME 04102
* $ -1,000 19 $ 4,095,000
Norwich Commercial Group Inc
38 SECURITY DRIVE
AVON, CT 06001
* $ -1,000 18 $ 4,110,000
Northeast Bank
500 CANAL ST
LEWISTON, ME 04240
* $ 1,208,005,000 18 $ 2,050,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 18 $ 4,090,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 111,986,078,000 18 $ 3,010,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ -1,000 18 $ 3,280,000
Kennebec Savings Bank
150 STATE ST
AUGUSTA, ME 04332
* $ -1,000 17 $ 3,075,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 88,826,789,000 17 $ 3,345,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 17 $ 1,905,000
Evergreen Credit Union
225 RIVERSIDE STREET
PORTLAND, ME 04103
* $ 315,803,000 16 $ 2,310,000
Salem Five Mortgage Company LLC
210 ESSEX STREET
SALEM, MA 01970
* $ -1,000 16 $ 4,020,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 15 $ 2,275,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 15 $ 2,745,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 14 $ 1,950,000
Maine Family Federal Credit Union
555 SABATTUS STREET
LEWISTON, ME 04240
* $ 176,635,000 14 $ 1,440,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 14 $ 4,540,000
People's United Bank
850 MAIN STREET
BRIDGEPORT, CT 06604
* $ 58,343,490,000 13 $ 935,000
Northpoint Mortgage, Inc.
204 TURNPIKE ROAD
STURBRIDGE, MA 01566
* $ -1,000 13 $ 2,895,000
Flagstar Bank NA

TROY, MI 49098
* $ 23,234,514,000 13 $ 2,255,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 13 $ 2,985,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 12 $ 2,380,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 461,256,000,000 11 $ 1,685,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 11 $ 2,545,000
Leader Bank NA
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ 1,583,299,000 11 $ 3,205,000
Skowhegan Savings Bank
13 ELM ST
SKOWHEGAN, ME 04976
* $ 606,333,000 10 $ 3,130,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 10 $ 1,800,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 10 $ 2,450,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 22,986,309,000 10 $ 1,540,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 41,950,721,000 9 $ 1,565,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 9 $ 1,215,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 9 $ 955,000
Radius Financial Group Inc
600 LONGWATER DRIVE SUITE 107
NORWELL, MA 02061
* $ -1,000 9 $ 1,765,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 8 $ 1,610,000
University Credit Union
15 MAIN STREET
ORONO, ME 04473
* $ 330,643,000 8 $ 960,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 8 $ 1,640,000
Partners Bank of New England
900 MAIN ST
SANFORD, ME 04073
* $ 618,622,000 8 $ 2,610,000
Saco & Biddeford Savings Institution
50 INDUSTRIAL PARK ROAD
SACO, ME 04072
* $ 1,031,633,000 8 $ 2,200,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,445,435,000 8 $ 1,300,000
Bath Savings Institution
105 FRONT STREET
BATH, ME 04530
* $ 937,261,000 7 $ 1,145,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 7 $ 1,255,000
Service Federal Credit Union
3003 LAFAYETTE ROAD
PORTSMOUTH, NH 03801
* $ 3,815,483,000 7 $ 1,365,000
Bar Harbor Bank & Trust
82 MAIN STREET
BAR HARBOR, ME 04609
* $ 3,665,517,000 7 $ 1,335,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 6 $ 1,340,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 6 $ 1,550,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ -1,000 6 $ 940,000
Megastar Finanacial Corp
1080 CHEROKEE STREET
DENVER, CO 80204
* $ -1,000 6 $ 1,540,000
Machias Savings Bank
4 CENTER STREET
MACHIAS, ME 04654
* $ 1,525,860,000 6 $ 1,510,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 6 $ 540,000
Gorham Savings Bank
10 WENTWORTH DRIVE
GORHAM, ME 04038
* $ 1,256,735,000 6 $ 940,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ 1,289,704,000 6 $ 1,090,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 24,774,361,000 5 $ 775,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 5 $ 515,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 32,529,274,000 5 $ 805,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 5 $ 1,035,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ -1,000 5 $ 1,115,000
Tcf National Bank
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 46,627,366,000 5 $ 615,000
Atlantic Federal Credit Union
PO BOX 188
BRUNSWICK, ME 04011
* $ 748,759,000 5 $ 775,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 119,432,105,000 5 $ 635,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 2,488,033,000 5 $ 205,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 5 $ 855,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 5 $ 625,000
Newburyport Five Cents Savings Bank
63 STATE STREET
NEWBURYPORT, MA 01950
* $ 1,032,018,000 5 $ 1,015,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 604,528,000 5 $ 1,065,000
Passumpsic Bank
25 MR ARTHUR DRIVE
CHESTERFIELD, NH 03466
* $ -1,000 5 $ 935,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,453,998,000,000 4 $ 510,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 4 $ 170,000
Kennebunk Savings Bank
104 MAIN STREET
KENNEBUNK, ME 04043
* $ 1,326,464,000 4 $ 940,000
Fall River Five Cents Savings
79 NORTH MAIN ST
FALL RIVER, MA 02720
* $ 1,070,912,000 4 $ 920,000
Salem Five Cents Savings Bank
210 ESSEX ST
SALEM, MA 01970
* $ 5,155,447,000 4 $ 1,080,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 313,272,000 4 $ 820,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 4 $ 920,000
Sofi Lending Corp.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 4 $ 610,000
Cport Credit Union
PO BOX 777
PORTLAND, ME 04103
* $ 246,436,000 4 $ 740,000
Bank of New Hampshire
62 PLEASANT ST
LACONIA, NH 03246
* $ 1,755,545,000 4 $ 1,110,000
Republic State Mortgage Company
815 HAWTHORNE STREET
HOUSTON, TX 77006
* $ -1,000 4 $ 1,040,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 4 $ 920,000
Katahdin Trust Company
11 MAIN STREET / PO BOX 450
PATTEN, ME 04765
* $ 850,692,000 4 $ 720,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ -1,000 3 $ 465,000
Members Mortgage Company Inc
90 MAPLE STREET
STONEHAM, MA 02180
* $ -1,000 3 $ 905,000
Peopleschoice Credit Union
23 INDUSTRIAL PARK RD
SACO, ME 04072
* $ 211,780,000 3 $ 545,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 3 $ 625,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ 389,451,000 3 $ 535,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 9,361,090,000 3 $ 365,000
Truchoice FCU
332 CUMMINGS RD
SOUTH PORTLAND, ME 04106
* $ 151,286,000 3 $ 205,000
Quontic Bank
31-05 BROADWAY
ASTORIA, NY 11106
* $ 394,658,000 3 $ 395,000
Cumberland County Federal Credit Union
101 GRAY RD
FALMOUTH, ME 04105
* $ 288,165,000 3 $ 405,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 3 $ 1,025,000
Msa Mortgage, LLC
5 FREMONT STREET
WINTHROP, MA 02152
* $ -1,000 3 $ 815,000
Infinity Federal Credit Union
202 LARRABEE ROAD
WESTBROOK, ME 04092
* $ 351,878,000 3 $ 315,000
Ally Bank

CHARLOTTE, NC 28202
* $ 167,492,000,000 2 $ 160,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,503,779,000 2 $ 690,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ -1,000 2 $ 830,000
Hometown Funding, Inc. D/B/A Cnb Mortgage Company
63 A MONROE AVENUE
PITTSFORD, NY 14534
* $ -1,000 2 $ 790,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 83,036,000,000 2 $ 770,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ -1,000 2 $ 250,000
Meredith Village Savings Bank
71 NH-104
MEREDITH, NH 03253
* $ 985,274,000 2 $ 430,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 707,275,000 2 $ 330,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 167,845,100,000 2 $ 360,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 2 $ 400,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 2 $ 380,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 2 $ 440,000
Envision Bank
10 CABOT PLACE
STOUGHTON, MA 02072
* $ 631,256,000 2 $ 780,000
Hanscom Federal Credit Union
1610 EGLIN ST
HANSCOM AFB, MA 01731
* $ 1,509,707,000 2 $ 180,000
Westfield Bank
141 ELM ST
WESTFIELD, MA 01085
* $ 2,179,440,000 2 $ 970,000
Nbt Bank NA
52 S BROAD ST
NORWICH, NY 13815
* $ 9,642,935,000 2 $ 360,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 2 $ 830,000
Mortgage Equity Partners LLC
220 BROADWAY SUITE 205
LYNNFIELD, MA 01940
* $ -1,000 2 $ 470,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 2,177,570,000 2 $ 380,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ -1,000 2 $ 400,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 2 $ 440,000
Secured Investment Corp
701 E FRONT AVE
COEUR D'ALENE, ID 83814
* $ -1,000 2 $ 110,000
First Home Bank
9190 SEMINOLE BLVD
SEMINOLE, FL 33772
* $ 531,151,000 2 $ 360,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 2 $ 280,000
Santander Bank, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 84,670,854,000 2 $ 580,000
Ross Mortgage Company
115 FLANDERS ROAD, SUITE 120
WESTBOROUGH, MA 01581
* $ -1,000 2 $ 780,000
First Seacoast Bank
633 CENTRAL AVENUE
DOVER, NH 03820
* $ 410,216,000 2 $ 320,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 2 $ 360,000
Maine Savings Federal Credit Union
PO BOX 347
HAMPDEN, ME 04444
* $ 452,482,000 2 $ 1,240,000
Northern Mortgage Services, LLC
3714 28TH ST SW
GRANDVILLE, MI 49418
* $ -1,000 2 $ 350,000
Lisbon Community FCU
325 LISBON ST
LISBON, ME 04250-0878, ME 04250
* $ 118,247,000 2 $ 40,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ -1,000 2 $ 290,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ -1,000 1 $ 105,000
Central Maine Federal Credit Union
1000 LISBON STREET
LEWISTON, ME 04240
* $ 104,636,000 1 $ 95,000
Institution for Savings
93 STATE ST
NEWBURYPORT, MA 01950
* $ 3,717,267,000 1 $ 215,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 1 $ 25,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ -1,000 1 $ 295,000
Northern Bank & Trust Company
275 MISHAWUM ROAD
WOBURN, MA 01801
* $ 2,234,025,000 1 $ 125,000
Trunorth Bank
248 ANDOVER STREET
PEABODY, MA 01960
* $ 1,386,709,000 1 $ 145,000
Guardhill Financial LLC
140 EAST 45TH STREET, 31ST FLOOR
NEW YORK, NY 10017
* $ -1,000 1 $ 755,000
Panorama Mortgage Group, LLC
350 RAMPART BOULEVARD SUITE 310
LAS VEGAS, NV 89113
* $ -1,000 1 $ 95,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 63,780,722,000 1 $ 765,000
Semper Home Loans, Inc
225 DUPONT DRIVE
PROVIDENCE, RI 02907
* $ -1,000 1 $ 385,000
First Federal Savings and Loan Assocation of Bath
PO BOX 488
BATH, ME 04530
* $ 134,853,000 1 $ 65,000
Nqm Funding, LLC
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ -1,000 1 $ 255,000
Pentucket Bank
1 MERRIMACK STREET
HAVERHILL, MA 01830
* $ 808,795,000 1 $ 55,000
Scient Federal Credit Union
60 COLVER AVENUE
GROTON, CT 06340
* $ 253,174,000 1 $ 35,000
Wakefield Co-Operative Bank
342 MAIN STREET
WAKEFIELD, MA 01880
* $ 246,633,000 1 $ 345,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 26,468,603,000 1 $ 755,000
Mass. Institute of Tech. Federal Credit Union
700 TECHNOLOGY SQUARE
CAMBRIDGE, MA 02139
* $ 583,180,000 1 $ 485,000
First National Bank
P.O. BOX 940
DAMARISCOTTA, ME 04543
* $ 2,036,932,000 1 $ 115,000
New Fed Mortgage Corp.
98 HIGH ST
DANVERS, MA 01923
* $ -1,000 1 $ 165,000
Farm Credit East Aca
240 SOUTH ROAD
ENFIELD, CT 06082
* $ -1,000 1 $ 275,000
United Nations Federal CU
24-01 44TH ROAD 7TH FLOOR
LONG ISLAND CITY, NY 11101
* $ 5,980,675,000 1 $ 315,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 11,550,782,000 1 $ 355,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 1 $ 155,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 1 $ 215,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 1 $ 5,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 346,188,000 1 $ 115,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 2,186,056,000 1 $ 115,000
Harvest Bank
75 NORTH MAIN STREET
KIMBALL, MN 55353
* $ 2,855,550,000 1 $ 205,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 1 $ 705,000
Usalliance Federal Credit Union
411 THEODORE FREMD AVE, SUITE 350
RYE, NY 10580
* $ 1,843,868,000 1 $ 145,000
Dedham Institution for Savings
55 ELM STREET
DEDHAM, MA 02026
* $ 1,543,312,000 1 $ 755,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 1 $ 85,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 1 $ 85,000
Bay Equity LLC

DETROIT, MI 48226
* $ -1,000 1 $ 465,000
Cit Bank, National Association
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 45,268,906,000 1 $ 395,000
Holy Rosary Regional Credit Union
133 BROCK ST
ROCHESTER, NH 03867
* $ 310,705,000 1 $ 25,000
Berkshire Bank

ALBANY, NY 12207
* $ 13,181,399,000 1 $ 55,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 1 $ 135,000
Granite State Credit Union
1415 ELM STREET
MANCHESTER, NH 03101
* $ 433,003,000 1 $ 155,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 2,142,154,000 1 $ 165,000
Rtn Federal Credit Union
600 MAIN STREET
WALTHAM, MA 02452
* $ 904,421,000 1 $ 205,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ -1,000 1 $ 75,000
Trademark FCU
44 EDISON DRIVE
AUGUSTA, ME 04330
* $ 91,838,000 1 $ 55,000
Luxury Mortgage Corp.
FOUR LANDMARK SQUARE SUITE 300
STAMFORD, CT 06901
* $ -1,000 1 $ 255,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 1 $ 75,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ -1,000 1 $ 75,000
Intercap Lending Inc
910 EAST 6600 SOUTH
SALT LAKE CITY, UT 84121
* $ -1,000 1 $ 185,000
Ancorum Credit Union
765 WASHINGTON STREET
BATH, ME 04530
* $ 261,431,000 1 $ 165,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ 2,675,632,000 1 $ 95,000
Rockland Trust Company
120 LIBERTY STREET
BROCKTON, MA 02302
* $ 11,397,638,000 1 $ 215,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 464,504,000 1 $ 135,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 3,921,403,000 1 $ 125,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 1 $ 85,000
Drew Mortgage Associates, Inc
196 BOSTON TPKE
SHREWSBURY, MA 01545
* $ -1,000 1 $ 85,000

The tables below break down 2020 mortgage applications in Oxford County, ME by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Oxford County, ME in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,508 $297,620,000 $197,000 $945,000 $118,000 $5,231,000
Refinancing 1,185 $219,205,000 $184,000 $1,505,000 $130,000 $1,896,000
Cash-out Refinancing 566 $97,090,000 $171,000 $905,000 $92,000 $881,000
Home Improvement 170 $14,910,000 $87,000 $605,000 $107,000 $672,000
Other Purpose 137 $15,125,000 $110,000 $1,405,000 $103,000 $850,000
Not Applicable 57 $6,615,000 $116,000 $275,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,856 $507,140,000 $177,000 $1,505,000 $116,000 $5,231,000
Not Provided 437 $84,405,000 $193,000 $885,000 $119,000 $850,000
Not applicable 272 $47,470,000 $174,000 $755,000 $89,000 $320,000
Hispanic 22 $4,760,000 $216,000 $575,000 $126,000 $438,000
Asian 18 $3,030,000 $168,000 $255,000 $82,000 $266,000
American Indian or Alaskan Native 11 $1,745,000 $158,000 $295,000 $95,000 $286,000
Black or African American 5 $1,445,000 $289,000 $535,000 $33,000 $61,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,653 $487,565,000 $183,000 $1,505,000 $130,000 $5,231,000
FHA-insured (Federal Housing Administration) 458 $73,730,000 $160,000 $335,000 $55,000 $175,000
VA-guaranteed (Veterans Administration) 306 $57,760,000 $188,000 $535,000 $67,000 $354,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 206 $31,510,000 $152,000 $535,000 $51,000 $280,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,055 $386,375,000 $188,000 $905,000 $122,000 $1,896,000
Application Denied By Financial Institution 515 $76,445,000 $148,000 $1,505,000 $81,000 $943,000
Application Withdrawn By Applicant 495 $89,105,000 $180,000 $855,000 $125,000 $5,231,000
Loan Purchased By The Institution 300 $55,640,000 $185,000 $755,000 $136,000 $850,000
File Closed For Incompleteness 168 $26,220,000 $156,000 $505,000 $95,000 $655,000
Application Approved But Not Accepted 87 $16,555,000 $190,000 $945,000 $134,000 $671,000
Preapproval Denied by Financial Institution 3 $225,000 $75,000 $115,000 $21,000 $35,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,644 $500,290,000 $189,000 $945,000 $122,000 $2,160,000
Debt-To-Income Ratio 687 $111,085,000 $161,000 $1,505,000 $104,000 $5,231,000
Credit History 106 $11,730,000 $110,000 $445,000 $97,000 $672,000
Collateral 72 $10,310,000 $143,000 $515,000 $99,000 $580,000
Other 46 $5,550,000 $120,000 $245,000 $71,000 $438,000
Credit Application Incomplete 41 $7,475,000 $182,000 $515,000 $108,000 $851,000
Unverifiable Information 11 $1,355,000 $123,000 $305,000 $67,000 $154,000
Insufficient Cash (Downpayment, Closing Cost) 9 $1,435,000 $159,000 $325,000 $77,000 $220,000
Employment History 7 $1,335,000 $190,000 $435,000 $79,000 $200,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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