Paducah, KY-IL Metro Area Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 3,275 mortgage applications in Paducah, KY-IL metro area totaling $553.9 million. The average application was for $169,125, and applicants reported an average income of $92,931. 46% of applications resulted in an originated loan and 21% were denied. The most active lender was Vanderbilt Mortgage and Finance, Inc, with 252 applications, followed by The Paducah Bank and Trust Company and Regions Bank.

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Years 2025  2024  
Total Number of Mortgage Applications 3,275
Total Mortgage Loan Application Amount $553,885,000
Average Mortgage Loan Application Amount $169,125
Highest Mortgage Loan Application Amount $27,605,000
Average Applicant Income $92,931
Highest Applicant Income $9,638,000

Mortgage Company List for Lending in Paducah, KY-IL for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 252 $ 29,600,000
The Paducah Bank and Trust Company
2635 LONE OAK RD
PADUCAH, KY 42002
* $ n/a 246 $ 51,190,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ n/a 163 $ 15,735,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ n/a 141 $ 16,895,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 135 $ 15,355,000
Independence Bank of Kentucky
2425 FREDERICA STREET
OWENSBORO, KY 42301
* $ n/a 122 $ 24,420,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 110 $ 22,360,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 100 $ 18,340,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 85 $ 8,505,000
Citizens Deposit Bank
1 WALNUT ST
ARLINGTON, KY 42021
* $ n/a 81 $ 10,465,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 78 $ 13,980,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 72 $ 16,140,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 55 $ 9,005,000
First Community Bank of the Heartland, Inc.
114 E JACKSON ST
CLINTON, KY 42031
* $ n/a 53 $ 6,335,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ n/a 50 $ 8,710,000
Fnb Bank Inc
101 E BROADWAY
MAYFIELD, KY 42066
* $ n/a 49 $ 11,895,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 44 $ 12,210,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 40 $ 5,410,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 38 $ 5,150,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 36 $ 1,990,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 33 $ 2,695,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 32 $ 3,880,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 31 $ 5,715,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 29 $ 6,405,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 28 $ 5,330,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ n/a 28 $ 5,020,000
Firsttrust Home Loans
906 SOUTH ROCK ST.
SHERIDAN, AR 72150
* $ n/a 26 $ 5,070,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 24 $ 920,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 23 $ 3,885,000
Park Lane Finance Solutionsllc
1228 CEDARS CT STE 201
CHARLOTTESVILLE, VA 22903
* $ n/a 23 $ 1,295,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ n/a 21 $ 4,285,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ n/a 20 $ 7,340,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 20 $ 2,950,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 19 $ 3,935,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 18 $ 2,790,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 18 $ 2,570,000
Banterra Bank
111 AIRWAY DRIVE
MARION, IL 62959
* $ n/a 18 $ 3,890,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ n/a 18 $ 3,320,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 18 $ 4,750,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 17 $ 2,455,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ n/a 16 $ 2,330,000
Community Banc Mortgage Corp
301 N MAIN
CHATHAM, IL 62629
* $ n/a 16 $ 2,700,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 16 $ 2,540,000
Farmers Bank and Trust Company
201 SOUTH MAIN STREET
MARION, KY 42064
* $ n/a 16 $ 1,750,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 16 $ 2,080,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 16 $ 3,390,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 16 $ 3,220,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 15 $ 2,695,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ n/a 14 $ 1,370,000
First Kentucky Bank
223 S 6TH ST P.O BOX 367
MAYFIELD, KY 42066
* $ n/a 14 $ 2,340,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 13 $ 785,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 13 $ 2,485,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 13 $ 1,455,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 12 $ 1,200,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 12 $ 1,650,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 11 $ 1,365,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 10 $ 490,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 9 $ 615,000
Community Banc Mortgage Corp
301 N MAIN
CHATHAM, IL 62629
* $ n/a 9 $ 2,655,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 9 $ 1,285,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 9 $ 685,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 8 $ 1,450,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 8 $ 1,090,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 8 $ 1,030,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 8 $ 1,670,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ n/a 8 $ 750,000
River Valley Agcredit
P O BOX 309
PADUCAH, KY 42001
* $ n/a 7 $ 1,965,000
Banterra Bank
111 AIRWAY DRIVE
MARION, IL 62959
* $ n/a 7 $ 525,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 7 $ 1,395,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 7 $ 1,345,000
Liberty Federal Credit Union
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ n/a 7 $ 895,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 7 $ 1,225,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 7 $ 1,165,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 6 $ 640,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 6 $ 860,000
First Financial Bank NA
1401 S. THIRD ST.
TERRE HAUTE, IN 47802
* $ n/a 6 $ 530,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 6 $ 580,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ n/a 6 $ 1,580,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 6 $ 1,010,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 6 $ 920,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ n/a 6 $ 790,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ n/a 5 $ 1,535,000
Siu Credit Union
PO BOX 2888
CARBONDALE, IL 62901
* $ n/a 5 $ 535,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 5 $ 1,065,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 5 $ 665,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 5 $ 555,000
Zippy Loans, LLC
2807 ALLEN ST
DALLAS, TX 75204
* $ n/a 5 $ 295,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ n/a 5 $ 995,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ n/a 5 $ 1,095,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 5 $ 815,000
Commonwealth Federal Credit Union
P.O. BOX 978
FRANKFORT, KY 40601
* $ n/a 5 $ 705,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 5 $ 1,225,000
Capstar Bank
1201 DEMONBREUN ST #700
NASHVILLE, TN 37203
* $ n/a 5 $ 1,005,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 5 $ 1,575,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 4 $ 700,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 4 $ 800,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 4 $ 610,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 4 $ 600,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 4 $ 220,000
Dominion Financial Services, LLC
1029 N CALVERT ST
BALTIMORE, MD 21202
* $ n/a 4 $ 550,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 4 $ 620,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ n/a 3 $ 375,000
Legence Bank
P.O. BOX 569
ELDORADO, IL 62930
* $ n/a 3 $ 225,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 3 $ 485,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 3 $ 285,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 3 $ 365,000
Planters Bank, Inc.
1312 SOUTH MAIN ST
HOPKINSVILLE, KY 42240
* $ n/a 3 $ 205,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 3 $ 315,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ n/a 3 $ 345,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ n/a 3 $ 575,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 3 $ 1,175,000
Presidential Bank, FSB
4600 EAST WEST HIGHWAY, SUITE 400
BETHESDA, MD 20814
* $ n/a 2 $ 1,900,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ n/a 2 $ 330,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 2 $ 350,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ n/a 2 $ 220,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 2 $ 240,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 2 $ 180,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ n/a 2 $ 590,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 2 $ 320,000
Acopia, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ n/a 2 $ 400,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 2 $ 240,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 2 $ 390,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 2 $ 230,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 2 $ 390,000
Mortgage Investors Group
501 JAMES ROBERTSON PARKWAY
NASHVILLE, TN 37219
* $ n/a 2 $ 150,000
Watermark Capital, Inc.
100 SPECTRUM CENTER DR STE 150
IRVINE, CA 92618
* $ n/a 2 $ 310,000
First Mid Bank and Trust, NA
1515 CHARLESTON AVE, PO BOX 499
MATTOON, IL 61938
* $ n/a 2 $ 390,000
Citizens Equity First Credit U
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ n/a 2 $ 70,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 2 $ 260,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 2 $ 410,000
Union Savings Bank
8534 E KEMPER RD
CINCINNATI, OH 45249
* $ n/a 2 $ 450,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 2 $ 410,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ n/a 2 $ 130,000
Greenwood Credit Union
2669 POST ROAD
WARWICK, RI 02886
* $ n/a 2 $ 250,000
First Southern National Bank
99 LANCASTER STREET
STANFORD, KY 40484
* $ n/a 2 $ 390,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ n/a 2 $ 170,000
Bayshore Mortgage Funding
1920 GREENSPRING DRIVE, SUITE 140
TIMONIUM, MD 21093
* $ n/a 2 $ 440,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ n/a 2 $ 140,000
The Paducah Bank and Trust Company
2635 LONE OAK RD
PADUCAH, KY 42002
* $ n/a 2 $ 290,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ n/a 2 $ 270,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 2 $ 410,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 2 $ 370,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ n/a 2 $ 170,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 2 $ 230,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ n/a 2 $ 400,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ n/a 2 $ 310,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 2 $ 350,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ n/a 2 $ 730,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 2 $ 80,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ n/a 2 $ 360,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 2 $ 410,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 2 $ 230,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 2 $ 80,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 2 $ 240,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 2 $ 250,000
First American Bank
80 STRATFORD DRIVE
ELK GROVE VILLAGE, IL 60007
* $ n/a 2 $ 170,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 2 $ 440,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 2 $ 340,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 2 $ 680,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ n/a 1 $ 265,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 1 $ 235,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ n/a 1 $ 185,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 1 $ 185,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ n/a 1 $ 195,000
Ashland Credit Union
1300 CENTRAL AVE
ASHLAND, KY 41101
* $ n/a 1 $ 55,000
First Financial Bank
255 EAST FIFTH STREET SUITE 900
CINCINNATI, OH 45202
* $ n/a 1 $ 105,000
Fnb Bank Inc
101 E BROADWAY
MAYFIELD, KY 42066
* $ n/a 1 $ 55,000
Hancock Whitney Bank
2510 14TH STREET
GULFPORT, MS 39501
* $ n/a 1 $ 135,000
A+ Federal Credit Union
6420 US HWY 290 EAST
AUSTIN, TX 78723
* $ n/a 1 $ 85,000
Southern Bank
531 VINE ST
POPLAR BLUFF, MO 63901
* $ n/a 1 $ 75,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 1 $ 145,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 1 $ 305,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ n/a 1 $ 35,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ n/a 1 $ 25,000
Legence Bank
P.O. BOX 569
ELDORADO, IL 62930
* $ n/a 1 $ 95,000
Bank of Tennessee
301 E. CENTER ST.
KINGSPORT, TN 37660
* $ n/a 1 $ 295,000
Leaders Credit Union
35 STONEBRIDGE BLVD.
JACKSON, TN 38305
* $ n/a 1 $ 25,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ n/a 1 $ 55,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 1 $ 115,000
Fortera Federal Credit Union
2050 LOWES DRIVE
CLARKSVILLE, TN 37040
* $ n/a 1 $ 55,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 1 $ 115,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 1 $ 105,000
Central Bank & Trust Co
PO BOX 1360
LEXINGTON, KY 40588
* $ n/a 1 $ 55,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 1 $ 135,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ n/a 1 $ 195,000
Legends Bank
P.O. BOX 1066
CLARKSVILLE, TN 37041
* $ n/a 1 $ 205,000
Primis Bank

GLEN ALLEN, VA 23060
* $ n/a 1 $ 605,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ n/a 1 $ 155,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ n/a 1 $ 55,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 1 $ 85,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 1 $ 215,000
Southpoint Financial Services, Inc.
5955 SHILOH ROAD EAST, SUITE 200
ALPHARETTA, GA 30005
* $ n/a 1 $ 205,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ n/a 1 $ 175,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ n/a 1 $ 115,000
T2 Financial LLC
480 OLDE WORTHINGTON RD SUITE 300
WESTERVILLE, OH 43082
* $ n/a 1 $ 505,000
Cornerstone First Mortgage, LLC
2655 CAMINO DEL RIO N #450
SAN DIEGO, CA 92108
* $ n/a 1 $ 95,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 1 $ 755,000
Carroll Bank and Trust
19510 E MAIN ST
HUNTINGDON, TN 38344
* $ n/a 1 $ 75,000
First Citizens National Bank

NEWARK, OH 43055
* $ n/a 1 $ 195,000
Heritage Federal Credit Union
PO BOX 189
NEWBURGH, IN 47629
* $ n/a 1 $ 1,085,000
Inova Federal Credit Union
358 S ELKHART AVENUE
ELKHART, IN 46516
* $ n/a 1 $ 35,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ n/a 1 $ 135,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ n/a 1 $ 305,000
The Bradford National Bank of Greenville
100 E COLLEGE AVE
GREENVILLE, IL 62246
* $ n/a 1 $ 195,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ n/a 1 $ 105,000
1st Signature Lending, LLC
9800 CROSSPOINT BLVD.
INDIANAPOLIS, IN 46256
* $ n/a 1 $ 235,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ n/a 1 $ 295,000
Illinois State Police Federal Credit Union
730 ENGINEERING AVE.
SPRINGFIELD, IL 62703
* $ n/a 1 $ 45,000
First Community Bank of the Heartland, Inc.
114 E JACKSON ST
CLINTON, KY 42031
* $ n/a 1 $ 325,000
Greystone Servicing Corporation, Inc.

MEMPHIS, TN 38120
* $ n/a 1 $ 9,755,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ n/a 1 $ 115,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ n/a 1 $ 115,000
Midland States Bank
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ n/a 1 $ 285,000
Citizens Deposit Bank
1 WALNUT ST
ARLINGTON, KY 42021
* $ n/a 1 $ 135,000
Gardner Financial Services
3503 PAESANOS PKWY
SAN ANTONIO, TX 78259
* $ n/a 1 $ 115,000
Fcb Banks
800 BELT LINE ROAD
COLLINSVILLE, IL 62234
* $ n/a 1 $ 115,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ n/a 1 $ 85,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ n/a 1 $ 25,000
South Central Bank Inc
501 S L ROGERS WELLS BLVD
GLASGOW, KY 42141
* $ n/a 1 $ 435,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 1 $ 425,000
Independence Bank of Kentucky
2425 FREDERICA STREET
OWENSBORO, KY 42301
* $ n/a 1 $ 25,000
Premier Mortgage Resources, LLC
3363 E PRESIDENTIAL DR STE 200
MERIDIAN, ID 83646
* $ n/a 1 $ 125,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ n/a 1 $ 5,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ n/a 1 $ 445,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 1 $ 55,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 1 $ 65,000
Ascend Federal Credit Union
520 AIRPARK DRIVE
TULLAHOMA, TN 37388
* $ n/a 1 $ 115,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ n/a 1 $ 125,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 1 $ 155,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ n/a 1 $ 155,000
Synergy One Lending, Inc.
3131 CAMINO DEL RIO N. SUITE 150
SAN DIEGO, CA 92101
* $ n/a 1 $ 95,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 1 $ 75,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 1 $ 155,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 1 $ 45,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ n/a 1 $ 125,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 1 $ 105,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 1 $ 255,000
Rpe Home, Inc
1312 17TH STREET SUITE 71618
DENVER, CO 80202
* $ n/a 1 $ 95,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ n/a 1 $ 125,000
Greystone Servicing Corporation, Inc.

MEMPHIS, TN 38120
* $ n/a 1 $ 9,755,000
Security Bank and Trust Company
110 S MAIN ST
DYER, TN 38330
* $ n/a 1 $ 45,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 1 $ 85,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 1 $ 135,000
Berkadia Commercial Mortgage
323 NORRISTOWN ROAD SUITE 300
AMBLER, PA 19002
* $ n/a 1 $ 27,605,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 1 $ 75,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ n/a 1 $ 225,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ n/a 1 $ 235,000
Ally Bank

CHARLOTTE, NC 28202
* $ n/a 1 $ 225,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 1 $ 65,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ n/a 1 $ 75,000
Gvc Mortgage, Inc.
ONE PLAZA DRIVE, SUITE 3
SUITE 200, IN 46064
* $ n/a 1 $ 125,000
Cumberland Valley National Bank & Trust Co
PO BOX 709
LONDON, KY 40743
* $ n/a 1 $ 145,000
Success Lending, LLC

SCHAUMBURG, IL 60173
* $ n/a 1 $ 125,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ n/a 1 $ 235,000
Canopy Mortgage, LLC
360 TECHNOLOGY COURT STE. 200
LINDON, UT 84003
* $ n/a 1 $ 445,000

The tables below break down 2024 mortgage applications in Paducah, KY-IL metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Paducah, KY-IL in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,112 $376,320,000 $178,000 $9,755,000 $95,000 $9,638,000
Cash-out Refinancing 367 $56,885,000 $155,000 $665,000 $80,000 $482,000
Refinancing 334 $59,620,000 $178,000 $865,000 $99,000 $845,000
Other Purpose 253 $45,855,000 $181,000 $27,605,000 $95,000 $509,000
Home Improvement 205 $14,945,000 $72,000 $2,665,000 $89,000 $606,000
Not Applicable 4 $260,000 $65,000 $135,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,381 $363,775,000 $152,000 $1,495,000 $96,000 $9,638,000
Not applicable 360 $113,540,000 $315,000 $27,605,000 $36,000 $43,000
Not Provided 226 $35,820,000 $158,000 $1,085,000 $88,000 $668,000
Black or African American 180 $21,000,000 $116,000 $615,000 $61,000 $191,000
Hispanic 86 $12,400,000 $144,000 $415,000 $91,000 $265,000
Asian 22 $3,910,000 $177,000 $725,000 $98,000 $400,000
American Indian or Alaskan Native 17 $2,975,000 $175,000 $495,000 $80,000 $284,000
Native Hawaiian or Other Pacific Islander 3 $465,000 $155,000 $245,000 $76,000 $86,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,339 $375,175,000 $160,000 $27,605,000 $97,000 $9,638,000
FHA-insured (Federal Housing Administration) 530 $90,190,000 $170,000 $505,000 $78,000 $650,000
VA-guaranteed (Veterans Administration) 330 $77,590,000 $235,000 $785,000 $90,000 $259,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 76 $10,930,000 $143,000 $265,000 $62,000 $111,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,511 $285,285,000 $188,000 $27,605,000 $109,000 $9,638,000
Application Denied By Financial Institution 702 $90,810,000 $129,000 $9,755,000 $65,000 $474,000
Application Withdrawn By Applicant 401 $68,455,000 $170,000 $945,000 $95,000 $1,628,000
Loan Purchased By The Institution 353 $70,395,000 $199,000 $785,000 $107,000 $289,000
File Closed For Incompleteness 186 $22,800,000 $122,000 $445,000 $72,000 $650,000
Application Approved But Not Accepted 119 $15,565,000 $130,000 $475,000 $80,000 $297,000
Preapproval Approved but not Accepted 2 $500,000 $250,000 $425,000 $239,000 $425,000
Preapproval Denied by Financial Institution 1 $75,000 $75,000 $75,000 $22,000 $22,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,145 $383,055,000 $178,000 $27,605,000 $93,000 $668,000
Debt-To-Income Ratio 599 $102,075,000 $170,000 $1,495,000 $117,000 $9,638,000
Credit History 310 $31,420,000 $101,000 $465,000 $65,000 $450,000
Credit Application Incomplete 64 $7,250,000 $113,000 $495,000 $69,000 $200,000
Collateral 58 $16,920,000 $291,000 $9,755,000 $96,000 $247,000
Unverifiable Information 46 $5,780,000 $125,000 $435,000 $70,000 $225,000
Other 24 $2,410,000 $100,000 $425,000 $70,000 $168,000
Insufficient Cash (Downpayment, Closing Cost) 20 $3,970,000 $198,000 $505,000 $95,000 $335,000
Employment History 9 $1,005,000 $111,000 $215,000 $34,000 $70,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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