Park County, MT Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 614 mortgage applications in Park County, MT totaling $215.4 million, up 9% from 2023. The average application was for $350,000, and applicants reported an average income of $168,000. 50% of applications resulted in an originated loan and 17% were denied. The most active lender was Opportunity Bank of Montana, with 88 applications, followed by First Interstate Bank and Stockman Bank of Montana.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 614
Total Mortgage Loan Application Amount $215,360,000
Average Mortgage Loan Application Amount $350,000
Highest Mortgage Loan Application Amount $2,325,000
Average Applicant Income $168,000
Highest Applicant Income $1,897,000

Mortgage Company List for Lending in Park County, MT for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Opportunity Bank of Montana
1400 PROSPECT AVE
HELENA, MT 59601
* $ n/a 88 $ 32,030,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59101
* $ n/a 64 $ 16,490,000
Stockman Bank of Montana
700 MAIN STREET
MILES CITY, MT 59301
* $ n/a 22 $ 8,100,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 20 $ 9,390,000
Glacier Bank
202 MAIN
KALISPELL, MT 59901
* $ n/a 20 $ 8,080,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 16 $ 1,470,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 16 $ 4,550,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 15 $ 4,785,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 14 $ 5,560,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 13 $ 4,885,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 12 $ 5,520,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 11 $ 5,005,000
Synergy One Lending, Inc.
3131 CAMINO DEL RIO N. SUITE 150
SAN DIEGO, CA 92101
* $ n/a 10 $ 2,900,000
Goprime Mortgage, Inc.
320 N SALEM STREET
APEX, NC 27502
* $ n/a 10 $ 4,660,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 10 $ 2,530,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 9 $ 2,295,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 8 $ 2,520,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 8 $ 3,070,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ n/a 7 $ 2,085,000
Cornerstone Capital Bank, SSB
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ n/a 7 $ 1,955,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 7 $ 2,725,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 7 $ 1,555,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 6 $ 1,200,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 6 $ 470,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 6 $ 1,970,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 6 $ 1,900,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 6 $ 1,690,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 6 $ 2,240,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 5 $ 2,045,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 5 $ 1,835,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 5 $ 3,935,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 4 $ 1,110,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 4 $ 1,800,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ n/a 4 $ 2,260,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 4 $ 840,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 4 $ 1,430,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 4 $ 1,670,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 4 $ 1,910,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 4 $ 1,300,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 4 $ 600,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 3 $ 2,345,000
Agwest Farm Credit, Flca
2001 SOUTH FLINT ROAD
SPOKANE, WA 99224
* $ n/a 3 $ 1,835,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 3 $ 255,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 3 $ 785,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 3 $ 1,495,000
Superior Financial Solutions
4230 ELIDA RD
LIMA, OH 45807
* $ n/a 3 $ 1,345,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 3 $ 1,485,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 3 $ 515,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 3 $ 435,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 3 $ 2,245,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 2 $ 1,770,000
Rpe Home, Inc
1312 17TH STREET SUITE 71618
DENVER, CO 80202
* $ n/a 2 $ 750,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ n/a 2 $ 790,000
Mountain America Federal Credit Union
7181 SOUTH CAMPUS VIEW DRIVE
SANDY, UT 84091
* $ n/a 2 $ 620,000
Evergreen Moneysource Mortgage Company
15405 SE 37TH STREET
BELLEVUE, WA 98006
* $ n/a 2 $ 940,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 2 $ 1,160,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ n/a 2 $ 330,000
Fundloans Capital
12481 HIGH BLUFF DR STE 150
SAN DIEGO, CA 92130
* $ n/a 2 $ 310,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 2 $ 140,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 2 $ 550,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 2 $ 590,000
Meridian Trust Federal Credit Union
PO BOX 548
CHEYENNE, WY 82003
* $ n/a 2 $ 480,000
Altana Federal Credit Union
3212 CENTRAL AVENUE
BILLINGS, MT 59102
* $ n/a 2 $ 480,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 2 $ 590,000
City 1st Mortgage Services, Lc
750 S. MAIN SUITE 104
BOUNTIFUL, UT 84010
* $ n/a 1 $ 305,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 1 $ 355,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 1 $ 365,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 1 $ 275,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 1 $ 285,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ n/a 1 $ 315,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 1 $ 725,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ n/a 1 $ 985,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ n/a 1 $ 245,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 1 $ 2,005,000
Rocky Mountain Credit Union
3400 N MONTANA AVE
HELENA, MT 59602
* $ n/a 1 $ 165,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ n/a 1 $ 295,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 1 $ 385,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 1 $ 455,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 1 $ 415,000
Ussfcu
2750 EISENHOWER AVENUE
ALEXANDRIA, VA 22314
* $ n/a 1 $ 255,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 1 $ 1,085,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 1 $ 305,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 1 $ 555,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ n/a 1 $ 505,000
Manhattan Bank
124 S BROADWAY ST
MANHATTAN, MT 59741
* $ n/a 1 $ 55,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 1 $ 515,000
Bankwest, Inc.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ n/a 1 $ 45,000
Intouch Credit Union
P O BOX 250169
PLANO, TX 75025
* $ n/a 1 $ 2,325,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ n/a 1 $ 125,000
Security Credit Union
5255 SECURITY PARK BLVD
HOLLY, MI 48442
* $ n/a 1 $ 125,000
Communityamerica Federal Credit Union
9777 RIDGE DR
LENEXA, KS 66219
* $ n/a 1 $ 555,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 1 $ 155,000
Greenbox Loans
3250 WILSHIRE BLVD., SUITE 1900
LOS ANGELES, CA 90010
* $ n/a 1 $ 505,000
Valley Financial Credit Union
PO BOX 20417
BILLINGS, MT 59102
* $ n/a 1 $ 305,000
Horizon Credit Union
13224 E MANSFIELD AVE
SPOKANE VALLEY, WA 99216
* $ n/a 1 $ 55,000
Bayshore Mortgage Funding
1920 GREENSPRING DRIVE, SUITE 140
TIMONIUM, MD 21093
* $ n/a 1 $ 455,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ n/a 1 $ 2,325,000
Htlf Bank
1800 LARIMER ST #1800
DENVER, CO 80202
* $ n/a 1 $ 345,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ n/a 1 $ 645,000
Madison Valley Bank
213 E MAIN ST PO BOX 307
ENNIS, MT 59729
* $ n/a 1 $ 255,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ n/a 1 $ 625,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 1 $ 395,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ n/a 1 $ 765,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 1 $ 145,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 1 $ 445,000
First International Bank & Trust
1600 S BDWAY
MINOT, ND 58701
* $ n/a 1 $ 105,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ n/a 1 $ 535,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ n/a 1 $ 775,000

The tables below break down 2024 mortgage applications in Park County, MT by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Park County, MT in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 315 $146,095,000 $463,000 $2,325,000 $209,000 $1,897,000
Cash-out Refinancing 106 $30,620,000 $288,000 $775,000 $119,000 $1,200,000
Other Purpose 71 $11,295,000 $159,000 $605,000 $133,000 $623,000
Refinancing 62 $19,640,000 $316,000 $1,565,000 $135,000 $1,357,000
Home Improvement 60 $7,710,000 $128,000 $465,000 $126,000 $539,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 434 $147,080,000 $338,000 $2,325,000 $161,000 $1,897,000
Not Provided 94 $31,910,000 $339,000 $1,185,000 $208,000 $921,000
Not applicable 65 $30,565,000 $470,000 $2,325,000 $132,000 $159,000
Hispanic 9 $2,725,000 $302,000 $605,000 $132,000 $381,000
American Indian or Alaskan Native 6 $1,590,000 $265,000 $455,000 $90,000 $175,000
Asian 4 $1,100,000 $275,000 $415,000 $124,000 $184,000
Black or African American 2 $390,000 $195,000 $335,000 $133,000 $149,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 522 $178,710,000 $342,000 $2,325,000 $177,000 $1,897,000
FHA-insured (Federal Housing Administration) 51 $17,635,000 $345,000 $575,000 $86,000 $476,000
VA-guaranteed (Veterans Administration) 40 $18,700,000 $467,000 $1,505,000 $125,000 $351,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $315,000 $315,000 $315,000 $87,000 $87,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 309 $113,925,000 $368,000 $2,325,000 $183,000 $1,897,000
Application Withdrawn By Applicant 106 $39,370,000 $371,000 $1,005,000 $161,000 $921,000
Application Denied By Financial Institution 105 $27,725,000 $264,000 $1,705,000 $121,000 $948,000
Loan Purchased By The Institution 58 $24,940,000 $430,000 $2,325,000 $123,000 $202,000
File Closed For Incompleteness 26 $6,740,000 $259,000 $675,000 $217,000 $1,200,000
Application Approved But Not Accepted 10 $2,660,000 $266,000 $655,000 $174,000 $581,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 507 $187,325,000 $369,000 $2,325,000 $179,000 $1,897,000
Debt-To-Income Ratio 45 $10,105,000 $224,000 $605,000 $85,000 $235,000
Collateral 26 $6,730,000 $258,000 $1,105,000 $143,000 $294,000
Credit Application Incomplete 16 $5,510,000 $344,000 $1,705,000 $168,000 $948,000
Credit History 9 $1,985,000 $220,000 $525,000 $136,000 $334,000
Other 8 $2,580,000 $322,000 $515,000 $112,000 $300,000
Unverifiable Information 2 $790,000 $395,000 $505,000 $234,000 $405,000
Insufficient Cash (Downpayment, Closing Cost) 1 $335,000 $335,000 $335,000 $63,000 $63,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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