Pawnee County, OK Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 580 mortgage applications in Pawnee County, OK totaling $92.8 million, up 4% from 2023. The average application was for $160,000, and applicants reported an average income of $88,000. 39% of applications resulted in an originated loan and 25% were denied. The most active lender was Vanderbilt Mortgage and Finance, Inc, with 48 applications, followed by 21st Mortgage and American Heritage Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 580
Total Mortgage Loan Application Amount $92,830,000
Average Mortgage Loan Application Amount $160,000
Highest Mortgage Loan Application Amount $915,000
Average Applicant Income $88,000
Highest Applicant Income $555,000

Mortgage Company List for Lending in Pawnee County, OK for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 48 $ 6,330,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 47 $ 6,195,000
American Heritage Bank
PO BOX 1408/2 SOUTH MAIN
SAPULPA, OK 74066
* $ n/a 25 $ 3,615,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 24 $ 3,280,000
Armstrong Bank
1111 W BROADWAY
MUSKOGEE, OK 74401
* $ n/a 21 $ 1,835,000
Associated Mortgage Corporation
6911 SOUTH 66TH EAST AVENUE SUITE 100
TULSA, OK 74136
* $ n/a 17 $ 3,305,000
First United Bank and Trust Co
PO BOX 130
DURANT, OK 74702
* $ n/a 16 $ 3,360,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ n/a 15 $ 2,295,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ n/a 14 $ 2,140,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 12 $ 2,960,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 12 $ 1,990,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 12 $ 1,790,000
Arvest Bank

TULSA, OK 74103
* $ n/a 11 $ 2,175,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 11 $ 835,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 10 $ 2,590,000
Bancfirst
101 NORTH BROADWAY AVENUE
OKLAHOMA CITY, OK 73102
* $ n/a 10 $ 1,720,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 10 $ 2,190,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 9 $ 1,235,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 9 $ 1,495,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 9 $ 1,815,000
American Mortgage Bank
3401 NW 63RD SUITE 620
OKLAHOMA CITY, OK 73116
* $ n/a 7 $ 1,385,000
First Bank & Trust Company, Perry, Oklahoma
PO BOX 878
PERRY, OK 73077
* $ n/a 7 $ 615,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 6 $ 990,000
The Mortgage Link, Inc.
3 RESEARCH PL #100
ROCKVILLE, MD 20850
* $ n/a 6 $ 1,510,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 6 $ 1,110,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ n/a 6 $ 1,310,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 6 $ 1,090,000
Communication Federal Credit Union
4141 NW EXPRESSWAY, SUITE 200
OKLAHOMA CITY, OK 73116
* $ n/a 5 $ 645,000
Westreet Federal Credit Union
9323 E.21ST STREET
TULSA, OK 74129
* $ n/a 5 $ 335,000
Ttcu Federal Credit Union
9815 E 81ST ST
TULSA, OK 74133
* $ n/a 5 $ 645,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 5 $ 995,000
US Mortgage Corporation
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ n/a 5 $ 895,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 5 $ 1,065,000
Blue Sky Bank
101 EAST 8TH STREET PO BOX 27
PAWHUSKA, OK 74056
* $ n/a 5 $ 505,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ n/a 4 $ 510,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 4 $ 440,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 4 $ 450,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ n/a 4 $ 1,170,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 4 $ 390,000
Stride Bank, National Association
324 WEST BROADWAY AVENUE
ENID, OK 73701
* $ n/a 4 $ 990,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 3 $ 235,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 3 $ 485,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 3 $ 395,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 3 $ 305,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 3 $ 505,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 3 $ 535,000
Mortgage Clearing Corporation
5612 S LEWIS
TULSA, OK 74105
* $ n/a 3 $ 655,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 2 $ 320,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ n/a 2 $ 500,000
American Bank of Oklahoma
200 E MAIN, P.O. BOX 66
COLLINSVILLE, OK 74021
* $ n/a 2 $ 530,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 2 $ 180,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 2 $ 320,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 2 $ 240,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 2 $ 390,000
Right Start Mortgage, Inc

SAN ANTONIO, TX 78248
* $ n/a 2 $ 240,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 2 $ 90,000
Rcb Bank
PO BOX 189
CLAREMORE, OK 74018
* $ n/a 2 $ 110,000
Truity Federal Credit Union
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ n/a 2 $ 180,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 2 $ 220,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ n/a 2 $ 330,000
Assurance Financial Group, L.L.C.
9029 JEFFERSON HIGHWAY SUITE 100
BATON ROUGE, LA 70809
* $ n/a 2 $ 810,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 2 $ 430,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 2 $ 210,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 2 $ 860,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 2 $ 300,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 2 $ 60,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 2 $ 1,120,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 2 $ 340,000
Eastman Credit Union
P.O. BOX 1989
KINGSPORT, TN 37662
* $ n/a 2 $ 210,000
Equity Bank
7701 E KELLOGG STE 100
WICHITA, KS 67207
* $ n/a 2 $ 330,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 1 $ 45,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ n/a 1 $ 425,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 1 $ 85,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ n/a 1 $ 185,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ n/a 1 $ 165,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ n/a 1 $ 125,000
Vision Bank
PO BOX 669
ADA, OK 74820
* $ n/a 1 $ 25,000
Tinker Federal Credit Union
4140 W I-40
OKLAHOMA CITY, OK 73108
* $ n/a 1 $ 85,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ n/a 1 $ 225,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 1 $ 105,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 1 $ 115,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 1 $ 135,000
International Bank of Commerce
1200 SAN BERNARDO AVE.
LAREDO, TX 78040
* $ n/a 1 $ 105,000
The First National Bank and Trust Company of Broke
121 SOUTH MAIN STEET
BROKEN ARROW, OK 74012
* $ n/a 1 $ 525,000
Financial Concpepts Mortgage
2949 S BRYANT
EDMOND, OK 73013
* $ n/a 1 $ 95,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ n/a 1 $ 115,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 1 $ 205,000
First Florida Credit Union
500 WEST 1ST STREET
JACKSONVILLE, FL 32202
* $ n/a 1 $ 95,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 1 $ 35,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 1 $ 55,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 1 $ 55,000
Sente Mortgage, Inc.
4520 BURNET ROAD
AUSTIN, TX 78756
* $ n/a 1 $ 205,000
Security Bank
10727 E 51ST STREET
TULSA, OK 74146
* $ n/a 1 $ 275,000
Mabrey Bank
P O BOX 130
BIXBY, OK 74008
* $ n/a 1 $ 235,000
Green Country Federal Credit Union
202 EAST MORROW ROAD
SAND SPRINGS, OK 74063
* $ n/a 1 $ 55,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 1 $ 325,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 1 $ 175,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ n/a 1 $ 95,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 1 $ 65,000
Developer's Mortgage Company
2700 E DUBLIN GRANVILLE RD SUITE 460
COLUMBUS, OH 43219
* $ n/a 1 $ 65,000
1st Signature Lending, LLC
9800 CROSSPOINT BLVD.
INDIANAPOLIS, IN 46256
* $ n/a 1 $ 225,000
Mid American Credit Union
8404 W. KELLOGG DR.
WICHITA, KS 67209
* $ n/a 1 $ 155,000
Prosperity Bank
1301 N MECHANIC ST
EL CAMPO, TX 77437
* $ n/a 1 $ 235,000
Oklahoma's Credit Union
PO BOX 24027
OKLAHOMA CITY, OK 73124
* $ n/a 1 $ 55,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ n/a 1 $ 295,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 1 $ 75,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 1 $ 195,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 1 $ 95,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ n/a 1 $ 15,000
Community Bank
P.O. BOX 1020
BRISTOW, OK 74010
* $ n/a 1 $ 105,000
Payne County Bank
202 SOUTH MAIN STREET
PERKINS, OK 74059
* $ n/a 1 $ 85,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 1 $ 495,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 1 $ 65,000

The tables below break down 2024 mortgage applications in Pawnee County, OK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Pawnee County, OK in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 388 $69,340,000 $178,000 $915,000 $89,000 $555,000
Cash-out Refinancing 67 $10,405,000 $155,000 $495,000 $83,000 $237,000
Refinancing 45 $6,935,000 $154,000 $445,000 $76,000 $176,000
Home Improvement 40 $2,810,000 $70,000 $305,000 $110,000 $275,000
Other Purpose 39 $3,335,000 $85,000 $305,000 $78,000 $143,000
Not Applicable 1 $5,000 $5,000 $5,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 386 $61,160,000 $158,000 $915,000 $91,000 $555,000
Not applicable 68 $13,110,000 $192,000 $745,000 $176,000 $313,000
American Indian or Alaskan Native 57 $8,675,000 $152,000 $445,000 $85,000 $313,000
Not Provided 47 $6,995,000 $148,000 $755,000 $79,000 $453,000
Hispanic 16 $2,030,000 $126,000 $225,000 $79,000 $192,000
Asian 3 $475,000 $158,000 $165,000 $23,000 $62,000
Black or African American 2 $210,000 $105,000 $155,000 $81,000 $83,000
Native Hawaiian or Other Pacific Islander 1 $175,000 $175,000 $175,000 $36,000 $36,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 388 $57,100,000 $147,000 $755,000 $90,000 $453,000
FHA-insured (Federal Housing Administration) 114 $19,120,000 $167,000 $405,000 $74,000 $159,000
VA-guaranteed (Veterans Administration) 40 $10,500,000 $262,000 $915,000 $127,000 $555,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 38 $6,110,000 $160,000 $305,000 $65,000 $103,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 226 $37,550,000 $166,000 $745,000 $100,000 $555,000
Application Denied By Financial Institution 144 $19,230,000 $133,000 $755,000 $69,000 $453,000
Loan Purchased By The Institution 68 $13,380,000 $196,000 $745,000 $81,000 $313,000
Application Withdrawn By Applicant 64 $12,040,000 $188,000 $915,000 $94,000 $303,000
File Closed For Incompleteness 48 $6,600,000 $137,000 $405,000 $82,000 $240,000
Application Approved But Not Accepted 30 $4,030,000 $134,000 $305,000 $92,000 $346,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 424 $72,430,000 $170,000 $915,000 $95,000 $555,000
Debt-To-Income Ratio 52 $6,710,000 $129,000 $365,000 $67,000 $346,000
Credit History 50 $7,030,000 $140,000 $325,000 $77,000 $189,000
Collateral 18 $1,820,000 $101,000 $255,000 $87,000 $148,000
Credit Application Incomplete 12 $1,260,000 $105,000 $225,000 $65,000 $108,000
Unverifiable Information 12 $2,230,000 $185,000 $755,000 $84,000 $453,000
Other 9 $1,085,000 $120,000 $255,000 $74,000 $122,000
Insufficient Cash (Downpayment, Closing Cost) 3 $265,000 $88,000 $155,000 $50,000 $63,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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