Piatt County, IL Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 1,092 mortgage applications in Piatt County, IL totaling $139.2 million, up 18% from 2011. The average application was for $127,000, and applicants reported an average income of $81,000. 69% of applications resulted in an originated loan and 11% were denied. The most active lender was First State Bank and Trust, with 213 applications, followed by Busey Bank and Wells Fargo Bank NA.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Illinois.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,092
Total Mortgage Loan Application Amount $139,234,000
Average Mortgage Loan Application Amount $127,000
Highest Mortgage Loan Application Amount $978,000
Average Applicant Income $81,000
Highest Applicant Income $1,258,000

Mortgage Company List for Lending in Piatt County, IL for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
First State Bank and Trust
201 W MAIN ST
MONTICELLO, IL 61856
* $ 227,770,000 213 $ 26,437,000
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 3,345,575,000 103 $ 13,359,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 83 $ 12,699,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 74 $ 8,241,000
First Mid Bank and Trust, NA
1515 CHARLESTON AVE, PO BOX 499
MATTOON, IL 61938
* $ 1,492,752,000 63 $ 7,456,000
Marine Bank
3050 WABASH AVENUE
SPRINGFIELD, IL 62704
* $ 600,441,000 50 $ 7,653,000
State Bank of Bement
180 E. BODMAN ST
BEMENT, IL 61813
* $ 77,596,000 40 $ 3,332,000
Heartland Bank & Trust Company
401 N HERSHEY RD
BLOOMINGTON, IL 61704
* $ 1,943,815,000 35 $ 5,127,000
University of Illinois Community Credit Union
2201 S FIRST ST
CHAMPAIGN, IL 61820
* $ 263,810,000 32 $ 2,343,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 26 $ 3,313,000
The Fisher National Bank
1710 S NEIL ST SUITE 3
FISHER, IL 61843
* $ 78,906,000 23 $ 2,041,000
Midland States Bank
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 1,510,045,000 19 $ 2,961,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 19 $ 2,085,000
First Bank & Trust, Il
101 S CENTRAL AVE PO BOX 880
PARIS, IL 61944
* $ 392,552,000 17 $ 2,964,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 123,368,203,000 15 $ 1,261,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 15 $ 2,136,000
Prairie State Bank & Trust
3751 W. WABASH AVE
SPRINGFIELD, IL 62704
* $ 632,958,000 14 $ 2,247,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 13 $ 1,589,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 11 $ 1,492,000
1st Advantage Mortgage
701 E 22ND ST, STE 125
LOMBARD, IL 60148
* $ 10,000,000 11 $ 1,355,000
Cibm Bank
19601 WEST BLUEMOUND ROAD
BROOKFIELD, WI 53045
* $ 500,153,000 9 $ 629,000
First Federal Savings Bank of Champaign-Urbana
1311 S. NEIL ST.
CHAMPAIGN, IL 61820
* $ 160,169,000 8 $ 1,371,000
Hickory Point Bank & Trust FSB
225 N WATER STREET
DECATUR, IL 62523
* $ 632,093,000 7 $ 1,017,000
Inland Home Mortgage Company
2225 S WOLF ROAD
HILLSIDE, IL 60162
* $ 1,135,000,000 7 $ 1,032,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 21,715,012,000 7 $ 1,032,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 7 $ 980,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 6 $ 651,000
Town & Country Banc Mortgage Services, Inc.
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ 237,850,000 6 $ 533,000
Decatur Earthmover Credit Union
260 WEST MARION AVENUE
FORSYTH, IL 62535
* $ 247,184,000 6 $ 464,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ 954,685,000 5 $ 221,000
First Financial Bank NA
1401 S. THIRD ST.
TERRE HAUTE, IN 47802
* $ 2,854,392,000 5 $ 1,139,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 5 $ 528,000
Bankchampaign, National Association
2101 S NEIL ST
CHAMPAIGN, IL 61820
* $ 208,610,000 4 $ 777,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 4 $ 371,000
The Gerber State Bank
PO BOX 410
ARGENTA, IL 62501
* $ 69,977,000 4 $ 155,000
Centrue Bank
606 BROADWAY
COAL CITY, IL 60416
* $ 964,939,000 3 $ 440,000
Town and Country Bank
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ 289,712,000 3 $ 175,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 3 $ 252,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 3 $ 495,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 3 $ 341,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 3 $ 384,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,623,469,000 3 $ 491,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ 727,866,000 3 $ 314,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 3 $ 213,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 143,473,000 3 $ 310,000
Land of Lincoln Credit Union
3130 E MOUND RD
DECATUR, IL 62526
* $ 158,204,000 3 $ 183,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 2 $ 209,000
First State Bank of Bloomington
204 N PROSPECT AVE
BLOOMINGOTN, IL 61704
* $ 96,462,000 2 $ 424,000
Scott State Bank
101 WEST MAIN STREET
BETHANY, IL 61914
* $ 94,769,000 2 $ 226,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 2 $ 354,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 2 $ 141,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 2 $ 262,000
Illini Bank
3200 W. ILES AVENUE
SPRINGFIELD, IL 62711
* $ 257,112,000 2 $ 284,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 2 $ 465,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ 3,304,000 2 $ 336,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 2 $ 152,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 13,433,098,000 2 $ 380,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 2 $ 663,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 2 $ 240,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 2 $ 377,000
The First National Bank of Cat
202 S SANDUSKY
CATLIN, IL 61817
* $ 45,516,000 2 $ 198,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 1 $ 224,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 3,488,863,000 1 $ 53,000
Buena Vista National Bank
1309 SWANWICK STREET
CHESTER, IL 62233
* $ 137,370,000 1 $ 82,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ 1,241,069,000 1 $ 234,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 12,019,539,000 1 $ 49,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 1 $ 133,000
Old Second National Bank
37 SOUTH RIVER STREET
AURORA, IL 60506
* $ 1,939,325,000 1 $ 148,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 114,540,379,000 1 $ 281,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 1 $ 696,000
Grand Bank, National Association
2297 HWY 33
HAMILTON, NJ 08690
* $ 341,507,000 1 $ 102,000
South Central Bank, National Association
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 235,866,000 1 $ 14,000
South Central Illinois Mtg LLC
450 W. SIDE SQUARE
CARLINVILLE, IL 62626
* $ 366,232,000 1 $ 89,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 921,138,000 1 $ 298,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 518,825,000 1 $ 4,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 247,163,000 1 $ 124,000
First Midwest Bank
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 7,848,012,000 1 $ 193,000
Bank & Trust Company
401 N MADISON
LITCHFIELD, IL 62056
* $ 258,445,000 1 $ 214,000
Illinois State Police Federal Credit Union
730 ENGINEERING AVE.
SPRINGFIELD, IL 62703
* $ 79,462,000 1 $ 47,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ 694,137,000 1 $ 55,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 1 $ 52,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 100,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 1 $ 109,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 85,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 1 $ 112,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 1 $ 236,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 1 $ 85,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 1 $ 83,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 1 $ 257,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ 10,000,000 1 $ 158,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 1 $ 98,000
Inlanta Mortgage, Inc.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ 39,000,000 1 $ 213,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ 37,000,000 1 $ 122,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 1 $ 475,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 1 $ 219,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 1 $ 66,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 1 $ 123,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 20,493,569,000 1 $ 148,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 1 $ 116,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ 24,563,405,000 1 $ 560,000
Cmco Mortgage, LLC dba Home Le
7851 FREEWAY CIRCLE
MIDDLEBURG HEIGHTS, OH 44130
* $ 10,000,000 1 $ 492,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 164,000
Provident Funding Group Inc
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 2,200,000,000 1 $ 241,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 423,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 1 $ 6,000
Fortress Bank
9000 N. KNOXVILLE AVENUE
PEORIA, IL 61615
* $ 255,965,000 1 $ 178,000
Soy Capital Bank and Trust Company
455 N MAIN STREET
DECATUR, IL 62523
* $ 386,527,000 1 $ 10,000
First Northern Credit Union
230 W MONROE, SUITE 2850
CHICAGO, IL 60606
* $ 289,440,000 1 $ 155,000
Philo Exchange Bank
102 WEST WASHINGTON STREET
PHILO, IL 61864
* $ 80,070,000 1 $ 36,000
The Credit Union for All
1811 EASTLAND DRIVE
BLOOMINGTON, IL 61704
* $ 44,764,000 1 $ 29,000

The tables below break down 2012 mortgage applications in Piatt County, IL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Piatt County, IL in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 733 $99,430,000 $135,000 $978,000 $87,000 $1,030,000
Home Purchase 283 $35,315,000 $124,000 $423,000 $67,000 $1,258,000
Home Improvement 76 $4,489,000 $59,000 $234,000 $83,000 $305,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 998 $127,883,000 $128,000 $978,000 $84,000 $1,258,000
Not Provided 47 $5,713,000 $121,000 $298,000 $71,000 $315,000
Not applicable 34 $3,768,000 $110,000 $275,000 $24,000 $198,000
Hispanic 6 $637,000 $106,000 $124,000 $33,000 $48,000
Asian 5 $1,063,000 $212,000 $278,000 $135,000 $230,000
Black or African American 1 $4,000 $4,000 $4,000 $75,000 $75,000
American Indian or Alaskan Native 1 $166,000 $166,000 $166,000 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 867 $111,905,000 $129,000 $978,000 $91,000 $1,258,000
FHA-insured (Federal Housing Administration) 95 $11,967,000 $125,000 $423,000 $45,000 $128,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 89 $8,594,000 $96,000 $275,000 $41,000 $99,000
VA-guaranteed (Veterans Administration) 41 $6,768,000 $165,000 $423,000 $51,000 $188,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 752 $96,776,000 $128,000 $978,000 $90,000 $1,258,000
Application Denied By Financial Institution 117 $14,393,000 $123,000 $696,000 $62,000 $373,000
Loan Purchased By The Institution 92 $10,503,000 $114,000 $275,000 $42,000 $146,000
Application Withdrawn By Applicant 76 $10,268,000 $135,000 $475,000 $74,000 $316,000
Application Approved But Not Accepted 42 $5,186,000 $123,000 $405,000 $84,000 $315,000
File Closed For Incompleteness 13 $2,108,000 $162,000 $492,000 $81,000 $275,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 33 $2,520,000 $76,000 $238,000 $52,000 $128,000
Debt-To-Income Ratio 20 $3,068,000 $153,000 $253,000 $61,000 $150,000
Collateral 19 $3,606,000 $189,000 $696,000 $99,000 $373,000
Credit Application Incomplete 10 $1,426,000 $142,000 $227,000 $73,000 $110,000
Other 8 $1,085,000 $135,000 $275,000 $79,000 $170,000
Unverifiable Information 3 $327,000 $109,000 $152,000 $42,000 $69,000
Employment History 2 $131,000 $65,000 $70,000 $30,000 $32,000
Insufficient Cash (Downpayment, Closing Cost) 1 $105,000 $105,000 $105,000 $84,000 $84,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Illinois Lender List